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ANALISA USAHA

PROFIT 10%
DAY'S 25 MONTH
SALES 12,850,650 321,266,250
HPP 289,139,625 32,126,625

Pengeluaran Usaha 7,500,000 24,626,625


Pengeluaran RT 3,100,000 21,526,625
angsuran di tempat lain 564,444
angsuran di BRIS 7,641,944
total angsuran 8,206,388

Disable Income 13,320,237


IDIR 61.6%

pendapatan bersih laba / (rugi) 20,962,181


Repayment Capasity 75% 15,721,636
RPC Ratio 2.06
PLAFON 205,000,000
TENOR 36
MARGIN 0.95%

ANGSURAN 7,641,944.44

jaminan SHM
ru 14 1,850,000
harga m2 Nilai Market
LT 678 132,143 89,592,857
LB 72 1,600,000 115,200,000
LB 96 600,000 57,600,000
total 262,392,857

FTV 78%
ANALISA USAHA

PROFIT 25%
DAY'S 15 MONTH
SALES 19,275,000 289,125,000
HPP 216,843,750 72,281,250

Pengeluaran Usaha 35,000,000 37,281,250


Pengeluaran RT 5,000,000 32,281,250
angsuran di tempat lain 6,261,000
angsuran di BRIS 7,828,333
total angsuran 14,089,333

Disable Income 18,191,917


IDIR 77.4%

pendapatan bersih laba / (rugi) 26,020,250


Repayment Capasity 75% 19,515,188
RPC Ratio 2.49

RK BRI 2500000
ANGSURAN BRI 3761000
6261000

TO BTPN 3920000
PLAFON 210,000,000
TENOR 36
MARGIN 0.95%

ANGSURAN 7,828,333.33

jaminan SHM
ru 14 362,500
harga m2 Nilai Market
LT 2028 25,893 52,510,714
LB 105 1,500,000 157,500,000
LB 84 1,500,000 126,000,000
total 336,010,714

FTV 62%

2.00
ANALISA USAHA

PROFIT 10% PLAFON 80,000,000


DAY'S 30 MONTH TENOR 48
SALES 14,950,800 448,524,000 MARGIN 1.25%
HPP 403,671,600 44,852,400
ANGSURAN 2,666,666.67
Pengeluaran Usaha 8,000,000 36,852,400
Pengeluaran RT 3,500,000 33,352,400 jaminan SHM
angsuran di tempat lain 12,116,000 ru 14 11,350,000
angsuran di BRIS 2,666,667 harga m2 Nilai Market
total angsuran 14,782,667 LT 74 810,714 59,992,857
LB 36 1,350,000 48,600,000
Disable Income 18,569,733 LB -
IDIR 79.6% total 108,592,857

pendapatan bersih laba / (rugi) 21,236,400 FTV 74%


Repayment Capasity 75% 15,927,300
RPC Ratio 5.97
ANALISA USAHA

PROFIT 80%
DAY'S 30 MONTH
SALES 154,000 4,620,000
HPP 924,000 3,696,000

Pengeluaran Usaha 500,000 3,196,000


Pengeluaran RT 1,500,000 1,696,000
angsuran di tempat lain -
angsuran di BRIS 576,667
total angsuran 576,667

Disable Income 1,119,333


IDIR 51.5%

pendapatan bersih laba / (rugi) 1,696,000


Repayment Capasity 75% 1,272,000
RPC Ratio 2.21
PLAFON 10,000,000
TENOR 24
MARGIN 1.60%

ANGSURAN 576,666.67

jaminan SHM
ru 14 11,350,000
harga m2 Nilai Market
LT 74 810,714 59,992,857
LB 36 1,350,000 48,600,000
LB -
total 108,592,857

FTV 9%
ANALISA USAHA

PROFIT 80% PLAFON


DAY'S 30 MONTH TENOR
SALES 154,000 4,620,000 MARGIN
HPP 924,000 3,696,000
ANGSURAN
Pengeluara 500,000 3,196,000
Pengeluara 1,500,000 1,696,000 jaminan SHM
angsuran di tempat lain - ru 14
angsuran di BRIS 576,667
total angsuran 576,667 LT 74
LB 36
Disable Income 1,119,333 LB
IDIR 51.5%

pendapatanlaba / (rugi) 1,696,000 FTV


Repayment 75% 1,272,000
RPC Ratio 2.21
10,000,000
24
1.60%

576,666.67

11,350,000
harga m2 Nilai Market
810,714 59,992,857
1,350,000 48,600,000
-
total 108,592,857

9%
ANALISA USAHA

PROFIT 40%
DAY'S 30 MONTH
SALES 55,650,000 1,669,500,000
HPP 1,001,700,000 667,800,000

Pengeluaran Usaha 65,000,000 602,800,000


Pengeluaran RT 50,000,000 552,800,000
angsuran di tempat lain -
angsuran di BRIS 27,856,667
total angsuran 27,856,667

Disable Income 524,943,333


IDIR 5.3%

pendapatan bersih laba / (rugi) 552,800,000


Repayment Capasity 75% 414,600,000
RPC Ratio 14.88
PLAFON 305,000,000
TENOR 12
MARGIN 0.80%

ANGSURAN 27,856,666.67

jaminan SHM
ru 14 5,000,000
harga m2 Nilai Market
LT 1645 357,143 587,500,000
LB -
LB -
total 587,500,000

FTV 52%
ANALISA USAHA

PROFIT 15%
DAY'S 25 MONTH
SALES 7,500,000 187,500,000
HPP 159,375,000 28,125,000

Pengeluaran Usaha 1,500,000 26,625,000


Pengeluaran RT 2,350,000 15.00% 24,275,000
angsuran di tempat lain 2,900,000
angsuran di BRIS 6,284,444
total angsuran 9,184,444

Disable Income 15,090,556


IDIR 60.9%

pendapatan bersih laba / (rugi) 21,375,000


Repayment Capasity 75% 16,031,250
RPC Ratio 2.55

1166666
1346000
2512666
168000000 18955000

PLAFON 160,000,000
TENOR 36
MARGIN 1.15%

ANGSURAN 6,284,444.44 0.44625

jaminan SHM
ru 14 5,000,000 195000000 70.00%
harga m2 Nilai Market
LT 1645 357,143 587,500,000
LB -
LB -
total 587,500,000

FTV 27% 136500000

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