Вы находитесь на странице: 1из 33

The FULLER Method 1

Is This One Of Those Investment Scams That Would


Promise A 30% Profit In A Month?
This is perhaps one of the most common questions you will ask me
whenever I talk about my savings and investing strategies.

I cannot blame you for that. A lot of people including some of my close
friends are victims of investment scammers and pyramiding. This is not an
investment scam that you often see on television news or read in
newspaper.

I want to be frank and transparent with you.

This is not a get rich-quick-scheme. I am going to teach you how to


strategize on saving your hard earned money and to invest smartly.

Everything will be based on your “Mindset, Money and Method” to keep


going.

No worries! I will provide you the step-by-step procedure to get started.

I am talking about how you can be one of the owners of big companies that
you just see in different advertisements and just dream of owning it.

www.TheFullerMind.com
2 Learn to Grow Your Money Exponentially

Don’t get me wrong. You have exactly read it right. Here is the best thing
about it; you can grow your money fuller while sleeping and not worry much
on any computations of the companies like any other businesses do.

I am talking about saving your money and investing it in Philippine Stock


Market and, Kaboom! You can make hundreds, thousands or even millions
depending how sincere you are to follow what I am about to divulge - the
Fuller Method.

DISCLAIMER: I cannot guarantee you that you will become an instant


millionaire over night. But, you can earn millions if you take actions from
what I am going to share with you. Believe me; these are just simple and
easy steps.

How Fast Can I Make Money On This?

That is absolutely up to you. You can make ₱5,000.00 in just a month,


₱50,000.00 in a year or your ₱250,000.00 can be ₱1,800,0000 in a span of
10 years . Wow! Instantly you can pay in full for a housing loan, business
loan or it can be for college tuition fees and allowances of your children.

For whatever purpose it may be, the best thing about this is your sincerity
in believing that this method will work best for you.

Again, that is entirely up to you.

www.TheFullerMind.com
The FULLER Method 3

What you are reading right now is not the usual free downloadable ebook
you get from the internet.

In this special course, I will teach you EXACTLY how I earned:

 ₱75,000.00 from a company without buying even a single share of


stock from them.
 ₱3,000.00 in just one week.
 ₱55,0000.00 in a year.
 ₱126,763.00 accumulated cash dividends.

I am now going to reveal the 7 Secrets of The Fuller Method on how I


did it, and the BEST part of it is YOU can exactly do the same.

Who is the person behind the Fuller


Method?
Before we get started, let me introduce myself.

My name is Cynthia D. Fuller. I am a Filipino, a


wife and a mother of two kids. By profession, I am
a registered chemist and a corporate employee.
Also, I am the founder of The Fuller Mind.

My mission is to provide Pinoys the basic knowledge and information on


stock market investing and be engaged in the applications of all the
methods that you can get. I believe that, having the right mindset on self-
discipline; all Filipinos can save, invest and make more money to achieve
financial freedom.

www.TheFullerMind.com
4 Learn to Grow Your Money Exponentially

Secret #1
My Big Whys

Seriously, I was not born rich and I had my fair share of financial
struggles.
My father lost his job when he got a stroke in 1996 that caused more
financial difficulties. College tuition fees and allowances were given by my
generous aunts and uncles.

When I became a regular employee in my second job, I did not prioritize


buying gadgets or clothes that would make me look rich. It was like I would
rather be rich than sexy because of my experiences on financial issues.
All I wanted is to save, invest and make money so I would never ever
again be a burden to anybody else.

You can check my blog on my journey in achieving financial freedom


http://www.thefullermind.com/start-retiring-the-day-you-start-earning/.

www.TheFullerMind.com
The FULLER Method 5

Secret #2
“Mindset, Money and Method”

In 2001, after a year of being a regular employee, I got the privilege to buy
shares from company. I bought 2200 shares for ₱45.49 per share on May
31, 2001 through salary deduction and payable in five years. My stock
market investing and awareness started there.

I could make a profit in Philippine Stock Market investing without quitting


my job. I enjoyed the following earnings:
 Stock dividend
 Cash dividend
 Price Appreciation/Capital Gain

“Mindset, Money and Method”; having all these three helped me realized
that nothing is impossible in achieving your future goals.

“Money, Method and Mindset” are the 3Ms of successful investing


according to Adam Khoo. “He is the Chairman of the Adam Khoo Learning
technologies Group, one of Asia’s largest private training companies that
operate in seven countries. He is also a professional stocks investor and
investment advisor.”

www.TheFullerMind.com
6 Learn to Grow Your Money Exponentially

Secret #3
Educate Myself on Stock Market Investing

To better understand stock market I went to four series of seminars last


June 2016. I felt the excitement every Saturday because that would mean
new lessons and meeting new people with the same goal as mine. I
never minded the traffic and the hassle of travelling for 6 hours just to be at
the venue before the seminar begins.

The total cost of my expenses including food and transportation was


₱15,000.00.

I would like to share with you in this free ebook some of what I learned
from that training.

Now let’s discuss about….

How To Work Less, Earn More and Grow Your Money


FULLER in Philippine Stock Market While Sleeping

In my opinion Philippine Stock Market investing is one of the best


investment options to maximize your gain. Before I talk about the benefits,
let me first explain briefly the Stock Market Investing.

www.TheFullerMind.com
The FULLER Method 7

What is a Stock Market?

We can compare it with “palengke”. Ano ba makikita natin sa palengke?


Canned goods, fruits, meats, vegetables, drinks, junk foods, rice and many
more.

In stock market, what you can buy are company shares, like Jollibee Foods
Corporation, SM Prime Holdings Inc., SM Investments Corporation, Manila
Electric Company, BDO, Ayala Land Inc., San Miguel Corporation,
Megaworld Corporation and etc.

May tinatawag tayong blue chip companies. Thirty giant companies are
considered by the Philippine Stock Exchange as blue chip. These are good
to buy especially for long term investment.

How can you get shares from these companies?

You need a stock broker to help you place your orders. Stock broker acts
as the middleman. Halimbawa ang isang company ay hinati sa 1 million
shares. Kung ikaw ay bumili ng 50,000 shares, ikaw ay may ari ng 5% ng
buong kumpanya.

www.TheFullerMind.com
8 Learn to Grow Your Money Exponentially

Why these companies are selling their shares?

These companies need additional capital either for expansion,


development and others. So as an investor you buy shares from them and
being one of the owners you get profit from them through dividends.

So, why I am thrilled sharing this with you? Keep reading!

Ten Advantages of Investing In Philippine Stock Market

1. Accessible. With the help of the technology, there is no need to go to


your broker to request for the status of your account. You can access
your portfolio to transact anytime and anywhere through you personal
computer or mobile phone.

2. Convenient. No need to go to the office of the broker to fund your


account. Once your bank account is funded, you can transact through
online banking and in 30 minutes or less you can buy shares of any
big companies you love (except on weekends and holidays).

3. Easy To Start. A 10 year old child can begin investing with the
guidance of their parents. Parent is the primary account holder in this
case. Sooner, they could do and manage it on their own. Because
anyone who desires to learn could gain the right skills and strategies
used by successful investors.

www.TheFullerMind.com
The FULLER Method 9

4. Cheap To Start. You can open an account for as low as ₱5,000.00


and you can start investing and keep funding it.

5. You Can Be One Of the Owners of Big Companies. By buying


even as low as 10 shares of the company, let’s say Jollibee Foods
Corporation (JFC), you can already tell your friends that you owned a
small part of Jollibee. You can now be one of the proud owners of it.

6. Beat The Banks. It can give you a handsome profit of 5%, 8%, 25%
or even higher in a month. It all depends on how you would discipline
yourself on saving and your diligence to follow the Fuller Method of
investing.

7. Minimal Charges. In some businesses, the government will require


3-10% tax and even your salary is taxed by 25-30%. The charge of
buying shares of a company in my stock broker, COL Financial is
only 0.295% of the gross amount. Also, the charge of selling is
0.795% of the gross amount.

8. Grow Your Money FULLER While Sleeping. This one will best be
achieved if you select good companies with good fundamentals. I am
giving you an idea on how you will not work for money but money will
work for you. Being a stockholder, you are creating a passive income
in such case. You will not get stressed in working and managing the
operations of the company to make it grow and productive. You just
need to manage the performance of our OWN account and wait for

www.TheFullerMind.com
10 Learn to Grow Your Money Exponentially

the time to gain profits. Like me, you will be enjoying the regular cash
dividend.

9. No Need to Quit Your Job Yet. Everybody is so busy with our own
family, work and other stuff. Viewing your account would not take 30
minutes of your time. You can check your portfolio everyday, twice or
thrice a week, once or twice a month. Again, this will vary depending
on the schedule of every person. You can set your own schedule.

10. Achieve Financial Freedom. Stock Market investing is only


one of the ways of creating a passive income, thus help you achieve
financial independence. However, this is not the end of the road to
financial freedom. You must educate yourself on financial literacy as
well. Once you earned and got proofs to show, share the knowledge
to your family, friends and relatives. Spread the good news! Educate
them little by little until they begin to follow your footstep.

www.TheFullerMind.com
The FULLER Method 11

Secret #4
Constant Saving and Investing

Why I Got Hooked To This Profitable Stock Market


Investing?

Remember my story on how I began in stock market investing? I promised


myself not to be a financial burden to anybody else but rather be a good
financial Samaritan to other people. You may read my blogs to know the
full story.

My San Miguel Corporation (SMC) shares were all under salary deduction
and payable within 5 years. What I did was I maximized my net disposable
income or credit limit to buy SMC shares.

I acquired more shares every 5 years. As of the moment, some were


already sold while some were still under my possession. The remaining
stocks will be allotted to college tuition fees and allowances of my children.

So, what is the good news for you?

You don’t have to be an employee of a blue chip company to acquire


shares. You can follow my method and mindset as well; all you need is self

www.TheFullerMind.com
12 Learn to Grow Your Money Exponentially

discipline. Save part of your monthly income or bonuses regularly then


invest it monthly in stock market and kaboom you can now make money.

There are several brokers that offer online trading. All you have to do is to
visit their website and search for their requirements to open an account. It
wouldn’t take one week for you to get an account once you submit to them
all your necessary documents.

Here are the websites of some online brokers:

www.bpitrade.com, www.colfinancial.com, www.philstocks.ph,

www.firstmetrosec.com.ph

Aside from the salary deduction I also have an online trading account under
COL Financial Group Inc. which I started in November 2010. I continually
save and invest part of my monthly income or bonuses here. To date, I
was able to save ₱500,000.00.

Please check my second blog


http://www.thefullermind.com/how-a-corporate-employee-saved-more-than-
one-million-pesos-in-six-years/.

www.TheFullerMind.com
The FULLER Method 13

Secret #5
You can earn through Price Appreciation

It is the increase in the stock market value at a specific period. Kung


umuunlad ang kumpanya na binilan mo ng "share", panigurado kasama ka
nila sa pag-unlad. In most cases, an increase in market value
happens over the long term.

Below is an example of an uptrend Price Chart of Ayala Land Inc.


(ALI)

To give you a more detailed explanation on the above chart, let the figures
explain this further. Please note that the percentage of charge used is
based from COL Financial.

www.TheFullerMind.com
14 Learn to Grow Your Money Exponentially

If you have bought 3000 shares of ALI for Php33.68 per share on April 4,
2017, your total capital inclusive of all charges is ₱101,338.00.

If you have sold all 3000 shares of ALI for ₱40.97 per share on June 2,
2017, your profit is ₱20,595.00. That is a whopping
20.32% net gain (inclusive of charges) or 21.64% (excluding all charges)
in a span of almost two months. It is how we cautiously “beat the banks”.

www.TheFullerMind.com
The FULLER Method 15

But, the market value of a stock may decrease due to several market
conditions such as low in demand, economic crisis and so forth. A trader
and an investor have to be aware of world news because the Philippine
economy is also affected.

Below is an example of a downtrend Price Chart of Philex Mining


Corporation (PX)

Let me give you one more secret….

www.TheFullerMind.com
16 Learn to Grow Your Money Exponentially

Secret# 6
Let us just relax and wait for
the regular Cash Dividends

Dividends are given by the company to either reward its investors or to hold
onto its existing liquidity for other investments. Payment made is in the form
of an additional number of shares or cash payout.

Since 2001 I am used to a quarterly SMC cash dividend of ₱0.35 only per
share. But, SMC gave one time a ₱5.35 per share. Look at the proof,
scroll down a little bit.

www.TheFullerMind.com
The FULLER Method 17

Here is my last secret for you…

Secret# 7
Wait There’s More: Profit from Stock Dividends

That’s not all; SMC gave me 10% of my total SMC stocks. What I actually
received was shares of Top Frontier Investment Holdings (TFHI) not SMC.
I sold my TFHI shares and instantly got ₱75,000.00. As of June 19, 2017
(the amount varies everyday) TFPH was ₱305.00 per share. So, if I didn’t
sell my TFHI, the amount would have been ₱266,875.00. But this is my
profit from a company which I never acquired. I have no regret of selling it
at a lower price because I used the money in business. Isn’t it exciting and
amazing how all these happened?

I got all these just by saving and investing and I don’t look at my stock
portfolio everyday or even every week. I am an investor not a quick trader.

How about you?

Would You Be A Quick Trader Or A Long-Term Investor?


Let me guide you on discovering yourself which category you may fall. Who
knows? You can earn more as a short-term trader rather than a long-term
investor. We would never know until you get there. There is no harm in

www.TheFullerMind.com
18 Learn to Grow Your Money Exponentially

trying both. I did both, but because of my busy schedule I cannot watch the
market frequently so I decided to be an investor instead.

Every successful investor, trader, money manager, etc. has a method that
fits them. The method itself is not the important factor but, how the system
will work for your unique personality.

This is the method I used but every trader/investor must establish a


strategy that works best for you too.

A SHORT-TERM TRADER
Buy and sell in the morning

Study at night

Watch stock every other day or daily

Trade a maximum of ₱100,000.00 (it depends on your budget)

Trade 3 stocks only

All profit from trading must be added for quick trading

Note: A trader can maximize gain by understanding the technical analysis,


because this is actually “saying what the people are thinking”. It is a
method of determining securities by analyzing statistics made by market
activity.

www.TheFullerMind.com
The FULLER Method 19

A LONG-TERM INVESTOR
Buy and sell in the morning

Study at night

Watch stock once a week/month

Invest monthly or part of bonuses

Buy the best stock from each sector

All profit must be added for long term investing

Note: An investor can maximize gain by understanding the fundamental


analysis (earnings, liquidity, management and growth), to help you decide if
the company is worth buying or not.

Now, would your schedule permit being a short-term trader? Otherwise,


you can just be a long-term investor.

Listen! This is very important: buying and selling signals for short-term and
long term-trading are different. Basically, a long-term investor shall not
adapt the strategies of a quick trader.

HOW TO GET STARTED IN JUST FOUR EASY STEPS


Let us discuss the four simple steps on how to start in Philippine Stock
Market Investing. I have compressed all the topics so you can get all the
important information that a beginner should understand.

www.TheFullerMind.com
20 Learn to Grow Your Money Exponentially

Here are the steps:

1. Open an online trading account.


2. Fund your account.
3. Buy your first stock from a company of your choice.
4. Sell your stocks.

Now you are going to ask me. “Cynthia, the four steps you gave me are
very basic”. Relax, I will discuss it further.

STEP# 1: OPEN AN ONLINE TRADING ACCOUNT

You will need a traditional broker or online broker to get you started. You
cannot do it on your own. The broker will help you place buy or sell orders
on your behalf in the Philippine Stock Exchange (PSE). PSE is the only
stock exchange in the Philippines.

Basic requirements are very easy to accomplish.


 You just need to download the forms from the website of your chosen
online broker.
 Fill up the forms completely. Take note of the signature portion. That
would be very important otherwise your application will not proceed
immediately.
 Submit via courier or hand carry the forms together with the basic
requirements to your preferred chosen broker.

www.TheFullerMind.com
The FULLER Method 21

No worries, it is a one-time application only. All transactions such as


funding your account, buying/selling stocks and withdrawing your money
can all be done online.

COL Financial Group Inc. formerly Citiseconline, is my broker. Its customer


service can easily be reached through phone call or email. They will
respond to you immediately. I haven’t encountered any problem since the
day I started investing there. You may want to consider visiting their
website: www.colfinancial.com and click “Open An Account” to download all
the forms.

STEP# 2: FUND YOUR ACCOUNT

Online brokers will allow you to do all your transactions via online as well.

Your online trading account can be funded by making a bank deposit. This
has no difference in paying for your bills through a bank.
 Go to any branch of BPI, BDO or Metrobank and Asia United Bank.
 Fill out the Payment slip with your name, account number, name of
broke and amount to be deposited. Account number, will be provided
to you by your chosen broker via email once your trading account is
approved.
 The amount deposited will be transferred directly to your online
trading account within the day.

www.TheFullerMind.com
22 Learn to Grow Your Money Exponentially

I am using BDO online banking for fund transfer. You can enrol your
trading account as merchant and fund it online through bills payment. This
would be very easy and convenient for you.

STEP# 3: BUY YOUR FIRST STOCKS FROM A COMPANY OF


YOUR CHOICE USING COL FINANCIAL

Since my broker is COL Financial Group Inc., what I will be giving you is
the step-by-step procedure of my broker.

But, the good thing about online brokers, they will provide you all the steps
that could also be found in their websites.

Follow these simple and easy steps during the trading hours (9:30 AM–
12:00PM; 1:30 PM - 3:30 PM):

 Log-in to your online trading account.


 Click “Quotes”
 Click “Stock List”
(you choose the stock symbol of the of the company you want to
buy)
 Go to “Trade”.
 Click “Enter Order”
 Choose “Buy” from” Transaction”
 Choose “Main” from “Board”
 Choose “Day” from “Term”

www.TheFullerMind.com
The FULLER Method 23

 Type in the “Stock Code” of the company you want to buy


 Take note of the “price” and “size” from the “Ask”.
Example of the current price and size are:

 For example you choose MEG and your Buying Power is


₱5,000.00.
 I suggest you look at the second to the lowest amount so that order
gets done immediately. So from the figures above, that is 4.57.
 You divide ₱5000.00 by 4.57. Check the lower right portion of the
webpage and look for the board lot. All companies have a board
lot. It is the standard minimum number of shares defined by PSE
that you can buy. MEG’s board lot is 1,000; therefore you can buy
a maximum of 1000 shares only.
 Type in 1000.00 and 4.57 in the “# of shares” and “price”,
respectively.
 Click “preview order” to review your order and from here you will
get to see all the actual charges you made from that specific
transaction.
 Type your password
 Click “Place Order”
 Click “Trade” then “Portfolio”

www.TheFullerMind.com
24 Learn to Grow Your Money Exponentially

 Check your “Account Balance” and “Buying Power”, the amount


shall decrease based on the number of shares you bought.
 Wait for an email from your stock broker regarding the details of
this transaction
Wow!!! You have now become part-owner of Megaworld Corporation

Steps for buying stocks during the off trading hours:

 Log-in to your online trading account.


 Click “Quotes”
 Click “Stock List”
(you choose the stock symbol of the of the company you want to
buy)
 Go to “Trade”.
 Click “O-H Order”

The succeeding steps are quite the same during the trading hours.

STEP# 4: SELL YOUR STOCKS

Be warned that the price of each stocks vary everyday or even within the
day. You can sell anytime once you are happy with your earnings or you
may want to hold it for long term depending on your future goals. So think
first before you sell.

www.TheFullerMind.com
The FULLER Method 25

The steps in selling are very similar to step 3:

 Log-in to your online trading account.


 Click “Trade”
 Click “Enter Order”
 Choose “Sell” from” Transaction”
 Choose “Main” from “Board”
 Choose “Day” from “Term”
 Type in the “Stock Code” of the company you want to sell
 Take note of the “size” and “price” from the “Bid”.
 For example you choose to sell 5000 shares of MPI
The current price and size are:
BID
Size Price
57,000 6.48
61,900 6.47
259,100 6.46

 I suggest you consider both the size available and price. From the
above figure I would pick 6.47 so that order gets done quickly.
 Click “preview order” to review your order and from here you will
get to see all the actual charges you made from that specific
transaction
 Type your password.
 Click “Place Order”
 Click “Trade” then “Portfolio”

www.TheFullerMind.com
26 Learn to Grow Your Money Exponentially

 Check your “Account Balance” and “Buying Power”, the amount


shall increase based on the number of shares you sold.
 Wait for an email from your stock broker regarding the details of
this transaction

Bravo!!! You have now received your first earnings from MEG.

Steps for selling stocks during the off trading hours:

 Log-in to your online trading account.


 Click “Trade”
 Click “O-H Order”

The succeeding steps are quite the same during the trading hours.

But here’s the thing, now that you have an account and funded it
already, you do not know which company to buy. There are over 300
companies listed in the PSE.

The good thing in this ebook is it gives you bonuses:

www.TheFullerMind.com
The FULLER Method 27

Bonus# 1
“How To Spot Best Stocks And Avoid Worst
Ones”

Invest Only In Giants/Good Companies

Know the Fundamental Analysis of these giant companies. These blue chip
companies we believe will be there for the next 50 years or more. A good
example of this is JFC. I bought my first 110 JFC shares in February 4,
2011 at ₱72.70 per share only. As of June 19, 2017, per share of JCF is
already ₱216.00.
Here is the website of the PSE to check for the blue chip companies:
www.pse.com.ph

Invest In One Giant Per Sector


Some of these sectors are:
 Food, Beverage and Tobacco
 Property
 Holding Firms
 Banks
 Retail
 Telecommunications

www.TheFullerMind.com
28 Learn to Grow Your Money Exponentially

 Electricity, Energy, Power and Water

For a beginner, you may begin with 1 to 2 sectors depending on your


savings. Diversify later when your saving is enough to buy one from each
sector.

How To Choose A Company Per Sector:


You may check the Business section of the newspaper, there is a page for
Philippine Stock Exchange. All companies are categorized per sector. You
can also verify it in your online trading account.

For example, the companies listed under “Banks” are Asia United Bank,
BDO, BPI, Chinabank, East West Bank, Metrobank, PNB, RCBC, Security
Bank and so on. You can buy BDO shares only, if you think among these
companies, BDO has the best fundamental analysis.

www.TheFullerMind.com
The FULLER Method 29

Bonus# 2
“When Is The Best Time To Buy
And Sell Your Stocks”

The Best Time To Invest Is Now

If you are aiming for the long term, today is the best time to invest. It is hard
to time the stock market for a beginner because it has its ups and downs.
The price of each stock increases and decreases because it is generally
affected by the economic crisis and other factors.

“Invest More When There is a Blood on the Street”

A wise investor should think of investing more when there is a crisis,


recession, war or other bad news. These mean, the price of almost all
stocks, even giants, would go down.

Buy more and hold your existing stocks then shut down your computer or
sign out immediately from your trading account. An investor should learn
how to control emotions when you see the red flag in your portfolio. The
menopausal stage won’t take too long if you have invested in giants.

www.TheFullerMind.com
30 Learn to Grow Your Money Exponentially

Happy saving and investing my friend. In just 30 pages I divulged to you


the secret of the Fuller Method on how to save, invest and make money in
Philippine Stock Market even if you have zero knowledge.

It is now your time to take action and make money. If you want to
apply what you have learned and understand better the technical and
fundamental analyses even with zero knowledge you can check on
my ebook THE FULLER METHOD TO INVESTING IN THE STOCK
MARKET – A Beginner’s Step-by-Step Guide To Successfully
Investing In The Philippine Stock Market.. This will help you decide
with conviction on your trading/investing.

Scroll down a bit to see the much awaited ebook


that will help you achieve your future goals and
improve your financial status.

www.TheFullerMind.com
The FULLER Method 31

To Your FULLER Way Of Life,


Cynthia D. Fuller, RCh

P.S. Can you do me a favor? Kindly share my website below to your friends
on Facebook so they too can get a copy of this free ebook:
www.thefullermind.com

Thank you very much in advance!

www.TheFullerMind.com

Вам также может понравиться