AMIT AGARWAL

M/S AMIT TRADING COMPANY

AUDITED AUDITED AUDITED
Profit & Loss Account 31.03.2016 % Growth 31.03.2015 % Growth 31.03.2014 % Growth
Rs. In Lacs In 2015 Rs. In Lacs In 2014 Rs. in Lacs In 2013
BY SALES 14404398.00 51.29 9520853.00 -71.80 33764984.00 #DIV/0!
By National Insurance Comm. 0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
By E Mitra Commission 0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Total Income 14404398.00 51.29 9520853.00 -71.80 33764984.00
Cost % of Cost % of Cost % of
sales of sales of sales of
2015 2014 2013
Raw Material Cost 13735994.00 95.36 9000877.00 62.49 33114256.00 347.81
Direct Expenses 0.00 0.00 0.00 0.00 0.00 0.00
Wages 0.00 0.00 0.00 0.00 0.00 0.00
Gross Profit 668404.00 4.64 519976.00 3.61 650728.00 6.83
By indirect income 314.00 724.00 360.00
Gross Profit after adjustment 668718.00 520700.00 651088.00
Administrative Expenses 269788.00 1.87 161016.00 1.12 209257.00 2.20
Selling & Distribution Expenses 0.00 0.00 0.00 0.00 0.00 0.00
PBDIT 398930.00 2.77 359684.00 2.50 441831.00 4.64
Depreciation 30900.00 0.21 36353.00 0.25 42768.00 0.45
Interest 49060.00 0.34 63708.00 0.44 69504.00 0.73
Non cash expenses written of 0.00 0.00 0.00 0.00 0.00 0.00
Profit Before Tax 318970.00 2.21 259623.00 1.80 329559.00 3.46
Tax 5012.00 0.03 0.00 0.00 12779.00 0.13
PAT 313958.00 2.18 259623.00 1.80 316780.00 3.33
Cash Profits 344858.00 2.39 295976.00 2.05 359548.00 3.78
Salary to Partner/Director 0.00 0.00 0.00 0.00 0.00 0.00
Interest Expenses paid to partners/director 0.00 0.00 0.00 0.00 0.00 0.00
Actual Cash Profit 344858.00 2.39 295976.00 2.05 359548.00 3.78

% Growth % Growth % Growth

Balance Sheet
In 2015 In 2014 In 2013
Share Capital +Reserve 1264581.00 22.64 1031140.00 21.26 850366.00 #DIV/0!
Reserves & Surplus(excluding revaluation
0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
reserve)
Total Net worth 1264581.00 22.64 1031140.00 21.26 850366.00 #DIV/0!
Revaluation Reserve 0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Adjusted Networth 1264581.00 22.64 1031140.00 21.26 850366.00 #DIV/0!
Secured Loan 0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Working Capital Limits from Banks/FI's 1045517.00 -100.00 1075696.00 -100.00 1145982.00 #DIV/0!
Total Borrowings from banks/FI/NBFC's 1045517.00 -2.81 1075696.00 -6.13 1145982.00 #DIV/0!
Unsecured loans (others) 0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Unsecured loans from
600000.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
partners/shareholders
Current Liabilities & Provisions 106356.00 2.95 103308.00 -86.64 773215.00 #DIV/0!
Advance from Customer/P&L A/c 0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Other Liabilities 106356.00 2.95 103308.00 -86.64 773215.00 #DIV/0!
Total Liabilities to outsiders 1151873.00 -2.30 1179004.00 -38.57 1919197.00 #DIV/0!
Balance Sheet Total 3016454.00 36.48 2210144.00 -20.20 2769563.00 #DIV/0!
Fixed Assets less depreciation 175102.00 -15.00 206002.00 -15.00 242355.00 #DIV/0!
Investments 2000.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Liquid/Marketable Investments 0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Group Co. Investments 0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Unquoted/Dead Investments/Deposit 2000.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Current Assets: 2839352.00 41.67 2004142.00 -20.70 2527208.00 #DIV/0!
Other Current Assets 0.00 0.00 0.00
Deferred Tax Asset/TDS/VAT 0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Inventories 435504.00 -73.12 1620428.00 -28.22 2257627.00 #DIV/0!
Receivables / Debtors 1307564.00 #DIV/0! 0.00 -100.00 117500.00 #DIV/0!
Debtors > 6 months 1307564.00 #DIV/0! 0.00 -100.00 117500.00 #DIV/0!
Debtors < 6 months 0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
Cash and Bank 1013862.00 236.50 301294.00 331.34 69851.00 #DIV/0!
Loans & Advances 82422.00 0.00 82420.00 0.23 82230.00 #DIV/0!
Loans & Advances given to
#DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
directors/partners etc
Loans and Advances given to others 82422.00 0.00 82420.00 0.23 82230.00 #DIV/0!
Misc Expenses
0.00 #DIV/0! 0.00 #DIV/0! 0.00 #DIV/0!
(DRE+Preop+Preliminary+Acc P&L)
Balance Sheet Total 3016454.00 36.48 2210144.00 -20.20 2769563.00 #DIV/0!
0.00 0.00 0.00
Ratios Policy Norms
Average Collection Period
33.13 - 1.27
Average Days in Inventory
11.57 65.71 24.88
Inventory to Cost of Goods Sold
0.03 0.18 0.07
Current Ratio
26.70 19.40 3.27 Minm 1.33 :1-LAP

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 AMIT AGARWAL

Liquidity Ratio
22.60 3.71 0.35 Minm 0.75:1-LAP

Debt Equity Ratio

0.83 1.04 1.35 Maxm 2:1
Interest Coverage Ratio
8.13 5.65 6.36 Minm 2:1-LAP
DSCR 8.13 5.65 5.65 Min 1.25 :1/1.5:1-LAP
DSCR after the proposed Loan
#REF! #REF! #REF!
Gross Profit Margin Ratio
4.64 5.46 1.93 Minm 12%-LAP
Net Profit Margin Ratio
2.18 2.73 0.94 Minm 3%-LAP
Cash Profit Ratio
2.39 3.11 1.06
Growth in Sales
51.29 (71.80) #DIV/0!
Growth in Gross Profits
28.55 (20.09) #DIV/0!
Growth in Net Profits
20.93 (18.04) #DIV/0! Maxm Dip- 10%
Debtors Turnover Ratio 4months/3months-
11.02 #DIV/0! 287.36
LAP
Cash Flow Statement

Net Profit After Tax

313,958.00 259,623.00 316,780.00
Add :
Depreciation 30,900.00 36,353.00 42,768.00
Misc expenses written of/non cash
- - -
expenses
Salary paid to promoter/partners
- - -
Interest paid to promoters
- - -
Provision for tax
5,012.00 - 12,779.00
Interest 49,060.00 63,708.00 69,504.00
Less : Other income (non business
- - -
income)

Operating cash profit/(Loss ) before

working capital changes 398,930.00 359,684.00 441,831.00
Trade and other receivables
### 117,500.00 Err:509
Inventories 1,184,924.00 637,199.00 Err:509
Loans & Advances
(2.00) (190.00) Err:509
other current liabilities
3,048.00 (669,907.00) Err:509
Total (119,594.00) 84,602.00 Err:509
Cash Generated from operations
279,336.00 444,286.00 Err:509

Less taxes paid

5,012.00 - 12,779.00

Net Cash from Operations

274,324.00 444,286.00 Err:509

1337436 1041400 1302176

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 Summaried Ratios
Particulars A.Y. 2016-17 A.Y. 2015-16 A.Y. 2014-15
Turnover 14404398.00 9520853.00 33764984.00
Gross Profit 668404.00 519976.00 650728.00
PBDIT 398930.00 359684.00 441831.00
Depreciation 30900.00 36353.00 42768.00
PAT 313958.00 259623.00 316780.00
Cash Profits 344858.00 295976.00 359548.00

Particulars A.Y. 2016-17 A.Y. 2015-16

Debtor Turnover ratio 11.02 #DIV/0! AMIT TRADING COMPANY
Inventory to COGS 0.03 0.18
Current Ratio 26.70 19.40
Liquidity Ratio 22.60 3.71
Debt Equity Ratio 0.83 1.04
Interest Coverage Ratio 8.13 5.65
DSCR 8.13 5.65
DSCR with ICICI Loan #REF! #REF!
GPR Ratio 4.64 5.46
NPR Ratio 2.18 2.73
Cash Profit Ratio 2.39 3.11

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 Banking
AMIT TRADING COMPANY

OL Limit of Rs 10
Lacs

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Banking

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 RTR
NBFC/Bank AXIS BANK
Loan Amt 6,04,925/-
Name AMIT AGRAWAL
Loan Type AUTO LOAN
Start Date 27-10-2016
Loan Tenure 60
EMI debit A/c
EMI 12749
DEC 16 15-12-2016
JAN 17 16-01-2017
FEB 17 15-02-2017
MAR 17 15-03-2017
APR 17 15-04-2017
MAY 17 15-05-2017
JUN 17 15-06-2017
JUL 17 15-07-2017
AUG 17 16-08-2017
SEP 17 15-09-2017
OCT 17 16-10-2017
NOV 17 15-11-2017
Status active

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