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TO INSURE: You must insure both your house and your car.
To rise-rose risen
Vocabulary
terms of delivery
To indemnify/indemnification
To be entitled to compensation
Party/third party
Arbitrator/inventor
To assess/evaluate/appraise assessment/evaluation/appraisal
The banks offer their services both to private individuals and to businesses/companies/business
organizations. You can open a current account or a deposit account. The former will enable a person
to use a cheque for payment/as means of payment/ instead of cash, whereas the latter will bring a
small interest. People can ask the bank to pay/settle their current expenses, such as subscriptions,
rents, phone bills, gas or electricity bills. Valuables or official documents can be left in custody/
entrusted to a bank on payment of a certain charge. The bank will obtain foreign currencies, issue
traveller’s cheques and letter of credit payable at their branches or at other (corresponding) banks.
cheque (BE)
check (AE)
to check: You must check your accounts.
In afara de aceasta, bancile opereaza tranzactii la bursa pt. dumneavoastra si va dau consultatii in
materie de investitii. Ele dau si bani cu imprumut, in general pe termen scurt. Astfel pot sa acorde
facilitati de cont descoperit/sold debitor sau imprumuturi personale; daca evaluarea creditului dvs.
este buna si daca puteti oferi garantii, ele pot avea in vedere un credit pe term mai lung. Aproape
toate acestea se aplica si intreprinderilor, dar ele pot sa ceara bancii si scontarea efectelor lor de
comert: cambii (trate), sau chiar bilete la ordin. In domeniul comertului exterior, bancile isi pot
sprijini clientii prin finantare sau consultanta. Ele pot fi consultate de una sau alta dintre partile
contractante pentru a obtine informatii asupra situatiei financiare a partenerului in cazul tranzactiilor
comerciale.
The banks have played a very important role/part in the development of modern economy since the
very beginning of commercial activities. Their branches have become a familiar sight on many city
streets, but also in villages, as more and more people now have an account in a national or regional
bank.
The banks offer their services both to private individuals and to businesses/companies/business
organizations. You can open a current account or a deposit account. The former will enable a person
to use a cheque for payment/as means of payment/ instead of cash, whereas the latter will bring a
small interest. People can ask the bank to pay/settle their current expenses, such as subscriptions,
rents, phone bills, gas or electricity bills. Valuables or official documents can be left in custody/
entrusted to a bank on payment of a certain charge. The bank will obtain foreign currencies, issue
traveller’s cheques and letter of credit payable at their branches or at other (corresponding) banks.
In afara de aceasta, bancile opereaza tranzactii la bursa pt. dumneavoastra si va dau consultatii in
materie de investitii. Ele dau si bani cu imprumut, in general pe termen scurt. Astfel pot sa acorde
facilitati de cont descoperit/sold debitor sau imprumuturi personale; daca evaluarea creditului dvs.
este buna si daca puteti oferi garantii, ele pot avea in vedere un credit pe term mai lung. Aproape
toate acestea se aplica si intreprinderilor, dar ele pot sa ceara bancii si scontarea efectelor lor de
comert: cambii (trate), sau chiar bilete la ordin. In domeniul comertului exterior, bancile isi pot
sprijini clientii prin finantare sau consultanta. Ele pot fi consultate de una sau alta dintre partile
contractante pentru a obtine informatii asupra situatiei financiare a partenerului in cazul tranzactiilor
comerciale.
Besides, banks will operate transactions on the Stock Exchange for you and give advice on
investments. They also grant loans, generally on a short term basis. Thus they can grant overdraft
facilities or personal loans; if your credit assessment/rating is good and you can offer some
guarantees, they can take into account a long-term credit. Almost all these apply to
businesses/companies, too, but they can also ask for the discounting of their bills: Bills of Exchange
(drafts) or even Promissory Note. In the field of foreign exchange, the banks can support their clients
by financing or advising them. They can be referred by either contracting party in order to get
information about the financial status in commercial transactions.
Bank draft
To check/check/cheque/traveller’s cheque
To settle an account/to take into account/to give an account
to settle a payment
The rate of interest
To subscribe –subscription
To grant a loan/bank loan
Overdraft
The account is overdrawn/is in the red
The account is in the black.
1. Se percepe dobanda pt. toate serviciile bancare.
An interest is charged on all banking services.
3. Depun intotdeauna obiectele mele de valoare si bijuteriile sotiei intr-un seif bancar inainte
de a pleca intr-o vacanta de lunga durata.
I always deposit my valuables and my wife’s jewels in a bank safe before going on holiday.
9. Bancile de investitii americane tocmai au crescut rata de baza a dobanzii la 6, 75%, marind-o
cu un sfert de punct.
The US investment banks have just raised their prime rate to 6.79%, increasing it by ¼
point.
quarter
10. S-a confirmat cresterea pretului pt. imprumuturi pe termen scurt, in timp ce ratele
(dobanzii) pe termen lung raman stabile.
The increase in the price of short-term loans has been confirmed, whereas long-term rates
remain stable.
11. Banca centrala functioneaza in calitate de bancher pt. guvern si alte banci si ca autoritate
centrala de emisiune monetara.
The Central Bank acts as a banker to the government and to other banks, and as a central
money-issuing authority.
Issuing banks
issue