LIST OF FIXED DEPOSIT SCHEMES FOR THE MONTH OF JULY 2015

MIN. INVST. AMOUNT, RATES OF INTEREST (Based on the Interest Payment Period)
Monthly Quarterly Half Yearly CD / Yearly CDY
SL. Fresh/ Investment
NAME OF THE COMPANY Credit Rating Rate of Rate of Rate of Rate of
NO. Renewal Period (Months) Amount Amount Amount Cumulative
Interest Interest Amount (Rs.) Interest Interest
(Rs.) (Rs.) (Rs.) Yield (%) p.a.
(%) p.a. (%) p.a. (%) p.a. (%) p.a.

1 BAJAJ FINANCE LIMITED CRISIL FAAA F/R

12 8.75 8.80 8.90 9.10 9.10
Additional interest for Special Category customers: ICRA MAAA
0.25% for Senior Citizens and 0.10% for Bajaj Group employee & Bajaj 18 8.85 8.90 9.00 9.20 9.41
Finance live existing customers (Loans & FD).
Minimum Deposit Size for New Customers: 24 8.90 8.95 9.05 #150000/ 9.25 9.68
#150000/ #150000/ #150000/
Greater Mumbai & NCR Region: Rs. 1,50,000/- 100000/
36 100000 8.90 100000 8.95 100000 9.05 9.25 10.31
Pune, Bangalore, Hyderabad, Ahmedabad, Kolkata & Chennai: Rs.1,00,000/- 50000
Rest of India:Rs. 50,000/-for Cumulative & Rs.1,00,000 for non-cumulative
48 8.90 8.95 9.05 9.25 10.61
Minimum Deposit Size for Repeat/existing FD Customers:
Across all locations: Rs.50,000/-
60 8.90 8.95 9.05 9.25 11.13

2 CENT BANK HOME FINANCE LIMITED CRISIL FA 12 9.25 9.58

Note: 0.25% p.a. additional interest for Senior Citizens 24 9.25 10.03
36 9.25 10.52
F/R 48 NA NA NA NA NA NA 5,000 9.25 11.04
60 9.25 11.59
72 9.25 12.18
84 9.25 12.81

3 DEWAN HOUSING FINANCE CORP. LTD - Aashray Deposit Plus CARE AAA FD, F/R 12 8.85 8.95 9.05 9.25
Note: 0.25% p.a additional interest for Deposits from Privilege Customers BWR FAAA 24 9.10 9.15 9.30 9.50
0.25% additinal interest for single deposit of Rs.50 lakhs and above 36 9.10 9.15 9.30 9.50
48 9.10 9.15 9.30 9.50
60 9.10 9.15 9.30 9.50
20,000 2,000 2,000 2,000 NA
72 9.10 9.15 9.30 9.50
84 9.10 9.15 9.30 9.50
96 9.10 9.15 9.30 9.50
108 9.10 9.15 9.30 9.50
120 9.10 9.15 9.30 9.50

DEWAN HOUSING FINANCE CORP. LTD - SWAYAM SIDHA DEPOSIT CARE AAA FD, F/R
Note: 0.25% p.a additional interest for Deposits from Privilege Customers BWR FAAA 18 Months 10,000 9.20 10,000 9.25 10,000 9.40 10,000 9.60 NA
0.25% additinal interest for single deposit of Rs.50 lakhs and above

DEWAN HOUSING FINANCE CORP. LTD - Aashray Deposit Plus 40 Months CARE AAA FD, F/R
$ = Single deposit size BWR FAAA
40 Months 20,000 9.20 10,000 9.25 10,000 9.40 10,000 9.60 NA
Note: 0.25% p.a additional interest for Deposits from Privilege Customers
0.25% additinal interest for single deposit of Rs.50 lakhs and above

DEWAN HOUSING FINANCE CORP. LTD - Aashray Deposit Plus 14 Months CARE AAA FD, F/R
Note: 0.25% p.a additional interest for Deposits from Privilege Customers BWR FAAA
14 Months 10,000 9.10 10,000 9.15 10,000 9.30 10,000 9.50 NA
0.25% additinal interest for single deposit of Rs.50 lakhs and above
 LIST OF FIXED DEPOSIT SCHEMES FOR THE MONTH OF JULY 2015

MIN. INVST. AMOUNT, RATES OF INTEREST (Based on the Interest Payment Period)
Monthly Quarterly Half Yearly CD / Yearly CDY
SL. Fresh/ Investment
NAME OF THE COMPANY Credit Rating Rate of Rate of Rate of Rate of
NO. Renewal Period (Months) Amount Amount Amount Cumulative
Interest Interest Amount (Rs.) Interest Interest
(Rs.) (Rs.) (Rs.) Yield (%) p.a.
(%) p.a. (%) p.a. (%) p.a. (%) p.a.
DEWAN HOUSING FINANCE CORP. LTD-Aashray 13 Months Trust Deposit CARE AAA FD, F/R
(Deposits < Rs.50 lakhs) BWR FAAA
13 Months 50,000 9.10 50,000 9.15 50,000 9.30 50,000 9.50 NA
$ = Single deposit size
Note: 0.25% p.a additional interest for Deposits from Privilege Customers
DEWAN HOUSING FINANCE CORP. LTD-DOUBLE MY MONEY CARE AAA FD, F/R
Note: 0.25% p.a additional interest for Deposits from Privilege ustomers BWR FAAA 89 Months NA NA NA NA NA NA 10,000 9.50 NA
0.25% additinal interest for single deposit of Rs.50 lakhs and above

4 GRUH FINANCE LTD ICRA MAAA F/R 12-23 8.25 8.50 8.75
Note: 0.25% extra interest for Senior Citizen & Trust Deposits CRISIL FAAA 24-35 8.25 8.50 8.75
36-47 8.00 8.25 8.50
20,000 2,000 NA NA 2,000 NA
48-59 8.00 8.25 8.50
60-83 8.00 8.25 8.50
84-120 8.00 8.25 8.50

5 HDFC LTD - (INDIVIDUALS ) CRISIL FAAA F/R 12-23 8.35 8.40 8.50 8.70
Note: 0.25% extra interest for Senior Citizen Deposits up to 1 Crore only ICRA MAAA 24-35 8.35 8.40 8.50 8.70
36-47 40,000 8.35 20,000 8.40 20,000 8.50 20,000 8.70 NA
Note: These interest rates are applicable only for deposit size <= Rs. 2 Crore
48-59 8.35 8.40 8.50 8.70
60 8.35 8.40 8.50 8.70

HDFC LTD - (INDIVIDUALS) CRISIL FAAA F/R 12-23 8.25 8.30 8.40 8.60
Note: These interest rates are applicable only for deposit size > Rs. 2 Crore upto ICRA MAAA 24-35 8.25 8.30 8.40 8.60
36-47 40,000 8.25 20,000 8.30 20,000 8.40 20,000 8.60 NA
Rs. 5 Crore
48-59 8.25 8.30 8.40 8.60
60 8.25 8.30 8.40 8.60

HDFC LTD - (INDIVIDUALS) CRISIL FAAA F/R 12-23 8.15 8.20 8.30 8.50
Note: These interest rates are applicable only for deposit size exceeding Rs. 5 ICRA MAAA 24-35 8.15 8.20 8.30 8.50
36-47 40,000 8.15 20,000 8.20 20,000 8.30 20,000 8.50 NA
Crore
48-59 8.15 8.20 8.30 8.50
60 8.15 8.20 8.30 8.50

HDFC LTD - (TRUSTS & INSTITUTIONS) CRISIL FAAA F/R 12-23 8.25 8.30 8.40 8.60
Note: These interest rates are applicable only for deposit size <= Rs. 5 Crore ICRA MAAA 24-35 8.25 8.30 8.40 8.60
36-47 40,000 8.25 20,000 8.30 20,000 8.40 20,000 8.60 NA
48-59 8.25 8.30 8.40 8.60
60 8.25 8.30 8.40 8.60

HDFC LTD - (TRUSTS & INSTITUTIONS) CRISIL FAAA F/R 12-23 8.15 8.20 8.30 8.50
Note: These interest rates are applicable only for deposit size exceeding Rs. 5 ICRA MAAA 24-35 8.15 8.20 8.30 8.50
36-47 40,000 8.15 20,000 8.20 20,000 8.30 20,000 8.50 NA
Crore
48-59 8.15 8.20 8.30 8.50
60 8.15 8.20 8.30 8.50

HDFC LTD Premium Deposit - (Individuals) CRISIL FAAA F/R 15 8.45 8.50 8.60 8.80
Note: These rates are applicable only for deposits lesthan Rs. 2 Crore ICRA MAAA 22 8.50 8.55 8.65 8.85
40,000 20,000 20,000 20,000 NA
30 8.45 8.50 8.60 8.80
Note: 0.25% extra interest for Senior Citizen Deposits upto Rs. 1 Crore only.
44 8.50 8.55 8.65 8.85

HDFC LTD Premium Deposit - (Trusts & Institutions) CRISIL FAAA F/R 15 8.35 8.40 8.50 8.70
Note: These rates are applicable only for deposits lesthan Rs. 5 Crore ICRA MAAA 22 8.40 8.45 8.55 8.75
40,000 20,000 20,000 20,000 NA
30 8.35 8.40 8.50 8.70
44 8.40 8.45 8.55 8.75
 LIST OF FIXED DEPOSIT SCHEMES FOR THE MONTH OF JULY 2015

MIN. INVST. AMOUNT, RATES OF INTEREST (Based on the Interest Payment Period)
Monthly Quarterly Half Yearly CD / Yearly CDY
SL. Fresh/ Investment
NAME OF THE COMPANY Credit Rating Rate of Rate of Rate of Rate of
NO. Renewal Period (Months) Amount Amount Amount Cumulative
Interest Interest Amount (Rs.) Interest Interest
(Rs.) (Rs.) (Rs.) Yield (%) p.a.
(%) p.a. (%) p.a. (%) p.a. (%) p.a.
HDFC LTD Smart Deposits - Only for Companies CRISIL FAAA F/R 31 < 90 Days NA 8.00
Note: These rates are applicable only for deposits lesthan Rs. deposits of Rs. 1 ICRA MAAA 91 < 180 Days NA 8.40
NA NA 500,000 NA NA 500,000 NA
Crore to Rs, 20 crore 181 < 12 Months NA 8.50
12 <= 18 Months 8.60 8.90

HDFC LTD Double Money Plan CRISIL FAAA F/R 100 8.67
NA NA NA NA NA NA 2,000 NA
* for senior citizens ICRA MAAA *98 8.85

6 HUDCO FITCH tAA+(ind), F/R 12 9.15 9.15 9.15

Note: An Additional Interest Rate of 0.25% p.a is payable for Deposits received CARE AA+(FD) 24 9.00 9.00 9.00
from Senior Citizens. 36 9.00 9.00 9.00
48 NA NA 50,000 8.75 50,000 8.75 50,000 8.75 NA
In case of Single Deposit of > Rs. 25 Cr and above must take prior written
60 8.75 8.75 8.75
permission from Head Office.
72 8.50 8.50 8.50
84 8.50 8.50 8.50

HUDCO - (Company,Firm,Trust ect.) FITCH tAA+(ind), F/R 12 9.00 9.00 9.00

Note: An Additional Interest Rate of 0.25% p.a is payable for Deposits received CARE AA+(FD) 24 8.85 8.85 8.85
from Senior Citizens. 36 8.85 8.85 8.85
48 NA NA ,
50,000 8.75 ,
50,000 8.75 ,
50,000 8.75 NA
In case of Single Deposit of > Rs.
Rs 25 Cr and above must take prior written
60 8.75 8.75 8.75
permission from Head Office.
72 8.50 8.50 8.50
84 8.50 8.50 8.50

7 ICICI HOME FINANCE LTD CARE AAA FD, F/R

12-23 8.20 8.25 8.50
Note: 0.35% extra interest for Senior Citizen Deposits. ICRA MAAA
Note:These interest rates are applicable only on ticket slabs < = Rs. 1 Crore. 24-35 8.40 8.50 8.75
40,000 20,000 NA NA 10,000 NA
In case of deposits of above Rs. 1 Cr, prior approval need to be 36-47 8.20 8.25 8.50
obtained from company about interest rates.
48-60 8.20 8.25 8.50

ICICI HOME FINANCE LTD - SPECIAL SCHEME RATES CARE AAA FD, F/R 12 8.20 8.25 8.50
Note: 0.35% extra interest for Senior Citizen Deposits. ICRA MAAA 15 8.55 8.60 8.90
Note:These interest rates are applicable only on ticket slabs < = Rs. 1 Crore. 20 8.55 8.60 8.90
In case of deposits of above Rs. 1 Cr, prior approval need to be 30 40,000 8.65 20,000 8.70 NA NA 10,000 9.00 NA
obtained from company about interest rates. 35 8.65 8.70 9.00
40 8.40 8.50 8.75
60 8.20 8.25 8.50

8 KERALA TRANSPORT DEVELOPMENT FINANCE CORPORATION LTD F/R 12 9.75 9.75 10.20
For Single Deposit Size < Rs. 25 Laksh 24 9.75 9.75 10.72
Note: 0.25% extra interest for Senior Citizen Deposits 36 10,000 9.75 NA NA NA NA NA 9.75 11.27
In case of deposits of above Rs. 5 Cr, prior approval need to be 48 9.50 9.50 11.50
obtained from company. 60 9.50 9.50 12.10

KERALA TRANSPORT DEVELOPMENT FINANCE CORPORATION LTD F/R 12 10.00 10.00 10.47
For Singile Deposit Size >= Rs. 25 Lakhs and above 24 10.00 10.00 11.02
Note: 0.25% extra interest for Senior Citizen Deposits 36 10,000 10.00 NA NA NA NA NA 10.00 11.61
In case of deposits of above Rs. 5 Cr, prior approval need to be 48 9.75 9.75 11.87
obtained from company. 60 9.75 9.75 12.50
 LIST OF FIXED DEPOSIT SCHEMES FOR THE MONTH OF JULY 2015

MIN. INVST. AMOUNT, RATES OF INTEREST (Based on the Interest Payment Period)
Monthly Quarterly Half Yearly CD / Yearly CDY
SL. Fresh/ Investment
NAME OF THE COMPANY Credit Rating Rate of Rate of Rate of Rate of
NO. Renewal Period (Months) Amount Amount Amount Cumulative
Interest Interest Amount (Rs.) Interest Interest
(Rs.) (Rs.) (Rs.) Yield (%) p.a.
(%) p.a. (%) p.a. (%) p.a. (%) p.a.
9 LIC HOUSING FINANCE LTD CRISIL F/R 8.60 8.60
12
Note: 0.10% extra interest for Senior citizen on deposits Upto Rs.50,000 FAAA/STABLE
18 8.60 8.78
0.25% Extra Interest for Senior Citizen on Deposits of above Rs. 51,000
Interest Rates applicable for deposit size Upto Rs.5 Cr only 24 NA NA NA NA NA NA 10,000 8.70 9.08
In case of deposits of above Rs. 5 Cr, prior approval need to be 8.75 9.54
36
obtained from company before banking the application/cheque about interest
rates. 60 9.00 10.77

10 MAHINDRA & MAHINDRA FINANCIAL SERV. LTD FAAA by CRISIL F/R 12 8.40 8.50 9.00 9.00
Note: 0.25% extra interest for Senior Citizen Deposits 18 NA NA 9.25 9.53
In case of deposits of above Rs. 1 Cr, prior approval need to be 24 9.15 9.25 9.25 9.68
NA NA 50,000 25,000 10,000
obtained from company about interest rates. 36 9.15 9.25 9.25 10.13
48 8.90 9.00 9.25 10.61
60 8.90 9.00 9.25 11.13

11 PNB HOUSING FINANCE LIMITED CRISIL FAAA 12 8.35 8.40 8.50 8.70 8.70
Note: 0.25% p.a. additional interest for Senior Citizens upto Rs. 1 Cr Only . 24 8.35 8.40 8.50 8.70 9.08
Interest Rates applicable for deposit size <= 5 Cr 36 8.35 8.40 8.50 8.70 9.48
In case of
f deposits
p of
f Above Rs. 5 Cr,prior
,p approval
pp need to be obtained from
f F/R
F/ 48 100,000
, 8.35 ,
50,000 8.40 20,000
, 8.50 ,
20,000 8.70 9.90
60 8.35 8.40 8.50 8.70 10.35
company.
72 8.35 8.40 8.50 8.70 10.83
84 8.35 8.40 8.50 8.70 11.33
120 8.35 8.40 8.50 8.70 13.03

PNB HOUSING FINANCE LIMITED - SPECIAL DEPOSIT CRISIL FAAA 15 8.45 8.50 8.60 8.80 8.93
Interest Rates applicable for deposit size <= 5 Cr
22 8.50 8.55 8.65 8.85 9.16
In case of deposits of Above Rs. 5 Cr,prior approval need to be obtained from F/R 100,000 50,000 20,000 20,000
30 8.45 8.50 8.60 8.80 9.41
company.
44 8.50 8.55 8.65 8.85 9.95

12 SHRIRAM TRANSPORT FIN. COMPANY LIMITED UNNATI DEPOSITS ICRA MAA+ F/R 12 8.65 8.71 8.81 9.00 9.00
CRISIL FAA+ 24 8.88 8.95 9.05 9.25 9.68
36 25,000 9.11 25,000 9.18 25,000 9.28 25,000 9.50 10.43
48 9.11 9.18 9.28 9.50 10.94
60 9.11 9.18 9.28 9.50 11.49

13 SHRIRAM CITY UNION FIN. COMPANY LIMITED IND tAA- F/R 12 8.65 8.71 8.81 9.00 9.00
CARE AA FD 24 8.88 8.95 9.05 9.25 9.68
36 10,000 9.11 10,000 9.18 10,000 9.28 5,000 9.50 10.43
48 9.11 9.18 9.28 9.50 10.94
60 9.11 9.18 9.28 9.50 11.49

14 SUNDARAM HOME FINANCE LTD (INDIVIDUALS ) ICRA MAA+ F/R 12 NA 8.75 8.75 9.00
Note: 0.50% p.a. additional interest for Senior Citizens
18 NA 8.75 8.75 9.27
Note: Corporate Deposits are not accepted
24 NA 9.00 9.00 9.75
10,000 10,000 NA NA 10,000
36 8.93 9.00 9.00 10.20
48 8.69 8.75 8.75 10.35
60 8.69 8.75 8.75 10.84
 LIST OF FIXED DEPOSIT SCHEMES FOR THE MONTH OF JULY 2015

MIN. INVST. AMOUNT, RATES OF INTEREST (Based on the Interest Payment Period)
Monthly Quarterly Half Yearly CD / Yearly CDY
SL. Fresh/ Investment
NAME OF THE COMPANY Credit Rating Rate of Rate of Rate of Rate of
NO. Renewal Period (Months) Amount Amount Amount Cumulative
Interest Interest Amount (Rs.) Interest Interest
(Rs.) (Rs.) (Rs.) Yield (%) p.a.
(%) p.a. (%) p.a. (%) p.a. (%) p.a.
SUNDARAM HOME FINANCE LTD (TRUSTS ) ICRA MAA+ F/R 12 NA 8.75 8.75 9.00
Note: Corporate Deposits are not accepted 18 NA 8.75 8.75 9.27
24 NA 9.00 9.00 9.75
10,000 10,000 NA NA 10,000
36 9.43 9.50 9.50 10.83
48 9.18 9.25 9.25 11.05
60 9.18 9.25 9.25 11.60

CAPITAL GAIN BONDS & GOI 8% SAVING BONDS'2003

S.NO NAME OF THE COMPANY TENURE RATE OF INTEREST
1 RURAL ELECTRIFICAITON CORPORATION LTD (REC) ‐ 54EC BONDS 3 YEARS 6% P.A
2 NATIONAL HIGHWAY AUTHORITY OF INDIA (NHAI) ‐ 54EC BONDS 3 YEARS 6% P.A
3 GOI 8% SAVING BONDS'2003 (TAXABLE) ‐ HDFC BANK LTD 6 YEARS 8% P.A
4 GOI 8% SAVING BONDS'2003 (TAXABLE) ‐ ICICI BANK LTD 6 YEARS 8% P.A

Note:
1) The above interest rates are subject to change without any prior intimation.
2) Please confirm the interest rates from the relationship managers at the nearedst branches of Karvy Stock Broking Ltd (KSBL), before submitting the application.