% INCOME 1 INCOME 2

Gross Monthly Income

Essential Expenses 50 0 0
Financial Freedom 20 0 0
Lifestyle Fund 30 0 0

Budget Catergories Insert Amount

Maximum Budget 0
Rent IDEAL BU
Transportation
Food Allowance
Essential Expenses
Phone
Internet
Electricity 30.00%
Water

TOTAL 0
20.00%
Maximum Budget 0
Savings
Mutual Fund
Financial Freedom Stocks
Insurance
Emergency Fund

TOTAL 0

Maximum Budget 0
Shopping
Books
Lifestyle Fund
Gifts
Travel Fund

TOTAL 0
TOTAL INCOME
0
0 *This Budget Template is created by Izza of SavingsPinay.
0
0

IDEAL BUDGET ACTUAL BUDGET

30.00%

50.00%

20.00%

*This Budget Template is created by Izza of SavingsPinay.

 *This Budget Template is created by Izza of SavingsPinay.

1. The 50-20-30 Rule of Budgeting is created as a guide only. You are free to change the percentage based
2. Others do 70-20-10, 80-20-0 or 60-20-20. As long as the percentage is equals to 100%.
Personally I do 50-30-20 wherein 50% goes to essentials, 30% to financial freedom and 20% to lifesty
3. The Ideal Budget Chart will automatically adjust based on the percentage you selected.
4. Income 1 and Income 2 corresponds to either 15th and 30th (bi-monthly paycheck you receive) OR if yo
5. Total Income automatically adds whatever you input on Income 1 and Income 2
6. You are encouraged to change the budget categories based on your own essential expenses. Same goes
7. Whenever you put an amount make sure that it is equal to or below the maximum budget.
8. In case you go beyond your maximum budget, ADJUST. Take away some from your Lifestyle Fund to fill
9. Actual Budget Chart automatically adjust based on the total essential expenses, financial freedom and
Your goal is to stay as close as your Ideal Budget!

*This Budget Template is created by Izza of SavingsPinay.

e the percentage based on your ideal budgeting.

edom and 20% to lifestyle fund.

eck you receive) OR if you have other sources of income.

tial expenses. Same goes with Financial Freedom and Lifestyle Fund.
um budget.
ur Lifestyle Fund to fill in the shortage.
financial freedom and lifestyle fund you input.

by Izza of SavingsPinay.
 *ALL VALUES ARE FOR SAMPLE PURPOSES ONLY.
% 15th 30th
Gross Monthly Income 9000 8000
Essential Expenses 50 4500 4000
Financial Freedom 30 2700 2400
Lifestyle Fund 20 1800 1600

Budget Catergories Insert Amount

Maximum Budget 8500
Rent 2000 IDEAL BU
Transportation 2000
Food Allowance 1800
Essential Expenses
Phone 500
Internet 500 20.00%
Electricity 1000
Water 200

TOTAL 8000
30.00%

Maximum Budget 5100

Savings 2500
Mutual Fund 1000
Financial Freedom Stocks 1500
Insurance
Emergency Fund

TOTAL 5000

Maximum Budget 3400

Shopping 1500
Books 500
Lifestyle Fund
Gifts 0
Travel Fund 1400

TOTAL 3400
AMPLE PURPOSES ONLY.
TOTAL INCOME
17000
8500 *This Budget Template is created by Izza of SavingsPinay.
5100
3400

IDEAL BUDGET ACTUAL BUDGET

20.00% 20.73%

50.00% 48.78%

30.00% 30.49%

*This Budget Template is created by Izza of SavingsPinay.

of SavingsPinay.