INTERNATIONAL MONETARY FUND

I ANNEXURE

A. QUESTIONNAIRE

1) World Bank promotes long term economic development?

YES NO
2) The international monetary fund is on organization in how many
countries?
a) 200 b) 190 c) 189 d) 300
3) Is international monetary fund promote exchange stability
YES NO
4) Is WTO works help international trade flow smoothly
YES NO
5) If IMF finance for the projects?
YES NO
6) Is IMF help to development an industrial sector?
YES NO
7) IMF headquarters situated at?
A) America b) Japan c) china d) Singapore
8) India country is the member of international monetary fund?
YES NO
9) Is the global crises showed that price stability does guarantee
micro economic stability
YES NO
10) Is IMF and world bank launched the heavily
debited rich countries initiative in 1996?
YES NO

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B) QUESTIONNAIRE SURVEY REPORT

1) World Bank promotes long term economic development?

YES
NO

2) The international monetary fund is on organization in how many

countries?

300

189

190

200

0 10 20 30 40 50

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3) Is international monetary fund promote exchange stability

YES
NO

4) Is WTO works help international trade flow smoothly

YES
NO

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5) If IMF finance for the projects?

YES
NO

6) Is IMF help to development an industrial sector?

YES
NO

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7) IMF headquarters situated at?

singapur

china

japan

america

0 5 10 15 20

8) India country is the member of international monetary fund?

YES
NO

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9) Is the global crises showed that price stability does guarantee micro
economic stability?

YES
NO

10) Is IMF and world bank launched the heavily debited

rich countries initiative in 1996?

YES
NO

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C. CONCLUSION

IMF financing entails substantial advantages. The seven large countries in our sample which
have been affected by the Asian crisis and its aftermath have saved around $ 8.5 billion on
interest payments in the last three years. This is a substantial amount and equals 4% of total
interest payments of these countries in the corresponding period. This 'benefit' has been made
possible by the relatively low rates which the IMF charges on its loans compared to market
loans, and may actually be larger as often overall commercial borrowing costs are lowered
because of the adoption of an IMF program. The IMF is able to charge relatively low rates
because of its cheap funding and its ability to reduce risks. The unique financial structure of the
IMF, drawing on surplus official reserves of financially strong member countries, ensures that
IMF credit can be provided at relatively low cost. Creditors are willing to lend at a low rate
because: claims on the IMF are very liquid. Second, the risks on claims on the IMF are low,
because the IMF can combine its loans with adjustment programs which increase the debtors
capacity to repay, supported by the preferred creditor status of the IMF. The relatively low
interest rates charged by the IMF can lead to moral hazard behavior on the part of the debtor
countries. This is largely reduced through the tough policy measures which the IMF imposes as a
condition for its programmers. In practice, most countries do not turn to the IMF if not forced by
adverse circumstances. The stronger the conditionality the lower the probability that a country
will run into payments arrears. Therefore, strong conditionality reduces both moral hazard
behavior as well as the risk for the IMF.

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D. BIBLIOGRAPHY

http://www.imforgiextemal/about.htm

http://www.imforgiextemal/about.htm About the IMF." International Monet act.

Fund. International Monetary 2009

http:Ilwww.who.int/about/en/
Fund. 12 May About WHO." World Health Organization. World Health
Organization

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