WorksCited

Fi n an ci al - www.bls.gov
- www.collegeboard.org
Fu n Fact s - www.usmint.gov

- The average 21 year old will spend - www.businessinsider.com

$2.2 million in their lifetime. - For more information, head to websites like
- Students recieve an average of 8
credit card offers in their first week rand.org, 360financialliteracy.org, or hsfpp.org.
of college. Contact us for more information or tips on FINANCIALLITERACY
- The total U.S. consumer debt is $2.4 HOWTOMAKEYOURFUTUREAREALITY
financial security.
trillion.
- 1 in 5 Americans live beyond their
by FLINT, founded by Austen Ebenger & assoc.
means.
- Simply packing a lunch can save
you $1,500, each year.
- In a widespread survey, 65% of
Americans claimed financial fitness,
saving regularly, and paying off
debt, was more difficult than
maintaining physical fitness.
- Many public universities' in-state
tuition are less than half of their out
of state tuition.
- Dual-enrollment classes at local
colleges while you are in high Contact information for FLINT, the Financial
Literacy Initiative of Southwest Florida:
school are free credits, take
advantage of your opportunity! Austen Ebenger
- There are thousands of outside aebenger@gmail.com
scholarships available, and a simple
Ashhab Thakur
online search can yield great
rewards. au7thakur@gmail.com

Mailing Address:

11621 Compass Point Drive

Fort Myers, FL 33908

 SAVINGS,COLLEGE,&HOWTOMAKEYOURMONEYWORKFORYOU
As you progress through high school and into college and the real world, you'll have
to learn to pay for things like tuition, insurance, and mortgages. Here's the first step
to learning how.

Putting money away is essential for emergency Education Level Average Lifetime
situations and financial security. A wise man once
said, "an apple a day keeps the doctor away." Well I say,
five dollars a day keeps the tax collector away. Once Professional degree $4.2 million
you have a job, save five dollars each day. That's about
$150 a month, or $1800 over the course of a year. Five Doctoral degree
dollars can add up quick. When saving in college, try to
Master's degree
resist that temptation of the unnecessary concert
ticket or road trip, and make sure to keep an Bachelor's degree
emergency fund. Every dollar counts. And as you can
see to the right, your education can mean everything Associate's degree $1.8 million
to your financial flexibility in your later life. Simply
Some college
getting your four year degree can net you a million
dollars more, and part of that can be safely invested in High school
order to have a good retirement. It might all seem graduate
scary, but with the right guidance, your financial life Non-high school
can be safe and secure.
Earning What isFinancial Literacy?
Financial Literacy is "the ability to use knowledge and
skills to manage financial resources effectively for a
lifetime of financial well-being." So what does this
$3.5 million
mean to you? Having an understanding of money early
$2.8 million on in life will help you get a headstart on your
financial life and will help you avoid mistakes
$2.4 million
commonly made by your peers.
BudgetingandInvesting
$1.6 million - Always make a shopping list.
$1.4 million - Waste not, want not. Make good use of your
resources and never throw out something valuable.
$1 million
- Never spend your money aimlessly. Make sure you
have a goal, a plan, and your purchase is worth it.
- There are various forms of investing: buying stocks,
bonds, leaving money in the bank for interest, or
even buying an old baseball card. The most
important thing is to spread your money out to keep
it safe.