HOME LOAN

CHECKLIST OF REQUIREMENTS

INDIVIDUAL/SOLE PROPRIETORSHIP

Application Requirements Collateral Documents

Basic Documents Photocopy of Title
Lot Plan with Vicinity Map
Completely filled-out application form
Photocopy of Tax Declaration
Photocopy of one (1) valid ID* matching application details Additional Documents
Marriage Contract, if applicable For Construction Loan*
*Acceptable IDs: Passport, Driver’s License, SSS, PRC, OWWA ID, OFW ID, Seaman’s Book Building / Floor Plan of proposed improvement
Bill of materials
Income Documents Building specification of proposed finishes
*All documents must be certified by an Architect or Civil Engineer
If Locally Employed
For Refinancing / Loan Take Out
Latest Income Tax Return or BIR Form 2316 Statement of Account from current bank and Official
Latest three (3) months payslips Receipts for the last three (3) months
Others
Certificate of Employment with Income (COEI)
Appraisal Fee
If Self-Employed
Photocopy of Audited Financial Statements
for the last two (2) years with latest ITR Post-Approval Requirements
Bank Statements or Photocopy of Passbook Original Owner’s Copy of Title
for the last six (6) months
Certificate of Business Registration from DTI or SEC, Articles Original Tax Clearance
of Partnership or Articles of Incorporation (whichever is applicable)
Certified true copy of latest Tax Declaration
Business Background / Company Profile
Photocopy of latest full year Real Estate
If Employed Abroad (any of the following) Tax Receipt (RETR)
Proof of Remittance for the last 3 months
Master Deed of Declaration (for condominium only)
Latest Crew Contract, if sea based
Consularized Certificate of Employment with Income (COEI) or Special Power of Attorney (BDO Format), if applicable
latest three (3) months payslips (Consularized, if executed abroad)
If with Additional Source of Income from Rental of Property/ies
Lease Contract
Photocopy of Title

PARTNERSHIP/CORPORATION
Application Requirements Collateral Documents
Basic Documents Photocopy of Title
Lot Plan with Vicinity Map
Completely filled-out application form
Photocopy of Tax Declaration
Photocopy of one (1) valid ID* matching application details Additional Documents
Marriage Contract, if applicable For Construction Loan*
*Acceptable IDs: Passport, Driver’s License, SSS, PRC, OWWA ID, OFW ID, Seaman’s Book
Building / Floor Plan of proposed improvement
Bill of materials
Building specification of proposed finishes
Income Documents *All documents must be certified by an Architect or Civil Engineer

Photocopy of Audited Financial Statements For Refinancing / Loan Take Out

for the last two (2) years with latest ITR Statement of Account from current bank and Official
Receipts for the last three (3) months
Bank Statements or Photocopy of Passbook Others
for the last six (6) months
Appraisal Fee
Any of the ff:
Post-Approval Requirements
Partnership - Articles of Partnership AND
Certificate of Registration issued by SEC Original Owner’s Copy of Title
Corporation - Certificate of Registration issued by SEC, Original Tax Clearance
Latest Amended Articles of Incorporation
and By-Laws, List of Elected Officers, Certified true copy of latest Tax Declaration
Board Resolution or Secretary's Certificate
Photocopy of latest full year Real Estate
Tax Receipt (RETR)
Business Background / Company Profile
Master Deed of Declaration (for condominium only)
Proof of other income, if any
Special Power of Attorney (BDO Format), if applicable
(Consularized, if executed abroad)

Version: Oct 2017