Вы находитесь на странице: 1из 4
BASIC CONSUMER CREDIT SCORE CLIENT ID: 027FP15244   DATE: 24-01-2018 REPORT ORDER NO.: 458234878

BASIC CONSUMER CREDIT SCORE

CLIENT ID:

027FP15244

 

DATE:

24-01-2018

REPORT ORDER NO.:

458234878

TIME:

18:38:33

REFERENCE NUMBER:

 

Consumer Name: LONSANE SURESH RAMRAO

 

Personal Information

 

Identification

 

Contact Details

Previous Name:

 

PAN:

Home :

Alias Name:

Voter ID:

IZS6088082

Office :

DOB:

25-05-1990

Passport ID:

Mobile : 9552675641

 

Age:

27 Years 8 Months Male

 

UID:

Alt. Home/Other No. :

Gender:

Driver's License:

 

Alt. Office :

Total Income:

Ration Card:

Alt. Mobile :

Occupation:

Photo Credit Card:

 

Email:

 

ID - Other:

Consumer Address:

 

Type

Address

State

Postal

Date Reported

N/A

POTA BK PO-UNDEGAON AUNDHANAGNATH H INGOLI JAWALABAZAR

 

MH

431705

31-07-2016

N/A

AT--POTA POST --UNDEGAON AUNDHANAGN ATH HINGOLI

MH

431705

30-11-2012

N/A

AT0--POTA POST --UNDEGAON AUNDHANAG NATH HINGOLI

MH

431705

31-07-2012

Equifax Score(s):

 

Score Name

 

Score

Scoring Elements

 

Equifax Risk Score 3.0

 

728

1. Number of product trades

 
 

2. Delinquency or past due amount occurences

 

3. Balance amount of home loan trades

 

4. Sanctioned amount of or lack of credit card trades

 

Recent Activity :

 
 

Recent Activity (last 90 days)

 
 

Total Inquiries :

0

Accounts Opened :

0

Accounts Updated :

0

Accounts Delinquent :

0

Summary* :

 

Credit Report Summary

 

Number of Accounts :

3

Total Balance Amount :

Rs.54,778

Recent Account :

Consumer Loan on

 

06-05-2016

Number of Open Accounts :

1

Total Past Due Amount :

Rs. 21,126

Oldest Account :

Gold Loan on

 

28-05-2012

Number of Past Due Accounts :

1

Total High Credit :

0

Total Credit Limit :

0.00

Number of Write-off Accounts :

0

Total Sanction Amount :

Rs.70,000

Single Highest Credit :

0

Number of Zero Balance Accounts : 0

Total Monthly Payment Amount :

0

Single Highest Sanction Amount :

Rs. 70,000

Copyright © 2010 Equifax Credit Information Services Private Limited

-

1 -

BASIC CONSUMER CREDIT SCORE CLIENT ID: 027FP15244 DATE: 24-01-2018 REPORT ORDER NO.: 458234878 TIME:

BASIC CONSUMER CREDIT SCORE

CLIENT ID:

027FP15244

DATE:

24-01-2018

REPORT ORDER NO.:

458234878

TIME:

18:38:33

REFERENCE NUMBER:

Most Severe Status < 24 Months :

01+

Average Open Balance :

Rs. 54,778

Single Highest Balance :

Rs.54,778

*As per data reported at a tradeline level in the account details section

Account Details:

Accounts

Acct # **********

Balance: Rs.54,778

Open: Yes

Institution: BANK

Interest Rate:

Type: Consumer Loan

Ownership Type: Individual

Past Due Amount: Rs.21,126 Last Payment:

Write-off Amount:

Last Payment Date: 29-11-2016 Sanction Amount : Rs.70,000

Date Reported: 31-01-2017 Date Opened: 06-05-2016 Date Closed:

Reason:

Repayment Tenure:

Monthly Payment Amount:

Credit Limit:

Collateral Value:

Dispute Code:

Term Frequency:

Collateral Type:

Account status:1-29 days past due

Asset Classification: Standard Suit Filed Status:

History Account Status :

 

01+

01+

*

01+

*

01+

01+

Asset Classification :

STD

STD

*

STD

*

STD

STD

Suit Filed Status :

*

*

*

*

*

*

*

01-17

12-16

11-16

10-16

09-16

08-16

07-16

Acct # **********

Balance: 0

Open: No

Date Reported: 30-04-2013

Institution: BANK

Past Due Amount:

Interest Rate: 0007.000

Date Opened: 28-05-2012

Type: Gold Loan

Last Payment:

Last Payment Date:

Date Closed: 23-04-2013

Ownership Type: Individual

Write-off Amount:

Sanction Amount : Rs.20,000

Reason: Closed Account

Repayment Tenure: 12 Dispute Code:

Monthly Payment Amount: Rs.21,293 Term Frequency: Monthly

Credit Limit:

Collateral Value: Rs.28,620 Collateral Type: Gold

Account status:Closed Account Asset Classification: Standard Suit Filed Status:

History Account Status :

 

CLSD

000

000

000

000

000

000

000

000

000

Asset Classification :

STD

STD

STD

STD

STD

STD

STD

STD

STD

STD

Suit Filed Status :

*

*

*

*

*

*

*

*

*

*

04-13

03-13

02-13

01-13

12-12

11-12

10-12

09-12

08-12

07-12

Acct # **********

Balance: 0

Open: No

Date Reported: 31-01-2017

Institution: BANK

Past Due Amount: 0

Interest Rate:

Date Opened: 12-04-2013

Type: Auto Loan

Last Payment:

Last Payment Date: 27-04-2015

Date Closed: 27-04-2015

Ownership Type: Individual

Write-off Amount:

Sanction Amount : Rs.35,000

Reason: Closed Account

Repayment Tenure:

Monthly Payment Amount:

Credit Limit:

Collateral Value:

Dispute Code:

Term Frequency:

Collateral Type:

Account status:Closed Account Asset Classification: Standard Suit Filed Status:

History Account Status :

 

CLSD

CLSD

*

CLSD

*

CLSD

CLSD

Asset Classification :

STD

STD

*

STD

*

STD

STD

Suit Filed Status :

*

*

*

*

*

*

*

01-17

12-16

11-16

10-16

09-16

08-16

07-16

Copyright © 2010 Equifax Credit Information Services Private Limited

- 2 -

BASIC CONSUMER CREDIT SCORE CLIENT ID: 027FP15244 DATE: 24-01-2018 REPORT ORDER NO.: 458234878 TIME:

BASIC CONSUMER CREDIT SCORE

CLIENT ID:

027FP15244

DATE:

24-01-2018

REPORT ORDER NO.:

458234878

TIME:

18:38:33

REFERENCE NUMBER:

Enquiry Summary:

Purpose

Total

Past 30 Days

Past 12 Months

Past 24 Months

Recent

ALL

0

0

0

0

Enquiries:

Institution

Date

Time

Purpose

Amount

Input Enquiry:

 

Personal & Account Information

 

ID & Phone Numbers

Contact Details

Consumer’s First Name :

suresh

PAN:

AMSPL9359D

Address Information 1:

Consumer’s Middle Name 1 :

ramrao

Voter ID:

Address : at pota bu.post undegaon tq.aundha

Consumer’s Family Name :

lonsane

Passport ID:

nagnath dist parbhani

DOB :

25-05-1990

UID:

State : MH

Gender :

Male

Driver's License:

Postal : 431509

Inquiry / Request Purpose :

Personal Loan

Home Phone :

Address Information 2:

Transaction Amount:

Mobile Phone : 9552675641

Address :

Inquiry Account 1:

Other Phone :

State :

Inquiry Account 2:

 

Postal :

Inquiry Account 3:

Address Information 3:

Inquiry Account 4:

Address :

 

State :

Postal :

Glossary, Terms and Explanations:

History

Code

Description

000

current account

CLSD

Paid or closed account/zero balance

NEW

New Account

LNSB

Loan Submitted

LAND

Loan Approved - Not yet disbursed

INAC

Account is Inactive

CON

Contact Member for Status

01+

1-29 days past due

30+

30-59 days past due

DEC

Loan Declined

60+

60-89 days past due

SPM

Special Mention

SUB

Sub-standard

RES

Restructured Loan

Copyright © 2010 Equifax Credit Information Services Private Limited

- 3 -

BASIC CONSUMER CREDIT SCORE CLIENT ID: 027FP15244 DATE: 24-01-2018 REPORT ORDER NO.: 458234878 TIME:

BASIC CONSUMER CREDIT SCORE

CLIENT ID:

027FP15244

DATE:

24-01-2018

REPORT ORDER NO.:

458234878

TIME:

18:38:33

REFERENCE NUMBER:

RGM

Restructured Loan - Govt Mandate

RNC

Restructured Loan - Natural Calamity

SET

Settled

SF

Suit Filed

90+

90-119 days past due

120+

120-179 days past due

180+

180-359 days past due

360+

360-539 days past due

540+

540-719 days past due

720+

720 or more days past due

DBT

Doubtful

FPD

First Payment Default

WDF

Willful Default

PWOS

Post Written Off Settled

WOF

Charge Off/Written Off

Non-Delnqt

Non-Delinquent

STD

Standard

SUB

Sub-standard

DBT

Doubtful

LOSS

Loss

SPM

Special Mention Account

SFR

Suit Filed-Restructured

SF

Suit Filed

WDF

Willful Default

SFWD

Suit Filed-Willful Default

WOF

Written Off

SFWO

Suit Filed and Written Off

WDWO

Willful Default and Written Off

SWDW

Suit Filed, Willful Default and Written Off

SET

Settled

*

Data Not Reported

Contact Us:

Phone: 1800 209 3247

Fax: +91-22-6112-7950

Email: ecissupport@equifax.com

This report is to be used subject to and in compliance with the Membership agreement entered into between the Member/Specified User and Equifax Credit Information Services Private Limited ("ECIS"), in the case of Members/Specified Users of ECIS. In other cases, the use of this report is governed by the terms and conditions of ECIS, contained in the Application form submitted by the customer/user.

The information contained in this report is derived from various Members/sources which are not controlled by ECIS. ECIS provides this report on a best effort basis and does not guarantee the timeliness, correctness or completeness of the information contained therein, except as explicitly stated in the Membership agreement/terms and conditions of ECIS, as the case may be.

Copyright © 2010 Equifax Credit Information Services Private Limited

- 4 -