Ga Power Capsule For Ibps Clerk Mains 2018 by Gopal Anand

GA POWER CAPSULE FOR IBPS CLERK MAINS 2018
Contents
Must-Do Current Affairs for IBPS CLERK MAINS 2018 ................................................................................................................... 2
BANKING & FINANCIAL AWARENESS CURRENT AFFAIRS .................................................................................................... 8
ECONOMY/FINANCIAL CURRENT AFFAIRS ............................................................................................................................. 11
Static Takeaways from Banking & Economy Current Affairs ........................................................................................................ 12
Current Affairs Injections of JANUARY 2018 for IBPS CLERK MAINS 2018 .............................................................................. 14
Static Take Aways January 2018 Current Affairs Injec .................................................................................................................... 18
Static Take Aways December 2017 Current Affairs ......................................................................................................................... 19
Static Take Aways November 2017 Current Affairs ........................................................................................................................ 22
Static Take Aways from October 2017 Current Affairs ................................................................................................................... 25
BUSINESS NEWS (NATIONAL & INTERNATIONAL) ................................................................................................................. 28
Static Takeaways from Business Current Affairs ............................................................................................................................. 29
AGREEMENTS/MOU SIGNED ......................................................................................................................................................... 29
Countries|Capital|Currency Part 1 ................................................................................................................................................... 30
NEW APPOINTMENTS: NATIONAL .............................................................................................................................................. 30
NEW APPOINTMENTS: INTERNATIONAL .................................................................................................................................. 32
Static Takeaways from New Appointments ..................................................................................................................................... 33
AWARDS ............................................................................................................................................................................................... 34
CURRENT SUMMITS/EVENTS HELD (NATIONAL/INTERNATIONAL) .............................................................................. 36
COMMITTEES IN NEWS .................................................................................................................................................................... 39
NATIONAL CURRENT AFFAIRS ..................................................................................................................................................... 39
INTERNATIONAL CURRENT AFFAIRS ......................................................................................................................................... 42
Countries | Capital | Currency Part 2 ............................................................................................................................................... 43
CURRENT AFFAIRS RELATED TO STATES IN INDIA ................................................................................................................ 44
ALL ABOUT THE STATES IN INDIA CM/GOVERNORS/WILDLIFE SANTUARIES/NATIONAL PARKS / POWER
PLANTS IN INDIA ............................................................................................................................................................................... 46
OBITUARIES (NATIONAL/INTERNATIONAL) ........................................................................................................................... 49
LIST/INDEXES ANNOUNCED RECENTLY ................................................................................................................................... 50
Static Takeaways: Index/Reports released by different Organisations ........................................................................................ 52
IMPORTANT DAYS OBSERVED RECENTLY ................................................................................................................................. 53
BOOKS & AUTHORS ........................................................................................................................................................................... 54
DEFENCE CURRENT AFFAIRS ......................................................................................................................................................... 55
SPORTS CURRENT AFFAIRS ............................................................................................................................................................ 57
SCHEMES .............................................................................................................................................................................................. 62
MISCELLANEOUS TOPICS ................................................................................................................................................................ 64
BANKING AWARENESS CAPSULE FOR IBPS CLERK MAINS 2018 ......................................................................................... 66
HANDY NOTES BANKING: PRIORITY SECTOR LENDING ...................................................................................................... 74
STATIC GK CAPSULE for IBPS CLERK MAINS 2018 .................................................................................................................... 87
List of Schemes & Apps launched by Banks ..................................................................................................................................... 87
List of Union Cabinet Ministers & their Constituency .................................................................................................................... 87
IMPORTANT AIRPORTS IN INDIA ................................................................................................................................................. 92
BOUNDARY LINES ............................................................................................................................................................................. 93
IMPORTANT DAMS IN INDIA ......................................................................................................................................................... 93
CLASSICAL DANCES&FOLK DANCES IN INDIA ....................................................................................................................... 93
IMPORTANT DAYS ............................................................................................................................................................................. 94
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Must-Do Current Affairs for IBPS CLERK MAINS 2018
BJP wins absolute Majority in Gujarat & Himachal Best Lyrics: Amitabh Bhattacharya (Dangal)
Pradesh Assembly Elections 2017 Best Music Director: Pritam (Dangal)
BJP retained power in Gujarat for the 6th time in a row & Best Debut Director: Suresh Triveni (Tumhari Sulu)
swept the polls in HP. In Gujarat, BJP won 99 seats,
Congress won 77 seats & others 6. In Himachal Pradesh, Center Enhances Monetary Allowances for Gallantry
BJP won 44 seats. In HP, Congress CM Virbhadra Singh Award Winners
won, while former BJP CM Prem Kumar Dhumal lost.
Jairam Thakur will be Himachal Pradesh‘s new CM . Post-Independence Gallantry Awards (100% Increase)
Vijay Rupani will continue as CM of Gujarat & Nitin Patel Gallantry Award Revised rate of Monetary
will be elected as his deputy chief minister. Allowance
(Rupees per month)
State-Run Banks' NPAs Touched Rs 7.34 Lakh Crore- RBI Param Vir Chakra (PVC) 20,000
Data Ashoka Chakra 12,000
Bad loans of Public sector banks (PSBs) stood at Rs 7.34 Maha Vir Chakra (MVC) 10,000
lakh crore by the end of second quarter this fiscal. Kirti Chakra (KC),000 9,000
The network of Debt Recovery Tribunals expanded to 39 at Vir Chakra (VrC) 7,000
present, as compared to 33 in 2016-17. Shaurya Chakra (SC) 6,000
The gross NPA of public sector & private sector banks as
Sena/Nao Sena/Vayu 2,000
on Sept. 30, 2017, were Rs 7,33,974 crores & Rs 1,02,808 Sena Medal
crore, respectively.
Note: Chief of Army Staff- Bipin Rawat| Chief of Navy
Among the major govt.-owned banks, SBI had the highest
Staff- Sunil Lanba. | Chief of Air Staff- Birender Singh
level of NPAs at over Rs 1.86 lakh crore, followed by PNB
Dhanoa.
(Rs 57,630 crore) & Bank of India (Rs 49,307 crore).
Among private banks, ICICI Bank had the most amount 11th WTO Ministerial Conference Held in Argentina
of NPAs at Rs 44,237 crore, followed by Axis Bank (Rs a) 11th World Trade Organization (WTO) Ministerial
22,136 crore) & HDFC Bank (Rs 7,644 crore). Conference (MC11) held in Buenos Aires, Argentina.
b) It was chaired by Minister Susana Malcorra of
Small Savings Schemes‘ Interest Rates Cut by 20 bps Argentina.
Govt. slashed interest rates on small savings schemes, c) Indian Delegation was led by Minister of Commerce &
including National Savings Certificate (NSC) & Public Industry Suresh Prabhu.
Provident Fund (PPF), by 0.2% for the January-March d) Three proponent groups announced new initiatives to
period from the rates applicable in the previous quarter. advance talks at the WTO on the issues of electronic
This will prompt banks to lower deposit rates. commerce, investment facilitation, & micro, small &
Interest on savings deposits has been retained at 4%. medium-sized enterprises (MSMEs).
Instrument Rate of Interest e) European Union contributed EUR 1 million (over CHF
National Savings Certificate (NSC) 7.6% 1.2 million) to improve the trading capacity of
Sukanya Samriddhi Account 8.1% developing countries & to help them play a more active
Kisan Vikas Patra (KVP) 7.3% role in trade negotiations.
Public Provident Fund (PPF) 7.6% f) United Kingdom govt. announced at the WTO‘s
Senior Citizens Savings Scheme 8.3% Ministerial Conference with a commitment of £16
Savings Deposit 4% million (around US$ 21.3 million) to 51 of the world‘s
5 Years Recurring Deposit 6.9% poorest countries.
All About the Star Screen Awards 2017 held in Mumbai Features of New House Building Advance (HBA) rules
The complete list of winners are as follows: Incorporating the accepted recommendations of 7th Pay
Best Film (Critics): Newton Commission, Govt. raised the maximum amount that a
Best Director: Nitesh Tiwari (Dangal) central Govt. employee can borrow from the Govt. to Rs
Best Actress (Critics): Vidya Balan (Tumhari Sulu) 25 lakh for new construction/purchase of new house/flat.
Best Actress: Konkona Sen Sharma (Lipstick Under My The govt. also increased the amount that a central govt.
Burkha) employee can borrow for expansion of their homes to 34
Best Actor (Critics): Rajkummar Rao (Newton) months of basic pay to a maximum of Rs 10 lakh, from Rs
Best Actor: Irrfan Khan (Hindi Medium) 1.80 lakh earlier.
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Narendra Modi Inducts Scorpene-Class Submarine Four agreements were signed by India & Philippines-
Kalvari into Indian Navy in areas including Defence Cooperation & Logistics,
PM Modi commissioned India's first modern agriculture, MSME & forging closer relations between
conventional submarine, INS Kalvari, into Navy's fleet in the Indian Council of World Affairs & the Philippines
Mumbai, a first in almost two decades. Foreign Service Institute.
PM Modi held bilateral talks with his Australian PM
Malcolm Turnbul. In their brief meeting, both sides
exchanged views on issues of mutual interest, including
bilateral, regional & international issues.
Note: Philippines Capital- Manila, Currency- Philippine
peso. President- Rodrigo Duterte.
ISSF World Cup 2017- Highlights

Hosts India finished seventh overall with one gold, one
silver, & a bronze, while Italy pipped China in the medals
Kalvari is the first of the six Scorpene-class submarines tally, as the ISSF World Cup Final, in New Delhi.
handed over by shipbuilder Mazagon Dock Limited
(MDL). Important wins from India side are as follows-
Key facts to know about Kalvari Submarine- 1. India won through Jitu Rai/Heena Sidhu (gold in
1. Dreaded Tiger shark- It is named after the dreaded tiger mixed team 10m air pistol),
shark, a deadly deep-sea predator of the Indian Ocean. 2. Sangram Dahiya (silver in men's double trap), and
2. French naval defense's design- The submarines, designed 3. Amanpreet Singh (bronze in men's 50m pistol).
by French naval defense & energy company DCNS, are This was India's best ever result in the annual ISSF
being built by Mazagon Dock Limited (MDL) in Mumbai. shooting centerpiece. China's Rio 2016 10m air pistol
3. Scorpene class submarine- The Navy is inducting six women's champion, Mengxue Zhang & Gengcheng
Scorpene-class submarines on a 3-billion dollar contract. Sui, were crowned Champion of Champions in pistol
Construction for the first submarine, designated as MDL & rifle respectively.
Yard 11875 commenced in December 2006.
Yonex French Open Badminton 2017: Complete List of
31st ASEAN Summit 2017 Highlights Winners
a) 31st Association of Southeast Asian Nations Summit held Yonex French Open 2017 Badminton tournament was held
in Manila, Philippines. in Paris. French Open Badminton Tournament is held
b) Philippine President Rodrigo Duterte chaired the summit. annually since 1909 in France.
c) The theme "Partnering for Change, Engaging the World".
Category Winner Runner-up
Important Excerpts from the Visit of PM Modi to 1. Men‘s Singles Kidambi Kenta
Philippines & 31st ASEAN Summit- Srikanth (India) Nishimoto
Meetings Held/Agreements Signed- (Japan)
1. The Master Plan on ASEAN Connectivity (MPAC) 2025 2. Women‘s Tai Tzu Ying Akane
Videos were launched. Singles (Chinese Yamaguchi
2. Regional Comprehensive Economic Partnership Ministerial Taipei) (Japan)
Meeting (RCEP MM). 3. Men‘s Doubles Lee Jhe-Huei & Mathias Boe &
3. Signing of the Side Agreements of the ASEAN-Hong Kong Lee Yang Carsten
Investment Agreement (AHKIA). (Chinese Mogensen
4. Signing of the ASEAN-Hong Kong, China (AHKFTA) Free Taipei) (Denmark)
Trade Agreement (FTA). 4. Women‘s Apriyani Lee So Hee &
India's Meetings/Bilateral Talks- Doubles Rahayu & Shin Seung
PM Modi visited the International Rice Research Institute
Greysia Polii Chan (South
(IRRI), in Philippines. The institute is working towards
(Indonesia) Korea)
developing better quality of rice seed & addressing food
scarcity issues.
All You Need to Know About Paradise Papers
Indo-US Bilateral Talks- PM Modi & US President
After Panama Papers leak, another secret financial data
Donald Trump held bilateral talks on the sidelines of the
leaked by International Consortium of Investigative
ASEAN Summit in Manila. Both leaders discussed a range
Journalists named 'Paradise Papers'.
of key issues including defence & security.
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In the new set of records obtained primarily from USA-Based Namit Deshpande becomes the First NRI to
Bermuda-based firm Appleby & Singapore-based Asiaciti Play for India‘s U17 World Cup Team.
Trust, a trove of 13.4 million documents, named ‗Paradise England has won the FIFA U-17 World Cup by
Papers‘ has come to the fore. defeating Spain by 5-2.
It was obtained by German newspaper Suddeutsche Phil Foden of England adjudged tournament‘s best
Zeitung & were investigated by the International player & awarded ‗Golden Ball‘.
Consortium of Investigative Journalists (ICIJ) working in Rhian Brewster from England has scored the most goals
partnership with 96 news organisations. The Paradise (8 goals) & awarded, 'Golden Boot'.
Papers also take into account corporate registries Gabriel Brazao the goalkeeper of Brazil‘s national
maintained by Govt.s in 19 secret jurisdictions, which are football team has won the ‗Golden Glove‘.
often referred to as ‗tax havens‘. Brazil has won the Fair Play Award.
The Indian Express, part of the International Consortium of
Investigative Journalists (ICIJ), reported that among the All About ISSF, New Delhi 2017
180 countries represented in the data, India ranked 19th in Hosts India finished seventh overall with one gold, one
terms of the number of names featured. The Paradise silver, & a bronze, while Italy pipped China in the medals
Papers aims to expose trails of veiled offshore financial tally, as the ISSF World Cup Final, in New Delhi.
activities. The list has about 714 Indians. Important wins from India side are as follows-
International Consortium of Investigative Journalists 1. India won through Jitu Rai/Heena Sidhu (gold in
It was founded in 1997 by an American journalist mixed team 10m air pistol),
Chuck Lewis. 2. Sangram Dahiya (silver in men's double trap), and
It is Headquartered in Washington, DC, USA. 3. Amanpreet Singh (bronze in men's 50m pistol).
PM of Italy Visited India Complete list of Nobel Prize Winners 2017

Italian PM Paolo Gentiloni visited India. This is the first The 2017 Nobel Prize were announced recently in 6
visit by an Italian premier in 10 years. different fields viz. Physiology or Medicine, Physics,
Joint Declaration of Intent of Cooperation for Safety in the Chemistry, Literature, Peace, & Economic Sciences.
Railway sector Field Description Winner
MoU on 70 years of diplomatic relations between Indian Physiology for the discoveries of Jeffrey C. Hall
Council of Cultural Relations & Ministry of Foreign Affairs or Medicine molecular (USA), Michael
& International Cooperation, Govt. of the Republic of Italy mechanisms Rosbash (USA) &
MoU on cooperation In the field of Energy controlling the Michael W.
Executive Protocol on Cultural Cooperation circadian rhythm Young (USA)
MoU between the Training Unit of the Ministry of Foreign Physics for decisive Rainer Weiss
Affairs & International Cooperation. contributions to the (Germany), Barry
MoU for promoting mutual investments between Italian LIGO detector & the C. Barish (USA)
Trade Agency & Invest India observation of & Kip S. Thorne
Note: Rome: Capital of Italy. Euro: Currency of Italy. gravitational waves (USA)
Chemistry for developing cryo- Jacques Dubochet
All About FIFA U-17 World Cup 2017 electron microscopy (Swizerland),
17th edition of FIFA U-17 World Cup took place for the for the high- Joachim Frank
first time in India. resolution structure (Germany) &
It is a biennial international football tournament of men‘s determination of Richard
under-17 national teams organized by Federation biomolecules in Henderson
Internationale de Football Association (FIFA). solution (Scotland)
The Mascot was clouded leopard named ‗Kheleo‘. in novels of great Kazuo Ishiguro
The official ball is called ‗Krasava‘. Literature emotional force, has (Japan)
The final match held in Salt Lake Stadium, Kolkata. uncovered the abyss
This was the first time India hosted U-17 FIFA World Cup. beneath our illusory
Switzerland‘s Esther Staubli became the first female sense of connection
football referee to officiate a match. with the world
Jeakson Singh creates history by scoring India‘s first ever Peace for its work to draw International
goal in FIFA World Cup. attention to the Campaign to
FIFA U-17 WC in India becomes most attended in catastrophic Abolish Nuclear
event‘s history for the first time. humanitarian Weapons (ICAN)

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consequences of any (founded in 2. President of the Republic of Kazakhstan (Chaired)
use of nuclear Australia) Nursultan Nazarbayev chaired the Meeting.
weapons & for its 3. During the meet, India & Pakistan became full members of
ground-breaking SCO. Beijing, China is the HQ of SCO.
efforts to achieve a 4. It was founded in Shanghai in 2001.
treaty-based 5. The next meeting will be held in 2018 in China.
prohibition of such
weapons 12th G-20 Summit held in Germany
Economic for contributions to Richard H. 1. 12th G20 Summit 2017 held in Hamburg, Germany.
Sciences behavioural Thaler (USA) 2. Theme of summit was 'shaping an interconnected world'.
economics 3. The leaders adopted a declaration focusing on:
a) sharing the benefits of globalization
All About the "Power for All - Saubhagya Scheme" b) building resilience c) improving sustainable livelihood
PM Modi launched - Pradhan Mantri Sahaj Bijli Har d) assuming responsibility
Ghar Yojana ‗Saubhagya‘ to provide electricity 4. French President Macron announced that France will
connections to over 4 crore families in rural & urban areas host another conference on climate change on 12 Dec 2017.
by December 2018. India will achieve the target of power 5. 13th G20 summit will be hosted by Argentina in 2018.
for all by December 2018, while all villages will be
electrified by the end of 2017. All about the 9th BRICS Summit 2017
What is Saubhagya Scheme? 9th BRICS Summit was held in Xiamen, China.
The scheme means Sahaj Bijli Har Ghar Yojana, The Summit had five participating countries namely
Aims to provide access to electricity to all families in India. Brazil, Russia, India, China & South Africa.
The scheme will provide free electricity connection to poor The theme was ―BRICS: Stronger Partnership for a
families of India, Brighter Future‖.
Total outlay is pegged at Rs 16,320 crore, China Announced $80 Million (apprx.) Funding Plan
It will give access to electricity to all ‗willing‘ households. for BRICS: China will give 500 million yuan ($76.4
million) for a BRICS economic & technology
Pradhan Mantri LPG Panchayat in Gujarat launched cooperation plan, & another $4 million for projects at
Union Minister for Petroleum & Natural Gas the BRICS countries' NDB stated Chinese President Xi
Pradhan launched Pradhan Mantri LPG Panchayat at Mota Jinping.
Ishanpur village in Gandhinagar district of Gujarat.
A total one lakh, Pradhan Mantri LPG Panchayats would WIMBELDON 2017
be organized across the country in next one & half year to 1. 131st Wimbeldon edition held in London, UK.
provide an interactive platform to the rural LPG users. 2. Roger Federer became the first man to win Wimbledon
He also inaugurated the Skill Development Institute at eight times.
Adalaj near Ahmedabad as part of National Skill 3. Spain's Garbine Muguruza won her first Wimbledon
Development Mission. title by defeating Venus Williams.
4. Martina Hingis clinched her 23rd Grand Slam title as
the Swiss star & Scottish partner Jamie Murray won
the Wimbledon mixed doubles.
The Complete List of the Winners of 2017 US OPEN

Event Winner Runner-Up
Men's Doubles Jean-Julien Feliciano Lopez /
Rojer / Horia Marc Lopez
Tecau
Women's Chan Yung-jan / Lucie Hradecka /
Doubles Martina Hingis Katerina Siniakova
Mixed Doubles Martina Hingis / Chan Hao-ching /
Jamie Murray Michael Venus
Shanghai Cooperation Organisation 2017 meeting held 112 Gallantry Awards was given on 71st Independence
1. The meeting of the Heads of State Council of the Shanghai Day
Cooperation Organisation was held in Astana. President Kovind approved 112 Gallantry Awards to
armed forces & paramilitary personnel.
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The Awards includes five Kirti Chakras, 17 Shaurya Dhyan Chand Award
Chakras, 85 Sena Medals (Gallantry), three Nao Sena S. No. Name (S/Shri) Discipline
Medals (Gallantry) & two Vayu Sena Medals 1. Mr. Bhupender Singh Athletics
(Gallantry). Of all 112 awards, 19 are posthumous. 2. Mr. Syed Shahid Hakim Football
3. Ms. Sumarai Tete Hockey
Kirti Chakra
Major Preetam Singh Kunwar Army Union Govt. launched e-RaKAM Portal
Havildar Giris Gurung (Posthumous) Army Govt. launched a portal, to provide a platform to sell
Major David Manlun (Posthumous) Army agricultural produce called e-RaKAM.
Shri Pramod Kumar (Posthumous) Mha It is a joint initiative by state-run-auctioneer MSTC &
Chetan Kumar Cheeta, Commandant, Crpf Mha Central Warehousing Corporation arm CRWC.
Shaurya Chakra e-Rashtriya Kisan Agri Mandi (e-RaKAM) portal is
Maj Satish Dahiya(Posthumous) Army launched to provide a platform for farmers to sell
Maj Gosavi Kunal Munnagir Army agricultural produce.
Nao Sena Medal(Gallantry) E-RaKAM is a digital initiative aims to bring together
Lt Pushpinder Tyagi Navy the farmers, PSUs, civil supplies & buyers on single
Jaskaran Singh, Ch Mech Navy platform to ease selling & buying process of
Azhar Azharuddin Navy agricultural products.
Vayu Sena Medal(Gallantry)
Wing Commander Subhash Singh Rao Air Force Govt. of India will launch new sub-scheme named
Wing Commander Ravinder Ahlawat Air Force ―Aajeevika Grameen Express Yojana (AGEY)‖
GOI decided to launch a new sub-scheme named
2017 National Sports Awards Announced ―Aajeevika Grameen Express Yojana (AGEY)‖ as part
Rajiv Gandhi Khel Ratna Award is given for spectacular of the Deendayal Antyodaya Yojana – National Rural
& most outstanding performance in the field of sports by a Livelihoods Mission (DAY-NRLM).
sportsperson over a period of four year, Arjuna Award is Self-Help Groups under DAY-NRLM will operate
given for consistency outstanding performance for four road transport service in backward areas. This will
years, Dronacharya Award for coaches for producing help to provide safe, affordable & community
medal winners at prestigious International sports events, monitored rural transport services to connect remote
Dhyan Chand Award for life time contribution to sports villages with key services & amenities.
development. Community Investment Fund (CIF) provided to
Para athlete Devendra & hockey player Sardar Singh will Community Based Organization (CBOs) under DAY-
NRLM will be utilized to support the SHG members
be honoured with the Rajiv Gandhi Khel Ratna Award.
in this new livelihood initiative.
Arjuna Awards 2017
The beneficiary SHG member will be provided an
S. No. Name of the Awardees Discipline
interest free loan by the CBO from its Community
1. Ms. V.J. Surekha Archery
Investment Fund upto Rs.6.50 lakh for purchase of the
2. Ms. Khushbir Kaur Athletics
vehicle.
3. Mr. Arokia Rajiv Athletics
4. Ms. Prasanthi Singh Basketball PM historic visit to Israel
5. Sub. LaishramDebendro Singh Boxing Narendra Modi became the first PM from India to visit
6. Mr. CheteshwarPujara Cricket Israel in the last 70 years. 7 agreements signed between the
7. Ms. Harmanpreet Kaur Cricket two countries.
8. Ms. OinamBembem Devi Football 1. MoU for setting up of India-Israel Industrial R&D &
9. Mr. S.S.P. Chawrasia Golf Technological Innovation Fund (I4F).
10. Mr. S.V. Sunil Hockey 2. MoU for Water Conservation in India
11. Mr. Jasvir Singh Kabaddi 3. MoU on State Water Utility Reform in India
12. Mr. P. N. Prakash Shooting 4. India-Israel Development Cooperation – Three Year
13. Mr. A. Amalraj Table Tennis Work Program in Agriculture 2018-2020
14. Mr. SakethMyneni Tennis 5. Plan of Cooperation Between the Indian Space
15. Mr. SatyawartKadian Wrestling Research Organisation (ISRO) & the Israel Space
16. Mr. Mariyappan Para-Athlete Agency (ISA) regarding cooperation in Atomic Clocks
17. Mr. Varun Singh Bhati Para-Athlete 6. MoU between ISRO & ISA regarding cooperation in
GEO-LEO Optical Link

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7. MoU between ISRO & ISA regarding cooperation in Ashoka Pillar emblem on the right.
Electric Propulsion for Small Satellites Raised Identification mark H with micro-text Rs 200
Important Takeaways Swachh Bharat logo with slogan,
Benjamin Netanyahu is the PM of Israel. Panel of 15 Languages
Capital is Jerusalem. Israeli new shekel is Currency.
Narendra Modi Cabinet reshuffled- 9 New Faces as
PM of Japan Shinzo Abe visited India for 12th India- Ministers
Japan Annual Summit 2017: 15 Pacts signed Nine new ministers were into the council of ministers &
Both Nations sign 15 pacts & with this India Japan Act four have been promoted to the Union Cabinet.
East Forum constituted to enhance connectivity & List of the Cabinet Ministers
promote developmental projects in the North East & Minister Ministry
countries adjoining the region. Nitin Jairam Minister of Road Transport &
In the joint statement, both nations have expressed a 'zero Gadkari Highways, Shipping, Water
tolerance' resolve against terrorism. Resources, River Development &
Both countries agreed on an India-Japan Roadmap for Ganga Rejuvenation.
Investment Promotion. Shri Suresh Minister of Commerce & Industry.
The high-speed bullet train project in Ahmedabad, Gujarat Prabhu
was launched by Modi & Abe. Railway Minister Piyush D.V. Sadananda Minister of Statistics & Programme
Goyal, Gujarat CM Rupani, & Maharashtra CM Devendra Gowda Implementation.
Fadnavis were also present.
Sushri Uma Minister of Drinking Water &
The bullet train is targeted to run between Mumbai & Bharati Sanitation.
Ahmedabad on a dedicated track by 2023.
Ramvilas Paswan Minister of Consumer Affairs, Food &
Public Distribution.
Bill Passed by Lok Sabha to raise NABARD‘s Capital to
Rs. 30,000 crores Shri Minister of Chemicals & Fertilizers,
Nabard established in 1982 & provides loans for Ananthkumar Minister of Parliamentary Affairs.
agriculture, small scale industries among others. Ravi Shankar Minister of Law & Justice, Electronics
The bill will enable the exit of RBI from Nabard & Prasad & IT.
increased the authorised capital of the development Jagat Prakash Minister of Health & Family Welfare.
institution to Rs. 30,000 crores. Nadda
The Bill provides that the central Govt. alone must hold at Ashok Gajapathi Raju Minister of Civil Aviation.
least 51% of the share capital of NABARD. The Bill Shri Anant Geete Minister of Heavy Industries & Public
transfers the share capital held by the RBI & valued at Rs. Enterprises.
20 crore to the central Govt.. Harsimrat Kaur Minister of Food Processing
The Bill replaces the terms ‗small-scale industry‘ & Badal Industries.
‗industry in the tiny & decentralised sector‘ with the terms Narendra Singh Minister of Rural Development,
‗micro enterprise‘, ‗small enterprise‘ & ‗medium enterprise‘ Tomar Panchayati Raj, Mines
as defined in MSME Development Act, 2006.
Chaudhary Birender Singh Minister of Steel.
RBI introduced the new Currency Notes of Rs.50 & Smriti Zubin Irani Minister of Textiles, Minister of
Rs.200 Information & Broadcasting.
What the features of Rs.50 Note? Dr. Harsh Minister of Science & Technology,
The new denomination has a motif of Hampi with Chariot Vardhan Earth Sciences, Environment, Forest &
on the reverse, depicting the country‘s cultural heritage. Climate Change.
The base colour of the note is Fluorescent Blue. Shri Prakash Minister of Human Resource
The dimension of the banknote will be 66 mm x 135 mm. Javadekar Development.
Ashoka Pillar emblem on the right, Dharmendra Minister of Petroleum & Natural Gas,
Swachh Bharat logo with slogan, Pradhan* Skill Development &
The Panel of 15 Languages. Entrepreneurship.
Piyush Goyal* Minister of Railways, Minister of Coal.
What are the features of Rs.200 Note Nirmala Sitharaman* Minister of Defence.
The new denomination has Motif of Sanchi Stupa on the Mukhtar Abbas Naqvi* Minister of Minority Affairs.
reverse, depicting the country‘s cultural heritage.
* Ministers who have been promoted from MoS to
The base colour of the note is Bright Yellow. Cabinet Ministers
The dimension of the banknote will be 66 mm × 146 mm.
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Important Ministers of State (Independent Charge)
Minister Ministry
Shri Manoj Minister of State (I/C) of Ministry
Sinha of Communications & Railways
Col. Minister of State (I/C) of the
Rajyavardhan Ministry of Youth Affairs &
Singh Rathore Sports& IB
Shri Raj Kumar Minister of State (I/C) of the
Singh* Ministry of Power & Ministry of
New & Renewable Energy.
Shri Hardeep Minister of State (I/C) of Ministry
Singh Puri* of Housing & Urban Affairs.
Shri Alphons Minister of State (I/C) of the
Kannanthanam* Ministry of Tourism, Electronics
& Information Technology
* Ministers who are newly inducted in Portfolios
BANKING & FINANCIAL AWARENESS CURRENT AFFAIRS

RBI IN NEWS 1 rupee note turns 100 on 30th Nov 2017. The first 1-
RBI put Kolkata-based United Bank of India under the rupee note was printed in India with King George V.
prompt corrective action (PCA) framework. NBFCs cannot outsource core management functions
RBI placed Bank of India under Prompt Corrective Action like internal audit, strategic & compliance functions for
Framework. KYC norms, sanction of loans & management of
RBI imposed a penalty of Rs 5 crore on Syndicate Bank investment portfolio.
for non-compliance with its directions on "Cheque RBI reportedly rejected HDFC Bank's plea to
Purchase or Discounting, Bill Discounting, & KYC norms. declassify its parent HDFC as foreign institutional
As per the IT Ministry, govt. will bear the Merchant investor (FII).
Discount Rate (MDR) charges on transactions up to Rs RBI Governor Urjit Patel appointed to the Financial
2,000 made through debit cards, BHIM UPI or Aadhaar- Stability Institute Advisory Board of Bank of
enabled payment systems to promote digital transactions. International Settlement (BIS). BIS is a global financial
RBI increased the limits for investment by foreign organization owned by major central banks from across
portfolio investors (FPIs) for Jan-Mar 2018 quarter by Rs the world.
6,400 crore in Central Govt. Securities (G-Secs) & Rs 5,800 As per RBI, all the corporate borrowers having
crore in State development loans (SDLs) {Rs. 2,56,400 exposure of Rs. 5 crores & above mandatorily to obtain
crores in G-Secs} 20-digit Legal Entity Identifier (LEI). Banks also
RBI imposed Rs 3 crore penalty on IndusInd Bank for required to acquire LEI number from borrowers &
breaching rules on income classification norms. submit it to Central Repository of Information on Large
RBI triggered PCA against Corporation Bank, in view of Credits (CRILC).
high non-performing loans & requirement to raise capital. RBI constituted a 10-member ‗High Level Task Force
OBOPAY announced that the company secured a license on Public Credit Registry (PCR) for India. It will be
for Prepaid Payment Instrument (PPI) from RBI to Headed by YM Deosthalee.
operate a semi-closed loop wallet in the country. Indian govt. announced an allocation of Rs 2.11 lakh
Monetary Policy Committee (MPC) decided to keep crore over 2 years for the recapitalization of public
policy repo rate under the liquidity adjustment facility sector banks. As part of the plan, the Govt. will
(LAF) unchanged at 6%. RRR under the LAF remains at essentially issue bonds to banks worth Rs 1.35 lakh
5.75%, & MSF rate & Bank Rate at 6.25%. The projection of crore while Rs 76,000 crore will come through
real GVA growth for 2017-18 of 6.7% has been retained. budgetary support.
RBI allowed Asset Reconstruction Companies (ARCs) After making Legal Entity Identifier (LEI) mandatory for
to hold more than 26% post conversion of debt into transactions in interest rate, forex & credit derivative
equity in companies undergoing restructuring. market, RBI is set to make LEI compulsory for companies
having aggregate fund-based & non-fund based exposure
|
over Rs 5 crore. Banks will be required to capture this agricultural inputs such as fertilizers, pesticides, seeds
number in the Central Repository of Information on Large etc. provided by POORTI.
Credits (CRILC) database that captures details of loan IDBI Bank received the capital infusion of Rs 2,729
above Rs 5 crore. crore from the govt. of India.
RBI issued guidelines to banks to provide funds to women Bank of India received capital infusion of Rs. 2,257
self help groups, SHGs, in rural areas at 7% under the crores from the govt.
Deendayal Antyodaya Yojana - National Rural Livelihoods Allahabad Bank entered into an agreement with state-
Mission (DAY-NRLM) in the current fiscal (2017-18). run National e-Governance Services Limited (NeSL)
RBI clarified that linking of Aadhaar to the bank account for utilizing the NeSL‘s Information Utility Services
is mandatory under the Prevention of Money-Laundering envisaged under Insolvency & Bankruptcy Code, 2016.
(Maintenance of Records) Second Amendment Rules, 2017 Andhra Bank launched a new scheme for self-help
published in the Official Gazette on 01st June 2017. groups (SHGs) to encourage entrepreneurship. The
Govt. made it mandatory for banks & financial scheme, Pattabhi Sitaramayya — Self Business Group
institutions to check the original identification documents (PS-SBG), introduced to commemorate the 138th birth
of individuals dealing in cash above Rs. 50,000, to weed anniversary of its founder Bhogaraju Pattabhi
out the use of forged or fake copies. Sitaramayya, & the Silver Jubilee of the SHG-Bank
RBI opened a branch in the Dehradun city to make linkage programme in the country. Under this, SHGs
transactions of the UK State govt. more convenient. having five years of association with Andhra Bank &
As per the direction by RBI, banks need to provide having successfully completed three credit rotations
banking services to senior citizens of more than 70 years with good repayment record & an aptitude for
of age & differently-abled persons at doorstep. entrepreneurship, will be eligible for a loan.
Bank of Baroda launched digital Supply Chain
SBI IN NEWS Finance solution which aims to accelerate working
As per SBI, its board has approved raising Rs 8,000 crore capital loan opportunities for the small & medium
through various sources, including masala bonds, to meet enterprises & large corporate clients.
Basel III capital norms. Debt-laden Air India received a loan worth of Rs. 1,500
SBI introduced a loyalty program for its valued customers crore from BOI to meet urgent working capital needs.
named as State Bank Rewardz, which gives the customers Union Bank of India launched an Android app, Union
several opportunities to earn reward points & earn many Sahyog, as part of its drive to digitise customer-facing
times faster at Max Get More partner outlets. banking services.
SBI launched a unified integrated app called YONO (You
Need Only One) that would offer all kinds of financial & SMALL & PAYMENT BANKS IN NEWS
lifestyle products. AU Small Finance Bank announced signing an MoU
SBI announced sanction of credit facilities amounting to with Sahaj e-Village for extending its banking service
Rs. 2,317 crores to corporates for financing Grid in remote areas through Business Correspondent Agent
Connected Rooftop Solar projects under an SBI-World (BC) model.
Bank program. Paytm Payments Bank rolled out Paytm FASTag to
SBI signed an agreement with Escorts Ltd. to finance enable electronic toll fee collection on highways across
farmers for purchase of Escorts tractors. the country.
SBI launched the second edition of its Hackathon named Paytm Payments Bank is the only bank providing zero
'Digitize For Bank.' balance accounts & zero charges on digital
SBI is creating a 15,000-sqft innovation center in Navi transactions. It unveiled 'Paytm Ka ATM' outlets that
Mumbai investing around Rs 100 crore. The center, to be allows customers to open Saving A/c &
built at its Global IT Centre in Belapur in Navi Mumbai. deposit/withdraw money from their A/c.
SBI launched a new product to provide a short-term 'Paytm Payments Bank' formally launched at the hands
working capital demand loan to its MSME clients. It is of FM Jaitley. Currently, India has four Payments
called SME Assist, would offer loans to MSME customers Bank which are Paytm Payments Bank, Airtel
on the basis of their input credit claims GST. Payments Bank, India Post Payments Bank & Fino
Govt. named Rajnish Kumar as the new chairman of Payments Bank.
SBI, for 3-year term. Kumar will succeed Arundhati AU Small Finance Bank received RBI approval to operate
Bhattacharya. as Scheduled Commercial Bank. This bank's name
included in the Second Schedule of RBI Act, 1934.
ALL OTHER PUBLIC-SECTOR BANKS AU Small Finance Bank tied up with SIDBI to launch a
Bank of Baroda entered into MoU with POORTI Agri Rs. 200 crores fund for providing loans to micro, small &
Services Pvt. Ltd to enable the farmers to purchase medium enterprises (MSMEs). The program will fund
term loans in the Rs. 25 lakh to Rs. 2 crore ticket size.
9 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App
Fincare Small Finance Bank (previously known as Disha RBL Bank set up an all women branch in Chennai,
Microfin Limited) kick-started its banking operations with Tamil Nadu.
about 25 operational branches across Gujarat, Tamil Nadu, ―Smart Banking 24X7‖ e-lobbies launched by Kotak
Karnataka & Andhra Pradesh. Mahindra Bank in Mumbai.
Sunil Mittal-driven Airtel Payments Bank integrated the HDFC Bank topped the list of the country‘s top 50
Unified Payments Interface (UPI) on its digital platform, brands as per report released by WPP Plc & Kantar
allowing customer choice & convenience to facilitate secure Millward Brown. Airtel is at 2nd spot & SBI at 3rd.
digital payments. RBI included HDFC Bank in the list of 'too big to fail'
Fino Payments Bank launched its mobile banking app lenders, referred to as D-SIB or domestic systemically
called BPay. Fino aims to make banking easy for millions important bank.
of underbanked people in India.
ALL OTHER BANKS/INSTITUTIONS in News
ICICI Bank in News Corporation Bank launched its RuPay Select & RuPay
Govt. engaged ICICI Bank to enable online payments at Platinum credit cards. Jai Kumar Garg, MD & CEO
470 mandis integrated with the national portal of unveiled it.
electronic National Agriculture Market (e-NAM). Sub-Committee of Financial Stability & Development
Paytm & ICICI Bank collaborated to announce an all-new Council (FSDC) headed by RBI Governor Urjit Patel
initiative where users can get interest-free short-term discussed the setting up of the National Centre for
digital credit. Called Paytm-ICICI Bank Postpaid. Financial Education (NCFE), operationalisation of
ICICI Bank launched India's first voice-based information utilities registered by the IBBI, sharing of
international remittance service to enable non-resident data among regulators & the implementation status of
Indians (NRIs) to send money to any bank in India. Legal Entity Identifier (LEI).
ICICI Bank announced a new home loan scheme that Indian online payments firm BillDesk-owned Hatio
offers borrowers the benefit of 1% cashback on every Innovations launched cryptocurrency exchange
EMI, for the entire tenure. ‗Coinome‘ in India.
Pradhan Mantri Jan Dhan Yojana (PMJDY) gathered
ALL OTHER PRIVATE SECTOR BANKS in News momentum in some northern States post
Competition Commission of India (CCI) approved demonetisation. With its area & size of population,
scheme of amalgamation between IndusInd Bank & Uttar Pradesh tops in opening new PMJDY accounts.
Bharat Financial Inclusion. International Business Machines Corporation (IBM)
YES Bank & European Investment Bank will co-finance announced the launch of IBM Blockchain, a new
$400-million funding for renewable power generation in blockchain banking solution, that will help financial
the country. institutions for cross-border payments.
Agri service solutions provider Sohan Lal Commodity Insolvency & Bankruptcy Board of India registered
Management (SLCM) having operations across India & National E-Governance Services Limited (NeSL) as an
Myanmar tied up with HDFC Bank & IndusInd Bank to Information Utility (IU) under the IBBI (Information
provide collateral management services. Utilities) Regulations, 2017. With this, NeSL has
Axis Bank launched an instant international payment become the first IU registered by the IBBI & the
services using Ripple‘s enterprise blockchain technology registration is valid for five years from the date of
solution for retail & corporate customers. registration.
HDFC Bank launched its SmartUp Zone in Kochi, an
exclusive area inside the branch dedicated for start-ups. Insurance Industry in News
IDFC Bank entered into a ―strategic alliance‖ with IRDAI issued regulations for insurance firms to carry
MobiKwik to launch a co-branded virtual Visa prepaid out offshore business from GIFT International
card for customers of MobiKwik. Financial Services Centre (IFSC). Under this, for the 1st
Federal Bank obtained RBI approval to open time in the country, foreign insurers are permitted to
representative offices at Kuwait & Singapore. open IFSC Insurance Office (IIO) at GIFT IFSC.
Yes Bank signed an MoU with Innovation Centre Life insurer PNB MetLife signed a corporate agency
Denmark India (ICDK India) to bring fintech agreement with Bank of Bahrain & Kuwait B.S.C (BBK).
innovations & startups from Denmark to India, & Reliance General Insurance, a subsidiary of Reliance
facilitate entry of Indian startups to the region. Capital signed comprehensive bancassurance-corporate
Yes Bank signed an agreement with govt. to provide Rs agency agreement with YES Bank.
1,000 crore financing for food processing projects. The Apollo Munich Health Insurance Company, a joint
funding will be provided to around 100 food processing venture between Apollo Hospitals Group, & Munich Re
projects with an average ticket size of Rs 10 crore each. Group conferred with the 21st Asia Insurance Industry

Awards in the "General Insurance Company of the Year" Venezuelan President Nicolas Maduro announced the
category. creation of a new virtual currency named 'Petro' to
General Insurance Corp of India (GIC Re) kicked off its ease the country's economic crisis.
mega Rs 11,370 crore initial public offer (IPO). This is Bank of China formally launched its operations in
India's third biggest IPO ever after Coal India's Rs 15,200 Pakistan, with its first branch inaugurated in Karachi.
crore & Reliance Power's Rs 11,700 crore issues. American digital payments company PayPal launched
HDFC Life Insurance Company launched 'Neo', a domestic operations in India.
servicing bot for Twitter that uses artificial intelligence for HSBC launched mobile app - Trade Transaction
customer service. This is the second bot after the launch of Tracker - to help customers track the status of their
SPOK. trade transactions on a real-time basis.
HDFC Life Insurance & Apollo Munich Health come HSBC has appointed John Flint as its next chief
together to launch ‗Click2Protect Health plan‘, which executive. He replaced Stuart Gulliver.
provides both life & health cover under a single plan. US-based fintech company Mastercard announced the
India‘s first ever insurance cover for individual victims launch of its global research & development arm
of cyber crime was launched by Bajaj Allianz. Under this, Mastercard Labs in Pune, India. After Singapore, this
insurance will be provided against online fraud, identity will be the second Mastercard Labs in Asia-Pacific, &
theft, cyber-stalking & extortion, phishing & malware ninth in the world.
attack. Sum insured for the policy is in range of Rs. 1 lakh 1st Canadian bank to be added to Financial Stability
to Rs. 1 crore. Board‘s (FSB) list of global systemically important
Tata AIA Life announced the launch of ‗Eazy Connect‘, banks (G-SIB) deemed ‗too big to fail‘ is Royal Bank of
that will extend online customer service to social media Canada (RBC). Note: Financial Stability Board (FSB) is
platforms. in Basel, Switzerland.
The first private Life Insurer to Implement e-NACH
(Electronic – National Automated Clearing House) service
of NPCI is ICICI Prudential Life.
India‘s first-ever micro-insurance plan ‗insurance khata‘
was introduced by IndiaFirst Life. It is introduced for
individuals of the informal sector & agricultural labourers
with seasonal incomes.
Pension Fund Regulatory & Development Authority
(PFRDA) announced that the upper age limit for joining
the National Pension Scheme (NPS) had been raised to 65
years, from the current 60.
INTERNATIONAL BANKS
US buyout giant KKR & Co become the first foreign
investor to fully own an asset reconstruction company
(ARC) in India as it received approval from RBI.
ECONOMY/FINANCIAL CURRENT AFFAIRS

India‘s first home-grown high purity gold reference GST Council decided to implement the e-way bill
standard - Bharatiya Nirdeshak Dravya (BND-4201) - mechanism throughout the country by June 1st after
launched. BND-4201, is the reference material for gold of reviewing the readiness of the IT network.
‗9999‘ fineness (gold that is 99.99% pure), will be Provisional figures of Direct Tax collections up to
beneficial to the consumers & public at large to ensure November 2017, show that net collections are at Rs. 4.8
purity of gold. lakh crore which is 14.4% higher than last year.
SEBI stated that cross-holding in credit rating agencies FM Arun Jaitley holds his 5th Pre-Budget Consultation
(CRAs) will be capped at 10% & also decided to raise Meeting with the leading Economists in New Delhi.
the minimum net worth requirement to Rs. 25 crores Fiscal deficit as a ratio of GDP stood at 3.9% in 2015-16
from the current Rs 5 crores. & 3.5% in 2016-17 & is budgeted to be 3.2% for the
Cryptocurrency dealer 'Pluto Exchange' announced the Current Financial Year 2017-18.
launch of India‘s first mobile application for Axis Securities, a subsidiary of Axis Bank become the
transacting in virtual currencies. first-ever broking arm of a bank to take membership of

a commodity exchange by registering itself with Ministry of Finance increased maximum age of joining
NCDEX. the National Pension System (NPS) from the existing
BSE's India International Exchange (India INX) received 60 years to 65 years under NPS - Private Sector (i.e. all
approval from SEBI for the listing of debt securities. This citizen & corporate model).
will enable Indian & foreign issuers to issue masala bonds, Income Tax Department clarified that the cash sales of
Eurobonds, & foreign currency bonds from India INX at agricultural produce by a cultivator to a trader for less
International Financial Service Centre (IFSC) at GIFT. than 2 lakh rupees will not attract tax under the Income
Govt. fixed Rs 2,890 per gram as the price of new series of Tax Act.
sovereign gold bonds (SGBs). Govt. decided to offer a Centre made the use of Public Finance Management
discount of Rs 50 per gram to investors applying online System (PFMS) mandatory for all central schemes. FM
& making payments digitally. Minimum investment in Jaitley stated that making use of the PFMS mandatorily
the bonds is one gram, with a maximum limit of 500 grams will ensure benefits of Govt. schemes to reach the last
per person, per financial year. mile. A total of 613 schemes of the central Govt. will be
Cabinet approved the setting up of the 15th Finance covered under PFMS.
Commission which will assess the tax resources of the SIDBI revamped its portal www.udyamimitra.in with
nation & suggest a formula for their devolution among enhanced features to provide easy access to credit &
states. Its recommendations will have to be in place hand-holding services for MSME. The portal is mobile-
before April 1, 2020, it takes 2 years for FC to give its enabled & provides a self-assessment module.
recommendations. National Investment & Infrastructure Fund (NIIF) of
Govt. notified Minimum Export Price of onion at 850 India signed an investment agreement worth $1 billion
dollars per tonne to ensure its availability in domestic mkt. with Abu Dhabi Investment Authority (ADIA).
FDI in the country increased by 17 percent to USD 25.35 As per the NITI Aayog Vice-Chairman Rajiv Kumar,
billion during April-September fiscal (2017-18). the GDP is likely to grow at 6.9-7% this fiscal (2017-18)
New York based Standard & Poor‘s (S&P) kept its & 7.5% in 2018-19. Economic growth was 7.1% in 2016-
sovereign rating for India unchanged at ‗BBB-‗, with 17.
outlook for the nation as ‗stable‘. An MoU was signed by CRISIL & SIDBI to launch
ADB increased annual funding to India to up to $4 billion CriSidEx, a sentiment Index for MSMEs.
from existing $2.7 billion from next year. India becomes biggest consumer of Ukraine agriculture
23rd GST Council Meet held in Guwahati. It was headed exports.
FM Jaitley. GST rate on 177 items reduced from 28% to Govt. made biometric identification Aadhaar
18%. Only 50 items will attract 28% GST rate. mandatory for all post office deposits, PPF, the
As per CBDT, farmers are not required show PAN for National Savings Certificate scheme & Kisan Vikas
cash sale of their produce up to Rs. 2 lakh a day. Patra. All depositors have been given time till December
Report by Bank of America-Merrill Lynch stated that in 31, 2017 to provide the 12-digit unique identification
next decade, India will overtake Japan to become the number & link it with their accounts.
third-largest economy. As per this, India is likely to Coffee output in India is pegged to be a record 3.50
become the world‘s 5th largest economy by 2019. lakh tonnes in the 2017-18 marketing year started this
Moody's Investors Service upgraded India's local & month on higher acreage.
foreign currency issuer ratings to Baa2 from Baa3 & AIIB approved USD 2 million loan (Rs. 13,000 crores)
changed the outlook on the rating to stable from for five projects in Andhra Pradesh.
positive. It has revised the ratings after gap of 14 years.
Static Takeaways from Banking & Economy Current Affairs

Asset Reconstruction Companies (ARCs): ARC's are specialized financial institution that buys the NPAs or bad assets
from banks & other financial institutions to clean up the balance sheets of Banks & FIs.
HDFC Bank: Mumbai | CEO: Aditya Puri| Bank aapki mutthi mein
LEI: Legal Entity Identifier (LEI) is a global reference number that uniquely identifies every legal entity or structure that
is party to a financial transaction, in any jurisdiction.
SHG's: Self-Help Group (SHG) is a small voluntary association of poor people who comes together for the purpose of
solving their common problems through self-help & mutual help. SHG promotes small savings among its members. The
savings are kept with a bank.
Andhra bank: HQ: Hyderabad | CEO: Shri Suresh N Patel | Where India Banks
BOB: HQ: Vadodara | CEO: P. S. Jayakumar | India's International Bank
BOI: HQ: Mumbai | CEO: Dinabandhu Mohapatra | Relationship Beyond Banking
Union Bank of India: HQ: Mumbai | CEO: Rajkiran Rai G. | Good People to bank with
|
Vijaya Bank: HQ: Bengaluru | CEO: R. A. Sankara Narayanan | A Friend you can bank upon
Federal Bank: HQ: Aluva, Kochi, Kerala: CEO: Shyam Srinivasan | Your Perfect Banking Partner
RBL Bank: HQ: Mumbai | CEO: Vishwavir Ahuja | Apno ka bank
Kotak Mahindra Bank: HQ: Mumbai | Founder: Uday Kotak
IndusInd Bank: HQ: Mumbai | CEO: Romesh Sobti |
Corporation Bank: HQ: Mangalore | CEO: Jai Kumar Garg
Bank of China: HQ: Beijing, China
PayPal: American company | CEO: Daniel Schulman
HSBC: HQ: London, United Kingdom
Foreign Exchange Reserves
Foreign Exchange Reserves as on 22nd December 2017
₹ Bn. US$ Mn.
Total Reserves 25936.2 404921.8
1.1 Foreign Currency Assets 24375.6 380680.1
1.2 Gold 1334.8 20716
1.3 SDRs 96.2 1502.6
1.4 Reserve Position in the IMF 129.6 2023.1
Peer-to-peer (P2P) Lending
Peer to Peer lending, also known as P2P Lending, is a financial innovation which connects verified borrowers seeking
unsecured personal loans with investors looking to earn higher returns on their investments. All peer-to-peer lending (P2P)
platforms will be regulated by the Reserve Bank of India (RBI).
Masala Bonds
It refers to the rupee-denominated borrowings by Indian entities in overseas markets.
Gross Value Added
It is a measure of total output & income in the economy. It provides the rupee value for the amount of goods & services
produced in an economy after deducting the cost of inputs & raw materials that have gone into the production.
GVA gives a picture of the state of economic activity from the producers‘ side or supply side, the GDP gives the picture
from the consumers‘ side or demand perspective.
FTSE SBI Bond Index
FTSE SBI Indian Govt. Bond Index, launched in partnership with SBI, denominated in INR, is a market-capitalisation
weighted total-return index tracking the domestic Indian Govt. bond market.
Financial Times Stock Exchange (FTSE) is a share index of the 100 companies listed on the London Stock Exchange with
the highest market capitalisation.
BBPS
Bharat Bill Payments System (BBPS) is an integrated online platform which is being developed by the National Payments
Corporation of India for all kinds of bill payments. It would connect the utility service companies on one end & all
payments service providers on the other.
All About the Banks in News
PNB | The Name you can Bank Upon | New Delhi | CEO: Sunil Mehta
BSNL | New Delhi | CEO: Shri Anupam Shrivastava
J&K Bank | Serving to Empower | Srinagar | Parvez Ahmed (Chairman & CEO)
Vijaya Bank | A friend you can Bank Upon | Bengaluru | Shri. R A Sankara Narayanan (MD & CEO)
IDBI Bank | Bank aisa Dost jaisa | Mumbai | Mr. Mahesh Kumar Jain (MD & CEO)
Syndicate Bank| Faithful, Friendly | Mr Melwyn Rego, Managing Director & CEO
Canara Bank| Together we can | Shri. Rakesh Sharma, MD & CEO
Indian Bank| Your Own Bank | Mr. Kishor Kharat, MD & CEO
Corporation Bank | Shri. Jai Kumar Garg: Managing Director & CEO
Indian Overseas Bank | Good People to Grow with | Shri. R. Subramaniakumar: MD & CEO
Union Bank of India| Good People to Bank with| Shri Rajkiran Rai G, Managing Director & CEO
Fincare Small Finance Bank | Bengaluru| Pramod Kabra, Chairman| Rajeev Yadav, MD& CEO
Airtel Payment Bank| Shashi Arora, MD & CEO
Ujjivan Small Finance Bank| Bengaluru, India| Samit Ghosh, CEO & MD
FINO Payment Bank| Qadar Aapki Mehnat Ki| Mumbai| Rishi Gupta, MD & CEO
ICICI Bank| CEO: Chanda Kochhar| Mumbai| Industrial Credit & Investment Corporation of India
HDFC Bank| Bank aapki mutthi mein| CEO: Aditya Puri|Mumbai
Karnataka Bank| Your Family Bank Across India| Shri Mahabaleshwara M. S., MD & CEO
IndusInd Bank| Mumbai| R. Seshasayee, Chairman| Romesh Sobti, MD & CEO
Karur Vysya Bank| Smart Way to Bank| Karur, Tamil Nadu| Shri P R Seshadri, MD & CEO

IDFC Bank| The Bank of Now| Mumbai | Dr. Rajiv Lall, FOUNDER MD & CEO
Axis Bank| CEO: Shikha Sharma| Chairperson: Dr. Sanjiv Misra (Part Time) | Mumbai
Kotak Mahindra Bank| Arvind Kathpalia, President| Mumbai
South Indian Bank| Experience Next Generation Banking| Thrissur, Kerala| V.G. Mathew, MD & CEO
Yes Bank| Mumbai| CEO: Rana Kapoor
EXIM Bank| 1982 under the Export-Import Bank of India Act, 1981| David Rasquinha, MD
SIDBI| Small Industries Development Bank of India| April 2, 1990| Mohammad Mustafa,CMD
NHB| National Housing Bank | Sriram Kalyanaraman, MD &CEO| July 9, 1988- NHB Act, 1987
NHB is wholly owned by Reserve Bank of India, which contributed the entire paid-up capital.
IBBI
Insolvency & Bankruptcy Board of India was set up on 1st October 2016 under the Insolvency & Bankruptcy Code, 2016
(Code).
It has regulatory oversight over the Insolvency Professionals, Insolvency Professional Agencies & Information Utilities.
It writes & enforces rules for transactions, namely, corporate insolvency resolution, corporate liquidation, individual
insolvency resolution & individual bankruptcy under the Code.
Dr. M. S. Sahoo is the Chairperson.
NPCI
National Payments Corporation of India, an umbrella organisation for operating retail payments & settlement systems in
India.
It is an initiative of RBI & Indian Banks‘ Association (IBA) under the provisions of the Payment & Settlement Systems Act,
2007, for creating a robust Payment & Settlement Infrastructure in India.
Shri B. Sambamurthy, Interim Chairman.
AIIB
Asian Infrastructure Investment Bank (AIIB) is a new multilateral financial institution founded to bring countries
together to address the daunting infrastructure needs across Asia.
Mr. Jin Liqun, AIIB President.
Infrastructure Investment Trusts (InvITs) & Real Estate Investment Trusts (REITs)
REITs are listed entities that primarily invest in leased office & retail assets, allowing developers to raise funds by selling
completed buildings to investors.
InvITs are trusts that manage income-generating infrastructure assets, typically offering investors regular yield & a liquid
method of investing in infrastructure projects.
Controller General of Accounts (CGA)
The Principal Advisor on Accounting matters to the Union Govt.. He is Responsible for establishing & managing a
technically sound Management Accounting System. Responsible for preparation & submission of the accounts of the
Union Govt.. Shri Anthony Lianzuala is currently the CGA.
UIDAI
Unique Identification Authority of India (UIDAI) is a statutory authority established under the provisions of the Aadhaar
Act, 2016 on 12 July 2016 by the Govt. of India.
Shri J Satyanarayana, Chairman(part-time), UIDAI| Dr. Ajay Bhushan Pandey, CEO
HQ:| New Delhi
Multi Commodity Exchange Ltd
It is a state-of-the-art, commodity derivatives exchange that facilitates online trading, & clearing & settlement of
commodity derivatives transactions, thereby providing a platform for risk management.
Mr. Saurabh Chandra: Chairman
Department of Investment & Public Asset Management (DIPAM)
Total disinvestment proceeds during the Current Financial Year 2017-18 is Rs. 19,759.22 crore (as on 4th October, 2017)
Asian Development Bank (ADB) | Philippines| President: Takehiko Nakao| 19 Dec 1966| 67 countries
World Bank | President: Jim Yong Kim| CEO: Kristalina Georgieva| Washington, D.C., United States
WTO| Geneva, Switzerland| 1 Jan 1995| 164 countries (July 2016) | Roberto Azevêdo (Director-General)
SEBI| Ajay Tyagi, Chairman | Mumbai
New Development Bank| Shanghai, China| President: K. V. Kamath| 15 July 2014
NTPC: Gurdeep Singh, CMD
Current Affairs Injections of JANUARY 2018 for IBPS CLERK MAINS 2018
Cabinet approved the Agreement between India & Indonesia & Singapore. On the first leg of the visit, she will
Myanmar on Land Border Crossing. reach Thailand & will hold an official meeting with Thai
External Affairs Minister Sushma Swaraj left on a 5-day Foreign Affairs Minister Don Pramudwinai. During
visit to three South East Asian countries – Thailand, the visit to Indonesia, she will co-chair the 5th meeting of

India-Indonesia Joint Commission. In Singapore, she will (Mega Watt peak) solar plant at its petrochemical
inaugurate the Regional Pravasi Bharatiya Divas of ASEAN complex at Pata in Uttar Pradesh.
countries. She will have bilateral meetings with the leaders Karnataka Govt. announced that 'Karnataka
in Singapore. International Travel Expo' (KITE) will be held from
Cabinet approved the signing of MoU between India & February 28, billing it as the "largest" B2B travel event in
Israel on cooperation in the Oil & Gas Sector. the country.
National Mission for Clean Ganga (NMCG) approved five 171st Araadhanai Music Festival of one of the Trinities
projects worth Rs. 295.01 crore. Three projects pertain to of Carnatic music Saint Thyagaraja begins in
sewage management in West Bengal, one relates to sewage Thiruvaiyaru, Tamil Nadu. The festival was inaugurated
management in Uttarakhand & one project worth Rs 11.73 by Governor Banwarilal Purohit.
crore is related to ghat improvement works in Varanasi, Equatorial Guinea, Ivory Coast, Kuwait, Peru, Poland
Uttar Pradesh. & the Netherlands formally joined the ranks of the non-
Smt Preeti Sudan, Secretary (Health & Family permanent members of the United Nations Security
Welfare) launched the country‘s first digital Online Council to make a difference. UN Security Council has 15
Oncology Tutorial Series designed by Tata Memorial members, including five with permanent seats who have
Center in collaboration with the Health Ministry. It aims to the power to veto resolutions - Britain, China, France,
train the doctors across the country to educate them in early Russia & the United States.
detection, prevention, palliation, rehabilitation & treatment The unusual & very efficient whistle
of various cancers. language commonly called "bird language" used as a
Note: Oncology is a branch of medicine that deals with the means of communication by villagers in remote
prevention, diagnosis, & treatment of cancer. northern Turkey entered the UNESCO list of Intangible
RBI initiated 'prompt corrective action' (PCA) against Cultural Heritage.
Allahabad Bank over its high bad loans. Pakistan allowed Chinese currency Yuan for exports &
NABARD sanctioned Rs 372.51 crore loan assistance under financing transactions.
the Rural Infrastructure Development Fund (RIDF) to As per the HSBC report, India's growth rate is expected
Odisha towards irrigation & rural bridge projects for the to accelerate at around 6.5 percent in 2017-18 & is likely
last quarter of this fiscal. to improve further to 7.6 percent by 2019-20.
Andhra Pradesh Grameena Vikas Bank (APGVB) Customers will not have to pay any transaction
operationalised its first desktop ATM in Telangana. The charges for payments through debit card, BHIM app &
mini-ATM within the branch premises will facilitate other payment made for up to Rs 2,000. Union Cabinet
customers to withdraw small amounts. With these ATMs, had recently approved a proposal that Govt. will bear
there will be no need for separate ATM rooms, so there is no the merchant discount rate (MDR) charges on
security issue. transactions up to Rs 2,000 made through debit cards,
Indian Institute of Corporate Affairs (IICA) & India Post BHIM UPI or Aadhaar-enabled payment systems to
Payments Bank (IPPB) signed an agreement for the training promote digital transactions.
of employees of IIPB in the area of payment banking. HDFC Bank announced a partnership with Rajasthan
Rajinder Khanna appointed as the deputy National Govt. to promote & nurture startups in the state.
Security Adviser (NSA). State Bank of India & NABARD have signed an
Centre unveiled the contours of the ‗Electoral Bonds‘ agreement with five NGOs in Bengal for the promotion
scheme, which seeks to ensure the flow of clean money to of 2,500 joint liability groups (JLGs) in select districts of
political parties, without revealing the donors‘ names. The the State. JLGs are informal groups of 4-10 members
electoral bonds will be a bearer instrument in the nature of engaged in similar economic activities & willing to
a Promissory Note & an interest-free banking jointly undertake the responsibility to repay loans taken
instrument. A citizen of India or a body incorporated in by the group from a bank.
India will be eligible to purchase the bond from specified As per Finance Ministry, RBI Bonds Scheme has not
branches of the State Bank of India. The bonds can be been closed but the interest rate on such papers lowered
purchased for any value in multiples of Rs1,000; Rs10,000; to 7.75 percent. The 8 percent Savings Bonds Scheme,
Rs1 lakh; Rs10 lakh; & Rs1 crore. also known as RBI Bonds Scheme is being replaced by
Cabinet approved the signing & implementation of MoU 7.75 percent Savings Bonds Scheme. These taxable
between Ministry of Road Transport & Highways & bonds are meant for individual other than Non-Resident
‗Transport for London‘ to improve public transport in Indians with no maximum limit for investment.
the country. G Sathiyan has become India‘s highest-ranked player in
State-owned gas utility GAIL India Ltd commissioned the latest International Table Tennis Federation (ITTF)
the country's second-largest rooftop solar power plant rankings. He surpasses his compatriot the legendary
in Uttar Pradesh. The firm has installed a 5.76 MWp Sharath Kamal. The current ranking of Sathiyan is 49. As

for the women, Manika Batra is topping the world chart
among Indians at 62th.
The citizen of Assam witnessed the release of the first
draft of National Register of Citizens (NRC) containing
the first batch of 19 million names of genuine Indian
citizens in compliance with the Supreme Court 's orders.
Registrar General of India Sailesh released the document.
Women & Child Development Minister Maneka
Gandhi inaugurated an online portal NARI in New Delhi
for the empowerment of women. The portal will provide
women with easy access to information on Govt. schemes
& initiatives for women. The portal summarises over 350
Govt. schemes & other important information. Note:
NARI stands for National Repository of Information for
Women.
The Assamese & Manipuri language versions of Prime
Other Important Current Affairs Injections for IBPS
Minister‘s Official website- www.pmindia.gov.in were
CLERK Mains 2018
launched. Now the PM INDIA website is available in 11
Women & Child Development Minister Maneka Gandhi
regional languages.
launched a web portal NARI, which will provide
Saudi Arabia & the United Arab Emirates
information on all Govt. schemes for women. She also
(UAE) introduced value-added tax (VAT). These
unveiled a website called e-SAMVAD which is an
are the first two countries in the Gulf which have
interactive portal allowing NGOs to contact the ministry
introduced the VAT system. The 5% levy is being applied
& share their feedback..
to the majority of goods & services.
FM Jaitley said that donation to political parties
Senior diplomat Vijay Keshav Gokhale has been
through electoral bonds will bring transparency into
appointed the foreign secretary of India. He
the donation process. Electoral bond would be issued in
has succeeded S Jaishankar.
any value in multiplies of 1,000 rupees, 10,000 rupees,
Pankaj Jain, Joint Secretary in the Department of
1,00,000 rupees, 10,00,000 rupees & 1,00,00,000 rupees
Financial Services (DFS), has assumed charge as
from the specified branches of SBI. Electoral bond will
the Managing Director of India Infrastructure Finance
have life of 15 days. The bond will be available for the
Company Ltd (IIFCL).
purchase for the period of 10 days in the month of
Indian golfer Shiv Kapur won the Royal Cup at
January, April, July & October or as specified by the
Pattaya, which is his third Asian Tour title of 2017.
Union Govt.. The bond would be encashed by the
Noted Urdu poet Anwar Jalalpuri passed away at the age
political party through only a designated account.
of 71 in Lucknow. He is best known for his translation of
Doctors called off their 12-hour strike today when the
shloks of Bhagavad Gita into Urdu verses.
National Medical Commission Bill was referred to a
Nepal has banned solo climbers from scaling its
standing committee of Parliament for a thorough
mountains, including Mount Everest, in a bid to reduce
evaluation. The National Medical Commission Bill,
accidents.
2017, which seeks to replace the Medical Council of
Israel has filed notice to withdraw from the UNESCO
India with a new body, has been referred to the
alongside the United States. Israel was the member of
Standing Committee.
UNESCO since 1949.
Egyptian court convicted former President
Arunachal Pradesh has been declared open defecation
Mohammed Morsi & 18 others over insulting the
free ahead of the national deadline of October 2, 2019.
judiciary, sentencing them to three years in prison.
National vice-president of the BJP, Vinay
Sri Lankan President Maithripala Sirisena has called for
Sahasrabuddhe, who is also the member of Rajya Sabha
a strong cooperation programme among Bay of Bengal
has been appointed the President of Indian Council of
Initiative for Multi-Sectoral Technical & Economic
Cultural Relations. He will replace Lokesh Chandra.
Cooperation (BIMSTEC) nations to eradicate poverty &
Vidarbha have created history by winning the Ranji
to promote prosperity. Note: 3rd ministerial meeting of
Trophy for the first time in history with a thumping nine-
BIMSTEC for poverty alleviation held in Colombo.
wicket win over Delhi at the Holkar stadium in Indore.
France's parliament has approved a law banning all
Rajneesh Gurbani‘s 6/59, including a hat-trick & a century
exploration & production of oil & natural gas by 2040
from Akshay Wadkarwere the key moments in Vidarbha
within the country & its overseas territories.
scripting a fairytale run. Rajneesh Gurbani was declared
The board of SEBI met in Mumbai & decided to enhance
player of the Match.
eligibility requirement for Credit Rating Agency

including minimum net worth requirement should be Bitcoin's rival cryptocurrency Ripple has surpassed
increased from existing 5 crore to 25 crores. Ethereum as the world's second largest cryptocurrency
MoS for Communication Manoj Sinha launched project by market capitalisation.
'DARPAN'- Digital Advancement of Rural Post Office for Mukesh Ambani's Reliance Jio has signed a binding
a New India in New Delhi. DARPAN will provide low- definitive agreement with brother Anil Ambani-led
power technology solution which will enable each of Reliance Communications for purchase of its wireless
around 1.29 Lakhs Branch Post Offices to improve the level infrastructure assets.
of services being offered to rural customers. Total Outlay is Govt. has launched the Bharat-22 Exchange Traded
Rs. 1400 Crores. Fund (ETF) to benefit long term & retail investors by
Former India coach Gary Kirsten & recently-retired pacer providing an opportunity of participation in equity
Ashish Nehra have been named the Royal Challengers stocks of the Govt. run companies & earn stable returns.
Bangalore's batting & bowling coach. The objective of BHARAT 22 ETF is to invest in
Sakshi Malik qualifies for 2018 Commonwealth Games constituents (22 companies) of S & P BSE Bharat 22
In Shooting, ace Indian marksman Jitu Rai won the Men's Index & endeavour to provide returns before expenses.
50-metre pistol national title at 61st National Shooting As per Central Statistics Office, the growth rate of
Championships in Thiruvananthapuram. GDP at constant prices was 7.5%, 8.0% & 7.1% in 2014-
Indian men's football ended the year at 105th spot in the 15, 2015-16 & 2016-17. Growth in GDP at constant
FIFA rankings. World champions Germany ended on top market prices was 5.7% & 6.3% in Quarter 1 (Q1) &
to be FIFA's 'Team of the Year'. Quarter 2 (Q2) of 2017-18.
India & Japan are promoting the training of athletes; Central Board of Direct Taxes (CBDT) has entered into
training of coaches, programmes for sports science & three more Advance Pricing Agreements (APAs) in
sports infrastructure & management. December, 2017. While two of the Agreements are
Saurabh Chaudhary claims Youth Olympics Games spot Unilateral, one is a Bilateral with the United Kingdom.
with gold. He became the the third Indian to bag quota With this, the total number of APAs entered into by the
places for the 2018 Youth Olympic Games at the 10th Asian CBDT has gone up to 189. This includes 173 Unilateral
Airgun Championship. APAs & 16 Bilateral APAs.
Mirabai Chanu became the first Indian in over two Govt. has launched the ‗Pradhan Mantri Vaya Vandana
decades to claim a gold medal at the World Weightlifting Yojana (PMVVY)‘ to provide social security during
Championship in Anaheim, USA. old age & to protect elderly persons aged 60 & above
ISRO announced that it will launch 31 satellites to space in against a future fall in their interest income due to
a single mission. All the 31 satellites, including India‘s own uncertain market conditions. The scheme enables old
Cartosat-2 series Earth Observation spacecraft, will be age income security for senior citizens through
launched at a time onboard its Polar rocket on January 10. provision of assured pension/return linked to the
The instrument, called the Super Trans-Iron Galactic subscription amount based on Govt. guarantee to Life
Element Recorder (SuperTIGER), is designed to study Insurance Corporation of India (LIC). The scheme
rare heavy nuclei, which hold clues about where & how provides an assured return of 8% for 10 years. Pension
cosmic rays attain speeds up to nearly the speed of light. is payable at the end of each period during the policy
Govt. released the much-required equity capital of over tenure of 10 years. Minimum purchase price under the
Rs 7,500-crore to six stressed public sector banks (PSBs). scheme is Rs.1,50,000/- for a minimum pension of Rs.
These banks include Bank of India, IDBI Bank, Uco Bank, 1,000/- per month & the maximum purchase price is
Bank of Maharashtra, Dena Bank & Central Bank of India. Rs.7,50,000/- for a maximum pension of Rs. 5,000/- per
The move was taken so that the banks met the prescribed month.
regulatory capital requirement. The funds allocated to Important Data
these banks are Bank of India (Rs 2,257 crore), Central Bank As on 15.12.2017, out of 106.41 crore Current Account
of India (Rs 323 crore), Dena Bank (Rs 243 crore), IDBI & Savings Account (CASA), 82.47 crore accounts are
Bank (Rs 2,729 crore), Bank of Maharashtra (Rs 650 crore) seeded with Aadhaar number.
& UCO Bank (Rs 1,375 crore). As on date, 400 schemes from 56 Ministries/
Loan defaulters can participate in bidding under the Departments are being implemented under DBT.
insolvency proceedings after paying due interest & Out of 30.76 crore Pradhan Mantri Jan Dhan Yojana
making their bad loan accounts operational, as per FM (PMJDY) accounts 22.58 crore PMJDY accounts have
Jaitley. The Insolvency & Bankruptcy Code Amendment been seeded with Aadhaar number, as on 20.12.2017.
Bill, 2017, seeks to replace an ordinance to prevent
unscrupulous persons from misusing or vitiating the Important Points related to Schemes
provisions of the Insolvency & Bankruptcy Code (IBC). President of India, Shri Ram Nath Kovind, inaugurated
housing complexes for economically weaker sections under

Basic Services to Urban Poor (BSUP) schemes of Govt. of Pradhan Mantri Matritva Vandana Yojana (PMMVY) is
Mizoram in Aizawl. the renamed & revamped version of Matritva Sahyog
Cabinet Committee on Economic Affairs chaired by the PM Yojana under which Govt. would provide Rs. 6000
Narendra Modi, has approved the continuation of financial aid to pregnant & lactating mothers for the first
Rashtriya Krishi VikasYojana (RKVY) as Rashtriya live birth.
Krishi VikasYojana- Remunerative Approaches for Shadi Shagun: This Scheme Launched By Narendra
Agriculture & Allied sector Rejuvenation (RKVY- Modi Govt. In 2017 to Promote education among
RAFTAAR) for three years i.e. 2017-18 to 2019-20. The Minorities & Giving them Help of INR 51000 at the time
financial allocation of the scheme will be Rs. 15,722 crores. of wedding if the Girl Is a Muslim & Graduate also.
Minister of State (IC) for Power & New & Renewable Pradhan Mantri Gram Parivahan Yojana: The Scheme
Energy, Shri Raj Kumar Singh informed that Energy is launched By Central Govt. to Promote Women
Efficiency Services Limited (EESL), is distributing LED Empowerment. Under the PMGPY scheme, the Govt.
bulbs under Unnat Jyoti by Affordable LEDs for All would provide interest free loans to women self-help
(UJALA) to domestic consumers across the country. As group to buy commercial passenger vehicles.
on 19th December, 2017, more than 28 crore LED bulbs
have been distributed under the scheme. In addition, other Abbrevations
market players in the private sector have also sold 52.43 PMAY: Pradhan Mantri Awaas Yojna
crore LED bulbs till October, 2017. PMMSK: Pradhan Mantri Mahila Shakti Kendra
The state Govt. of Manipur has launched ―Pradhan PMVVY: Pradhan Mantri Vaya Vandana Yojana
Mantri Sahaj Bijli Har Ghar Yojana‖ or ―SAUBHAGYA‖ PMGPY: Pradhan Mantri Gram Parivahan Yojana
to provide electricity for all the households in rural &
BSUP: Basic Services to Urban Poor
urban areas. Under SAUBHAGYA scheme, the Govt. will
IICA: Indian Institute of Corporate Affairs
provide power connection to every household at the RKVY: Rashtriya Krishi VikasYojana
doorstep. The main objective of this scheme is to provide
RKVY-RAFTAAR: Rashtriya Krishi VikasYojana-
last mile power connection which covers all rural & urban Remunerative Approaches for Agriculture & Allied-
households across the nation.
sector Rejuvenation
―Sankalp Se Siddhi‖ (Attainment through Resolve)
PMMVY: Pradhan Mantri Matritva Vandana Yojana
programme is a new initiative launched by PM Narendra
DBT: Direct Benefit Transfer
Modi for a New India movement from 2017 to 2022. This
PAHAL: Pratyaksh Hanstantrit Labh
program aims to bring in many changes in the country for
MGNREGS: Mahatma Gandhi National Rural
the betterment of country‘s economy, citizens, society,
Employment Guarantee Scheme
governance, security & other verticals.
NSAP: National Social Assistance Programme
Static Take Aways January 2018 Current Affairs Injec

Myanmar PM- Aung San Suu Kyi, Capital- Naypyidaw. National Security Adviser Ajit Doval is its secretary.
Thailand Capital- Bangkok, Currency- Thai baht. 'Transport for London‘ is a statutory body established
Indonesia Capital- Jakarta, Currency- Indonesian rupiah. under the Greater London Authority Act, 1999 (UK) to
Israel President- Reuven Rivlin, Prime Minister- Benjamin improve public transport in India.
Netanyahu, Currency- Israeli new shekel. Tata Power Solar commissioned a 12 MW solar rooftop
Water Resources & Ganga Rejuvenation Minister- Nitin project in Amritsar, Punjab which is India's largest rooftop
Gadkari. solar plant.
Drinking Water & Sanitation Minister- Uma Bharti. GAIL- Gas Authority of India Limited.
There are total 11 banks on which RBI initiated PCA till. Karnataka CM- Siddaramaiah, Governor- Vajubhai Vala.
Allahabad Bank MD & CEO- Usha Tamil Nadu CM- Edappadi K. Palaniswami, Governor-
Ananthasubramanian, HQ:- Kolkata. Banwarilal Purohit.
NABARD- National Bank for Agriculture & Rural Turkey Capital- Ankara, Currency- Turkish
Development. lira, President- Recep Tayyip Erdogan.
NABARD was established on 12 July 1982. Pakistan Capital- Islamabad, Currency- Pakistani rupee.
HQ- Mumbai, Chairman- Harsh Kumar Bhanwala. Chinese Capital- Beijing, President- Xi Jinping.
Andhra Pradesh Grameena Vikas Bank Chairman- Narasi HSBC HQ: in London, United Kingdom.
Reddy. Currently, there are 56 RRBs operational in India. HSBC was established in 1865 to finance trade between
MD & CEO of India Post Payments Bank- Suresh Sethi. Europe & Asia.
DG & CEO of IICA- Gyaneshwar Kumar Singh. Present CEO of HSBC- Stuart Gulliver.
National Security Council is headed by the prime minister. HDFC Bank- India‘s largest private bank by market
It is the apex body on all internal & external security- capitalization
related matters. HDFC Bank Chairman- Aditya Puri.

RBI labelled HDFC Bank as ‗domestic systematically Arunachal Pradesh CM- Pema Khandu, Governor-
important bank‘—in other words, 'too big to fail'. Brigadier BD Mishra.
Arun Jaitley is the Present Finance Minister of India. Maulana Abul Kalam Muhiyuddin Ahmed was the founder
R K Shanmukhan Chetty was 1st Finance Minister of of ICCR.
Independent India. Riva Ganguly Das is the Director General of ICCR.
MCLR is for Marginal Cost of funds based Lending Rate.
SBI Chairman- Rajnish Kumar, HQ:- Mumbai, Established
on- 01st July 1955.
Assam is the only state in the state that has an NRC.
UAE Capital- Abu Dhabi, Currency- Dirham.
Saudi Arabia Capital- Riyadh, Currency- Saudi riyal.
IIFCL is a wholly-owned Govt. of India company set up in
2006.
IIFCL has been registered as an NBFC-ND-IFC with RBI
since September 2013.
Avtar Singh Cheema was the first Indian to climb Mount
Everest successfully.
Mt. Everest is the tallest Mountain (by Elevation).
UNESCO- United Nations Educational, Scientific &
Cultural Organization.
France's Audrey Azoulay- 11th DG of UNESCO, HQ:-
Paris, France.
Static Take Aways December 2017 Current Affairs

K K Sharma is the Director Genereal of BSF. HQ:- New AYUSH Minister- Shripad Yesso Naik.
Delhi. New Zealand Capital- Wellington, Currency- New
SIMBEX is the Joint Military Exercise between India & Zealand Dollar.
Singapore. Thailand Capital- Bangkok, Currency- Thai baht.
Halimah Yacob was recently (September 2017) named The 21st FIFA World Cup will be held from June 14 to July
Singapore's first female president. 15, 2018, at 12 stadiums in 11 Russian cities.
Mexico- a Country in North America, Capital- Mexico City. Food & Agriculture Organization of the United Nations
Nagaland CM- T R Zeliang, Governor- Padmanabha HQ: in Rome, Italy.
Balakrishna Acharya. Rome is the Capital city of Italy.
CBDT Chairperson- Sushil Chandra, HQ:- New Delhi Germany capital- Berlin. Chancellor of Germany- Angela
Pakistan PM- Shahid Khaqan Abbasi, Capital- Islamabad. Merkel.
Miss Supranational 2016 was India's Srinidhi Shetty. President of ADB is Takehiko Nakao.
Poland Capital- Warsaw, Currency- Polish zloty. Founded on 19 December 1966 ADB has its Headquarter in
Secretary-General of IMO- Kitack Lim, HQ:- London, UK. Manila, Philippines.
Russia Capital- Moscow, President- Vladimir Putin. Chief Minister of Kerala is Pinarayi Vijayan. Capital of
Kenya Capital- Nairobi, Currency- Kenyan shilling. Kerala Thiruvananthapuram.
2018 Youth Olympics will be held in Buenos Aires, Venezuela Capital- Caracas, Currency- Venezuelan bolivar.
Argentina. UAE Capital- Abu Dhabi, Currency- UAE dirham
Germany Capital- Berlin, Chancellor- Angela Merkel. Dr. Urjit Patel is the 24th Governor of RBI. RBI HQ: in
HQ: of UN: New York, USA | Secretary General: Antonio Mumbai.
Guterres M Venkaiah Naidu is the 13th VP if India.
Admiral Sunil Lanba- Chief of Naval Staff (CNS). Dr. Jitender Singh: Minister of State for the Ministry of
Nepal PM- Sher Bahadur Deuba, Capital- Kathmandu, Development of North Eastern Region.
Currency- Nepalese rupee. Assam CM- Sarbananda Sonowal, Governor- Jagdish
Gujarat CM- Vijaybhai R. Rupani, Governor- Om Prakash Mukhi. Assam Capital - Dispur.
Kohli. The ISA, headquartered in India, has its secretariat located
Andhra Pradesh CM- Chandra Babu Naidu, Governor- in the campus of National Institute of Solar Energy,
ESL Narsimhan. Gurgaon, Haryana.
HDFC Bank- India‘s largest private bank by market Madhya Pradesh CM- Shivraj Singh Chouhan, Governor-
capitalization Om Prakash Kohli. Capital of Madhya Pradesh is Bhopal.
USA President- Donald Trumph (45th), Capital- USA President- Donald Trump (45th), Capital- Washington
Washington DC. D.C.
AYUSH- Ministry of Ayurveda, Yoga & Naturopathy, Saudi Arabia Capital- Riyadh, Currency- Saudi riyal.
Unani, Siddha & Homoeopathy. Syria Capital- Damascus, Currency- Syrian pound.
South Korea Capital- Seoul OBOPAY Established in- 2005, Chairman- D.
International Olympic Committee headquarter-Lausanne, Padmanabhan, Head Office- Bengaluru, Karnataka.
Switzerland. BCCI President- Vinod Rai.
ICC CEO- David Richardson, ICC HQ: - Dubai, United ICC CEO- Dave Richardson.
Arab Emirates. Japan Capital- Tokyo, PM- Shinzo Abe, Currency- Japanese
UNICEF Headquarter - New York, United States. Yen.
Afghanistan Capital- Kabul, President- Ashraf Ghani. Australia Capital- Canberra, PM- Malcolm Turnbull.
UP CM- Yogi Adityanath, Governor- Ram Naik. Argentina Capital- Buenos Aires, President- Mauricio
Defence Minister of India- Nirmala Sitharaman. Macri.
BR Ambedkar- Independent India's first law minister. BARC (Broadcast Audience Research Council) India is an
Passed Away: 6 December 1956. His Place of Birth: Mhow industry body set up to design, commission, supervise &
in Central Provinces (currently Madhya Pradesh). own an accurate, reliable & timely television audience
NITI- National Institution for Transforming India. measurement system for India. BARC India CEO- Partho
Chairperson- Narendra Modi, Vice Chairperson- Dr. Rajiv Dasgupta.
Kumar. CM of Tamil Nadu- Edappadi Palaniswami.
J. P. Nadda- Union Minister of Health & Family Welfare. UN Secretary-General: Antonio Guterres, HQ:- New York,
Cuba Capital- Havana, Currency- Cuban peso. USA.
Italy Capital- Rome, Currency- Euro. Saudi Arabia Capital- Riyadh, Currency- Saudi Riyal.
Vijay Shekhar Sharma is the Chairman of the Paytm UK PM- Theresa May, Capital- London, Currency- Pound
Payments Bank. sterling.
UNESCO- United Nations Educational, Scientific & The first finance minister of independent India was R. K.
Cultural Organization. Shanmukham Chetty, who also presented its first Budget.
France's Audrey Azoulay- 11th DG of UNESCO, HQ:- National Informatics Centre (NIC) was established in 1976.
Paris, France. Smt. Neeta Verma- Director-General of NIC, Headoffice-
Australia Capital- Canberra, Australian PM- Malcolm New Delhi.
Turnbull. The Netherlands (April 2001)- was the First International Buddhist Confederation is the biggest
Nation to grant the same-sex couples. religious Buddhist confederation, based in Delhi, India.
Sriharsha Majety- CEO & Co-founder of Swiggy. Rajasthan Capital- Jaipur, CM- Vasundhara Raje,
The Legislature or Parliament is headed by the President of Governor- Kalyan Singh.
India. Founded on 19 December 1966 ADB has its Headquarter in
As per the World Bank, Financial inclusion means that Manila, Philippines. President of ADB is Takehiko Nakao.
individuals & businesses have access to useful & RBI current & 24th Governor- Dr. Urjit Patel, Headquarter-
affordable financial products & services that meet their Mumbai, Nationalized in - 1949.
needs – transactions, payments, savings, credit & insurance AIIB Headquarter- Beijing, China, Commenced operations
– delivered in a responsible & sustainable way. in- January 2016. AIIB President- Mr. Jin Liqun.
Australia Capital- Canberra, Currency- Australian dollar. Oman Capital- Muscat, Currency- Omani rial.
Japan Capital- Tokyo, Currency- Japanese yen. Russia Capital- Moscow, Currency- Russian ruble.
Forbes- American business magazine, Founded in- 1917. China Capital- Beijing, Currency- Renminbi, President- Xi
HQ:- New York City, USA. Jinping.
Finance Minister of India- Arun Jaitley. SEBI- Securities & Exchange Board of India. Chairman-
Google CEO- Sundar Pichai, HQ:- California, USA. Ajay Tyagi, HQ:- Mumbai.
SBI Present Chairman- Rajnish Kumar, Headquarter- Air India Founded: 15 October 1932 (as Tata Airlines),
Mumbai. HQ:- Delhi
IndusInd Bank Chairman- R. Seshasayee. Headquarter- Germany Capital- Berlin, Currency- Euro.
Mumbai, Owner- Hinduja Group. Delhi CM- Arvind Kejriwal, Lt. Governor- Anil Baijal.
PCA- Prompt Corrective Action. Minister of Water Resources, River Development & Ganga
Corporation Bank Managing Director & CEO- Jai Kumar Rejuvenation- Nitin J Gadkari.
Garg, Headquarter- Mangalore, Karnataka. Kacheguda Railway Station- Situated in Hyderabad.
Indian Navy Chief of Naval Staff (CNS)- Admiral Sunil Kerala CM- Pinarayi Vijayan, Governor- P. Sathasivam.
Lanba. USA President- Donald Trump (45th), Capital- Washington
IBRD- International Bank for Reconstruction & D.C. Israel President- Reuven Rivlin.
Development. Wassenaar Arrangement Secretariat- Vienna, Austria. The
World Bank President- Jim Yong Kim (12th), HQ:- current Head of Secretariat- Ambassador Philip Griffiths
Washington DC, USA. (New Zealand).
Minister of State (IC) of Power & New & Renewable Kerala CM- Pinarayi Vijayan, Governor- P.Sathasivam.
Energy- R.K. Singh. NCDEX- National Commodity & Derivatives Exchange,
Capital of Morocco- Rabat, Currency- Moroccan dirham. Samir Shah- Managing Director, NCDEX. Arun Thukral-
Norway Capital- Oslo, Currency- Norwegian krone. Managing Director, Axis Securities.

Turkmenistan Capital- Ashgabat, Currency- Turkmenistan Minister of State for Skill Development &
manat Entrepreneurship- Anantkumar Hegde.
Mexico Capital: Mexico City, Currency: Mexican peso Myanmar PM- Aung San Suu Kyi, Capital- Naypyidaw.
WTO Director-General- Roberto Azevêdo, Established- 1 IBRD- International Bank for Reconstruction &
January 1995, HQ:- Geneva, Switzerland. Development.
IEA Executive Director- Fatih Birol, Established in- 1974, World Bank President- Jim Yong Kim (12th), HQ:-
Secretariat- Paris, France. Washington DC, USA.
A.K. Panda- Secretary, MSME. Capital of France- Paris, Currency- Euro| President-
BIMSTEC- The Bay of Bengal Initiative for Multi-Sectoral Emmanuel Macron, Prime Minister- Edouard Philippe.
Technical & Economic Cooperation. It came into being on 6 Bank of India was founded on 7th September, 1906.
June 1997. BIMSTEC member states are India, Bangladesh, Managing Director & CEO- Dinabandhu Mohapatra.
Bhutan, Myanmar, Nepal, Sri Lanka & Thailand. Competition Commission of India (CCI) Chairperson-
Kuwait Capital- Kuwait City, Currency- Kuwaiti dinar. Ashok Chawla.
FIFA President- Gianna Infantino. IndusInd Bank Chairman- R. Seshasayee, Headquarter-
ASEAN comprises Brunei, Cambodia, Indonesia, Laos, Mumbai, Owner- Hinduja Group.
Malaysia, Myanmar, the Philippines, Singapore, Thailand, AU Small Finance Bank HQ:- Jaipur, Rajasthan, Started in-
& Vietnam. 1996, Chairman- Mannil Venugopalan.
Indonesia Capital- Jakarta, Currency- Indonesian Rupiah. YES Bank MD & Chief Executive- Rana Kapoor, HQ:-
Mizoram CM- Lal Thanhawla, Governor- Lt. General Mumbai.
(Retd.) Nirbhay Sharma 1st Railway Minister of Independent India- John Mathai.
Telangana CM- K Chandrasekhar Rao, Governor- E.S Present Textile Minister of India- Smriti Zubin Irani.
Lakshmi Narasimhan (Add. Charge). Forbes- American Business Magazine, Founded in- 1917.
Chief of Army Staff- General Bipin Rawat. HQ:- New York City, USA.
The XXIII Olympic Winter Games will be held from 9 to 25 Present Chief of Naval Staff- Admiral Sunil Lanba.
February 2018 in PyeongChang, the Republic of Korea. MD & CEO of United Bank of India- Pawan Kumar Bajaj,
Andhra Pradesh Chief Minister- N Chandrababu Naidu, HQ:- Kolkata, West Bengal.
Governor- E.S Lakshmi Narasimhan. SEBI Chairman- Ajay Tyagi, HQ:- Mumbai.
Odisha CM- Naveen Patnaik, Governor- S. C. Jamir. Gold Coast, Australia, will host the next Commonwealth
Libreville is the capital city of Gabon, a country on the Games in 2018.
coast of Central Africa. Ali Bongo Ondimba is a President Gujarat Governor- Om Prakash Kohli.
of Gabon. Switzerland Capital- Bern, President- Doris Leuthard.
CMD DishTV India Limited- Mr. Jawahar Goel. Haryana CM- Manohar Lal Khattar, Governor- Kaptan
UNESCO- United Nations Educational, Scientific & Singh Solanki.
Cultural Organization. Director-General (Present)- France's Oman Capital- Muscat, Currency- Omani rial.
Audrey Azoulay, HQ:- Paris, France. Russia Capital- Moscow, President- Vladimir Putin.
Chile Capital- Santiago, Currency- Chilean peso. Water Resources & Ganga Rejuvenation Minister- Nitin
Syndicate Bank MD & CEO- Melwyn Rego, HQ:- Manipal. Gadkari.
ICICI CEO- Chanda Kochhar, Headquarter- Mumbai. Drinking Water & Sanitation Minister- Uma Bharti.
Goa CM- Manohar Parrikar, Governor- Mridula Sinha. Srivatsa Krishna- Secretary, Coffee Board of Karnataka.
Non-Executive Chairman & an Independent Director of Anil Bhandari- President, India Coffee Trust.
ICRA- Arun Duggal, Peru Capital- Lima, Currency- Sol.
ICRA Limited (formerly Investment Information & Credit D. Rajkumar- Chairman & Managing Director of BPCL.
Rating Agency of India Limited) was set up in 1991. Rajnish Kumar- Chairman of SBI.
Rwanda Capital- Kigali, Currency- Rwandan franc. Quikr CEO- Pranay Chulet.
CEO of Ola- Bhavish Aggarwal, HQ:- Bengaluru. HDFC CEO- Aditya Puri.
Iraq Capital- Baghdad, Currency- Iraqi dinar, President- UP CM- Yogi Adityanath, Governor- Ram Naik.
Fuad Masum. Minister for Environment, Forest & Climate Change- Dr
Germany Capital- Berlin, Currency- Euro, Chancellor- Harsh Vardhan.
Angela Merkel. NPA stands for Non Performing Assets. Dr Urjit Patel is
Assam CM- Sarbananda Sonowal, Governor- Jagdish the present Governor of RBI.
Mukhi. Founder & Executive Chairman of WEF- Klaus Schwab,
Lakshwadeep Administrator- Farooq Khan. HQ:- Geneva, Switzerland.
Tamil Nadu CM- Edappadi K Palaniswami, Governor- SLCM Group CEO- Sandeep Sabharwal.
Banwarilal Purohit. HDFC Bank CEO- Aditya Puri, HQ:- Mumbai.
Kerala CM- Pinarayi Vijayan, Governor- Justice (Retd.) IndusInd Bank Chairman- R. Seshasayee, Headquarter-
Palaniswamy Sathasivam. Mumbai, Owner- Hinduja Group.
The two main rivers of Assam are Brahmaputra & Barak. Samsung is the Korean Based company. Dr. Oh-Hyun
Kwon- Chief Executive Officer & Chairman of Samsung.

Axis Bank CEO- Shikha Sharma, HQ:- Mumbai. Dinabandhu Mohapatra is Managing Director & CEO of
Kazakhstan Capital- Astana, Currency- Kazakhstani tenge. Bank of India. Headoffice of Bank of India- Mumbai.
IRDAI- Insurance Regulatory & Development Authority of BC Tripathi- Chairman & Managing Director of GAIL.
India. T.S.Vijayan- Chairman of IRDAI. Governor of Bihar- Satya Pal Malik
GIFT City- Gujarat International Finance-Tec City
HAL Chairman & Managing Director (CMD)- T. Suvarna
Raju.
PETA is the largest animal rights organization in the
world. Ingrid Newkirk- President, PETA.
Crown Prince of Saudi Arabia- Mohammed bin Salman.
SBI Chairman- Rajnish Kumar, HQ:- Mumbai, Established
on- 1st July 1955.
Vijay Shekhar Sharma is the CEO of Paytm. Paytm HQ: in
Noida.
Bank of Baroda Chairman- Ravi Venkatesan, Managing
Director & CEO P.S.Jayakumar.
Maldives Capital- Male, Currency- Maldivian rufiyaa.
SEBI- Securities & Exchange Board of India. SEBI
Chairman- Ajay Tyagi, HQ:- Mumbai
King of Jordan- Abdullah II. Jordan Capital- Amman,
Currency- Jordanian dinar.
CM of West Bengal- Mamta Bannerjee, Governor- Keshari
Nath Tripathi.
Liberia Capital- Monrovia, Currency- Liberian dollar.
IDBI MD & CEO- Mahesh Kumar Jain, Headquarter-
Mumbai.
Static Take Aways November 2017 Current Affairs
The permanent members of the Security Council are Capital of Zimbabwe- Harare
USA, Russia, France, UK & China. President of EBRD- Suma Chakrabarti | HQ:- London,
International Court of Justice HQ:- The Hague, United Kingdom.
Netherlands. Capital of Sri Lanka- Sri Jayawardenepura Kotte
IBRD- International Bank for Reconstruction & Currency of Sri Lanka- Sri Lankan rupee
Development. President of Sri Lanka- Maithripala Sirisena
World Bank President- Jim Yong Kim (12th), HQ:- Western Naval Command (HQ: at Mumbai).
Washington DC, USA. The Eastern Naval Command (HQ: at Visakhapatnam).
Haryana CM- Manohar Lal Khattar, Governor- Kaptan The Southern Naval Command (HQ: at Kochi).
Singh Solanki. Chilika lake located in Odisha.
Minister of Drinking Water & Sanitation- Uma Bharati. Radha Mohan Singh is Union Agriculture Minister of
Israel Capital- Jerusalem, Currency- Israeli new shekel, India.
President- Reuven Rivlin. Constituency of Radha Mohan Singh- Purvi
Forbes- American business magazine, Founded in- Champaran (Bihar).
1917. HQ:- New York City, USA. Secretary general of UN- Antonio Guterres.
Bangladesh Capital- Dhaka, Currency- Taka. Axis Bank head office- Mumbai
Russia Capital- Moscow, President- Vladimir Putin. Chief executive Officer (CEO) & MD- Shikha Sharma.
China is the largest fish producer country in the world. Shri Jagat Prakash Nadda is the Minister of Health &
Blue Revolution: Integrated Development & Family Welfare.
Management of Fisheries. Minister of Law & Justice- Ravi Shankar Prasad.
Managing Director & CEO of Andhra Bank- Suresh N Capital of New Zealand Wellington.
Patel. Headquarter- Hyderabad, Telangana. PM of New Zealand Jacinda Ardern.
Governor of Telangana- E. S. L. Narasimhan. RBL Bank MD & CEO- Vishwavir Ahuja, Corporate
Capital of Syria: Damascus, President: Bashar al-Assad, Office- Mumbai, Maharashtra.
Currency: Syrian pound Golden temple is in Amritsar, Punjab. CM of Punjab is
Capital of Ukraine- Kiev, Currency: Ukrainian hryvnia, Amarinder Singh.
HQ: of United Nations- New York, USA. Current Governor of Punjab is V P Singh Badnore.

Capital of China is Beijing. Dharmendra Pradhan- Minister of Skill Development
Vice Chairman of NITI Aayog is Rajiv Kumar. & Entrepreneurship.
CM of Haryana is Manohar Lal Khattar. UNESCO- United Nations Educational, Scientific &
Seoul is the capital of the Republic of Korea (ROK), Cultural Organization. HQ:- Paris, France.
also known as South Korea. Estonia Capital- Tallinn, Latvia Capital- Riga,
Current Governor of Odisha is Senayangba Chubatoshi Lithuania Capital- Vilnius.
Jamir. South Korea Capital- Seoul, Currency- South Korean
HQ: of ‗Coinome‘ is located in Mumbai. CEO of won.
Coinome is Vivek Steve Francis. Delhi Lt. Governor- Anil Baijal.
HQ: of BOB is in Vadodara, Gujarat & Tagline is Adani Power Chairman & Founder- Gautam Adani,
‗India‘s International Bank‘. Current MD & CEO of Headoffice- Ahmedabad, Gujarat.
BOB is P S Jayakumar. Jharkhand CM- Raghubar Das, Governor- Droupadi
Capital of South Africa is Cape Town. Murmu.
CM of Telangana is K. Chandrashekar Rao. UK PM- Theresa May, Capital- London, Currency-
Capital of Iran is Tehran. Pound.sterling.
ADB has its Headquarter in Mandaluyong, Federal Bank MD & CEO- Shyam Srinivasan.
Philippines. President of ADB is Takehiko Nakao. Kuwait Capital- Kuwait City, Currency- Kuwaiti Dinar
The capital of Japan is Tokyo. (world's highest-valued currency unit).
Civil Aviation Secretary is R N ChoubeyMinister of Telangana CM- K Chandrashekhar Rao, Governor- ESL
Civil Aviation is Ashok Gajapathi Raju Pusapati. Narasimhan.
Mridula Sinha is the Governor of Goa. Israeli PM- Benjamin Netanyahu, Capital- Jerusalem
HQ: of IOC- Lausanne, Switzerland. The 2020 Summer NDMA Chairman- PM Narendra Modi, Headquarter-
Olympics held in- Tokyo (Japan) in 2020. President of New Delhi.
IOC- Thomas Bach. Minister of Environment, Forest & Climate Change: Dr.
48th International Film Festival of India was held in Harsh Vardhan.
Goa. Haryana CM- Manohar Lal Khattar, Governor- Kaptan
Smriti Irani is union Information & Broadcasting & Singh Solanki.
Textiles Minister. Union Home Minister- Mr. Rajnath Singh.
Raman Singh is CM of Chhatisgarh. Balram Das Urjit Patel- 24th Governor of RBI, Headquarter-
Tandon is present Governor of Chhatisgarh. Mumbai.
Dudhawa Dam located in Chhattisgarh across the Philippines Capital- Manila, Currency- Philippine
Mahanadi river. peso, President- Rodrigo Duterte.
Naveen Patnaik is present CM of Odisha. SC Jamir is Canada Capital- Ottawa, Currency- Canadian Dollar.
present governor of Odisha. Bhubaneswar is capital PM- Justin Trudeau.
city of Odisha. Asia-Pacific Economic Cooperation (APEC)
AIBA HQ: is in Lausanne, Switzerland. Established in- 1989, HQ:- Singapore, Current
PM- Sheikh Hasina, President- Abdul Hamid. Chairperson- Tran Dai Quang. 2016 APEC held in-
New Zealand Capital- Wellington, Currency- New Lima, Peru.
Zealand dollar. Menaka Gandhi- Cabinet Minister of Women & Child
National Green Tribunal (NGT)- Development
Chairperson- Justice Swatanter Kumar, Headquarter- Uber CEO- Dara Khosrowshahi, HQ:- California, USA.
New Delhi, Established- November 2010. Softbank Chairman & CEO- Masayoshi Son, HQ:-
IDFC Bank MD & CEO- Sunil Kakkar, HQ:- Mumbai. Tokyo, Japan.
MobiKwik CEO- Bipin Preet Singh, HQ:- Gurgaon, Bahrain Capital- Manama, Currency- Bahraini dinar.
Haryana. PNB MetLife India Insurance MD & CEO- Ashish
PayPal Headquarter- California USA, Founded in- Srivastava,
1998. CPCB Chairman- S.P. Singh Parihar, Headquarter-
PayPal Holdings Inc President & CEO- Dan Schulman. New Delhi.
HDFC Bank CEO- Aditya Puri, Headquarter- Mumbai. AIFF President- Praful M Patel, Headquarter- Dwarka,
Nepal PM- Sher Bahadur Deuba, President- Bidhya New Delhi.
Devi Bhandari. Arjan Singh Bhullar- 1st Indian-origin fighter to be
Bank of China Chairman- Chen Siqing. signed by the UFC.
State Bank of Pakistan (SBP) Governor- Tariq Bajwa. Nepal Capital- Kathmandu, Currency- Nepalese rupee.
Pakistan PM- Shahid Khaqan Abbasi, President- PM Nepal- Sher Bahadur Deuba, President- Bidhya
Mamnoon Hussain. Devi Bhandari.
CM- Pinarayi Vijayan, Governor- Palaniswamy Philippines Capital- Manila, Currency- Philippine
Sathasivam. peso. President- Rodrigo Duterte.

Vietnam Capital- Hanoi, Currency- Vietnamese dong. Emmanuel Macron.
Communication Minister- Manoj Sinha, Nagaland CM- T.R. Zeliang, Governor- P.B. Acharya.
Electronics & IT Minister- Ravi Shankar Prasad. Formed on- 15 November 2000, CM- Raghubar Das,
Air India CMD- Rajiv Bansal. Governor- Draupadi Murmu.
MD & CEO of Bank of India- Dinabandhu Mohapatra, Jharkhand was created on the birthday of Birsa Munda
HQ:- Mumbai, Maharashtra. who fought against the British.
Minister of State for Women & Child Development - FSIAB- Financial Stability Institute Advisory Board.
Dr. Virendra Kumar. BIS- Bank of International Settlement.
Italy Capital- Rome, Currency- Euro. Capital of France- Paris, Currency- Euro|President:
FIFA World Cup 2018- in Russia Emmanuel Macron, PM: Edouard Philippe
Qatar Capital- Doha, Currency- Qatari riyal. Maharashtra CM- Devendra Fadnavis, Governor-
Ministry of Electronics & Information Technology- Chennamaneni Vidyasagar Rao.
Ravi Shankar Prasad. WHO Director-General- Tedros Adhanom
APCERT- Asia Pacific Computer Emergency Response Ghebreyesus, Headquarter- Geneva, Switzerland.
Team. Russia Capital- Moscow, President- Vladimir Putin.
Chhattisgarh CM- Raman Singh, Governor- Balramji Headquarter of Yes Bank- Mumbai, Founded- 2004,
Dass Tandon. Founder & CEO- Rana Kapoor
NITI Ayog Vice-Chairman- Rajiv Kumar. Denmark Currency- Danish krone
Germany Capital- Berlin, Currency- Euro. Founder & CEO Paytm- Vijay Shekhar Sharma.
ISA- International Solar Alliance. ICICI Bank CEO- Chanda Kochhar
Slovenia Capital- Ljubljana. WPO- World Packaging Organisation, Founded in-
Japan Capital- Tokyo, USA Capital- Washington DC, September 6, 1968 in Tokyo, Japan.
Australia Capital- Canberra. WPO President- Mr. Thomas Schneider.
June 21- UN-designated- International Yoga Day- in Spain Capital- Madrid, Currency- Euro.
2015. Indira Gandhi was born on- 19th November 1917|
Saudi Arabia Capital- Riyadh, Currency- Saudi Riyal. Assassination- 31st October 1984| Shakti Sthal-
China Capital- Beijing, Currency- Renminbi. President- Memorial to Indira Gandhi
Xi Jinping. Malaysia Capital- Kuala Lumpur, Currency- Malaysian
Tamil Nadu CM- Edappadi K Palaniswami, Governor- ringgit
Banwarilal Purohit. SEBI- Securities & Exchange Board of India.| SEBI
Japan Capital- Tokyo, PM- Shinzo Abe. Chairman- Ajay Tyagi, HQ:- Mumbai.
Home Minister of India- Rajnath Singh. RBL Bank MD & CEO- Vishwavir Ahuja, Corporate
Poland Capital- Warsaw. Office- Mumbai, Maharashtra.
Belarus Capital- Minsk. Xi Jinping is the Present President of China. Beijing is
HDFC Bank CEO- Aditya Puri, Headquarter- Mumbai. the capital of China.
Syria Capital- Damascus, Currency- Syrian pound, Manohar Lal Khattar is the CM of Haryana. Kaptan
Syrian President- Bashar al-Assad. Singh Solanki is the Governor of Haryana.
UN Secretary-General- Antonio Guterres. The Capital of Lebanon is Beirut. Its Currency is
Binge watching- the practice of watching multiple Lebanese pound.
episodes of a television programme in rapid General Bipin Rawat is the present & 27th Chief of
succession. Army Staff.
Canada Capital- Ottawa, Currency- Canadian dollar, COP 22 was held in Marrakesh, Morocco.
Canada PM- Justin Trudeau. Piyush Goyal is the Present Minister of Railways.
US President- Donald Trump (45th) Antonio Guterres is the Secretary general of United
Andhra Pradesh CM- Nara Chandrababu Naidu, Nations. UN HQ: in New York, United Nations.
Governor- E.S Lakshmi Narasimhan. S. Christopher is the present Chairman of DRDO.
Moodys Analytics President- Mark Almeida, HQ:- the Irina Bokova is the Present Director-General of
USA. UNESCO. UNESCO HQ: in Paris, France.
Union Minister of State (I/C) for Development of Majuli is a river island in the Brahmaputra River,
North Eastern Region (DoNER): Dr. Jitendra Singh. Assam. It is India‘s first island district & world‘s
Moodys Analytics President- Mark Almeida, HQ:- the largest river island. Jagdish Mukhi is the Present
USA. Governor of Assam.
Argentina Capital- Buenos Aires, Currency- Argentine Natarajan Chandrasekaran is the Chairman of TATA
peso Steels.
Indonesia Capital- Jakarta, Currency- Indonesian Naveen Patnaik is the CM of Odisha. S. C. Jamir is the
rupiah. Present Governor of Odisha.
France Capital- Paris, Currency- Euro, President- Harsimrat Kaur Badal, the Union Cabinet Minister of

Food Processing Yes Bank HQ: in Mumbai. CEO of Yes Bank is Rana
Chanda Kochhar is the MD & CEO of ICICI Bank. Kapoor.
ICICI Bank HQ: in Mumbai. Yerevan is the Capital of Armenia. Its currency is
Cairo is the capital of Egypt. Egyptian pound is the Armenian dram.
currency of Egypt. Bangkok is the capital of Thailand.
Jim Yong Kim is the President of World Bank. World Sanjay Agarwal, MD & CEO, AU Small Finance Bank.
Bank HQ: in Washington, D.C., United States. ONGC stands for Oil & Natural Gas Corporation
Tedros Adhanom Ghebreyesus is the WHO‘s Director Limited. Shashi Shankar has been recently appointed
General. WHO HQ: in Geneva, Switzerland. CMD of ONGC.
Tunis is the capital of Tunisia. Beji Caid Essebsi jas is Lt Gen SK Shrivastava is the Director General Border
the present President of Tunisia. Roads Organization.
Thimphu is the capital of Bhutan. Dzongkha is the Sushil Chandra is the Chairman of Central Board of
official language of Bhutan. Direct Taxes (CBDT).
Jamsetji Tata was the founder of TATA Steels. It HQ: in Boxing Federation of India (BFI) President- Ajay Singh.
Mumbai, Maharashtra. AIBA- Amateur International Boxing Association.
Bharti AXA Life is a life Insurance player that was AIBA President- Dr Ching-Kuo Wu, HQ:- Switzerland.
started in 2006. It brings together the Paris- Ambassador for AIBA Youth Women‘s World Boxing
headquartered AXA Group & Bharti Enterprises. Championship 2017- Mary Kom.
Moscow is the capital of Russia. Vladimir Putin is the Twitter CEO- Jack Dorsey, HQ:- California, USA.
present President of Russia. Kerala CM- Pinarayi Vijayan, Governor- Palaniswamy
Martina Hingis is from Switzerland. Sathasivam.
World Economic Forum HQ: in Geneva, Switzerland. Co-founder & CEO of Ola- Bhavish Aggarwal.
Klaus Schwab is the Founder & Executive Chairman of Microsoft CEO- Satya Nadella.
WEF. Apollo Munich Health Insurance, CEO- Antony Jacob.
Siddaramaiah is the present CM of Karnataka. UNESCO- United Nations Educational, Scientific &
Vajubhai Vala is the present Governor of Karnataka. Cultural Organization. Director-General- Irina Bokova,
Shahid Khaqan Abbasi is the present PM of Pakistan. HQ:- Paris, France.
Islamabad is the capital of Pakistan. Paytm CEO- Vijay Shekhar Sharma.
Devendra Fadnavis is the CM of Maharashtra. BHIM- Bharat Interface for Money, UPI- Unified
Chennamaneni Vidyasagar Rao is the Governor of Payment Interface.
Maharashtra. IBRD- International Bank for Reconstruction &
Jin Liqun is present president of the Asian Development.
Infrastructure Investment Bank (AIIB). Beijing, China is President- Jim Yong Kim (12th), HQ:- Washington, DC
HQ: of AIIB. USA
Astana is the Capital of Kazakhstan. Kazakhstani tenge Guinea Capital- Conakry, Currency- Guinean Franc.
is the currency of Kazakhstan. Rajiv Kumar- Financial Services Secretary.
Krish Iyer is the President & CEO of Walmart India. Ajay Narayan Jha- Expenditure Secretary,
Naveen Patnaik is the CM of Odisha. SC Jamir is the Neeraj Kumar Gupta- Secretary, DIPAM.
Governor of Odisha. Subhash Chandra Garg- Economic Affairs Secretary.
Yogi Adityanath is the CM of Uttar Pradesh. Ram Naik
is the Governor of Uttar Pradesh.
Static Take Aways from October 2017 Current Affairs

Manila is the Capital of the Philippines. Rodrigo Duterte is of the United Nations. UN is headquartered in New York.
the President of the Philippines. Sunil Mehta is the MD & CEO Of Punjab National Bank.
Sheikh Hasina is the Present PM of Bangladesh. Abdul PNB HQ: in New Delhi.
Hamid is the Present President of Bangladesh. IndusInd Bank HQ: in Mumbai. Mr. R. Seshasayee is the
Port Louis is the Capital of Mauritius. Chairman of IndusInd Bank.
Alok Kumar Verma is the present Director of CBI. Bipin Preet Singh is the CEO of MobiKwik.
HSBC HQ: in London, UK. Stuart Gulliver is the Group The Chairman & Managing Director of NRDC is H
CEO of HSBC. Purushotham. Paul B Jansen is the Director of EBTC.
Bern is the Capital of Switzerland. It was formed in the year 1969. HQ: of UNFPA is located
The Managing Director for India of NBA is Yannick in New York, US. In October 2017, United Nations
Colaco. Secretary-General Antonio Guterres appointed Dr. Natalia
Aapka bank, aapke dwaar is the Tagline of IPPB. IPPB is Kanem Executive Director of UNFPA.
Headquartered in New Delhi. Rajiv Jain is the present Director of Intelligence Bureau
Mr. Antonio Guterres of Portugal is the Secretary-General (IB).

AMFI is Headquartered in Mumbai. Small Finance Bank.
Smt. Smriti Zubin Irani is the Cabinet Minister of Textiles Najib Razak is the PM of Malaysia. Kuala Lumpur is the
of India. Capital of Malaysia.
About LEI- The LEI is a global reference number that Shri B. Sambamurthy is the Interim Chairman of NPCI.
uniquely identifies every legal entity or structure that is Piyush Goyal is the Minister of Railways of India.
party to a financial transaction, in any jurisdiction. It is a Angela Merkel is the Chancellor of Germany.
unique 20 digit alphanumeric code that is assigned to a SBI HQ: in Mumbai, Maharashtra. It was established on 1
legal entity. July 1955. Rajnish Kumar is the present Chairman of SBI.
Mr. Sunil Kakar is the Managing Director & CEO of IDFC HSBC HQ: in London, United Kingdom.
Limited. Headquarter of IDFC Bank is in Mumbai. Jeff Weiner is the CEO of LinkedIn.
Jakarta is the Capital of Indonesia. Joko Widodo is the Kim Ki Wan is the MD of LG Electronics India. LG
President of Indonesia. Electronics is a South Korean Company.
Shivraj Singh Chouhan is the CM of Madhya Pradesh. Om Satya Pal Malik is the present Governor of Bihar.
Prakash Kohli (Add. Charge) is the Present Governor of The Capital of Bulgaria is Sofia.
Madhya Pradesh. Vijaybhai Rupani is the present CM of Gujarat. Om
Vijaybhai R. Rupani is the present CM of Gujarat. Om Prakash Kohli is the Governor of Gujarat.
Prakash Kohli is the present Governor of Gujarat. Satya Nadella is the CEO of Microsoft.
Kabul is the Capital & most populated city of Afghanistan. Alice Vaidyan is the CMD of GIC Re. GIC Re is
Afghani is the Currency of Afghanistan. It celebrates headquartered in Mumbai.
National Day on 19 August. Amsterdam is the Capital of Netherlands.
Banwarilal Purohit is the present Governor of Tamil Xi Jinping is the President of China. Beijing is the Capital
Nadu. Edapaddi K Palaniswami is the Chief Minister of of China.
Tamil Nadu. Samsung Electronics is a South Korean multinational
The Chairman of L & T is A. M. Naik. electronics company headquartered in Suwon, South
UNESCO stands for the United Nations Educational, Korea.
Scientific & Cultural Organization. Irina Bokova is the Ajay Banga is the CEO of Mastercard.
Director-General of UNESCO. 2019 FC Asian Cup will be held in the United Arab
Santiago is the Capital of Chile. Michelle Bachelet is the Emirates.
present President of Chile. UNESCO stands for United Nations Educational Scientific
Doha is the Capital of Qatar. Abdullah bin Nasser bin & Cultural Organization. Irina Bokova is the Present
Khalifa Al Thani is the Prime Minister of Qatar. Qatar is Director-General of UNESCO.
the host of 2022 football World Cup. Mr. M K Surana is the present Chairman & Managing
SGK Kishore is the CEO of GHIAL. Mohd. Badlisham Director of HPCL.
Ghazali is the Managing Director of MAHB. Bipin Preet Singh is the Founder CEO & Director of
Riyadh is the capital city of Saudi Arabia. Mohammad bin MobiKwik.
Salman bin Abdulaziz Al Saud is the crowned Prince of General Bipin Rawat is the 27th Chief of Army Staff of the
Saudi Arabia. Indian Army. Nirmala Sitharaman is the Present Defence
Wellington is the capital of New Zealand. New Zealand Minister of India.
dollar is the currency of New Zealand. Vasundhara Raje Scindia is present Chief Minister of
The ICC was established in 2002. It is based in the Hague, Rajasthan.
the Netherlands. Kalyan Singh is the present Governor of Rajasthan.
Bujumbura is the capital of Burundi & Burundian franc is The United Nations is an international organization
its currency. founded in 1945. It is currently made up of 193 Member
Tehran is the capital of Iran. Mohammad Ashraf Ghani is States.
the present Prime Minister of Afganistan. FAO stands for Food & Agriculture Organization. The
Riyadh is the capital of Saudi Arabia. Mohammed bin HQ: of FAO is in Rome, Italy.
Salman is the Crown Prince of Saudi Arabia. Ashwani Lohani is present Chairman of Railway Board.
Paris is the capital of France. Emmanuel Macron is the Kiltan is the latest indigenous warship after Shivalik class,
President of France. Kolkata class & sister ships.
Siddaramaiah is the CM of Karnataka. Vajubhai Vala is Admiral Sunil Lanba is present Navy chief.
the Governor of Karnataka. Vanuatu is a South Pacific Ocean nation made up of
Satya Nadella is the CEO of Microsoft. roughly 80 islands that stretch 1,300 kilometres. Port Vila
Lusaka is the Capital of the Republic of Zambia. Edgar is the capital city of Vanuatu. Tallis Obed Moses is the
Lungu is the president of the Republic of Zambia. present President of Vanuatu.
DEMU stand for Diesel Electric Multiple Unit. Rajkiran G Rai is present Chief Executive Officer (CEO) &
Mohammad Mustafa is the present Chairman of SIDBI. Managing Director of Union Bank of India. The tagline of
HQ: of SIDBI is in Lucknow, Uttar Pradesh. Union Bank of India is Good People to Grow with.
Mannil Venugopalan is the Chairman of Board of AU YES BANK was founded by Rana Kapoor in 2004. Rana

Kapoor is the founder, Managing Director & CEO of Yes Minister of Karnataka is Siddaramaiah.
Bank. Headquarter of Yes Bank is in Mumbai. Prof. Jagdish Mukhi is the new Governor of Assam.
Paljor Stadium, also known as Palzor Stadium is an Sheikh Hasina is the PM of Bangladesh. Abdul Hamid is
association football stadium located in Gangtok, Sikkim. the President of Bangladesh.
Shripad Yasso Naik is the Minister of AYUSH. Accra is the Capital of Ghana. Ghanaian cedi is the
Tokyo is the Capital of Japan. Shinzo Abe is the PM of Currency of Ghana.
Japan. Rajyavardhan Singh Rathore is the present minister of
Smt. Smriti Zubin Irani is the Minister of Textiles of India. Youth Affairs & Sports.
Sujoy Bose is the CEO of NIIF. The President of Germany is Frank-Walter Steinmeier.
FDDI was established in 1986. HQ: of FDDI is located in Chris Townsend is the Chairman of the Board of PNB
Noida, Uttar Pradesh. MetLife
Shivraj Singh Chouhan is the CM of Madhya Pradesh. Om Birender Singh Dhanoa is present Air Chief Marshal of
Prakash Kohli (Add. Charge) is the Governor of Madhya Indian Air Force.
Pradesh. Karnataka is the largest producer of coffee in India.
Cairo is the capital of Egypt. Egyptian pound is the Om Prakash Kohli is present Governor of Gujarat. Vijay
currency of Egypt. Ramniklal Rupani is incumbent CM of Gujarat.
National Rural Livelihood Mission (NRLM) is a poverty Gir Forest National Park & Wildlife Sanctuary is a forest &
alleviation project implemented by Ministry of Rural wildlife sanctuary near Talala Gir in Gujarat.
Development, Govt. of India. Deen Dayal Antyodaya Addis Ababa is Capital city of Ethiopia. The Ethiopian
Yojana or DAY is a Govt. of India scheme for the helping Birr is the currency of Ethiopia.
the poor by providing skill training. Mukhtar Abbas Naqvi is Union Minister of Minority
Chennamaneni Vidyasagar Rao is present Governor of Affairs.
Maharashtra. Chandoli National Park is natural World India‘s Foreign Minister, @SushmaSwaraj, is the most
Heritage Site & National Park located in Maharashtra. followed female world leader in the world with a 9.6
Sushil Chandra is the present chairperson of the Central million following on Twitter.
Board of Direct Taxes (CBDT). Naveen Tahilyani is the CEO & MD of Tata AIA Life.
Periyar National Park, also known as Periyar Tiger R A Sankaranarayanan is the MD & CEO of Vijaya Bank.
Reserve, is in the mountainous Western Ghats of Kerala. The Official Mascot of the FIFA U-17 World Cup India
Lal Bahadur Shastri was awarded the Bharat Ratna, 2017 is a clouded leopard called Kheleo. This is the first
India's highest civilian award posthumously in 1966. FIFA tournament hosted by India. The final will be held at
Antonio Guterres is present Secretary-General of the the Salt Lake Stadium in Kolkata on 28 October 2017.
United Nations. UNESCO stands for United Nations Educational,
Vijay Ghat is the memorial of Lal Bahadur Shastri. Scientific & Cultural Organization.
United Kingdom made up of England, Scotland, Wales & SAARC‘s Secretary-General is Amjad Hussain
Northern Ireland is an island nation in northwestern Ulaanbaatar is the Capital of Mongolia.
Europe. London is the capital city of the United Kingdom. M. P. Mall is the Chairman & Managing Director of
Vienna is the capital of Austria. Euro is the Currency of IRCTC.
Austria. Brigadier BD Mishra (Retd) is the present Governor of
Xi Jinping is the current president of China. Beijing is the Arunachal Pradesh.
capital city of China. Li Keqiang is the current Premier Ganga Prasad is the present Governor of Meghalaya.
China. Werner Hoyer is the President of European Investment
Chief Minister & Governor of Tamil Nadu is Edappadi K. Bank. It HQ: in Luxembourg.
Palaniswami & Banwarilal Purohit, respectively. Sudhir Pai is the CEO of Magicbricks.
Governor of Andhra Pradesh Ekkadu Srinivasan Lakshmi Mr. Ajay Pandey Managing Director & Group CEO of
Narasimhan. GIFT City.
Jagat Prakash Nadda is the present Minister of Health & Must Do Takeaways from the above News:
Family Welfare. Launched on 2nd October 1975, the Integrated Child
Famous Tiger Reserves in India are Jim Corbett National Development Services (ICDS) Scheme is one of the
Park (Uttarakhand), Dudhwa National Park (Uttar flagship programs of the Govt. of India & represents one
Pradesh), Buxa National Park (West Bengal), Rajaji Tiger of the world‘s largest & unique programmes for early
Reserve (Uttarakhand). childhood care & development.
Mr Nitin Gadkari is the Cabinet minister of Road The Current chairman of ISRO is A. S. Kiran Kumar.
Transport & Highways. ISRO was founded in 1969 & is headquartered in
Tedros Adhanom Ghebreyesus is the WHO‘s Director Bengaluru, Karnataka.
General. WHO HQ: in Geneva, Switzerland. Flipkart HQ: in Bengaluru.
Governor of Karnataka is Vajubhai Rudabhai Vala. Chief

BUSINESS NEWS (NATIONAL & INTERNATIONAL)
Companies Key Points
Paytm App crossed 100 million milestone on Google Play Store
Airtel Payments Bank CEO Shashi Arora quit the company following the controversy of violation of rules on
using Aadhaar for its e-KYC.
SBI Card & Bharat Petroleum, launched the BPCL SBI Card – most rewarding fuel co-branded credit card.
HDFC Sold its realty brokerage business HDFC Realty & HDFC RED (Real Estate
Destination) to online classifieds player Quikr.
Bharti Airtel Ltd Signed Definitive agreement with Millicom International Cellular S.A., under which
Airtel Rwanda Ltd will acquire 100% equity in Tigo Rwanda Ltd.
Ola, operated by ANI Acquired food delivery start-up Foodpanda India Pvt. Ltd from its German parent
Technologies Pvt. Ltd Delivery Hero AG
Dish TV India Limited Received the final approval for closing of the merger of Videocon d2h with DishTV.
Samsung India Tie-up with UNESCO for virtual reality content & 360-degree videos on Indian heritage.
Maruti Suzuki Became India's sixth most valued firm, crossing SBI. Reliance Industries is the country's
most valued company firm in India.
Paytm Bought an undisclosed stake in Urja Money Pvt. Ltd, which evaluates creditworthiness
of people seeking loans to buy two-wheelers.
Moody's Investors Service has upgraded the ratings of infrastructure Govt.-related issuers (GRIs) NTPC, NHPC,
NHAI & GAIL to Baa2 in line with India's sovereign ratings.
Walmart India Launched its first fulfilment centre in Mumbai.
ONGC Got approval from the Department of Investment & Public Asset Management for
acquiring the majority stake in HPCL. ONGC acquired 51.11% stake in HPCL.
Tata Steel Established India‘s largest Coke Dry Quenching (CDQ) facility at Kalinganagar
Industrial Complex in Jajpur district of Odisha.
Reliance Communication Received the final approval on its merger with Sistema from the Department of
Telecommunication (DoT). This merger will extend validity of RCom's spectrum
portfolio in the highly valued 800 & 850 MHz band.
Reliance Industries Ltd-RIL Became the first Indian company to cross Rs. 6 trillion market capitalization.
Online travel solutions provider Cleartrip named the 'Best Mobile App for Travel & Leisure' at Mobexx Awards.
Hindustan Petroleum become the first Oil Marketing Company (OMC) from India to mark its presence in the
Corporation Limited-HPCL lubricant market in Myanmar.
Honda Motorcycle & Raced past Bajaj Auto to become 2nd biggest bike seller in India during the first half of
Scooter India (HMSI) the ongoing fiscal.
Yatra Online Inc has tied up with OYO to bring the hospitality firm's inventory on its platform.
Bharti Airtel Received Ghana‘s National Communications Authority‘s approval for the merger
between Bharti Ghana (Airtel) & Millicom Ghana (Tigo), subject to certain conditions.
Prasar Bharati Chairman A Launched an online application system for music auditions across all genres for the
Surya Prakash All India Radio.
Magicbricks Launched India's first online bidding platform for residential & commercial
properties & tied-up with developer M3M for inaugural 'My Bid, My Home' under
which consumers can bid for ready-to-move-in residential properties in Gurugram.
Flipkart Launched MarQ, an in-house brand in the large appliances category. MarQ is an in-
house brand of Flipkart, that sells large appliances.
J Sagar Associates (JSA) is the first law firm to have opened an office at Gujarat International Finance Tec-City
(GIFT). The office was inaugurated by Sudhir Mankad - Chairman of GIFT IFSC.
INTERNATIONAL COMPANIES
Amazon Bought an Andover, Massachusetts-based company 'Blink' that makes Internet-
connected doorbells & security cameras.
Samsung Launched its 'Bill Payments' on its flagship payments service, Samsung Pay in
partnership with Axis Bank.
Tencent become the first Chinese company to be valued at more than $500 billion in Asia.

Facebook Expects to train about five lakh people in India on digital skills by 2020 & unveiled two
programmes which are Facebook Digital Training & Facebook Startup Training Hubs.
Swedish Company IKEA Launched its first experiential centre 'IKEA Hej HOME' in Hyderabad
Jet Airways & Air France- Come in partnership to route more traffic through Europe & on to North America.
KLM
Uber Technologies Inc. Approved SoftBank Group Corp.‘s offer to buy a multibillion-dollar stake in UBER.
Amazon Web Services Teamed up to launch an open-source & deep learning interface 'Gluon' that will help
(AWS) & Microsoft developers to deploy machine learning models across several platforms.
Tech major SAP Launched the Asia Pacific Japan (APJ) region's first SAP Leonardo Center in Bengaluru.
The first US crude oil cargo of 1(point) 6 million barrels bought by Indian Oil Corporation from the US reached
Paradip Port, Odisha. Indian Oil, which became the first Indian public sector refiner to source US crude.
Static Takeaways from Business Current Affairs
ONGC: Oil & Natural Gas Corporation Limited| Shashi Shanker, Chairman & Managing Director
Reliance Communication: Chairman: Anil Dhirubhai Ambani
HPCL: Hindustan Petroleum Corporation Limited: M.K.Surana, Chairman & Managing Director
Tencent: Founded in November, 1998, Tencent is a leading provider of Internet value added services in China.
NSDC: National Skill Development Corporation | It aims to promote skill development by catalyzing creation of large,
quality & for-profit vocational institutions.
World Bank: President: Jim Yong Kim| CEO: Kristalina Georgieva| HQ: Washington, D.C., United States
Britannia Industries: Nusli N Wadia, Chairman | Varun Berry, Managing Director
Flipkart | Bengaluru | Kalyan Krishnamurthy (CEO)
Indian Oil Corporation: Shri Sanjiv Singh, Chairman
Oil & Natural Gas Corp Ltd | Shashi Shanker, Chairman & Managing Director
Amazon | Washington, U.S. | Jeff Bezos (Chairman, President & CEO)
Twitter | San Francisco, California |Jack Dorsey (CEO)
Samsung | Seoul, South Korea | Lee Kun-hee (Chairman)
Netflix | California, United States | Reed Hastings (Chairman, CEO)
Microsoft | Washington, U.S. | John W. Thompson (Chairman) | Satya Nadella (CEO)
Google | California, U.S. | Sundar Pichai (CEO)
AGREEMENTS/MOU SIGNED
Between Whom MoU/Agreement Details

Uttar Pradesh govt. with South Korea MoU to enhance cooperation in the field of tourism, skill
development, culture & farming.
India & the World Bank Signed USD 40 Million IBRD Credit agreement for ―U.P. Pro-Poor
Tourism Development Project‖
India & Germany Signed Loan agreement for providing additional funding of EUR 20
million for Pare Hydroelectric Plant project, Arunachal Pradesh.
Andhra Pradesh govt. with moonshot Agreement to bring Free Space Optical Communication (FSOC)
factory of Alphabet X technology to provide internet through the govt. Fibergrid project.
Skill Development Ministry & Maruti Suzuki signed an agreement to impart training to youth & enhance their
employment potential.
India & Myanmar MoU on Rakhine (Myanmar) State Devt. Programme & on Govt. to
Govt. agreement on long-term socio-economic devt. of state.
AIIB approved its first loan to China, its largest shareholder, to reduce its dependence on coal by over 600,000
tonnes annually by building a natural gas distribution network for villages.
India & World bank USD 250 million Financing(Loan) Agreement for the ―Skills Acquisition &
Knowledge Awareness for Livelihood Promotion (SANKALP) Project‖.
India & Morocco MoU for enhanced cooperation in the health sector
India & Singapore Agreement on enhancing naval cooperation
India with World Bank Signed Loan Agreement for USD 100 Million for ―Shared Infrastructure for
Solar Parks Project‖

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India & Greece Signed Air Services Agreement (ASA) & MoU on Cooperation (MoC) in
field of New & Renewable Energy.
Delhi Govt. with Seoul Metropolitan Govt. Signed a twin city agreement for strengthening cooperation in the
fields of e-governance, transportation, climate change & smart city.
Nepal Electricity Authority with China Joint venture agreement to construct 750 MW West Seti Hydropower
Three Gorges Corporation (CTGC) Project. CTGC will have 75% stake & NEA will have remaining 25%.
National Skill Development Corporation (NSDC) & the Tourism & Hospitality Sector Skill Council (THSC) signed
a tripartite an MoU with Airbnb to provide hospitality skills training to hospitality micro-entrepreneurs in India.
Assam Govt. with Singapore Signed MoUs & Terms of Reference for skilling youth in Assam.
Indiana, a State in the US, & Karnataka Signed an agreement to establish sister-state ties for cooperation in
economic, educational & cultural fields.
Goa govt. signed a trilateral MoU with Department of Bio-Technology, Ministry of Science & Technology, GoI &
Nobel Media, Sweden to hold ‗Nobel Prize Series — India 2018 (Science Impacts Life)‘ to be held in Goa.
Financing Agreement for IBRD loan of US$ 119 million for ―Odisha Higher Education Programme for Excellence &
Equity (OHEPEE) Project‖ signed with World Bank.
Engineering Export Promotion Council To provide easy access to finance for SMEs & merchant exporters of
(EEPC) of India with Punjab National Bank the council. PNB will provide finance with assurance that loans up to
Rs. 10 crores would be provided within six to seven weeks.
Asian Development Bank & the Govt. of Signed $300 million loan to continue a series of fiscal reforms in the
India State of West Bengal to improve the quality of public service delivery.
Govt. of India & the World Bank Signed $200 million Loan Agreement for Assam Agribusiness & Rural
Transformation Project. It will be implemented in over 16 Districts of Assam.
Odisha Govt.'s Directorate of Treasuries & MOU for integration of SBI e-Pay with cyber treasury. This will
Inspection & SBI facilitate revenue collection from citizens through digital banking.
India with Japan Memorandum of Co-operation (MoC) to send youngsters in Japan as
technical interns for on-the-job training for a period of 3 to 5 years.
India & Ethiopia Agreements on trade, communication & media to boost bilateral ties.
President Ram Nath Kovind & Ethiopia President Mulatu Teshome.
MobiKwik with IRCTC Rail connect app To allow customers book railway tickets using MobiKwik.
India & European Investment Bank (EIB) Signed finance contract for lending of 300 million euros (about Rs
2,293 crore) for Bangalore Metro Rail Project phase-II.
Countries|Capital|Currency Part 1
Singapore: Singapore dollar | Capital: Singapore
Greece: Athens | Euro
Ethiopia: Addis Ababa | Ethiopian birr
Switzerland: Bern| Swiss franc
Japan: Tokyo | Japanese yen
Afghanistan: Kabul | Afghan afghani
Norway: Oslo| Norwegian krone
South Korea: Seoul | South Korean won
Germany: Berlin | Euro
Somalia: Mogadishu | Somali shilling
Iran: Tehran | Iranian rial
Sweden: Stockholm | Swedish krona (SEK)
Sri Lanka: Administrative Capital: Sri Jayewardenepura| Commercial Capital: Colombo | Rupee (SL)
Bangladesh: Dhaka | Bangladeshi taka
NEW APPOINTMENTS: NATIONAL
Designation/Post Who is Appointed?

Constitutional & Other Posts
1. New CM of Himachal Pradesh Jairam Thakur
2. Director General of National Cadet Corps B S Sahrawat

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3. Ambassador of India to the Republic of Peru. Shri M. Subbarayudu
4. Director General of Narcotics Control Bureau (NCB) Senior IPS officer Abhay
5. CM of Gujarat Vijay Rupani
6. Deputy CM of Gujarat Nitin Patel
7. Officiating Chairperson, National Green Tribunal (NGT) Justice U D Salvi
8. National Green Tribunal Chairperson Justice Swatanter Kumar retired after completing his 5-year tenure.
9. Ambassador of India to Turkmenistan Shri Azar A.H. Khan
10. Govt. appointed former revenue secretary NK Singh as the Chairman of the 15th Finance Commission (FC).
Other members are Shaktikanta Das, Anoop Singh, Ashok Lahiri, & Ramesh Chand. Chand & Lahiri are part
time members. FC to submit its report by Oct. 30, 2019.
11. Private Secretary to President Ram Nath Kovind. Railway officer Vikram Singh
12. India‘s High commissioner to Pakistan. Ajay Bisaria
13. Karnataka‘s first woman Director General & Inspector Neelmani N. Raju
General of Police. (replaced Rupak Kumar Dutta)
14. New Finance Secretary Hasmukh Adhia
15. Special director of the Central Bureau of Investigation-CBI Gujarat-cadre IPS officer Rakesh Asthana
16. Ambassador of India to Switzerland Sibi George (Replaced Smita Purushottam)
17. Additional Director General, CISF. Shri Alok Kumar Pateria
18. High Commissioner of India to Republic of Zambia N.J.Gangte
19. Vice Chief of Naval Staff (VCNS) Vice Admiral Ajit Kumar
20. India's new Ambassador to China Gautam Bambawale (Replaced Vijay Gokhale)
21. Member (Staff) Railway Board & ex officio Secretary to GOI D.K. Gayen
22. Member(Engr.) Railway Board & ex officio Secretary to GOI M K Gupta
23. Tamil Nadu Governor Banwarilal Purohit
24. High Commissioner of India to the Republic of Malta Rajesh Vaishnaw
25. Additional Director General of BSF Nasir Kamal
26. Ambassador of India to Ecuador Ravi Bangar
27. Ambassador of India to the Principality of Liechtenstein Sibi George
28. Solicitor-General of India Ranjit Kumar, the second highest ranking law officer of the Govt., resigned
29. New Governor of Bihar Satya Pal Malik
30. New Governor of Tamil Nadu Banwarilal Purohit
31. New Governor of Assam Prof Jagdish Mukhi
32. New Lieutenant Governor of Andaman & Nicobar Admiral (Retd) Devendra Kumar Joshi
33. New Governor of Arunachal Pradesh Brigadier (Retd) BD Mishra
34. New Governor of Meghalaya Ganga Prasad
35. New Comptroller & Auditor General of India (CAG). Rajiv Mehrishi
36. New Election Commissioner Sunil Arora
37. India‘s ambassador to Pakistan Ajay Bisaria
38. Gautam Bambawale will head the Indian mission in China.
CEO‘S/Chairman of Companies/Organizations/Banks/ Other Appointments
39. PETA's (People for Ethical Treatment of Animals) Person of the Year Actress Anushka Sharma
40. New Chairman, BARC India (Broadcast Audience Research Council) Nakul Chopra (Replaced Sudhanshu Vats)
41. New Director of National Institute of Nutrition, Hyderabad. R Hemalatha
42. President of Para-Sports Foundation (PSF), India. Sarvesh Kumar Tiwari
43. New Executive Director (ED) of RBI Uma Shankar
44. Chairman & Managing Director of Air India Pradeep Singh Kharola (Replaced Rajiv Bansal)
45. 16th President, Indian National Congress (since Independence) Rahul Gandhi
46. Secretary General, International Buddhist Confederation (IBC) Buddhist monk Dhammapiya from Tripura

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47. CEO & MD, Infosys Salil S. Parekh
48. Chairman of Prasar Bharati Board Veteran journalist A Surya Prakash
49. President of the National Restaurant Association of India. Rahul Singh
50. CEO, Online food delivery start-up Swiggy Vishal Bhatia
51. MD & CEO of Aegon Life Insurance. Vineet Arora (replace K S Gopalakrishnan)
52. Filmmaker Sujoy Ghosh resigned as Head of jury of Indian Panorama, 48th International Film Festival of India.
53. Chairman of Bombay Stock Exchange (BSE) Sethurathnam Ravi (replaced D. Swarup)
54. Executive Director of SEBI. Anand Rajeshwar Baiwar
55. CEO & MD of Tata Steel globally T V Narendran
56. Executive Director & Chief Financial Officer of Tata Steel Koushik Chatterjee
57. CFO, Paytm Payments Bank Sudhanshu Jain
58. CEO of Bharti AXA Life Insurance Vikas Seth
59. 1st Woman Senior Deputy Director General, Tamil Nadu, N Poonguzhali
Telecom Enforcement Resource Monitoring (TERM)
60. MD & CEO of India Post Payments Bank (IPPB) Mr. Suresh Sethi (Replaced A.P. Singh)
61. CEO, Association of Mutual Funds in India (AMFI) NS Venkatesh
62. Laureus' first Brand Ambassador Indian Cricketer Yuvraj Singh
63. Business Head of 'MobiKwik Payment Gateway' Rukaiya Rangwala
64. Director of FICCI‘s United Kingdom (UK) operations. Param Shah a
65. MD & CEO PNB MetLife India Insurance Company Ltd Ashish Srivastava
66. Vice-chairman of NITI Aayog Economist Rajiv Kumar (replaced Arvind Panagariya)
67. New Chairperson of CBSE Anita Karwal (replaced Rajesh Kumar Chaturvedi)
68. MD & CEO of Vijaya Bank R A Sankara Narayanan
69. MD & CEO of Tamilnad Mercantile Bank. KV Rama Moorthy (replaced HS Upendra Kamath)
70. CMD of United India Insurance Co. Ltd M. Nagaraja Sarma
71. Chairman & Managing Director of NMDC Ltd. N Baijendra Kumar
72. Chairman of Press Trust of India Viveck Goenka (Replaced Riyad Mathew)
73. Ashish Kashyap resigned as the President & Co-founder of MakeMyTrip.
74. President of Society of Indian Automobile Manufacturers Force Motors Chairman Abhay Firodia
NEW APPOINTMENTS: INTERNATIONAL
Designation/Post Who is Appointed?

President/PM/Heads of Countries/Organizations
1. New President of Liberia George Weah (Replaced Ellen Johnson Sirleaf)
2. New President of Chile Sebastian Pinera (replaced Michelle Bachelet)
3. Kenya‘s President Uhuru Kenyatta (Second 5-year term)
4. Pakistan's law minister Zahid Hamid resigned.
5. India‘s nominee to International Court of Justice (ICJ) Dalveer Bhandari was re-elected to the fifth & the last
seat of the world court.
6. UNAIDS Special Ambassador for Adolescents & HIV. AIDS researcher Quarraisha Abdool Karim
7. President of Zimbabwe Emmerson Mnangagwa (Replaced R. Mugabe)
8. 2nd Woman Director-General of UNESCO. Audrey Azoulay (succeeds Irina Bokova)
9. President of Slovenia Borut Pahor
10. New US Ambassador to India Kenneth Juster (Replaced Richard Verma)
11. PM of New Zealand (Youngest NZ PM in 150 yrs) Jacinda Ardern
12. 30th PM of Mongolia Ukhnaa Khurelsukh
13. 8th President of Singapore Halimah Yacob
14. Sri Lankan President Maithripala Sirisena has sacked his deputy Tourism Minister Arundika Fernando.

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15. Prime Minister of Peru Mercedes Araoz Fernandez
16. President of Peru Pedro Pablo Kuczynski
17. PM of Iceland Mr. Bjarni Benediktsson has resigned from the post.
18. Fourth term as chancellor in Germany Angela Merkel
19. Angola‘s New President Joao Lourenco
Mayors/Member of Parliament/Envoy/Judges
20. Mayor of Yuba city in California Preet Didbal: 1st Sikh woman to hold position in USA)
21. Resigned as International Development Secretary Priti Patel, Britain‘s first Indian-origin Cabinet Minister
22. Bangladesh Chief Justice Surendra Kumar Sinha resigned.
23. Leader of Canada‘s New Democratic Party & became the 38-year-old Sikh lawyer Jagmeet Singh
first non-white politician to head a major political party
24. Brenda Hale, the first female president of Supreme Court, & Sir Ian Burnett, the youngest lord chief justice for
50 years, sworn in at the opening of the legal year.
25. U.S ambassador to India. Kenneth I. Juster
Other Appointments
26. UN Environment‘s Goodwill Ambassador for India. Former Miss Asia Pacific Dia Mirza
27. 'International Ambassador' who will be tasked with Noted Indian businessman Deepak Parekh
championing the UK capital across the globe.
28. Global Goodwill Ambassador for UN Environment British singer-songwriter Ellie Goulding
29. UN Environment‘s Goodwill Ambassador for India. Former Miss Asia Pacific Dia Mirza
30. Global Goodwill Ambassador for UN Environment British singer-songwriter Ellie Goulding
31. President of 36th International Geological Congress Scientist Vijay Prasad Dimri
(IGC) (replaced Shailesh Nayak)
32. Ambassador of World Packaging Organisation. Ecobliss India MD AVPS Chakravarthi
33. HSBC‘s Chief Executive Officer for India Jayant Rikhye (Replaced Stuart Milne)
34. Samsung Electronics Chief Executive resigned Kwon Oh-hyun
35. WHO‘s Deputy Director General for Programmes Soumya Swaminathan
36. WHO‘s Deputy Director General for Corporate Ms Jane Ellison
Operations
37. Chief of Naval Staff of Pakistan Vice-Admiral Zafar Mahmood Abbasi
38. Chairperson of World Hindu Congress, Chicago-2018 Tulsi Gabbard
Static Takeaways from New Appointments WHO | 7 April 1948 | Geneva, Switzerland | Tedros
CISF: Central Industrial Security Force| O.P. Singh, Adhanom, Director-General
Director General |Existence in 1969 CAG: Shri Rajiv Mehrishi. He is primarily entrusted with
Zambia: Lusaka | Zambian kwacha the responsibility to audit the accounts & related activities
Republic of Malta: Valletta | Euro & Maltese scudo of the three tiers of Govt. – Federal, Provincial & Local.
BSF: Border Security Force | December 1, 1965 | K K NITI Aayog: National Institution for Transforming India,
Sharma, Directore General also called NITI Aayog, was formed via a resolution of the
Equador: Quito | United States Dollar Union Cabinet on January 1, 2015. NITI Aayog is the
Principality of Liechtenstein: Vaduz | Swiss franc premier policy ‗Think Tank‘ of the Govt. of India,
SEBI: Shri Ajay Tyagi, Chairman, SEBI providing both directional & policy inputs.
NHPC: Shri Balraj Joshi, Chairman & Managing Director Vice Chairperson: Dr. Rajiv Kumar b) Chief Executive
SAARC | Kathmandu | 8 members | Secretary-General, Officer: Shri Amitabh Kant
Amjad Hussain B. Sial | 1985 NHAI | National Highways Authority of India | Shri
FICCI | Pankaj R. Patel, President | Established in 1927 Deepak Kumar, Chairman
FICCI is the voice of India's business & industry. From Shripad Yasso Naik is the Minister of Ministry of AYUSH.
influencing policy to encouraging debate, engaging with Trivendra Singh Rawat is the present CM of Uttarakhand.
policy makers & civil society, FICCI articulates the views Krishna Kant Paul is the present Governor of
& concerns of industry. Uttarakhand.

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BIMSTEC stands for ‗Bay of Bengal Initiative for Multi- Jethabhai P Patel is the chairman of Gujarat Cooperative
Sectoral Technical & Economic Cooperation‘, includes Milk Marketing Federation (GCMMF).
namely Bangladesh, Bhutan, India, Myanmar, Nepal, Sri
Lanka & Thailand.
AWARDS
Name of the Award Winner

Awards for Literature/Journalism
1. Sahitya Akademi Award (English) Author Mamang Dai for The Black Hill
2. Sahitya Akademi Award (Hindi) Author Ramesh Kuntal Megh for Vishw Mithak Sarit Sagar
3. 31st Moortidevi Award for the year 2017 Eminent Bengali poet Joy Goswami
4. Big Little Book Award for 2017 in "Author in Sahitya Akademi awardee Bengali writer Nabaneeta Dev
Bengali Language" category for her contribution to Sen
the children's literature.
5. Ezhuthachan Puraskaram 2017 Noted Malayalam Poet & literary critic, K Satchidanandan
(Kerala govt.'s highest literary honour)
6. 53rd Jnanpith Award for the year 2017 Renowned Hindi litterateur Krishna Sobti
7. Mathrubhumi Literary Award for 2016 for rich Eminent critic, biographer & orator M K Sanu
contribution to the Malayalam literature.
8. Padma Prabha Puraskaram for 2017 Eminent poet, lyricist & journalist Prabha Varma
9. 2017 Man Booker Prize US author George Saunders
10. Saraswati Samman 2016 Prominent Konkani writer Mahabaleshwar Sail for his
novel 'Hawthan'
Country‘s Highest Honour Given
11. Natalie Portman awarded Israel‘s 2018 Genesis Prize in recognition of her commitment to social causes & deep
connection to her Jewish & Israeli roots. It is also known as ―the Jewish Nobel Prize,‖.
12. Nicaraguan author & former politician Sergio Ramirez Mercado won the 2017 Cervantes Prize. It is the Spanish-
speaking world's highest literary honor.
13. President Kovind gave away the National award for senior citizens to Indian boxing coach Gurbax Singh Sandhu
& Lal Bahadur Shastri National Award for Excellence in Public Administration, Academics & Management for
2017 to Dr. Bindeshwar Pathak.
14. Rajesh Nath, MD of VDMA India, conferred ‗Cross of the Order of Merit‘, the highest civilian honour awarded
to individuals for services to Germany. It is also known as Bundesverdienstkreuz or Federal Cross of Merit.
Film/Music Awards
15. Veteran singer K S Chitra selected for prestigious 'Harivarasanam' Award 2017.
16. a) 48th International Film Festival of India concluded with the world premiere of Indo-Argentinian co-
production "Thinking of Him", directed by Pablo Cesar.
b) Amitabh Bachchan was honoured with the Indian film personality of the year Award .
17. Golden Peacock award for best film at 48th International Robin Campillo‘s French film 120 Beats Per Minute
Film Festival of India
18. 'Best Short Film Award' at the South Asian Film Festival Indian short film ‗The School Bag‘.
of Montreal (SAFFM) Directed by Dheeraj Jindal
19. Madhya Pradesh Govt.'s prestigious National Lata Alka Yagnik, Udit Narayan, Usha Khanna, Bappi
Mangeshkar Award. Lahiri & Anu Malik
20. Lifetime Achievement Award Veteran actor Sharmila Tagore
Other Awards Conferred
21. Prestigious National Design Award Satheesh Reddy, Scientific Adviser to Raksha
Mantri & DG, Missiles & Strategic Systems
22. Golden Peacock Innovation Management Award 2017 Joda East Iron Mine (JEIM) of Tata Steel
23. Ballon d'Or Award 2017 Cristiano Ronaldo (Portugal) (5th time)
24. 'Yeraringan' Award Prof. M.S. Swaminathan
25. Miss Supranational 2017 (in Poland) Miss Korea Jenny Kim

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26. Mr. India Pageant 2017 Jitesh Singh Deo from Lucknow
27. Mr. India Supranational 2017 Indian footballer Prathamesh Maulingkar
28. International Children's Peace Prize 16-year-old Mohamad Al Jounde from Syria
29. Asian Boxing Confederation‘s best youth boxer for 2017 Sachin Siwach
30. 24-year-old model & Miss Korea Jenny Kim bagged the title of Miss Supranational 2017 held in Poland.
31. 16-year-old Mohamad Al Jounde from Syria awarded the International Children's Peace Prize for his efforts to
ensure the rights of Syrian refugee children.
32. Ministry of Health & Family Welfare awarded Bronze Medal for its creative & informative display at the 37th
India International Trade Fair 2017 being held at Pragati Maidan.
33. Veteran journalist Manik Banerjee presented with the 'Life Time Achievement Award' by the Indian
Mountaineering Foundation (IMF).
34. ―Rashtriya Bal Kalyan Award 2017‖ was given to Super 30 founder Anand Kumar for his contributions in the
field of teaching & education by President Kovind.
35. Awarded ‗Most visited place of the world‘ by ‗World The Golden Temple
Book of Records‘ (WBR), London.
36. Miss World 2017 India's Manushi Chhillar (From Haryana)
37. Miss Universe 2017 Miss South Africa Demi-Leigh Nel-Peters
38. 3rd Indian Council for Cultural Relations(ICCR) Professor Hiroshi Marui of Japan
Distinguished Indologist Award
39. Mother Teresa Memorial Award for Social Justice, 2017 UN High Commissioner for Refugees (UNHCR)
40. International award from Abu Dhabi in the category of Andhra Pradesh Mineral Development Corporation
―social contribution in country value.‖ (APMDC)
41. Indira Gandhi Prize for Peace, Disarmament & Former PM Manmohan Singh
Development
42. Sri Ranganathaswamy Temple of Srirangam in Tamil Nadu won UNESCO Asia Pacific Award of Merit 2017 for
the cultural heritage conservation program.
43. Royal Opera House awarded the UNESCO Asia-Pacific Award for Cultural Heritage Conservation.
44. Gitanjali Rao, an 11-year-old Indian-American schoolgirl, named as ―America‘s top young scientist‖ for
inventing a cost-effective, quick lead-contamination detector in water.
45. Indian-origin South African researchers honored with prestigious award for their exceptional contributions in
the field of HIV/AIDS. Professors Salim Abdool Karim & Quarraisha Abdool Karim received the award from the
Institute for Human Virology (IHV) in Baltimore, US.
46. Confederation of Indian Industry (CII) Industrial L&T Technology Services Ltd (LTTS)
Innovation Award, 2017.
47. Entrepreneur of the Year by ASSOCHAM Maya Swaminathan Sinha
48. Award from All India Council for Technical Education Entrepreneurship Development Institute of India
(AICTE) for supporting start-ups (EDII)
49. Golden Peacock Award under the category 'Global Andhra Pradesh CM N Chandrababu Naidu
Leadership in Public Service & Economic
Transformation'
50. Gujarat International Finance Tec-City (GIFT City)'s International Financial Services Centre (IFSC) bagged the
10th spot in the latest edition of Global Financial Centres Index (GFCI), London.
51. Meenakshi Sundareswarar Temple has been adjudged best ‗Swachh Iconic Place‘ in India.
52. Journalist-activist Gauri Lankesh, who was shot dead by unknown assailants posthumously accorded with the
prestigious Anna Politkovskaya Award, instituted by Reach All Women (RAW) in War.
Padma Vibhushan: Ranking wise the second award is the
Static Takeaways from Awards & Recognition Padma Vibhushan in the Indian Republic. It awarded
people from various fields including Govt. service to
International Gandhi Peace Prize: For contributions distinguish extraordinary service for the country.
towards social, economic&political transformation through Padma Bhushan: The Padma Bhushan is the highest
non-violence&other Gandhian methods. civilian award third in rank in the Indian Republic.
Bharat Ratna: It is the premier civilian award, to serve the Padma Shri: It is awarded to citizens of India for their
nation. distinguished contribution in several fields including

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Education, Literature, Arts, Science, Industry, Social Param Vir Chakra: Highest decoration Awarded for the
Service, Medicine, Sports&Public Affairs. most conspicuous bravery or some daring or prominent act
Dronacharya Award: For brilliance in sports coaching. of valour or self-sacrifice in the presence of the enemy on
Dhyan Chand Award: Highest lifetime achievement award land, sea or air.
in sports&games in India Maha Vir Chakra: Second highest decoration. It is awarded
Rajiv Gandhi Khel Ratna: Highest honor given for for acts of conspicuous gallantry in the presence of the
accomplishment in sports. enemy, whether on land, at sea or in the air.
Vyas Samman: For literary in the Hindi language. Vir Chakra: It is the third in the order of awards for acts of
Saraswati Samman: For outstanding prose or poetry gallantry in the face of the enemy on land, sea or air.
literary works in any Indian language listed in Schedule Ashok Chakra: Awarded for the most conspicuous bravery
VIII of the Constitution of India. or some daring act of valour or self-sacrifice on land, at sea
or in the air.
Prize Field
Academy (Oscar) Awards Film (From 1929)
Grammy Award Music (From 1958)
Ramon Magasaysay Award Govt. (Public) Service, Social Service, Journalism, Literature, Communication&International
Understanding (From 1957)
Bourlog Award Agriculture (From 1992)
Awards Related Fields
Grammy Music
Pulitzer Journalism&Literature
Arjun Sports
Bowelay Agriculture
Kalinga Science
Dhanwantri Medical Science
Bhatnagar Science
Nobel Prize Peace, Literature, Economics, Physics, Chemistry, Medical Science
Abel Maths
Merlin Magic
Man Booker Literature
Vachspati Samman Sanskrit Literature
CURRENT SUMMITS/EVENTS HELD (NATIONAL/INTERNATIONAL)
Name of the Summit Location/Held in

SUMMITS HELD NATIONALLY
1. 7th India International Coffee Festival (IICF) to be held in Bengaluru
2. International Coffee Organization‘s World Coffee Conference 2020 Bengaluru, India
3. 78th session of the Indian History Congress Kolkata, West Bengal
4. 1st International Conference on Sports Medicine & Sports Sciences SAICON 2017 New Delhi
Note: Inaugurated by MoS (I/C) Youth Affairs & Sports Col. Rajyavardhan Rathore.
5. International Conference on Groundwater issues in India held in New Delhi
Theme: Groundwater Vision 2030- Water Security, Challenges, & Climate Change Adaptation
6. 100th Annual Conference of Indian Economic Association held at Acharya Nagarjuna University in Guntur of
Andhra Pradesh. President inaugurated it.
7. New Delhi to host the Asean-India Connectivity Summit (AICS) on the theme "Powering Digital & Physical
Linkages for Asia in the 21st Century".
8. India to host a meeting of WTO member countries in Feb-2018 to muster support for food security & other issues.
9. UN Women in collaboration with Facebook inaugurated event in Mumbai titled 'We the Women' to empower &
recognise the magnificent contribution of women in our society.
10. ‗Bodhi Parva: BIMSTEC Festival of Buddhist Heritage‘ New Delhi
11. Trilateral meeting of Foreign Ministers of Russia, India, & China (RIC) held in New Delhi

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12. 3rd Annual Meet of Board of Governors of AIIB for 2018 Mumbai, India
Theme: ―Mobilizing Finance for Infrastructure: Innovation & Collaboration‖.
13. 14th Inclusive Finance India Summit held in New Delhi
14. 4th India-Australia-Japan Trilateral Dialogue held in New Delhi
15. Shared Value Summit 2017 with the theme ―Equity & Empowerment‖ held in New Delhi
(Minister of Industry & Commerce, Suresh Prabhu was the chief guest)
16. 15th Finance Commission first meeting under the Chairmanship of Shri N.K. New Delhi
Singh & other members held in
17. 1st International exhibition & Conference on AYUSH & Wellness sector- New Delhi
AROGYA 2017 with the theme 'Enhancing the global potential of Ayush' held in
18. 6th International Tourism Mart-2017 Guwahati, Assam
19. VP M Venkaiah Naidu inaugurated 12th Annual convention of central information commission in New Delhi.
20. Shared Value Summit 2017 with the theme ―Equity & Empowerment‖ held in New Delhi
(Minister of Industry & Commerce, Suresh Prabhu was the chief guest)
21. VP M Venkaiah Naidu inaugurated 12th Annual convention of central information commission in New Delhi.
22. a) First South-Asian edition of the Global Entrepreneurship Summit (GES), organised by NITI Aayog in
partnership with Govt. of USA held in Hyderabad, Telangana.
b) U.S. President Trump‘s Adviser & daughter Ivanka Trump lead the US delegation.
c) The theme of the Summit was "Women First, Prosperity for All".
23. 5 Global Conference on Cyber Space inaugurated by PM Modi held in
th New Delhi
24. 12th meeting of Standing Committee of Inter-State Council (ISC) held in New Delhi
(It was chaired by Union Home Minister Shri Rajnath Singh)
25. Korea festival showcasing Korea's rich art, culture & heritage inaugurated at Ambience Mall, Haryana
26. 1st edition of International Symposium to Promote Innovation & Research in Energy Jaipur, Rajasthan
Efficiency (INSPIRE 2017) held in
27. Nordic-Baltic embassies will host the first ever youth film festival of the European
nations in Delhi.
28. ‗India Disaster Response Summit‘ held in New Delhi
29. Ministry of Women & Child Development celebrated the Child Rights Week by hosting ‗Hausala 2017‘ festival. The
nation celebrates Children‘s Day on 14 Nov. & International Child Rights Day on 20 Nov.
30. 6 China-India Forum Meet inaugurated by Karnataka CM Siddaramaiah.
th in Bengaluru
Jointly hosted by Govt. of China, Chinese People‘s Association for Friendship with
Foreign Countries (CPAFFC), China-India Friendship Association (CIFA), & Podar
Enterprise.
31. 21st World Congress of Mental Health New Delhi
32. 37th India International Trade Fair (IITF) at Pragati Maidan in New Delhi.
Organised by India Trade Promotion Organisation (ITPO). The theme was ―Startup India Standup India‖.
Vietnam was Partner Country|Kyrgyzstan was Focus Country|Jharkhand was Partner State.
33. 34th Annual conference of Asian Bankers Association (ABA) with the theme 'Asia's Mumbai
turn to transform' to be held in
34. 15th Asia Pacific Computer Emergency Response Team (APCERT) Conference with In New Delhi
the theme "Building Trust in the Digital Economy" held in
35. India‘s first Tribal Entrepreneurship Summit jointly organized by NITI Aayog & Dantewada, Chhattisgarh
govt. of USA held in
36. Three-day AP AgTech Summit-2017 held in Visakhapatnam
37. ―12th North-East Business Summit‖ to explore the scope for business opportunities In New Delhi
in the North-Eastern region of India.
38. Ninth edition of CMS Vatavaran - an international film festival on environment & New Delhi.
wildlife with the theme Conservation 4 Water" held in

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39. World Food India 2017 food Event held in New Delhi
40. PM Modi inaugurated a global conference on consumer protection in New Delhi
(Note: Twenty-two countries participated in the international conference)
41. 3rd Global Investors‘ India Forum with the theme 'Ideate, Innovate, Implement & New Delhi.
Invest in India‘ held in
42. a) India will host the next United Nations (UN) global wildlife conference in 2020.
b) India will host the next CMS Conference of the Parties CMSCOP13.
CMSCOP12 plenary held in Manila, Philippines with the theme ‗Their Future is Our Future - Sustainable
Development for Wildlife & People‘.
43. The 2017 Global Entrepreneurship Summit will be held in. Hyderabad, India
Note: Theme is ―Women First, Prosperity for All‖.
44. Archaeological Survey of India (ASI), Ministry of Culture is hosting international Delhi, Gandhinagar &
conference on ―Dialogue of Civilizations – IV‖ Dholavira
45. The first ever ASEAN-India music festival held at Purana Quila in New Delhi
Note: Theme is ‗Shared Values, Common Destiny‘.
46. First Meeting of India-Australia Joint Steering Committee held in New Delhi
SUMMITS HELD INTERNATIONALLY
47. 2nd UN World Tourism Organization/UNESCO World Conference on Tourism & Culture held in Muscat, Oman.
Note: MoS for Culture (IC) & Environment, Forest & Climate Change, Dr. Mahesh Sharma led Indian delegation
48. International Conference on Climate Change, 'Resilient Hindu Kush Himalaya: Nepal
Developing Solutions towards a Sustainable Future for Asia' inaugurated by
Nepal President Bidya Devi Bhandari held in
49. 3rd Dialogue b/w NITI Aayog & Development Research Council of China, co Beijing
chaired by VC Dr. Rajiv Kumar, & Mr Li Wei, President (Minister), DRC held in
50. Asia-Pacific Economic Cooperation (APEC) Economic Leaders‘ Meeting 2017 with Da Nang, Vietnam
the theme ‗Creating New Dynamism, Fostering a Shared Future‘ held in
Note: APEC summit 2018 to be held in Papua New Guinea.
51. 10th South Asia Economic Summit (SAES) with the theme ―Deepening Economic Kathmandu, Nepal
Integration for Inclusive & Sustainable Development in South Asia‖.
52. 31st ASEAN (Association of Southeast Asian Nations) Summit with the theme Manila, Philippines.
"Partnering for Change, Engaging the World" held in
Note: Philippine President Rodrigo Duterte chaired the summit.
53. A Curtain Raiser Event for the Founding Ceremony of the International Solar Bonn, Germany
Alliance (ISA) was held in
54. 2017 UN Peacekeeping Defence Ministerial Conference held in Vancouver, Canada
55. IV Global Conference on the Sustained Eradication of Child Labour Buenos Aires(Argentina)
56. WHO Global Ministerial Conference ―Ending TB in the Sustainable Development Moscow, Russia
Era: A Multisectoral Response‖ held in
57. a) IEF 7th Asian Ministerial Energy Roundtable (AMER7) held in Bangkok, Thailand.
b) India is the current chair of International Energy Forum (IEF).
c) Shri Dharmendra Pradhan participated in the event.
58. 2nd World Congress on Marxism to be held at Peking University in
Note: Theme is "Marxism & the Current World & China". Beijing, China
59. Union Minister for Finance Arun Jaitley participated in G-20 Finance Ministers &
Central Bank Governors (FMCBG) Meeting in Washington D.C.
60. 8th Association of SAARC Speakers & Parliamentarians (ASSP) held in Colombo, Sri Lanka
Note: Theme was ‗Association of the SAARC Speakers & Parliamentarians‘: a
platform for the Parliamentarians of South Asia to work together to reach the 2030
agenda for Sustainable Development
61. World Govt. Summit announced that India is a guest country in its upcoming gathering.

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Note: World Govt. Summit- HQ: Dubai, UAE & Chairman: Mohamed bin Abdullah Al Gergawi.
62. 13th Meeting of Inter-Govt.al Commission (IGC) with Kazakhstan. Astana, Kazakhstan
63. 9th BRICS Summit held in Xiamen, China. The theme was "Stronger Partnership for
a better future".
64. 7th ASEM (Asia–Europe Meeting) Economic Ministers‘ Meeting Seoul, South Korea
Theme: ‗Innovative Partnership for Inclusive Prosperity‘
COMMITTEES IN NEWS
Purpose for which Committee is formed Headed by

1. High-level committee set upby the Govt. to address the problem of stressed Headed by NITI Aayog chief
assets in India's power sector. executive Amitabh Kant
2. 7-member committee formed by Union Environment Ministry to formulate Environment Secretary C.K.
measures to solve the problem of air pollution in Delhi-NCR region. Mishra
3. Govt. set up a ministerial panel to consider & oversee mergers among the FM Arun Jaitley
country‘s 21 state-run banks.
4. Govt. constituted task force for redrafting the 50-year old income tax law in Arbind Modi, CBDT Member
sync with the economic needs of the country. (Legislation) as the Convener
5. Panel formed by RBI for hedging commodities in global markets Chandan Sinha
6. Economic Advisory Council to PM (EAC-PM) held its first meeting in New EAC-PM is chaired by Dr. Bibey
Delhi to deliberate upon & lay out a roadmap to give a leg up to the Indian Debroy
economy in the short term.
7. Inter-State Council (investigates & advises on disputes between states) has PM Modi is the Chairman
been reconstituted
8. Committee formed for the review of the laws governing Goods & Services M Vinod Kumar
Tax (GST).
9. Panel for by the Govt. to study merger of District Central Cooperative Yashwant Thorat
Banks (DCCBs) with Maharashtra State Cooperative (MSC) Bank
10. Group of ministers (GoM) on making the GST composition scheme more Assam Finance Minister Himanta
attractive held its first meeting in New Delhi. Biswa Sarma
The 5-member GoM, led by:
11. 5-member committee formed to select the candidate for the post of editor- Prasar Bharati Chairman A Surya
in-chief of Rajya Sabha TV (RSTV). Prakash
12. President Kovind appointed a five-member Committee to examine sub- Headed by Delhi High Court's
categorization of OBCs under Article 340 of the Constitution. former Chief Justice G Rohini
13. Govt.'s Committee on Haj Policy has recommended phasing out of subsidy Headed by Afzal Amanullah
for Haj pilgrims & allowing women devotees above 45 years of age to travel
in a group of at least four without a male
14. Centre has set up a high-level committee for proper management of water NITI Aayog Vice Chairman Rajiv
resources in the North-Eastern region to be head by Kumar
NATIONAL CURRENT AFFAIRS
INDIA & WORLD consultancy‘s 2018 World Economic League Table. The
PM Modi stated that Republic Day celebration in 2018 Top 3 Economies of the world as per World Economic
would be "remembered through the ages" because the Forum are- USA, China, & Japan.
govt. for the first time in India's history would host Govt. of India, Govt. of Tamil Nadu & the World
leaders of 10 ASEAN countries as chief guests on 26th Bank signed a $318 million loan agreement for the Tamil
January 2018. Nadu Irrigated Agriculture Modernization Project to
India is set to jump Britain & France in 2018 to become promote climate resilient agriculture technologies,
the world‘s fifth-largest economy in dollar terms, as the improve water management practices, & increase market
Centre for Economics & Business Research (CEBR) opportunities for small & marginal farmers.

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World Bank committed $125 million (around Rs. 800 commitment to combating terrorism in all its forms &
crores) loan to India for STRIVE project for skill manifestations.
development. India & Tunisia agreed to jointly combat terrorism &
External Affairs Minister Sushma Swaraj & extremism while ramping up cooperation in the field of
her Jordanian counterpart Ayman Al Safadi held a security. This was signed at the 12th India- Tunisia Joint
bilateral meeting in New Delhi & discussed deepening Commission Meeting.
bilateral ties across multiple sectors. India pledged an additional amount of USD 100 million
In a move aimed at combating black money stashed towards the UN partnership fund, scaling up its support
abroad, India signed an agreement with Switzerland that to sustainable development projects across the developing
would allow automatic sharing of tax-related world.
information. ADB & GOI signed a $65.5 million loan agreement in
India re-elected to the Council of the International New Delhi to continue interventions to check coastal
Maritime Organisation under Category B. Indian High erosion on the Western Coast in Karnataka.
Commissioner to the UK Y K Sinha represented India at To strengthen maritime security, India & United States
the assembly. agreed to implement the program for Helicopter
Govt. to Govt. Umbrella Agreement between India & Operations from Ships Other Than Aircraft Carriers
Germany concerning Financial Cooperation in 2016 (II) (HOSTAC).
signed to formalize an amount up to Euro 200 million German Railways will assist Indian Railways to make
for Financial Cooperation in form of loan for the project country's existing rail corridors semi-high speed. The
‗Climate Friendly Urban Mobility III‘ & Euro 11 semi high-speed trains will run at 200 km per hour.
million accompanying measures in form of grant for India opened two immigration check posts along the
four projects. borders with Myanmar & Bangladesh. Zorinpui land
India & Cuba signed MoU for enhanced cooperation in check post in Lawngtlai district of Mizoram for
the health sector. Myanmar & Kawrpuichhuah land check post in Lunglei
Union Agriculture & Farmers Welfare Minister, Shri district of Mizoram for Bangladesh.
Radha Mohan Singh with H.E Maurizio Martina, Italian Bangladesh signed a $4.5 billion third line of credit
Minister for Agriculture Food & Forestry Policies have (LoC) agreement with India for its infrastructure & social
signed a new MoU for cooperation in Agriculture & sector development.
Phytosanitary issues.
The Govt. of India will assist Mauritius to develop &
set up digital locker services, on the sidelines of Global
Conference on Cyber Space 2017.
Russia will assist India to set up a national crisis
management centre in the country to handle disaster &
other emergency situations.
PM Modi & his Bangladeshi counterpart Sheikh Hasina
jointly inaugurated the long-awaited direct train-service
between Kolkata & Khulna. The new train service is
called Bandhan Express.
Govt. notified the third protocol between India & New
Zealand for avoidance of double taxation & prevention of
fiscal evasion with respect to taxes on income.
India re-elected as the member of the UNESCO‘s
executive board. The election held at the 39th session of
the General Conference of the UNESCO in Paris, France. OTHER NATIONAL CURRENT AFFAIRS
Four agreements were signed by India & Philippines in PM Modi will become the first PM in 20 years to
areas including Defence Cooperation & Logistics, attend the World Economic Forum‘s (WEF) annual
agriculture, Micro, Medium & Small Enterprises-MSME & celebration of the global elite. The meeting will be held
forging closer relations between the Indian Council of in Davos town of Switzerland.
World Affairs & the Philippines Foreign Service Institute. India is all set to get its first runway on a ‗sea bridge‘,
India, the United States, Japan & Australia held their as the Airports Authority of India (AAI) has been given
first official-level talks in Manila, Philippines with a a nod to extend Lakshadweep‘s Agatti Airport.
focus on keeping the India-Pacific region "free & open". Lok Sabha passed the Muslim Women (Protection of
India & France agreed to deepen security cooperation, Rights on Marriages) Bill 2017 making instant triple
bilaterally & in the multilateral fora, & strengthen strong
talaq illegal with up to three years in jail for the India Pavilion at Conference of Parties (COP) 23
husband. inaugurated by Union Minister of Environment, Forest &
India's first & only design university, 'World Climate Change, Dr. Harsh Vardhan at Bonn in Germany.
University of Design' opened its campus at Sonipat, The 23rd United Nations Framework Convention on
Haryana. Climate Change (UNFCCC) held at the Bonn, Germany.
Elite export control regime Wassenaar Arrangement India‘s theme for COP 23 is ―Conserving Now, Preserving
(WA) decided to admit India as its new member. Future‖.
India declared free from infectious Trachoma which is Union Home Minister Rajnath Singh along with Minister of
a contagious bacterial infection of the eye. It causes Petroleum & Natural Gas & Skill Development &
inflamed granulation on the inner surface of the lids. Entrepreneurship Dharmendra Pradhan inaugurated
Half a billion people have gained access to electricity India's first Pradhan Mantri Kaushal Kendra (PMKK) for
in India since 2000, almost doubling the country‘s Skilling in Smart Cities, in collaboration with New Delhi
electrification rate, as per the World Energy Access Municipal Council.
report released by the International Energy Agency Union Home Minister Rajnath Singh announced that
(IEA). former Director IB Dineshwar Sharma was handpicked
PM Modi inaugurated the BR Ambedkar International by the Ministry of Home Affairs (MHA) to hold a
Centre in New Delhi. He also unveiled two statues of dialogue with stakeholders of Jammu & Kashmir. A
the Dalit icon at the center in Janpath. sustained dialogue will be initiated with all shades of
Union Cabinet chaired by PM Modi has approved opinion in Kashmir Valley.
setting up of National Nutrition Mission (NNM) with Union Cabinet approved the biggest ever highway
a 3-year budget of Rs.9046.17 crore commencing from project to develop & expand approximately 83,000 km
2017-18. of roads at an investment of Rs 6.9 lakh crore by 2022.
Combining the production of all types of fisheries The project also includes the new 28,400 km Bharatmala
(capture & culture), the total fish production has reached highway program connecting border areas, improving
at about 11.41 million tonnes in 2016-17 & India has international, port & coastal connectivity.
become the second largest fish producing country in India overtakes the US to become the world‘s second-
the world. largest smartphone market, trailing only China, as per
Union Cabinet chaired by PM Modi has approved India's Canalys.
Membership for European Bank for Reconstruction & Union Cabinet approved over Rs 7,000 crore for
Development (EBRD). construction of permanent campuses of six new IITs
Minister of Women & Child Development, Smt Maneka across the country. Each of the permanent campuses to
Gandhi launched an intensive training program for be established at Tirupati (Andhra Pradesh), Palakkad
Elected Women Representatives (EWRs) of Panchayati Raj (Kerala), Dharwad (Karnataka), Jammu (Jammu &
Institutions & Master Trainers, in New Delhi. Kashmir), Bhilai (Chhattisgarh) & Goa will have a
Govt. embarked upon a major policy initiative for the facility for housing 1,200 students from the academic
rapid transformation of 115 backward districts across the year 2020-2021.
country by 2022. Senior level Govt. officials, at the rank of PM Modi dedicated the Bidar - Kalaburagi New
Additional Secretary & Joint Secretary, have been Railway Line to the Nation by unveiling a plaque at
nominated as ‗Prabhari‘ officers for each district. A Bidar Railway Station, in Karnataka.
detailed briefing of these officials was held under the PM Modi inaugurated the first ever All India Institute
chairmanship of Cabinet Secretary P.K. Sinha. of Ayurveda (AIIA) in New Delhi, on 2nd Ayurveda
Union Home Ministry formed two new divisions to Day.
exclusively deal with emerging security challenges such Foundation stone for the first ever Industrial Training
as radicalization & cyber crime. The two divisions called Institute for the Divyangans exclusively was laid at
Counter-Terrorism & Counter-Radicalization (CTCR) & Dibrugarh ITI Complex at Borboruah, Dibrugarh by
the Cyber & Information Security (CIS). Assam CM Sarbananda Sonowal.
India topped the list of seven countries, accounting for 64% PM Modi laid the foundation stone for Bhadbhut
of 10.4 million new tuberculosis (TB) cases worldwide in Barrage to be built over Narmada River in Bharuch
2016, as per report by the World Health Organisation. An Gujarat. He also flagged off the Antyodaya Express
estimated 1.7 million people died from TB in 2016. between Udhna in Surat & Jaynagar in Bihar.
SC ruled that technical education cannot be provided PM Modi laid the foundation stone of a four-lane cable-
through correspondence courses. The Apex Court stayed bridge between Okha & Beyt Dwarka. The
restrained educational institutions from providing courses bridge is a link between old & new Dwarka. The 2.32
in technical education like engineering. km bridge, including 900 metres of central double span

cable-stayed portion, will be constructed at a cost of Rs. The nation pays homage to former PM Lal Bahadur
962.43 crores. Shastri on his birth anniversary on 02nd October 2017.
The nation pays homage to Father of the Nation, Lal Bahadur Shastri was born on 02nd October 1901 at
Mahatma Gandhi on his 148th birth anniversary on Mughalsarai in Uttar Pradesh. He led the country during
02nd October 2017. His autobiography was "My the Indo-Pakistan War of 1965 & gave the slogan - "Jai
experiments with Truth". Jawan Jai Kisan".
INTERNATIONAL CURRENT AFFAIRS

Prince Harry has been named the president of African IMF approved a new USD 88 billion credit line for
Parks, a conservation group that manages a dozen wildlife Mexico which will boosts Mexico‘s ability to immediately
areas across the continent. deal with a potential need for liquidity.
US President Trump signed into law a sweeping Raj Shah who holds a key position in the White House,
overhaul of the US tax code. Congress passed the 1.5 gaggled with reporters on board US Presidential
trillion dollars overhaul, set to impact every corner of the chopper Air Force One, becoming the first Indian-
economy through dramatic tax cuts for corporations & American to enjoy the privilege.
temporary reductions for individuals. The first phase of Chabahar port inaugurated by Iranian
World‘s longest glass bridge has been opened in China President Hassan Rouhani. The port, located in Iran‘s
for the public. Located in Shijiazhuang, the magnificent southeastern Sistan-Baluchestan Province.
bridge lies 218 meters above hanging between the two ADB Board of Directors has approved debt financing &
cliffs in Hongyagu Scenic Area in Pingshan county. partial risk guarantees totaling $583 million to develop
The world's largest human genome research project of the Reliance Bangladesh Liquefied Natural Gas (LNG) &
100,000 people was launched by China to document their Power Project.
genetic makeup for a study that aims to help generate the US Supreme Court allowed President Donald Trump‘s
precision medicines of the future. travel ban to take full effect pending appeal, for people
World Health Organisation has declared Gabon a "polio- coming from six Muslim-majority countries. As a result of
free country", given the lack of new reported or suspected the SC's ruling, Trump's travel ban, which restricts travel
cases in the central African country. to the US by people from Iran, Libya, Syria, Yemen,
France's parliament approved a law banning all Somalia & Chad without bona fide connections to the
exploration & production of oil & natural gas by 2040 US, can take full effect while legal challenges proceed.
within the country & its overseas territories. Australia‘s parliament legislated for marriage equality,
Washington resident Shree Saini has been crowned Miss passing a bill almost unanimously to allow two people,
India USA 2017. regardless of sex, to marry. Australia becomes the 25th
Iraq has overtaken Saudi Arabia for the first time to country to recognize same-sex marriage.
become India's top crude oil supplier in the current fiscal, IMF approved a new USD 88 billion credit line for
according to the Oil Minister Dharmendra Pradhan. Mexico which will boosts Mexico‘s ability to immediately
President of USA Donald Trump announced that the US deal with a potential need for liquidity.
now recognizes Jerusalem as Israel's capital, overturning Raj Shah who holds a key position in the White House,
decades of official US policy. gaggled with reporters on board US Presidential
China Three Gorges New Energy Co. is building a 1 chopper Air Force One, becoming the first Indian-
billion yuan ($151 million) floating solar power plant, American to enjoy the privilege.
the world‘s biggest, in Anhui. US President Donald Trump & Russian President
Mount Hope, in the British Atlantic Territory, recently Vladimir Putin agreed to support the U.N. effort to
re-measured & found to be 377 metres taller & thus "peacefully resolve" the nearly seven-year-long Syrian
Becomes UK's New Highest Mountain. civil war.
Saudi Arabia will have its first public cinemas in more Robert Mugabe resigned as President of Zimbabwe with
than 35 years after the govt. announced the lifting of the immediate effect after 37 years in power.
ban on movie theatres. Scientists developed the world‘s first artificial
Google announced that it will open a research lab focused intelligence politician. The virtual politician, called
on Artificial Intelligence (AI) in Beijing, China. It will be SAM, was created by Nick Gerritsen, a 49-year-old
its first such center in Asia. entrepreneur in New Zealand.
Norway became the world's first country to shut down Myanmar's de facto leader Aung San Suu Kyi stripped
national broadcasts of its FM network by completing its of the Freedom of Oxford award over her "inaction" in
transition to digital radio. handling the raging Rohingya refugee crisis & turning a

"blind eye to violence" in the country that forced over Kevin Lilliana of Indonesia was crowned Miss
600,000 people to flee to Bangladesh. International 2017 by Verzosa in Tokyo.
European Union Election Observation Mission officially Bangladesh signed long-term sales & purchase
launched to monitor the general & provincial polls in agreement with an Indian refiner to import gas oil to meet
Nepal which are scheduled for November 26 & the country‘s energy demand.
December 7. Nicaragua signed the Paris Agreement on climate
Saudi Arabian Govt. approved the practice of yoga as a change, leaving the United States & Syria as the only two
sports activity, claimed a social media post of Nouf countries holing out to sign this global climate pact. The
Marwaai, founder of the Arab Yoga Foundation in the President of Nicaragua is Daniel Ortega.
Saudi kingdom. Saudi Arabia become the first country to give a robot
China launched world's first all-electric ship that can citizenship. The move is an attempt to promote Saudi
travel up to 80 km with 2000-tonnes cargo after a two- Arabia as a place to develop artificial intelligence and,
hour charge. presumably, allow it to become a full citizen. The Robot is
As per UN report, Syria has officially signed up to the named as 'Sophia'.
Paris Agreement, leaving the United States as the only Burundi became the first nation ever to leave the
country to reject the global climate-rescue pact. Syria International Criminal Court (ICC), set up 15 years ago to
became 169th of 196 countries that are members of the prosecute those behind the world‘s worst atrocities.
UN climate convention. The world‘s first hybrid electric tram powered by
Food & Drug Administration approved the first drug in hydrogen fuel cells has started running in China.
the United States with a digital ingestion tracking Turki Al-Asheikh, Chairman of the General Sports
system, in an unprecedented move to ensure that patients Authority of Saudi Arabia announced that Saudi
with mental illness take the medicine prescribed for them. women will now be able to attend sports events in
China unveiled Asia's largest artificial island-building stadiums starting from 2018.
ship. The 140-metre-long vessel has been dubbed as US & Israel announced their withdrawal from the UN‘s
"magic island maker". The boat named Tian Kun Hao is cultural agency UNESCO after Washington accused it of
equivalent of three standard swimming pools. anti-Israeli bias.
As per the govt. of Kazakhstan, the name of this Central South Pacific island nation of Vanuatu become host to
Asian Country will change to Qazaqstan by 2025. the world‘s first Govt. to accept bitcoin in exchange for
Lebanese PM Saad al-Hariri resigned from his post. citizenship.
The Govt. has directed that investigations in cases of In the United States, hurricane Nate made landfall near
Paradise Papers will be monitored through a the mouth of the Mississippi River in Louisiana.
reconstituted Multi Agency Group, headed by the China marked 68th National Day on 01st Oct. 2017
Chairman, CBDT Sushil Chandra. with more than 115,000 people from across the country
gathering at the Tian'anmen Square to watch the raising
of the National Flag in Beijing.
Countries | Capital | Currency Part 2

International Maritime Organization: HQ: London, Chad: N'Djamena | Central African CFA franc
UK| Head: Kitack Lim Vietnam: Hanoi | Vietnamese dong
UNESCO: United Nations Educational, Scientific & Kazakhstan: Astana | Kazakhstani tenge
Cultural Organization| HQ: Paris, France Lebanese: Beirut | Lebanese pound
Cuba: Havana | Cuban convertible peso, Cuban peso Indonesai: Jakarta | Indonesian rupiah
Italy: Rome | Euro Nicargua: Managua | Nicaraguan córdoba
Mauritius: Port Louis | Mauritian rupee Burundi: Bujumbura | Burundian franc
Phillipines: Manila | Philippine peso Cyprus: Nicosia |Euro, Cypriot pound
France: Paris | Euro, CFP franc San Marino: San Marino |Euro
Tunisia: Tunis | Tunisian dinar Kazakhstan: Astana |Kazakhstani tenge
Myanmar: Naypyidaw | Burmese kyat Indonesia: Jakarta |Indonesian rupiah
Belarus: Minsk | Belarusian ruble Peru: Lima |Sol
Iran: Tehran | Iranian rial Iceland: Reykjavik |Icelandic króna
Libya: Tripoli | Libyan dinar Germany: Berlin.
Syria: Damascus | Syrian pound Angola: Luanda |Angolan kwanza
Yemen: Sana'a | Yemeni rial Pakistan: Islamabad |Pakistani rupee
Somalia: Mogadishu | Somali shilling Serbia: Belgrade |Serbian dinar

Mongolia: Ulaanbaatar |Mongolian tögrög Vietnam: Hanoi | Vietnamese dong
Nepal: Kathmandu |Nepalese rupee Philippines: Manila |Philippine peso
Papua New Guinea: Port Moresby |Papua New Iraq: Baghdad |Iraqi dinar
Guinean kina Norway: Oslo | Norwegian krone
Russia: Moscow |Russian ruble Saudi Arabia: Riyadh |Saudi riyal
Australia: Canberra |Australian dollar Kenya: Nairobi |Kenyan shilling
Belarus: Minsk |Belarusian ruble Malta: Valletta | Euro
Myanmar: Naypyidaw | Burmese kyat Bolivia: Sucre | Bolivian bolivian
Uzbekistan: Tashkent | Uzbekistani soʻm
China: Beijing | Renminbi
CURRENT AFFAIRS RELATED TO STATES IN INDIA
NORTHERN STATES Oil minister Dharmendra Pradhan inaugurated eastern

Senior BJP leader Jai Ram Thakur took oath as the 6th India‘s first compressed natural gas (CNG) stations for
CM of Himachal Pradesh. He has replaced Virbhadra scooters in Bhubaneswar, Odisha.
Singh. Nagaland is all set to celebrate the 54th Statehood Day &
UP's Shamli district included in the National Capital the 18th Hornbill festival 2017 at Naga Heritage Village,
Region (NCR), taking the total number of districts in the Kisama.
NCR to 23. Bihar Cabinet approved reservations for persons with
Uttar Pradesh becomes the first state to endorse the disabilities in Govt. jobs & educational institutions. The
Centre's draft bill that makes instant triple talaq a cabinet gave its approval during a meeting presided by
cognizable & non-bailable offense. As per the draft law, CM Nitish Kumar.
its three years' imprisonment & a fine to a Muslim man
trying to divorce his wife by uttering "talaq" three times.
The world's biggest toilet pot model unveiled at Marora,
popularly known as "Trump village", in Haryana on
World Toilet Day (19 November) in a bid to create
awareness towards sanitation & use of toilets.
Haryana govt. signed initial pacts worth Rs. 2,069 crores
with 44 agro-based & food processing enterprises &
establishments that will provide employment to 5,012
persons.
Haryana emerged as the first state in the country to treat
Hepatitis-C patients through oral medicine.
Haryana Govt. announced lifetime monthly pension of
Rs 10,000 for 'Hindi Satyagrahis' & those from the state
who were jailed during the Emergency.
NORTH-EASTERN STATES
Uttar Pradesh cabinet decided to make India's first PM Modi inaugurated the 60-megawatt Tuirial
conservation reserve for blackbuck in Allahabad's Meja. hydroelectric power project in Aizawl.
Border Roads Organisation (BRO) built world's highest Assam govt. has signed an MoU with Isha Foundation to
motorable road at a height of over 19,300 feet. The road conserve & rejuvenate the rivers of Assam.
constructed in the Ladakh region of J&K. 86-kilometre Nagaland is all set to celebrate the 54th Statehood Day &
road constructed under 'Project Himank' of the BRO. the 18th Hornbill festival 2017 at Naga Heritage Village,
UP Govt. issued an order notifying Vrindavan & Barsana Kisama.
towns in Mathura district as ―pavitra teerth sthals Nagaland became the first State in the Northeast to
(sacred pilgrimage sites)‖. No meat & liquor shops will be launch Point of Sale (POS) facility for electricity bill
allowed in these towns anymore. payment, where the mode of payment will be cashless.
It was launched at Kohima.
EASTERN STATES A group of ministers (GoM) set up under Assam
Bihar CM Nitish Kumar laid foundation stones for more Finance Minister Himanta Biswa Sarma to make the
than 100 projects worth Rs. 700 crores in Nalanda district composition scheme more attractive & also revisit GST
as part of his state-wide "Vikas Samiksha Yatra". rates on restaurants.

Tripura become the first state in the country to set up SOUTHERN STATES
family welfare district committees to examine the Mumbai got India's first ever AC suburban local train
complaints of women against their husbands & in-laws as Christmas gift. The first service of the 12-coach EMU
& find an amicable solution. Tripura High Court is the will commence between Borivali & Churchgate.
first high court among 24 high courts of the country that Karnataka's capital city Bengaluru has become
has constituted the family welfare district committees. the first Indian city to have its own logo after the state
govt. launched it.
WESTERN STATES Nirmala Sitharaman launched a start-up incubation
Vijay Rupani was sworn as the CM of Gujarat centre called the Centre for Entrepreneurship
state. Governor Om Prakash Kohli administered the Opportunities & Learning (CEOL) in Mangaluru,
Oath of Office & Secrecy to 21 ministers including Mr Karnataka.
Rupani & his deputy Nitin Patel. President Kovind, dedicated to the people of Andhra
Rajasthan become the first state in the country to Pradesh four projects of the State Govt. The Projects
launch free email addresses in Hindi (in Devanagari were AP Fibregrid Project, AP Surveillance Project,
script) for its residents. Drone Project; & Free Space Optical Communication
PM Modi inaugurated unique world-class hospital at (FSOC) system. He focused on the 24/7 hyper-
Swaminarayan Gurukul Vidyapeeth Pratisthanam in connected world & the online presence of the govt.
Ahmedabad, Gujarat. Andhra Pradesh Cabinet approved scheme to provide
Rajasthan assembly become the first in India to call a pension of Rs 1500 to transgenders above 18 years in
attention & adjournment motions & proposals online the state. Under this, transgenders will be provided
from legislators to send them to the state Govt.. ration cards, plots, & scholarships, also skill
Centre has given green clearance for a greenfield development for financial stability.
airport project at Hirasar, about 28 km from Rajkot in Andhra Pradesh assembly unanimously passed the
Gujarat, at a cost of over Rs. 1,400 crores. Kapu reservation bill which will provide the
PM Narendra Modi has inaugurated the first phase of community with a 5% quota in education &
ambitious Ghogha-Dahej Roll-on Roll-off ferry service employment in the state.
at Ghogha in Bhavnagar district in Gujarat. Kacheguda Railway Station in Hyderabad under
PM Modi launched the Intensified Mission South Central Railway (SCR) earned the unique
Indradhanush (IMI) at Vadnagar in Gujarat. Through distinction of being the first Energy Efficient ‗A1
this, govt. aims to reach each & every child under two Category‘ Railway Station on Indian Railways. It
years of age & all those pregnant women who have been achieved 100% energy efficiency by replacing 1,312
left uncovered under the routine immunisation program. conventional lights with light-emitting diode (LED)
Gujarat‘s commercial capital Ahmedabad formally lighting, among other steps.
accorded the status of India‘s first World Heritage City Telangana sgovt.‘s prestigious Kaleshwaram Lift
by UNESCO. Irrigation Scheme (KLIS) finally got the Green Nod
The Kandla Port, one of the top 12 major ports in the from central govt.
country, has been renamed as Deendayal Port in the Kerala govt. lead by Left Democratic Front (LDF)
name of Hindutva icon Pandit Deendayal Upadhyay. decided to raise the legal drinking age from 21 to 23
years.
CENTRAL STATES Goa has celebrated its 56th Liberation Day on 19th
MP Assembly unanimously passed a Bill awarding death December.
to those found guilty of raping girls aged 12 & below. Air Force & Coast Guard have launched a massive
With this, Madhya Pradesh becomes the first State where rescue operation off the Kerala coast to save hundreds
those convicted of such rapes will face the gallows. of fishermen stranded in the rough sea hit by Cyclone
Chhattisgarh Govt. imposed a ban on the bursting of Ockhi.
firecrackers in six of its cities, including the state capital Telugu would be implemented as a compulsory
Raipur, ahead of the wedding season. subject in the CBSE & ICSE schools, from the next
Madhya Pradesh has won the ‗Best Tourism State‘ academic year in Telangana.
national award for the third consecutive year. President Telangana CM K Chandrashekar Rao declared Urdu
Ram Nath Kovind handed over the award, named as ‗Hall as the state's second official language. Every office in
of Fame Award‘, to Minister of State for Tourism Surendra the state will now have an Urdu speaking officer.
Patwa. Hyderabad Metro Rail opened for public with the
passengers. PM Modi inaugurated the first phase of the
elevated Hyderabad Metro Rail project at the Miyapur
station.
Govt. given go-ahead for setting up India‘s first mega technology-oriented solutions that will help them
coastal economic zone (CEZ) at the Jawaharlal Nehru increase income.
Port in Maharashtra as part of a plan to develop 14 such CM of Maharashtra Devendra Fadnavis released a sum
industrial clusters to spur manufacturing & generate of Rs 4,000 crores under the first phase of the over Rs
jobs. 34,000 crore farm loan waiver scheme. In the first phase,
Kerala Govt. inked an MoU with Intel & UST Global the scheme will cover more than 8 lakh farmers.
for exploring the possibility of transforming the state Kerala Govt. given green signal to a proposal of the
into an electronic hardware manufacturing hub. state Startup Mission (KSUM) to accord sabbatical
Tamil Nadu CM, Edapaddi K Palaniswami, laid the leave to the faculty members of all colleges who intend
foundation stone for an aerospace park at Kanchipuram to establish startups. An expert panel, headed by KSUM
district to be set up by the State Govt. in 245 acres & at CEO Saji Gopinath, will select 10 faculty members on a
an estimated cost of Rs 198 crore. pilot basis for the implementation of the project.
Madras high court banned the use of pictures of living Andhra Pradesh CM Chandrababu Naidu launched
persons on banners & hoardings in Tamil Nadu. Swachh Andhra Mission on the occasion of Gandhi
Karnataka Govt. announced the signing of an MoU Jayanti. Ace shuttler PV Sindhu has been chosen as the
with Microsoft Corporation India Private Limited with brand ambassador of Swachh Andhra.
an intention to empower smallholder farmers with 15th International Film Festival for Documentary, Short
& Animation films to be hosted by Mumbai in Jan-Feb
2018.
ALL ABOUT THE STATES IN INDIA

CM/GOVERNORS/WILDLIFE SANTUARIES/NATIONAL PARKS / POWER PLANTS IN INDIA
States National Parks(NP) Wild Life Sanctuaries Power Plants
J&K Dachigam National Park Gulmarg WLS -
CM : Mehbooba Mufti Hemis National Park Limber WLS
Governor: Narendra Vohra Kishtwar National Park Nandini WLS
Capital: Jammu(Winter) Salim Ali National Park
Srinagar(Summer)
Himachal Pradesh Pin Valley National Park Bandli WLS Girinagar Hydel Project
Great Himalayan National Daranghati WLS Binwa Hydel Project
CM: Jairam Thakur Park Dhauladhar WLS Rangtong Hydel Project
Governor: Acharya Dev Vrat Inderkilla National Park Nargu WLS Baner&Neugal Project
Capital: Shimla Khirganga National Park Pong Dam Lake WLS
Simbalbara National Park Shilli WLS
Talra WLS
Punjab Abohar WLS Guru Gobind Singh
CM: Captain Amarinder Harike Lake WLS Super Thermal Power
Singh Jhajjar Bacholi WLS Plant
Governor: V P Singh
Badnore
Capital: Chandigarh
Haryana Kalesar National Park Bhindawas WLS Gorakhpur Atomic
Sultanpur National Park Kalesar WLS Power Station
CM: Manohar Lal Khattar Khaparwas WLS Deenbandhu Chhotu
Governor: Kaptain Solanki Ram TPS
Capital: Chandigarh Rajiv Gandhi TPS
UP Dudhwa National Park Hastinapur WLS Narora Atomic Power
Ranipur WLS Station
CM: Yogi Adityanath Sohagibarwa WLS Rihand Thermal Power
Governor: Ram Naik Sur Sarovar WLS Station
Capital: Lucknow Chandraprabha WLS Anpara Thermal Power
National Chambal WLS Station
Bihar Valmiki National Park Gautam Budha WLS Kahalgaon Super
CM: Nitish Kumar Kaimur WLS Thermal Power Station
Governor: Satya Pal Malik Pant (Rajgir) WLS Barauni TPS
Capital: Patna Valmiki WLS
Chattisgarh Indravati National Park Badalkhol WLS Sipat Thermal Power
Kanger Valley National Bhairamgarh WLS Plant
CM: Raman Singh Park Bhoramdev WLS Hasdeo TPS
Governor: Balram Tandon Guru Ghasi Das (Sanjay) Udanti Wild Buffalo Bhilai Expansion Power
Capital: Raipur WLS Plant
Jharkhand Betla National Park Lawalong WLS Chandrapura TPS
CM: Raghuvar Das Palkot WLS Koderma Thermal
Governor: Draupadi Murmu Parasnath WLS Power Station
Capital: Ranchi Bokaro TPS
Andhra Pradesh Sri Venkateswara National Coringa WLS Simhadri Super Thermal
Park Kolleru WLS Power Plant
CM: N. Chandrababu Naidu Nellapattu WLS Sri Damodaram
Governor: E.S.L Narasimhan Pulicat Lake WLS Sanjeevaiah Thermal
Capital: Amravathi Rajiv Gandhi Power Station
[*Hyderabad initially] (Nagarjuna Sagar-
Srisailam) WLS
Rollapadu WLS
Telangana Mrugavani National Kawal WLS
CM: K. Chandrashekar Rao Park
Governor: E. S. L.
Narasimhan
Capital: Hyderabad
Assam Dibru-Saikhowa NP Amchang WLS Bongaigaon Thermal
Kaziranga National Park Chakrashila WLS Power Plant
CM: Sarbananda Sonowal Manas National Park Dihing Patkai WLS
Governor: Jagdish Mukhi Nameri National Park East Karbi Anglong
Capital: Dispur Rajiv Gandhi Orang WLS
National Park North Karbi Anglong
WLS
Nambor WLS
Goa Bhagwan Mahavir (Mollem) Bondla WLS -
National Park Madei WLS
CM: Manohar Parrikar Bhagwan Mahavir
Governor: Mridula Sinha (Mollem) WLS
Capital: Panaji Netravali WLS
Gujarat Blackbuck National Park, Jambugodha WLS Mundra Thermal Power
Velavadar Jessore WLS Station
CM: Vijay Rupani Gir Forest National Park Kutch Desert WLS Ukai Thermal Power
Governor: O.P.Kohli Marine National Park, Gulf Mitiyala WLS Station
Capital: Gandhinagar of Kutch Porbandar Lake WLS Akrimota Thermal
Bansda National Park Rampara Vidi WLS Power Station
Ratanmahal WLS Kakrapar Nuclear
Shoolpaneswar Power Plant
(Dhumkhal) WLS
Thol Lake WLS
Wild Ass WLS
Karnataka Bandipur National Park Arabithittu WLS Raichur Thermal Power
Bannerghatta National Park Attiveri WLS Station
CM: Siddaramaiah Bhadra WLS Udupi Thermal Power
Governor: Vajubhai R. Vala Kudremukh National Park Bhimgad WLS Plant
Capital: Bangalore Nagarhole National Park Brahmagiri WLS Bellary Thermal Power
Anshi national park Cauvery WLS Station
Nugu WLS
Pushpagiri WLS
Ranganathittu Bird
WLS
Sharavathi Valley WLS
Someshwara WLS
Kerala Eravikulam National Park Aralam WLS Brahmapuram Power
Mathikettan Shola National Chimmony WLS Station
Park Idukki WLS Kayamkulam Power
CM: Pinarayi Vijayan Periyar National Park Malabar WLS Station
Governor: P. Sathashivam Silent Valley National Park Mangalavanam Bird
Capital: Trivandampuram Anamudi Shola National WLS
Park Neyyar WLS
Pampadum Shola NP Periyar WLS
Thattekad Bird WLS
MP Kanha National Park Bori WLS Vindhyachal Super
Madhav National Park Gandhi Sagar WLS Thermal Power Station
Mandla Plant Fossils Ghatigaon WLS Sant Singaji Thermal
CM: Shivraj Singh Chouhan National Park Ken Gharial WLS Power Plant
Governor: O P Kohli Panna National Park Narsighgarh WLS Satpura Thermal Power
(Additional Charge) Pench National Park National Chambal WLS Station
Capital: Bhopal Sanjay National Park Orcha WLS Amarkantak TPS
Satpura National Park Kuno WLS Sasan Ultra Mega Power
Van Vihar National park Sardarpur WLS Project
Son Gharial WLS
Maharashtra Chandoli National Park Aner Dam WLS Tarapur Atomic Power
Navegaon National Park Bhamragarh WLS Station
Tadoba National Park Bhimashankar WLS Tirora Thermal Power
CM: Devendra Fadnavis Gugamal national park Great Indian Bustard Station
Governor: C. Vidyasagar Rao WLS Amravati Thermal
Capital: Mumbai Jaikwadi WLS Power Plant
Koyana WLS
Nagzira WLS
Painganga WLS
Radhanagari WLS
Sagareshwar WLS
Tipeshwar WLS
Tungareshwar WLS
Manipur Keibul Lamjao Yangoupokpi- -
CM: N Biren Singh National Park Lokchao WLS
Governor: Najma A Heptulla
Capital: Imphal
Meghalaya Balphakram National Park Baghmara Pitcher Plant -
CM: Mukul Sangma Nokrek National Park WLS
Governor: Ganga Prasad Nongkhyllem WLS
Capital: Shillong Siju WLS
Mizoram Murlen National Park Dampa WLS (TR) -
CM: Lal Thanhawla Phawngpui Blue National Ngengpui WLS
Governor: Nirbhaya Sharma Park Pualreng WLS
Capital: Aizawl Mountain National Park Tokalo WLS
Nagaland Intanki National Park Fakim WLS Dikhu Hydro Electric
CM: T.R. Zeliang Puliebadze WLS Power Plant
Governor: P.B.Acharya Rangapahar WLS
Capital: Kohima
Odisha Bhitarkanika National Park Badrama WLS Talcher Super Thermal
Simlipal National Park Baisipalli WLS Power Station
CM: Naveen Patnaik Chilika (Nalaban) WLS
Governor: S.C. Jamir Hadgarh WLS
Capital: Bhubaneshawer Khalasuni WLS
Satkosia Gorge WLS
Rajasthan Sariska National Park Bundh Baratha WLS Chhabra Thermal Power

Ranthambore National Park Darrah WLS Station
CM: Vasundhara Raje Darrah National Park Jawahar Sagar WLS Suratgarh Power Station
Governor: Kalyan Singh Desert National Park Kailadevi WLS
Capital: Jaipur Keoladeo National Park Mount Abu WLS
Ramsagar WLS
Sariska WLS
Sawai Man Singh WLS
Shergarh WLS
Sitamata WLS
Sikkim Khangchendzonga National Fambong Lho WLS Rangit Hydro Electric
CM: Pawan Kumar Chamling Park Kitam WLS (Bird) Power Prject
Governor: Srinivas Patel Maenam WLS
Capital: Gangtok Pangolakha WLS
Tamil Nadu Mudumalai National Park Indira Gandhi Kudankulam Nuclear
(Annamalai) WLS Power Plant
Mukurthi National Park Kalakad WLS Neyveli Thermal
CM: Edapaddi Palaniswami Indira Gandhi (Annamalai) Karaivetti WLS Tuticorin Thermal
Governor: Banwaril Lal National Park Karikili WLS Power Station
Purohit Guindy National Park Mudumalai WLS
Capital: Chennai Gulf of Mannar Marine Pulicat Lake WLS
National Park Vaduvoor WLS
Vedanthangal WLS
Vettangudi WLS
Tripura Bison( Rajbari ) National Gumti WLS Palatana Thermal Power
CM: Manik Sarkar Park Rowa WLS Plant
Governor: Tathagata Roy Clouded Leopard National Sepahijala WLS
Capital: Agartala Park Trishna WLS
UK Gangotri National Park Askot Musk Deer WLS Chibro Power Plant
CM: Trivendra Singh Rawat Jim Corbett National Park Binsar WLS Khodri Power Plant
Governor: K.K. Paul Valley of Flowers National Govind Pashu Vihar Chilla Power Plant
Capital: Dehradun Park WLS
Kedarnath WLS
Sonanadi WLS
WB Buxa National Park Ballavpur WLS Mejia Thermal Power
Neora Valley NationalPark Chintamani Kar Bird Station
Singalila National Park Sanctuary Farakka Super Thermal
CM: Mamata Banerjee Sundarbans National Park Haliday Island WLS Power Station
Governor: Keshari Nath Lothian Island WLS Kolaghat Thermal Power
Tripathi Mahananda WLS Station
Capital: Kolkata Bakreshwar Thermal
Power Station
Durgapur Steel Thermal
Power Station
Arunachal Pradesh Namdapha National Park
CM: Pema Khandu Mouling National Park
Governor: BD Mishra
OBITUARIES (NATIONAL/INTERNATIONAL)
Person Died Profession/Famous In?
Politician (National-International)
1. Kirti Nidhi Bista Former PM of Nepal
2. Purushottam Lal Kaushik Former Union minister & socialist leader
Singer/Musician (National-International)
3. Jatileswar Mukhopadhyay Acclaimed Bengali Singer
4. Robbie Malinga Legendary South African musician

GA POWER CAPSULE FOR RBI ASSISTANT MAINS & IBPS SO PRELIMS 2017
5. Johnny Hallyday France's biggest rock star
6. Jagdish Mohan Renowned Hindustani vocalist of Kirana Gharana
7. Girija Devi Eminent classical singer & Padma Vibhushan awardee. Also known
as "Queen of Thumri" & fondly called Appa Ji.
Actor/Director/Producer (National-International)
8. Partha Mukhopadhyay Famed Bengali film Actor
9. Neeraj Vora Bollywood actor, writer, & filmmaker
10. Shashi Kapoor Veteran actor
11. I V Sasi Veteran Malayalam director
12. Roy Dotrice Veteran British actor, died in London.
13. Kundan Shah Veteran director
Author/Journalist/Activist/Painter (National-International)
14. Sukharanjan Sengupta Veteran journalist
15. Manu Sharma Noted author & Padma Shri awardee
16. Kunwar Narayan Eminent Hindi poet & Jnanpith awardee
17. Punathil Kunjabdulla Renowned Malayalam writer
18. Satish Chandra Veteran & one of India‘s eminent historian
Sportsmen/Sportswomen (National-International)
19. Shamsher Khan India's first Olympic swimmer
20. A G Milkha Singh Former Test cricketer
21. Daniel Hegarty British Motorcycle Racer
22. Naim Suleymanoglu Turkish weightlifter
Others (National-International)
23. Bob Givens One of the animators designing characters Bugs Bunny & Elmer Fudd
24. Lalji Singh Pioneer of DNA fingerprinting technology in India
25. Violet Mosse-Brown (Jamaica) The world's oldest person has died at the age of 117.
26. Arjan Singh The sole Marshal of the Indian Air Force
27. Dr. KS Chugh ―Father of nephrology in India‖
28. Dina Wadia Only child of Pakistan‘s Muhammad Ali Jinnah
LIST/INDEXES ANNOUNCED RECENTLY
Name of the Index/List Rank of India Topped By?

As per the Forbes List of Top-grossing actor 2017 Vin Diesel topped the List. -
Report by CARE (Credit Analysis & Research Topped by Greece India (Highest level of NPA
Ltd) Ratings on Highest Level of NPA‘s among BRICS) ranked 5th
Forbes' Rankings of Best countries in the world United Kingdom topped India was ranked 62nd
for business in 2018
Most expensive premium office locations in the Top spot is taken by Hong Kong Delhi Ranked 7th & Mumbai
World Report by JLL India (real estate services) ranked 16th
Global Innovation Index (GII) 2017 List topped by Switzerland India ranked 60th
Forbes India Celebrity 100 list 2017 topped by Actor Salman Khan (Second consecutive year)
As per World Inequality Lab in its World Inequality Report 2018, Since 1980, India led to substantial increase in
inequality so much that top 0.1% of earners continued to capture more growth than all those in bottom 50%
combined.
Time magazine‘s Person of the Year was given to ―The Silence Breakers‖, the vanguard of a global movement by
millions of women to share their stories of sexual harassment & abuse.
Waste management system implemented in Kerala's coastal town of Alappuzha, recognized by United Nations
Environment Programme (UNEP) for fighting the pollution menace. It listed in the UNEP environment report

entitled, 'Solid approach to waste: how five cities are beating pollution'.
As per the Forbes List, Michael Jordan named as the highest-paid athletes of all time.
Forbes‘ Annual World‘s highest-paid musician list Musician Diddy topped the list.
As per World Migration Report 2018 published Indian diaspora is largest in the World's 3 largest diasporas-
by International Organisation for Migration. world, with over 15 million India, Mexico & Russia.
Note: US remained the top destination for migrants from India living
migrants in the world in 2015 abroad
‗The Legatum Prosperity Index 2017‘ Norway topped the Index India ranked at 100th
Fortune‘s ‗Businessperson of the Year‘ 2017 Aditya Puri, MD of HDFC Bank Topped by Nvidia‘s Mr.
ranked at 18th Jensen Huang
Foreign Policy magazine's 2017 list of '50 Leading Global Thinkers' Indian-American senator Kamala Harris
Time magazine readers‘ Person of the Year Saudi Arabia Crown Prince Mohammed bin Salman
Fortune‘s ‗Businessperson of the Year‘ 2017 Aditya Puri, MD of HDFC Bank Topped by Nvidia‘s Mr.
ranked at 18th Jensen Huang
Foreign Policy magazine's 2017 list of '50 Indian-American senator Kamala Harris
Leading Global Thinkers'
Time magazine readers‘ Person of the Year Saudi Arabia Crown Prince Mohammed bin Salman
IMD World Talent Ranking India Ranked 51 Switzerland topped the list
Global University Employability Ranking 2017 Indian Institute of Science (IISc) IIT Delhi ranked 145th & IIT
by Times Higher Education ranked 29th in 150 Universities Bombay ranked 148th.
Forbes Highest-paid woman in Music in 2017 American singer Beyonce topped the List.
Adele came second & Taylor Swift ranked third.
Grant Thornton's International Business Report India ranked 7th in the Sept. Indonesia is at the top
'Business Optimism' Index Quarter
As per Euromonitor International, Hong Kong remains the world's most visited city by international travelers. The
Top 3 Countries in the list are- 1. Hong Kong. 2. Bangkok. 3. London.
As per the report by Central Pollution Control Holy city Varanasi is most It is followed by Gurugram &
Board (CPCB) among the 42 cities polluted Delhi.
World Bank‘s ‗Doing Business 2018 — India ranked at 100 New Zealand topped the list.
Reforming to Create Jobs‘ (Ease of Doing Business
rankings)
India‘s Ambani family topped the Forbes list of Asia‘s Richest Families for 1 st time with net worth $44.8 billion.
Binge watching in public is the new trend in India, & Indians are the second-highest public bingers in the world
behind Mexico, according to a survey released by online streaming platform Netflix.
As pet the report of IMF, Qatar named the world's richest country. The per capita GDP of Qatar is over Rs. 81 lakhs.
Macao ranked at second & Luxembourg at third.
As per the report India's GDP per capita was $7,170 (Rs 4.66 lakh) in 2017 & ranked at 126.
Forbes list of top-earning dead celebrities Michael Jackson topped Golf legend Arnold Palmer at
(for the 5th straight year) 2nd & Peanuts creator Charles
Schulz at 3rd.
Gender Vulnerability Index (GVI) by NGO Plan Goa is safest for girls. Bihar least-safest for girls.
India
World Economic Forum‘s Global Gender Gap India ranked at 108 Topped by Iceland
index
Five Indian women featured on the list of the World‘s 100 most powerful women compiled by Forbes.
Topped by German Chancellor Angela Merkel, the list ranked Chanda Kochhar (32); Roshni Malhotra (57), Ed &
CEO of HCL Enterprise; Kiran Mazumdar-Shaw (64), CMD of Biocon; Shobhana Bhartia (92), Chairperson &
Editorial Director, HT Media Ltd & Bollywood actress Priyanka Chopra at 97.
64 cities from 44 countries designated as UNESCO Creative Cities by Director-General, Irina Bokova.
Chennai is the third Indian city on the list of UNESCO Creative Cities list after Jaipur & Varanasi.
India's Silicon Valley - 'Bengaluru' - is the best host among 45 cities worldwide, as per Economic Intelligence Unit
(EIU). San Francisco came in second followed by two other Indian cities, Mumbai & New Delhi.
Madhya Pradesh emerged as the top state in terms of digital initiatives undertaken followed by Maharashtra &

Andhra Pradeshas per the report by Coeus Age Consulting.
Forbes List of 10 most valuable athletes in 2017 Virat Kohli ranked 7th spot Topped by Roger Federer.
Passport Index by Arton Capital India secured the 75th rank Singapore's passport on Top.
Afghanistan on bottom (94th)
2017 Global Hunger Index (GHI) by India Ranked 100 Central African Republic
International Food Policy Research Institute ranked 119 on the list.
(IFPRI) ―Extremely Alarming‖
Govt. at a Glance 2017 published by OECD Indian govt. under PM Modi Topped by Switzerland
ranked as 3 most trusted govt.
rd
As per the Credit Suisse Research Institute's (CSRI) latest "CS Family 1000" report, India has 108 publicly-listed
family-owned businesses, third highest in the world. China topped the list followed by the US.
Indian origin campaigner Gina Miller named UK‘s most influential black person of the year. He ranked first in
2018 'Powerlist' of 100 people of African & African Caribbean inheritance published by Powerful Media.
As per Forbes magazine, Jeff Bezos surpassed Bill Gates as the richest person in the world.
As per report by UN Women & the UN Development Programme (UNDP), Latin America & the Caribbean is the
most violent region in the world for women.
With 13.7% contribution to global pharmaceuticals & biotechnology workforce, India emerged as the second largest
market for the industry, as per LinkedIn.
The Economist Intelligence Unit's Safe Cities Delhi & Mumbai ranked 43rd & Japanese capital city Tokyo
Index 2017 45th topped
Climate Change Performance Index 2018 India ranked 14th Sweden topped the List.
Donald Trump is now the world‘s most followed leader on Twitter, while Narendra Modi is the third, according to
the latest report by Twiplomacy.
As per "Authentic Brands Study" by Cohn & Wolfe, Indian consumers regard Google as the most authentic brand.
Amazon.com tops the list globally.
With 2.51 million deaths in 2015, India ranked No. 1 in pollution-related deaths, as per The Lancet Commission on
pollution & health. China recorded the second highest number of such deaths.
As per the Forbes Magazine, India Rich List for 2017 Reliance Industries Limited chairman Mukesh Ambani
topping the charts for the 10th consecutive year. He is followed by tech czar Azim Premji.
Note: The combined net worth of the 100 richest Indians stood at $479 billion.
World Economic Forum's Global Human Capital India Ranked at 103 Topped by Norway
Index
World Economic Forum Global Competitiveness India ranked at 40 Switzerland topped the List.
Ranking 2017
Static Takeaways: Index/Reports released by different Organisations

Report title Organisation
Asian Development Outlook ADB (Asian Development bank)
Global Money Laundering Report FATF (Financial Action Task Force)
Nuclear Technology Review IAEA (International Atomic Energy Agency)
Ease of Doing Business IBRD (World Bank)
World Development Report IBRD (World Bank)
Safety Reports ICAO (International Civil Aviation Organization)
Global Hunger Index report IFPRI (International Food Policy Research Institute)
World Employment & Social Outlook ILO (International Labour Organization)
World of Work Report ILO (International Labour Organization)
World Economic Outlook IMF (International Monetary Fund)
Global Innovation Index Cornell University INSEAD & the World Intellectual Property Organization
(WIPO)
World Energy Outlook (WEO) International Energy Agency
World Oil Outlook OPEC (Organization of the Petroleum Exporting Countries )
World Happiness Report Sustainable Development Solutions Network (SDSN)
Global Corruption Report (GCR) Transparency International
Levels & Trends in Child Mortality Report UN Inter-agency Group

World Investment Report UNCTAD (United Nations Conference on Trade & Development)
Actions on Air Quality UNEP (United Nations Environment Programme )
Global Environment Outlook UNEP (United Nations Environment Programme )
Global education monitoring ReportUNESCO (United Nations Educational, Scientific & Cultural Organization)
World Cities Report UN-Habitat
The Global Report UNHCR (United Nations High Commissioner for Refugees )
Report on Regular Resources UNICEF (United Nations Children‘s Emergency Fund )
Industrial Development Report UNIDO (United Nations Industrial Development Organization)
World Drug Report UNODC (United Nations Office on Drugs & Crime)
Global Information Technology Report WEF (World Economic Forum)
Travel & Tourism Competitiveness Report WEF (World Economic Forum)
Global Competitiveness Report (GCR) WEF (World Economic Forum)
World Intellectual Property Report (WIPR) WIPO (World Intellectual Property Organization)
IMPORTANT DAYS OBSERVED RECENTLY
Date Day Theme

1st December World AIDS day 'Right to health'
1st December BSF Raising Day -
3rd December International Day of Disabled Persons ―Transformation towards sustainable & resilient
society for all‖
4th December Indian Navy Day
5th December World Soil Day ‗Caring for the Planet starts from the Ground‘
7th December Armed Forces Flag Day (To honor the martyrs & the men in uniform who valiantly fought on
our borders to safeguard the country's honor)
10th December Human Rights Day Campaign named as #standup4humanrights
14th December National Energy Conservation Day -
16th December Vijay Diwas -
18th December International Migrants Day 'Safe Migration in a World on the Move'
22nd December National Mathematics Day Mathematician Ramanujan‘s birth anniversary
23rd December Kisan Diwas (Farmer's Day)
Note: Birth anniversary of the fifth PM of India Chaudhary Charan Singh
25th December Good Governance Day Former PM Atal Bihari Vajpayee‘s birthday
20th November United Nations Universal Children's Day Theme of UCD 2017 is 'Kids Take Over'
21st November World Fisheries Day Theme is ―2022 Ka Hai Sapna … Kisan Ki Aay Ho
Dugna - Sankalp Se Siddhi‖
26th November Constitution Day
14 November World Diabetes Day (WDD) 'Women & diabetes - Our right to a healthy future'
16th November National Press Day To commemorate establishment of Press Council
of India.
19th November National Integration Day. It is observed to foster & reinforce the spirit of
communal harmony & national Integration
19 November World Toilet Day Wastewater
5th November World Tsunami Awareness Day 'Reduce the Number of Affected People'.
31 October Rashtriya Ekta Diwas (National UnityDay) Birth anniversary of Sardar Vallabhbhai Patel
24th October United Nations Day 72nd anniversary of the UN Charter
27th October World Day for Audiovisual Heritage "Discover, remember & share"
13th October International Day for Disaster Reduction ‗Home Safe Home: Reducing Exposure, Reducing
Displacement‘.
17th October International Day for the Eradication of ‗Answering the Call of October 17 to end poverty:
Poverty (IDEP) A path toward peaceful & inclusive societies‘.
17th October 2nd Ayurveda Day in New Delhi

Note: PM Modi was the Chief Guest & inaugurated country's first All India Institute of Ayurveda
16th October World Food Day "Change the future of migration. Invest in food
security & rural development"
20 October
th World Statistics Day
15th October International Day of Rural Women ―Challenges & opportunities in climate-resilient
agriculture for gender equality & the
empowerment of rural women & girls"
21st October National Police Commemoration Day
2nd October International Day of Non-Violence Marked the birthday of Mahatma Gandhi
1st October International Day of Older Persons ―Stepping into the Future: Tapping the Talents,
Contributions & Participation of Older Persons in
Society.‖
8 October
th Indian Air Force (IAF) 85th anniversary
5th October World Teachers‘ Day ―Teaching in Freedom, Empowering Teachers‖
World Space Week organized from 4 to 10 October with the theme ‗Exploring New Worlds In Space‘.
BOOKS & AUTHORS

The book, The Way I See It - a Gauri Lankesh Reader, has been edited by writer & sociologist Chandan Gowda.
Bollywood superstar Amitabh Bachchan launched a book based on Indian cinema. It is titled 'Bollywood: The Films!
The Songs! The Stars!', is a coffee table book, co-authored by S.M.M. Ausaja, Karan Bali, Rajesh Devraj & Tanul
Thakur.
Former President Pranab Mukherjee released the third part of his memoir ‗The Coalition Years: 1996-2012‘,
speaking candidly about believing he could have been the Congress choice for the PM‘s post.
Rajasthan CM V. Raje launched e-book titled 'India 2017 Yearbook', compiled by present CAG Rajiv Mehrishi.
"Dreamnation: Uniting a Country with Handwritten Dreams" Co-authored by Saji Mathew & Jubie John
'Bollywood: The Films! The Songs! The Stars!' S.M.M. Ausaja, Karan Bali, Rajesh Devraj &
Tanul Thakur
Former President Pranab Mukherjee released the third part of his memoir ‗The Coalition Years: 1996-2012‘
‗Journey of Women Law Reforms & The Law Commission of India – Dr. Pavan Sharma.
Some Insights‘
'India 2017 Yearbook' Compiled by present CAG Rajiv Mehrishi
Dreamnation: Uniting a Country with Handwritten Dreams" Saji Mathew & Jubie John.
Hema Malini's biography 'Hema Malini: Beyond the Dream Girl' Ram Kamal Mukherjee
What Happened Hillary Clinton
Democracy‘s XI: The Great Indian Cricket Story Rajdeep Sardesai
Smritichitre Lakshmibai Tilak
The Crisis Within: On Knowledge & Education in India G.N. Devy
Political Violence in Ancient India Upinder Singh
A Life of My Own Claire Tomalin
'Unstoppable: My Life So Far' Maria Sharapova
―How India Sees the World: Kautilya to the 21st Century‖ Shyam Saran
Biography of Capt. Vikram Batra "The Shershah of Kargil" Deepak Surana
"Future of Indian Universities: Comparative & International Compiled by Professor (Dr.) C. Raj Kumar.
Perspectives"
PM Modi released a photo book titled "President Pranab Mukherjee - A Statesman"
Cryptocurrency for Beginners Amit Bhardwaj
Book on PM Modi‘s Life named ―Making of A Legend‖: Compiled by Bindeshwar Pathak
Dalhousie...Through My Eyes Kiran Chadha
President‘s Lady‖ (Pranaber Preyosi) on Pranab Mukherjee‘s Wife Sangeeta Ghosh
Late Smt. Suvra Mukherjee
Playing with Fire Katie Price
The Trees of Medley Gardens (Red Turtle) Ranjit Lal

Watercolours: A Story from Auschwitz Lidia Ostalowska
Touched by God: How We Won the Mexico ‘86 World Cup Diego Armando Maradona with Daniel
Arcucci
The People Next Door: The Curious History of India‘s Relations with Pakistan T.C.A. Raghavan
From Chanakya to Modi: The Evolution of India‘s Foreign Policy Aparna Pande
A Bonsai Tree: An Autobiography Narendra Luther
Turtles All the Way Down John Green
Partition: The Story of Indian Independence & the Creation of Barney White-Spunner
Pakistan in 1947
Balanced Constitutionalism: Courts & Legislatures in India & UK Chintan Chandrachud
The Empress: The Dramatic Life of A Powerful & Enigmatic Leader Kalyani Shanka
The War is in the Mountains Judith Matloff
Demonetisation Decoded: A Critique of India‘s Currency Jayati Ghosh, C.P. Chandrasekhar & Prabhat
Experiment Patnaik
Behind Bars: Prison Tales of India‘s Most Famous Sunetra Choudhury
Kandhamal: Introspection of Initiative for Justice 2007-2015 Vrinda Grover & Saumya Uma
Dialogue of the Deaf T. C. A. Srinivasa-Raghavan
The Decline of Civilization Ramin Jahanbegloo
DEFENCE CURRENT AFFAIRS
Indian Defence Forces Defence Minister Nirmala Sitharaman flagged off the
Directorate General of Civil Aviation (DGCA) Navika Sagar Parikrama by an all-women crew of Indian
allowed Hindustan Aeronautics Ltd (HAL) Navy aboard Indian Naval Sailing Vessel (INSV) Tarini
manufactured Dornier 228 to be used for civilian flights. from INS Mandovi jetty in Goa. Navika Sagar Parikrama
The 19-seater aircraft has, till now, been used by defence is the first attempt by an Indian all-women crew to
forces & is the first plane to be made in the country for circumnavigate the globe.
commercial flights. Indian Navy will use the advanced catapult-based aircraft
Indian Army's Southern Command conducted exercise launch mechanism (CATOBAR) of U.S. for its second
'Hamesha Vijayee' in the deserts of Rajasthan to evaluate Indigenous Aircraft Carrier (IAC-II).
the capability of the armed forces to strike deep into the
enemy territory in an integrated air-land battle. INS | Missile| Device Inducted/ Decommissioned
Indian Navy in collaboration with its Sri Lankan India successfully test-fired its indigenously developed
counterpart successfully completed the second phase of Advanced Air Defence (AAD) supersonic interceptor
the joint oceanographic survey conducted off the South- missile, capable of destroying any incoming ballistic
Western Coast of Sri Lanka. missile at low altitude, from a test range in Odisha.
Conference of all Commanders of Eastern Air Command Surface to Air Missile AKASH with indigenous radio
held at Shillong in Meghalaya. frequency seeker against target Banshee has been
Shubhangi Swaroop has been inducted as a pilot in the successfully launched from the Launch Complex-III at ITR
Indian Navy for the first time. She is from Uttar Pradesh Chandipur, Odisha.
& will soon be flying Maritime Reconnaissance aircraft. Brahmos, the world‘s fastest supersonic cruise missile
Three other women cadets, Astha Segal from New Delhi, created history as it was successfully flight-tested first
Roopa A from Puducherry & Sakthi Maya S from Kerala, time from the Indian Air Force‘s (IAF) frontline fighter
created history by becoming the country‘s first women aircraft Sukhoi-30MKI.
officers at the Naval Armament Inspectorate (NAI) branch Indian Air Force, along with DRDO successfully tested
of the Navy. an indigenously developed lightweight ‗Glide‘ bomb
Defence Minister Sitharaman elected as President of the in Chandipur in Odisha. It is Named SAAW (Smart
Institute for Defence Studies & Analysis (IDSA). Anti Airfield Weapon).
Indian Air Force launched an innovative health mobile Indian Army launched an independent & fully-
App named `MedWatch' on the occasion of its 85th integrated Joint Training Node (JTN) at Umroi
anniversary. It was launched by Air Chief Marshal BS cantonment in Shillong, Meghalaya. It will pave a way
Dhanoa during the Air Force Commanders' Conference in for projecting the states of Meghalaya & Assam on the
New Delhi. world map of foreign armies.

India conducted a flight test of its indigenously Defence of Andaman & Nicobar Islands Exercise
designed & developed long-range sub-sonic cruise (DANX) was conducted under the aegis of Andaman &
missile ‗Nirbhay‘. It can carry warheads of up to 300 kg Nicobar Command.
from a test range at Chandipur along the Odisha coast. International Multilateral Maritime Search & Rescue
Defence Minister Nirmala Sitharaman commissioned an Exercise 2017 (IMMSAREX 2017) held in Cox Bazar,
indigenously-built anti-submarine warfare stealth Bangladesh. Admiral Sunil Lanba, Chief of the Naval
corvette INS Kiltan into the Indian Navy at the Naval Staff of Indian Navy, is attending the exercise.
Dockyard in Visakhapatnam. Joint Indo-Russia Tri-Services Exercise INDRA-2017
India's indigenously developed third generation anti- successfully conducted at Vladivostok in Russia. The
tank guided missile (ATGM) Nag successfully flight theme was ‗Preparation & Conduct of Operations by a
tested by DRDO in deserts of Rajasthan, marking the Joint Force for Suppression of International Terror
completion of development trials. Activity at the request of a host country under UN
Final development trials of indigenous beyond visual mandate‘.
range air-to-air missile Astra successfully concluded 45-member contingent of the Indian Air Force left for
into the Indian Air Force. Israel to participate in exercise ‗Blue Flag-17‘. Blue
An indigenous artillery gun, Advanced Towed Artillery Flag is a bi-annual multilateral exercise which aims to
Gun System (ATAGS), being developed by DRDO has strengthen military cooperation amongst participating
set a new world record in range by hitting targets at a nations.
distance of 48 km. ATAGS is a 155mm, 52 calibers towed 14-day joint training exercise ―PRABAL DOSTYK –
artillery gun. 2017‖ between the Indian Army & the Kazakhstan
The first of the Scorpene class submarines, INS Kalvari, Army held at Bakloh, Himachal Pradesh. The training
was delivered to the Indian Navy by Mazagon Dock contingents comprise of platoon strength from the 11th
Shipbuilders Limited (MDL). Gorkha Rifles of the Indian Army & a similar strength
INS Tarasa, a Water Jet Fast Attack Craft intended for of the Kazakhstan Army.
extended coastal & offshore surveillance & patrolling, The joint coastal security exercise between Odisha &
was commissioned into the Indian Navy. The vessel has West Bengal named as ‗Sagar Kavach‘ to be held along
been built in Kolkata. the 630-km long coastline.
―Vigilant Ace‖, the joint drill between the air forces of
International Defence Forces South Korea & USA will be conducted in December
South Korea & USA launched their largest-ever joint 2017.
aerial drills called Vigilant Ace. Army personnel of India & Bangladesh are going to
UAE Armed Forces along with the UK, US & French take part in a joint training exercise 'Sampriti-7' in
armies are participating in joint exercises in Abu Dhabi. Meghalaya & Mizoram. This is the 7th edition of the
The drill code is named as ―Flag4‖. joint training exercise.
Russia launched world's largest nuclear-powered Indian Navy Ship Sukanya under the command of
icebreaker ship in a bid to expand its strategic presence in Commander SA Deodhar arrived at Belawan Indonesia
the resource-rich, terrain of the Arctic. The massive vessel, to participate in the 30th CORPAT (Coordinated
named Sibir (Siberia). Patrol) & 3rd Bilateral exercise between the Indian
US Army & the Israel Defense Forces (IDF) inaugurated a Navy & the Indonesian Navy. The exercise is aimed to
permanent base In Israel. This is the first time that a foster closer maritime ties with countries located on the
permanent American base has been opened in the Middle rim of the Indian Ocean
Eastern country. Navies of India & Japan began anti-submarine warfare
exercise in the Indian Ocean region to deepen their
Defence Exercises/Operations Conducted operational coordination in the strategically important
Indian Naval Ships Trikand & Teg are deployed to sea lanes around the two countries.
Oman for 11th bilateral exercise ‗Naseem Al Bahr‘ or ‗Sea The fifth India-Sri Lanka Joint Training Exercise (JTE)
Breeze‘. MITRA SHAKTI 2017 held conducted at Aundh
8th edition of the Indo-Maldives joint military exercise, Military Station, Pune. The exercise is based on Counter
‗Ekuverin‘, came to an end at Belagavi, Karnataka. Terrorist Operations & an Infantry company from both
South Korea & USA launched their largest-ever joint the countries is participating in the same.
aerial drills called Vigilant Ace. 12th India-Nepal joint military exercise- Surya Kiran
UAE Armed Forces along with the UK, US & French XII heldin Saljhandi, Nepal.
armies are participating in joint exercises in Abu Dhabi. A joint military training, Exercise Yudh Abhyas-2017
The drill code is named as ―Flag4‖. conducted at Washington, USA between India & USA.

Indian Navy & Sri Lankan Navy conducted the 2017 Sri Defence Agreements Signed/Defence Summits Held
Lanka-India Exercise (SLINEX) at Visakhapatnam, Ministry of Defence (MoD) decided to cancel the $500
Andhra Pradesh. million deal for Spike ATGM with Israel. MoD has
The air forces of China & Pakistan conducted joint asked DRDO to indigenously develop & produce a
training exercise named "Shaheen VI" & deployed Man-Portable Anti-Tank Guided Missile (MPATGM)
their latest fighter jets & AWACS aircraft. for the Army.
US & UAE's ground forces conducted a joint military India & France agreed to strengthen bilateral defence
exercise in Abu Dhabi, as part of efforts to consolidate cooperation as a key Pillar of strategic partnership
their bilateral relations & exchange training & military between the two countries. Defence minister Nirmala
expertise. Code-named Iron Union 5, the drill is an Sitharaman & French Minister for the Armed Forces,
extension of a series of Iron Claw exercises. Ms. Florence Parly discussed a range of measures to
The joint exercise DRUZBA 2017 between special expand military to military ties. The joint Naval
forces of Pakistan & Russia Armies conducted in exercise named the VARUNA is scheduled in early
Minralney Vody, Russia. 2018 between the two countries.
SPORTS CURRENT AFFAIRS
Cricket {National Game of: Australia, Bermuda, England, Cricket Association of Puducherry (CAP) chosen by the
Jamaica No. of Players: 11 Committee of Administrators (CoA) as an associate
Important Terms associated: Arm ball, Beamer, Bottom member of BCCI.
hand, Bouncer, Cameo, Carrom ball, Chinaman, Flick, Free Virat Kohli became the sixth Indian to complete 9000
hit, Glance, Googly, Hat-trick, Hit wicket, Leg bye, Nelson, ODI runs.
Night watchman, Pinch hitter, Sweep, Upper Cut.} India captain Mithali Raj moved up one place to occupy
India to host the 2023 World Cup, the global cricketing the number one spot in the latest ICC ODI rankings for
event‘s 13th edition. India will also host Champions batswomen.
Trophy in 2021. ICC World Cup 2019 will be held in Indian fast bowler Jasprit Bumrah climbed to the number
England & Wales. one spot in the latest ICC T20 rankings. India captain
Former India wicketkeeper Saba Karim has appointed as Virat Kohli claim the top ranking in ODIs.
General Manager (Cricket Operations) of the BCCI. He Indian pacer Ashish Nehra has confirmed his retirement
will report to CEO Rahul Johri. from International Cricket.
India become the first-ever team to register 300+ totals International Cricket Council Board given an in-principle
100 times in ODIs, after posting 392/4 against Sri Lanka nod to the proposed nine-team Test Championship & a 13-
in Mohali. team One-Day International league at the end of the
BCCI decided to lift the ban on the Rajasthan Cricket meeting in Auckland. The Test competition will begin
Association (RCA) provided former IPL chief Lalit Modi after the 2019 World Cup & the 50-over event sometime
stays away from its functioning, the Board decided in its in 2020.
Special General Meeting (SGM). Premier all-rounder Shakib Al Hasan became the first
Virat Kohli surpasses Brian Lara for Most Double cricketer from Bangladesh to be inducted in the MCC
Centuries as Captain by scoring his 6th Double Century in World Cricket Committee under the chairmanship of
Delhi. Mike Gatting.
Mumbai's Prithvi Shaw named captain of Indian Under- Australian fast bowler John Hastings has called it
19 team for the 2018 U-19 World Cup to be held in New quits from Test Match & ODIs, citing recurring injuries
Zealand. as the reason.
Indian cricketer Yuvraj Singh will be promoting a
UNICEF sports initiative for youngsters in South Asia. Football {National Game of: Brazil, Italy, Germany, Israel,
He launched the "Power of Sports to Shape the Future of Mauritius, Poland No. of Players: 11
Adolescents" campaign in South Asia. Important Terms Associated: Back Pass, Corner Kick, Free
Mujeeb Zadran From Afghanistan Becomes First Kick, Dribble, Futsal, Header, Kick off, Banana Kick, Toe
Cricketer to Born in 21st Century. 16-year-old off-spinner, Poke, Throw-in, Bicycle Kick}
became the youngest ever from Afghanistan to play Lionel Messi, the star forward of Barcelona, received La
International cricket. Liga‘s top scorer & best player awards for 2016-17
Pakistan off-spinner Saeed Ajmal announced his football season.
retirement from all forms of cricket. Former AC Milan & Real Madrid midfielder Kaka, who
Afghanistan defeated Pakistan to clinch their maiden lifted the 2002 World Cup with Brazil, announced his
Under-19 Asia Cup title, in Kuala Lumpur, Malaysia. retirement from football.
Ikram Ali khil was the man of the match.

Real Madrid earned the honor of being able to wear the Hockey {National Game of: India, Pakistan
official FIFA World Champions Badge on their No. of Players: 11
competition jerseys for the duration of 2018 by defeating Important Terms Associated: Advancing, Bully, Center
Gremio in the final of the FIFA Club World Cup UAE Pass, Dribble, Drive, Flagrant Foul, Flick, Free Hit, Striker,
2017. Tackle, Undercutting, Dodge, Drag Flick, Grip, Hacking,
FIFA, lifted a two-year suspension against Kuwait‘s Penalty Corner, Wall Pass}
football association that has prevented the country from India defeated Germany 2-1 in Hockey World League
participating in international tournaments. Final to grab bronze medal at the event, in Bhubaneswar,
The final draw for the 2018 FIFA World Cup was held in Odisha.
the Russian capital of Moscow. The ceremony was held Australia beat Argentina 2-1 in the final of the Hockey
at the State Kremlin Palace, in Moscow, Russia. World League Final (HWLF) to win gold at Kalinga
Supreme Court appointed former football captain Stadium, Bhubaneswar, Odisha.
Bhaskar Ganguly as ombudsman as per All India India defeated China 5-4 via shootout to win the
Football Federation (AIFF). It also appointed S Y women‘s Asia Cup hockey title 2017. With this, India
Quraishi as the ombudsmen to formulate the AIFF also qualified for World Cup 2018 as Continental
Constitution. champion. Savita Punia was adjudged Goalkeeper-of-the-
In Football, Italy has failed to qualify for the FIFA Tournament while Monica won the Woman-of-the-Match
World Cup for the first time since 1958. The four-time award. It was held in Kakamigahara, Japan.
champions failed to make the cut after they lost the India beats Malaysia to win the 2017 Asia Cup Hockey
World Cup Qualifying European play-off against tournament held in Dhaka, Bangladesh. This was India's
Sweden, 0-1. third continental title. Lalit Upadhyay won goal of the
Cristiano Ronaldo is the richest sports personality in match award while Akashdeep Singh adjudged the Man of
the world, according to the latest Forbes' Rich List. the match.
Real Madrid star Cristiano Ronaldo beaten Lionel Indian Junior Men‘s Hockey team beat hosts Malaysia in
Messi & Neymar to win the Best FIFA Men's Player the Bronze medal match of the 7th Sultan of Johor Cup
award for the second year running. Ronaldo was 2017 at the Taman Daya Hockey Stadium, in Malaysia.
presented the award at The Best FIFA Football Awards
ceremony in London, UK. Netherlands' Lieke Martens Current Affairs related to Tennis
won The Best FIFA Women's Player award. Real Madrid ATP World Tour Awards presented by Moet & Chandon
coach Zinedine Zidane was named the Best FIFA Men's honours the season's best players & tournaments. Roger
Coach. Federer‘s 2017 season recognized with three ATP World
England scripted a dramatic turnaround in Kolkata to Tour Awards. He has been selected by fans as
win the 2017 FIFA U17 World Cup for the very first ATPWorldTour.com Fans‘ Favourite for a 15th straight
time after a 5-2 win over European U17 champions year, & winner of the Stefan Edberg Sportsmanship
Spain. Award & Comeback Player of the Year. Neville Godwin
Netherlands captain Arjen Robben announced the end chosen as the winner of Coach of the Year in the 2017
of his international career after his country failed to ATP World Tour Awards. Bob Bryan & Mike Bryan have
reach the 2018 World Cup finals despite a 2-0 win over been voted by fans as the ATPWorldTour.com Fans‘
Sweden. Favourite.
Indian football team has qualified for the 2019 Asian Indian tennis duo of Leander Paes & Purav Raja lifted
Cup after they had a convincing 4-1 win over Macau the Knoxville Challenger title after clinching a fighting
with two matches still to go in the qualifying round. This win in the finals of the men's doubles event in
is the third time the country has qualified for the Tennessee.
continental showpiece. India's tennis star Yuki Bhambri clinched his first title
Switzerland's Esther Staubli become the first female of the 2017 season on the ATP Challenger Tour by
referee to officiate a match at the FIFA U-17 World winning the KPIT-MSLTA Challenger in Pune.
Cup. She was the referee in the match between Japan & Martina Hingis, one of only six women's players to hold
New Caledonia in the final round group E match. the No. 1 ranking in both singles & doubles at the same
Jackson Singh Thounaojam created history at Delhi‘s time, will retire after the WTA Finals.
Jawaharlal Nehru Stadium by scoring India‘s first goal Swiss superstar Roger Federer won his eighth Basel
in a FIFA U-17 World Cup during India‘s match against title, after defeating Juan Martin del Potro to clinch his
Colombia. ATP World Tour-leading seventh title of the year.
Maidan heavyweights Mohun Bagan won the 37th All Maria Sharapova defeated 102nd-ranked teenager
India Governor's Gold Cup football tournament for the Aryna Sabalenka to win the 2017 Tianjin Open.
10th time by defeating Partha Chakra.

Roger Federer has brushed aside world number one Chinese Taipei has won women‘s singles title at Yonex
Rafael Nadal to win the Shanghai Masters & register French Open Badminton 2017.
his fourth victory of the year over his Spanish rival. Commonwealth Games bronze medallist Shuttler
Rafael Nadal (Spain) won his sixth title of the year by RMV Gurusaidutt clinched the men's singles title at
defeating Nick Kyrgios (Aus) at China Open 2017. the Bulgarian International Future Series tournament.
2017 US Open was the fourth & final Grand Slam event Gurusaidutt has defeated Muhammed Ali Kurt
of the year. Rafael Nadal was the winner of Men's (Turkey).
Singles. Sloane Stephens was the winner of Women's India‘s top-ranked junior shuttler Aakarshi Kashyap
Singles. won U-17 & U-19 singles titles at Badminton Junior
Nationals in Guwahati, Assam.
Current Affairs related to Grand Prixes Top Indian shuttler P V Sindhu won the Silver medal
Valtteri Bottas won the season-ending Abu Dhabi in women‘s singles summit clash of the Dubai World
Grand Prix. Super Series Final in Dubai. She was defeated by
Ferrari's Sebastian Vettel won the Brazilian Grand World No. 2 Akane Yamaguchi of Japan.
Prix. India has won the first-ever South Asian Regional
Mercedes‘ Lewis Hamilton won the Formula 1 Badminton Team Championship. In the title clash
Singapore Grand Prix, in Singapore. Hamilton‘s rival played in Guwahati, India defeated Nepal, 3-0.
Sebastian Vettel withdrew in the middle of the race due
to his damaged Ferrari car. Boxing/ Wrestling
Indian boxers claimed three gold, a silver, & a bronze
Badminton medal at Galym Zharylgapov Boxing Tournament in
India has won the first-ever South Asian Regional Karaganda, Kazakhstan. The country‘s Gold Medal
Badminton Team Championship. In the title clash winners were K Shyam Kumar in 49kg, Naman Tanwar
played in Guwahati, India defeated Nepal, 3-0. in 91kg & Satish Kumar in the 91kg category. 19-year-
Indian contingent to BWF Para-Badminton World old Naman Tanwar was also adjudged the best boxer
Championships in Ulsan, South Korea clinched 10 of the tournament.
medals, including two golds. India‘s Parul Parmar Vijender Singh defended his WBO Oriental & Asia
defeated Thailand‘s Wannaphatdee Kamtam in the Pacific super middleweight titles against Ghana‘s
women‘s singles Standing Lower (SL3). Other gold was Ernest Amuzu at the Sawai Mansingh Stadium in Jaipur.
also won by Parul Parmar, who paired with Japan‘s Sushil Kumar was wanted by all the teams ahead of the
Akiko Sugino in women‘s doubles. new season of Pro Wrestling League (PWL) & the
World number 11 Saina Nehwal became the national bidding war created history in New Delhi.
champion for the third time, defeating world number 2 Indian junior boxers had clinched total 11 Medals (six
PV Sindhu in the women's singles final of Senior gold, four silver & a bronze medal) at the fifth
National Badminton Championships, in Nagpur, International Sven Lange Memorial Tournament, to
Maharashtra. finish as overall champions in the German city of
H.S Prannoy defeated World No 2 Kidambi Srikanth Schwerin.
in a thrilling finale to claim the men‘s singles title at the Double Olympic medalist Sushil Kumar clinched a
82nd Senior National Championship, in Nagpur, gold medal at the Commonwealth Wrestling
Maharashtra. Championships in South Africa. He defeated New
Ace Indian shuttler Kidambi Srikanth has lifted the Zealand's Akash Khullar.
Denmark Open Superseries trophy at Odense, Ritu Phogat clinched silver medal in Under-23 Senior
Denmark. He defeated South Korea‘s Lee Hyun-il to World Wrestling Championship at Poland. She lost
bag his third Super Series title of the year & fifth against Turkish Wrestler Demirhan.
overall. India won 5 gold medals at the AIBA World Women‘s
India's Kidambi Srikanth created history as he became Youth Boxing Championships, in Guwahati. Nitu
the first Indian player to win four Superseries titles in (48kg), Jyoti Gulia (51kg), Sakshi choudhury (54kg),
a year after he won the men's singles title at the French Shashi Chopra (57kg) & Ankushita Boro (64kg) won
Open. gold medals for India in the finals. Jyoti Gulia also
Basel will be jointly hosting the Badminton & Para qualified for next year‘s Youth Olympic Games in
Badminton World Championships in 2019. It will Argentina. Ankushita named boxer of tournament.
become the first city to host this. Boxing Federation of India (BFI) was recognised as a
Yonex French Open 2017 Badminton tournament was national body by the Indian Olympic Association,
held in Paris. Indian shuttler Kidambi Srikanth which removed the terminated Indian Amateur Boxing
became the first Indian to win the men‘s singles title. Federation (IABF) as its affiliate after months of
He defeated Kento Nishimoto of Japan. Tai Tzu Ying of indecision.

Sushil Kumar & Geeta Phogat won gold medals at the India's Saurabh Chaudhary qualified for the Youth
62nd National Wrestling championship held in Indore. Olympics Games with a gold medal & a junior world
Bharat Khandare became the first India-born fighter to record in 10m air pistol at the ongoing Asia Youth
be signed by Ultimate Fighting Championship (UFC) Olympics Games qualification tournament in Wako
as the Mixed martial arts (MMA) fighter. City, Japan.
Five-time world champion & Olympic bronze medalist Pistol aces Jitu Rai & Heena Sidhu bagged bronze at
MC Mary Kom named as the ambassador of the the 10th Asian Championship 10m Rifle/Pistol in
upcoming AIBA Women's Youth World Wako City, Japan. Jitu won an individual bronze in the
Championships. men's 10m Air Pistol while Heena claimed an individual
M.C. Mary Kom (48kg) notched up her fifth gold medal bronze in the women's 10m Air Pistol.
at the Asian Women‘s Boxing Championships in 21-year-old Indian Golfer Shubhankar Sharma claimed
Vietnam. She has defeated North Korea‘s Kim Hyang his maiden European Tour victory in the Joburg Open,
Mi. This is Mary Kom‘s sixth medal in the Asian in South Africa.
Women‘s Boxing Championships & fifth gold medal. Indian archers produced an impressive performance,
Assam's famed one-horned rhino unveiled as the grabbed three gold, four silver & two bronze medals at
official mascot of the 2017 AIBA Youth Women's the Asian Championships in Dhaka, Bangladesh.
World Boxing Championship in Guwahati, Assam. India's Winter Olympian Shiva Keshavan won gold
The official mascot, named Guppy, is a female version medal at Asian Luge Championships at Altenberg,
of Assam's one-horned rhino. The World Germany.
Championship's official anthem is 'Make Some Noise'. India‘s Deepika Kumari won bronze medal at the
It is composed by Shaan & rendered by renowned singer Indoor Archery World Cup Stage 2 held in Bangkok,
Sunidhi Chauhan. Thailand.
Kavita Devi, a former competitive powerlifter, become Russia was banned from the 2018 Winter Games by the
the first ever Indian woman to be signed by the World International Olympic Committee over its state-
Wrestling Entertainment (WWE). orchestrated doping programme.
Gopi Thonakal created history by becoming first
Other Sports Current Affairs Indian man to win Asian Marathon Championship in
India‘s ace chess player Viswanathan Anand won China.
World Rapid Chess tournament title in Saudi Indian men‘s & women‘s kabaddi teams were crowned
Arabia by beating Russia‘s Vladimir Fedoseev. Saudi the champions of Asia after beating Pakistan & South
Arabia hosted the world chess tournament for the first Korea in Gorgan, Iran.
time. The women‘s title was won by China‘s Ju Wenjun. 7th International military games will be held in
Haryana shooter Anisa Sayyed won the women‘s 25m Wuhan city in the central China's Hubei Province.
pistol gold with a new record at the ongoing 61st Mascot is Bing Bing.
National Shooting Championship Competitions (61st Mirabai Chanu became the first Indian in over two
NSCC), in Thiruvananthapuram, Kerala. decades to claim a gold medal at the World
The emblems of the Beijing 2022 Olympic & Weightlifting Championship in Anaheim, USA.
Paralympic Winter Games have been named ―Winter Ace Indian cueist Pankaj Advani lifts the IBSF World
Dream‖ & ―Flight‖. Billiards Championship by defeating Mike Russell.
Central English city of Birmingham will host the Pankaj Advani clinched his 17th world title at Doha,
Commonwealth Games in 2022. Gold Coast, Australia, Qatar.
will host the next Commonwealth Games in 2018. Aditi Ashok qualified for the season-ending CME
World 10,000m champion Sir Mo Farah has been voted Group Tour Championship on the LPGA, becoming
BBC Sports Personality of the Year 2017. He becomes the first from the country to play in the prestigious meet.
the first long-distance runner to win the Sports France will host the 2023 Rugby World Cup to stage one
Personality award since Paula Radcliffe in 2002. of the world‘s best attended & lucrative sporting events.
Nagpur‘s Kanchanmala Pande created history as she Shagun Chowdhary bagged a National Champion
became the first Indian to secure pole position at the Crown when she won the women's trap event at the 61st
World Para-Swimming Championship in Mexico. She National Shooting Championship. Chowdhary is the
won gold in 200-meter medley event in the S-11 category first Indian woman trap shooter to win an Olympic
& was also the only Indian to qualify for the women‘s berth.
category. Olympic bronze-medallist Gagan Narang won a silver
Indian Diving Team won 1 Gold, 3 Silver & 2 Bronze medal in the men‘s 50m rifle prone event at the
Medals in Indonesia Open Aquatic Championship Commonwealth Shooting Championships in Australia.
2017. It was concluded in Indonesia's Jakarta. Annu Raj Singh won bronze medal in women‘s 50m
pistol competition.

19-Year old Indian golfer Aditi Ashok made her return launched. It is a non-profit initiative, helmed by 17-year-
to the Ladies European Tour by clinching the Fatima old Mumbai student & sports enthusiast, Saachi Munot.
Bint Mubarak Ladies Open in Abu Dhabi. It is Aditi's India‘s Anupama Ramachandran clinched the World
third LET win in less than 12 months. Open Under-16 Snooker Championship title at St.
Shiv Kapur clinched his first Asian Tour title in India, Petersburg in Russia. In the girl's category, Anupama
bagging the Panasonic Open at the Delhi Golf Club. Ramachandran of India become World Open Under-16
Indian shooting contingent finished the Commonwealth champion.
Shooting Championship 2017 at top with the best tally of Pooja Kadian became the first ever Indian sportsperson to
20 medals. Indian shooters won a total of six gold, seven win a gold medal at the Wushu World Championship in
silver & seven bronze medals in the competition. Kazan, Russia. Kadian, who competed in the women's
Satyendra Singh & Sanjeev Rajput won a gold & a silver 75kg Sanda category, defeated Russia's Evgeniya
respectively in the men's 50m rifle three positions. Stepanova.
Chandigarh hoopster Amjyot Singh became the third Brazilian police arrested the chairman of the country‘s
Indian - after Satnam Singh & Palpreet Singh Brar to Olympic Committee Carlos Arthur Nuzman as part of a
walk into the National Basketball Association (NBA) probe into alleged vote-buying to secure Rio‘s hosting of
league. the 2016 Games.
National Basketball Association (NBA) announced that
former India men‘s national team head coach Scott Bills passed/proposed in the Parliament
Fleming has joined NBA India as Head of Basketball Union Cabinet cleared the Muslim Women
Operations. (Protection of Rights on Marriage) Bill, 2017, or the
Gokul Natesan is the 97th pick in the NBA draft to Triple Talaq bill, which makes the practice a non-
became only the second Indian-origin player to be bailable offense. It proposes a three-year jail term for
signed by an NBA G-League side. Natesan, 23, was men who practice instant Triple Talaq.
picked by Canton Charge.
Gaganjeet Bhullar had completed a wire-to-wire victory INTERNATIONAL ORGANIZATION IN NEWS
& lifted his eighth Asian Tour title at the Macau Open. International Solar Alliance (ISA) has now become a
Jitu Rai & Heena Sidhu combined to give India their treaty-based international intergovt.al organization.
first gold medal of ISSF World Cup Final in New Delhi ISA is India's global initiative & was jointly launched by
in the 10m air pistol mixed team. PM Modi & president of France in November 2015 in
India's Amanpreet Singh clinched a bronze medal in an Paris.
ISSF World Cup Final, in New Delhi. UNESCO inscribed 'Kumbh Mela' on the
Sangram Dahiya won a silver in the ISSF World Cup Representative List of Intangible Cultural Heritage of
Final, in New Delhi in the Double trap. Humanity.
Ace Indian shooter Heena Sindhu bagged gold in UNESCO inscribed 'Kumbh Mela' on the
women's 10m Air Pistol event at Commonwealth Representative List of Intangible Cultural Heritage of
Shooting Championships in Brisbane, Australia. Humanity.
Pardeep Narwal helped Patna Pirates to third Ministry of Finance appointed former economic affairs
consecutive Pro Kabaddi title. secretary Shaktikanta Das as India‘s G20 Sherpa for
Atlanta 1996 & Athens 2004 gold medal-winning sailor the Development Track of the grouping.
Robert Scheidt (44 years old) announced his retirement UNESCO‘s executive board chose former French
from Olympic competition, ending a career that spanned Culture Minister Audrey Azoulay to be the UN
a quarter of a century. cultural agency‘s next leader. He succeeds outgoing
India's young paddler Selena Selvakumar completed a Director-General Irina Bokova of Bulgaria.
golden sweep in the Egypt Junior & Cadet Table Tennis
Open, adding the junior girls' singles & doubles titles at SCIENCE & TECHNOLOGY (NASA, ISRO & OTHERS)
Sharm El Sheikh in Egypt. China successfully launched remote sensing satellites
The Queen's Baton for the 2018 Commonwealth Games designed to conduct electromagnetic probes & other
arrived in New Delhi, India. The 2018 Commonwealth experiments.
Games will be held in Australia. The 0Baton was India's first wave-powered navigational buoy,
received by Indian Olympic Association (IOA) joint developed by the National Institute of Ocean
secretary Rakesh Gupta. Technology (NIOT), to guide ships in & out of ports,
In a bid to create awareness about para-sports & provide was launched in Chennai, Tamil Nadu at Ennore
a platform to para sportspersons to narrate their stories Kamarajar Port, in Chennai.
of triumph & adversity, "thenationspride.com", the Joint Polar Satellite System-1 (JPSS-1) for the National
country's first portal dedicated to para-sports was Oceanic & Atmospheric Administration (NOAA) was
launched by NASA. It is launched for improving the

accuracy of weather forecasts & Earth observations from The largest-ever floating solar power plant in India
California, US. inaugurated by state power minister MM Man at the
As per ISRO Satellite Centre Director M. Annadurai, Banasura Sagar dam in Wayanad, Kerala. The solar
India will launch ‗Aditya-L1‘, the first Indian mission to power plant that floats on the surface of the water has a
study the Sun, by 2019 – 2020. capacity of 500 kilowatts.
Space Kingdom of Asgardia launched its first satellite.
This so-called ‗virtual nation‘ is the pet project of
Russian scientist & billionaire Igor Ashurbeyli. The
Asgardia-1 satellite contains half a terabyte of data.
Indian Space Research Organization (ISRO) will set up a
research centre in Guwahati, Assam for startups,
academicians, environmentalists & entrepreneurs.
POWER PLANTS ESTABLISHED

The largest-ever floating solar power plant in India
inaugurated by state power minister MM Man at the
Banasura Sagar dam in Wayanad, Kerala. The solar
power plant that floats on the surface of the water has a
capacity of 500 kilowatts.
SCHEMES
Schemes launched by Union Govt. On 2nd Anniversary of Ujwal DISCOM Assurance

Govt. formally launched the ‗Ganga Gram‘ project at the Yojana (UDAY), Govt. of India signed four MoUs
Ganga Gram Swachata Sammelan in New Delhi. It is an under the Scheme with the State of Nagaland & with
integrated approach for the holistic development of Union Territories (UTs) of Andaman & Nicobar Islands,
villages situated on the banks of the holy river with the Dadra & Nagar Haveli & Daman & Diu for operational
active participation of villagers. improvements.
With an aim to bring the foreign policy to the masses, PM Modi launched Umang mobile application, an
External Affairs Ministry come up with an initiative integrated platform for Govt. to citizen services.
called SAMEEP - 'Students & MEA Engagement Umang- an acronym for "unified mobile app for new
Programme'. Under this, MEA official will talk to age" e-governance - currently hosts around 162 services
students to help them better understand foreign policy. from 33 Govt. departments of central & state Govt.s. It
The main objective is to take Indian foreign policy & its is developed by Ministry of Electronics & Information
global engagements to students across the country. Technology (MEITY).
Union Cabinet chaired by PM Modi approved the Centre approved setting up of 'Pradhan Mantri Mahila
Ministry of Railways' transformative initiative to set up Shakti Kendras' across 115 most backward districts of
India's first ever National Rail & Transport University the country through a new scheme for reaching out to
(NRTU) in Vadodara, Gujarat to skill its human resources rural women & facilitating skill development,
& build capability. employment, digital literacy, health & nutrition. Govt.
CCEA given its approval for a new skill development also approved expanding Beti Bachao, Beti Padhao
scheme covering the entire value chain of the textile sector scheme from 161 districts to 640 districts in the country,
excluding Spinning & Weaving in organized Sector, titled as well as 150 additional 'one stop centres' for the
"Scheme for Capacity Building in Textile Sector survivors of sexual violence along with seven other
(SCBTS)" from 2017-18 to 2019-20 with an outlay of Rs. programmes that are part of the umbrella scheme -- the
1300 crore. It will have National Skill Qualification National Mission for Empowerment of Women. The
Framework (NSQF) compliant training courses. financial outlay for these schemes from 2017 to 2020
President Kovind, laid the foundation stone of the 'Nyaya will be Rs 3,636.85 crore.
Gram project' of the High Court of Allahabad in To provide high-speed broadband service in all Gram
Allahabad, Uttar Pradesh. 'Nyaya Gram' is a residential & Panchayats by March 2019, govt. launched its second
training complex of Allahabad High Court. & final phase of BharatNet project. It will be
A Public Procurement Portal named ‗MSME Sambandh‘ implemented at an outlay of Rs. 34 thousand crores.
launched by Shri Giriraj Singh, MoS (IC) for MSME in Communications Minister Manoj Sinha launched
New Delhi. The objective is to monitor the implementation Sampoorna Bima Gram (SBG) Yojana & an initiative
of Public Procurement from MSEs by C-PSE. for expansion of clientele base of Postal Life
Insurance (PLI). Under Sampoorna Bima Gram (SBG)

Yojana, at least one village (with min. 100 households) Rajasthan Govt. launched ‗Dishari‘, an educational
will be identified in each of the revenue districts of the mobile application that provides free study materials for
country. Coverage of all households is the primary youths preparing for competitive examinations.
objective of this scheme. Madhya Pradesh CM Shivraj Singh Chouhan
Mahindra & Mahindra has launched a program, inaugurated the ambitious 'Bhavantar Bhugtan Yojna'
Prerna, to empower women working in the agriculture for the farmers of the state. Madhya Pradesh is the first
sector by promoting efficient & ergonomic farm tools & state to lend money to farmers at zero percent interest.
equipment. The project will be initially launched in the MP Govt. implemented the CM's Skill Promotion &
state of Odisha, with the intention to positively impact Skills Scheme to provide jobs by providing
the lives of over 1,500 families across 30-plus villages. employment oriented training to the youth. All the
President Kovind launched 100 crore rupees Mata youth who are in the age group of 18-35 are being
Amritanandamayi Math Project "Jeevamritham "to benefitted through Mukhya Mantri Kaushal
provide the filtration system for cleaning drinking water Samvardhan Yojana & Mukhya Mantri Kaushalya
to 5000 villages across India, in Kollam district in Kerala. Yojana. MP Govt. permitted Rs 30 crores for constant
execution of the scheme from year 2017-18 to 2019-20.
Schemes launched by State Govt. Karnataka govt. launched the Rs. 302-crore Mathru
Uttar Pradesh launched a free household power Poorna scheme, aimed at providing free mid-day meals
connection scheme for the poor in the state to mark to pregnant & lactating women in rural areas. The meals,
former PM Atal Bihari Vajpayee‘s birth anniversary. The which will be provided in Anganwadi centres, will
scheme is driven by govt.‘s motto ‗Prakash hai include an egg, rice, pulses, vegetables, & milk. This is
to Vikas hai‘ (the barometer of development is light). aimed at reducing child malnutrition & in turn curb
The govt. also introduced Kisan Uday Yojana, a novel infant mortality.
scheme for farmers.
Jammu & Kashmir Bank launched a special financial Schemes launched by Ministries
scheme for journalists of the state. The scheme "J&K Union Minister of State (I/C) of the Ministry of
Bank Sahafat Finance Scheme" was launched by the Development of North Eastern Region (DoNER), Dr
bank's chairman & CEO Parvez Ahmad. Jitendra Singh launched the electronic-Human
Odisha Govt. launched a scheme named 'Fish Pond Resource Management System (e-HRMS) in New
Yojana' to boost fish production in the state with a Delhi.
budgetary provision of Rs 96 crore. It aims to create Union Agriculture & Farmers‘ Welfare Minister, Shri
additional 2,200 hectare of fresh water aquaculture Radha Mohan Singh has launched Livestock Disease
Forewarning –Mobile Application (LDF-Mobile
farming with 50% financial assistance to farmers.
App). The app is developed by ICAR-National Institute
Pradhan Mantri Sahaj Bijli Har Ghar Yojana
(SAUBHAGYA) launched in Manipur, by Union of Veterinary Epidemiology & Disease Informatics
Minister of State (IC) for Power & New & Renewable (ICAR-NIVEDI), Bengaluru.
Energy, R.K. Singh & N. Biren Singh, CM, Manipur. To enhance standards of cleanliness on beaches, the
Kerala Govt. launched ―She Pad,‘‘ a scheme to distribute environment ministry has launched a pilot project 'Blue
free sanitary napkins to girl students from classes VI to Flag' for its clean-up & development. With the prime
XII in Govt. & aided private schools affiliated to the state objective of enhancing standards of cleanliness, upkeep
school board. & basic amenities at beaches, the ministry has launched
President Kovind launched various schemes entailing total a pilot project, also striving for the 'Blue Flag'
certification for such identified beaches.
expenditure of Rs 3,455 crore in Jharkhand to coincide
Minister of Communications Manoj Sinha launched
with the state's 17th Foundation Day. He launched Rs. 636-
DARPAN- ―Digital Advancement of Rural Post Office
crores 'Mukhyamantri Health Insurance Scheme'. He also
for A New India‖ Project to improve the quality of
launched JOHAR (Jharkhand's Opportunities for
service, add value to services & achieve 'financial
Harnessing Rural Development) schemes entailing the
inclusion' of the unbanked rural population.
expenditure of Rs 1,500 crore to help tribal & Dalit families
Union Minister of State for Home Affairs, Shri Kiren
double their incomes in four years.
Rijiju, inaugurated the first national-level training of
Goa CM Parrikar launched Jai Kisaan App, a farmer
trainers program to sensitize various Central
engagement app containing features & functions to fulfill
Ministries & Departments on the utilization of Sendai
the needs of the farmer community in India. It is a one-
Monitor for developing action plans for Disaster Risk
stop solution on agricultural information & cultivation,
Reduction (DRR) in New Delhi.
covering crop nutrition, protection, seeds, & diagnostic
Electronics & Information Technology Minister Ravi
services.
Shankar Prasad launched first NIC-CERT (Computer
Emergency Response Teams), a setup of National

Informatics Centre to prevent & predict cyber-attacks benefitting customers of Coal India Limited (CIL) lifting
on govt. utilities. coal through road mode.
Shri R.K. Singh, Minister of State (IC) for Power & New Union Ministries of Power & Textiles jointly launched
& Renewable Energy, launched the Pradhan Mantri an initiative 'SAATHI' (Sustainable & Accelerated
Sahaj Bijli Har Ghar Yojana – ‗Saubhagya‘ Web Portal. Adoption of efficient Textile technologies to Help
It can be accessed at http://saubhagya.gov.in. small Industries). Under this initiative, Energy
Minister of Communications Shri Manoj Sinha launched Efficiency Services Limited (EESL), a public sector entity
a Pan India scholarship program for school children under the Union Ministry of Power, will acquire energy
called Deen Dayal SPARSH Yojana to increase the efficient Powerlooms, motors & Rapier kits in bulk &
reach of Philately. Note: SPARSH (Scholarship for provide them to the small & medium powerloom units.
Promotion of Aptitude & Research in Stamps as a In an attempt to end Gender bias in women against
Hobby). Under this govt proposed to award annual women, the Ministry of Women & Child Development
scholarships to children of Standard VI to IX having is undertaking an online campaign #IamThatWoman.
good academic record & also pursuing Philately as a Through the campaign, the Ministry seeks to highlight
hobby. The amount of Scholarship will be Rs. 6000/- per the various aspects of women standing 'by' & 'for'
annum @ Rs. 500/- per month. women.
Shri Piyush Goyal, Union Minister of Railways & Coal
has launched ‗Grahak Sadak Koyla Vitaran App‘
MISCELLANEOUS TOPICS
Frenchman Francois Gabart smashed the world record
INDIAN RAILWAYS/ METRO in India for the fastest non-stop solo navigation of the globe,
Indian Railways launched the main arch of the completing the mammoth feat in 42 days, 16 hours, 40
world's highest bridge on the River Chenab in minutes & 35 seconds.
Jammu & Kashmir's Reasi district which will provide UNESCO inscribed 'Kumbh Mela' on the
direct connectivity to the Kashmir Valley. Representative List of Intangible Cultural Heritage of
PM Modi, West Bengal CM Mamta Banerjee & Humanity.
Bangladesh PM Sheikh Hasina jointly flagged off The largest-ever floating solar power plant in India
‗Bandhan Express‘, a passenger train between Kolkata inaugurated by state power minister MM Man at the
& Bangladesh‘s city of Khulna. It will cover 172 kms Banasura Sagar dam in Wayanad, Kerala. The solar
distance between Kolkata & Khulna in four hours. power plant that floats on the surface of the water has a
Railways plans to equip all trains with Bio-Toilets by capacity of 500 kilowatts.
December 2018. The word 'populism' announced as Cambridge
Asia‘s largest Solid-State Interlocking (SSI) system Dictionary's Word of the Year 2017.
was installed in Kharagpur by the Indian Railways. The Nation on 3rd December 2017 remembered India's
This will enable station masters to set 800 different first President Rajendra Prasad on his 133rd birthday.
routes for trains in a matter of minutes. India's first Madame Tussauds wax museum has been
opened in New Delhi.
INDIA‘S GDP REPORTS President Kovind cleared an ordinance amending the
Indian economy is expected to witness cyclical growth Indian Forest Act, 1927. It omits bamboo grown in
recovery, with real GDP growth likely to accelerate non-forest areas from the definition of trees, thereby
from 6.4 % this year to 7.5% in 2018 & further 7.7% in exempting it from requiring permits for felling or
2019, as per report of Morgan Stanley. transportation.
Indian economy is likely to grow by 7.2% in 2018 & Union Agriculture Minister Radha Mohan Singh has
7.4% in 2019 as per the ‗World Economic Situation & sent a proposal to United Nations for declaring 2018 as
Prospects 2018‘ report by United Nations Department "International Year of Millets" to raise awareness
of Economic & Social Affairs (UN DESA). among consumers, policy makers, industry & research
ADB lowered India‘s GDP forecast for the current sector.
fiscal by 0.3% to 6.7 %. & 7.3% from March 2018. President Kovind inaugurated International
As per Finance Minister, India has recorded an Ambedkar Conclave, organised by the Forum of SC &
average growth of 7.5% from 2014-15 to 2016-17. ST Legislators & Parliamentarians, in New Delhi.
World's first Sanskrit 3D film 'Anurakthi among the
OTHERS main attraction in 3D category at the International
VP Naidu inaugurated the Centenary celebrations of Film Festival of India in Panaji in Goa.
the Yoga Institute in Mumbai. The iconic Trump Tower comprising 140 ultra-luxury
apartments has been launched in Kolkata.

A grateful nation is paying homage to former PM Indira Youth Forum at Sharam El Shiekh. It was inaugurated
Gandhi on her 100th birth anniversary on 19th by the President of Egypt Mr Abdelfateh El Sisi.
November 2017. Prince of Wales, Charles Philip Arthur George arrived
210-metre-high statue of Chhatrapati Shivaji Maharaj in New Delhi. This visit is a part of their 10-day tour to
received environmental clearance, making it the world‘s Singapore, Malaysia, Brunei & India. The visit is aimed
tallest statue, once built. at strengthening bilateral relations between the two
Fake news, a term popularised by U.S. President nations.
Donald Trump, has been named the word of the year External Affairs Minister Sushma Swaraj held a
by Collins dictionary due to its widespread use around meeting with Guinea‘s Foreign Minister, Mamady
the world. Toure, during the course of which the latter handed over
The annual ‗Balijatra‘ festival was inaugurated by his country‘s instrument accession to the India-initiated
Health & Law Minister Pratap Jena at Gadagadia ghat International Solar Alliance (ISA).
in Odisha on the banks of river Mahanadi. Petroleum & Natural Gas Minister Dharmendra
The world‘s largest combustion research center Pradhan visited Japan to participate in the 6th annual
inaugurated at the Indian Institute of Technology, LNG Producers Consumer Conference.
Madras (IIT-M) in Tamil Nadu. In her first foreign visit as Defence Minister, Ms.
Actor Varun Dhawan will get a wax statue at Madame Nirmala Sitharaman left for the Philippines to attend
Tussauds Hong Kong, making him the youngest Indian the Southeast Asian Defence Ministers‘ Meeting. The
actor to have his statue at the museum. ADMM (ASEAN Defence Ministers‘ Meeting)-Plus
meeting will discuss ways to enhance defense & security
Person on Visit cooperation among the member nations.
Russia‘s Deputy PM Dmitry Rogozin arrived in New Afghani President Ashraf Ghani was on a national
Delhi. He will co-chair the meeting of India-Russia visit to India. During his visit, he met with the president
Inter-Govt.al Commission on Trade, Economic, Ram Nath Kovind & PM Modi. India & Afghanistan
Scientific, Technological & Cultural Cooperation have agreed to work closely with the regional &
(IRIGC-TEC). international partners to further the objective of seeing
PM Modi visited Ockhi affected Lakshwadeep, Tamil Afghanistan emerge as a stable, peaceful, united &
Nadu & Kerala to take stock of the situation, meets prosperous nation.
affected people. He announced the relief package of Rs PM of Italy Paolo Gentiloni arrived in New Delhi on a
325 crore for all 3 states & ex-gratia assistance of Rs. 2 two-day visit to India. The visit is aimed at
lakh to the next of kin of the deceased. strengthening the bilateral political & economic relations
Commerce & Industry Minister Suresh Prabhu is in between the two countries.
Buenos Aires, Argentina to attend the 11th Ministerial President of European Council, Donald Franciszek
conference of the World Trade Organization (WTO). Tusk & President of the European Commission, Jean-
Singapore Defence minister Ng Eng Hen was in India Claude Juncker will be on a three-day visit to India to
& signed the agreement with Defence Minister hold the 14th India-EU Summit in New Delhi.
Seetharaman.
External Affairs Minister Sushma Swaraj attended the Important MoU‘s Approved by the Cabinet under PM
Shanghai Cooperation Organization summit at Sochi in Modi
Russia. The Union Cabinet chaired by PM Shri Narendra Modi has
PM Modi met Sri Lankan PM Ranil Wickremesinghe. given the following set of approvals. The full list of
Sri Lankan PM, who arrived in India on a four-day visit, Cabinet Approvals are as follows:
will hold bilateral talks with PM Modi & will also call Memorandum of Cooperation (MoC) between India &
upon President Ram Nath Kovind. Japan on the "Technical Intern Training Program
PM Narendra Modi reached the Philippines capital (TITP)"
Manila. He will be attending the 31st ASEAN, the East Signing of the MoC between India & Japan on
Asia & the India-ASEAN annual Summits. establishing a Liquid, Flexible & Global LNG Market
King of Bhutan, Jigme Khesar Namgyel Wangchuck MoU between SEBI & Financial Services Commission
arrived in New Delhi. He was accompanied by his wife, (FSC), Gibraltar.
Queen Gyaltsuen Jetsun Pema Wangchuck. MoU between India & Belarus for Cooperation in the
President of Armenia, Serzh Sargsyan arrived in New field of Vocational Education & Training
Delhi. He attended the World Food India Conference Signing of MoU between Securities & Exchange Board
2017. of India (SEBI) & Capital Markets Authority (CMA),
Minister of State (IC) Youth Affairs & Sports Col. Kuwait.
Rajyavardhan Rathore visited Egypt to attend World

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International Association of Marine Aids to Territory funded Institutions/Universities conducting
Navigation & Lighthouse Authorities (IALA) to Teacher Education Courses without NCTE recognition
change its status from Non-Govt.al Organization to till the academic year 2017-2018.
Inter-Govt.al Organization.
MoU between India & Morocco on cooperation in the
field of water resources
Revised pay scales of teachers & equivalent academic
staff in Universities/Colleges & centrally funded
technical institutions.
SANKALP & STRIVE Schemes to boost Skill India
Mission.
Trade Agreement between India & Ethiopia for
strengthening & promoting trade & economic
cooperation.
Signing an Agreement between India & Armenia on
cooperation & mutual assistance in customs matters.
Amendment in the National Council for Teacher
Education Act, 1993- The amendment seeks to grant
retrospective recognition to the Central/State/Union
BANKING AWARENESS CAPSULE FOR IBPS CLERK MAINS 2018
List of Mergers in the Indian Banking Industry Bank of Baroda Benares State Bank 2002
The Bank which The Bank which got Year of ICICI Bank ICICI Limited 2002
acquired Merged Merger Limited
State Bank of 5 SBI‘s Associate 2017 ICICI Bank Bank of Madura 2001
India Banks & Bharatiya HDFC Bank Times Bank 2000
Mahila Bank Union Bank of Sikkim Bank 1999
Kotak Mahindra ING Vysya Bank 2016 India
Bank State Bank of Kashinath State 1995
ICICI Bank Bank of Rajasthan 2010 India Bank
State Bank of State Bank of Indore 2009 Bank of India Bank of Karad 1994
India
Punjab National Bank New Bank of 1993
State Bank of State Bank of 2008 India
India Saurashtra
State bank of Bank of Cochin 1985
HDFC Bank Centurion Bank of 2008 India
Punjab Canara Bank Lakshmi 1985
Centurion Bank Lord Krishna Bank 2007 Commercial Bank
of Punjab Head Office of Small Finance Banks
Indian Overseas Bharat Overseas 2007  Au Financiers (India) Ltd., Jaipur
Bank Bank  Capital Local Area Bank Ltd., Jalandhar
IDBI Bank United Western 2006  Disha Microfin Private Ltd., Ahmedabad
Bank Ltd.  Equitas Holdings P Limited, Chennai
Federal Bank Ganesh Bank of 2006  ESAF Microfinance & Investments Private Ltd.,
Kurundwad Registered Office- Chennai, Corporate Office- Thrissur
Centurion Bank Bank of Punjab 2005 (Kerala)
(BoP)  Janalakshmi Financial Services Private Limited,
IDBI Bank IDBI Limited 2005 Bengaluru
Limited  RGVN (North East) Microfinance Limited, Guwahati
Oriental Bank of Global Trust Bank 2004  Suryoday Micro Finance Private Ltd., Navi Mumbai
Commerce (GTB)  Ujjivan Financial Services Private Ltd., Bengaluru
 Utkarsh Micro Finance Private Ltd., Varanasi
Punjab National Nedungadi Bank 2003
Bank

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GA POWER CAPSULE FOR RBI ASSISTANT MAINS 2017
Head Office Payment Banks (TSPs)‖ on their mobile phone&transact through an
 Aditya Birla Nuvo Limited- Veraval, Gujarat interactive menu displayed on the mobile screen.
 Airtel M Commerce Services Limited- Registered
Office- New Delhi, Corporate Office- Gurugram, Overview of *99*99# Service
Haryana *99*99# is a USSD (Unstructured Supplementary Service
 Cholamandalam Distribution Services Limited- Data) based value added service from NPCI that facilitates
Chennai the customers to check the status of his/her Aadhaar
 Department of Posts (IPPB)- New Delhi number seeding/linking in the bank account. The service
 Fino PayTech Limited- Navi Mumbai works across all GSM service providers&brings together
 National Securities Depository Limited- Mumbai the diverse ecosystem partners such as Banks & TSPs
 Reliance Industries- Mumbai (Telecom Service Providers).
 Vodafone m-pesa Limited- Mumbai
MMID
A Brief on NPCI MMID stands for Mobile Money Identifier. MMID is a 7-
National Payments Corporation of India (NPCI) is an digit code issued by the bank to their customers for
umbrella organization for all retail payments system in availing IMPS.
India. It was incorporated in December 2008&the
Certificate of Commencement of Business was issued in A Brief on QSAM
April 2009. The authorized capital was pegged at Rs 300 *99*99# service, is alternatively known as QSAM (Query
crore&paid up capital was Rs 100 crore. Service on Aadhaar Mapper). Using this service, a person
B.Sambamurthy- Interim Chairman. can check the Aadhaar seeding/linking status in his/her
bank account.
A Brief on BHIM
Bharat Interface for Money is an app that lets you A Brief on NACH
make simple, easy&quick payment transactions using NPCI implemented ―National Automated Clearing House
Unified Payments Interface (UPI). This can be done (NACH)‖ for Banks, Financial Institutions,
using just Mobile number or Virtual Payment Address Corporates&Govt., is a web based solution to facilitate
(VPA). Currently it is available in 12 languages. interbank, high volume, electronic transactions which are
Virtual Payment Address (VPA) is a unique identifier repetitive&periodic in nature. NACH System can be used
which you can use to send&receive money on UPI. for making bulk transactions towards distribution of
Amount of money that can be sent using BHIM is subsidies, dividends, interest, salary, pension etc. for bulk
uptoRs 10,000 per transaction&a maximum of Rs transactions towards collection of payments pertaining to
20,000 per day for one bank account. telephone, electricity, water, loans, investments in mutual
funds, insurance premium etc.
A Brief on UPI- 2016 NACH‘s Aadhaar Payment Bridge (APB) System,
Unified Payments Interface is an instant payment developed by NPCI has been helping the Govt.&Govt.
system developed by NPCI. UPI is built over the IMPS Agencies in making the Direct Benefit Transfer scheme a
infrastructure&allows you to instantly transfer money success.
between any two parties' bank accounts.
UPI-PIN is a 4-6 digit pass code you create/set during BBPS
first time registration with this App. Bharat Bill Payment System (BBPS) will function as a
The upper limit per UPI transaction is Rs. 1 Lakh. tiered structure for operating the bill payment system in
the country under a single brand image.
Immediate Payment Service (IMPS) NPCI will function as the authorized Bharat Bill Payment
It was launchedin 2010. IMPS offers an instant, 24X7, Central Unit (BBPCU), which will be responsible for
interbank electronic fund transfer service through mobile setting business standards, rules&procedures for
phones. technical&business requirements for all the participants.
Overview of *99# Service Priority Sector Lending Certificates (PSLCs)

*99# service launched by NPCI, which works on These are a mechanism to enable banks to achieve the
Unstructured Supplementary Service Data (USSD) priority sector lending target&sub-targets by purchase
channel. This service was launched in 2014. Banking of these instruments in the event of shortfall. This also
customers can avail the service by dialing *99#, a incentivizes surplus banks as it allows them to sell
―Common number across all Telecom Service Providers their excess achievement over targets thereby
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enhancing lending to the categories under priority Liquidity risk: Liquidity risk is the risk of a bank not
sector. being able to have enough cash to carry out its day-to-day
All PSLCs will be valid till March 31st&will expire on operations.
April 1st. Reputational risk—when banks lose the public‘s trust
There are only four eligible categories of PSLCs i.e. It is the risk of damage to a bank‘s image&public standing
PSLC General, PSLC Small&Marginal Farmer, PSLC that occurs due to some dubious actions taken by the
Agriculture & PSLC Micro Enterprises. bank.
Business Risk: Business risk is the risk arising from a
A brief on ACU bank‘s long-term business strategy. It deals with a bank
Asian Clearing Union (ACU) was established with its not being able to keep up with changing competition
head-quarters at Tehran, Iran, on December 9, 1974. dynamics, losing market share over time, & being closed
The Central Banks&the Monetary Authorities of or acquired.
Bangladesh, Bhutan, India, Iran, Maldives, Myanmar,
Nepal, Pakistan&Sri Lanka are currently the members Sectors in the Indian Economy
of the ACU. Indian Economy is normally categorized into three sectors
Asian Monetary Units (AMUs) is the common unit of namely -
account of ACU&is denominated as ‗ACU 1. Primary Sector 2. Secondary Sector
Dollar‘&‗ACU Euro‘. All instruments of payments 3. Tertiary Sector
under ACU have to be denominated in AMUs.
1. Primary Sector
Rupee Denominated Bonds Primary Sector is directly dependent on environment for
Any corporate (entity registered as a company under the manufacture&production. For example, agriculture,
Companies Act, 1956/ 2013) or body corporate (entity mining, farming etc.
specially created out of a specific act of the Parliament) 2. Secondary Sector
&Indian banks are eligible to issue Rupee denominated Secondary Sector adds value to the proud by transforming
bonds overseas. Real Estate Investment Trusts raw materials into valuable products. For example,
(REITs)&Infrastructure Investment Trusts (InvITs) coming processing & construction industries.
under the regulatory jurisdiction of SEBI are also eligible. 3. Tertiary Sector/Service Sector
The minimum maturity period for such bonds will be 3 Tertiary Sector is involved in production&exchange of
years. services. For example, transportation, communication, &
other services of such kind.
Risk in Banking Sector Tertiary Sector is also known as Services Sector as it
Banking risk can be defined as exposure to the uncertainty facilitates the production&exchanges of services.
of outcome. It is applicable to full-service banks like SBI,
PNB & Others. National Institute of Bank Management (NIBM)
Types of bank risks It was established in 1969 by RBI, in consultation with
1. Credit risk 4. Market risk the Govt. of India, as an autonomous apex institution for
2. Operational risk 5. Liquidity risk research, training, education&consultancy in bank
3. Business risk 6. Reputational risk management. Its mandate is to play a proactive role of
Credit risk: It usually occurs because of inadequate ―think-tank‖ of the banking system. The Governor of RBI
income or business failure. Credit risk signifies a decline in is the Chairman of the Governing Board. It is situated at
the credit assets‘ values before default that arises from the Pune, Maharashtra.
deterioration in a portfolio or an individual‘s credit
quality. Electronic Funds Transfer at Point of Sale (EFTPOS)
Market risk: Basel Committee on Banking Supervision EFTPOS is the method for paying for goods or services
defines market risk as the risk of losses in on- or off- without needing to carry cash.
balance sheet positions that arise from movement in
market prices. Market risk is the most prominent for banks Small Finance Banks
present in investment banking. The objective is to further financial inclusion by (a)
Operational risk: Basel Committee on Banking provision of savings vehicles,(b) supply of credit to
Supervision defines operational risk ―as the risk of loss small business units; small&marginal farmers;
resulting from inadequate or failed internal processes, micro&small industries;&other unorganised sector
people&systems or from external events. Operational risk, entities, through high technology-low cost operations.
the risk in all banking transactions It shall primarily undertake basic banking activities of
acceptance of deposits&lending to unserved &
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underserved sections including small business units, financial assistance to banks. It provides export credit
small&marginal farmers, micro&small industries refinance, Liquidity Adjustment Facility&MSF.
&unorganised sector entities. The minimum paid-up Controller of Banks: An entity which is to conduct
equity capital is Rs. 100 crores. banking business in India has to obtain license from RBI. It
The promoter's minimum initial contribution to the acts as controller of banks by including the banks in 2nd
paid-up equity capital of such small finance bank shall Schedule of the Act. It issues directions, carries inspection
at least be 40 %&gradually brought down to 26 % (on-site as well as off-site) &exercises management control.
within 12 years from the date of commencement of Controller of credit: RBI can fix interest rates (including
business of the bank. Bank Rate)&exercise selective credit controls. Various tools
such as change in cash reserve ratio, stipulation of margin
Payments Banks on securities, directed credit guidelines etc. are used for
The objective is to further financial inclusion by this purpose. It also carries sale&purchase of securities
providing (i) small savings accounts(ii) which are known as open market operations.
payments/remittance services to migrant labour Maintenance of external value: RBI is responsible also for
workforce, low income households, small businesses, maintaining external value of Indian currency as well as
other unorganised sector entities&other users. the internal value. Foreign exchange reserves are held by
Scope of activities: Acceptance of demand deposits. It RBI&it has a wide power to regulate foreign exchange
will initially be restricted to holding a maximum transactions under Foreign Exchange Management Act.
balance of Rs. 100,000 per individual customer.
It cannot undertake lending activities. Apart from BANKING REGULATION ACT 1949
amounts maintained as CRR on its outside demand& a) Passed as the Banking Companies Act 1949 (came into
time liabilities, it will be required to invest minimum force wef 16.3.49&changed to Banking Regulation Act 1949
75% of its "demand deposit balances" in SLR w.e.f. 01.03.66, it was made applicable to J & K in 1956
eligible. The minimum paid-up equity capital shall (and now applicable throughout India).
be Rs. 100 crore. b) The Act is not applicable to primary agricultural credit
The promoter's minimum initial contribution to the societies, cooperative land mortgage banks&non-
paid-up equity capital of such payments bank shall at agricultural primary credit societies.
least be 40 % for the first five years from the
commencement of its business. SCHEDULED BANK
a) As per Sec 2 (e) of RBI Act, a scheduled bank means a
Reserve Bank of India (RBI) bank who is included in 2nd schedule of RBI Act 1934.
i. RBI established on April 1, 1935 under RBI Act 1934 b) A scheduled bank should satisfy the conditions which
(recommendations of John Hilton Young include paid-up capital&reserves requirement of not less
Commission 1926 – called Royal Commission on than Rs. 5 lac, satisfaction of RBI that the affairs will not be
Indian Currency&Finance), is the central bank of the conducted by the bank in a way to jeopardize the interests
country&wasnationalisedw.e.f Jan 01,1949. of the depositor. (Commercial, Rural&many State Coop
ii. Originally it was a shareholders‘ bank which was Banks are classified as Scheduled Banks).
taken over by the Central Govt. under Reserve Bank c) A bank that is not included in the 2 nd Schedule of RBI is
(Transfer of Public Ownership) Act 1948 (paid up called Non-scheduled Bank.
capital Rs. 5 cr).
iii. RBI‘s central office is in Mumbai. Total No. of Banks (As per IBA Website)
Total PSBs: 22 (IPPB is 100% Equaty of GoI)
Functions of RBI: Total Private Sector Banks: 24, If we include Payment &
Issuance of currency: RBI is the authority in India to issue Small Bank (7) then it is 31.
currency notes (called bank notes) under signatures of RRB‘s: 56 | Foreign Banks: 46 | Cooperative Banks: 42
Governor. (One rupee note called currency note is issued
by the Central Govt.&signed by Finance Secretary). The IMPORTANT POINTS ON RBI
stock of currency is distributed with the help of currency RBI is not expected to perform the function of
chests spread all over the country. accepting deposits from the general public.
Banker to Govt.: RBI transacts govt. business&manages Prime lending rate is decided by the individual banks.
public debt. SBI or any other bank is appointed Agent RBI decides the following rates namely; Bank rate,
where RBI does not have office. It provides Ways & Means repo rate, reverse repo rate&cash reserve ratio.
advances to Govt. The quantitative instruments of RBI are – bank rate
Bankers‘ bank: It keeps a part of deposits of commercial policy, cash reserve ratio&statutory liquidity ratio.
banks (as CRR) & acts as lender of last resort by providing

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The objective of monetary policy is to control inflation; The rate of interest on savings bank account varies from
discourage hoarding of commodities&encourage flow bank to bank&also changes from time to time. Interest rate
of credit into neglected sector. is paid to the account holders on daily balance basis.
When RBI is lender of the last resort, it means that RBI Current Deposit Account
advances credit against eligible securities. This account is mainly for big businessmen,
GOI decides the quantity of coins to be minted. companies&institutions, since there are no restrictions
The method which is used currently in India to issue on number of withdrawals from this type of account.
currency note – minimum reserve system. For issuing From this withdrawal can be made any number of
notes, RBI is required to hold the minimum reserves of times.
Rs. 200 crore of which note less than Rs. 115 crore is to For the convenience of the account holders banks also
be held in gold. allow withdrawal of amounts in excess of the balance
of deposit. This facility is known as overdraft facility.
POLICY RATES Fixed Deposit Account (also Term Deposit Account)
Current Reserve Ratios & Policy Rates Money is deposited in a fixed deposit account to earn
Bank Rate 6.25% interest at a higher rate.
Repo Rate 6.00% Recurring Deposit Account
Reverse Repo Rate 5.75% The rate of interest allowed on the deposits in this
CRR 4.00% account is higher than that on a savings bank deposit
SLR 19.50% but lower than the rate allowed on a fixed deposit for
MSF 6.25% the same period.
Important points to remember
Repo Rate a) Minimum age to open a bank account is now 10 years.
Repo rate is the rate of interest which is levied on Short- b) Maximum Interest rate is given on FD A/c.
Term loans taken by commercial banks from RBI. c) The maximum period of an FD is 10 years & for RD is 10
Whenever the banks have any shortage of funds they can years.
borrow it from RBI.
Reverse Repo Rate INTEREST RATE ON BANK ACOUNTS
This is exact opposite of Repo rate. Reverse repo rate is the A) Some points related to Interest Rates on Bank
rate at which commercial banks charge on their surplus Accounts {Differential rate of interest (DRI)}
funds with RBI. RBI uses this tool when it feels there is too Interest on Savings A/c is calculated on daily balance
much money floating in the banking system. basis.
SLR Rate Now, All SCBs (Excluding RRBs) have the discretion to
Statutory Liquidity Ratio is the amount a commercial bank offer differential interest rates based on whether the
needs to maintain in the form of cash, or gold or Govt. term deposits are with or without-premature-
approved securities (Bonds) before providing credit to its withdrawal-facility, subject to the following guidelines:
customers. a) All term deposits of individuals (held singly or jointly)
It is determined as the %age of total Net Demand&Time of Rs.15 lakh&below should, necessarily, have
Liabilities (NDTL). premature withdrawal facility.
Bank Rate b) For all term deposits other than (i) above, banks can
It is defined in Sec 49 of RBI Act 1934 as the ‗standard rate offer deposits without the option of premature
at which RBI is prepared to buy or rediscount bills of withdrawal as well.
exchange or other commercial papers eligible for purchase c) Banks should disclose in advance the schedule of
under this act‘. interest rates payable on deposits i.e. all deposits
CASH RESERVE RATIO mobilized by banks should be strictly in conformity
CRR refers to the ratio of bank‘s cash reserve balances with the published schedule.
with RBI with reference to the bank‘s net demand&time
liabilities to ensure the liquidity&solvency of the B) Taxation of Savings Bank Interest rates:
scheduled banks. Unlike interest on fixed deposits, interest earned on
savings bank accounts is not subject to Tax Deduction
ACCOUNTS IN A BANK at Source. However, this does not mean the interest
a) Savings Bank Account b) Current Deposit Account earned on Savings accounts is completely tax free. It is
c) Fixed Deposit Account d) Recurring Deposit a/c exempt uptoRs. 10,000 in a year,&if the interest you
Savings Bank Account earn from Savings accounts crosses this threshold, it
becomes subject to tax.

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Inoperative & Dormant Accounts
RBI clarified on 30.10.09 that SB account can be treated as 3. Crossed Cheque
inoperative account only after 2 years from the date of the Crossing of cheque means drawing two parallel lines on
last credit entry of interest on Fixed Deposit account, the face of the cheque with or without additional words
where FD interest is being credited to SB account or where like "& CO." or "Account Payee" or "Not Negotiable". A
dividend on shares is being credited). crossed cheque cannot be encashed at the cash counter of a
bank but it can only be credited to the payee's account.
TERMS RELATING TO DEPOSITS
Unclaimed Deposits: The banks are to furnish to RBI a 4. Ante-Dated Cheque
statutory annual return (penalty for delay) for unclaimed If a cheque bears a date earlier than the date on which it is
accounts which have not been operated for a period of 10 presented to the bank, it is called as "ante-dated cheque".
years or more in December every year u/s 26 of RBI Act. Such a cheque is valid upto 3 months from the date of the
Demand liabilities cheque.
Current deposits, Demand liabilities portion of saving 5. Post-Dated Cheque

deposits, margins held against LC/LG, Balances in If a cheque bears a date which is yet to come (future date)
overdue FD, cash certificate&RD, Outstanding TTs, MTs & then it is known as post-dated cheque. A post dated
DDs, Unclaimed deposits, Credit balance in CC a/c & cheque cannot be honoured earlier than the date on the
Deposits held as security for loan payable on demand. cheque.
Time liabilities
6. Stale Cheque
FDs, cash certificate, cumulative & RDs, time liabilities If a cheque is presented for payment after 3 months from
portion of saving bank deposits, staff security deposits, the date of the cheque it is called stale cheque. A stale
margins against LC not payable on demand, deposit held cheque is not honoured by the bank.
as securities for advances&India Dev Bonds.
7. A self cheque
NEGOTIABLE INSTRUMENTS ACT 1881 A self cheque is written by the account holder as pay self
In India the Negotiable Instruments Act was passed to receive the money in the physical form from the branch
during 1881 which came into force wef March 01, 1882. where he holds his account.
CHEQUE 8. ―A truncated cheque‖ means a cheque which is

A cheque is (a) a bill of exchange (b) drawn on a specified truncated during the course of a clearing cycle, either by
bank&(c) not expressed to be payable otherwise than on the clearing house or by the bank whether paying or
demand. It includes electronic image of a truncated receiving payment, immediately on generation
cheque&also an electronic cheque. of an electronic image for transmission.
The expression ―clearing house‖ means the clearing house
AMOUNT OF A CHEQUE managed by the RBI or a clearing house recognised as
Where amount of a cheque differs in words&figures, as such by the RBI.‘
per Section 18, amount written in words should be paid
irrespective of the fact, which amount is less or more. Parties of a Cheque:
There are three parties to the cheque
Types of Cheque Drawer or Maker
1. Bearer Cheque or open Cheque The bank - on whom the cheque is drawn (i.e. the bank
When the words "or bearer" appearing on the face of the with whom the account is maintained by the drawer)
cheque are not cancelled, the cheque is called a bearer Payee – Payee is the person whose name is mentioned
cheque. The bearer cheque is payable to the person on the chequeto whom or to whose order the money is
specified therein or to any other else who presents it to the directed to be paid.
bank for payment.
2. Order Cheque ENDORSEMENT
When the word "bearer" appearing on the face of a cheque As per Section 15, endorsing means signing on the face or
is cancelled & when in its place the word "or order" is backside of an instrument (or even on a paper called
written on the face of the cheque, the cheque is called an Allonge or stamped paper), for the purpose of negotiating
order cheque. Such a cheque is payable to the person (transferring to next person) a negotiable instrument.
specified therein as the payee, or to any one else to whom Endorsement in full
it is endorsed (transferred).

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If an endorser signs his name&adds a direction to pay the It cannot be issued as payable to bearer (Sec. 31 RBI
amount mentioned in the instrument to, or to order of, a Act).
specified person, the endorsement is said to be in full. If a bank fails to honour a bank draft, it renders itself
Blank endorsements can be converted into full. liable for damages. Similarly, omission of signatures or
wrong signatures can also make the bank liable.
Restrictive endorsement By prior arrangement, the paying bank could be a
Where an endorsement prohibits & restricts further different bank also.
negotiability of the instrument, it is called restricted
endorsement.
The words ‗Pay to Ashish only‘ or ‗Pay to Ashish for my
use‘ or ‗Pay to Ashish for account of B‘, are the cases of
restrictive endorsement.
Crossing
Crossing of a cheque means two parallel transverse lines
on the face with or without words, such as ‗& Co‘, ‗not-
negotiable‘, ‗payee‘s account only‘ etc. The words without
lines will not constitute crossing. Such instruments should
not be paid as drawer‘s mandate is not clear.
Crossing is applicable in case of cheques & demand
draftonly & does not cover BOE or promissory note.
TYPES OF CROSSING
General crossing (sec 123)
General crossing is where a cheque bears across its face
two parallel transverse lines (with or without words such
as ―& co‖ or any abbreviation. (Words not important, lines
are).
Special crossing (sec 124)
Where a cheque bears across its face, name of bank, either
with or without the words not-negotiable (lines are not
important, the addition of name of the bank is important),
that addition shall be deemed as special crossing & the
cheque be considered to be crossed specially to banker. BANKING OMBUDSMAN SCHEME 2006
The Scheme enables a bank customer for filing of
Special Crossing in favour more than one bank complaints relating to certain services rendered by banks.
As per Section 127, if a cheque is crossed specially to more 1) The Banking Ombudsman is a senior official
than one bank (unless one bank is acting as collecting appointed by the Reserve Bank of India to redress
agent to another), the payment shall be refused. A cheque customer complaints against deficiency in certain
crossed to two or more branches of the same bank is banking services.
considered to be crossed to one bank only. 2) All Scheduled Commercial Banks, Regional Rural
Banks&Scheduled Primary Co-operative Banks are
Not negotiable crossing covered under the Scheme.
As per Section 130, a person taking a cheque crossed 3) The Banking Ombudsman does not charge any fee for
generally or specially bearing the words ‗not negotiable‘ filing&resolving customers‘ complaints.
shall not have not be capable of giving a better title to the 4) The maximum compensation which a BO can help a
cheque than that, which ther p erson from whom he took complainant to get is Rs. 20 lakhs.
it, had. 5) If a complaint is not settled by an agreement within a
period of one month, the BO proceeds further to pass
Demand Drafts an award. Before passing an award, the BO provides
Demand draft is defined as per Section 85 (a) of NI Act reasonable opportunity to the complainant&the bank,
1881 as an order to pay money drawn by one office of a to present their case.
bank upon another office of the same bank for a sum of 6) If one is not satisfied with the decision passed by the
money payable to order on demand. BO, one can approach the appellate authority who is
Important features of a demand draft are: the Deputy Governor of the RBI.
It is payable to order on demand (85-A NI Act).

FINANCIAL INCLUSION of cheques drawn by Central/State Govt. agencies &
Financial inclusion involves departments;
1) Give formal banking services to poor people in urban & While there will be no limit on the number of deposits
rural areas. that can be made in a month, account holders will be
2) Promote habit of money-savings, insurance, pension- allowed a maximum of four withdrawals in a month,
investment among poor-people. including ATM withdrawals.
3) Help them get loans at reasonable rates from normal Facility of ATM card or ATM-cum-Debit Card.
banks. So they don‘t become victims in the hands of
local moneylender. Business Correspondent
BCs are bank representatives. They personally go to
Some Important initiatives for Financial Inclusion area allotted to them&carry out banking. They help
Lead banking scheme (LBS). villagers to open bank accounts, in banking
No frills account. transactions etc.
BSBDA Business Correspondents get commission from bank
Business Correspondents (BC) system. for every new account opened, every transaction made
Swabhiman Campaign via them, every loan-application processed etc.
PMJDY
LENDING RATES
Lead Bank Scheme Base Rate
Lead Bank Scheme, introduced towards the end of RBI decided that banks should switch over to Base
1969, envisages assignment of lead roles to individual Rate system w.e.f. 1.7.2010.
banks (both in public sector&private sector) for the Banks may determine their actual lending rates w.r.t.
districts allotted to them. Base Rate.
A bank having a relatively large network of branches No loan can be sanctioned below base rate.
in the rural areas of a given district&endowed with Exempted accounts: The following loans could be
adequate financial&manpower resources has generally priced without reference to Base Rate: (a) DRI loans (b)
been entrusted with the lead responsibility for that loans to banks‘ own employees (c) loans to banks‘
district. Accordingly, all the districts in the country depositors against their own deposits.
have been allotted to various banks.
The lead bank acts as a leader for coordinating the Marginal Cost Based Lending Rate
efforts of all credit institutions in the allotted districts. RBI introduced MCLR w.e.f. 1.4.2016 to determine
Base Rate by banks to improve the efficiency of
No Frill Account monetary policy transmission.
'No Frills 'account is a basic banking account. Such All rupee loans sanctioned&credit limits renewed
account requires either nil minimum balance or very w.e.f. 01.04.16 to be priced w.r.t. MCLR. It will be
low minimum balance. Charges applicable to such internal benchmark.
accounts are low. The MCLR comprises of (a) Marginal cost of funds; (b)
The RBI in 2005-06 called upon Indian banks to design Negative carry on account of CRR; (c) operating costs;
a ‗no frills account‘ – a no precondition, low (d) Tenor premium.
‗minimum balance maintenance‘ account with Marginal Cost of funds (MCF): It has 2 components (a)
simplified KYC (Know Your Customer) norms. Marginal cost of borrowings (b) return on networth.
But all the existing ‗No-frills‘ accounts opened were By using MCF, it will be calculated as:
converted into BSBDA in compliance with the Required CRR × (marginal cost) / (1-CRR)
guidelines issued by RBI in 2012.
Exemptions from MCLR
BSBDA loans under schemes of Govt. of India wherein banks
In 2012, RBI introduced BSBDA. Some important points have to charge interest rate as per the scheme.
are: Working Capital Term Loan, Funded Interest Term
This account shall not have the requirement of any Loan etc. as part of rectification/restructuring
minimum balance. package.
The services available in the account will include: Loans under various refinance schemes of Govt. of
deposit&withdrawal of cash at bank branch as well as India or any Govt. Undertaking wherein banks charge
ATMs; receipt/credit of money through electronic interest at the rates prescribed under the schemes.
payment channels or by means of deposit/collection The following loans can be priced without being
linked to MCLR :

a) Loan to depositors against their own deposits. d) Fixed rate loans. In case of hybrid loans where the
b) Loan to banks‘ employees&Chief Executive interest rates are partly fixed&partly floating, interest
Officer/Whole Time Directors. rate on the floating portion should adhere to the MCLR
c) Loans linked to a market determined external guidelines.
benchmark.
HANDY NOTES BANKING: PRIORITY SECTOR LENDING

It means provide credit to the needy sectors of the society. landholding of more than 1 hectare & upto 2 hectares
The sectors are: are considered as Small Farmers.
• Agriculture • Micro&Small Enterprises SCB having any shortfall in lending to priority sector
• Education • Housing shall be allocated amounts for contribution to Rural
• Export • Weaker Sections Infrastructure Development Fund with NABARD.
• Social Infrastructure • Renewable Energy For Renewable Energy, bank loans up to a limit of
Rs.15 crore to borrowers for purposes like solar based
Targets under PSL power generators, etc. For individual households, the
Agriculture: 18% of ANBC (Adjusted Net Bank loan limit will be Rs.10 lakh per borrower.
Credit). Out of this 18%, a target of 8% of ANBC is for For Housing, banks can provide loans to individuals
Small & Marginal Farmers, to be achieved in a phased up to Rs. 28 lakh in metropolitan centres (with
manner i.e., 7% by March 2016 & 8% by March 2017. population of ten lakh&above) & loans up to Rs. 20
Weaker Sections: 10 % of ANBC. lakh in other centres for purchase/construction of a
Micro Enterprises: 7.5% of ANBC has been prescribed dwelling unit per family.
for Micro Enterprises, to be achieved in a phased Export credit will be allowed up to 32% of ANBC for
manner i.e. 7% by March 2016 & 7.5% by March 2017. Foreign banks with less than 20 branches in India.
Overall PSL Target for Domestic Bank/Foreign Bank For Education, banks can provide loans to individuals
with more than 20 Branches: 40% of ANBC. for educational purposes including vocational courses
Overall PSL Target for Foreign Bank with less than 20 uptoRs. 10 lakh for studies in India&Rs. 20 lakh for
Branches: 40% of ANBC to be achieved in phased studies abroad.
manner Limits under Social infrastructure Bank loans up to a
2017-18 36 limit of Rs.5 crore per borrower for building social
2018-19 38 infrastructure for activities namely schools, health care
2019-20 40 facilities, drinking water facilities&sanitation facilities
in Tier II to Tier VI centres.
Categorization of MSME according to MSME ACT 2006
Manufacturing Sector (Goods) Monitoring of Priority Sector Lending targets
Enterprises Investment in plant&machinery To ensure continuous flow of credit to priority sector,
Micro Does not exceed twenty five lakh rupees there will be more frequent monitoring of priority sector
Enterprises lending compliance of banks on ‗quarterly‘ basis instead of
Small More than twenty five lakh rupees but annual basis as of now.
Non-achievement of Priority Sector targets
Enterprises does not exceed five crore rupees
Scheduled Commercial Banks having any shortfall in
Medium More than five crore rupees but does not
lending to priority sector shall be allocated amounts
Enterprises exceed ten crore rupees
for contribution to RIDF established with
NABARD&other Funds with NABARD/NHB/SIDBI,
Service Sector
as decided by the Reserve Bank from time to time.
Enterprises Investment in equipment
The interest rates on banks‘ contribution to RIDF or
Micro Enterprises Does not exceed ten lakh rupees
any other Funds, tenure of deposits, etc. shall be fixed
Small Enterprises More than ten lakh rupees but
by Reserve Bank of India from time to time.
does not exceed two crore rupees
Medium Enterprises More than two crore rupees but RBI revises priority sector lending norms for RRBs
does not exceed five crore rupees Salient features of the guidelines:-
Targets: 75 % of total outstanding to the sectors
Other Targets under PSL eligible for classification as priority sector lending.
Farmers with landholding of up to 1 hectare are
Categories of the Priority Sector: Medium
considered as Marginal Farmers. Farmers with a
Enterprises, Social Infrastructure&Renewable Energy

www.careerpower.in|
will form part of the Priority Sector, in addition to the financial assets financial assets
existing categories, with a cap of 15% of total Maturity period less than Maturity period beyond
outstanding. one year one year
Agriculture: 18% of total outstanding should be Deals over the counter Deals at stock exchange
advanced to activities mentioned under Agriculture. No. of players limited No. of players unlimited
Small & Marginal Farmers: A target of 8% of total Regulated by RBI Regulated by SEBI
outstanding has been prescribed for Small&Marginal
Farmers within Agriculture. Major money market Instruments
Micro Enterprises: A target of 7.5 % of total Certificate of Deposit (CD)
outstanding has been prescribed for Micro Enterprises. Commercial Paper (CP)
Weaker Sectors: A target of 15 % of total outstanding Inter Bank Participation Certificates
has been prescribed for Weaker Sections. Inter Bank term Money
Monitoring: Priority Sector Lending will be monitored Treasury Bills
on a quarterly as well as annual basis. Bill Rediscounting
Note: The revised guidelines will be operational with Call/Notice Money
effect from Jan 2016.
Terms relating to Money Market
REVERSE MORTGAGE LOAN Call Money Money lent or borrowed for one day
The scheme of reverse mortgage has been introduced for Notice Money Money lent or borrowed for a period
the benefit of senior citizens owning a house but having of 2-14 days.
inadequate income to meet their needs. Some important Term Money Money lent or borrowed for 15 daysto
features of reverse mortgage are: 1 year.
A homeowner who is above 60 years of age is eligible Yield to Expected rate of return on an existing
for reverse mortgage loan. It allows him to turn the maturity security purchased for the market.
equity in his home into one lump sum or periodic Coupon Rate Specified interest rate on a fixed
payments mutually agreed by the borrower&the banker. maturity security fixed at the time of
NO REPAYMENT is required as long as the borrower issue.
lives, Borrower should pay all taxes relating to the
house&maintain the property as his primary residence. CALL/NOTICE MONEY MARKET OPERATIONS
The amount of loan is based on several factors: Under call money market, funds are transacted on
Borrower‘s age, overnight basis & under notice money market, for 2
Value of the property days to 14 days.
Current interest rates & Participants include banks (excluding RRBs) &
The specific plan chosen. Primary Dealers (PDs), both as borrowers & lenders.
As per the scheme formulated by National Housing Non-bank institutions are not permitted in the
Bank (NHB), the maximum period of the loan period is call/notice money market with effect from August 6,
15 years. The residual life of the property should be at 2005.
least 20 years. Where the borrower lives longer than 15 Calculation of interest payable is based on FIMMDA‘s
years, periodic payments will not be made by lender. (Fixed Income Money Market & Derivatives
However, the borrower can continue to occupy. Association of India) Handbook of Market Practices.
MONEY MARKET INSTRUMENT OF GOVT. BORROWING

It is a market for short-term debt securities, such as To meet the temporary receipt & expenditure
commercial paper, repos, negotiable certificates of mismatch, govt. obtains over draft from RBI under
deposit,&Treasury Bills with a maturity of one year or Ways & Means Advances. For short term liquidity, it
less. issues cash management bills, treasury bills of 91 days,
182 days & 364 days maturity. For long term funds, it
CAPITAL MARKETS IN INDIA uses dated securities in the form of bonds/long term
It is the market for long term funds. It refers to all the loans.
facilities & institutional arrangements for borrowing &
lending medium & long term funds. TREASURY BILLS
These are the instruments (in the form of promissory
Money Market VS Capital Market notes) of short term borrowing by the Central govt.,
Money Market Capital Market first issued in India in 1917.
Market for short term Market for long term

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TBs can be purchased by any one (including Amount Min: Rs. 1 lac, beyond which in multiple of Rs.
individuals) except State govt. 1 lac
Minimum amount of face value Rs. 25000 & in Int. Rate Market related. Fixed or floating
multiples thereof. Against collateral of CD not permitted
Loan
Maturity: 91 days, 182 days & 364 days.
Nature Usance Promissory note. Can be issued in
Treasury bills are zero coupon securities. They are
Dematerialisation form only wef June 30, 2002
issued at a discount&redeemed at face value at
maturity.
COMMERCIAL PAPER
i. CP introduced during 1990, is a short term money
Cash Management Bills (CMB)
market instrument issued as an unsecured usance
CMB introduced on 11.08.11, is a short-term security to
promissory note&privately placed.
be sold by Govt. of India to raise temporary money for
ii. Who can issue Commercial paper (CP): Companies,
cash management needs.
primary dealers (PDs)&all-India financial institutions (FIs).
The tenure is less than 91 daysbut the notified
iii. A company is eligible to issue CP if:
amount&date of issue depends upon the temporary
(a) Its tangible net worth, as per latest audited balance
cash requirement of the Govt.
sheet, is not less than Rs. 4 crore.
It is issued at discount to the face value through
(b) Sanctioned working capital limit by bank/s or all-India
auctions, as in the case of the Treasury Bills.
financial institution/s;
DATED SECURITIES (c) The borrower accounts are classified as a Standard
These are long term securities & carry a fixed or Asset by financing bank/s/ institution/s&‗
floating coupon (interest rate) paid on the face value, (d) Minimum credit rating from SEBI approved credit
payable at fixed time periods (half-yearly). rating agency (CRA) is A3.
The tenor of dated securities can be up to 40 years. iv. Maturity: Min 7 days & max upto one year
Public Debt Office of RBI acts as the v. Amount: Min Rs. 5 lakh or multiples thereof.
registry/depository of Govt. securities & deals with
the issue, interest payment & repaymentof principal at MERCHANT BANKING
maturity. Merchant banking stands for providing various services
relation to capital market&financing the corporate sector.
WAYS & MEANS ADVANCES (WMAs) The Merchant Bankers provide consultancy to the
WMAs were introduced as per an agreement between corporate sector on the issues like finance, capital
RBI & Govt. structure&investment, mergers, takeover&amalgamations,
WMAs are temporary overdrafts by RBI to govt. establishing coordination between the Govt.&the
(Central & State) under Section 17(5) of RBI Act. WMSs corporate sector.
replaced the earlier ad hoc T-Bills system.
WMAs bridge the time interval of mismatch between CAPITAL MARKETS IN INDIA
govt. expenditure&receipts. a) It refers to all the facilities & institutional arrangements
Duration: 10 consecutive working days for Central for borrowing&lendingmedium & long-term funds.
Govt.&14 days for State Govt. b) It is segregated into (i) gilt edged market&(ii) the
industrial securities market.
OTHER MONEY MARKET INSTRUMENTS c) The gilt edged marketrefers to the market for govt. &
semi-govt. securities which are traded in the market in
CERTIFICATE OF DEPOSIT stable value&are sought after by banks&other institutions.
This scheme was introduced in July 1989, to enable the d) The industrial securities market refers to the market
banking system to mobilize bulk deposits from the for shares&debentures of old as well as new companies.
market, which they can attract at competitive rates of This market is further divided as primary
interest. market&secondary market.
Who can Scheduled commercial banks (except RRBs) The primary market refers to the setup which helps the
issue & All India Financial Institutions within industry to raise funds by issuing different types of
their ‗Umbrella limit‘. securities, which are issued directly to the investors,
both individual&institutions.
CRR/SLR Applicable on the issue price in case of banks
The secondary market refers to the network for
Investors Individuals (other than minor), corporations, subsequent sale&purchase of securities, after these are
companies, trusts, funds, associations etc.
issued.
Maturity Min: 7 daysMax : 12 Months (in case of FIs INDIAN DEPOSITORY RECEIPTS (IDRs)
minimum 1 year&maximum 3 years).

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IDR is an instrument in the form of a Depository Receipt NPA-Non-Performing Asset & SARFAESI
created by the Indian depository in India against the It means once the borrower has failed to make interest or
underlying equity shares of the issuing company. In an principal payments for 90 days, the loan is considered to
IDR, foreign companies would issue shares, to an Indian be a non-performing asset.
companies would issue shares, to an Indian Depository
which would in turn issue depository receipts to investors Criteria for classification of loan as NPA
in India. Farm Credit within Agriculture loans: A loan will be
treated as an NPA if installment of the principal or
MUTUAL FUND TERMS interest remains unpaid beyond the due date for (a) two
Asset Management Company: A company formed & crop seasons in case of short duration crops (maturing
registered under the Companies Act 1956 & approved as within one year)&(b) one crop season for long duration
such by the SEBI to manage the funds of a mutual fund. crops (maturing after one year). This would also be
Under an agreement (with the trustees of the Mutual applicable, mutatis mutandis, to agricultural term loans.
Fund), an AMC undertakes to formulated mutual funds In other agriculture loans, the 90 days norm would be
schemes, distribute income as per agreement. applicable.
Close-ended scheme: A scheme where funds are raised
for a fixed period. The scheme is wound up after that SARFAESI Act & Rules
period&funds are returned with capital appreciation to SARFAESI Act (The Securitization&Reconstruction of
unit holders. Normally, a close-ended scheme is listed Financial Assets & Enforcement of Security Interest Act,
on a stock exchange. 2002) was enacted to regulate securitization &
Net asset value: The price of value of one share of a reconstruction of financial assets & enforcement of
fund. It is calculated by summing the quoted values of security interest created in respect of Financial Assets to
all the securities held by the fund, adding in cash & any enable realization of such assets.
accrued income & subtracting liabilities & dividing the The Act provides for the manner for enforcement of
result by the number of shares outstanding. security interests by a secured creditor without the
Open ended scheme: A scheme is the one which intervention of a court or tribunal.
continuously offers its units&buys them back from If any borrower fails to discharge his liability in
investors. repayment of any secured debt within 60 days of notice
from the date of notice by the secured creditor, the
DICGC (Deposit Insurance & Credit Guarantee secured creditor is conferred with powers under the
Corporation of India) SARFAESI Act to
1. Which banks are insured by the DICGC? a) Takes possession of the secured assets of the borrower,
All commercial banks including branches of foreign including transfer by way of lease, assignment or sale,
banks functioning in India, local area banks&regional for realizing the secured assets
rural banks are insured by the DICGC. b) Takeover of the management of the business of the
2. What does the DICGC insure? borrower including the right to transferby way of lease,
It insures all deposits such as savings, fixed, current, assignment or sale for realizing the secured assets,
recurring, etc. except the following types of deposits. c) Appoint any person to manage the secured assets
(i) Deposits of foreign Govt.s; possession of which is taken by thesecured creditor,
(ii) Deposits of Central/State Govt.s; and
(iii) Inter-bank deposits; d) Require any person, who has acquired any of the
(iv) Deposits of the State Land Development Banks secured assets from the borrower andfrom whom
with the State co-operative bank; money is due to the borrower, to pay the secured
(v) Any amount due on account of any deposit creditor so much of the money as if sufficient to pay the
received outside India secured debt.
(vi) Any amount, which has been specifically
exempted by the corporation with the previous The assets portfolio of the banks is required to be
approval of Reserve Bank of India. classified as
3. What is the maximum deposit amount insured by the (1) standard assets (2) sub-standard assets
DICGC? (3) doubtful assets (4) loss assets.
Each depositor in a bank is insured upto a maximum Standard asset is one that does not disclose any
of Rs.1,00,000 for both principal & interest amount problems&which does not carry more than normal risk
held by him in the same capacity. attached to the business.
4. HQ: Mumbai Chairman: NS Vishwanathan

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An asset which has been classified as NPA for a period taking possession the same, if loan is
not exceeding 12 months is considered as sub-standard bank gets rights of repaid.
asset. pledge&can sell the
Doubtful asset is one which has remained NPA for a assets without
period exceeding 12 months. intervention.
An asset which is considered uncollectible&loss has
been identified by the bank or internal or external MORTGAGE
auditors or the RBI inspection&the loss has not been As per section 58 of Transfer of Property Act 1882,
written off is regarded as loss asset. mortgage is transfer of interest in specific immovable
property for the purpose of securing the payment of
What is pledge: U/s 172 of Indian Contracts Act, pledge is money advanced or to be advanced by way of loan, an
bailment (delivery) of goods as security for payment of a existing or future debt or the performance of an
loan. Only goods (movable assets excluding actionable engagement which may give rise to pecuniary liability.
claims (Sec 2(7) of Sales of Goods Act) can be pledged.
ATM
Q.1 What is an Automated Teller Machine (ATM)?
Ans. Automated Teller Machine is a computerized
machine that provides the customers of banks the facility
of accessing their account for dispensing cash&to carry out
other financial & non-financial transactions without the
need to actually visit their bank branch.
Q.2 What is White Label ATMs (WLAs)?

Ans. ATMs set up, owned&operated by non-banks are
called White Label ATMs. Non-bank ATM operators are
authorized under Payment & Settlement Systems Act, 2007
by the Reserve Bank of India.
Q.3. Is there any time limit for the card issuing banks for
recrediting the customers account for a failed ATM/WLA
transaction?
HYPOTHECATION/PLEDGE-DISTINCTION Ans. As per the RBI instructions, banks have been
Hypothecation Pledge mandated to resolve customer complaints by re-crediting
Defined in SARFAESI Act 2002 Indian Contract Act the customer‘s account within 7 working days from the
(Sec 2 n) 1872 (section 172) date of complaint.
Definition Charge on movable Bailment of goods Q.4. Are the customers eligible for compensation for
property in favour as security for delays beyond 7 working days?
of secured creditor payment of a debt Ans. Yes. Effective from July 1, 2011, banks have to pay
without delivery of or performance of compensation of Rs. 100/- per day for delays in re-
possession promise crediting the amount beyond 7 working days from the
date of receipt of complaint for failed ATM transactions.
Parties: Hypothecator Pledger / pawner
The compensation has to be credited to the account of the
-Borrower Hypothecate Pledger / pawnee customer without any claim being made by the customer.
-Bank If the complaint is not lodged within 30 days of
transaction, the customer is not entitled for any
Nature of Movable assets Goods
compensation for delay in resolving his / her complaint.
securities such as stocks,
machinery, vehicles
CURRENCY IN INDIA
Possession Borrower (in trust Possession with Money as a means of payment consists of coins, paper
for bank). Bank bank till repayment money & withdrawable bank deposits.
cannot take of the loan. Bank Legal tender: As per provisions of coinage Act 1996, bank
possession without has to preserve the notes, currency notes&coins (Rs. 1&above) are legal tender
consent of the goods for unlimited amount. The subsidiary coins (below Re 1)
borrower. On carefully&return

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are legal tenders for sum not exceeding Re 1. Issue of 1, payment instructions are processed & settled, on gross
2&3 paise coins discontinued wef Sep 16, 1981. basis in a real time environment.
It uses Indian Financial Network (INFINET) & SFMS
What do you know by currency chest? platforms. RTGS is regulated by RTGS System
Currency chests are operated by RBI so that they can Regulations, 2013.
provide good quality currency notes to the public.
However, RBI has appointed commercial banks to National Electronic Funds Transfer (NEFT)
open&monitor currency chests on behalf of RBI. The cash RBI operationalisedNEFTSystem in Nov 2005. It facilitates
kept in currency chests is considered to be kept in RBI. transfer of funds from any bank branch to any other bank
branch.
What is a small coin depot? Amount: There is no lower/upper value limit.
The bank branches are also authorised to establish Small Bank account: NEFT is an account to account transfer
Coin Depots to stock small coins. The Small Coin Depots system. The remitter&beneficiary should have a bank
also distribute small coins to other bank branches in their account.
area of operation.
Processing Charges/Service Charges
What are soiled, mutilated&imperfect banknotes? 1. Banks cannot levy any charges for inward NEFT,
"Soiled note" means a note which, has become dirty 2. For outward NEFT: Up to Rs. 10000 = Rs. 2.50, above
due to usage & also includes a two piece note pasted Rs. 10000 to Rs. 1 lac = Rs. 5. Above Rs. 1 lac to Rs. 2 lac
together wherein both the pieces presented belong to = Max Rs. 15&above Rs. 2 lac = Max Rs. 25 (w.e.f.
the same note, & form the entire note. 13.07.2012).
Mutilated banknote is a banknote, of which a portion CENTRALIZED FUNDS MANAGEMENT SYSTEMS
is missing or which is composed of more than two (CFMS)
pieces. CFMS was operated & maintained by RBI to enable
Imperfect banknote means any banknote, which is operations on current accounts maintained at various
wholly or partially, obliterated, shrunk, washed, altered offices of the RBI, through standard message formats in a
or indecipherable but does not include a mutilated secure manner.
banknote.
NEPAL REMITTANCE SCHEME
Pre-2005 series Banknotes It is a cross-border one-way remittance facility scheme, for
The banknotes issued before 2005 MG series are called pre- remittance from India to Nepal.
2005 series banknotes, which do not have the year of Amount: Up to Indian Rs. 50,000 from NEFT branches.
printing on the reverse side. On Jan 23, 2014, RBI decided Beneficiary will receive funds in Nepalese rupees.
to withdraw, from circulation, these notes as they have
fewer security features. CORE BANKING SOLUTIONS
1. These notes shall continue to be legal tender. The notes Core Banking Solutions (CBS) or Centralised Banking
are only being withdrawn from circulation. Solutions is the process which is completed in a
2. These notes can be exchanged at select bank branch till centralized environment i.e. under which the information
30.06.16. related to the customer‘s account (i.e. financial dealings,
profession, income, etc.) is stored in the Central Server of
NATIONALISATION OF BANKS the bank (that is available to all networked branches)
Nationalisation of Imperial Bank of India&its conversion instead of the branch server.
into State Bank of India in July 1955.
Conversion of 8 major State-associated banks into Accounts for Foreign (Currency/Person) in India
subsidiary banks of SBI in 1959. a) NRO A/c (Foreign Tourist)
Nationalisation of 14 Indian scheduled banks in July Foreign tourists during their short visit to India can
1969. open a Non-Resident (Ordinary) Rupee (NRO)
Nationalisation of 6 more banks in April 1980 & New account (Current / Savings) with any Authorised
Bank of India merged into Punjab National Bank. Dealer bank dealing in foreign exchange.
Can be opened up to a maximum period of 6 months.
TRANSFER SYSTEM IN BANKING SECTOR All payments to residents exceeding INR 50,000 can be
made only by means of cheques / pay orders / DDs.
Real Time Gross Settlement (RTGS)
RTGS implemented w.e.f. 26.03.2004 is a centralized b) EEFC A/c
payment system operated by RBI. In RTGS inter-bank

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Exchange Earners' Foreign Currency Account (EEFC) How Ranting done to Banks in India
is an a/c maintained in foreign currency with RATING OF BANKS
Authorised Dealer. RBI‘s 1995 working group headed by Sh. S. Padmanabhan
It is a facility provided to foreign exchange earners, suggested method for rating.
including exporters, to credit 100% of their foreign RBI rates the banks on a 5 point scale of A to E, widely on
exchange earnings to the a/c, so that the account the lines of international CAMELS rating model for
holders do not have to convert foreign exchange into domestic banks&CALCS model for foreign banks.
Rupees, thereby minimizing the transaction costs.
All categories of foreign exchange earners, such as CAMELS Rating for Domestic Banks
individuals, companies, etc. who are resident in India, C Capital adequacy ratio
may open EEFC accounts. A Asset quality
It can be held only in the form of a current account. No M Management Effectiveness
interest is payable on EEFC accounts. E Earning (i.e. profitability)
L Liquidity (asset-liability management)
ACCOUNTS FOR NRI/PIO S System&controls
Non-Resident Ordinary Rupee Account (NRO Account)
NRO accounts may be opened / maintained in the Rating parameters for foreign banks
form of current, savings, recurring or fixed deposit C Capital adequacy ratio
accounts. A Asset quality
Interest rates offered by banks on NRO deposits L Liquidity
cannot be higher than those offered by them on C Compliance
comparable domestic rupee deposits. S System&controls
Account should be denominated in Indian Rupees.
NRI/PIO may remit from the balances held in NRO BASEL-3 NORMS
account an amount not exceeding USD one million per Basel Committee is the primary global standard-setter for
financial year, subject to payment of applicable taxes. the prudential regulation of banks & provides a forum for
The limit of USD 1 million per financial year includes cooperation on banking supervisory matters.
sale proceeds of immovable properties held by Its mandate is to strengthen the regulation, supervision &
NRIs/PIOs. practices of banks worldwide with the purpose of
enhancing financial stability.
Non-Resident (External) Rupee Account (NRE Account)
Stefan Ingves, Governor of Sveriges Riks bank
NRE account may be in the form of savings, current,
(SWEDEN), is the Chairman of the Basel Committee.
recurring or fixed deposit accounts.
Basel III or Basel 3 released in December, 2010 is the third
Account will be maintained in Indian Rupees.
in the series of Basel Accords. These accords deal with risk
Accrued interest income&balances held in NRE
management aspects for the banking sector.
accounts are exempt from Income tax.
According to Basel Committee on Banking Supervision
Authorised dealers/authorised banks at their
"Basel III is a comprehensive set of reform measures,
discretion allow for a period not more than two weeks,
developed by the Basel Committee on Banking
overdrawings in NRE savings bank accounts, up to a
Supervision, to strengthen the regulation,
limit of Rs. 50,000.
supervision&risk management of the banking sector".
Loans up to Rs.100 lakh can be extended against
Basel 3 measures aim to:
security of funds held in NRE Account either to the
a) Improve the banking sector's ability to absorb shocks
depositors or third parties.
arising from financial & economic stress, whatever the
source
Foreign Currency Non-Resident (Bank) Account – FCNR
b) Improve risk management & governance
(B) Account
c) Strengthen banks' transparency & disclosures.
FCNR (B) accounts are only in the form of term
deposits of 1 to 5 years
Three Pillars of Basel 3
Account can be in any freely convertible currency.
Loans up to Rs.100 lakh can be extended against
Pillar 1: Minimum Regulatory Capital Requirements
security of funds held in FCNR (B) deposit either to
based on Risk Weighted Assets (RWAs):
the depositors or third parties.
Maintaining capital calculated through credit,
The interest rates are stipulated by the Department of
market&operational risk areas (mainly that capital
Banking Operations & Development, RBI.
which can absorb risk.)

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period of 60 months. They cannot accept deposits
Pillar 2: Supervisory Review Process: repayable on demand.
Regulating tools&frameworks for dealing with c) The deposits with NBFCs are not insured.
peripheral risks that bank face. d) The repayment of deposits by NBFCs is not
guaranteed by RBI.
Pillar 3: Market Discipline:
Increasing the disclosures that banks must provide to TYPES OF MONEY
increase the transparency of banks Commodity Money - Commodity money value is derived
from the commodity out of which it is made. The
Important Facts related to BASEL 3 commodity itself represents money, & the money is the
Minimum Ratio of Total Capital To RWAs--10.50% commodity.
Minimum Ratio of Common Equity to RWAs--4.50% to Representative Money - is money that includes token
7.00% coins, or any other physical tokens like certificates, that
Tier I capital to RWAs--6.00% can be reliably exchanged for a fixed amount/quantity of a
Core Tier I capital to RWAs--5.00% commodity like gold or silver.
Capital Conservation Buffers to RWAs--2.50% Fiat Money - Fiat money, also known as fiat currency is
Leverage Ratio--3.00% the money whose value is not derived from any intrinsic
Countercyclical Buffer--0% to 2.50% value or any guarantee that it can be converted into
valuable commodity (like gold). Instead, it derives value
NBFC only based On Govt. order (fiat)
Non-Banking Financial Company (NBFC) is a company Commercial Bank Money - Commercial bank money or
registered under the Companies Act, 1956 engaged in the the demand deposits are claims against financial
business of loans & advances, acquisition of institutions which can be used for purchasing goods &
shares/stocks/bonds/debentures/securities issued by services.
Govt. or local authority or other marketable securities of a
like nature, leasing, hire-purchase, insurance business, chit Reserve Money (M 0)
fund business. Currency in circulation + Bankers‗ ‗deposits with the RBI +
‗Other‘ deposits with the RBI = Net RBI ‗credit to the Govt.
Difference between BANK & NBFC: + RBI credit to the commercial sector + RBI's claims on
NBFCs lend & makeinvestments & hence their activities banks + RBI's net is foreign assets + Govemment‘s
are akin to that of banks; however there are a few currency liabilities to the public - RBI's net non-monetary
differences as given below: liabilities.
i. NBFC cannot accept demand deposits; M1=Currency with the public + Demand deposits with the
ii. NBFCs do not form part of the payment banking system + 'Other' deposits with the RBI
&settlementsystem&cannot issue cheques drawn on M2=M1 + Savings deposits of ofﬁce savings banks.
itself; M3=M1+ Time deposits with the banking system
iii. Deposit insurance facility of Deposit Insurance & = Net bank credit to the Govt. + Bank credit to the
Credit Guarantee Corporation is not available to Commercial sector + Net foreign assets of the banking
depositors of NBFCs, unlike in case of banks. sector + Goveinment‘s currency liabilities to the public -
Register with RBI: Net non-monetary liabilities of the banking sector.
A company incorporated under the Companies Act, M4=M3 +All deposits with post office savings banks
1956&desirous of commencing business of non-banking (excluding National Savings Certificates)
financial institution as defined under Section 45 I(a) of the
RBI Act, 1934 should comply with the following: Note:
a) It should be a company registered under Section 3 of Bhartiya Reserve Bank Note Mudran Private Limited
the companies Act, 1954 (BRBNMPL)
b) It should have a minimum net owned fund of Rs 200 RBI established BRBNMPL in February 1995 as a wholly-
lakh. owned subsidiary to augment the production of bank
notes in India&to enable bridging of the gap between
Deposits in NBFC: supply&demand for bank notes in the country.
a) Presently, the maximum rate of interest an NBFC can
offer is 12.5%. The interest may be paid or BANKING ABBREVIATIONS
compounded at rests not shorter than monthly rests. 1. PSBs: Public Sector Banks
b) NBFCs are allowed to accept / renew public deposits 2. SNBCs: Schedule Non Commercial Banks
for a minimum period of 12 months & maximum 3. SENSEX: Sensitive Index Of Stock Exchange

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4. KYC: Know Your Customer 50. FSLRC– Financial Sector Legislative Reforms
5. RTGS: Real Time Gross Settlement Commission
6. NEFT: National Electronic Fund Transfer 51. CRAR: Capital to Risk-weighted Assets Ratio
7. EFT: Electronic Fund Transfer 52. LCR: Liquidity Coverage Ratio
8. CBS: Core Banking Solutions 53. TARC - Tax Administration Reform Commission
9. LIBOR: London Interbank Offered Rate 54. GIRO - Govt. Internal Revenue Order
10. MIBOR: Mumbai Interbank Offered Rate 55. FRBMA: Fiscal Responsibility&Budget Management
11. MIBID: Mumbai Interbank Bid Rate Act
12. SARFAESI: Securitisation & Reconstruction Of 56. AMFI- Association of Mutual Fund in India.
Financial Assets & Enforcement Of Security Interest 57. TIEA – Tax Information exchange Agreement
13. CAR: Capital Adequecy Ratio 58. GAAR - General anti avoidance rule
14. FIIs: Foreign Institutional Investments 59. GSLV - Geo-Synchronous Launch Vehicle
15. MICR: Magnetic Ink Character Recognition 60. PPP – Public Private Partnership & Purchasing Power
16. BIRD: Bankers Institute Of Rural Development parity
17. IBA: Indian Bank Association 61. PSLV – Polar Satellite Launch vehicle
18. BPLR: Benchmark Prime Lending Rate 62. TAPI - Turkmenistan-Afghanistan-Pakistan-India.
19. SWOT: Strength, Weaknesses, Opportunities&Threats 63. QFI -Qualified Foreign Investors
20. SWIFT: Society For Worldwide Interbank Financial 64. AD-Authorized Dealer.
Telecommunication 65. ASSOCHAM-Associated Chambers of Commerce &
21. FERA: Foreign Exchange Regulatory Act Industry of India.
22. FEMA: Foreign Exchange Management Act 66. BCSBI-Banking Codes & Standards Board of India.
23. CASA: Current&Saving Account 67. BIS-Bank for International Settlements.
24. NDTL: Net Demand&Time Liabilities 68. CDS-Credit Default Swap.
25. NASDAQ: National Association For Securities Dealers 69. CEPA-Comprehensive Economic Partnership
Automated Quotations Management.
26. CRISIL: Credit Rating&Investment Services India 70. FIMMDA-Fixed Income Money MARKETS &
Limited Derivatives Association.
27. CIBIL: Credit Information Bureau Of India Limited 71. FPI-Foreign Portfolio Investment.
28. NAV: Net Asset Value 72. IBRD-International Bank for Reconstruction &
29. ICRA: Indian Credit Rating Agency Development.
30. CARE: Credit Analysis & Research Limited 73. UIDAI-Unique Identification Development Authority
31. WMAs: Ways & Means Advances of India.
32. ALM: Asset Liability Management 74. PMGSY- Pradhan Mantri Gram Sadak Yojana
33. INFINET Indian Financial Network 75. PMEGP- PM's Employment Generation Programme
34. OLTAS - On-line Tax Accounting System (OLTAS) for 76. NRDWP- National Rural Drinking Water Programme
Direct Taxes 77. PMKK- Pradhan Mantri Kaushal Kendras
35. TIN - Tax Information Network (TIN) 78. SANKALP- Skill Acquisition & Knowledge
36. IMPS - Interbank Mobile Payment Service (IMPS) or Awareness for Livelihood Promotion programme
Immediate Payment Service 79. STRIVE- Skill Strengthening for Industrial Value
37. CDR- Corporate Debt Restructuring Enhancement
38. CAD- Capital Account Deficit 80. NTA- National Testing Agency
39. REITs: Real Estate Investment Trusts 81. ICDS- Integrated Child Development Services
40. InvITs: Infrastructure Investment Trusts 82. TIES- Trade Infrastructure for Export Scheme
41. ALM- Asset Liability Management 83. FIPB- Foreign Investment Promotion Board
42. ASBA: Application Supported by Blocked Amount 84. CERT-Fin- Computer Emergency Response Team for
43. PIN: Personal Identification Number our Financial Sector
44. CECA: Comprehensive Economic Cooperation 85. IRFC- Indian Railway Finance Corporation Limited
Agreement 86. FFO- Further Fund Offering
45. CEPA: Comprehensive Economic Partnership
Agreemeny IMPORTANT BANKING TERMS
46. DTAA – Double Taxation Avoidance Agreement Moral Suasion: Moral Suasion is just as a request by the
47. EFSF – European Financial Stability Facility RBI to the commercial banks to take so & so action &
48. FINO- Financial Inclusion Network Operation measures in so & so trend of economy. RBI may request
49. FIPB – Foreign Investment Promotion board commercial banks not to give loans for unproductive

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purpose which does not add to economic growth but
increases inflation.
Bouncing of a cheque: Where an account does not have
sufficient balance to honour the cheque issued by the
customer, the cheque is returned by the bank with the
reason "funds insufficient" or "Exceeds arrangement". This
is known as 'Bouncing of a cheque'.
Demat Account: The term "demat", in India, refers to a
dematerialised account for individual Indian citizens to
trade in listed stocks or debentures.
Capital Adequacy Ratio (CAR): Capital adequacy ratio
measures the amount of a bank‘s capital expressed as a
%age of its credit exposure. Globally, the capital
adequacy ratio has been developed to ensure banks can
absorb a reasonable level of losses before becoming
insolvent. Indian banks are expected to maintain a
minimum capital adequacy ratio of 9 % (Rs 9 as capital
for every Rs 100 in loan or asset) IMPORTANT CODES USED IN BANKING
IFSC (Indian Financial System Code)
IMPORTANT BANKING CONCEPTS Indian Financial System Code is an alpha-numeric code
1) What is Balance of Trade? that uniquely identifies a bank-branch participating in
The value of a country‘s exports minus the value of its the NEFT system.
imports. Unless specified as the balance of merchandise This is an 11 digit code with the first 4 alpha characters
trade, it normally incorporates trade in services, including representing the bank, The 5th character is 0 (zero) & the
earnings (interest, dividends, etc.) on financial assets. last 6 characters representing the bank branch.
2) What is Balance of Payments? For ex: PNBN0014976 :
A list of all of a country‘s international transactions for a First 4 character PNBN – refers to Punjab National Bank.
given time period, usually one year. 0 is a control number.
3) What is NOSTRO Account? Last six characters (014976) represents the branch
A Nostro account is maintained by an Indian Bank in the
foreign countries. MICR – Magnetic ink character Recognition
4) What is VOSTRO Account? MICR is 9-digit numeric code that uniquely identifies a
A Vostro account is maintained by a foreign bank in India bank branch participating in electronic clearing scheme.
with their corresponding bank. Used to identify the location of a bank branch.
5) What is BCBS? City (3) Bank (3) Branch (3)
Basel Committee on Banking Supervision is an institution It is allotted to a bank branch is printed on the MICR
created by the Central Bank governors of the Group of Ten band of cheques. MICR used for electronic credit system.
nations.
6) What is LIBOR? SWIFT Code: Society for Worldwide Interbank financial
London InterBank Offered Rate. An interest rate at which tele-communication
banks can borrow funds, in marketable size, from other India was 74th Nation to join SWIFT Network.
banks in the London interbank market. SWIFT Code is a standard format of bank Identifier
7) What is STRIPS? code.
Separate Trading for Registered Interest & Principal This code is used particularly in International transfer of
Securities. money between banks.
8) What do you mean by term ―CASA‖ related to bank? A majority of FOREX related message are sent to
CASA stands for Current Account Savings Account. The correspondent banks abroad through SWIFT.
CASA ratio shows how much deposit a bank has in the SWIFT Code consist 8 or 11 character when code is 8
form of current&saving account deposits in the total digit,
deposit. A higher CASA ratio means better operating It is referred to primary office.
efficiency of the bank. 4 – bank code
Note: The CORE word in CBS stands for Centralized 2 – country code
Online Realtime Exchange. 2 – location code
3 – branch code (optional)

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HQ: of NATIONALIZED/PSBs BANKS companies, real estate developers&investors,
 Allahabad Bank-Kolkata international trade finance businesses etc.
 Bank of India -Mumbai Universal Banking
 Bank of Maharashtra -Pune R H Khan committee & recommended the concept of
 Canara Bank -Bangalore Universal Banking. It means allowing Fls& banks to
 Central Bank of India -Mumbai undertake all types of banking or development
 Corporation Bank -Mangalore financing activity, subject to compliance of
 Dena Bank -Mumbai statutory&other requirements of RBI, Govt.& related
 Indian Bank- Chennai legal Acts.
 Indian Overseas Bank- Chennai Islamic Banking: An Islamic bank is a deposit-taking
 Oriental Bank of Commerce- Gurgaon banking institution whose scope of activities excluding
 Punjab National Bank- New Delhi borrowing&lendingon the basis of interest.
 Punjab & Sind Bank- New Delhi
FINANCIAL INSTITUTIONS
 State Bank of India- Mumbai
 Syndicate Bank- Manipal
National Bank for Agriculture&Rural Development
 UCO Bank- Kolkata Established on 12th July 1982 on the recommendation
 Union Bank of India- Mumbai of CRAFICARD committee (also called as
 United Bank of India- Kolkata SivaramanComittee)
 Vijaya Bank- Bangalore For Agricultural finance, It is the apex organization.
 Andhra Bank- Hyderabad Chairman: Dr. Harsha Kumar Bhanwala
 Bank of Baroda- Vadodra Head Quarters: Mumbai
 IDBI Bank- Mumbai Rural Infrastructure Development Fund (RIDF) is
 IPPB- New Delhi operated by NABARD, instead in April 1995.
NABARD is the "Micro-Finance Regulatory Authority"
FINANCIAL REGULATORS
Small Industries Development Bank of India (SIDBI)
Chit Funds Respective State Govt.s Small Industries Development Bank of India (SIDBI in
Insurance companies IRDA short) was established in the year 1990 (Date : 2nd
Housing Finance NHB April 1990) under the Small Industries Development
Companies Bank of India Act 1989 as a subsidiary of Industrial
Venture Capital Fund / SEBI Development Bank of India.
Merchant Banking SEBI Chairman- Mohammad Mustafa
companies Head Quarters : Lucknow
Stock broking companies SEBI
Securities&Exchange Board of India (SEBI)
Nidhi Companies Ministry of corporate It is theregulator for the securitiesmarket in India.
affairs, Govt. of India SEBI was initiallyestablished as a non statutory body
in April 1988, to regulate theworking of stock
TYPES OF BANKING exchange. Later itwas given a statutory status onApril
Para banking- When Bank provides banking services
1992 via SEBI Act, 1992with the following objectives.
except the general banking facility.
Chairman- Ajay Tyagi
Narrow Banking- When banks invest its money in
Head Quarters : Mumbai
Govt. securities instead investing in market to avoid
risk. REGIONAL RURAL BANK (RRB):
Offshore Banking- Bank which accept currency of all Regional Rural Bank Were Set Up By An Ordinance
countries. In 1975, Later Replaced By Rrbs Act, 1976 As Pre
Green banking- Promoting environmental-friendly Banking Commission Recommendation In 1975.
practices&reducing your carbon footprint from your Father Of Rrb Is M.Swaminathan.
banking activities. The Govt. Of India Had Appointed A Working
Retail Banking- Retail banking refers to the division Group On Rural Banks Under The Chairmanship Of
of a bank that deals directly with retail customers. Mr. M. Narasimham In 1975. First Rrbs Were Set Up
Wholesale banking-Wholesale banking is the On 2nd Oct.
provision of services by banks to organisations such as Share Holder Contribution: Govt. Of India 50%
Mortgage Brokers, large corporate clients, mid-sized Sponsor Bank 35% State Govt. 15%.

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EXIM BANK: Eligibility: Scheduled Commercial Banks having Current
Export-Import (EXIM) Bank of India is the principal Account & SGL Account with RBI.
financial institution in India for coordinating the
working of institutions engaged in financing Amount: 1% of NDTL
export&import trade.
It is a statutory corporation wholly owned by the Govt. CLEARING CORPORATION OF INDIA
of India. Clearing Corporation of India Limited (CCIL) was
It was established on January 1, 1982 for the purpose of incorporated on 30th April 2001, as the country‘s first
financing, facilitating&promoting foreign trade of clearing house for the Govt. securities, forex&other related
India. market segments. It commenced operations from Feb 15,
Chairman- David Rasquinha 2002. It provides a system for efficient clearing of money,
Head Quarters : Mumbai Govt. securities & foreign exchange market transactions.
NATIONAL HOUSING BANK(NHB) CollateralisedBorrowing&Lending Obligation (CBLO)

It is the apex institution of housing finance in India, CBLO, an RBI approved money market instrument, is
was set up as wholly owned subsidiary of RBI. developed by CCIL for the benefit of the entities phased
The bank started its operations from July 1988. out from interbank call money market or given restricted
NHB is a subsidiary bank of Reserve Bank of India. participation in terms of ceiling on call borrowing&
National Housing Bank was established under section lending transactions & who do not have access to the
6 of National Housing Bank Act (1987). call money market.
The HQ: of NHB is in New Delhi. It is a discounted instrument available in electronic book
Chairman: Shri Sriram Kalyanaraman entry form for the maturity period ranging from 7 days
to 90 Days (can be up to one year as per RBI guidelines).
ECGC
Export Credit Guarantee Corporation of India. This ASSET SECURITISATION
organisation provides risk as well as insurance cover Securitisation of assets is an additional channel for
to the Indian exporters. recycling of funds by business entities including banks.
Chairman- Geetha Muralidhar Securitisation is process through which the future
Head Quarters : Mumbai receivables (say rent, installment of a term loan due in
future) of an organization (say bank), are converted into
A brief on Financial Terms debt instruments (such as bonds with a fixed rate of
1. Cross Selling return)&then sold.
Cross-selling stands for offering to the existing&new
customers, some additional banking products, with a BANKING CODES & STANDARDS BOARD OF
view to expand banking business, reduce the per INDIA
customer cost of operations&provide more Banking Codes & Standards Board of India (BCSBI) was
satisfaction&value to the customer. set up on the lines of a similar set up in UK to oversee the
2. Credit Card Business Fair Practice Code evolved by the Bankers.
Issue of cards Members: The Board was set up as a Society, under the
(a) Banks having net worth of Rs. 100 cr or above only Societies Registration Act, 1860. Commercial banks, RRBs
can undertake the credit card business. & Urban Coop Banks are its members.
(b) RBI permission is not required to undertake credit A Governing council of the BCSBI looks after its
card issue business. financial affairs&managerial policies. The tenure of the
Council is 5 years&the appointment of the Council after 5
LIQUIDITY ADJUSTMENT FACILITY years would be with the concurrence of the RBI.
Liquidity Adjustment Facility (LAF) was introduced by
RBI during June, 2000 in phases, to ensure smooth KISAN VIKAS PATRA
transition&keeping pace with technological upgradation. KPV are regulated by KVP Rules 2014, Scheme is available
Tenor: Reverse Repo auctions (for absorption of liquidity) through Post Offices&those banks that are authorized to
& Repo auctions (for injection of liquidity) are conducted operate PPF scheme.
on a daily basis (except Saturdays). Denomination: Rs.1000, Rs.5000, Rs.10000&Rs.50000
Cap: 0.25% of NDTL w.e.f. 01.04.14. Types of certificates: Category Single, Joint A-Type&Joint
B-Type (E/S).
Marginal Standing Facility (MSF) Maturity period: 115 Months
MSF was introduced w.e.f. May 09, 2011, by RBI. Rate of Interest: 7.5%.

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Rate of interest: Rs.1000 becomes double during the The process or mechanism under which such actions are
maturity period. taken is known as Prompt Corrective Action, or PCA.
1. Nomination facility, 2. Pledge for loan facility& 3. pre-
mature payment after 2 years & 6 months subject to certain What is PCA as per RBI? All Misconceptions Cleared
conditions, is eligible. RBI clarified that the PCA framework is not intended to
constrain normal operations of the banks for the general
public.
Under RBI's supervisory framework, it uses various
measures/tools to maintain sound financial health of
banks. PCA framework is one of such supervisory tools.
It involves monitoring of certain performance indicators
of the banks as an early warning exercise & is initiated
once such thresholds as relating to capital, asset quality
etc. are breached.
Its objective is to facilitate the banks to take corrective
measures including those prescribed by the Reserve
Bank, in a timely manner, in order to restore their
financial health.
It provides an opportunity to the Reserve Bank to pay
focussed attention on such banks by engaging with the
management more closely in those areas.
MUDRA BANK
The PCA framework is, thus, intended to encourage
MUDRA, which stands for Micro Units Development &
banks to eschew certain riskier activities & focus on
Refinance Agency Ltd, is a financial institution being set
conserving capital so that their balance sheets can
up by Govt. of India for development&refinancing micro
become stronger.
units‘ enterprises.
Under the aegis of Pradhan Mantri MUDRA Yojana
Salient Features of revised PCA Framework for Banks
(PMMY), MUDRA has already created its initial
A. Capital, asset quality & profitability continue to be the
products/schemes. The interventions have been named
key areas for monitoring in the revised framework.
‗Shishu‘, ‗Kishor‘&‗Tarun‘ to signify the stage of
B. Indicators to be tracked for Capital, asset quality &
growth/development&funding needs of the beneficiary
profitability would be:
micro unit / entrepreneur&also to provide a reference
a) CRAR/ Common Equity Tier I ratio
point for the next phase of graduation / growth to look
CET ratio – the percentage of core equity capital, net of
forward to. The financial limit for these schemes is:-
regulatory adjustments, to total risk weighted assets as
(a) Shishu: covering loans up to 50,000/-
defined in RBI Basel III guidelines
(b) Kishor: covering loans above 50,000/-&up to 5 lakh
b) Net NPA ratio
(c)Tarun: covering loans above 5 lakh to 10 lakh
NNPA ratio – the percentage of net NPAs to net advances
c) Return on Assets
Indian Banks' Association (IBA)
ROA – the percentage of profit after tax to average total
Indian Banks' Association (IBA) set up in 1946 with
assets
22 members to discuss issues of common interests.
C. Leverage would be monitored additionally as part of
Over the years, IBA emerged as the Voice of Indian
the PCA framework.
Banking Industry. IBA adopts a consultative approach
D. Breach of any risk threshold (as detailed under) would
to give its views on any issue pertaining to banking
result in invocation of PCA.
sector. As on December 28, 2015 the total Membership
E. The PCA framework would apply without exception to
of the Association is 237.
Ordinary: 139 Associate: 98 Total: 237 all banks operating in India including small banks &
Rajeev Rishi is present Chairman of IBA & it‘s foreign banks operating through branches or subsidiaries
headquarter is in Mumbai. based on breach of risk thresholds of identified indicators.
F. A bank will be placed under PCA framework based on
Prompt Corrective Action (PCA) the audited Annual Financial Results & the Supervisory
To ensure that banks don't go bust, RBI has put in place Assessment made by RBI.
some trigger points to assess, monitor, control & take Currency Quick Facts
corrective actions on banks which are weak & troubled. Den. Letter Colour Motif Dimension
50 - Fluorescent Hampi 66 mm x
Blue with Chariot 135 mm

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200 H Bright Sanchi Stupa 66 mm × 150mm
Yellow 146 mm 2000 - Magenta Mangalyaan 66mm x
500 - Stone Grey Red Fort 66mm x 166mm
STATIC GK CAPSULE for IBPS CLERK MAINS 2018
List of Schemes & Apps launched by Banks India‘s first‖ transparent credit card ―in association
Airtel money – AXIS BANK + AIRTEL with American Express – ICICI Bank
Asha Home loan – AXIS BANK India‘s first credit card exclusively for GOLF – RBL
BOUTIQUE FINANCING SCHEME – State Bank of Bank
India Instant money transfer – Bank of India
Branch on Wheel – ICICI Bank in Odisha Kotak Bharat‘ mobile banking app - Kotak Mahindra
Chillar – HDFC Bank Bank (KMB)
China‘s first online Banking ―webank‖ – Tancet ‗Saral Rural Housing Loan‘ Scheme - ICICI Bank
Holdings Awareness initiative ‗Dhanchayat -- HDFC Bank
DDA Housing Scheme 2014 – HDFC Bank UPI App That Turns Your Smartphone into a Bank for
Digital Banking ―POCKET‖ – ICICI Bank Easy Transfers – RBI
Digital Village Project in Akodara Village of Gujarat – SBI launches ‗State Bank of India No Queue‘ Mobile
ICICI Bank App – State Bank of India
eforex – State Bank of India ICICI Bank launches ‗ICICI Appathon‘, a Mobile App
E-KYC – State Bank of India – ICICI Bank
EMI ON DEBIT CARD – ICICI Bank Lakshmi Vilas Bank launches ‗LVB Mobile‘ app –
E-Wallet – IRCTC Bank Laxmi Vilas Bank
Facebook-based funds transfer platform ―KayPay‖ – IMT APP -(Instant Money transfer ) Launched By –
Kotak Mahindra Bank State Bank Of India
First home grown INDEX ―COMPOSITE INDEX‖ – Ananya Project launched By – Syndicate Bank
State Bank of India UcoPay wallet - UCO Bank
I-Mobile app for windows phone – ICICI Bank LIME App - Axis Bank
India‘s first‖ transparent credit card ―in association  PAYZAPP App - HDFC Bank
with American Express – ICICI Bank List of Union Cabinet Ministers & their
ICICI Apathon App – ICICI Bank launches ‗ICICI Constituency
Appathon‘, a Mobile App Development Challenge
India‘s first credit card exclusively for GOLF LOVERS Cabinet Ministers Portfolio Constituency
– RBL Bank
Shri Raj Nath Lucknow, Uttar
Instant money transfer – Bank of India Home Affairs
Singh Pradesh
Instant Money Transfer (IMT) – Bank of India
Vidisha,
Kisan card – AXIS BANK Smt. Sushma
External Affairs Madhya
Maha Millionaire‖, ―Maha Lakhpati‖ – Bank of Swaraj
Pradesh
Maharashtra
Finance & Gujarat Rajaya
M-Pesa – ICICI Bank+Vodafone Shri Arun Jaitley
Corporate Affairs Sabha
M-Wallet – Canara Bank
Road Transport &
State Bank Freedom App – State Bank of India Highways
Student Travel Card – ICICI Bank
Shipping, Water
TAB BANKING FACILITY – State Bank of India Shri Nitin Jairam Nagpur,
Resources, River
Tap & pay – ICICI Bank Gadkari Maharashtra
Development &
Twitter Handle account – State Bank of India Ganga
Video conferencing – IndusInd & federal bank Rejuvenation
Youth for India – State Bank of India Andhra
First home grown INDEX ―COMPOSITE INDEX‖ – Shri Suresh Commerce &
Pradesh, Rajya
Prabhu Industry
State Bank of India Sabha
I-Mobile app for windows phone – ICICI Bank Shri D. V. Statistics & Bangalore

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Sadananda Gowda Programme North, Javadekar Development Pradesh, Rajya
Implementation Karnataka Sabha
Sushri Uma Drinking Water & Jhansi, Uttar Petroleum &
Bharati Sanitation Pradesh Natural Gas
Shri Dharmendra
Consumer Affairs, Skill Development Deogarh
Shri Ramvilas Pradhan
Food & Public Hajipuri, Bihar &
Paswan Entrepreneurship
Distribution
Smt. Maneka Women & Child Pilibhit , Uttar Railways
Shri Piyush Goyal Maharashtra
Sanjay Gandhi Development Pradesh Coal
Chemicals & Smt. Nirmala Rajya Sabha
Bangalore Defence
Fertilizers Sitharaman Karnataka
Shri Ananthkumar South,
Parliamentary Shri Mukhtar
Karnataka Minority Affairs Jharkhand
Affairs Abbas Naqvi
Law & Justice
Shri Ravi Shankar Electronics & Bihar – Rajya Important Sport Evets
Prasad Information Sabha
Technology Summer Olympics Japan (2020); Paris (2024), Los
Angles (2028)
Himachal
Shri Jagat Prakash Health & Family Winer Olympics Pyeong Chang, South Korea
Pradesh, Rajya
Nadda Welfare (2018); Beijing China (2022)
Sabha
Common Wealth Queensland, Australia (2018);
Shri Ashok Vizianagaram, Games London (2022)
Gajapathi Raju Civil Aviation Andhra Asian Games Indonesia (2018); Hangzohu,
Pusapati Pradesh China (2022)
Heavy Industries & Raigad, FIFA Russia (2018); Qatar (2022)
Shri Anant Geete
Public Enterprises Maharashtra Common Wealth Brahmas (2017); Belfast (2021)
Smt. Harsimrat Food Processing Bathinda, Youth Games
Kaur Badal Industries Punjab Common Wealth Lima, Peru (2018)
Rural Development Gwalior, Weightlifting
Shri Narendra Championship
Panchayati Raj Madhya
Singh Tomar
Mines Pradesh
Men Hockey World Cup 2018 (India)
Shri Chaudhary Haryana, Rajya
Steel Women Hockey World Cup 2018 (London)
Birender Singh Sabha
ICC Women Cricket World 2021 (New Zealand)
Sundargarh,
Shri Jual Oram Tribal Affairs Cup
Odisha
ICC Men Cricket World 2019 (England); 2023
Purvi Cup (India)
Shri Radha Mohan Agriculture &
Champaran, FIFA (Women) World Cup 2019 (France) → Dare to
Singh Farmers Welfare
Bihar Shine
Madhya ITTF Table Tennis World 2018 (London)
Shri Thawar Social Justice &
Pradesh, Rajya Cup
Chand Gehlot Empowerment
Sabha
Information & Quick Facts Related to International Campaign to Abolish
Smt. Smriti Zubin Gujarat, Rajya Nuclear Weapons (ICAN)
Broadcasting and
Irani Sabha It is a coalition of non-Govt.al organizations in one
Textiles
hundred countries promoting adherence to &
Science &
implementation of the United Nations nuclear weapon
Technology
ban treaty.
Dr. Harsh Earth Chandni
ICAN began in Australia & was officially launched in
Vardhan Sciences, Environm Chowk, Delhi
Vienna, Austria in 2007.
ent, Forest &
ICAN‘s HQ: is in Geneva, Switzerland. Beatrice Fihn is
Climate Change
the Executive Director of ICAN.
Shri Prakash Human Resource Madhya

Venues for the upcoming Tournaments OPEC Vienna
Hockey World Cup 2018 Venue:
Amnesty International London
1. Men‘s Hockey World Cup – India
2. Women‘s Hockey World Cup - England Commonwealth of Nations London
International Maritime London
ICC World Cup Cricket Venue: Organization
ODI: (One day International): ICJ (International Court of Justice) The Hague
1. England - 2019 Food&Agricultural Organization Rome
2. India – 2023
NATO Brussels
T20 World Cup:
1. Australia - 2020. Transparency International Berlin
SAARC Kathmandu
FIFA (Football) World Cup venue ASEAN Jakarta
1. 2018: Russia APEC (Asia Pacific Economic Singapore
2. 2022: Qatar Forum)
Commonwealth Games venues:
Organization of Islamic Jeddah
1. 2014 – Glasgow (Scotland).
Cooperation
2. 2018 – Gold Coast (Australia).
3. 2022: Birmingham (England)
Revolutions in the field of agriculture in India:
Black Revolution - Petroleum Production
Olympics Games venues:
Blue Revolution - Fish Production
1. 2014 winter: Sochi (Russia)
Brown Revolution - Leather/Non-conventional
2. 2016 Summer: Rio de Janeiro (Brazil)
(India)/Cocoa production
3. 2018 winter: Pyeongchang (South Korea)
Golden Fiber Revolution - Jute Production
4. 2020 summer: Tokyo (Japan)
Golden Revolution - Fruits/Overall Horticulture
5. 2022 Winter: Beijing (China)
development/Honey Production
6. 2024 Summer: Paris (France)
Green Revolution - Food grains
Grey Revolution - Fertilizer
Asian Games host cities:
Pink Revolution - Onion production/Pharmaceutical
1. 2014: Incheon (South Korea) (Note: 2010 Asain Games
(India)/ Prawn production
held in Guangzhou, China).
Red Revolution - Meat & Tomato Production
2. 2018: Jakarta, Indonesia
Round Revolution - Potato
3. 2022: Hangzhou, China
Silver Fiber Revolution - Cotton
Silver Revolution - Egg/Poultry Production
United Nations HQ:
White Revolution (In India: Operation Flood) -
International Organizations HQ: Milk/Dairy production
UNO (United Nations Org) New York Yellow Revolution - Oil Seeds production
UNICEF New York Evergreen Revolution - Overall development of
UNCTAD Geneva Agriculture.
WHO (World Health Org) Geneva
CENSUS
ILO (International Labour Org) Geneva 1) The population of the country as per the provisional
WMO (World Meteorological Org) Geneva figures of Census 2011 is 1210.19 million of which 623.7
World Intellectual Property Org Geneva million (51.54%) are males&586.46 million (48.46%) are
International Standards Org. Geneva females.
The major highlights of the Census 2011 (Provisional
IMF Washington DC
figures) are as under:
World Bank Washington DC *The population of India has increased by more than 181
UNESCO Paris million during the decade 2001-2011.
OECD Paris 2) %age growth in 2001-2011 is 17.64; males 17.19&females
UNIDO (United Nations Vienna 18.12.
Industrial Dev. Org) 3) *Uttar Pradesh (199.5 million) is the most populous State
in the country followed by Maharashtra with 112
IAEA (International Atomic Energy Vienna
million.
Agency)
Some of the highlights Director General, BSF K K Sharma
Slogan - Our census, Our Future Director General, SSB Rajni Kant Mishra
India's 1st Census - 1872 Director General, CRPF Rajiv Rai Bhatnagar
2011 Census is - 15th Census Director General, ITBP RK Pachnada
Total Population - 1,21,01,93,422 Solicitor General Ranjit Kumar resigned
India's Rank in population - 2nd with 17.5% (1st China Attorney General KK Venugopal
with 19%) Chairperson, National Justice Swatantra Kumar
Most Populous State - Uttar Pradesh Green Tribunal
Least Populous State - Sikkim Director, NCERT Hrushikesh Senapaty
Most Literate State - Kerala (93.9%) President, ASSOCHAM Sandeep Jajodia
Least Literate State - Bihar (63.82%) Chairperson, NASSCOM Raman Roy
National Sex Ratio - Female : Male (940 : 1000)
Chairman, Press Trust of Vivek Goenka
Highest Sex Ratio (State) - Kerala (1084 : 1000)
India
Lowest Sex Ratio (State) - Haryana
Highest Sex Ratio (UT) - Puducherry
Least Sex Ratio (UT) - Damn & Dayyu (61 : 1000)
Literacy of Male - 82.14%
Literacy of Female - 65.46%
Population Growth Rate - 17.64%
Highest fertility Rate - Meghalaya
Most literate union territory - Lakshadweep (92.2%)
Least literate Union Territory - Dadra Nagar & Haweli
Most Literate District - Serechhip (Mizoram)
Least Literate District - Dadra Naga & Haveli
Highest Density of Population - Bihar (1102 sq.km)
Lowest Density of Population - Arunachal Pradesh (17)
Total number of districts - 640
Highest Populous District - Thane (Mumbai)
100% Literacy District - Palakkad (Kerala)
100% Banking State - Kerala Bureaucrats
100% Banking District - Palakkad (Kerala)
Density of Population in India - 382 sq. km Designation Name
Increase in population (during 2001-2011) - 181 million National Security Advisor Ajit Kumar Doval
Chairman, Railway Board Ashwani Lohani
Who‘s who?
Director, Central Bureau of Alok Verma
Investigation (CBI)
Important National Officials
Chief, Intelligence Bureau (IB) Rajiv Jain
Designation Name
Chief, Research&Analysis Anil Dhasmana
Chairperson, CBDT Suhsil Chandra
Wing (RAW)
Chairperson, National Nand Kumar Sai
Director General, NIA YC Modi
Commission for Scheduled Tribes
Chairperson, UGC V.S Chauhan Important Dignitaries
Chairman, ISRO AS Kiran Kumar Post Name
Chairman, Atomic Energy Commission Shekhar Basu Chief Justice, Supreme Court Deepak Misra(45th)
Chairperson, TRAI Ram Sevak Sharma Speaker, Lok Sabha Sumitra Mahajan
Chairperson, NHAI Deepak Kumar Deputy Speaker, Lok Sabha M. Thambidurai
Chairman, National Cadet Hemant M Nerurkar Comptroller&Auditor General Rajiv Mehrishi
Corps of India
Chairperson, Central Anita Karwal Chief Election Commissioner AK Joti
Board of Secondary Chairman, Union Public Service David R. Syiemlieh
Education Commission
Chairperson, IRDAI TS Vijayan Deputy Chairman, Rajya Sabha PJ Kurien
Chairperson, Press Council CK Prasad
of India

Important International Officials Tokyo Stock Exchange: HQ in Tokyo
London Stock Exchange: HQ in London.
Designation Name Shanghai Stock Exchange: HQ in Shanghai.
Secretary-General, United Antonio Guterres Hong Kong Stock Exchange: HQ in Hong Kong.
Nations Organisation Toronto Stock Exchange: HQ in Toronto.
Managing Director, International Christine Lagarde BM&F Bovespa: HQ in Sao Paul
Monetary Fund Australian Securities Exchange: HQ in Sydney
Deutsche Börse: HQ in Frankfurt.
President, World Bank Jim Yong Kim
Taiwan Stock Exchange – HQ in the city of Taipei
Director-General, World Trade Roberto Azevedo
JSE Limited HQ in Johannesburg, South Africa.
Organisation
American Stock Exchange (AMEX) HQ in New York,
DG, UNESCO Audrey Azoulay USA
President, UN General Assembly Miroslav Lajcak Borsa Italia HQ in Milan, Italy
Director-General, WHO Tedros Adhanom London International Financial Futures&Options
Ghebreyesus Exchange (LIFFE) HQ in London, Great Britain
President, International Court of Ronny Abraham Montreal Exchange (MSE) HQ in Montreal, Canada
Justice Nordic: Baltic market (OMX) HQ in Stockholm, Sweden
President, Asian Development Takehiko Nakao Bolsa de Madrid (Madrid Stock Exchange) HQ in
Bank Madrid, Spain
President, International Olympic Thomas Bach Afghanistan Stock Exchange HQ in Kabul
Committee Chittagong Stock Exchange HQ in Chittagong
Director-General, International Yukiya Amano Royal Securities Exchange of Bhutan HQ inThimphu
Atomic Energy Agency Maldives Stock Exchange HQ in Malé
Nepal Stock Exchange HQ in Kathmandu
Secretary-General, NATO Jens Stoltenberg
Sialkot Stock Exchange HQ in Sialkot
Secretary-General, ASEAN Lee Luang Minh Colombo Stock Exchange HQ in Colombo
Secretary-General, SAARC Amjad Hussain B
Sial Famous Temples in India
Secretary-General, Patricia Scotland Badrinath Temple: Chamoli district, Uttarakhand
Commonwealth The Konark Sun Temple: Puri district of Odisha
President, FIFA Gianni Infantino Brihadeeswara Temple: Thanjavur city of Tamil Nadu
Chairman, International Cricket Shashank Manohar Somnath Temple: Saurashtra (Gujarat)
Council Kedarnath Temple: Garhwal area (Uttarakhand)
Sanchi Stupa: Raisen district of Madhya Pradesh
The 12 Major Ports are Ramanathaswamy Temple: Tamil Nadu
Vaishno Devi Mandir: J&K, near Katra.
Port State Siddhivinayak Temple: Prabha Devi, Mumbai
Kolkata West Bengal Gangotri Temple: Uttarkashi district of Uttarakhand
Paradip Orissa Golden Temple or Sri Harmandir Sahib: Amritsar
Vishakhapatnam Andhra Pradesh Kashi Vishwanath Temple: Varanasi (Uttar Pradesh)
Chennai Tamil Nadu Lord Jagannath Temple: Puri (Orissa)
Ennore Tamil Nadu Yamunotri Temple: Uttarkashi district of Uttarakhand
Tuticorin Tamil Nadu Meenakshi Temple: Madurai (Tamil Nadu)
Cochin Kerala Amarnath Cave Temple: State of J&K
Lingaraja Temple: Orissa
New Mangalore Karnataka
Tirupati Balaji: Tirumala (Andhra Pradesh)
Mormugao Goa
Kanchipuram Temples: Tamil Nadu
Jawaharlal Nehru Maharashtra
Khajuraho Temple: Madhya Pradesh
Mumbai Maharashtra
Virupaksha Temple: Hampi, Bellary, Karnataka
Kandla Gujarat
Akshardham Temple: Delhi
Shri Digambar Jain Lal Mandir: Oldest Jain temple in
Stock Exchanges around the World
Delhi
New York Stock Exchange (NYSE): HQ in New York
Gomateshwara Temple: Shravanabelagola town of
City
Karnataka
NASDAQ OMX: HQ in New York City.
Ranakpur Temple: Pali district of Rajasthan Airport
Shirdi Sai Baba Temple: Shirdi town of Maharashtra Bagdogra Airport Bagdogra West Bengal
Sree Padmanabhaswamy Temple :
Thiruvananthapuram, the capital city of Kerala Veer Savarkar Port Blair andaman&Nicoba
Dwarkadhish Temple: Dwarka city (Gujarat) International r Islands
Laxminarayan Temple: In Delhi Airport
Birsa Munda Ranchi Jharkhand
IMPORTANT AIRPORTS IN INDIA Airport
Maharana Pratap Udaipur Rajasthan
Airport City State/UT Airport
Kempegowda Bangalore Karnataka Raja Bhoj Bhopal Madhya Pradesh
International International
Airport Airport
Netaji Subhash Kolkata West Bengal Jolly Grant Airport Dehradun Uttrakhand
Chandra Bose
Rajahmundry Rajahmundry Andhra Pradesh
International
Airport
Airport
Silchar Airport Silchar Assam
Rajiv Gandhi Hyderabad Telangana
International Lengpui Airport Aizwal Mizoram
Airport Zaruki Shillong Meghalaya
Sardar Vallabhbhai Ahmedabad Gujarat International
Patel International Airport
Airport Daporijo Airport Daporijo Arunachal
Chaudhary Charan Lucknow Uttar Pradesh Pradesh
Singh International Tezu Airport Tezu Arunachal
Airport Pradesh
Lokpriya Gopinath Guwahati Assam Kandla Airport Kandla Gujarat
Bordoloi
International Sonari Airport Jamshedpur Jharkhand
Airport Birsa Munda Ranchi Jharkhand
Srinagar Airport Srinagar J&K Airport
Biju Patnaik Bhubaneswar Odisha Agatti Aerodrome Agatti Lakshadweep
International
Airport
Visakhapatnam Visakhapatna Andhra Pradesh
Airport m
Devi Ahilyabai Indore Madhya Pradesh
Holkar Airport
Dr. Babasaheb Nagpur Maharashtra
Ambedkar
International
Airport
Lok Nayak Patna Bihar
Jayaprakash
Airport
Sri Guru Ram Dass Amritsar Punjab
Jee International
Airport
Swami Raipur Chhattisgarh
Vivekananda

BOUNDARY LINES Salal (Rockfill& Chenab J&K
Durand Line: Afghanistan & Pakistan Concrete) Dam
Hindenburg Line: Germany & Poland.
Supa Dam Kali Nadi Karnataka
Mason-dixon Line: Line of demarcation between four
states in the United States. Koteshwar Dam Bhagirathi Uttarakhand
Mannerheim Line: Russia-Finland border. Rihand Dam Rihand Uttar Pradesh
Macmahon Line: India & China
Medicine Line: Canada & the United States. Indira Sagar Narmada Madhya Pradesh
Order-neisse Line: Poland & Germany (NHDC) Dam
Radcliffe Line: India & Pakistan. Pillur Dam Bhavani Tamil Nadu
Siegfried Line: Germany on its border with France.
Madupetty (Eb) Palar Kerala
17th Parallel: North Vietnam & South Vietnam
Dam
26th Parallel south: Africa, Australia & South America.
30TH PARALLEL Equator & the North Pole. Parbati II Dam Parbati Himachal
38th Parallel: Separates North Korea&South Korea. Pradesh
39th Parallel north is an imaginary circle of latitude that Chakra Dam Chakra Karnataka
is 39 degrees north of the Earth‘s equatorial plane.
40th Parallel north: formed the original northern Ukai Dam Tapi Gujarat
boundary of the British Colony of Maryland.
42nd Parallel north: New York - Pennsylania Border. CLASSICAL DANCES&FOLK DANCES IN INDIA
The Parallel 440 north is an imaginary circle of latitude
that is 44 degrees north of the Earth‘s equatorial plane. Indian Classical Dances
45th Parallel north is often called the halfway point Bharatnatyam: Tamil Nadu & Karnataka
between the Equator&the North Pole. Kathak: North India
45th parallel makes up most of the boundary between Kathakali: Kerala.
Montana&Wyoming. Kuchipudi: Andhra Pradesh.
49th Parallel is the boundary between USA&Canada Manipuri: Manipur
Mohiniattam: Kerala.
IMPORTANT DAMS IN INDIA Odissi: Orissa state.
Gaudiya Nritya: West Bengal
Dam River State Sattriya: Assam
Ghoomar: Rajasthan
Tehri Dam Bhagirathi Uttarakhand Thang Ta: Manipur
Lakhwar Dam Yamuna Uttarakhand
Folk dances in India
Idukki (Eb)/Idukki Periyar Kerala
Gaur dance: Folk dance of Madhya Pradesh
Arch Dam
Chhau: Folk dance of Bihar
Bhakra Dam Satluj Himachal Bihu: Folk dance of Assam
Pradesh Dumhal: Popular dance of Kashmir
Pakal Dul Dam Marusudar J&K Padayani: Southern Kerala.
Dollu Kunitha: Karnataka state.
Sardar Sarover Narmada Gujarat Dandiya: Popular folk dance of Gujarat.
Gujarat Dam Bathukamma: Flower & Cultural Festival of Telangana
Srisailam Krishna Andhra Pradesh Changu: Odissa & Andhra Pradesh.
(N.S.R.S.P) Dam Dhaman: Punjab & Andhra Pradesh
Ranjit Sagar Dam Ravi Punjab Gair: Rajasthan
Garba: Gujarat
Baglihar Dam CHENAB J&K Gatka: Punjab
Pong Dam Beas Himachal Karagam: Tamil Nadu.
Pradesh Raas: Gujarat
Dumhal: A folk dance of Kashmir.
Nagarjuna Sagar Krishna Telangana
Chau: Orissa, Bihar & West Bengal
Dam

IMPORTANT DAYS
Important Days: April Important Days: October
2 April - World Autism Awareness Day First Monday of October-World Habitat Day
5 April - National Maritime Day 5th October- World Teachers Day
7 April - World Health Day 9th October- World Post Day
10 April - World Homoeopathy Day 10th October- World Mental Health Day
11 April - National Safe Motherhood Day 11th October- International Day of the Girl Child
18 April - World Heritage Day 13th October- International Day for Disaster Reduction
22 April - World Earth Day 15th October- International Day of Rural Women
24 April - National Panchayati Day 16th October- World Food Day
25 April - World Malaria Day 17th October- International Day for Eradication of Poverty
26 April - World Intellectual Property Day 21st October- Police Commemoration Day
29 April - International Dance Day 24th October- United Nations Day, World Polio Day,
Important Days: May 31st October- Rashtriya Ekta Diwas (National Unity Day)
1 May - International Labours day
2 May - World Asthma Day
3 May - Press Freedom Day
8 May - World Red Cross Day Important Days: November
11 May - National Technology Day 9 Nov: World Legal Services Day
17 May - International Telecommunication Day 10 Nov: World Immunization Day
22 May - International Day for Biological Diversity 12 Nov: World Pneumonia Day
24 May - Commonwealth Day 16 Nov: International Day for Tolerance
31 May - Anti Tobacco Day 17th Nov: International Students Day
19 Nov: International Journalist‘s remembrance Day
Important Days: June 20th Nov: Universal Children‘s Day
4th June: World Day of Innocent Children Victims of 21st Nov: World Television Day, World Fisheries Day
Aggression 25th Nov: International Day for the Elimination of
5th June: World Environment Day Violence against Women
8 June: World Oceans Day 26th Nov: National Law Day (India)
12 June: World Day Against Child Labor
14th June: World Blood Donor Day
15th June: World Elder Abuse Awareness Day Important Days: December
3rd Sunday of June: World Father's Day 1st Dec: World Aids Day
21st June: International Yoga Day 2nd Dec: International Day for the Abolition of Slavery
23rd June: International Olympic Day 4th Dec: Indian Navy Day
26th June: International Day against Drug Abuse & Illicit 7th Dec: Indian Armed Force Flag Day, International Civil
Trafficking Aviation Day
9th Dec: International Day against Corruption
Important Days: January 10th Dec: Human Rights Day
4th Jan: International World Braille Day 14th Dec: National Energy Conservation Day (India)
9th Jan: NRI Day 18th Dec: International Migrants Day
10th Jan: World Laughter Day 23rd Dec: Farmers Day (India)
12th Jan: National youth day (India) 29th Dec: International Biodiversity Day
15th Jan: Army Day (India)
24th Jan: National Girl child day (India)
25th Jan: Tourism Day & National Voters Day (India)
Important Days: March
Important Days: February 8 Mar: International Women‘s Day
2nd Feb: World Wetlands Day 15 Mar: World Consumer Rights Day, World Disabled
Day

4th Feb: World Cancer Awareness Day 16 Mar: National Vaccination Day
21st Feb: International Mother Language Day World Forestry Day: 21Mar
23th Feb: World Peace & Understanding Day World Day for Water: 22Mar
28th Feb: National Science Day (India) World TB Day: 24 Mar
Nick Names of Important Indian Places Abode Of The God Prayag(Allahabad)
Pittsburg Of India Jamshedpur
Nick Names City
Golden City Amritsar Important Defence Exercise Conducted in the World
Manchester Of India Ahmedabad Garuda: India-France
City Of Seven Islands Mumbai HAND-HAND: India-China
Queen Of Arabian Sea Cochin Indra: India-Russia
Jimex: India-Japan
Space City Bangalore
Malbar: Us-India-Japan
Garden City Of India Bangalore Shade: Naval Forces Of India, Japan&China
Silicon Valley Of India Bangalore Surya Kiran: India&Nepal
Electronic City Of India Bangalore Varuna: France&India
Pink City Jaipur Simbex: Indian Navy With Republic Of Singapore
Gateway Of India Mumbai Navy
Ibsamar: India with Brazil&South African Navy
Twin City: Hyderabad, Secunderabad
Konkan: Indian Navy&Royal Navy Of Britain
City Of Festivals Madurai Ausindex: Indian&Australian Navy
Deccan Queen Pune Indradhanush Or Rainbow: India-Uk Air Exercises
City Of Buildings Kolkata Nomadic Elephant: Indian Army Exercises with
Dakshin Ganga Godavari Mongolia
Old Ganga Godavari Ekuverin: Maldives&India
Garuda Shakti: India&Indonesia
Egg Bowls Of Asia Andhra Pradesh
Mitra Shakti: India-Sri Lanka
Soya Region Madhya Pradesh Naseem Al-Bahr: India-Oman
Manchester Of The South Coimbatore SLINEX: Joint exercise in Navy between India&Sri
City Of Nawabs Lucknow Lanka
Venice Of The East Cochin Sahyog-Kaijin -Joint exercise of Coast Guards of
Sorrow Of Bengal Damodar River India&Japan
Malabar: India&US
Sorrow Of Bihar Kosi River
Yudh Abhyas: India&US
Blue Mountains Nilgiri Red flag: India&US
Queen Of The Mountains Mussoorie (Uttarakhand) Cope: India&US
Sacred River Ganga SAMPRITI – India&Bangladesh
Hollywood Of India Mumbai
City Of Castles Kolkata Stadiums Around the World
State Of Five Rivers Punjab
Stadiums in Australia
City Of Weavers Panipat Adelaide Oval- Adelaide
City Of Lakes Srinagar Bundaberg Rum Stadium- Cairns
Steel City Of India Jamshedpur (Called Telstra Dome- Melbourne
Tatanagar) Manuka Oval- Canberra
City Of Temples Varanasi Marrara Cricket Ground- Darwin
Manchester Of The North Kanpur Melbourne Cricket Ground- Melbourne
Sydney Cricket Ground- Sydney
City Of Rallies New Delhi
W.A.C.A. Ground- Perth
Heaven Of India J&K
Boston Of India Ahmedabad Stadiums in Bangladesh
Garden Of Spices Of India Kerala Bangabandhu National Stadium- Dhaka
Switzerland Of India Kashmir Chittagong Stadium- Chittagong

|
Stadiums in England Newlands-Cape Town
Edgbaston- Birmingham St George's Park-Port Elizabeth
Headingley- Leeds Centurion Super Sport Park-Pretoria
Lord's- London
Old Trafford- Manchester Stadium in Sri Lanka
Sophia Gardens- Cardiff Colombo Cricket Club Ground-Colombo
St Lawrence Ground- Canterbury Galle International Stadium-Galle
The Brit Oval- London P.Saravanamuttu Stadium-Colombo
Trent Bridge- Nottingham R.Premadasa Stadium-Colombo
Sinhalese Sports Club Ground-Colombo
Stadiums in India
Barabati Stadium -Cuttack Stadiums in West Indies
Barkatullah Khan Stadium -Jodhpur Sabina Park Kingston-Jamaica
Barsapara Cricket Stadium: Guwahati Antigua Recreation Ground St John's-Antigua
Greenfield International Stadium: Guyana Cricket Stadium Georgetown-Guyana
Thiruvananthapuram Kensington Oval Bridgetown-Barbados
Brabourne Stadium -Mumbai Mindoo Phillip Park Castries-St Lucia
Eden Gardens -Kolkata Albion Sports Complex Berbice-Guyana
Feroz Shah Kotla -Delhi
Gandhi Stadium -Jalandhar Stadiums in Zimbabwe
Green Park -Kanpur Bulawayo Athletic Club-Bulawayo
Indira Gandhi Stadium -Vijayawada Harare Sports Club-Harare
Rajiv Gandhi Port Silver Jubilee Stadium - Kwekwe Sports Club-Kwekwe
Visakhapatnam Queens Sports Club-Bulawayo
Jawaharlal Nehru Stadium -New Delhi
Lal Bahadur Shastri Stadium -Hyderabad Stadiums in United Arab Emirates
M.Chinnaswamy Stadium -Bangalore Sheikh Zayed Stadium-Abu Dhabi
MA Chidambaram Stadium -Chennai Sharjah Cricket Stadium-Sharjah
Madhavrao Scindia Cricket Ground -Rajkot
Moin-ul-Haq Stadium -Patna
Sardar Vallabhai Patel Motera Stadium -
Ahmedabad
Sawai Mansingh Stadium -Jaipur
Vidarbha CA Ground -Nagpur
Wankhede Stadium –Mumbai
Jawaharlal Nehru Stadium: Kochi (Kerala)
Dr. Bhupen Hazarika Cricket Stadium: Guwahati
(Assam)
Dhyan Chand National Stadium: Delhi
Stadiums in New Zealand

Basin Reserve-Wellington
Eden Park-Auckland
Jade Stadium-Christchurch
John Davies Oval-Queenstown
McLean Park-Napier
Stadiums in Pakistan
Arbab Niaz Stadium-Peshawar
Ayub National Stadium-Quetta
Gaddafi Stadium-Lahore
Stadiums in South Africa

Kingsmead-Durban
New Wanderers Stadium-Johannesburg
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GA POWER CAPSULE FOR IBPS CLERK MAINS 2018

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ISSF World Cup 2017- Highlights

PM of Italy Visited India Complete list of Nobel Prize Winners 2017

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The Complete List of the Winners of 2017 US OPEN

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BANKING & FINANCIAL AWARENESS CURRENT AFFAIRS

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ECONOMY/FINANCIAL CURRENT AFFAIRS

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Static Takeaways from Banking & Economy Current Affairs

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Static Take Aways January 2018 Current Affairs Injec

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Static Take Aways December 2017 Current Affairs

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Static Take Aways from October 2017 Current Affairs

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Between Whom MoU/Agreement Details

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NEW APPOINTMENTS: NATIONAL

Designation/Post Who is Appointed?

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NEW APPOINTMENTS: INTERNATIONAL

Designation/Post Who is Appointed?

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Name of the Award Winner

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CURRENT SUMMITS/EVENTS HELD (NATIONAL/INTERNATIONAL)

Name of the Summit Location/Held in

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Purpose for which Committee is formed Headed by

NATIONAL CURRENT AFFAIRS

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INTERNATIONAL CURRENT AFFAIRS

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Countries | Capital | Currency Part 2

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CURRENT AFFAIRS RELATED TO STATES IN INDIA

NORTHERN STATES Oil minister Dharmendra Pradhan inaugurated eastern

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ALL ABOUT THE STATES IN INDIA

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