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MASENO UNIVERSITY

GRAND CHILD INSURANCE

Name Adm Number


Lorem Ipsum Mt/000xx/015
Lorem Ipsum Mt/000xx/015
Lorem Ipsum Mt/000xx/015
Lorem Ipsum Mt/000xx/015
Lorem Ipsum Mt/000xx/015
Lorem Ipsum Mt/000xx/015
Lorem Ipsum Mt/000xx/015
Lorem Ipsum Mt/000xx/015
Lorem Ipsum Mt/000xx/015
Lorem Ipsum Mt/000xx/015

By:G Osoro
October 29, 2018
Contents

1 Abstract 2

2 Introduction 2
2.1 Background . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
2.2 Objectives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
2.3 Significance of problem . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
2.4 Statement of Problem . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

3 Literature Review 3

4 Research methodology 3
4.1 Methods of data collection . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
4.2 Data Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
4.3 Research Analysis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
4.4 sampling design . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

5 Bibliography 3

6 Reference 3

7 Budget 3
1 Abstract

A grand child is the child of the parents parents whereas insurance is the covering of a future
uncertainty which may occur and momentarily paralyze ones life activities. Therefor it is prudent
for anyone to take cover for such risks. In such doing, you shift the liability to somebody else.
In our study we will consider grandchild insurance. Due to the joy and pride that comes with
being called a grandparent, it is of importance if they also insure their grandchildren against risks
(xyz).We wish to investigate:

a) The reaction of grandparents towards this

b) How insurance companies in Kenya will embrace this

c) The economic weight it will have on both parties


To obtain primary data, we will use in-depth self-administered questionnaires that will gather
both qualitative and quantitative data. This will be handed to both grandparents and insurance
companies in which they will take a maximum of one week to fill and email us back. .Secondary
data will be sourced from IFOA.R statistical package will be used in analyzing and summarizing
data. We expect to find out that grandchild insurance is a great product which will is a product
which all Kenyans have been waiting for and consequently recommend that it will go a long way
in solving great financial problems that most grand children may be exposed to. This will not only
help our relations but also our country as a whole.

2 Introduction

2.1 Background

Grandchild insurance is a product that is probably new in our insurance companies .One of the
issues that we suspect is that perhaps due to lack of awareness and as a result we would wish to
mathematically prove using (mertez model and profit testing) that it is a product worth investing.
Just like in any other product, we will use survival probabilities (tpx), Instantenous force of
mortality and discounting factor to determine the npv of premiums. We would also take into
account risks involved e.g. if the parent in question dies before getting a grandchild. The scope of

2
the study was limited to Kisumu County and the research questions tailored by our researchers

2.2 Objectives

2.3 Significance of problem

2.4 Statement of Problem

3 Literature Review

4 Research methodology

4.1 Methods of data collection

4.2 Data Analysis

4.3 Research Analysis

4.4 sampling design

5 Bibliography

6 Reference

7 Budget