February 28,2017

MUHAMMAD NAWAZ

ABBASI DISTRIBUTORS NEAR ZIKRIA MADRASSA BASTI ANWAR E MADINA 44000 TARNOL ISLAMABAD
PAKISTAN

Subject: e-Statement Subscription

Dear Sir/Madam,

Thank you for subscribing to Meezan Bank's e-Statement service. We are pleased to inform you that from now
onwards, you will receive e-Statements of account(s) at email address that will help you review details of your
transactions at your convenience.

Your Meezan Bank e-Statement subscription schedule is as follows:

E-Statement
Account No. Account Type Currency Email Address
Frequency
MEEZAN ASAAN
0102532420 CURRENT PKR Half Yearly nawaz.md444@gmail.com
ACCOUNT

You are requested to kindly review your subscription details. If you find any discrepancy, please inform us immediately
by calling our 24/7 Call Center at 111-331-331 or 111-331-332.

For your information, Terms and Conditions of Meezan Bank's e-Statement service are attached with this letter.

Regards,
Meezan Bank

************** COMPUTER GENERATED DOCUMENT - NO SIGNATURE REQUIRED **************

Meezan Bank e-Statement Service Terms & Conditions

1. I (hereinafter referred to as the "customer"), do hereby confirm having requested, Meezan Bank Limited
(hereinafter referred to as the "Bank") to transmit and provide periodical Statements of Account ("Statements")
pertaining to my account(s) specified in the Schedule above ("Accounts") via Electronic Mail ("e-mail") instead of
hard-copy printed Statements(s) entirely at my risk and responsibility.

2. The Customer acknowledges and places on record that there are inherent problems in verifying the authenticity of
email transmission, and the customer takes full responsibility and discharges the Bank for any loss for receiving
his/her bank account statements on email in un-encrypted form.

3. In addition to frequency of e-Statement (other than half yearly) mentioned in subscriptions details, the Bank shall
also transmit e-Statements to the Account holders semi-annually or at such other intervals as required by the
State Bank Pakistan. The customer will inform the Bank within forty five (45) days of the date of the relevant
statement of account of any mistake, discrepancy and/or error in the same otherwise the same would be

Page 1 of 2
 considered correct and accepted by the Customer.

4. In case, Account Statement is sent through e-mail, the Bank will not be held responsible for any misuse of the
information so relayed, incomplete information, e-mail containing Account Statement gets bounced back/ could not
be delivered due to reasons of e-mail Box Full, Server unavailability, or other such reasons.

5. The Customer acknowledges that the Bank provides consolidated e-Statement of accounts to its Premium
Banking customers. In case of change of status of Premium Banking relationship, the Bank shall continue to
provide e-Statement of accounts, however, it shall be provided in unconsolidated format.

6. The Customer gives its consent that the Bank may subscribe automatically other existing accounts of customer
opened with the same Customer ID in any of Meezan Bank Branch to e-Statement service.

7. Any new account(s) that may be opened by the Customer from time to time with the Meezan Bank, will be
automatically enrolled for e-Statement service.

8. The Customer acknowledges that the Bank is entitled to market its own or group products and services to its
customers via e-mail and other channels.

Page 2 of 2