Cash Flow Forecast - Four Years (Quarterly)

Year 1 Year 2 Year 3 Year 4

Qtr 1 Qtr 2 Qtr 3 Qtr 4 Qtr 1 Qtr 2 Qtr 3 Qtr 4 Qtr 1 Qtr 2 Qtr 3 Qtr 4 Qtr 1 Qtr 2 Qtr 3 Qtr 4 Totals

Receipts
Cash sales 20,875 42,585 64,295 88,280 109,990 132,383 154,775 177,168 199,560 221,953 244,345 266,738 289,130 311,523 333,915 356,308 3,013,820
Collections from credit sales 251 1,420 2,089 3,170 4,089 5,032 5,974 6,917 7,859 8,802 9,745 10,687 11,630 12,572 13,515 14,458 118,210
New equity inflow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Loans received 16,700 8,350 8,350 8,350 4,175 4,175 4,175 4,175 4,175 4,175 4,175 4,175 4,175 4,175 4,175 4,175 91,850
Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Receipts 37,826 52,355 74,734 99,800 118,254 141,589 164,924 188,259 211,594 234,930 258,265 281,600 304,935 328,270 351,605 374,940 877,742

Payments
Cash purchases 893 534 464 393 893 534 464 393 893 534 464 393 893 534 464 393 9,136
Payments to creditors 2,680 1,604 1,391 1,181 2,680 1,604 1,391 1,181 2,680 1,604 1,391 1,181 2,680 1,604 1,391 1,181 27,424
Salaries and wages 14,044 8,406 7,292 6,191 14,044 8,406 7,292 6,191 14,044 8,406 7,292 6,191 14,044 8,406 7,292 6,191 143,732
Employee benefits 7,022 4,203 3,646 3,095 7,022 4,203 3,646 3,095 7,022 4,203 3,646 3,095 7,022 4,203 3,646 3,095 71,864
Payroll taxes 2,341 1,401 1,215 1,032 2,341 1,401 1,215 1,032 2,341 1,401 1,215 1,032 2,341 1,401 1,215 1,032 23,956
Rent 11,703 7,005 6,077 5,158 11,703 7,005 6,077 5,158 11,703 7,005 6,077 5,158 11,703 7,005 6,077 5,158 119,772
Utiltities 2,276 1,362 1,183 1,002 2,276 1,362 1,183 1,002 2,276 1,362 1,183 1,002 2,276 1,362 1,183 1,002 23,292
Repairs and maintenance 1,301 779 675 574 1,301 779 675 574 1,301 779 675 574 1,301 779 675 574 13,316
Insurance 2,276 1,362 1,183 1,002 2,276 1,362 1,183 1,002 2,276 1,362 1,183 1,002 2,276 1,362 1,183 1,002 23,292
Travel 2,762 1,654 1,435 1,218 2,762 1,654 1,435 1,218 2,762 1,654 1,435 1,218 2,762 1,654 1,435 1,218 28,276
Telephone 2,324 1,392 1,208 1,025 2,324 1,392 1,208 1,025 2,324 1,392 1,208 1,025 2,324 1,392 1,208 1,025 23,796
Postage 978 584 506 431 978 584 506 431 978 584 506 431 978 584 506 431 9,996
Office supplies 2,113 1,265 1,098 932 2,113 1,265 1,098 932 2,113 1,265 1,098 932 2,113 1,265 1,098 932 21,632
Advertising 15,456 9,251 8,025 6,813 15,456 9,251 8,025 6,813 15,456 9,251 8,025 6,813 15,456 9,251 8,025 6,813 158,180
Marketing/promotion 12,118 7,254 6,293 5,342 12,118 7,254 6,293 5,342 12,118 7,254 6,293 5,342 12,118 7,254 6,293 5,342 124,028
Professional fees 3,901 2,336 2,026 1,719 3,901 2,336 2,026 1,719 3,901 2,336 2,026 1,719 3,901 2,336 2,026 1,719 39,928
Training and development 58 36 31 25 58 36 31 25 58 36 31 25 58 36 31 25 600
Bank charges 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Miscellaneous 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Owner's drawings 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Loan repayments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Tax payments 29,225 0 0 0 0 0 0 0 29,225 0 0 0 29,225 0 0 0 87,675
Capital purchases 0 10,000 10,000 21,325 26,325 32,723 39,120 45,518 51,915 58,313 64,710 71,108 77,505 83,903 90,300 96,698 779,460
Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Payments 113,471 60,428 53,748 58,458 110,571 83,151 82,868 82,651 165,386 108,741 108,458 108,241 190,976 134,331 134,048 133,831 645,345

Cashflow Surplus/Deficit (-) (75,645) (8,073) 20,986 41,342 7,683 58,439 82,056 105,609 46,208 126,189 149,807 173,359 113,959 193,939 217,557 241,110 232,397

Opening Cash Balance 0 (75,645) (83,718) (62,732) (21,390) (13,707) 44,732 126,788 0 46,208 172,397 322,204 495,563 609,522 803,461 1,021,018

Closing Cash Balance (75,645) (83,718) (62,732) (21,390) (13,707) 44,732 126,788 232,397 46,208 172,397 322,204 495,563 609,522 803,461 1,021,018 1,262,128