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# in my view:

 Decentralized structure can only provide value if allows for maximum flexibility by local
operations to meet local market needs
 A centralized structure can only provide value if optimizes information flow — banks can
more easily see overall movements in the market and trade off this information

# Given treasury manage the money and foreign exchange risks, it has to have some traders in
dealing room to do some trades. That is what I observed in SunTrust.

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