IM

International Mortgages Pty Ltd

Interest Rates Effective From 1 JULY 2018

Nominal Comparison Rate

Loan Details – Full Doc plus Lo Doc
% %
Owner Occupied

Principal & Interest:

Standard Variable 4.66 4.76

Lo Doc Saver 5.56 5.76

Lo Doc Plus 5.81 5.91

Interest Only :

Standard Variable 5.21 5.31

Lo Doc Saver 6.11 6.21

Lo Doc Plus 6.36 6.46

Investment

Principal & Interest:

International Mortgages Pty Ltd A.C.N. 624 654 931

P O Box 8743 Armadale Vic 3143
applications@internationalmortgages.com.au
Weng: 0419 336 069
Rod: 0409 219 700
 IM
International Mortgages Pty Ltd

Standard Variable 5.21 5.31

Lo Doc Saver 5.29 5.39

Lo Doc Plus 5.54 5.64

Interest Only :

Standard Variable 5.79 5.89

Lo Doc Saver 5.39 5.49

Lo Doc Plus 5.64 5.74

Fixed Rates
1-5 Years Fixed On On Application
Application

The Comparison Rates are based on a loan of $150,000 for 25 years. Fees and charges may
be payable. A Comparison Rate Schedule is also available by request from International
Mortgages Pty Ltd.

WARNING: The Comparison Rates apply only to the example given. Different amounts and
terms will result in different Comparison Rates. Costs such a redraw fees or early repayment
fees, and cost savings such as waivers, are not included in the Comparison Rates but may
influence the cost of the loan.

International Mortgages Pty Ltd A.C.N. 624 654 931

P O Box 8743 Armadale Vic 3143
applications@internationalmortgages.com.au
Weng: 0419 336 069
Rod: 0409 219 700
 IM
International Mortgages Pty Ltd

The following tables set out the guidelines for the two Lo Doc loans identified above.

LO Doc Saver:

LVR Maximum 80% + Lender’ s Mortgage

Insurance - (subject to LMI approval)
Offset facility available Yes

Term 30 years
Interest only Initial Interest Only up to 5yrs, then P & I
Maximum Loan $1,000,000
Borrower to provide  12 mths ATO BAS statements

 Client and accountant signed

income declaration that the facility
is within their ability and capacity
to service and meet reasonable
living standards without financial
hardship

 6 months transaction statements

for each business trading account

 For cash out requirement (equity

release, maximum $100,000)
evidence of purpose including
letter from accountant/financial
planner, building quotes etc

 2 year ABN/ACN registration

including GST registration if
income greater than $75,000

Purpose of Loan  Purchase or refinance of an

existing mortgage

International Mortgages Pty Ltd A.C.N. 624 654 931

P O Box 8743 Armadale Vic 3143
applications@internationalmortgages.com.au
Weng: 0419 336 069
Rod: 0409 219 700
 IM
International Mortgages Pty Ltd

 Debt consolidation

 Construction

 Equity release (cash out)

maximum $100,000 or < 20% of
the loan amount

LO Doc Plus:

LVR Maximum 70% - No Lender’ s

Mortgage Insurance - (subject to LMI
approval)
Offset facility available Yes

Term 30 years
Interest only Initial Interest Only up to 5yrs, then P & I
Maximum Loan ≤ 60% : $2,500,000
> 60 ≤ 70%: $2,500,000
Borrower to provide  Client and accountant signed
income declaration that the facility
is within their ability and capacity
to service and meet reasonable
living standards without financial
hardship

 6 months transaction statements

for each business trading account

 For cash out requirement (equity

release, maximum $100,000)
evidence of purpose including
letter from accountant/financial

International Mortgages Pty Ltd A.C.N. 624 654 931

P O Box 8743 Armadale Vic 3143
applications@internationalmortgages.com.au
Weng: 0419 336 069
Rod: 0409 219 700
 IM
International Mortgages Pty Ltd

planner, building quotes etc

 2 year ABN/ACN registration

including GST registration if
income greater than $75,000

Purpose of Loan  Purchase or refinance of an

existing mortgage

 Debt consolidation

 Construction

 Equity release (cash out)

maximum $100,000 or < 20% of
the loan amount

International Mortgages Pty Ltd A.C.N. 624 654 931

P O Box 8743 Armadale Vic 3143
applications@internationalmortgages.com.au
Weng: 0419 336 069
Rod: 0409 219 700