Anil Reddy M

Mobile: +91- 8919888697

7569298686

E-Mail: anilreddy.ba@gmail.com

Aiming to take suitable role that gives opportunity to effectively use my experience and their by contributing
to organisation growth and also enhancing my personal learning

OVERVIEW

 A competent professional with over 6.5 years experience in, Corporate Credit Banking Operations & Risk
Management.
 Presently Working as Senior Manager in Credit Administration department with Yes Bank Ltd.
 Handling team of 5 members and AP ,Telangana region credit admin operations.
 Deftness in handling and ensuring the escalation procedures to ensure breaches, overdue and non receipt are
promptly escalated to the Business for risk management and for the Business to deal with end investors as
appropriate.
 Monitoring post disbursement compliances for WBG, SMEAG and BBG Clients.
 A team player with strong leadership, people management, communication and analytical skills.
 Initiating pro-active steps for resolving the queries with proper inter-departmental coordination with zero%
escalations
 First line of interaction & facilitators for various audits conducted in the bank & providing all inputs as
required. Liasioning with the legal, risk, Treasury, for proper functioning of the programs & providing inputs
to Product & Process Development Committee
 Dealing with Zonal Head, Regional Heads, Account Relationship Managers (ARMs) and Solution Managers
(SMs), and catering their service requests, pertaining to Disbursements, Preparing complete, correct, reliable
MIS for various business needs (Internal Audit Department, RBI Audits, SOX requirements, Peer reviews and
Management Decision Making Process) in time

ORGANISATIONAL DETAILS

Yes Bank Ltd June’16 – till date

As Senior Manager Credit Admin department

Yes Bank Ltd Feb’15 – June 16

As Manager Credit Admin department

ICICI Bank Ltd May’11- Jan’15

As Deputy Manager Credit Mid office

Key Responsibilities:

 Conversant with post sanction activities like: Issuance of sanction letters, preparation/ vetting of legal
documentation, Compliance with covenants, terms & conditions, RBI regulations, Collateral
management, Credit limits/ collateral registration in system, monitoring thereof, Audit responses, MIS,
Regulatory compliance reporting.
 Post sanction verification of facility & sanction documents executed by business groups for working
capital & term loan facilities of corporate clients.
  Finalising the limit set up for working capital facilities & disbursement for term loan facilities in the
system
 Monitoring of post disbursement compliances stipulated on the clients
 Preparation of reports to provide feedback to senior management on breached and pending
Compliances.
 Responsible for capturing (extraction of covenants from CAL/FL), monitoring (updating) and
reporting covenants to several business Head and RISK Management of the bank.
 Ensuring Completion of Documentation as per Pre-Sanction Checklist
 Preparation of Credit Memo in a consistent, concise and lucid manner
 Providing concise and relevant financial analysis by clearly identifying risks.
 Assisting RM in completing Legal & Valuation reports
 Ensuring Timely Renewals of Cases in the Portfolio
 Interact and follow up with clients on required information and clarifications
 Highlighting any early warning signs of the portfolio to the RMs.
 Ensuring timely resolution of Temporary irregularity in the Portfolio.
 Ensuring SOX documentation of processes and compliance of SOX guidelines.

WORK EXPERIENCE -III

 Worked as an Assistant Professor in Indira Institute of Technology and Science Engineering College
Duration : September 2009 to July 2010.
ACADEMIC
 PGDM (Banking & Finance) from Manipal University in 2011. Secured 8.10 CGPA.
 B.E.(E.C.E) from Nagarjuna University in 2008. Secured 75.00%.
 12th from Board of Intermediate Education, A.P. in 2003. Secured 90.0%.
 10th from Board of Secondary Education, A.P. in 2001. Secured 78.00%.

SKILLS SET
 Good documentation knowledge.
 Highly organized with strong awareness of risk controls.
 Good analytical and problem solving skills.
 Well versed with MS Office and Internet Applications.
 Thorough knowledge of regulations and circulars regarding Credit Risk Mgmt.

OTHER CREDENTIALS
 Completed CAIIB certification from Indian Institute of Banking and Finance in risk management
specialization.
 Completed JAIIB certification from Indian Institute of Banking and Finance
 Certification in AMFI-Mutual Fund distributors module by NISM with 83.75%
 Certification in Depository Operations module by NCFM with 80%

PERSONAL PROFILE
Date of Birth : 27th July1986
Languages Known : English, Hindi and Telugu.