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WHITE PAPER Ver.0.

Initial Coin Offering companies [ICOs] are developing technologically


advanced block chain assets, products and services.

They are usually within the realm of virtual existence only.

There is a gap between this virtual financial world and the real estate
world.

“Our Vision is to Bridge the gap between virtual asset speculation and
real world asset development and risk management. Allowing
everybody to get their piece of the pi”
Our cryptocurrency will enable users to exchange the currency for real
estate in numerous ways and change the way that development
finances are raised for the future.

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Table of contents

1) Introducing Q π

2) Asset “backed?” cryptocurrency

3) QARC

4) Where are we now?

5) Pilot Phase

6) Roadmap

7) CSR

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8) Where next?

9) Funding goals

10) Conclusion

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GENERAL INFORMATION (Adapted from the White paper of Qash, not affiliated with QPi)

This whitepaper describes the initial sale in which the QRYPTO PROPERTY INVESTMENT LIQUIDOTY TOKEN (QPI) is sold. QPI is a
crypto token that is designed to be used for all services provided by the QPI COIN and QRYPTO PROPERTY INVESTMENT’s existing
QARC Platforms as explained in this whitepaper. QPI also can be used as a Crypto Token to pay for any other services provided
by other business entities. QRYPTO PROPERTY INVESTMENT will generally not limit the usage of QPI or the types of business
entities that would like to use QPI for their business other than by the law of the transacting parties location.

QPI is not intended to constitute a security in any jurisdiction. This white paper is not a direct solicitation for investment and does
not pertain in any way to an offering of securities in any jurisdiction.

Please note that purchases of QPI are final and non-refundable.

Individuals, businesses, and other organizations should carefully weigh the risks, costs, and benefits of acquiring QPI.

LIMITATION OF THE PURCHASERS

You are not eligible to and you shall not purchase QPI through its token sale if you are a citizen or resident (tax or otherwise) of
any country or state where the purchase of QPI or similar Crypto Token may be prohibited or the token sale is deemed to be not
compliant with the applicable laws and regulations. In particular, if you are a resident of People’s Republic of China, you cannot
purchase QPI through the token sale.

Purchases of QPI should be undertaken only by individuals, entities, or companies that have significant experience with, and
understanding of, the usage and intricacies of Crypto Tokens and blockchain based software systems. Purchasers should have
functional understanding of storage and transmission mechanisms associated with other Crypto Tokens. Any entities of QRYPTO
PROPERTY INVESTMENT and officers and employees thereof will not be responsible in any way for loss of any Crypto Tokens, QPI
or fiat currency resulting from actions taken by, or omissions of the purchasers. If you do not have the required experience or
expertise, then you should not purchase QPI or participate in the sale of QPI.

You should carefully consider the risks, costs, and any other demerits of acquiring QPI, and, if necessary, obtain your own
independent advice in this regard. If you are not in the position to accept nor to understand the risks associated with the token
sale of QPI (including the risks related to the non-development of QPI COIN) or any other risks as indicated in this whitepaper,
you should not acquire QPI, until such that you have received the necessary independent advice.

RISKS

The purchase of QPI carries with it significant risk. Prior to purchasing QPI, the purchaser should carefully consider the risks listed
below and, to the extent necessary, consult a lawyer, accountant, and/or tax professional prior to determining whether to
purchase QPI.

(a) QPI will be stored in a wallet, which can only be accessed with a password selected by the purchaser. If a
purchaser of QPI does not maintain an accurate record of their password, this may lead to the loss of QPI. If
your password protection is weak and it is cracked or learned by somebody else, this may also lead to the loss
of QPI. As a result, purchasers must safely store their password in one or more backup locations that are well
separated from the primary location.

(b) The purchaser recognizes that some of the services under the QPI COIN is currently under development and
may undergo significant changes before release. The purchaser acknowledges that any of its expectations
regarding the form and functionality of the QPI COIN may not be met for any number of reasons.

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(c) The purchaser understands that while QRYPTO PROPERTY INVESTMENT will make best efforts to release the
Qarc and Coin on time, it is possible that the official release may be delayed.

(e) As with other Crypto Tokens, value of QPI may fluctuate significantly and become reduced in value for any
number of reasons, including but not limited to, supply and demand, overall Crypto Tokens’ market conditions,
political or geographical reasons, changes of regulations in any jurisdictions, and technical reasons.

(f) QPI will be issued on the Ethereum blockchain. As such, any malfunction or unexpected functioning of the
Ethereum protocol may impact the purchaser’s ability to transfer or securely hold QPI. Such impact could
adversely affect the value of QPI.

DISCLAIMER

To the maximum extent permitted by the applicable laws, regulations and rules, QPI, any entities of QRYPTO PROPERTY
INVESTMENT and officers and employees thereof shall not be liable for any indirect, special, incidental, consequential or other
losses of any kind, in tort, contract or otherwise (including but not limited to loss of revenue, income or profits, and loss of use
or data), arising out of or in connection with any acceptance of or reliance on this whitepaper or any part thereof by you.

Any entities of QRYPTO PROPERTY INVESTMENT and officers and employees thereof shall not be liable for your loss of QPI after
it is transferred to you by any reason including but not limited to your failure to maintain or backup an accurate record of your
password or password cracking by somebody due to your poor maintenance of your password.

QRYPTO PROPERTY INVESTMENT will do its best to launch its operations and develop QPI COIN. Any person undertaking to
acquire QPI acknowledges and understands however that QRYPTO PROPERTY INVESTMENT does not provide with any warranty
as to the release of the QPI COIN. They acknowledge and understand therefore that QRYPTO PROPERTY INVESTMENT (incl. its
bodies and employees) assumes no liability or responsibility for any loss or damage that would result from or relate to the
incapacity to use the QPI.

Regulatory authorities are carefully scrutinizing businesses and operations associated to Crypto Tokens in the world. In that
respect, regulatory measures, investigations or actions may impact QRYPTO PROPERTY INVESTMENT’s business and may limit or
prevent it from developing its operations in the future. Any person undertaking to acquire QPI must be aware that QRYPTO
PROPERTY INVESTMENT’s business model or QPI COIN and its existing platforms may change or need to be modified because of
new regulatory and compliance requirements from any applicable laws in any jurisdictions. In such case, purchasers and any
person undertaking to acquire QPI acknowledge and understand that neither QRYPTO PROPERTY INVESTMENT nor any of its
affiliate shall be held liable for any direct or indirect loss or damages caused by such changes.

This whitepaper and any other materials or explanations made by QRYPTO PROPERTY INVESTMENT and its officers and
employees shall not and cannot be considered as an invitation to enter into an investment. They do not constitute or relate in
any way nor should they be considered as an offering of securities in any jurisdiction. This whitepaper does not include nor
contain any information or indication that might be considered as a recommendation or that might be used as a basis for any
investment decision.

Neither QRYPTO PROPERTY INVESTMENT nor any of its officers and employees are to be or shall be considered as advisor in any
legal, tax or financial matters.

Acquiring QPI shall not grant any right or influence over QRYPTO PROPERTY INVESTMENT’s organization and governance to the
purchasers.

NO REPRESENTATIONS AND WARRANTIES

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QRYPTO PROPERTY INVESTMENT does not make or purport to make, and hereby disclaims, any representation, warranty or
undertaking in any form whatsoever to any entity or person, including any representation, warranty or undertaking in relation
to the truth, accuracy and completeness of any of the information set out in this whitepaper.

REPRESENTATION AND WARRANTIES BY THE PURCHASERS

By participating in the token sale of QPI, the purchasers represent and warrant to QRYPTO PROPERTY INVESTMENT as follows:

(a) you are authorized and have full power to purchase QPI according to the laws that apply in your jurisdiction
of domicile;

(b) you are solely responsible for determining whether the acquisition of QPI is appropriate for you;

(c) You are not acting as an agent on behalf of any other person or entity who wish to purchase QPI or participate
in its token sale;

(d) You have carefully considered the risks, costs, and any other demerits of acquiring QPI and understood such
the risks, costs, and any other demerits associated with QPI and its token sale;

(e) you are not acting for the purpose of speculative investment;

(f) you agree and acknowledge that QPI does not constitute securities in any form in your jurisdiction;

(g) you agree and acknowledge that this whitepaper does not constitute a prospectus or offer document of any
sort and is not intended to constitute an offer of securities in your jurisdiction or a solicitation for investment
in securities;

(h) you agree and acknowledge that no regulatory authority has examined or approved of the information set
out in this whitepaper, no such action has been or will be taken under the laws, regulatory requirements or
rules of any jurisdiction and the publication, distribution or dissemination of this whitepaper to you does not
imply that the applicable laws, regulatory requirements or rules have been complied with;

(i) you agree and acknowledge that this whitepaper, the undertaking and/or the completion of the QPI token
sale, or future trading of QPI on any cryptocurrency QARC Platforms, shall not be construed, interpreted or
deemed by you as an indication of the merits of QRYPTO PROPERTY INVESTMENT or QPI;

(j) the distribution or dissemination of this whitepaper, any part thereof or any copy thereof, or acceptance of
the same by you, is not prohibited or restricted by the applicable laws, regulations or rules in your jurisdiction,
and where any restrictions in relation to possession are applicable, you have observed and complied with all
such restrictions at your own expense and without liability to QRYPTO PROPERTY INVESTMENT;

(k) you agree and acknowledge that in the case where you wish to purchase any QPI, it is not to be construed,
interpreted, classified or treated as:

(i) any kind of currency other than cryptocurrency;

(ii) debentures, stocks or shares issued by QRYPTO PROPERTY INVESTMENT

(iii) rights, options or derivatives in respect of such debentures, stocks or shares;

(iv) rights under a contract for differences or under any other contract the purpose or
pretended purpose of which is to secure a profit or avoid a loss;

(v) units in a collective investment scheme;

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(vi) units in a business trust;

(vii) derivatives of units in a business trust; or

(viii) any other security or class of securities.

(l) you have a good understanding of the operation, functionality, usage, storage, transmission mechanisms and
other material characteristics of crypto currencies, blockchain-based software systems, cryptocurrency wallets
or other related token storage mechanisms, blockchain technology and smart contract technology;

(m) you are fully aware and understand that in the case where you wish to purchase any QPI, there are risks
associated with QRYPTO PROPERTY INVESTMENT and its business and operations;

(n) you agree and acknowledge that QRYPTO PROPERTY INVESTMENT is not liable for any indirect, special,
incidental, consequential or other losses of any kind, in tort, contract or otherwise (including but not limited to
loss of revenue, income or profits, and loss of use or data), arising out of or in connection with any acceptance
of or reliance on this whitepaper or any part thereof by you;

(o) you will not use the token sale for any illegal activity, including but not limited to money laundering and the
financing of terrorism; and

(p) all of the above representations and warranties are true, complete, accurate and non-misleading from the
time of your access to and/or acceptance of possession this whitepaper or such part thereof (as the case may
be).

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1) Introducing Q π

Qrypto Property Investment

Q π intends to bridge the gap between virtual asset speculation and real world asset
development to create a smart contract token * using an ec20 token in the first instance, to
provide liquidity and financial access to the burgeoning crypto real estate investment
market.
Once our token targets are made, we will continue the development of our own block
chain in order to achieve a degree of independence from the general crypto space,
allowing us to decouple from the volatility of the crypto space and introduce the
dependability of the QARC Platform space, whilst taking advantage of the predictive
nature of the market. We intend to release a number of tokens based around the
constant Pi. Hence Q π. Our coins will be preforged. With release triggered upon those
real world milestones mentioned above. Ten tranches of approximately 3.14 million.

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2) Q π as easy as ABC?(Asset Backed Cryptocurrency)

Our coin is NOT a security yet! Whilst this is our end game we recognise the need for
a utility payment coin in the first instance. ABC or, “Asset Backed Cryptocurrency”
derivative products, will provide a value floor to our cryptocurrency unlike any other
in existence. IN later phases of our development. In our development phase we are
clearly creating a currency which can allow for the speedy set up and transfer of
mortgage and investment proceeds internationally. We are asset scaffolded, for sure,
as any potential investor can see the benefits of being involved with a development
company (software and physical) with a substantial equity line.
The assets of the Q π Company will facilitate a complete paradigm shift in the crypto
space. Q π aims to launch a stable, transparent Utility coin with strong asset backing
once bundled into derivative products such as our Qarc Bonds with a future in socially
responsible lending. This differs from a unit trust or REIT in so far as the Coins, may
purchase the land, however the valuations are carried out by a complex set of
algorithms, which do not purely peg themselves to the value of the background assets.
These are sites which have either been purchased or invested in with the coin, thus
assigning a value to the coin through utility. This coin is not a security.

3) Q π “Q is for QARC”

We will utilise “quantum asset reservation contracts” (QARCS) allowing us to forward


plan the addition of land assets prior to issuing more currency into the markets. This
will moderate the floor value of existing supply and allow us to account for increased
value of existing assets through development, interest payments, land appreciation
etc. our Algorithm will prevent market devaluation, and likewise allow us to manage
the inflation of the value of the coin, should our development processes outstrip our
coin production. We utilise a fixed and staggered circulating supply to enable the
easing of the financial system at the same time as doing so when the publically
transparent and quantifiable road map events occur. Whilst we intend to use a

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distributed ledger, we recognise the need for centralised “stewardship” in the
formative years.
In the future our QARC bundles will become securitised derivative products as and
when we reach the necessary regulatory standards required. Our transparent ledger
of payment activities will allow us to self-rate our mortgage books, which will provide
a future QRC Bond market for safe secure investing. (Target Year 3)
With an ongoing road map to provide clear and transparent revenue streams from;

• Development Finance (VC style)


• Asset Acquisition (VC Style)
• Land Development (VC Style)
• Property Development (VC Style)
• Property Sales (VC Style)
• Rental & management income (VC Style)
• Secured business lending (Regulated Lender Phase)
• Secured residential lending (Regulated Lender Phase)
• Micro lending (Regulated CSR Lender Phase)
• Risk Analysis
• QARC Bonds (Regulated Security Product)
• Self-Rating Engine
• Pension Fund (Regulated Performance Related Product)
• Life and Home Insurance (Regulated Product)
• CSR

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Q π’s long term objective is to provide a strong back bone of real world assets via asset
acquisition, development finance, asset management and socially responsible lending
in the Q π’s currency. We wish these derivative QARC contracts to also facilitate self-
securitising debt obligations and bundles in transparent open rated secured bond
portfolios.

4) Q π Where are we now?

QARC’s so far would be provided via Indonesian land and property assets totalling
approximately USD $3,800,000. Including but not limited to, a completed Villa in Gili
Trawangan, a completed Villa in Senggigi, beach front land in Gili Gede, 12.5 Ha of
Selong Belanak hillside and 0.5 Ha of flat buildable Selong Belanak land. We have
recruited 2 Executive Directors and an IT department is currently being created. Our
Website is now Live at www.qpi.io and we are ready to begin creation of our first
tokens and solidity smart contract development.

5) Q π Pilot Phase

To positively launch Q π token, the pilot phase has acquired rights to build on a 22 are
of prime flat land in Gili Gede, Lombok, Indonesia near to Asia’s number one beach,
for development. We envisage placing 5 2 bed villas valued between $250,000 &
$400,000 for resort usage or holiday rental. This proof of concept pilot scheme will
allow us to generate investor and end user confidence in Q π’s ability to provide
development liquidity and deliver on development goals, methodically, and
efficiently. We selected this land due to its close proximity to Bali (1 hour) and South
Lombok’s Mandalika Project (1 hour 25 minutes) capturing the ease of access of both
locations. Virgin raw development projects are out speciality and Gili Gede’s recent
connection to mainland electricity and access to fresh water have bumped this site to
the very top of our potential gains list.

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6) Q π Revenue Road Map

Q π will crowd source funding via its token sales to develop this business model,
providing valuable liquidity to further acquire “Quantum asset* reservation
contracts,”(QARC, *A “Quantum asset,” is one in which the value of the asset is ascribed to the fund based upon this QARC
similar to an “option to buy, “or engagement, subject to fulfilment of the smart contract ) land which is locked in via
.

the coin and paid for via smart contacts which are executed when the token reaches
a defined value. This leads to the most transparent currency investment product in
the market place today. This also allows early investors a greater degree of security on
their land/currency investments, and allows the public to have a clear and transparent
ledger of the assets in the Q π asset fund. This transparency prevents the market
manipulation other ICO’s have had through shady centralised dealing. As the company
grows we envisage a combination of public and private ledgers to afford a degree of
banking privacy. Coins may also be exchanged for properties developed on QARC’D
land.
We fundamentally believe in the need for the trust element of the cryptocurrency
debate to remain in the custodial hands of the regulated frameworks that exist to
protect consumers today. Hybridisation is the near future of the Crypto-market place.

Development finance will initially be provided to legitimate corporate entities


assisting in resort & villa development in international high growth potential area’s
such as beach front, beach view and prime tourism areas.

Asset acquisition will be centred on land and property, and will be ongoing, continually
expanding the asset base underpinning the base of the coin through development
projects and infrastructure improvements.

Land Development is integral to the ongoing growth and stability of the coin, taking
raw, undeveloped land and providing the essential infrastructure such as access,
water & electricity, all of which provide additional value to the raw land.
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Q π founders experience in the market and understanding of key indicators of growth
are fundamental to the pilot phase of this project. Assets when matured may be
“swapped” in and out of the fund differently from a REIT for example where stricter
controls are required due the securitised nature of the trust. The block chain we will
develop will allow this to happen via QARC creation and execution with minimal
impact on the coins value in the market place. We are looking at potential changes to
the Proof of Work/Stake algorhythm paradigms by transplanting this procedure into
the real world, rather than mining itself. This covers the ability to increase supply as
and when the need of further asset acquirements are required. Our VC mentality in
the first instance will allow us to build a solid profitable basis for the future legs into
the regulated market place.

Property Development, sales, rental and management will drastically change the value
of the land gaining mid-term revenue streams to additionally bolster asset value.
Development finance would be issued via the coins internal structure and may be
remitted in whatever currency the developer would require. Payments likewise whilst
carried out in home fiat, or other crypto currencies, also return to our balance sheets
in QPI coin. This is a fundamental part of the utility of the coin, allowing public ledger
transparency whilst maintaining KYC AND AML standards, with confidentiality. This
transaction volume will also enhance the utility and increase the value of the coin. We
could facilitate this through the use of a partner entity such as “MoxyOne” or “Wirex”,
or “Lending Block”

The development of desirable high quality holiday villas will both be sold for profit,
back into the corporate entity, as well as providing a steady income stream from
holiday rental (in such management agreed cases,) providing Q π with the revenues
needed to increase its development finance and lending propositions. Purchases of
developments controlled by Q π may be carried out in Q π coin (at preferential rates)
which will allow us to control the supply further by allowing the transactions to occur
offshore through special purpose vehicles, allowing a tax positive method of property
acquisition to the Q π client, and allows us to control coin supply and circulation.
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Likewise a degree of deferred payment in Q π is possible when purchasing from a Q π
development.
The long term goal of Q π is to fund Q π² and Q π³ subsequent coin funds which will
be based in but not limited to: secured, residential and micro lending in a non-FIAT
coin providing fee based and low to no interest credit around the globe for non Q π
developments.
Our transparent wallet will give both transparency as to credit risk profile and still give
the transferee anonymity, allowing us to securitise our eventual mortgage books. This
will allow for further securitisation of debt in the future with a clear and publically
ascertained, “credit rating”.

7) Q π CSR
CSR in Q π is our commitment to fair profit distribution, “community social
responsibility,” with .02% of each 100000 or above coin transaction being set aside for
social and charitable organisations and projects. This also allows us to moderate
supply downwards.

8) Q π What’s next?

We believe we can begin activities towards a token sale with a total investment of
$5,000,000 in addition to the $3.8 million dollar land bank we are currently realising.
This includes and is not limited to, initial fund raising drives, legalisation of the
contracts, creation of the solidity smart contract framework and hire and retention of
outsourced IT team. The purpose of this White paper is to discover what appetite for
investment private individuals may have, and what advice existing players in the
crypto space may have regarding pricing this project and tweaking the economic
patterning. With token issues to construction and land providers we believe we can
have the pilot built out within 12 months. Adding approximately $4.5 million dollars
to the value of issued coins, prior to factoring in the market speculation that may come

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with the issue. We have now identified 3 potential block chain hosts for the token. We
have begun recruitment of senior personnel and block chain engineers.

9) Funding Goals

Tiers have been setup to categorise features according to funding goals. Q π will still
implement all features as the company continues to generate revenue.

[Getting Started]
Q4 -2018
Presale Token offering begins
Senior Team published (Vabella Ltd on board.)
Website Created (Done)
Promo Raffle Launched (Done)
Marketing is created (in progress)
Formal Creation of first Quantum Asset Listings
(using analogue, existing escrow formats) (Analogue completed)
Assignment of presale tokens (Done)
Road Mapping of Pilot phase Development (In Progress)

Tier 1 [$3,800,000 USD CQA Val/Market Cap Floor]


Q4 2018
Complete the team
CSM, BC engineers, IT, FinTech, CTO, CFO.
First Qarc smart contracts are set up
White Paper goes to Published Version 1.
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Token issued

Tier 1.5
Q3 2019 [$8,000,000 USD CQA Val/Market Cap Floor]
Pilot Phase villa one is finished.
Pilot phase Villa two is finished.
First Public tranche of Tokens
Market testing
Management of fund Block chain beta trialled

Tier 2
Q4 2019
Pilot Phase Completed
New Token tranche issued
First QARC Crystallisation/Securitisation
First Pilot phase profit share in development sale
First Pilot phase profit share in resort management
Market testing
Block chain approaches completion
New Development Cycle

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2020
Full ICO Q π coin hits QARC Platforms
Coin Completed
Coin Issued
Identification of new assets
Acquisition of New Quantum assets
Crystallisation of older Quantum Assets
First 3rd party development loan
First self-securitisation of loan book

10) Conclusions

We believe that Q π, Q π ² and Q π ³ will provide the entire crypto currency market
with the safest and most secure method of crypto currency regulation whilst
approaching things with a do no harm, socially responsible angle. Empowering both
investors and borrowers with an easy to access, easily accountable source of finance
for years to come. We have a collaborative approach to our product development and
as such, we invite you to give feedback on our offering.

Thank you for taking the time to read this white paper.

Appendices
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Total Supply of coins Q π 31,415,926.5. Ten tranches of Q π 3,141,592.6.5 Q π’s
33.3% earmarked for administrative purposes, outlined below in the second chart.
Our initial presale Token ICO will issue 3,141,593 coins to finance the development
the pre development phase; of which 33% will be founder coins, the rest for initial
disbursement amongst operational costs, early investors, staff, and land contributors.
Exchanges will be rewarded for their listings with a proportion of the total non-
operational supply for their own benefit.

Total Capitalisation Supply


v Administrative Supply
1 2

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1 Founders Coins

2 Liquidity Providers Coins

3 CSR Coins

4 QARC Realisation Coins

All within the Administrative 3rd of Total Supply above

Break Down of Administrative Supply

1 2 3 4 5

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Disclaimers

All claims in this whitepaper are not final or binding. Everything is subject to change before the official release of the Q π infrastructure and the various token

sales. The Above token distributions are for illustrative purposes only.Everything is subject to the Non-disclosure agreement contained in the entry page.

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