Instructions​: Answer these questions and present them in your website. Cite your research.

  
 
 
You’ve just graduated from university. 
 
1. What did you study? 
Bachelor's degree in Computers systems engineering 
https://careers.google.com/jobs#!t=jo&jid=/google/software-engineer-embedded-syste
ms-1-13-st-giles-high-st-london-wc2h-8ej-uk-4212120028& 
 
2. What career field do you want to go into? 
Software engineer 
 
3. Where (city, country) will you live? 
In the Uk, London , ​https://careers.google.com/locations/ 
 
4. Are there job opportunities in that field in that city? Will you be able to find and obtain a job 
there? 
There is a job offering in London for google to be a software engineer that is open  
 
5. What are the advancement opportunities in that city in that career field? 
Not in that city but there are other are locations in the world, that have advancement 
opportunities to be a software engineer manager in locations such as, New York(US), 
Sunnyvale (US), Mountain View (US), Shanghai (China).  
 
6. What is the average beginning wage in that field in that city?  
The average pay of a software engineer from google is 123,749$ plus additional pay of 
20,000$, the beginning average pay is 121,437$ plus addition pay of 16,500 $ and it is 
possible to get this job out of college if I got experience during college (such as being an 
intern). According to​ Stephen Kutzman​ who was a former director of software engineering 
at Google said that it is not as hard as you think and that they continually troll around 
campuses for young talent. Also if the interview was not bad, you were likely to be 
welcomed to the Google community.  
https://www.glassdoor.com/Salary/Google-Software-Engineer-Salaries-E9079_D_KO7,
24.htm?experienceLevel=LESS_THAN_ONE 
  
 
7. What is the name of the company you will work for? Real company, real location. 
Google, London, UK  
https://www.glassdoor.com/Salary/Google-Engineering-Manager-Salaries-E9079_D_KO7,26.ht
m 
 
https://www.glassdoor.com/Salary/Google-Software-Engineer-Salaries-E9079_D_KO7,24.htm 
 
 
Instructions​: Answer these questions and present them in your website. Cite your research.  
 
 
You’re about to start working and need a place to live and need to begin making financial decisions. 
 
1. ind a place to live and provide the details. Rent/buy. What are the monthly payments?  
I can afford rent up at 3,500 dollars per month (2,665 Pounds) which is around 30% of my
pay average. This ​apartment​ which is located in ​Long Acre, Covent Garden, WC2E, which is
will room with my friend Ben and Jerry so my rent per month is 1,437 pounds. The
apartment is furnished and is in Covent Garden so it is close to my workplace. The
Apartment is also very close to 3 stations, Holborn Station (0.1 miles), Covent Garden (0.3
miles), and Tottenham Court Road (0.4 miles) which makes it easy to get around the city
with public transportation.

 
2. How close are you to your work? How will you commute? 
I am 3 blocks away from my working location so I will walk to work every day, but this 
website​ helps me calculate my lifestyle costs such as transportation. 
 
3. Begin writing your first monthly budget. You’re an average 22-year-old who is starting work 
for the first time. To make this budget (and all budgets) research is required and citations are 
mandatory. In the area that you are living, you will need to find what are the average 
expenses of someone living and working in the area that you’ve chosen.  
 
These are some of expenses that I have to pay as I live in an apartment: 
- hone and Internet Bill​ - 29 ounds 
- Gas​ - ​21.04 ounds 
- Electricty​ - 21 ounds 
- Water​ - ​11 ounds 

 
 
 
Personal Monthly Budget (Month 1)
Income 1 £7,767.62 PROJECTED BALANCE (Projected
£0.00
PROJECTED MONTHLY INCOME Extra income £0.00 income minus expenses)
Total monthly income £7,767.62 ACTUAL BALANCE (Actual
£0.00
income minus expenses)
Income 1 £7,767.62
DIFFERENCE (Actual
ACTUAL MONTHLY INCOME Extra income £0.00 £0.00
minus projected)
Total monthly income £7,767.62

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent £1,454.76 £1,454.76 £0.00 4k tv 49 inch. £345.38 £345.38 £0.00
Phone £22.23 £22.23 £0.00 Netflix £6.14 £6.14 £0.00
Electricity £16.12 £16.12 £0.00 Movies (included in PS4) £0.00 £0.00 £0.00
Gas £16.12 £16.12 £0.00 Concerts £0.00 £0.00 £0.00
Water and sewer £8.44 £8.44 £0.00 Sporting events £0.00 £0.00 £0.00
Cable £0.00 £0.00 £0.00 Live theater £0.00 £0.00 £0.00
Waste removal £0.00 £0.00 £0.00 Ps4 pro £306.25 £306.25 £0.00
Maintenance or repairs £0.00 £0.00 £0.00 Video Games £92.10 £92.10 £0.00
Supplies £0.00 £0.00 £0.00 Other £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00 Subtotals £749.87 £749.87 £0.00
Subtotals £1,517.67 £1,517.67 £0.00
LOANS Projected Cost Actual Cost Difference
TRANSPORTATION Projected Cost Actual Cost Difference Personal £0.00
Vehicle payment £0.00 £0.00 £0.00 Student £0.00
Bus/taxi fare £0.00 £0.00 £0.00 Credit card £0.00
Insurance £0.00 £0.00 £0.00 Credit card £0.00
Licensing £0.00 £0.00 £0.00 Credit card £0.00
Fuel £0.00 £0.00 £0.00 Other £0.00
Maintenance £0.00 £0.00 £0.00 Subtotals £0.00 £0.00 £0.00
Other (The Tube) £162.00 £162.00 £0.00
Subtotals £162.00 £162.00 £0.00 TAXES Projected Cost Actual Cost Difference

Income (40%) £3,107.00 £3,107.00 £0.00

INSURANCE Projected Cost Actual Cost Difference National Insurance (12%) £155.04 £155.04 £0.00
Home £0.00 £0.00 £0.00 Tax 3 £0.00 £0.00 £0.00
Health £120.50 £120.50 £0.00 Other £0.00 £0.00 £0.00
Life £0.00 £0.00 £0.00 Subtotals £3,262.04 £3,262.04 £0.00
Other £0.00 £0.00 £0.00
Subtotals £120.50 £120.50 £0.00 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Retirement account £500.00 £500.00 £0.00
FOOD Projected Cost Actual Cost Difference Investment account £375.00 £375.00 £0.00
Groceries £191.88 £191.88 £0.00 Emergency £225.00 £225.00 £0.00
Dining out £115.13 £115.13 £0.00 Subtotals £1,100.00 £1,100.00 £0.00
Other £0.00 £0.00 £0.00
Subtotals £307.01 £307.01 £0.00 SAVINGS CON. AND DONATIONS Projected Cost Actual Cost Difference
Savings £14.21 £14.21 £0.00
PETS Projected Cost Actual Cost Difference House Savings £400.00 £400.00 £0.00
Food £0.00 Charity 1 £0.00
Medical £0.00 Subtotals £414.21 £414.21 £0.00
Grooming £0.00
Toys £0.00 LEGAL Projected Cost Actual Cost Difference
Other £0.00 Attorney £0.00
Subtotals £0.00 £0.00 £0.00 Alimony £0.00
Payments on lien or judgment £0.00
PERSONAL CARE Projected Cost Actual Cost Difference Other £0.00
Gym (Included) £0.00 £0.00 £0.00 Subtotals £0.00 £0.00 £0.00
Hair/nails £0.00 £0.00 £0.00
Clothing £134.32 £134.32 £0.00
TOTAL PROJECTED COST £7,767.62
Dry cleaning £0.00 £0.00 £0.00
Health club £0.00 £0.00 £0.00
TOTAL ACTUAL COST £7,767.62
Organization dues or fees £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00
TOTAL DIFFERENCE £0.00
Subtotals £134.32 £134.32 £0.00
Personal Monthly Budget (Month 2-6)
Income 1 £7,767.62 PROJECTED BALANCE (Projected
£0.00
PROJECTED MONTHLY INCOME Extra income £0.00 income minus expenses)
Total monthly income £7,767.62 ACTUAL BALANCE (Actual
£0.00
income minus expenses)
Income 1 £7,767.62
DIFFERENCE (Actual
ACTUAL MONTHLY INCOME Extra income £0.00 £0.00
minus projected)
Total monthly income £7,767.62

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent £1,454.76 £1,454.76 £0.00 4k tv 49 inch. £0.00 £0.00 £0.00
Phone £22.23 £22.23 £0.00 Netflix £6.14 £6.14 £0.00
Electricity £16.12 £16.12 £0.00 Movies (included in PS4) £0.00 £0.00 £0.00
Gas £16.12 £16.12 £0.00 Concerts £0.00 £0.00 £0.00
Water and sewer £8.44 £8.44 £0.00 Sporting events £0.00 £0.00 £0.00
Cable £0.00 £0.00 £0.00 Live theater £0.00 £0.00 £0.00
Waste removal £0.00 £0.00 £0.00 Ps4 pro £0.00 £0.00 £0.00
Maintenance or repairs £0.00 £0.00 £0.00 Video Games £0.00 £0.00 £0.00
Supplies £0.00 £0.00 £0.00 Other £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00 Subtotals £6.14 £6.14 £0.00
Subtotals £1,517.67 £1,517.67 £0.00
LOANS Projected Cost Actual Cost Difference
TRANSPORTATION Projected Cost Actual Cost Difference Personal £0.00
Vehicle payment £0.00 £0.00 £0.00 Student £0.00
Bus/taxi fare £0.00 £0.00 £0.00 Credit card £0.00
Insurance £0.00 £0.00 £0.00 Credit card £0.00
Licensing £0.00 £0.00 £0.00 Credit card £0.00
Fuel £0.00 £0.00 £0.00 Other £0.00
Maintenance £0.00 £0.00 £0.00 Subtotals £0.00 £0.00 £0.00
Other (The Tube) £162.00 £162.00 £0.00
Subtotals £162.00 £162.00 £0.00 TAXES Projected Cost Actual Cost Difference

Income (40%) £3,107.00 £3,107.00 £0.00

INSURANCE Projected Cost Actual Cost Difference National Insurance (12%) £155.04 £155.04 £0.00
Home £0.00 £0.00 £0.00 Tax 3 £0.00 £0.00 £0.00
Health £120.50 £120.50 £0.00 Other £0.00 £0.00 £0.00
Life £0.00 £0.00 £0.00 Subtotals £3,262.04 £3,262.04 £0.00
Other £0.00 £0.00 £0.00
Subtotals £120.50 £120.50 £0.00 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Retirement account £775.00 £775.00 £0.00
FOOD Projected Cost Actual Cost Difference Investment account £375.00 £375.00 £0.00
Groceries £191.88 £191.88 £0.00 Emergency £500.00 £500.00 £0.00
Dining out £115.13 £115.13 £0.00 Subtotals £1,650.00 £1,650.00 £0.00
Other £0.00 £0.00 £0.00
Subtotals £307.01 £307.01 £0.00 SAVINGS CON. AND DONATIONS Projected Cost Actual Cost Difference
Savings £207.94 £207.94 £0.00
PETS Projected Cost Actual Cost Difference House Savings £400.00 £400.00 £0.00
Food £0.00 Charity 1 £0.00
Medical £0.00 Subtotals £607.94 £607.94 £0.00
Grooming £0.00
Toys £0.00 LEGAL Projected Cost Actual Cost Difference
Other £0.00 Attorney £0.00
Subtotals £0.00 £0.00 £0.00 Alimony £0.00
Payments on lien or judgment £0.00
PERSONAL CARE Projected Cost Actual Cost Difference Other £0.00
Gym (Included) £0.00 £0.00 £0.00 Subtotals £0.00 £0.00 £0.00
Hair/nails £0.00 £0.00 £0.00
Clothing £134.32 £134.32 £0.00
TOTAL PROJECTED COST £7,767.62
Dry cleaning £0.00 £0.00 £0.00
Health club £0.00 £0.00 £0.00
TOTAL ACTUAL COST £7,767.62
Organization dues or fees £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00
TOTAL DIFFERENCE £0.00
Subtotals £134.32 £134.32 £0.00
Personal Monthly Budget (Month 7-12)
Income 1 £7,767.62 PROJECTED BALANCE (Projected
£0.00
PROJECTED MONTHLY INCOME Extra income £0.00 income minus expenses)
Total monthly income £7,767.62 ACTUAL BALANCE (Actual
£0.00
income minus expenses)
Income 1 £7,767.62
DIFFERENCE (Actual
ACTUAL MONTHLY INCOME Extra income £0.00 £0.00
minus projected)
Total monthly income £7,767.62

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent £1,454.76 £1,454.76 £0.00 4k tv 49 inch. £0.00 £0.00 £0.00
Phone £22.23 £22.23 £0.00 Netflix £6.14 £6.14 £0.00
Electricity £16.12 £16.12 £0.00 Movies (included in PS4) £0.00 £0.00 £0.00
Gas £16.12 £16.12 £0.00 Concerts £0.00 £0.00 £0.00
Water and sewer £8.44 £8.44 £0.00 Sporting events £0.00 £0.00 £0.00
Cable £0.00 £0.00 £0.00 Live theater £0.00 £0.00 £0.00
Waste removal £0.00 £0.00 £0.00 Ps4 pro £0.00 £0.00 £0.00
Maintenance or repairs £0.00 £0.00 £0.00 Video Games £0.00 £0.00 £0.00
Supplies £0.00 £0.00 £0.00 Other £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00 Subtotals £6.14 £6.14 £0.00
Subtotals £1,517.67 £1,517.67 £0.00
LOANS Projected Cost Actual Cost Difference
TRANSPORTATION Projected Cost Actual Cost Difference Personal £0.00
Vehicle payment £0.00 £0.00 £0.00 Student £0.00
Bus/taxi fare £0.00 £0.00 £0.00 Credit card £0.00
Insurance £0.00 £0.00 £0.00 Credit card £0.00
Licensing £0.00 £0.00 £0.00 Credit card £0.00
Fuel £0.00 £0.00 £0.00 Other £0.00
Maintenance £0.00 £0.00 £0.00 Subtotals £0.00 £0.00 £0.00
Other (The Tube) £162.00 £162.00 £0.00
Subtotals £162.00 £162.00 £0.00 TAXES Projected Cost Actual Cost Difference

Income (40%) £3,107.00 £3,107.00 £0.00

INSURANCE Projected Cost Actual Cost Difference National Insurance (12%) £155.04 £155.04 £0.00
Home £0.00 £0.00 £0.00 Tax 3 £0.00 £0.00 £0.00
Health £120.50 £120.50 £0.00 Other £0.00 £0.00 £0.00
Life £0.00 £0.00 £0.00 Subtotals £3,262.04 £3,262.04 £0.00
Other £0.00 £0.00 £0.00
Subtotals £120.50 £120.50 £0.00 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Retirement account £775.00 £775.00 £0.00
FOOD Projected Cost Actual Cost Difference Investment account £375.00 £375.00 £0.00
Groceries £191.88 £191.88 £0.00 Emergency £500.00 £500.00 £0.00
Dining out £115.13 £115.13 £0.00 Subtotals £1,650.00 £1,650.00 £0.00
Other £0.00 £0.00 £0.00
Subtotals £307.01 £307.01 £0.00 SAVINGS CON. AND DONATIONS Projected Cost Actual Cost Difference
Savings £207.94 £207.94 £0.00
PETS Projected Cost Actual Cost Difference House Savings £400.00 £400.00 £0.00
Food £0.00 Charity 1 £0.00
Medical £0.00 Subtotals £607.94 £607.94 £0.00
Grooming £0.00
Toys £0.00 LEGAL Projected Cost Actual Cost Difference
Other £0.00 Attorney £0.00
Subtotals £0.00 £0.00 £0.00 Alimony £0.00
Payments on lien or judgment £0.00
PERSONAL CARE Projected Cost Actual Cost Difference Other £0.00
Gym (Included) £0.00 £0.00 £0.00 Subtotals £0.00 £0.00 £0.00
Hair/nails £0.00 £0.00 £0.00
Clothing £134.32 £134.32 £0.00
TOTAL PROJECTED COST £7,767.62
Dry cleaning £0.00 £0.00 £0.00
Health club £0.00 £0.00 £0.00
TOTAL ACTUAL COST £7,767.62
Organization dues or fees £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00
TOTAL DIFFERENCE £0.00
Subtotals £134.32 £134.32 £0.00
Personal Monthly Budget (Year 2)
Income 1 £7,767.62 PROJECTED BALANCE (Projected
£0.00
PROJECTED MONTHLY INCOME Extra income £0.00 income minus expenses)
Total monthly income £7,767.62 ACTUAL BALANCE (Actual
£0.00
income minus expenses)
Income 1 £7,767.62
DIFFERENCE (Actual
ACTUAL MONTHLY INCOME Extra income £0.00 £0.00
minus projected)
Total monthly income £7,767.62

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent £1,454.76 £1,454.76 £0.00 4k tv 49 inch. £0.00 £0.00 £0.00
Phone £22.23 £22.23 £0.00 Netflix £6.14 £6.14 £0.00
Electricity £16.12 £16.12 £0.00 Movies (included in PS4) £0.00 £0.00 £0.00
Gas £16.12 £16.12 £0.00 Concerts £0.00 £0.00 £0.00
Water and sewer £8.44 £8.44 £0.00 Sporting events £0.00 £0.00 £0.00
Cable £0.00 £0.00 £0.00 Live theater £0.00 £0.00 £0.00
Waste removal £0.00 £0.00 £0.00 Ps4 pro £0.00 £0.00 £0.00
Maintenance or repairs £0.00 £0.00 £0.00 Video Games £0.00 £0.00 £0.00
Supplies £0.00 £0.00 £0.00 Other £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00 Subtotals £6.14 £6.14 £0.00
Subtotals £1,517.67 £1,517.67 £0.00
LOANS Projected Cost Actual Cost Difference
TRANSPORTATION Projected Cost Actual Cost Difference Personal £0.00
Vehicle payment £0.00 £0.00 £0.00 Student £0.00
Bus/taxi fare £0.00 £0.00 £0.00 Credit card £0.00
Insurance £0.00 £0.00 £0.00 Credit card £0.00
Licensing £0.00 £0.00 £0.00 Credit card £0.00
Fuel £0.00 £0.00 £0.00 Other £0.00
Maintenance £0.00 £0.00 £0.00 Subtotals £0.00 £0.00 £0.00
Other (The Tube) £162.00 £162.00 £0.00
Subtotals £162.00 £162.00 £0.00 TAXES Projected Cost Actual Cost Difference

Income (40%) £3,107.00 £3,107.00 £0.00

INSURANCE Projected Cost Actual Cost Difference National Insurance (12%) £155.04 £155.04 £0.00
Home £0.00 £0.00 £0.00 Tax 3 £0.00 £0.00 £0.00
Health £120.50 £120.50 £0.00 Other £0.00 £0.00 £0.00
Life £0.00 £0.00 £0.00 Subtotals £3,262.04 £3,262.04 £0.00
Other £0.00 £0.00 £0.00
Subtotals £120.50 £120.50 £0.00 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Retirement account £775.00 £775.00 £0.00
FOOD Projected Cost Actual Cost Difference Investment account £375.00 £375.00 £0.00
Groceries £191.88 £191.88 £0.00 Emergency £500.00 £500.00 £0.00
Dining out £115.13 £115.13 £0.00 Subtotals £1,650.00 £1,650.00 £0.00
Other £0.00 £0.00 £0.00
Subtotals £307.01 £307.01 £0.00 SAVINGS CON. AND DONATIONS Projected Cost Actual Cost Difference
Savings £207.94 £207.94 £0.00
PETS Projected Cost Actual Cost Difference House Savings £400.00 £400.00 £0.00
Food £0.00 Charity 1 £0.00
Medical £0.00 Subtotals £607.94 £607.94 £0.00
Grooming £0.00
Toys £0.00 LEGAL Projected Cost Actual Cost Difference
Other £0.00 Attorney £0.00
Subtotals £0.00 £0.00 £0.00 Alimony £0.00
Payments on lien or judgment £0.00
PERSONAL CARE Projected Cost Actual Cost Difference Other £0.00
Gym (Included) £0.00 £0.00 £0.00 Subtotals £0.00 £0.00 £0.00
Hair/nails £0.00 £0.00 £0.00
Clothing £134.32 £134.32 £0.00
TOTAL PROJECTED COST £7,767.62
Dry cleaning £0.00 £0.00 £0.00
Health club £0.00 £0.00 £0.00
TOTAL ACTUAL COST £7,767.62
Organization dues or fees £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00
TOTAL DIFFERENCE £0.00
Subtotals £134.32 £134.32 £0.00
Personal Monthly Budget (Year 3-6)
Income 1 £7,767.62 PROJECTED BALANCE (Projected
£0.00
PROJECTED MONTHLY INCOME Extra income £0.00 income minus expenses)
Total monthly income £7,767.62 ACTUAL BALANCE (Actual
£0.00
income minus expenses)
Income 1 £7,767.62
DIFFERENCE (Actual
ACTUAL MONTHLY INCOME Extra income £0.00 £0.00
minus projected)
Total monthly income £7,767.62

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent £1,454.76 £1,454.76 £0.00 4k tv 49 inch. £0.00 £0.00 £0.00
Phone £22.23 £22.23 £0.00 Netflix £6.14 £6.14 £0.00
Electricity £16.12 £16.12 £0.00 Movies (included in PS4) £0.00 £0.00 £0.00
Gas £16.12 £16.12 £0.00 Concerts £0.00 £0.00 £0.00
Water and sewer £8.44 £8.44 £0.00 Sporting events £0.00 £0.00 £0.00
Cable £0.00 £0.00 £0.00 Live theater £0.00 £0.00 £0.00
Waste removal £0.00 £0.00 £0.00 Ps4 pro £0.00 £0.00 £0.00
Maintenance or repairs £0.00 £0.00 £0.00 Video Games £0.00 £0.00 £0.00
Supplies £0.00 £0.00 £0.00 Other £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00 Subtotals £6.14 £6.14 £0.00
Subtotals £1,517.67 £1,517.67 £0.00
LOANS Projected Cost Actual Cost Difference
TRANSPORTATION Projected Cost Actual Cost Difference Personal £0.00
Vehicle payment £0.00 £0.00 £0.00 Student £0.00
Bus/taxi fare £0.00 £0.00 £0.00 Credit card £0.00
Insurance £0.00 £0.00 £0.00 Credit card £0.00
Licensing £0.00 £0.00 £0.00 Credit card £0.00
Fuel £0.00 £0.00 £0.00 Other £0.00
Maintenance £0.00 £0.00 £0.00 Subtotals £0.00 £0.00 £0.00
Other (The Tube) £162.00 £162.00 £0.00
Subtotals £162.00 £162.00 £0.00 TAXES Projected Cost Actual Cost Difference

Income (40%) £3,107.00 £3,107.00 £0.00

INSURANCE Projected Cost Actual Cost Difference National Insurance (12%) £155.04 £155.04 £0.00
Home £0.00 £0.00 £0.00 Tax 3 £0.00 £0.00 £0.00
Health £120.50 £120.50 £0.00 Other £0.00 £0.00 £0.00
Life £0.00 £0.00 £0.00 Subtotals £3,262.04 £3,262.04 £0.00
Other £0.00 £0.00 £0.00
Subtotals £120.50 £120.50 £0.00 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Retirement account £500.00 £500.00 £0.00
FOOD Projected Cost Actual Cost Difference Investment account £375.00 £375.00 £0.00
Groceries £575.64 £575.64 £0.00 Emergency £0.00 £0.00
Dining out £345.39 £345.39 £0.00 Subtotals £875.00 £875.00 £0.00
Other £0.00 £0.00 £0.00
Subtotals £921.03 £921.03 £0.00 SAVINGS CON. AND DONATIONS Projected Cost Actual Cost Difference
Savings £368.92 £368.92 £0.00
PETS Projected Cost Actual Cost Difference House Savings £400.00 £400.00 £0.00
Food £0.00 Charity 1 £0.00
Medical £0.00 Subtotals £768.92 £768.92 £0.00
Grooming £0.00
Toys £0.00 LEGAL Projected Cost Actual Cost Difference
Other £0.00 Attorney £0.00
Subtotals £0.00 £0.00 £0.00 Alimony £0.00
Payments on lien or judgment £0.00
PERSONAL CARE Projected Cost Actual Cost Difference Other £0.00
Gym (Included) £0.00 £0.00 £0.00 Subtotals £0.00 £0.00 £0.00
Hair/nails £0.00 £0.00 £0.00
Clothing £134.32 £134.32 £0.00
TOTAL PROJECTED COST £7,767.62
Dry cleaning £0.00 £0.00 £0.00
Health club £0.00 £0.00 £0.00
TOTAL ACTUAL COST £7,767.62
Organization dues or fees £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00
TOTAL DIFFERENCE £0.00
Subtotals £134.32 £134.32 £0.00
Personal Monthly Budget (Year 7-10
Income 1 £7,767.62
PROJECTED MONTHLY INCOME Extra income £0.00
Total monthly income £7,767.62

Income 1 £7,767.62
ACTUAL MONTHLY INCOME Extra income £0.00
Total monthly income £7,767.62

HOUSING Projected Cost Actual Cost Difference

Mortgage or rent £1,454.76 £1,454.76 £0.00

Phone £22.23 £22.23 £0.00
Electricity £16.12 £16.12 £0.00
Gas £16.12 £16.12 £0.00
Water and sewer £8.44 £8.44 £0.00
Cable £0.00 £0.00 £0.00
Waste removal £0.00 £0.00 £0.00
Maintenance or repairs £0.00 £0.00 £0.00
Supplies £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00
Subtotals £1,517.67 £1,517.67 £0.00

TRANSPORTATION Projected Cost Actual Cost Difference

Vehicle payment £0.00 £0.00 £0.00

Bus/taxi fare £0.00 £0.00 £0.00
Insurance £0.00 £0.00 £0.00
Licensing £0.00 £0.00 £0.00
Fuel £0.00 £0.00 £0.00
Maintenance £0.00 £0.00 £0.00
Other (The Tube) £162.00 £162.00 £0.00
Subtotals £162.00 £162.00 £0.00

INSURANCE Projected Cost Actual Cost Difference

Home £0.00 £0.00 £0.00

Health £120.50 £120.50 £0.00
Life £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00
Subtotals £120.50 £120.50 £0.00

FOOD Projected Cost Actual Cost Difference

Groceries £575.64 £575.64 £0.00

Dining out £345.39 £345.39 £0.00
Other £0.00 £0.00 £0.00
Subtotals £921.03 £921.03 £0.00

PETS Projected Cost Actual Cost Difference

Food £0.00
Medical £0.00
Grooming £0.00
Toys £0.00
Other £0.00
Subtotals £0.00 £0.00 £0.00

PERSONAL CARE Projected Cost Actual Cost Difference

Gym (Included) £0.00 £0.00 £0.00

Hair/nails £0.00 £0.00 £0.00
Clothing £134.32 £134.32 £0.00
Dry cleaning £0.00 £0.00 £0.00
Health club £0.00 £0.00 £0.00
Organization dues or fees £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00
Subtotals £134.32 £134.32 £0.00
dget (Year 7-10)
PROJECTED BALANCE (Projected
£0.00
income minus expenses)
ACTUAL BALANCE (Actual
£0.00
income minus expenses)

DIFFERENCE (Actual
£0.00
minus projected)

ENTERTAINMENT Projected Cost Actual Cost Difference

4k tv 49 inch. £0.00 £0.00 £0.00

Netflix £6.14 £6.14 £0.00
Movies (included in PS4) £0.00 £0.00 £0.00
Concerts £0.00 £0.00 £0.00
Sporting events £0.00 £0.00 £0.00
Live theater £0.00 £0.00 £0.00
Ps4 pro £0.00 £0.00 £0.00
Video Games £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00
Subtotals £6.14 £6.14 £0.00

LOANS Projected Cost Actual Cost Difference

Personal £0.00
Student £0.00
Credit card £0.00
Credit card £0.00
Credit card £0.00
Other £0.00
Subtotals £0.00 £0.00 £0.00

TAXES Projected Cost Actual Cost Difference

Income (40%) £3,107.00 £3,107.00 £0.00

National Insurance (12%) £155.04 £155.04 £0.00
Tax 3 £0.00 £0.00 £0.00
Other £0.00 £0.00 £0.00
Subtotals £3,262.04 £3,262.04 £0.00

SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Retirement account £500.00 £500.00 £0.00

Investment account £375.00 £375.00 £0.00
Emergency £0.00 £0.00
Subtotals £875.00 £875.00 £0.00

SAVINGS CON. AND DONATIONS Projected Cost Actual Cost Difference

Savings £368.92 £368.92 £0.00

House Savings £400.00 £400.00 £0.00
Charity 1 £0.00
Subtotals £768.92 £768.92 £0.00

LEGAL Projected Cost Actual Cost Difference

Attorney £0.00
Alimony £0.00
Payments on lien or judgment £0.00
Other £0.00
Subtotals £0.00 £0.00 £0.00

TOTAL PROJECTED COST £7,767.62

TOTAL ACTUAL COST £7,767.62

TOTAL DIFFERENCE £0.00

Balance Sheet Year 10
Compound Intrest: 3% a month
FY-[MONTH]
Current Assets
Savings £38,799.96
Investments £45,000.00
Retierment £93,555.90
Emergency £39,998.17
House £56,436.31
Other £0.00
Total £273,790.34 £0.00

Fixed Assets
Property and equipment
Leasehold improvements
Equity and other investments
Less accumulated depreciation (Negative Value)
Total £0.00 £0.00

Other Assets
Charity
Total £0.00 £0.00

Total Assets £273,790.34 £0.00

Current Liabilities
Accounts payable £0.00
Accrued wages
Accrued compensation £0.00
Income taxes payable
Unearned revenue
Other
Total £0.00 £0.00

Long-term Liabilities
Mortgage payable
Total £0.00 £0.00
 FY-[MONTH]
Owner Equity
Investment capital £0.00
Accumulated retained earnings
Total £0.00 £0.00

Total Liabilities & Stockholder Equity £0.00 £0.00