RESEARCH OBJECTIVE -To determine if credit risk management have impact on the profitability of commercial banks in Malaysia RESEARCH QUESTIONS -What is the relationship between Non-Performing Loan Ratio (NPLR) and Return On Assets (ROA) of commercial banks in Malaysia? -What is the relationship between Capital Adequancy Ratio (CAR) and Return On Assets (ROA) of commercial banks in Malaysia? -What is the relationship between Non-Performing Loan Ratio (NPLR) and Return On Equity (ROE) of commercial banks in Malaysia? -What is the relationship between Capital Adequancy Ratio (CAR) and Return On Equity (ROE) of commercial banks in Malaysia?