Circumstances that allow

ABANDONMENT (Sec.
141)

Give NOTICE OF
ABANDONMENT (Secs.
142, 143, 145)

Insurer ACCEPTS Notice Insurer DENIES Notice of

of Abandonment Abandonment

INVALID
VALID DENIAL:
DENIAL:
There is a real
Insurer believes ground for
that there is no abandonment
ground for but the insurer
abandonment nevertheless
denies the NOA

Insurer’s Insurer’s
liability is now liability is now
based on based on
PARTIAL ACTUAL
LOSS TOTAL LOSS