YEAR MGS

TOTAL =( MGS*24 )- KWSP 2 2200

FIRST 5 YEARS 4 2420
SAVING PER MONTH= RM 790 6 2662
CAR BILLS= RM 340 8 2928.2
SAVING FOR RETIREMENT = RM 200 10 3221.02
MARRIAGE= RM250 12 3543.12
14 3897.43
NEXT 5 YEARS 16 4287.13
SAVING PER MONTH= RM 1040 18 4715.89
CAR BILLS= RM 340 20 5187.48
SAVING FOR RETIREMENT= RM 1040 22 5965.6
HOUSE = RM 400 24 6860.44
26 7889.46
NEXT 5 YEARS 28 9072.87
SAVING PER MONTH= RM 1150 30 10433.83
SAVING FOR RETIREMENT= RM 400 TOTAL 75284.47
HOUSE= RM1150

NEXT 5 YEARS CAR LOAN= RM 40 800 (RM 340 PER MONTH FOR 10 YEA
SAVING PER MONTH= RM 1650 HOUSE LOAN;
SAVING FOR RETIREMENT= RM 500 TOTAL = RM 300 000
HOUSE= RM1150 INSTALLMENT= RM 24 000
MOTHLY HOUSE PAYMENT = RM 1150 FOR 20 YEARS
NEXT 10 YEARS MARRIAGE= RM 15 000
SAVING PER MONTH= RM1700
SAVING FOR RETIREMENT= RM550
HOUSE= RM1150

AGE OF RETIREMENT= 55 YEARS OLD

RANGE OF LIFESPAN= 25 YEARS
TOTAL SAVING AFTER RETIREMENT= RM 511 321.80
STUDY BILLS FOR KIDS= RM 20 000 FOR EACH THREE CHILDREN
MONTHLY ALLOWANCE AFTER RETIREMENT= RM 1880
MONTHLY NET EXPENSE;
1) Wi-Fi= RM 100
2) ASTRO BILLS = RM 100
3) ELECTRICITY AND WATER= RM 100
4) GROCERY= RM 400
5) INSURANCE FOR EVERY FAMILY MEMBERS (5 PERSON)= RM 500 PER MONTH
6) OTHERS = RM 680 ( FOR SHOPPING & HOLIDAY)
 SAVING(RM) NET PAY KWSP TOTAL SALARY
RM790 969.75 10566 42234
RM790 1146 11616 46464
RM790 1339.67 12776 51112
RM1040 1302.56 14055.36 56221.44
RM1040 1620.15 13460.85 63843.63
RM1020 1814.5 17006.98 68027.9
RM1150 1967.94 18707.66 74830.66
RM1150 2279.7 20578.42 82312.7
RM1150 2622.71 22636.27 90545.09
RM1650 2502.62 24836.7 99662.82
RM1650 3122.48 28634.88 114539.52
RM1650 3838.35 32930.11 131720.45
RM1700 4611.67 37869.41 151477.63
RM1700 5558.3 43549.77 174199.11
RM1700 6647.05 50082.38 200329.54
41343.45 359306.79 1447520.49

340 PER MONTH FOR 10 YEARS)

RM 1150 FOR 20 YEARS