Scania Financial Services

Rating Rating Report Printed by

Rating ID 129613 User system ID 1158
Status FinalApproval User Sail ID sflobo
Last modified on 2018.03.09 16:43 User Description Credit Analyst
Last modified by sflobo

Rating Model
Name SFL Facility Rating
Version 2.0
Group SFL

General
Customer Data
SF Company ID SFL
Country code SCL
Trading partner local id 77.889.320-7
Customer name TRANSPORTES RVE LTDA
Postal code

Type of facility rating

Choose one New deal

External scores
Rating id of borrower
Rating class of borrower

Rating data
Number of calculations 2

Result
Rating result
Weighted risk on curve 6.31 %
Rating class 2
Rating class of borrower
Id of corresponding borrower
rating

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Scania Financial Services

Notes
Add additional information here

Risk ratios

No of payments Risk Risk [%]

1 105034 24.31
12 46246 13.53
24 0 0
36 0 0
48 0 0
60 0 0

Additional charts

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Scania Financial Services

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Scania Financial Services

Input
Contract data
Interest rate 5.90 %
Safety buffer on OLB 10.00 %
Payment mode End mode
Units 4
Unit price 110,000.00
Contract start date 04/20/2018

Payment table
Enter payment schedule here

Months Value Type

1 49 0 Future value
2 Choose one
3 Choose one
4 Choose one
5 Choose one

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Scania Financial Services

6 Choose one
7 Choose one
8 Choose one
9 Choose one
10 Choose one

Market value
Typical value at n 48 %
Day one loss 15 %
Months 72

Time risk table

Enter time risk data here

Month Time Risk Weight [%]

1 1 100
2 12 100
3 24 100
4 36 100
5 48 100
6 60 100

Installment plan
Table with the full payment schedule of the leasing

No of Due date Market value Market value Monthly Outstanding Risk [EUR]
payments [%] [EUR] Payment Loan [EUR]
[EUR]
0 2018-04-20 85 374000 440000.00
1 2018-05-20 84.32 371001.91 10126.6 432036.73 61034.83
2 2018-06-20 83.64 368027.85 10126.6 424034.32 56006.47
3 2018-07-20 82.97 365077.63 10126.6 415992.55 50914.92
4 2018-08-20 82.31 362151.06 10126.6 407911.25 45760.19
5 2018-09-20 81.65 359247.95 10126.6 399790.21 40542.26
6 2018-10-20 80.99 356368.11 10126.6 391629.25 35261.14
7 2018-11-20 80.34 353511.36 10126.6 383428.16 29916.8
8 2018-12-20 79.7 350677.51 10126.6 375186.75 24509.24
9 2019-01-20 79.06 347866.38 10126.6 366904.82 19038.44
10 2019-02-20 78.43 345077.78 10126.6 358582.17 13504.39
11 2019-03-20 77.8 342311.54 10126.6 350218.6 7907.06
12 2019-04-20 77.17 339567.47 10126.6 341813.91 2246.44
13 2019-05-20 76.56 336845.4 10126.6 333367.89 -3477.5

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Scania Financial Services

14 2019-06-20 75.94 334145.15 10126.6 324880.35 -9264.79

15 2019-07-20 75.33 331466.54 10126.6 316351.08 -15115.46
16 2019-08-20 74.73 328809.41 10126.6 307779.88 -21029.53
17 2019-09-20 74.13 326173.58 10126.6 299166.53 -27007.05
18 2019-10-20 73.54 323558.87 10126.6 290510.83 -33048.04
19 2019-11-20 72.95 320965.13 10126.6 281812.58 -39152.55
20 2019-12-20 72.36 318392.18 10126.6 273071.56 -45320.62
21 2020-01-20 71.78 315839.86 10126.6 264287.56 -51552.3
22 2020-02-20 71.21 313307.99 10126.6 255460.37 -57847.62
23 2020-03-20 70.64 310796.42 10126.6 246589.79 -64206.64
24 2020-04-20 70.07 308304.99 10126.6 237675.59 -70629.4
25 2020-05-20 69.51 305833.53 10126.6 228717.56 -77115.96
26 2020-06-20 68.95 303381.88 10126.6 219715.49 -83666.39
27 2020-07-20 68.4 300949.88 10126.6 210669.16 -90280.72
28 2020-08-20 67.85 298537.38 10126.6 201578.35 -96959.03
29 2020-09-20 67.31 296144.21 10126.6 192442.84 -103701.37
30 2020-10-20 66.77 293770.23 10126.6 183262.42 -110507.81
31 2020-11-20 66.23 291415.29 10126.6 174036.86 -117378.42
32 2020-12-20 65.7 289079.22 10126.6 164765.95 -124313.27
33 2021-01-20 65.17 286761.87 10126.6 155449.45 -131312.43
34 2021-02-20 64.65 284463.11 10126.6 146087.14 -138375.97
35 2021-03-20 64.13 282182.77 10126.6 136678.8 -145503.96
36 2021-04-20 63.62 279920.71 10126.6 127224.21 -152696.5
37 2021-05-20 63.11 277676.78 10126.6 117723.13 -159953.65
38 2021-06-20 62.6 275450.84 10126.6 108175.33 -167275.51
39 2021-07-20 62.1 273242.75 10126.6 98580.6 -174662.15
40 2021-08-20 61.6 271052.36 10126.6 88938.69 -182113.67
41 2021-09-20 61.11 268879.52 10126.6 79249.37 -189630.15
42 2021-10-20 60.62 266724.1 10126.6 69512.41 -197211.69
43 2021-11-20 60.13 264585.97 10126.6 59727.58 -204858.38
44 2021-12-20 59.65 262464.97 10126.6 49894.64 -212570.32
45 2022-01-20 59.17 260360.97 10126.6 40013.36 -220347.61
46 2022-02-20 58.7 258273.84 10126.6 30083.49 -228190.35
47 2022-03-20 58.23 256203.44 10126.6 20104.8 -236098.64
48 2022-04-20 57.76 254149.64 10126.6 10077.05 -244072.59
49 2022-05-20 57.3 252112.3 10126.6 0 -252112.3

2018.03.09

Supervisor Signature

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