features basic s.a. small basic s.a. krishi s.a. p.m.j.d.y.

initial funding
balance zero balance zero balance 2.5k 2.5k

metro- nil
avg. bal. nil nil
*agg widrawal 2.5 hab everywhere
<10k monthly credit hab 2500 in all places
*agg cr. annually transactions 50k or
<1l more allowd
*bal any point 50k
*foreign inward
remit xxxxxx
trv nil nil nil
cash transactions beyond 1l
rs5 per 1000 or rs100 rs5 per 1000 or rs5 per 100 shortfall
(whichever is higher) rs150 (whichever is lower) -----
(whichever is
higher)

rs5 per 150 rs5 per 150 rs5 per 500

type
(for joint and (rupay) (rupay) (rupay)
primary card)
 debit card card fees nil, no card fees nil, no (visa classic), kcc ,
customisation, no chip customisation, no international master
and pin issuance chip and pin debit card.
issuance 2l insurance *
*(45 days swipe edge pt
insurance) 1l by npci *

debit card
free atm card for free atm
children <10yrs

debit card metro-urban – 150

issuance & no charge no charge other places 100 no charges
annual charges
lost card liability
and purchase ---- ----- 2l 1l (swipe once in 45
protection liab. days)

monthly cr. of >= 50k

*ecs standing
edge loyalty points ---- ---- instructions ----
*rd >= 2k
*open axis direct
*maintain min monthly
bal. 25k

free atm
atm transactions 4/month 4/month axis bank network 4/month
withdrawal
 atm withdrawal
limit 40k – 1l 40k – 1l 40k – ?

additional atm 20 (financial) 20 (financial) -

transactions 9.55 (non-financial) 8.5 (non-financial)

free cheque book 1/year 1/year 1/quarter provided at request (if

min bal. maintained)
free dd/po
0 0 0
fees charges ---- ---- ---- free
cash shopping limit ---- ---- ---- ----
pos limit 1l 1l 1l
net secure one touch 800 800 800
issuance
documents 2photo 2 photo
address kyc in 24 months only aadhaar no./card
(pp, ration, utility bill, usual change in address?
bank statement, self- aggregate should *voter
signed cheque, letter not >= 10k. *dl
recognised authority (financial year) *pp
verifying address, gas *pan
connection)

a/c closure 500** 500** 500* 500*

between 14 days to 6 between 14 days to
months 6 months