TOTAL INSURANCE SOLUTION

Toyota Insurance Other Insurance Toyota Insurance Other Insurance

Sl no Features Policy with Add on Policy with Add Standard Tariff Policy Standard Tariff Policy
covers on covers without Add on covers without Add on covers

Depreciation amount will be paid by insurance

1
company
√ √ X X

2 Personal Belongings coverage √* √** X X

No Salvage deduction from customer on accident
3
repairs
√ X √ X
Consumables related to accident repairs paid by
4
Insurance company
√ X √*** X
No reduction in IDV (Insured’s Declared Value) in
5
Theft / Total Loss Claims
√ X √ X
ECM, Sensors, Wiring harness, Actuators, motors
are treated as other parts for depreciation.
6 (Agewise Depreciation: 0 to 6 months 0% √ √ √ X
Depreciation, 6 months to 1 year 5% Depreciation
etc.

Cashless Facility at all Toyota Dealerships across

7
India
√ X √ X

8 Manufacturer Support (TKM) √ X √ X

9 Instant Policy √ X √ X

10 Exclusively for Toyota Cars √ X √ X

Policy & Endorsements will be issued by Toyota
11
Dealer
√ X √ X
Standardised timelines agreed upon for all
12
insurance related activites
√ X √ X

13 Uniform Discount to customer across India √ X √ X

Rate of premium charged for add on cover will
14
remain same for first three years √ X X X
Comprehensive Insurance (Package Policy) cover
15
upto 10 years of age X X √ X
No additional dedutible / restiction on Depreciation
16
Waiver
√ X X X
Real time availability of Policy & Section 64VB
17
Confirmation at all Toyota dealer across India
√ X √ X
No FIR unless there is a Theft /TP Injury /
18
Death /Damage
√ X √ X

19 Work Order to be given immediately after Survey √ X √ X

20 No Spot Survey √ X √ X

Note:
* Applicable for private cars only
** Option with few Insurance Company
*** Cost of Consumables / Fasteners would be covered as per standard applicable depreciation,