ANNEXURES

Annexure Particulars

I) Factory Building and Civil Construction

II) Plant & Machinery

III) Electrical Transformer & D.G. Set

IV) Details of Miscellaneous Fixed Assets

V) Erections, Commissioning, Testing

VI) Contingencies

40
 ANNEXURE - I

FACTORY BUILDING & CIVIL CONSTRUCTION

Promoters To be Total
Contribuction Financed
As per estimate Enclosed- submitted by Civil Engineer, based on
present Schedule of Rate excluding contractor margin norms and
standards.
CIVIL COST
As per estimate Enclosed- submitted by Civil Engineer, based on
present Schedule of Rate excluding contractor margin norms and - 18.00 18.00
standards.
Total Cost - 18.00 18.00

ANNEXURE - II

PLANT & MACHINERIES

Promoters To be Total
Contribuction Financed

1. Plate & Belt Moter 2.74

2. Electric Storage with N C B 2.08
3. Electronic Connection with Transfer Charge 3.26
4. Weighing Machine 5.00
5. Packing Machine 8.00
6. Lose Regiration for Expansion 7.17
7. Clining Plant 7.00
35.25
Add: GST 6.35
FREIGHT @3% 1.06

Total Cost 42.65

- - 42.65

- - 42.65

41
 ANNEXURE - III

Electrical Transformer & D.G. Set

Existing To be Total
Financed
As per quotation enclosed
Electrical Transmission works (2.1 KVA - 625 KVA)
(Electrical Transformer, Insttalation & D.G.Set)
with all Standard Accessories with instalations

1) Transformer - - 7.35

Total Cost - - 7.35

ANNEXURE - VI

Details of Miscellaneous Fixed Assets

S. No. Particulars Existing To be Total

Financed
1 Furniture, Fixture, Fire fighting, weighing Tools & equipments, - - -
Fittings, grading-sorting equipments etc.
L.S.
- - -

ANNEXURE - IV

Erections, Commissioning, Testing

S. No. Particulars Existing To be Total

Financed
1) Miscelleneous Fixed Assets incl Errection, Commissioning & Testing - - 0.75

- - 0.75

42
 ANNEXURE - V

Contingencies

S. No. Particulars Existing To be Total

Financed
1) Expenses and overhead on Project Cost - - 0.70

- - 0.70

43
1. SYNOPSIS OF PROJECT COST
Rs. in Lakhs
1. Project Cost Being
Total
Incurred Incurred

I. Factory Building and Civil Construction 0.00 18.00 18.00

II. Plant & Machinery 0.00 42.65 42.65

III. Electrical Transformer & D.G. Set 0.00 7.35 7.35

IV. Details of Misc Fixed Assets 0.00 0.00 0.00

V. Errection, Commissioning & Testing 0.00 0.75 0.75

VI. Contingencies 0.00 0.70 0.70

TOTAL COST OF PROJECT 0.00 69.45 69.45

1 Working Capital Margin Money (Promoters Contribution) 0.00 16.75 16.75

Working Capital requirement towards trading- activities (Bank Finance) 0.00 50.25 50.25

Total Value of Working Capital 0.00 67.00 67.00

DEPLOYMENT OF FUND (A + B) 0.00 136.45 136.45

2. MEANS OF FINANCING

The estimated cost of proposed unit to be met out of the following sources :-
Source of Finance

1) Promoter Contribution
a. In the mode of Share Capital including Promoters Capital Account 0.00 24.37 24.37

2) Term Loan ( From Nationalised / Scheduled Bank) 0.00 45.08 45.08

Including the Back- ended subsidy amount Rs. ….. Lac- under GOB Schemes
0.00 69.45 69.45
3) Cash Credit /W. C. Loan for Trading Activity (Bank Finance) 0.00 50.25 50.25
4) Margin Equity for Working Capital 0.00 16.75 16.75
-to be infused on operation of the plant, as margin 0.00 136.45 136.45

44
DISBURSEMENT (MPBF) /MARGIN STIPULATION OF THE PROJECT

Bank Finance
SL. TOTAL COST MARGIN Promoter Bank Finance
ITEM Contribution
required Bank Finance
further required
NO. ENVISAGED %

I Factory Building and Civil Construction 18.00 41.00% 7.38 59.00% 0.00 10.62

II Plant & Machinery 42.65 33.00% 14.08 67.00% 0.00 28.57

III Electrical Transformer & D.G. Set 7.35 33.00% 2.43 67.00% 0.00 4.92

IV Details of Misc Fixed Assets 0.00 33.00% 0.00 67.00% 0.00 0.00

V Errection, Commissioning & Testing 0.75 33.00% 0.25 67.00% 0.00 0.50

VI Contingencies 0.70 33.00% 0.23 67.00% 0.00 0.47

TOTAL COST UNDER EXPANSION PLAN 69.45 24.37 45.08

40.935 95.52
Term loan (A) र 45.08

Working Capital
1 -to be infused on operation of the plant, as margin 67.00 25% 16.75 75% 50.25

5. SCHEDULE OF FUEL COST

The total efective load has been estimated about ………. KVA, which is expected to be facilitated from the Engines & DG set , to be installed.

Details Fuel Consumption as follows: -

1050 KVA LOAD- GEN-SET

Month of Cons. Total
Days Hrs. Fuel Cons. In Ltr. Cost in lacs
Amount
April 30 3 15 0.84 0.84
May 31 3 15 0.86 0.86
June 30 3 15 0.84 0.84
July 31 3 15 0.86 0.86
August 31 3 15 0.86 0.86
September 30 3 15 0.84 0.84
October 31 3 15 0.86 0.86
November 30 3 15 0.84 0.84
December 31 3 15 0.86 0.86
January 31 3 15 0.86 0.86
February 28 3 15 0.78 0.78
March 31 3 15 0.86 0.86
TOTAL 365 10.1835 10.18

Assumptions: HSD @ Rs. 62/- per ltr. Cost

45
6. SCHEDULE OF POWER COST

The Efective electric load has been estimated at ...... KVA which is expected to be obtained from the state Electricity Board as the application in this regard is
being made. For smooth operation of the unit, electric power consumption is estimated at around ............. H.P., P.A. unit. Besides, it has been considered
that power remains often non co-operating and during the period , additional stand by arrangement is urgently required for maintaining the continuous power
supply.
Details Power Consumption as follows: -

Plant / Others Monthly

Month of Cons. Days Hrs. Days Hrs.
Comp. (H.P) Total HP

March 150 25 12 15.00 25 16.00 51000

April 150 25 12 15.00 25 16.00 51000
May 150 25 12 15.00 25 16.00 51000
June 150 25 12 15.00 25 16.00 51000
July 150 25 12 15.00 25 16.00 51000
August 150 25 12 15.00 25 16.00 51000
September 150 25 12 15.00 25 16.00 51000
October 150 25 12 15.00 25 16.00 51000
November 150 25 12 15.00 25 16.00 51000
December 150 25 12 15.00 25 16.00 51000
January 150 25 12 15.00 25 16.00 51000
February 150 25 12 15.00 25 16.00 51000
TOTAL 1800 300 180 300 192.00 612000

1 Total Units Consumed per Season 612000 HP

2 Total Cost of Running the Plant per Season on Power Rs. 6/- 36.72 Lakhs
( On Full Load)

46
7. INTEREST SCHEDULE :
COMPUTATION OF INTEREST ON TERM LOAN :
Proposed Term Loan shall bear interest @ 12.50% ( Subject to change, as per Bank's norm, time to time) on Rs. ........... Lakhs , considering the moratorium period of one year on
Interest & Tweleve months ( minimum) on repayment of principal instalments as specified for this sector.

Amt. of Loan
Opening add during Interest Bearing Intt. Bearing Closing
Year

Half Yearly period Interest Repay-ment

Balance Amount Balance Balance

Apr-18 0.00 45.08 45.08 0.47 45.08 45.08

May-18 45.08 - 45.08 0.47 45.08 45.08
Jun-18 45.08 - 45.08 0.47 45.08 45.08
Jul-18 45.08 - 45.08 0.47 45.08 45.08
Aug-18 45.08 - 45.08 0.47 45.08 45.08
1st Year

Sep-18 45.08 - 45.08 0.47 45.08 45.08

I Oct-18 45.08 - 44.45 0.46 0.63 44.45 44.45
Nov-18 44.45 - 43.83 0.46 0.63 43.83 43.83
Dec-18 43.83 - 43.20 0.45 0.63 43.20 43.20
Jan-19 43.20 - 42.58 0.44 0.63 42.58 42.58
Feb-19 42.58 - 41.95 0.44 0.63 41.95 41.95
Mar-19 41.95 - 41.32 0.43 5.50 0.63 41.32 41.32
II Apr-19 41.32 - 40.70 0.42 0.63 40.70 40.70
May-19 40.70 - 40.07 0.42 0.63 40.07 40.07
Jun-19 40.07 - 39.45 0.41 0.63 39.45 39.45
Jul-19 39.45 - 38.82 0.40 0.63 38.82 38.82
Aug-19 38.82 - 38.19 0.40 0.63 38.19 38.19
2nd Year

Sep-19 38.19 - 37.57 0.39 0.63 37.57 37.57

III Oct-19 37.57 - 36.94 0.38 0.63 36.94 36.94
Nov-19 36.94 - 36.31 0.38 0.63 36.31 36.31
Dec-19 36.31 - 35.69 0.37 0.63 35.69 35.69
Jan-20 35.69 - 35.06 0.37 0.63 35.06 35.06
Feb-20 35.06 - 34.44 0.36 0.63 34.44 34.44
Mar-20 34.44 - 33.81 0.35 4.66 0.63 7.51 33.81 33.81
IV Apr-20 33.81 - 33.18 0.35 0.63 33.18 33.18
May-20 33.18 - 32.56 0.34 0.63 32.56 32.56
Jun-20 32.56 - 31.93 0.33 0.63 31.93 31.93
Jul-20 31.93 - 31.31 0.33 0.63 31.31 31.31
Aug-20 31.31 - 30.68 0.32 0.63 30.68 30.68
3rd Year

Sep-20 30.68 - 30.05 0.31 0.63 30.05 30.05

V Oct-20 30.05 - 29.43 0.31 0.63 29.43 29.43
Nov-20 29.43 - 28.80 0.30 0.63 28.80 28.80
Dec-20 28.80 - 28.18 0.29 0.63 28.18 28.18
Jan-21 28.18 - 27.55 0.29 0.63 27.55 27.55
Feb-21 27.55 - 26.92 0.28 0.63 26.92 26.92
Mar-21 26.92 - 26.30 0.27 3.72 0.63 7.51 26.30 26.30
VI Apr-21 26.30 - 25.67 0.27 0.63 25.67 25.67
May-21 25.67 - 25.04 0.26 0.63 25.04 25.04
Jun-21 25.04 - 24.42 0.25 0.63 24.42 24.42
Jul-21 24.42 - 23.79 0.25 0.63 23.79 23.79
Aug-21 23.79 - 23.17 0.24 0.63 23.17 23.17
4th Year

Sep-21 23.17 - 22.54 0.23 0.63 22.54 22.54

VII Oct-21 22.54 - 21.91 0.23 0.63 21.91 21.91
Nov-21 21.91 - 21.29 0.22 0.63 21.29 21.29
Dec-21 21.29 - 20.66 0.22 0.63 20.66 20.66
Jan-22 20.66 - 20.04 0.21 0.63 20.04 20.04
Feb-22 20.04 - 19.41 0.20 0.63 19.41 19.41
Mar-22 19.41 - 18.78 0.20 2.78 0.63 7.51 18.78 18.78

44
 Opening Amt. of Loan Interest Bearing Intt. Bearing Closing
Year

Half Yearly add during Interest Repay-ment

Balance Amount Balance Balance
period
VIII Apr-22 18.78 0.00 18.16 0.19 0.63 18.16 18.16
May-22 18.16 0.00 17.53 0.18 0.63 17.53 17.53
Jun-22 17.53 0.00 16.91 0.18 0.63 16.91 16.91
Jul-22 16.91 0.00 16.28 0.17 0.63 16.28 16.28
Aug-22 16.28 0.00 15.65 0.16 0.63 15.65 15.65
5th Year

Sep-22 15.65 0.00 15.03 0.16 0.63 15.03 15.03

IX Oct-22 15.03 0.00 14.40 0.15 0.63 14.40 14.40
Nov-22 14.40 0.00 13.77 0.14 0.63 13.77 13.77
Dec-22 13.77 0.00 13.15 0.14 0.63 13.15 13.15
Jan-23 13.15 0.00 12.52 0.13 0.63 12.52 12.52
Feb-23 12.52 0.00 11.90 0.12 0.63 11.90 11.90
Mar-23 11.90 0.00 11.27 0.12 1.84 0.63 7.51 11.27 11.27
X Apr-23 11.27 0.00 10.64 0.11 0.63 10.64 10.64
May-23 10.64 0.00 10.02 0.10 0.63 10.02 10.02
Jun-23 10.02 0.00 9.39 0.10 0.63 9.39 9.39
Jul-23 9.39 0.00 8.77 0.09 0.63 8.77 8.77
Aug-23 8.77 0.00 8.14 0.08 0.63 8.14 8.14
6th Year

Sep-23 8.14 0.00 7.51 0.08 0.63 7.51 7.51

XI Oct-23 7.51 0.00 6.89 0.07 0.63 6.89 6.89
Nov-23 6.89 0.00 6.26 0.07 0.63 6.26 6.26
Dec-23 6.26 0.00 5.64 0.06 0.63 5.64 5.64
Jan-24 5.64 0.00 5.01 0.05 0.63 5.01 5.01
Feb-24 5.01 0.00 4.38 0.05 0.63 4.38 4.38
Mar-24 4.38 0.00 3.76 0.04 0.90 0.63 7.51 3.76 3.76
XII Apr-24 3.76 0.00 3.13 0.03 0.63 3.13 3.13
May-24 3.13 0.00 2.50 0.03 0.63 2.50 2.50
Jun-24 2.50 0.00 1.88 0.02 0.63 1.88 1.88
Jul-24 1.88 0.00 1.25 0.01 0.63 1.25 1.25
Aug-24 1.25 0.00 0.63 0.01 0.63 0.63 0.63
7th Year

Sep-24 0.63 0.00 0.00 0.00 0.63 0.00 0.00

XIII Oct-24 0.00 0.00 0.00 0.00 - 0.00 0.00
Nov-24 0.00 0.00 0.00 0.00 - 0.00 0.00
Dec-24 0.00 0.00 0.00 0.00 - 0.00 0.00
Jan-25 0.00 0.00 0.00 0.00 - 0.00 0.00
Feb-25 0.00 0.00 0.00 0.00 - 0.00 0.00
XIV Mar-25 0.00 0.00 0.00 0.00 0.10 - 3.76 0.00 0.00

45
 DEPRECIATION AS PER COMPANIES ACT
Electrical
Utilities & Misc. Fixed
Year Land Building P&M Transformer & Total
D.G. Set
Auxiliaries Assets
9.5% 18.1% 18.1% 18.1% 18.1%

1st 0.00 18.00 42.65 7.35 0.75 0.70 69.45

0.00 1.71 7.72 1.33 0.14 0.13 11.02
2nd 0.00 16.29 34.93 6.02 0.61 0.57 -
0.00 1.55 6.32 1.09 0.11 0.10 9.17
3rd 0.00 14.74 28.61 4.93 0.50 0.47 49.25
0.00 1.40 5.18 0.89 0.09 0.08 7.65
4th 0.00 13.34 23.43 4.04 0.41 0.38 41.61
0.00 1.27 4.24 0.73 0.07 0.07 6.38
5th 0.00 12.07 19.19 3.31 0.34 0.31 35.22
0.00 1.15 3.47 0.60 0.06 0.06 5.34
6th 0.00 10.93 15.72 2.71 0.28 0.26 29.89
0.00 1.04 2.84 0.49 0.05 0.05 4.47
7th 0.00 9.89 12.87 2.22 0.23 0.21 25.42
0.00 0.94 2.33 0.40 0.04 0.04 3.75
8th 0.00 8.95 10.54 1.82 0.19 0.17 21.67
0.00 0.85 1.91 0.33 0.03 0.03 3.15
9th 0.00 8.10 8.63 1.49 0.15 0.14 18.51
0.00 0.77 1.56 0.27 0.03 0.03 2.65
10th 0.00 7.33 7.07 1.22 0.12 0.12 15.86

9 Schedule of Man-power Required

No. of Rate / Amount (Rs.

A Plant
Person Month in Lakhs)
Operators 3 0.120 0.36
Unloading Assistant 5 0.080 0.40
Electrician 2 0.120 0.24
Helper 10 0.070 0.70

Total 20 1.70
Add: Other benefit @ 15% 0.26
1.96

Annual Amount = Rs. 23.46

Administration
Manager- Cum-Accountant 1 0.200 0.20
Office Staff/Cashier/Clerk 1 0.120 0.12
Peon / Darwan 1 0.070 0.07
Total 3 0.39
Add: Other benefit @ 15% 0.06
0.45

Annual Amount = Rs. 5.38

46
Project at Glance for Atta Chakki (Plant)

Capacity of Plant per Hour in Matric Ton (TPH) 1

Number of Shift Per Day 2

Number of Hour per Shift 8

Average Nos of Working Day Per Month 25

Production Capacity per Annum (MT) 4800 MT

Particulars/Year 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25

Capacity Utilisation 60% 75.0% 77.5% 80% 82.5% 85% 87.5%

Processing of Wheat (MT) per annum 2880 3600 3720 3840 3960 4080 4200

Cost of Wheat Consumption during year (lacs) 483.36 604.20 624.34 644.47 664.61 684.75 704.89

Wheat Cost per MT

Govt. Rate of Wheat 14850.00

Market Fee & RDF @ 4% 594.00
Purchase Tax @ 5% 772.20
16216.20
Transportation @ 1.5% 243.00
Packing Cost @ 2% 324.00
16783.20

Input / Output Ratio

Product
Atta 62%
Maida 15%
Sooji 20%

Bye-product
Bran 3%
 100%

Production per annum

Particulars/Year 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25

Atta 1785.60 2232.00 2306.40 2380.80 2455.20 2529.60 2604.00
Maida 432.00 540.00 558.00 576.00 594.00 612.00 630.00
Suji 576.00 720.00 744.00 768.00 792.00 816.00 840.00
Bran 86.40 108.00 111.60 115.20 118.80 122.40 126.00

Average Selling Price of Product & Bye-product (per MT)

Average Selling Price of Produce Amt in Rs

Atta 19900
Maida 21000
Sooji 22500
Bran 12000

Stock Holding Period (in Days)

Raw Material 45 Days

Work-in-process 1 Days
Finished Stock 7 Days
Consumable 30 Days
Sundry Debtors 7 Days
Sundry Creditors 7 Days
PROJECTED QUANTITATIVE DETAILS OF STOCK

Capacity per day 1 MT

Working days in month 25 Days
Number of Shift per Day 2
Number of Hour oer Shift 8

At Full capacity
Particulars 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 2024-25
100%
Capacity (MT) 4800
Capacity Utilisation 100% 60.0% 75.0% 77.5% 80.0% 82.5% 85.0% 87.5% 90.0%

Overall Production (MT) 2880.00 3600.00 3720.00 3840.00 3960.00 4080.00 4200.00 4320.00
Production of Atta (MT) 1785.60 2232.00 2306.40 2380.80 2455.20 2529.60 2604.00 2678.40
Production of Maida (MT) 432.00 540.00 558.00 576.00 594.00 612.00 630.00 648.00
Production of Sooji (MT) 576.00 720.00 744.00 768.00 792.00 816.00 840.00 864.00
Production of Bran (MT) 86.40 108.00 111.60 115.20 118.80 122.40 126.00 129.60

QUANTITY OF RAW MATERIAL

Opening Stock of Raw Material (MT) 0.00 360.00 450.00 465.00 480.00 495.00 510.00 525.00
Closing of Raw material (MT) 45 360.00 450.00 465.00 480.00 495.00 510.00 525.00 540.00

WORK-IN-PROCESS
Opening stock of WIP (MT) 0.00 8.00 10.00 10.33 10.67 11.00 11.33 11.67
Closing stock of WIP (MT) 1 8.00 10.00 10.33 10.67 11.00 11.33 11.67 12.00

FINISHED GOODS
Opening stock of FG (MT) 0.00 56.00 70.00 72.33 74.67 77.00 79.33 81.67
Closing stock of FG (MT) 7 56.00 70.00 72.33 74.67 77.00 79.33 81.67 84.00

Sales (Quantity) 2824.00 3586.00 3717.67 3837.67 3957.67 4077.67 4197.67 4317.67
Atta (MT) 62% 1750.88 2223.32 2304.95 2379.35 2453.75 2528.15 2602.55 2676.95
Bran (MT) 3% 84.72 107.58 111.53 115.13 118.73 122.33 125.93 129.53

Sales in Value
[Amt in Rs.] [Rs in lacs]
Atta 19900.00 348.43 442.44 458.69 473.49 488.30 503.10 517.91 532.71
Maida 21000.00 88.96 112.96 117.11 120.89 124.67 128.45 132.23 136.01
Suji 22500.00 127.08 161.37 167.30 172.70 178.10 183.50 188.90 194.30
Bran 12000.00 10.17 12.91 13.38 13.82 14.25 14.68 15.11 15.54
574.63 729.68 756.47 780.89 805.31 829.72 854.14 878.56

Consumable Item 1.5% of Sales 8.62 10.95 11.35 11.71 12.08 12.45 12.81 13.18
Value
Projections of Performance, Profitability and Repayment

Break-even point Break-even Quantity

Break-even Value

% of Installed Capacity [Figures in 00000s of Rs.]

Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25

A% utilisation of installed capacity 60% 75.0% 77.5% 80.0% 83% 85.0% 88%

B Sales (Gross Revenue)

1 Domestic Sales 574.63 729.68 756.47 780.89 805.31 829.72 854.14
2 Sales of Gunny Bag 1.44 1.82 1.89 1.95 2.42 2.07 2.14

Net Sales (Revenue) 576.06 731.50 758.36 782.84 807.72 831.80 856.28

CCost of Production
1 Cost of Purchases 483.36 604.20 624.34 644.47 664.61 684.75 704.89
2 Consumable Stores 8.62 10.95 11.35 11.71 12.08 12.45 12.81
3 Power & Fuel 28.14 35.18 36.35 37.52 38.70 39.87 41.04
4 Direct Labour and Wages 14.08 17.60 18.18 18.77 19.35 19.94 20.53
5 Other Manufacturing Expenses 1.44 1.83 1.90 1.96 2.02 2.08 2.14
6 Depreciation 11.02 9.17 6.38 5.34 4.47 3.75 3.15

Total Cost of Sales 546.66 678.92 698.49 719.77 741.23 762.84 784.57

7 Add: Op. Stock of stock-in-process 0.00 1.52 1.89 0.00 2.00 2.06 2.12
8 Deduct: Cl. Stock of stock-in-process 1 1.52 1.89 1.94 2.00 2.06 2.12 2.18
Cost of Production 545.14 678.55 698.44 717.77 741.17 762.78 784.51

9 Add: Op. Stock of finished item 0.00 10.60 13.19 13.58 13.96 14.41 14.83
10 Deduct: Cl. Stock of finished item 7 10.60 13.19 13.58 13.96 14.41 14.83 15.25

DTotal Cost of Sales 534.54 675.96 698.05 717.39 740.72 762.36 784.09

E General and Administrative Exp. 3.75% of Sale 21.55 27.36 28.37 29.28 30.20 31.11 32.03

F Interest on
1 Term Loans 5.50 4.66 3.72 2.78 1.84 0.90 0.10
2 Working Capital 6.28 6.28 6.28 6.28 6.28 6.28 6.28
3 Other Loans, if any 0.00 0.00 0.00 0.00 0.00 0.00 0.00

GPremilinary & Pre-operative Expenses 0.84 0.84 0.84 0.84 0.84 0.00 0.00

HProfit before Taxation {E-(F + G)} 8.19 17.24 21.94 27.10 28.68 31.14 33.78
I. Provision for Taxes 2.53 5.33 6.78 8.37 8.86 9.62 10.44
J. Net Profit (H - I) 5.66 11.91 15.16 18.73 19.82 21.52 23.34
KDepreciation added back 11.02 9.17 6.38 5.34 4.47 3.75 3.15
L Net Cash Accruals 16.68 21.08 21.54 24.06 24.29 25.27 26.50
MRepayment obligations
1 Towards Term Loans 3.76 7.51 7.51 7.51 7.51 7.51 3.76
2 Other Loans, if any 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NDebt Service Coverage Ratio 2.40 2.11 2.25 2.61 2.79 3.11 6.90
OAverage DSCR 3.17

56
Projected Balance Sheet

Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25

A. Liabilities

1 Capital Account 41.12 41.12 41.12 41.12 41.12 41.12 41.12

2 Reserve & Surplus

a Operational 5.66 17.57 32.73 51.46 71.28 92.80 116.14
b Subsidy 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5.66 17.57 32.73 51.46 71.28 92.80 116.14

3 Deferred Tax Liabilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Loan Liability
4 Term Loans - Proposed 41.32 33.81 26.30 18.78 11.27 3.76 0.00
5 Bank Borrowings for W.C. 50.25 50.25 50.25 50.25 50.25 50.25 50.25
6 Unsecured Loan from Director 5.00 5.00 5.00 5.00 5.00 5.00 5.00

Current Liabilities
7 Sundry Creditors 9.40 11.75 12.14 12.53 12.92 13.31 13.71
8 TL Installment Payable 3.76 7.51 7.51 7.51 7.51 7.51 3.76
9 Provision for tax 2.53 5.33 6.78 8.37 8.86 9.62 10.44
10 Expenses Payable 2.50 2.75 3.03 3.33 3.66 4.03 4.43

Total Liabilities 161.54 175.09 184.85 198.35 211.87 227.40 244.84

B. Assets

1 Gross Block 69.45 69.45 69.45 69.45 69.45 69.45 69.45

2 Depreciation 11.02 20.20 27.84 34.23 39.57 44.04 47.79

3 Net Block 58.43 49.25 41.61 35.22 29.89 25.42 21.67

4 Long Term Investment/Advances 0.00 0.00 5.00 27.00 40.00 55.00 70.00
5 Non Current - Security Deposit 7.23 7.23 7.23 7.23 7.23 7.23 7.23
6 Current Assets, Loans & Advances
a. Stock-in-hand 73.26 91.52 94.51 97.49 100.55 103.58 106.61
b. Sundry Debtors 11.17 14.19 14.71 15.18 15.66 16.13 16.61
c. Other Advance 0.00 0.00 0.00 0.00 0.00 0.00 0.00
d. Cash and Bank Balances 5.56 5.05 13.34 7.01 9.68 10.41 12.28
e. Advance Tax 2.53 5.33 6.78 8.37 8.86 9.62 10.44

7 Preliminary Expenses 0.78 0.59 0.39 0.20 0.00 0.00 0.00

8 Pre-operative Expenses 2.58 1.93 1.29 0.64 0.00 0.00 0.00

Total Assets 161.54 175.09 184.85 198.35 211.87 227.40 244.84

58
ASP Flour Bhog Mill
PROFITABILITY STATEMENT
Rs. In lacs
Year of Operation 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25

A. Cost of Operation :

1 Cost of Purchases 483.36 604.20 624.34 644.47 664.61 684.75 704.89

2 Consumable Stores 8.62 10.95 11.35 11.71 12.08 12.45 12.81
3 Power & Fuel 28.14 35.18 36.35 37.52 38.70 39.87 41.04
4 Direct Labour and Wages 14.08 17.60 18.18 18.77 19.35 19.94 20.53
5 Other Manufacturing Expenses 1.44 1.83 1.90 1.96 2.02 2.08 2.14

B. Total Cost of operation 535.63 669.74 692.11 714.44 736.76 759.09 781.42

Add: Opening Stock - 12.12 15.08 13.58 15.96 16.47 16.95

Less: Closing Stock 12.12 15.08 15.52 15.96 16.47 16.95 17.43
C. Total Cost of operation 523.52 666.78 691.67 712.06 736.25 758.61 780.93

RECEIPTS
D. Gross Receipts from Sale 574.63 729.68 756.47 780.89 805.31 829.72 854.14
Other Income 1.44 1.82 1.89 1.95 2.42 2.07 2.14
Gross Receipts 576.06 731.50 758.36 782.84 807.72 831.80 856.28

E. Gross Profit 52.55 64.72 66.69 70.78 71.47 73.19 75.34

F. General & Administrative Exps. 21.55 27.36 28.37 29.28 30.20 31.11 32.03

G. Depreciation 11.02 9.17 6.38 5.34 4.47 3.75 3.15

H. Net Profit before Int. 19.98 28.18 31.94 36.16 36.80 38.32 40.16

I. Interests 11.78 10.94 10.00 9.06 8.12 7.18 6.38

Interest on Term Loan 5.50 4.66 3.72 2.78 1.84 0.90 0.10
Interest on Cash Credit 6.28 6.28 6.28 6.28 6.28 6.28 6.28
Other Finance Costs - - - - - - -

J. Preliminary Expenses w/o 0.84 0.84 0.84 0.84 0.84 - -

K. Net Profit before Tax 8.20 17.24 21.94 27.10 28.68 31.14 33.78

L. Income Tax 2.53 5.33 6.78 8.37 8.86 9.62 10.44

Current Tax 2.53 5.33 6.78 8.37 8.86 9.62 10.44
MAT Credit - - - - - - -
M. Deferred Tax Liability - - - - - - -

N. Net Profit 5.67 11.92 15.16 18.72 19.82 21.52 23.34

O. Retained Profit 5.67 11.92 15.16 18.72 19.82 21.52 23.34

P. Cash Profit 16.69 21.09 21.54 24.06 24.29 25.27 26.49

GP/TO 9.12% 8.85% 8.79% 9.04% 8.85% 8.80% 8.80%

NP/ TO 0.01 0.02 0.02 0.02 0.02 0.03 0.03
ASP Flour Bhog Mill
BALAN C E S H E E T

LIABILITIES 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25

A. Share Capital 41.12 41.12 41.12 41.12 41.12 41.12 41.12

B. Reserve & Surplus

General Reserve 5.66 17.57 32.73 51.46 71.28 92.80 116.14
Subsidy from GOB - - - - - - -
Unsecured Loan 5.00 5.00 5.00 5.00 5.00 5.00 5.00

Deferred Tax Liabilities - - - - - - -

C. Secured Loan
Term Loan (New) 41.32 33.81 26.30 18.78 11.27 3.76 0.00
Cash Credit - Bank of India CC A/c 50.25 50.25 50.25 50.25 50.25 50.25 50.25

D. Deferred Tax Liability - - - - - - -

E. Current Liabilities
Provision for Tax 2.53 5.33 6.78 8.37 8.86 9.62 10.44
Instalments on Term Loan 3.76 7.51 7.51 7.51 7.51 7.51 3.76
Sundry Creditors 9.40 11.75 12.14 12.53 12.92 13.31 13.71
Liability for Expenses 2.50 2.75 3.03 3.33 3.66 4.03 4.43
TOTAL : 161.54 175.09 184.85 198.35 211.87 227.40 244.84

F. Assets
Gross Value 69.45 69.45 69.45 69.45 69.45 69.45 69.45
Less:Depreciation 11.02 20.20 27.84 34.23 39.57 44.04 47.79
Net Block 58.43 49.25 41.61 35.22 29.89 25.42 21.67

G Work in Progress - - - - - - -

H Investment/Advances(Net) - - 5.00 27.00 40.00 55.00 70.00

I Non-Current Assests - Security Deposit 7.23 7.23 7.23 7.23 7.23 7.23 7.23

J Priliminary & Pre-operative Exp not W/off 3.36 2.52 1.68 0.84 - - -

K Current Assets
Sundry Debtors 11.17 14.19 14.71 15.18 15.66 16.13 16.61
Stock in hand 73.26 91.52 94.51 97.49 100.55 103.58 106.61
Other Advance - - - - - - -
Advance to Tax 2.53 5.33 6.78 8.37 8.86 9.62 10.44
86.96 111.03 116.00 121.05 125.08 129.34 133.66

L Cash & Bank Balances 5.56 5.05 13.34 7.01 9.68 10.41 12.28

TOTAL 161.54 175.09 184.85 198.35 211.87 227.40 244.84

Cash Flow Statement
[Figures in 00000s of Rs.]
Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
A. Source of Funds

1 Cash Accruals 19.97 28.18 31.94 36.16 36.81 38.32 40.16 41.90
( Net Profit before Taxation )

2 Increase in share capital 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Equity / Preference

3 Depreciation 11.02 9.17 6.38 5.34 4.47 3.75 3.15 2.65

4 Increase in long term loans / #VALUE! 0.00 0.00 0.00 0.00 0.00 0.00 0.00
debentures

5 Decrease in Advance to 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Suppliers

6 Decrease in Preliminary & 0.84 0.84 0.84 0.84 0.84 0.00 0.00 0.00
Pre-operative exp
7 Increase In Current Liabilities
7.1 Sundry Creditors 9.40 2.35 0.39 0.39 0.39 0.39 0.39 0.39
7.2 Installment Payable 3.76 3.76 0.00 0.00 0.00 0.00 -3.75 -3.76
7.3 Provision for Tax 2.53 2.79 1.45 1.60 0.49 0.76 0.82 0.57
7.4 Expenses Payable 1.76 0.25 0.28 0.30 0.33 0.37 0.40 0.44

8 Increase in Unsecured loans -44.83 0.00 0.00 0.00 0.00 0.00 0.00 0.00
and deposit
9 Increase in bank borrowings 50.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00
for working capital
10 Sales of Fixed assets / 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
investments
11 Margin Money for W.C. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 Subsidy 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 Decrease stock-in-hand 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Sources (A) #VALUE! 47.34 41.28 44.63 43.33 43.59 41.17 42.20

Disposition of Funds

1 Increase in Non Current 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Assets
2 Increase in Capital 69.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Expenditure
3 Increase in current assets
3.1 Sundry Debtors 11.17 3.01 0.52 0.47 0.47 0.47 0.47 0.47
3.2 Increase in Stock-in-hand 73.26 18.26 2.99 2.98 3.06 3.03 3.03 3.03
3.3 Other Advance -20.61 0.00 -6.11 -17.29 0.00 0.00 0.00 0.00
3.4 Advance Tax 2.53 2.79 1.45 1.60 0.49 0.76 0.82 0.57
4 Decrease in long term loans / 0.00 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
debentures
5 Decrease in Current 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Liabilities
6 Decrease in Deferredpayment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Tax
7 Increase in Investments 0.00 0.00 5.00 22.00 13.00 15.00 15.00 55.00
8 Interest on Term Loan 5.50 4.66 3.72 2.78 1.84 0.90 0.10 0.00
9 Interest on W / C 6.28 6.28 6.28 6.28 6.28 6.28 6.28 6.28
10 Interest on Other Loan 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 Taxation 2.53 5.33 6.78 8.37 8.86 9.62 10.44 11.01
12 Decrease in Cash Credit 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Disposition (B) 150.11 #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Opening Balance 59.65 #VALUE! #VALUE! 1.77 #VALUE! #VALUE! #VALUE! #VALUE!
Net Surplus (A-B) #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
Closing Balance #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE! #VALUE!
5.56 5.05 13.34 7.01 9.68 10.41 12.28 -21.39

58
1. Computation of Break Even Po
Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
I. Realisation 576.06 731.50 758.36 782.84 807.72 831.80 856.28

II. Variable Cost

a Cost of Purchase 483.36 604.20 624.34 644.47 664.61 684.75 704.89
b Consumable Stores 8.62 10.95 11.35 11.71 12.08 12.45 12.81
c Power & Fuel (95%) 26.73 33.42 34.53 35.65 36.76 37.87 38.99
d Direct Labour & Wages (90% 12.67 15.84 16.36 16.89 17.42 17.95 18.47
e Other Manufacturing Exp 1.44 1.83 1.90 1.96 2.02 2.08 2.14
f Intt on WC Loan 6.28 6.28 6.28 6.28 6.28 6.28 6.28
Total 539.10 672.50 694.76 716.96 739.17 761.38 783.59

III. Contribution 36.96 59.00 63.60 65.88 68.55 70.42 72.69

IV. Fixed Cost

a Power & Fuel (5%) 1.41 1.76 1.82 1.88 1.93 1.99 2.05
b Depreciation 11.02 9.17 6.38 5.34 4.47 3.75 3.15
c Selling, General &
Administrative Exp. 21.55 27.36 28.37 29.28 30.20 31.11 32.03
d Intt on Term Loan 5.50 4.66 3.72 2.78 1.84 0.90 0.10
Total 39.48 42.96 40.29 39.28 38.44 37.76 37.33
v. B.E.P. (in %) 101.47 69.17 60.18 56.64 53.28 50.94 48.79
vi. B.E.P. in value (Rs. In Lakhs) 584.53 506.00 456.35 443.41 430.36 423.71 417.79

60
 Computation of Debt Service Coverage Ratio:
S.N. Particulars Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
A. Net Profit after Tax 5.66 11.91 15.16 18.73 19.82 21.52 23.34
Add. Depreciation 11.02 9.17 6.38 5.34 4.47 3.75 3.15
Add.
Add. Interest on Term Loan
Pre-operative 5.50 4.66 3.72 2.78 1.84 0.90 0.10
expenses
Add. Other writtenitem
non-cash off
written off
TOTAL (A) 22.18 25.74 25.26 26.84 26.13 26.17 26.59
B. Intelment on Term Loan 3.76 7.51 7.51 7.51 7.51 7.51 3.76
Interest on Term Loan 5.50 4.66 3.72 2.78 1.84 0.90 0.10
TOTAL (B) 9.25 12.17 11.23 10.29 9.35 8.41 3.85
C. DSCR (A/B) 2.40 2.11 2.25 2.61 2.79 3.11 6.90
D. Average DSCR 3.17

61
  bi
D
vl
ie
rt 
V
ye
ASSESSMENT OF WORKING CAPITAL REQUIREMENTS saN
ctre
FORM II - OPERATING STATEMENT A
tito
### n
C
 O
raaF
obS
Name: ASP Flour Bhog Mill [Rs. In 00000's omitted] lp einn
O
al
Years' Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 sex tlpbel
re y
No. of months 12 12 12 12 12 12 12 eoras
&
rudiC
s
t i o
1. Gross Sales
abris
574.63 729.68 756.47 780.89 805.31 829.72 854.14 C
sus
i. Domestic Sales ,tnp
ott
ii. Other Direct Income 1.44 1.82 1.89 1.95 2.42 2.07 2.14 i g a*si
nD
Total 576.06 731.50 758.36 782.84 807.72 831.80 856.28  rg toe
P
esn
2. Less Excise Duty  rp
*sP
3. Net Sales (1 - 2) 576.06 731.50 758.36 782.84 807.72 831.80 856.28 ro ,*
ref
4. % age rise (+) or fall (-) in net sales N/A 26.98% 3.67% 3.23% 3.18% 2.98% 2.94%  o Break Even Sales
ics
as compared to previous year (annualised) tfiCash Break Even
ia/
o
5. Cost of Sales tS
c
i. Raw materials (including stores and aik
other items used in the process of
lo 
nea
manufacture) 483.36 604.20 624.34 644.47 664.61 684.75 704.89 ,sd
 j
a. Imported
S
 
b. Indigenous 483.36 604.20 624.34 644.47 664.61 684.75 704.89 G
a
ii. Other Spares A
n
 d
a. Imported
a 
b. Indigenous 8.62 10.95 11.35 11.71 12.08 12.45 12.81 n
o
iii. Power and Fuel 28.14 35.18 36.35 37.52 38.70 39.87 41.04 d t
 
iv. Direct Labour 14.08 17.60 18.18 18.77 19.35 19.94 20.53 h Ie
(Factory wages & salaries) nr
t
v. Other manufacturing expenses 1.44 1.83 1.90 1.96 2.02 2.08 2.14  
em
vi. Depreciation 11.02 9.17 6.38 5.34 4.47 3.75 3.15 r
f
vii. Sub-total (i to vi) 546.66 678.92 698.49 719.77 741.23 762.84 784.57 eg
s
viii. Add: Opening Stock-in-process 0.00 1.52 1.89 0.00 2.00 2.06 2.12  t
e
Sub-total (vii + viii) 546.66 680.44 700.38 719.77 743.23 764.90 786.69 x
ix. Deduct: Closing Stock-in-process 1.52 1.89 1.94 2.00 2.06 2.12 2.18 p
e
x. Cost of Production 545.14 678.55 698.44 717.77 741.17 762.78 784.51
n
s
e
s

64
 xi. Add: Opening Stock of finished goods 0.00 10.60 13.19 13.58 13.96 14.41 14.83
Sub-total (x + xi) 545.14 689.15 711.63 731.35 755.13 777.19 799.34
xii. Deduct: Closing Stock of finished
goods 10.60 13.19 13.58 13.96 14.41 14.83 15.25
xiii. Sub-total (Total Cost of Sales) 534.54 675.96 698.05 717.39 740.72 762.36 784.09

Selling, general and administrative

6. expenses 21.55 27.36 28.37 29.28 30.20 31.11 32.03
7. Sub-total (5 + 6) 556.09 703.32 726.42 746.67 770.92 793.47 816.12
8. Operating Profit before Interest (3 - 7) 19.97 28.18 31.94 36.17 36.80 38.33 40.16
9. Interest 11.78 10.94 10.00 9.06 8.12 7.18 6.38
10. Operating Profit after Interest (8 - 9) 8.19 17.24 21.94 27.11 28.68 31.15 33.78
11. i. Add: Other non-operating Income

a.

b.

c.

d.
Sub-total (Income) 0.00 0.00 0.00 0.00 0.00 0.00 0.00
ii.
Deduct: Other non-operating expenses.
a.

b.

c.
d.

Sub-total (Expenses) 0.00 0.00 0.00 0.00 0.00 0.00 0.00

iii. Net of other non-operating income /

expenses [net of 11(i) & 11(ii)] 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12. Profit/Loss Before Tax [10 + 11(iii)] 8.19 17.24 21.94 27.11 28.68 31.15 33.78
13. Provision for taxes 2.53 5.33 6.78 8.37 8.86 9.62 10.44
14. Net Profit / Loss (12 -13) 5.66 11.91 15.16 18.74 19.82 21.53 23.34
15. a. Equity dividend paid-amount

(Already paid + B.S. provision)

b. Dividend Rate (% age)

16. Retained Profit (14 - 15) 5.66 11.91 15.16 18.74 19.82 21.53 23.34
17. Retained Profit / Net Profit (% age) 100% 100% 100% 100% 100% 100% 100%

65
 FORM III - ANALYSIS OF BALANCE SHEET
LIABILITIES

Name: ASP Flour Bhog Mill

Year Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25

No.of months 12 12 12 12 12 12 12
CURRENT LIABILITIES

1. Short-term borrowing from banks (including

bills purchased, discounted & excess

borrowing placed on repayment basis)

i. From applicant bank 50.25 50.25 50.25 50.25 50.25 50.25 50.25
ii. From other banks

iii. (of which BP & BD)

Sub-total [i + ii] (A) 50.25 50.25 50.25 50.25 50.25 50.25 50.25
2. Short term borrowings from others

3. Sundry Creditors (Trade) 9.40 11.75 12.14 12.53 12.92 13.31 13.71
4. Advance payments from customers / 0.00 0.00 0.00 0.00 0.00 0.00 0.00
deposits from dealers

5. Provision for taxation 2.53 5.33 6.78 8.37 8.86 9.62 10.44
6. Dividend payable
Other statutory liabilities (due within 1
7. year) 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8. Deposits / instalments of term loans / 3.76 7.51 7.51 7.51 7.51 7.51 3.76
DPGs / debentures etc. (due within 1 year)

9. Other current liabilities & provisions

(due within 1 year) - specify major items 2.50 2.75 3.03 3.33 3.66 4.03 4.43
a. Net Current Liabilities 2.50 2.75 3.03 3.33 3.66 4.03 4.43
b.

c.

d.

Sub total [2 to 9] (B) 18.19 27.34 29.46 31.75 32.96 34.48 32.33
10. Total current liabilities [A + B] 68.44 77.59 79.71 82.00 83.21 84.73 82.58

66
TERM LIABILITIES

11. Debentures (not maturing within 1 year)

12. Preference Shares (redeemable after 1 year)

13. Term loans (excluding instalments

payable within 1 year) 41.32 33.81 26.30 18.78 11.27 3.76 0.00
14. Deferred Payment Credits (excluding

instalments due within 1 year)

15. Term deposits (repayable after 1 year)

16. Other term liabilities( unsecured ) 5.00 5.00 5.00 5.00 5.00 5.00 5.00

17. Total Term Liabilities [11 to 16] 46.32 38.81 31.30 23.78 16.27 8.76 5.00
18. Total Outside Liabilities [10 + 17] 114.76 116.40 111.01 105.78 99.48 93.49 87.58

NET WORTH

19. Ordinary Share Capital 41.12 41.12 41.12 41.12 41.12 41.12 41.12
20. General Reserve 0.00 0.00 0.00 0.00 0.00 0.00 0.00
21. Revaluation Reserve

22. Other Reserves (excluding Provisions)

Surplus (+) or deficit (-) in Profit & Loss
23. a/c 5.66 17.57 32.73 51.46 71.28 92.80 116.14
23. a. Others

b. Share Premium

c. Capital Redemption Reserve

24. Net Worth 46.78 58.69 73.85 92.57 112.39 133.91 157.26

25. TOTAL LIABILITIES [18 + 24] 161.54 175.09 184.86 198.35 211.87 227.40 244.84

67
 FORM III - ANALYSIS OF BALANCE SHEET (continued)
ASSETS

Name: ASP Flour Bhog Mill

Year Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25

No.of months 12 12 12 12 12 12 12
CURRENT ASSETS
26. Cash and Bank Balances 5.56 5.05 13.34 7.01 9.68 10.41 12.28
27. Investments (other than long term)
i. Govt. and other trustee securities
ii. Fixed Deposits with banks
28. i. Receivables other than deferred & 11.17 14.19 14.71 15.18 15.66 16.13 16.61
exports (incldg. bills purchased and
discounted by banks)
ii. Export receivables (incldg. bills
purchased/discounted by banks)
29. Instalments of deferred receivables
(due within 1 year)
30. Inventory: 73.26 91.52 94.51 97.49 100.55 103.58 106.61
i. Raw materials (including stores and
other items used in the process of
manufacture) 60.42 75.52 78.04 80.56 83.08 85.59 88.11
a. Imported
b. Indigenous 60.42 75.52 78.04 80.56 83.08 85.59 88.11
ii. Stocks-in-process 1.52 1.89 1.94 2.00 2.06 2.12 2.18
iii. Finished goods 10.60 13.19 13.58 13.96 14.41 14.83 15.25
iv. Other consumable spares 0.72 0.91 0.95 0.98 1.01 1.04 1.07
a. Imported
b. Indigenous 0.72 0.91 0.95 0.98 1.01 1.04 1.07
31. Advances to suppliers of raw materials
and stores/spares 0.00 0.00 0.00 0.00 0.00 0.00 0.00
32. Advance payment of taxes 2.53 5.33 6.78 8.37 8.86 9.62 10.44
33. Other current assets (specify major items) 0.00 0.00 0.00 0.00 0.00 0.00 0.00
a. Net Current Assets
b.
c.
d.
34. Total Current Assets (26 to 33) 92.52 116.08 129.34 128.05 134.75 139.75 145.94

68
FIXED ASSETS
35 Gross Block (land, building, machinery,
work-in-progress) 69.45 69.45 69.45 69.45 69.45 69.45 69.45
36 Depreciation to date 11.02 20.20 27.84 34.23 39.57 44.04 47.79
37 Net Block (35 - 36) 58.43 49.25 41.61 35.22 29.89 25.42 21.67

OTHER NON-CURRENT ASSETS

38 Investments/book debts/advances/deposits
which are not current assets 7.23 7.23 12.23 34.23 47.23 62.23 77.23
i. a. Investments in subsidiary
companies / affiliates
b. Others 0.00 0.00 5.00 27.00 40.00 55.00 70.00
ii. Advances to suppliers of capital goods
and contractors
iii. Deferred receivables (maturity
exceeding 1 year)
iv. Others 7.23 7.23 7.23 7.23 7.23 7.23 7.23
a. Security Deposit 7.23 7.23 7.23 7.23 7.23 7.23 7.23
b. Deferred Tax Assets (Net)
c.
d.
39 Non-consumable stores and spares
40 Other non-current assets including
dues from directors
41 Total Other Non-current Assets (38 to 40) 7.23 7.23 12.23 34.23 47.23 62.23 77.23
42 Intangible Assets (patents, good will,
prelim.expenses, bad / doubtful debts not
provided for, etc. 3.36 2.52 1.68 0.84 0.00 0.00 0.00
43 Total Assets (34+37+41+42) 161.54 175.08 184.86 198.34 211.87 227.40 244.84
44 Tangible Net Worth (24 - 42) 43.42 56.17 72.17 91.73 112.39 133.91 157.26
45 Net Working Capital (34 - 10) 24.08 38.49 49.63 46.05 51.54 55.02 63.36
46 Current Ratio (34 / 10) 1.35 1.50 1.62 1.56 1.62 1.65 1.77
47 Total OUTSIDE Liabilities / Tangible
Net Worth (18 / 44) 2.64 2.07 1.54 1.15 0.89 0.70 0.56
48 Total TERM Liabilities / Tangible
Net Worth (17 / 44) 1.07 0.69 0.43 0.26 0.14 0.07 0.03
ADDITIONAL INFORMATION
A. Arrears of depreciation
B. Contingent Liabilities:
i. Arrears of cumulative dividends
ii. Gratuity liability not provided for
iii. Disputed excise / customs /
tax liabilities
iv. Other liabilities not provided for

69
 FORM IV
COMPARATIVE STATEMENT OF CURRENT ASSETS AND CURRENT LIABILITIES

Name: ASP Flour Bhog Mill

Year Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
A. CURRENT ASSETS
1. Raw materials (incl. stores & other items
used in the process of manufacture)
a. Imported 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Month's Consumption
b. Indigenous 60.42 75.52 78.04 80.56 83.08 85.59 88.11
Month's Consumption (1.50) (1.50) (1.50) (1.50) (1.50) (1.50) (1.50)
2. Other Consumable spares, excluding
those included in 1 above
a. Imported 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Month's Consumption
b. Indigenous 0.72 0.91 0.95 0.98 1.01 1.04 1.07
Month's Consumption (1.00) (1.00) (1.00) (1.00) (1.00) (1.00) (1.00)
3. Stock-in-process 1.52 1.89 1.94 2.00 2.06 2.12 2.18
Month's cost of production (0.03) (0.03) (0.03) (0.03) (0.03) (0.03) (0.03)
4. Finished goods 10.60 13.19 13.58 13.96 14.41 14.83 15.25
Month's cost of sales (0.24) (0.23) (0.23) (0.23) (0.23) (0.23) (0.23)
5. Receivables other than export & deferred
receivables (incl. bills purchased &
discounted by bankers) 11.17 14.19 14.71 15.18 15.66 16.13 16.61
Month's domestic sales: excluding
deferred payment sales (0.23) (0.23) (0.23) (0.23) (0.23) (0.23) (0.23)
6. Export receivables (incl. bills purchased
and discounted) 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Month's export sales
7. Advances to suppliers of raw materials &
stores / spares, consumables 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8. Other current assets incl. cash & bank
balances & deferred receivables due
within one year 8.09 10.38 20.12 15.38 18.54 20.03 22.72
Cash and Bank Balances 5.56 5.05 13.34 7.01 9.68 10.41 12.28
Investments (other than long term):
i. Govt. and other trustee securities
ii. Fixed Deposits with banks
Instalments of deferred receivables
(due within 1 year)
Advance payment of taxes 2.53 5.33 6.78 8.37 8.86 9.62 10.44
Other current assets
9. Total Current Assets 92.52 116.08 129.34 128.06 134.75 139.75 145.94
(To agree with item 34 in Form III)

70
 FORM IV
COMPARATIVE STATEMENT OF CURRENT ASSETS AND CURRENT LIABILITIES

Name: ASP Flour Bhog Mill

Year Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25

B. CURRENT LIABILITIES

(Other than bank borrowings for working capital)

10. Creditors for purchase of raw materials,

stores & consumable spares 9.40 11.75 12.14 12.53 12.92 13.31 13.71
Month's purchases (0.21) (0.23) (0.23) (0.23) (0.23) (0.23) (0.23)
11. Advances from customers 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12. Statutory liabilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 Other current liabilities: 8.79 15.59 17.32 19.21 20.03 21.16 18.63
Short term borrowings from others 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Provision for taxation 2.53 5.33 6.78 8.37 8.86 9.62 10.44
Dividend payable 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Deposits/instalments of term loans/DPGs

/ debentures etc. (due within 1 year) 3.76 7.51 7.51 7.51 7.51 7.51 3.76
Other current liabilities & provisions

(due within 1 year) 2.50 2.75 3.03 3.33 3.66 4.03 4.43
14. Total (To agree with total B of Form-III) 18.19 27.34 29.46 31.74 32.95 34.47 32.34

71
 FORM V
Computation of Maximum Permissible Bank Finance For Working Capital

Name: ASP Flour Bhog Mill

Year Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25

First Method of Lending
1 Total Current Assets (Form-IV-9) 92.52 116.08 129.34 128.06 134.75 139.75 145.94
2 Other Current Liabilities (other than
bank borrowings (Form-IV-14)
18.19 27.34 29.46 31.74 32.95 34.47 32.34
3 Working Capital Gap (WCG) (1-2) 74.33 88.74 99.88 96.32 101.80 105.28 113.60
4 Min. stipulated net working capital:

(25% of WCG excluding export 18.58 22.19 24.97 24.08 25.45 26.32 28.40
receivables)
5 Actual / Projected net working capital

(Form-III-45) 24.08 38.49 49.63 46.05 51.54 55.02 63.36

6 Item-3 minus Item-4 55.75 66.55 74.91 72.24 76.35 78.96 85.20
7 Item-3 minus Item-5 50.25 50.25 50.25 50.27 50.26 50.26 50.24
8 Max. permissible bank finance

(item-6 or 7, whichever is lower) 50.25 50.25 50.25 50.27 50.26 50.26 50.24
9 Excess borrowings representing
shortfall in NWC (4 - 5)

Second Method of Lending

1 Total Current Assets (Form-IV-9) 92.52 116.08 129.34 128.06 134.75 139.75 145.94
2 Other Current Liabilities

(other than bank borrowings (Form-IV-14) 18.19 27.34 29.46 31.74 32.95 34.47 32.34
3 Working Capital Gap (WCG) (1-2) 74.33 88.74 99.88 96.32 101.80 105.28 113.60
4 Min. stipulated net working capital:
(25% of total CA excluding export
receivables) 23.13 29.02 32.34 32.02 33.69 34.94 36.49
5 Actual / Projected net working capital
(Form-III-45) 24.08 38.49 49.63 46.05 51.54 55.02 63.36
6 Item-3 minus Item-4 51.20 59.72 67.54 64.30 68.11 70.34 77.11
7 Item-3 minus Item-5 50.25 50.25 50.25 50.27 50.26 50.26 50.24
8 Max. permissible bank finance
(item-6 or 7, whichever is lower) 50.25 50.25 50.25 50.27 50.26 50.26 50.24
9 Excess borrowings representing
shortfall in NWC (4 - 5)

72
 FORM VI
FUNDS FLOW STATEMENT
Name: ASP Flour Bhog Mill
Year Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
1. SOURCES
a. Net Profit 5.66 11.91 15.16 18.74 19.82 21.53 23.34
b. Depreciation 0.00 9.17 7.65 6.38 5.34 4.47 3.75
c. Increase in Capital 0.00 0.00 0.00 0.00 0.00 0.00 0.00
d. Increase in Term Liabilities 0.00
(including Public Deposits)
e. Decrease in
i. Fixed Assets
ii. Other non-current Assets 0.00 0.84
f. Others 0.00 0.00 0.00 0.00 0.01
g. TOTAL 5.66 21.92 22.81 25.12 25.16 26.00 27.10
2. USES
a. Net loss
b. Decrease in Term Liabilities
(including Public Deposits) 7.51 7.51 7.52 7.51 7.51 3.76
c. Increase in
i. Fixed Assets 11.16 0.00 0.00 0.00 0.00 0.00 0.00
ii. Other non-current Assets 4.16 21.16 12.16 15.00 15.00
d. Dividend Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00
e. Others 0.00 0.02 0.01
f. TOTAL 11.16 7.51 11.67 28.70 19.67 22.52 18.76

3. Long Term Surplus (+) / Deficit (-) [1-2] -5.50 14.41 11.14 -3.58 5.49 3.48 8.34
4. Increase/decrease in current assets
* (as per details given below) 92.52 23.56 13.25 -1.28 6.70 5.00 6.19
5. Increase/decrease in current liabilities
other than bank borrowings 18.19 9.15 2.12 2.28 1.21 1.52 -2.15
6. Increase/decrease in working capital gap 74.34 14.41 11.13 -3.56 5.48 3.47 8.34
7. Net Surplus / Deficit (-) [3-6] -79.84 0.00 0.01 -0.01 0.00 0.01 0.00
8. Increase/decrease in bank borrowings 50.25 0.00 0.00 0.00 0.00 0.00 0.00
9. Increase/decrease in NET SALES 576.06 155.44 26.86 24.48 24.88 24.08 24.48
* Break up of item-4
i. Increase/decrease in Raw Materials 60.42 15.10 2.52 2.52 2.52 2.51 2.52
ii. Increase/decrease in Stocks-in-Process 0.00 0.37 0.05 0.06 0.06 0.06 0.06
iii. Increase/decrease in Finished Goods 10.60 2.59 0.39 0.38 0.46 0.42 0.42
iv. Increase/decrease in Receivables
a) Domestic 0.00 0.00 0.00 0.00 0.00 0.00 0.00
b) Export 0.00 0.00 0.00 0.00 0.00 0.00 0.00
v. Increase/decrease in Stores & Spares 0.72 0.19 0.04 0.03 0.03 0.03 0.03
vi. Increase/decrease in other current assets 92.52 5.31 10.25 -4.27 3.63 1.98 3.16
TOTAL 164.26 23.56 13.25 -1.28 6.70 5.00 6.19

73
Key Indicators
S. Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25
No For year ended / ending March 31,

1 Net Sales 576.06 731.50 758.36 782.84 807.72 831.80 856.28

2 PBI LDT 30.99 37.35 38.32 41.51 41.27 42.08 43.31
3 PBT 8.19 17.24 21.94 27.11 28.68 31.15 33.78
4 PAT 5.66 11.91 15.16 18.74 19.82 21.53 23.34
5 Net Cash Accruals 16.68 21.08 21.54 24.08 24.29 25.28 26.49
6 P B I L D T/ Net Sales (%) 5.38% 5.11% 5.05% 5.30% 5.11% 5.06% 5.06%
7 PAT/ Net Sales (%) 0.98% 1.63% 2.00% 2.39% 2.45% 2.59% 2.73%
8 Dividend/PAT (%) 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
9 Gross Block 69.45 69.45 69.45 69.45 69.45 69.45 69.45
10 Net Block 58.43 49.25 41.61 35.22 29.89 25.42 21.67
11 Paid up Capital 41.12 41.12 41.12 41.12 41.12 41.12 41.12
12 Tangible Networth (TNW) 43.42 56.17 72.17 91.73 112.39 133.91 157.26
13 Group Invetsments 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 Adjusted T N W 43.42 56.17 72.17 91.73 112.39 133.91 157.26
15 L T D / T N W 1.07 0.69 0.43 0.26 0.14 0.07 0.03
16 D F S / T N W 1.16 0.89 0.70 0.55 0.45 0.38 0.32
17 T O L / T N W 2.64 2.07 1.54 1.15 0.89 0.70 0.56
18 Current Assets 92.52 116.08 129.34 128.05 134.75 139.75 145.94
19 Current Liabilities 68.44 77.59 79.71 82.00 83.21 84.73 82.58
20 Net Working Capital 24.08 38.49 49.63 46.05 51.54 55.02 63.36
21 Current Ratio 1.35 1.50 1.62 1.56 1.62 1.65 1.77

Other Indicators
22 R O C E (%) 14.26% 19.40% 20.78% 21.82% 20.57% 19.87% 18.90%
23 Interest Coverage Ratio 2.63 3.41 3.83 4.58 5.08 5.86 6.79
24 DSCR 2.40 2.11 2.25 2.61 2.79 3.11 6.90
Fund Flow Analysis
For year ended / ending March 31,
Long Term Sources 5.66 21.92 22.81 25.12 25.16 26.00 27.10
Long Term uses 11.16 7.51 11.67 28.70 19.67 22.52 18.76
Surplus/Deficit -5.50 14.41 11.14 -3.58 5.49 3.48 8.34
Surplus / Incremental build up of current assets
(%) 15% 25% 11% -1% 5% 4% 4%

Pattern of TCA Funding

For year ended / ending March 31,
Sundry Creditors 10.16% 10.12% 9.39% 9.79% 9.59% 9.53% 9.39%
Other Current Liabilities 9.50% 13.43% 13.39% 15.00% 14.87% 15.14% 12.76%
Bank Borrowings 54.31% 43.29% 38.85% 39.24% 37.29% 35.96% 34.43%
Long Term funds 26.03% 33.16% 38.37% 35.97% 38.25% 39.37% 43.41%

74
 Form - IV
SPECIMEN `D'

SMALL SCALE INDUSTRIES

APPLICATION FORM FOR CREDIT FACILITIES OF OVER RS. 1 CRORE

(FIGURES IN LAKHS)

1.1 Name of the Unit PROTECH COLD STOARGE PRIVATE LIMITED

1.2 Constitution [please strike out which are not applicable] Proprietary / Partnership Firm / Private Limited / Public
Limited Company / Co-operative Society
(Please Strike out whichever is not applicable)
1.3 Name of the business house/group to which the unit - DO -
belongs

2.1 Registration No.

(as given by the District Industries Centre/Directoate
of Industries)

2.2 Date of Incorporation/Commencement of Business U63022BR2008PTC013475, 05-03-2008

3 Business Address with Telephone/Talex /Fax No. AT- KODARIYA MANGO, P.S. -PAROO

DISTRICT - MUZAFFARPUR, BIHAR

3.1 Registered Office AT- 2 ND FLOOR, PARVATI APARTMENT

WEST LOHANIPUR, KADAMKUAN
PATNA, BIHAR

3.2 Administrative Office

-DO-

3.3 Factory AT- KODARIYA MANGO, P.S. -PAROO

DISTRICT - MUZAFFARPUR, BIHAR

4 Background of the Proprietor / Partners / Directors ENCLOSED

(Please furnish information for each person as per the
Appendix I)
5 Description of the Industrial activity

5.1 Existing

5.2 Proposed STORAGE CAPACITY 5200 MT COLD STORAGE IN

MULTI PURPOSE & MULTI CHAMBERED FACILITY
FOR HORT. PRODUCE.
6 How the Activity was financed so far ( to be filled up in case of existing unti only) PROPOSED/ NEW

Source of Repayment per Present O/s Amount of Default

Security Rate of Intt.
Funds (*) Month/Yearly (if any)

(*) Indicate sources of funds with name & address, e.g., banks/financial institutions/others (specify)

7 Arears in Staturory Payments (if any)

a Income Tax NONE

b Sales Tax NONE

c Provident Fund NONE

d Employees State Insurance Corporation NONE

e Others (specify) NONE

8 Past Performance (To be filled up by the existing unit only) NEW PROPOSED
(Figures in 000s Rs.)
Last but One Year
Particulars Last Year Last but Two Years

Turn Over

Net Profit

Retained Profit

Monthly Turnover for last twelve months

9.1 Management The Main Promoter behind the project is Mr. Saniw Kumar
(Please furnish background of the main Singh, he remained associated for long with several
promoter other than those furnished in Business organisations of such sector, earning long
Appendix I , write-up on other companies, if ,remarkable goodwill & success -details enclosed.
any, promoted by him or with which he is
associated together with a copy of the latest
balance sheet)

9.2 In case the promoter is a limited company, The Company started with its first venture as proposed
please furnish a write-up on the activities and multipurspose cold storage.
past performance of the company and any
other expansion programmes(s) /
diversification contemplated.

Please also enclose certified copies of the

a) Memorandum and Articles of Enclosed

Association
 b) Audited Balance Sheet and Trading and Profit ENCLOSED
& Loss a/cs for the past three years of the
promoter company

c) copy of the agreement(s), if any, entered into ENCLOSED

among the promoters.

9.3 SHAREHOLDING

9.3.1 Please provide a list of shareholders under the heads

a) Promoters ENCLOSED SEPARTELY

b) other major groups ENCLOSED SEPARTELY

c) foreign collaborators NIL

d) NRI shareholders NIL

e) other institution NIL

Owing or controlling 5% or more of equity shares,

indicating the amount owned and business relationship,
if any, with the company.

9.3.2 In case of preference shareholders, please give a list of N. A.

ten largest shareholders.

9.3.3 Also furnish mumber of equity shareholders and ENCLOSED

preference shareholders.

9.4 Employement Present Proposed

Executives 0 1

Surpervisory 0 2

Administrative/Office Staff 0 5

Skilled Labour 0 -

Unskilled Labour 0 -

Other (specify) 0 5

9.5 Particulars of existing key techincal and executive staff : Please Refer Project Report
(Please furnish data for existing as well as proposed staff)

Any special
achievement Functional Duties at
Name Designation Qualification Experience
(Inventions / the Unit
Research etc.)
10 If the unit is an ancillary unit, the undertaking to which it is -
catering and its address Enclosed

Name of the associate concern(s), if any , and its address Protech Biosystems Pvt. Ltd & Protech
11 Biosciences Pvt Limited

11.1 Nature of Association and amount invested As enclosed- herewith

11.2 Nature of activity Agricultural and allied business etc.

11.3 Items traded/manufactured Mfg. & Trading

11.4 Turnover and profit during preceding three years As enclosed- herewith

12. TECHNICAL FEASIBILITY (Please enclose the feasibility / project report)

12.1 Name of the product(s) including bye- Cold Storage service industry with Hort. Trading capacity.
products & its (their) use

12.2 Manufacturing Process, in brief (indicate to Refrigeration in specified temperature & humidity as
the extent possible,stage-wise capacity data, for required different commodities.
yield/ conversion data, material flow, etc.)

12.3 Capacity

Capacity for each Product Licensed Installed Operating

Potato & Other Hort.

6860 MT
Produce

No. of working days in a month Round the clock for season

&
No. of shifts in a day

12.4.1 In case of any collaboration, please furnish a brier-write-up on the NONE

period of collaboration agreement, the name of the collaborator
company, indicating the activities, size , turnover, particulars of the
existing plants, other projects in India and abroa

Please enclose -

a) copy of the published brochure highlighting the activities of the -

collaborate and balance sheet for the latest year.

b) copy of the collaboration agreement -

c) fees/royalties payable and the manner in which payable

d) copy of the government approval, if required, for the services of -

foreign technicians, if any
12.4.2 If there is no collaboration agreement, please furnish full details of The company has engaged M/S
arrangement proposed to be made fo robaining technical advice MARFIN PROJECTS LIMITED &
and service needed for the implementation of the project. others consultants / experts for
this project.
12.4.3 Paticular of the Consultant :

a) Name and address of the consultants M/s Marfin Projects Limited

A-1, 2nd Floor ,Maurya Lok Complex, Patna

b) Fees payable and the manner in which payable As required for the Job

c) Scope of work assigned to them Financial & Technical

d) Brief particulars of consultants including organisational set-up , bio-data, As per project Report
of senior personnel, names of directors/partners, particulars of work done
in the past and work on head.

Please enclose a copy of the agreement with the consultant, and in case N.A.
of foreign consultant(s) approval of the Government.

12.4.4 Whether any of partners/promoters/directors have any interest in None

consultant/collaborator firm. If so, details to be furnished.

12.5 Locational advantages of exsposed premises with reference to

i. absence of civic restrictions None

ii. proximity to the source of raw

Raw Material (Commodities) are loading available in abondant
materials
iii. market for the product
From Market
iv. avilability of
a. power Stand by own arrangements , also A/F with BSEB.

b. water Own Boring with submersible pump - being installed.

c. labour Locally Available

d. transport
The site is very near to NH & road links in develop area.
12.6 LAND & BUILDING Value
Area/Plinth Area
(in 000s of
(in Sq. metres)
Rs.)
Existing Proposed Existing Proposed

Factory Land

Factory Building ENCLOSED

Ancillary Building
Open Storage
Space

12.7 Type of soil and load bearing capacity (enclose test report) Sampling has been done and soil have been
found very much suitable for the project,
Enclosure : reports attached.

a. certified xerox copy of sale/lease deed

b. certified xerox copy of the Govt. order converting the land into industrial land, if applicable
c. locational map
d. certified xerox copy of the site plan of the land and blueprints of the buildings duly approved by
corporation/ municpality/panchayat.
12.8.1 Please furnish the following particulars of Architects

12.8.1.1 Name and address of the architects/firm

Er. Shubhra Jyoti, B.E. ( Civil); Block-no- A,
Qtrs. No.- 1, Mauryalok Comp, Patna

12.8.1.2 Scop of work Consultancy on Civil Constraction.

12.8.1.3 Rates quoted and detailed estimed of expenses As per works & requirement / scope

12.8.1.4 Fees payable and manner in which payable Do

12.8.1.5 Time schedule As per Project Report

12.8.1.6 Penalties -

12.8.1.7 Past experience of the architects in the similar work

Having long experience for installation of Cold
storage & others heavy building.
12.9 PARTICULARS OF MANCHIERY & OTHER FIXED ASSETS As Enclosed / proposed with
As per Appendix II project report

12.9.1 If sub-contract of any portion of production is envisage, -

the production stages in which the sub-contracting will
be done.

12.9.2 Arrangements made for erection and commissioning of Erection & Commissioning will be done by
the plant. Er. Sushil Kumar Refrigeration, Mach.
Enginers
12.10 Necessity & purpose for the proposed investment /
addition to factory premises/ machinery (in case where As per project Report
such investment is intended) for achievement of the
anticipated turnover.

12.11 RAW MATERIALS/COMPONENTS As detailed in Project Report

(Please mention about the imported and indigenous
tems separately)

(A) (B) (C) (D)

Quantity Required

Sources of Supply

Minimum Purchase Quantity

Lead/Procurement Time

Available throughout the year

If answer to the above is no, then no. of

months & period when it is available

(enclose proforma invoices in respect of each item, if available)

13 UTILITIES
(Give comments requirement, availabity/adequacy, As per Project Report
qualitative aspects, etc.)

13.1 Power

Own arrangement by Diesel Engine / D. G. Set

13.1.1 Sources of Power and Supply Voltage

- taken from Electricity Board

- own generation
- stand-by arrangements

13.1.2 Miximum Demand

13.1.3 Contract Load As per Project Report

13.1.4 Connected Load

13.1.5 Energy Consumption per year

13.1.6 Power Tariff

13.1.7 Cost of Power per annum at maximum

capacity utilisation

Please enclose

a) certified xerox copy of sanction for power

b) certified xerox copy of agreement with electicity board

c) certified xerox copy of electrical lay out of the palnt.

13.2 Water Own Boring & Pump in being provide at site

13.2.1 Indicate the requirements and suitability of water Water in suitable & available for this industry

13.2.2 Describe water treatment arrangements N.A.

13.2.3 Source for supply of water arrangement proposed and OWN

water charges payable

13.3 Steam

13.3.1 Requiremetn of steam

13.3.2 Capacity of the boiler

AS PER PROJECT REPORT
13.3.3 Arrangements proposed for steam

13.4 Compressed Air

13.4.1 Requirements of compressed air

13.4.2 Arrangements proposed for compressed air

13.5 Fuel AS PER PROJECT REPORT

13.5.1 Requirement of fuel AS PER PROJECT REPORT

13.5.2 Arrangements proposed for supply LOCAL PETROL PUMP

13.6 Arrangement proposed for carrying raw materials LOCAL TRANSPORT

14. Effluent

Please furnish full details of the value of atmosphere, In the indstry of cold stroage
soil, and water pollution likely to be created by the ammonia refrigerant no pollution
project and the measures propsed for control of warranted.
pollution.

Indicate whether necessary permission for the disposal

of effluent has been obtained from the concerned
authority ; if yes, a copy of the certificate should be
furnished.

15 QUALITY CONTROL

15.1 Details of arrangement made for quality control. The Plant to be set-up will be of Fin Coil system
If BIS/FPO/ISO specifications are followed, no. and ISO specification as sponsored approved
of BIS/FPO/ISO standards and the particulars by NHB
thereof should be provide

15.2 Particulars of R & D activity proposed AS PER PROJECT REPORT

16 ECONOMIC FEASIBILITY

Marketing (mention separately for each product)

16.1 Whether the product is reserved exclusively for YES

the SSI sector

16.2 name of the Major customers FARMERS & AGRICULTURISTS

16.3 Region/Area where the product is/will be sold LOCAL & OTHER FAR MARKET TERMINALS.

16.4 Extent of competition & No. of units engaged in NO UNIT EXISTS WITHIN THE MINIMUM RADIUS OF
similar line in the area 25 KMs

16.5 How does the unti meets/proposes to meet the FOR THIS CAPACITY -SPECIFIED COLD STORAGE-
competition (comment on the competitive NO COMPETITION IS THERE.
advantages enjoyed by the unit)

16.5.1 In price and quality, how does the unit’s product This facility is being controlled of Temp. & Humidity
compare with those of its competitors for different Hort. Produces.

16.5.2 Is the unit selling direct to its customers ? If so,

DIRECT SELLING & SERVING.
please furnish details like sales force, showrooms,
depots, etc.

16.5.3 If a selling/distribution agency has been appointed, N.A.

its name, period of contract, commission payable,
period by which the bills will be paid by it etc.
(enclose copies of agreement, wherever applicable)
16.6 Nature and volume of orders/enquiries on hand IN ABONDANT ,AS ASSURED IN LOCALITY &
(certified xerox copies to be furnished) CATCHMENT AREA

16.7 If the unit is export oriented, please furnish

exporter code no. if allotted, and relevant
details as under the preceding three years

N.A.

Code No.

Name of he Product Exported Name of the Country where Exported F.O.B. Value in US $

17 Cost of Project
(Please furnish estimates of cost of project under the following heads. Indicate the basis for arriving at the cost of
project)
(In 00000s of Rs.)

Sr. No. Particulars Already Incurred To be Incurred Total Cost

A. Land & Land development

B. Building & Other Civil works

Plant & Machinery
C. a. Indigenous
b. Imported

D. Essential Tools Spares & Accessories

E. Testing Equipment/Charges

F. Miscellaneous Fixed Assets

As Per Project Report
G. Erection/Installantion Charges

H. Preliminary Expenses

I. Pre-Operative Expenses
Provision for Contingencies
1 Building
J.
2 Plant & Machinery
3 Other Fixed Assets

K. Margin for Working Capital Required

L. Total -
18 Means of Finance
(Please furnish details of sources of finance
for meeting the cost under the following heads)

(In 00000s of Rs.)

Amount Already Amount Proposed

Sr. No. Particulars Total
Raised to be Raised

Capital (specify resources contributing capital)

A.
Share Capital

B. Reserves

Term Loans (Give full particulars) &

C.
Operational Cost

Unsecured Loans and Deposits (Indicate

D sources, rate of interest , repayment period,
etc.) Intt. Free fro friends & relation

Deferred payment Arrangements including

E. As per project report
Supplier's Credit

Subsidy Central Govt. State Govt. Subsidy

F.
NHB in Back-ended with Term Loan

Seed Capital (indicate sources) , For Working

G.
Capital Loan Loan from Bank

H. Internal Cash Accurals

I. Other Sources (Specify)

J. Total - - -

18.1 In case internal accurals are taken as sources of

finance, explain the basis for estimation of internal Actual on Basis
accruals by means of a statement

18.2 Indicate sources from which expenditure Share Capital & Intt. Free Unsecured Loan from
already incurred has been finances Friends & Relations

18.3 Promoter’s contribution to the project as %

of the total cost (please furnish list of persons/
firms who would be contributing to the promoter’s As per project report
share of the capital and the respective
amounts and their relationships)
19 Financial Assistance Required (Figures in 00000s Rs.)

19.1 Rupee Loan NIL

19.2 Foreign Currency Loan NIL

19.3 Underwriting

19.3.1 Equity Capital NIL

19.3.2 Preference Capital -

19.3.3 Debentures -

19.4 Guarantee of foreign currency loan/Deferred Credit

19.5 working Capital (Please furnish as per Appendix - VI) ENCLOSED

19.6 Other forms of assistance (e.g. LCs, Guarantees etc.)

20 Schedule of Implementation
AS PER PROJECT REPORT
Please indicate the progress made so far in
the implementation of the project and furnish
the schedule of implementation as follows :
Date of Expected Date of
Commencement Completion

a. Acquisition of Land

b. Development of Land

c. Civil works for

Factory Building

Machinery Foundation
Administrative Building

d. Plant & Machinery

Imported

Indigenous

e. Arrangement for power

f. Arrangement for water

g. Erecition of equipment

h. Commissioning

i. Initial Procuremetn of Raw Material

j. Trial Runs

k. Commercial Production
21 Future Projections (to be given for the next five years)
Please furnish data on

20.1 Projected profitability as per Appendix III ENCLOSED

21.2 Projected Cash flow statemetn as per Appendix IV ENCLOSED

21.3 Projected balance sheet as per Appendix V ENCLOSED

21.4 Working capital requirement as per Appendix VI NIL

21.5 Percentage of Cash Sales to Total Sales 100 % about

21.6 Period in which payments is received in - days as expected

respect of credit sales

21.7 Average credit available on purchases - days as expected

22. How far does the unit contribute to the

establishment of ancillary units in the region.
-
23 Please furnish international/CIF/FOB Price of
all inputs which can be imported
24 Government Consents

Please indicate whether the vaious licences/ BEING OBTAINED

consents required for the project have been
obtained from the respective authorities.

24.1 Specify any special condition attached to the NONE

licences/ consents and the undertaking given
by the company in connection therewith.

25 Repayment Programme AS PER PROJECT REPORT

26 Details of Securities to be Offered AS PER PROJECT REPORT

26.1 Primary
(Working Capital and term loan securities to
be indicated separately)
26.2 Collateral, if any (full details)
26.3 Details of guarantor(s)

26.31 Name

26.3.2 Residential Address

26.3.3 Occupation (if in service, name & address of

his/her employer)

26.3.4 Details of Movable & immovable Property(ies)

owned by him/her & other dependent family
member

26.3.5 Details of any similar guarantee, if any , given to

othe institutions
27 Whether any Government enquiry, proceedings NONE
or prosecution has been instituted against the unit
or its properietor/partners/directors for any offence?

So. Please give details.

28 Details of pending litigation, if any, against and by the NONE

unit.

29 Please indicate whether the proprietor/any of NONE

the partners/promoters/directors have at any time
decleared themselves as insolvent. if so, details therof.

I/We certify that all information furnished by me/us is true ; that I/We have no borrwing arrangemetns for
the unit with any bank except as indicted in the application ; that there is no overdues/statutory dues against
me/us/promoters except a

Date :
Signature of the Borrower
Place : (Name & Designation)

Encl. :
Certified Xerox Copied of ENCLOSED

a. Audited Balance Sheets with Trading And Profit & Loss Account for the last threee years.

b. Memorandum and Articles of Association , Certificate for Commencement of Business.

c. Income TAx, Wealth TAx Returns and assessment orders for the last three years, for the unit
as well as proprietor/partners/promoters/directors.

d. Sales TAx Returns for the last three years.

 Appendix - I

BIO - DATA FORM

Details of Proprietor/Partners/Managing Partner/Promoters/Directors/ Managing Director

(Please indicate inter-relationship, if any, among the partners/directors/promoters)

1 Full Name MR. RANA RAJESH KUMAR

2 Name of the father/husband SRI UDAY PRATAP SINGH

3 Age

4 Sex MALE

5 Whether belongs to scheduled Castes Yes/No

Scheduled Tribes/Monority Community

6 Are you an Ex-Serviceman Yes/No

7 Ration Card No. and

Name of the Issing Office

8 Passport No.

9 Address (Business) Tel. No.

1194, CHITTRANJAN PARK, NEW DELHI - 19

Office

Permanent Residence

10 Academic Qualification M.Tech.

11 Experience
Year Employer Designation Last Salary Drawn

12 Functional responsibilities inthe unit Director

13 Capital/Loan contribution inthe unit At the Beginning At Present

14 Reasons for joining/establishing the unit

(please mention about the motivating factors)
15 If associated as proprietor/ partner/ director/
shareholder with concerns other than the
applicant unit, please furnish following details
separately for each concern by way of
enclosure

15.1 Name and address of the branch/ associates / ilentical concern

15.2 Activity of the concern

15.3 Functional responsibility in that concern

15.4 Capital / Loan Contribution

15.5 Name of the associate concern's Banker and their address

15.6 Aggregate credit facilities enjoyed by the concern

15.7 Security offered by the concern for its borrowing

15.8 Working results of the units for the past three years

16 Personal Assets and Liabilities

16.1 Immovable property details like land/buildings, location, date of

acquisition, cost , present value etc.

16.2 Other Assets

16.3 Personal Liabilities, if any

(including guarantees / acceptances given)

17 Any other relevant information

Place :

Date : Signature
Particulars of Building Proposed to be Constructed

Built-up Area (in Meters)

Rate of
Total
Serial Description of Type of Const. Estimated cost Expected date of
Avg. floor in
No. each Building construction Length Breadth Per of each building completion
Height sq.m.
sq.m.

ENCLOSED

Note : 1. In case constract is awarde for construction of building, furnish details thereof such as name of
contractor, amount of contract, etc.

2. Other approvals from inspector of fectories ; drug controllers, etc., if any, should be enclosed.

3. Please enclose a plan showing layout of machinery.

Particulars of machinery

Invoice Price Estimated

Name of Date of
Expecte including taxes expenses O/a of
Name of Second manufacturer / acquisition / date
d Date for Indigenous insurance, Total
Serial No. Machinery and Hand / fabricator (place of placement of
of machinery / CIF freight, Cost
Specification New of country and order (actual /
Delivery for Imported installation,
origin, if imported) expected)
Machinery import duty

1. Existing Machinery

1.1 Indigenous AS PER PROJECT REPORT

1.2 Imported -

2. Proposed to be acquired

2.1 Indigenous AS PER PROJECT REPORT

2.2 Imported -

1. Quotation / Catalogues / Invoice and other details in respect of each machine to be furnished.

2. If sound hand machinery, valuation report regarding age, performance and value from competent valuer to be
submitted. Also please indicate reasons for going in for second hand machinery and its depreciated value.

3. In case of importeed machinery,please indicate mode of payment and price of the machinery in foreign currency

4. In case the assets have been revalued or written up at any time during the existence of unit, furnish full details of such
revaluation together with the reason therefor.
 Appendix - II

Details of Existing Fixed Assets

A. Land

1. Location

2. Area

3. Whether Freehold or leasehold -

4. Purchase Price of Land if owned -

5. Rent in case of leased land -

6. Terms of Lease -

7. Ground Rent payable per year -

B. Building

1 Location

2. Whether Owned or Leased -

3. Purchase Price of Building if owned -

4. Rent in case of Leased/Rented Premises -

5. Terms of Lease NIL

Type of Structure
Actual Cost Date of
Structure (indicate "P" if Dimensions Area (in Sq. m.)
(in Lakhs) Erection
Permanent)

1. Workship

2. Godown

3. Administrative

4. Other Buildings

In case the assets have been revalued or written up at any time during the existence of unit, furnish full details of
such revaluation together with the reason therefor.
 Appendix - III

Projections of Performance, Profitability and Repayment

Break-even point
% of Installed
Capacity
Break-even Quantity
Break-even Value

[Figures in 000s of Rs.]

2nd
1st Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year
Year

A. Production during the year (Quantity)

% utilisaiton of installed capacity

B. Sales ENCLOSED

1 Sales including all

miscellaneous receipts

2 Less Excise

3 Net Sales

C. Cost of Production

1. Raw Material Consumed

2. Power and Fuel

3. Direct Labour and Wages

4. Consumable Stores

5. Repairs and maintenance

6. Other Manufacturing Exp.

7. Depreciation / Development
Rebate Reserve

Total Cost of Production

8. Add Op. Stock in process

and Finished goods

9. Deduct Closing Stock in

process and Finished goods

D. Cost of Sales

E. Gross Profit (B - D)
 [Figures in 000s of Rs.]

2nd
1st Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year
Year

F. Interest on
1. Term Loans

2. Working Capital

3. Other Loans, if any

G. Selling, General and Adminstrative

Expenses

H. Profit before Taxation {E-(F + G)}

ENCLOSED
I. Provision fo rTaxes

J. Net Profit (H - I)

K. Depreciation added back

L. Net Cash Accruals

M. Repayment obligations

1. Towards Term Loans

2. Towards other loans, if any

Total Repayment

N. Debt Service ratio (L : M)

 Appendix - IV
Cash Flow Statement
[Figures in 000s of Rs.]

Constru
2nd
ction 1st Year 3rd Year 4th Year 5th Year
Year
Priod

A. Source of Funds

1. Cash Accruals (viz. Net Profit before Taxatation

(item H of Annexure - III) to which shall be
added interest (item F of Annexure - III)

2. Increase in share capital Equity/Preference

3. Depreciation

4. Increase in long term loans/debentures ENCLOSED

5. Increase in deferred payment facilities

6. Decrease in Unsecured loans/Deposits

7. Increase in Unsecured oans and deposit

8. Increase inbank borrowings for working capital

9. Sales of Fixed assets/investments

10. Others (Specify)

Total Sources (A)

B. Disposition of Funds

1 Preliminary and Pre-Operative Expenses

2 Increase in Capital Expenditure
3 Increase in current assets
4 Inventories
5 Others
6 Decrease in long term loans/debentures
7 Decrease in Deferred Payment facilities
8 Increase in Investments
9 Interest
10 Taxation
11 Dividend (amount & rate)

Total Disposition (B)

Opeing Balance

Net Surplus (A-B)

Closing Balance
 [Figures in 000s of Rs.]
2nd
1st Year 3rd Year 4th Year 5th Year
Year

II. Current Libilities

Creditors for Purchases of

raw materials and stores /
spares / consumables

(Month Purchases)

Advance from Customers

ENCLOSED
Accured Expenses

Statutory Liabilities

Other Current Liabilities

(furnish individual details of

major items)

Total Current Liablities (II)

III. Working Capital (Gap (I - II)

IV. margin for Working Capital

V. Bank Borrowings
 Appendix - V
Projected Balance Sheet
[Figures in 000s of Rs.]
2nd
1st Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year
Year

A. Liabilities

1. Equity Share Capital

2. Reserve and Surplus

3. Term Loans

4. Bank Borrowings for ENCLOSED

Working Capital

5. Other Liabilities

Total Liabilities

B. Assets

1. Gross Block

2. Depreciation

3. Net Block

4. Investment

5. Current Assets

6. Cash and Bank Balances

 Appendix - VI
Assessment of Working Capital Requirements
[Figures in 000s of Rs.]
2nd 5th
1st Year 3rd Year 4th Year
Year Year

I. Current Assets

1. Raw Materials including

stores

1.1 Imported (Month's

Consumption)

1.2 Indigenous (Month's ENCLOSED

Consumption)

2. Other Consumable Spares

3. Stock-in-process (Month's
Cost of Production)

4. Finished Goods (Month's

Cost of Sales

5. Receivables other than

Export and Deferred
Receivables (including Bills
purchases/Discount by
banks)

(Month's Domestic Sales

excluding deferred payment
sales)

6. Export Receivables
(including Bills purchases /
Discount by banks)

(Month's Export Sales)

7. Advance to Suppliers of
Raw Materials and Stores /
Spares / Consumables

8. Other Current Assets

including Cash and bank
balances and deferred
receivables due within one
year (furnish individual
details of major items)

TOTAL CURRENT ASSETS (I)

 MAA CHINNAMASTA FOOD PROCESSOR PRIVATE LIMITED
SL. NO. PARTICULARS AMOUNTS (Rs.)
1 500 KVA SOUNDPROOF DG SET 3,513,000.00

2 i) S.S. PADDY DRIER 5,040,000.00

ii) PADDY PARABOILING PLANT 3,215,000.00
iii) PADDY HOLDING BINS 1,650,000.00
Add: ERECTION & COMMISSIONING CHARGES 300,000.00 10,205,000.00

3 MILD STEEL RADIATOR COOLED TANK 1,050,000.00

4 i) FAN FOR SYSTEM-1 73,000.00

ii) FAN FOR SYSTEM-2 70,000.00
iii) FAN FOR SYSTEM-3 82,000.00
iv) FAN FOR SYSTEM-4 74,000.00
v) FAN FOR SYSTEM-5 78,000.00
vi) FAN FOR MTSC-120/120 70,000.00
vii) HUSK CONVEYING BLOWER WITH INLET DAMPER & FLEXIBLE CONNECTION 69,000.00
viii) VENTURI FOR HUSK CONVEYING SYSTEMS 18,000.00 534,000.00

5 i) ELEVATOR 10 TPH 423,000.00

ii) ELEVATOR 8 TPH 2,136,000.00
iii) SCREW CONVEYOR 220,000.00
iv) SCREW FEEDER 5MTR 73,750.00
v) SCREW FEEDER 9.5MTR 142,000.00
vi) AIR LOCK 137,500.00
vii) INDENT CYLINDER 976,500.00
viii) BRAN TIP SEPARATOR 165,000.00
ix) MANUAL SLIDE GATE 134,000.00
x) PNEUMATIC SLIDE GATE 165,000.00
xi) MANUAL DIVERTER 39,000.00
xii) ASPIRATION DUCTING 840,000.00
xiii) SPORTING LINE 880,000.00
xiv) BAGGING CONE 29,500.00
xv) MACHINE HOOPER 115,000.00
xvi) M.S. BAND 33,000.00 6,509,250.00

6 HUSK PACK ULTRA 4THP 2,650,000.00

7 i) PREOCESSING EQUIPMENT 8,757,000.00

ii) ACCESSORIES 1,132,800.00
iii) ENGINEERING/ SUPERVISION/ TICKET & STAY 500,000.00
iv) ELECTRONIC COLOUR SORTER 36,500.00 10,426,300.00

8 i) BINS AND HOPPERS 2,124,500.00

ii) ELEVATOR STRUCTURE PLATFORM 1,050,000.00
iii) PLANT FITTING CHARGES 1,050,000.00 4,224,500.00

9 AIR COMPRESSOR 890,000.00

10 ISOLATION TRANSFORMER 75,000.00

11 i) DRIER & PERBOILER SECTION 225,400.00

ii) APFC PANEL 318,685.00
iii) CAPACITOR 101,500.00
iv) MAIN PANEL 643,051.00
v) LABOUR OF TOTAL P.L.C ELECTRICAL INSTALLATION 650,000.00 1,938,636.00

12 CONTROL PANEL 2,650,000.00

13 i) PADDY PRE-CLEANING MACHINE 2,350,000.00

ii) RICE LENGTH GRADER 1,400,000.00 3,750,000.00

14 i) BOILER ERECTION 1,000,000.00

ii) SUPPLY OF MATERIAL 3,573,000.00
iii) BOILE HOUSE SHED 2,415,000.00 6,988,000.00

15 ELECTRICAL WIRING & CONTROL CABLING 1,235,000.00

TOTAL 56,638,686.00