BAGAN KERANGKA PEMIKIRAN PENELITIAN

To Evaluate Efficiency and Productivity Change of Banking Sector : Concept, Determinants, and Effect

Efficiency Measure Productivity

Technical Efficiency Allocative Efficiency

Total Factor Productivity Change

Cost Efficiency Profit Efficiency

Selection of Frontier

Parametic Non Parametic

DFA SFA TFA FDH DEA

MPI
Return to Scale

CRS VRS

Input/Output Orientation

Input Oriented Output Oriented

Selection of Input/Output
Orientation

Production Approach Intermediation Approach Value Added Approach Operating Approach

Efficiency
Efficiency Score and Productivity
Score Productivity Change
Change

Determinants Effect

Regulatory : Ownership, Type, Stock Market

Time, Age. Origin, Deregulation, return
Reforms, Liberlization
Macroeconomic
: GDP, Inflation

Bank Specific : Size, Profitability,

Loan Quality, Capital Adequancy, Merger and Bankruptcy
Shareholder Value efficiency
Liquidity, Operating Expenses