Bank Islami Pakistan Limiited

Deposits
Segments by class of Business

Percentage
2009
Proportion
Agriculture,Forestry, Hunintg and fishing 1,272,868 5%
Mining and Quarriny 345,598 1%
Textile 454,334 2%
Chemicals and Pharmaceuticals 598,799 2%
Cement 44,316 0%
Sugar 114,415 0%
Footwear and leather garments 66,145 0%
Automiloe and transportation equipment 197,062 1%
Education 159,646 1%
Electronics and electrical appliances 82,041 0%
Production and transmission of energy 123,813 0%
Construction 744283 3%
Power(electricity), Gas, Water, Sanitary 21,221 0%
Wholeslae and Retail Atrafe 1,817,606 6%
Exports/Imports 160,501 1%
Transport,Storage and Communication 149,459 1%
Financial 474,203 2%
Insurance 70,482 0%
Services 917,035 3%
Individuals 8,199,113 29%
Others 11,974,437 43%
Total 27,987,377
 Percentage
2008
Proportion
376,399 3%
- 0%
91,885 1%
42,236 0%
12,545 0%
453 0%
34,663 0%
61,537 0%
218,276 2%
23,897 0%
92495 1%
476,776 4%
- 0%
369,359 3%
17,053 0%
- 0%
75,513 1%
3,930 0%
105,243 1%
4,060,087 33%
6,415,608 51%
12,477,955
Bank Islami
Deposit
Local and Forieng Currency Deposits
Total
LCY Deposits
Current 7,194,450,781
Saving 7,360,961,463
TDR 11,311,935,026
Special 1,501,950,062
Margin 40,748,836
Total LCY Deposits 27,410,046,168
FCY Deposits 98%
Current (GBP) 85,759,858
Current (Euro) 55,205,462 98% of the bank deposit are in local
Current (Dollar) 202,229,051 Also reporenting the fact that target o
Saving (GBP) 4,954,515
Saving (Euro) 23,032,778
Saving (Dollar) 206,150,310
Total FCY Deposits 577,331,974

Grand Total 27,987,378,142

98% of the bank deposit are in local currecny showing that bank is not exposed to foreign currency risk
Also reporenting the fact that target operations are focused locally
Bank Islami
Deposit
Maturity Analysis

1-15 Days
Amount Return
LCY Dfference
Current 7,194,450,781 - 7,194,450,781
Saving 7,360,961,463 - 7,360,961,463 5.12%
TDR 11,311,934,026 (1,000) 354,771,709 7.28%
Special 1,501,950,062 - -
Margin 40,748,836 - 40,748,836
Total 27,410,045,168 (1,000) 14,950,932,789
55%
FCY
Current (GBP) 85,759,858 85,759,858
Current (Euro) 55,205,462 55,205,462
Current (Dollar) 202,229,051 202,229,051
Saving (GBP) 4,954,515 4,954,515
Saving (Euro) 23,032,778 23,032,778
Saving (Dollar) 206,150,310 206,150,310
Total 577,331,974 577,331,974

Grand Total 27,987,377,142

 15-30 Days 1-3 Months 3-6 Months
Amount Return Amount Return Amount Return

- - -
- - -
315,032,732 7.45% 1,051,956,015 8.36% 900,629,285 9.16%
- 329,000,000 9.22% 32,950,062 11%
- - -
315,032,732 1,380,956,015 933,579,347
1% 5% 3%

55% of the total deposit which make up around 14 billion are maturing within 15 days after the de
this shows that bank is heavly realying on short term deposit.
 6-9 Months 9- 1 Years 1-2 years
Amount Return Amount Return Amount Return

- - -
- - -
1,003,173,199 9.92% 1,075,614,493 9.66% 401,286,649 10.11%
140,000,000 10 885,000,000 12.32% -
- - -
1,143,173,199 1,960,614,493 401,286,649
4% 7% 1%

und 14 billion are maturing within 15 days after the deposit.

hort term deposit.
 2-3 Years 3-5 Years 5-10 Years
Amount Return Amount Return Amount Return

- -
- -
1,275,355,046 10.64% 3,280,502,597 11.00% 1,653,612,301 12.47%
- 115,000,000 10.65% -
- - -
1,275,355,046 3,395,502,597 1,653,612,301
5% 12% 6%
 Bank Islami
Deposit
Maturity Analysis

1-15 Days

B/W 1 Lakh- 5 5 Million and

B/W 0-1 Lakh Million Above
LCY
Current 7,194,450,781 359,999 4,117,930 2,716,522
Saving 7,360,961,463 497,571 4,379,909 2,483,482
TDR 11,311,935,026 7,683 254,301 92,788
Special 1,501,950,062 - - -
Margin 40,748,836 134 33,825 6,790
Total - - -
27,410,046,168 865,387 8,785,965 5,299,582
FCY
Current (GBP) 85,759,858 1,632 40,877 43,251
Current (Euro) 55,205,462 1,590 28,948 24,667
Current (Dollar) 202,229,051 2,972 42,206 157,051
Saving (GBP) 4,954,515 75 4,880 -
Saving (Euro) 23,032,778 134 16,831 6,069
Saving (Dollar) 206,150,310 4,501 131,471 70,178
Total 577,331,974 10,904 265,213 301,216

Grand Total 27,987,378,142 876,291 9,051,178 5,600,798

 15-30 Days 1-3 Months 3-6 Months

B/W 1 B/W 1 B/W 1

B/W 0-1 Lakh- 5 5 Million B/W 0-1 Lakh- 5 5 Million B/W 0-1 Lakh- 5
Lakh Million and Above Lakh Million and Above Lakh Million

- - - - - - - -
- - - - - - - -
11,896 253,448 49,688 33,017 632,741 386,197 32,155 615,145
- - - - - 329,000 - -

11,896 253,448 49,688 33,017 632,741 715,197 32,155 615,145

- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -

11,896 253,448 49,688 33,017 632,741 715,197 32,155 615,145

3-6 Months 6-9 Months 9 Months- 1 Years 1-2 years

B/W 1 B/W 1
5 Million B/W 0-1 Lakh- 5 5 Million B/W 0-1 Lakh- 5 5 Million and B/W 0-1
and Above Lakh Million and Above Lakh Million Above Lakh
Rs'000'
- - - - - - - -
- - - - - - - -
253,330 26,388 647,580 329,205 50,521 84,375 181,343 28,596
32,950 - - 140,000 - - 885,000 -
- - - -
- - - -
286,280 26,388 647,580 469,205 50,521 84,375 1,066,343 28,596
Rs'000'
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -

286,280 26,388 647,580 469,205 50,521 84,375 1,066,343 28,596

1-2 years 2-3 Years 3-5 Years

B/W 1
Lakh- 5 5 Million B/W 0-1 B/W 1 Lakh- 5 5 Million B/W 0-1 B/W 1 Lakh- 5 5 Million
Million and Above Lakh Million and Above Lakh Million and Above

- - - - - - - -
- - - - - - - -
307,627 65,064 104,399 1,052,957 118,000 202,258 2,291,745 786,500
- - - - - - - 115,000
- - - - - - - -
- - - - - - - -
307,627 65,064 104,399 1,052,957 118,000 202,258 2,291,745 901,500

- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -

307,627 65,064 104,399 1,052,957 118,000 202,258 2,291,745 901,500

 5-10 Years

B/W 0-1 B/W 1 Lakh- 5 5 Million

Lakh Million and Above

- - -
- - -
107,580 1,476,032 70,000
- - -
- - -
- - -
107,580 1,476,032 70,000

- - -
- - -
- - -
- - -
- - -
- - -
- - -

107,580 1,476,032 70,000

Bank Islami
Deposit
Tier Wise Deposits

TIER Amount Return Percentage

Upto Rs. 100,000 1,473,099,560 6.09% 5%
100,000-5,000,000 17,160,832,836 6.39% 61%
Above-5,000,000 9,353,445,748 5.77% 33%
Total Deposits 27,987,378,144

61% of the total deposit falls in the range of 1 lakh to

Graphs
tal deposit falls in the range of 1 lakh to 5 billion

Upto Rs. 100,000

100,000-5,000,000
Above-5,000,000
 BANKISLAMI PAKISTAN LIMITED
TOP 50 DEPOSITORS
AS OF DECEMBER 21, 2009

CURRENCY
S.NO TENOR PARTY NAME
1 ORIX LEASING PAKISTAN
2 NISHAT MILLS LTD
3 HABIB OIL MILLS (PVT LTD)
4 HILTON PHARMA PVT LTD
5 ABDULLAH SHAH GAZI
6 NATIONAL FOODS LTD
7 PAK AMERICAN FERTILIZERS
8 RAVI EXCHANGE COMPANY
9 JAVED &/OR AHSAN
10 PAKISTAN BEVERAGE LTD
11 SINGER PAKISTAN LTD
12 ZEESHAN AKHTAR
13 RADIAN ENERGY POWER
14 PACIFIC CHARTERING &

SAVING
S.NO TENOR PARTY NAME
15 FAUJI FERTILIZER BIN
16 MUHAMMAD AKRAM
17 HQ (FWO) RAWALPINDI
18 B.I.P.L E/P/F A/C
19 ADOS PAKISTAN LTD
20 SIGMA MOTORS LTD
21 COMMISSIONER NWFP ES
22 US DENIM MILLS (PVT)
23 HALEEMA
24 HAMDARD LABORATORIES
25 FAISAL MOOSA
26 ELAHI ELECTRONICS
27 MAPLE LEAF CEMENT FA

TERM
S.NO TENOR PARTY NAME
28 3 Months PAKISTAN STONE DEVELOPMENT
29 3 Months MD Frontier educational foundation
30 Special Pool Deposit KARACHI SHIPYARD
31 Special Pool Deposit PROV. BOARD OF MANAGEMENT
32 Special Pool Deposit FAISAL &/OR KHALID
33 Special Pool Deposit SULTEX INDUSTRIES
34 Special Pool Deposit BANKISLAMI MORADABA
35 Special Pool Deposit CDC-TRUSTEE A.I.I.F
36 Special Pool Deposit SHAKEEL AHMED &/OR S
37 Special Pool Deposit BAQAI MEDICAL UNIVERSAL
38 Special Pool Deposit KITE DEVELOPMENT & M
39 Special Pool Deposit OFFICIAL ASSIGNEE
40 Special Pool Deposit
41 Special Pool Deposit
42 Special Pool Deposit
43 Special Pool Deposit
44 1 Year Maturity Payment
45 1 Year Maturity Payment
46 1 Year Quarterly Payment
47 3 Year Quarterly Payment
48 5 Year Monthly Payment
49 5 Year Quarterly Payment
50 5 Year Quarterly Payment
SHEIKH ALLAUDIN -
KARAKURAM COP BANK LTD
BP PAKISTAN EXP & PR
MUHAMMAD ZAHOOP ABBAS
MUHAMMAD TAHIR SALEEM
UNITED CONSTRUCTION
MAQBOOL COTTON PRODUCTS
SINDH LOCAL G.BOARD
MUSHTAQ & NAJAMUN
ELAHI ELECTRONICS
ELAHI ELECTRONICS
SLAMI PAKISTAN LIMITED
TOP 50 DEPOSITORS
S OF DECEMBER 21, 2009

CURRENCY
OPENING BALANCE RATE MATURITY DATE
250,050,100.00
176,844,731.00
103,288,715.00
101,328,013.00
100,000,100.00
100,000,000.00
53,525,082.00
49,568,696.70
46,327,043.70
46,303,752.10
46,065,407.20
40,001,000.00
35,710,182.70
35,000,000.00

SAVING
OPENING BALANCE RATE MATURITY DATE
171,996,590.00 6.48%
145,209,826.00 6.48%
114,406,053.00 6.48%
77,774,464.00 6.48%
63,985,842.50 6.48%
55,890,860.80 6.48%
53,016,558.70 6.48%
50,936,846.00 6.48%
50,100,000.90 6.48%
48,640,205.40 5.01%
38,731,171.60 5.01%
36,298,937.80 5.01%
33,584,861.00 5.01%

TERM
OPENING BALANCE RATE MATURITY DATE
35,056,167.00 7.43% 28-Feb-10
35,000,000.00 7.43% 28-Feb-10
500,000,000.00 12.50% 14-Oct-10
200,000,000.00 12.10% 30-Dec-10
152,000,000.00 12.00% 21-Oct-10
100,000,000.00 11.60% 11-Sep-10
70,000,000.00 10.50% 25-Feb-10
68,000,000.00 11.00% 2-Mar-10
64,000,000.00 11.05% 14-Mar-10
60,000,000.00 10.75% 19-Mar-10
50,000,000.00 11.36% 10-Mar-10
50,000,000.00 8.21% 26-Jun-10
 50,000,000.00 0.1125 21-Feb-10
50,000,000.00 0.0821 26-Jun-10
40,000,000.00 11.10% 30-Sep-10
40,000,000.00 10.00% 16-Oct-10
35,000,000.00 10.47% 11-Dec-10
35,000,000.00 10.47% 8-Sep-10
53,000,000.00 10.36% 25-Jun-10
100,000,000.00 10.84% 30-Aug-10
35,000,000.00 10.96% 26-Nov-13
458,000,000.00 11.06% 21-Oct-14
250,000,000.00 11.06% 21-Oct-14
 BANKISLAMI PAKISTAN LTD

DEPOSITS
AS AT DECEMBER 31,2009

Subsidiary

Opening January 01,2009 357

Deposit during the period/year

Bank Modaraba Investment Ltd 632,165

Withdrawal during the period/year

Bankislami Modaraba Investment Ltd 621,796

Closing Balance as of December 31, 2009 10,726

Return on deposit expemsed 8,430

Associates

Opening January 01,2009 35,386

Deposit during the period/year

BIPL E/P/F A/C 46,483
Modaraba AL - Mali 23,678
JS ABAMCO Ltd -
DCD Services (PVT) 48,926
DCD Pakistan PVT.LTD 11,624
Modaraba AL- Makatib 1,918
132,629
Withdrawal during the period/year
BIPL E/P/F A/C 3,582
Modaraba AL - Mali 25,903
JS ABAMCO Ltd -
DCD Services (PVT) 53,664
DCD Pakistan PVT.LTD 9,694
Modaraba AL- Makatib 1,837
94,680

Closing Balance as of December 31, 2009 73,335

Return on deposit expemsed 3,114

Key Management

Opening January 01,2009 323

Deposit during the period/year

Syed Shah Sajid Hussain 5,899
Asad Alim 2,619
Farooq Anwar 2,667
Sheba Matin Khan 4,570
Akhtar Ausaf 5,336
Syed Mujtaba Kazmi 9,570
Muhammad Imran 7,644
Hasan Bilgrami 11,222
49,527
Withdrawal during the period/year
Syed Shah Sajid Hussain 6,054
Asad Alim 2,578
Farooq Anwar 2,639
Sheba Matin Khan 3,486
Akhtar Ausaf 7,124
Syed Mujtaba Kazmi 9,114
Muhammad Imran 7,792
Hasan Bilgrami 10,332
49,119

Closing Balance as of December 31, 2009 731

Return on deposit expemsed 126
 BankIslami Pakistan Ltd

Deposit with number of customers and amounts

As of 31 December 2009

Deposit No. of Account Amount

Current LCY 55,206 7,194,451
Saving LCY 49,218 7,360,961
Term 5 Year Monthly Profit 3,941 2,809,617
Term 1 Year Monthly Profit 2,552 1,838,438
Term 10 Year Monthly Profit 1,549 1,651,255
Term 3 Year Monthly Profit 863 494,828
Term 1 Year Bullet Payment 743 747,760
Term 5 Year Quarterly Profit 618 1,134,482
Term 3 Months 480 749,944
Saving USD 408 206,150
Term 6 Months 402 444,260
Term 1 Year Quarterly Profit 357 385,946
Term 3 Year Quarterly Profit 332 396,780
Term 30 Days 323 348,566
Term 5 Year Bullet Payment 259 120,217
Current USD 256 202,229
Curent GBP 156 85,760
Term 2 Year Monthly Profit 145 68,358
Term 3 Year Bullet Payment 116 73,113
Current EURO 103 55,205
Term 2 Year Quarterly Profit 53 29,444
Term 2 Year Bullet Payment 52 18,927
Saving EURO 36 23,033
Margin LCY 26 40,749
Special Pool Depposit 19 1,501,950
Saving GBP 10 4,955

Grand Total 118,223 27,987,378

 118,223

bank holds approximately 118,000 deposit accounts. Approx 55,000 are local currency current accounts and
49,218 saving and local currency account