Retail Banking 2 Formatted v1

Change Reference Requirement No Scenario ID
T24 R09_Retail_Functional 1 1_1

1
T24 R12_Retail banking_Functional 1 4_1
2


3
T24 R12_Retail Front Office_Functional 1 5_1
4
T24 R13_Retail_Technical 1 7_1
5
6
T24 R14_Retail banking_Technical 1 9_1

7
11 10_17

18 10_25
8
9

10
11
12
13
14
15
16
17
18
19
T24 R15_Back Office_Functional 1 18_1
T24 R14_Enterprise Framework_Functional 1 19_1

20

T24 R17_Enterprise Framework_Technical 1 22_1
21
Scenario Description
User has to create account and check all account fields are working as
properties in the AA account property table.
User has to create a loan account along with repayment account
User has to check wether Customer can choose to change the product of
their loan and can renegotiate various conditions in the INTEREST, and
PAYMENT.SCHEDULE properties.
User has to check wether direct debit setting is working as per the
requirement for foreign currency as well as local currency
User has to check STANDING.ORDER is to change these frequency fields to

the new recurrence format thus allowing standing order to have the
flexibilities of the repayment frequency of AA.
User has to check FT handles internal and external funds movements are
happing as per the frequency setup
•Customer payments
•Banks own payments
•Incoming
The user has to check TELLER module in T24 processes a wide variety of
•Outgoing
retail transactions. It incorporates the administration of Tills.
•Internal
The user has to check TELLER module in T24 processes consists processing
of local and foreign currency transactions and Travelers checks.
The user has to check using TELLER module in T24 working following
passbook updates, advice production, automatic charges,and rate defaulting.
Check system able to close arrangement Account automatically . When
closure activity is triggered, to Close Arrangement activity automatically
creates an ACCOUNT.CLOSURE record for the account. A posting restriction
check is system
of 90 would ableontothe
be set do associated
Rollover Falling on aThe
account. Holiday to the business
Arrangement status day
functionality is extended
would be updated to include the periodic reset of interest.
to “CLOSE”.
Specifically the date of the periodic reset will move based on the Business
By setting
Days the field
and Date EXTENDfields.
Convention CYCLE Periodic
in payment type.
Reset Interest
cycling alsoaccruals
has beenshould
done
the payment end date. Check the above requirement able
based on Date Convention, Date Adjustment & Business Day Centres.to achive.
When the company change request is processed the arrangement, account

and all arrangement properties able to move the new company.
check if system able to allows pre-closure of a deposit arrangement. When a
deposit is pre-closed, the interest up until the redemption date, charges and
the outstanding principal will be made due for payout.
Check system is able to collect amount from a customer’s bank account by
an originator on request. The amounts and dates may vary from payment to
payment.
check system able to use the Direct Debit application can be used by
standard T24 applications
System should that have
able to do wide theofrequisite
variety mandate
transactions link
can be fields enabled
accommodated
as wellbyasthe
easily generic
menumandates referred
system, and tocustomised
can be as ‘Standalone’.
for each user or bank.
Check system able to raise the entries through the TELLER application that
have exposure splits on them.
22
system should able create the MULTI TILLS by doing the basic setup in the
TELLER.PARAMETER.
check System able to the close the loan arrangement without any
charges/interest during the cooling-off period.
check system able to made maturity and date field as optional at the
arrangement level in the callable contract.
Check AA.ACCOUNT.DETAILS has REPORT.END.DATE .
system should able to check redemption/Penalty charges are applicable at

the time of loan maturity .
system should able to check redemption/Penalty charges are applicable at
the time of Deposit maturity .
To check if the system has functionality to populate/modify the fields which
can input and get the system ready for core validation.
check system is able to define a Bonus Payout Rule for their Deposit and
loan Products payable on the maturity date
loan Products at periodic intervals
loan Products Subject to certain eligibility conditions.
With the introduction of interest day basis for calculation, system
able to calculate interest, commission, accrual and capitalisation
based on this interest basis for Treasury Products.
With the introduction of interest day basis for calculation, system
able to calculate interest, commission, accrual and capitalisation
based on this interest basis for Bond issuances.
check wether system has capability to print the Passbook for AA
Accounts. With the introduction of new functionality
check if system able to do the print setup for the the Passbook with
AA Accounts.
Check The system able include CHANGE.PRODUCT property in a
product if arrangements are allowed to be changed to another
product during its lifetime. The property class allows the definition of
restrictions on products that change can be made to and when a
scheduled change should be applied.
By introducing the new functionality check the clients would be able

to register customers for Mobile Banking via T24.
Customer should able to login the mobile banking with the new
functionality
23
Check clients able to register the specified mobile number for mobile
banking.
Check clients able to recive incoming SMPP messages. By regestering
the mobile number
With the introduction of this functionality the check clients would be
able to login multiple concurrent connections with two (or more)
separate instances of T24.
able to login multiple concurrent connections and able to do the
transactions separate instances of T24.
Check maintance mode able to all mobile channels into maintenance mode.
Check maintance mode able to indicate the customer that the ARC Mobile
System or a part of back end infrastructure is undergoing maintenance.
Check maintance mode is able introduced in customer package to be able to

request to put the system into or taken out of offline mode.

authorize the request to put the system
check if system is able allow MCommerce Application to the bank to
purchase a flexible range of products, pay the bills and view
information from a flexible range of vendors and subjects.
check system is able to allow the introduction of this functionality the
clients would be able to enter MCommerce via XHTML channel.
check system able to store the data in different language since the
ARC Mobile System is Multi-Byte compliant.
system able to block and unblock customer access on particular mobile
channels
system able to mark and unmark a customers for delete
system able to put the T24 corebanking in online/offline mode
check system able to restrict access to a specific Core Banking tab when
multiple Core banking tabs are available
Check by this functionality the clients would be able to map the
schema from T24 to ARC Mobile.
check system would be able to have a better UI standard for WP7.
check system able to allow more plug-ins of the Model Bank
Functions and client can also configure their own Model Bank
functions.
check client would be able to register for Mobile Banking via ARC IB
apart from T24 and ARC Mobile Admin Console.
24
Check if system able to allow CHANGE.PRODUCT property class to define
the rules and behaviour for allowing arrangements of one product to be
changed to another product.
Check system able to allow change the property classes product conditions
should be applicable as per the requirement.
check system allow to register customers for Mobile Banking via T24.
Check clients able to recive incoming SMPP messages. By regestering

the mobile number
able to login multiple concurrent connections with two (or more)
separate
With the instances of T24.
introduction of this functionality the check clients would be
able to login multiple concurrent connections and able to do the
transactions separate
Check maintance mode instances
able to all of T24. channels into maintenance mode.
mobile
Check maintance mode able to indicate the customer that the ARC Mobile
System or a part of back end infrastructure is undergoing maintenance.
request to put the system into or taken out of offline mode.
authorize the request to put the system
check if system is able allow MCommerce Application to the bank to
purchase a flexible range of products, pay the bills and view
information
check systemfrom a flexible range
theof vendors andofsubjects.
is able to allow introduction this functionality the
clients would be able to enter MCommerce via XHTML channel.
check system able to store the data in different language since the
ARC Mobile System is Multi-Byte compliant.
system able to block and unblock customer access on particular mobile
channels
system able to mark and unmark a customers for delete
system able to put the T24 corebanking in online/offline mode
check system able to restrict access to a specific Core Banking tab when
Check by this functionality the clients would be able to map the
schema from T24 to ARC Mobile.
check system would be able to have a better UI standard for WP7.
check system able to allow more plug-ins of the Model Bank

Functions and client can also configure their own Model Bank
functions.
check client would be able to register for Mobile Banking via ARC IB
apart from T24 and ARC Mobile Admin Console.
25
Check if user can able to view the default charge amount, waived amount
and the actual charges applied, through an enquiry at the arrangement level
check system able to generate separate accounting entries could be

generated one for Total charge and another for waived amount.
Check system able to generate Pre-notification advice is extended to all
scheduled activities across the product line such as Lending, Deposits, and
Accounts.
Check Users could create additional Periodic Attribute Classes on their own
apart from the ones released by Temenos, more for local development
Check system able to the user to define an internal account as payin or

payout account for loan creation.
Check system able to the user to define an internal account as payin or
payout account for deposit creation.
Check the functionality for amortisation is available for due charges. The
core accounting system does amortisation for ACC balance during the Close-
of-Business activities as per the frequency defined in
AA.ACCRUAL.FREQUENCY record. As rebate processing is now available for
lending, deposits and accounts.
Check system allows amortisation is for credit charges (pay charges) as well.
Check customer able to see the view the changes in the model bank in the
following pages:Customer SCV page,Commit Savings page
,Account opening page& Search Customer page.
Check system able to calucute Penalty interest for each outstanding bill.
Check system able to automate the Scheduling and Processing of Full

or Partial Disbursements and automatically settle the Scheduled
Disbursements through settlement instructions and PAYOUT.RULES for
loans.
Check system able to automate the Scheduling and Processing of Full

or Partial Disbursements and automatically settle the Scheduled
Disbursements through settlement instructions and PAYOUT.RULES for
deposits.
check system able to extend Credit charge is for Lending product line.
check system able to set PAYOUT.RULES Property Class is available in the

Lending product line which enables rebate (payable charge) to be paid out to
the customer, if required.
Check system able to holds customer wise arrangements and

AA.CUSTOMER.ARRANGEMENT working as per the requirement
26
check system able to update any changes AA.PORTFOLIO.ARRANGEMENT
Contents of the file need to be purged locally. If there are any local
developments around this table, they need to be rewritten and contents
deleted after this modification.
check system able to allow AA archiving considers the RETENTION.PERIOD

stated in ARCHIVE table before archiving AA tables.
Check new fields in AA.BILL.DETAILS are working as per the requirement
o DUE.REFERENCE – Indicates the AA.ARRANGEMENT.ACTIVITY reference of
MAKE.DUE/CAPITALISE activity which created the bill.
o AGING.REFERENCE – Indicates the AA.ARRANGEMENT.ACTIVITY reference
of AGE activity on this bill. Field is multi-valued to store multiple ageing
references.
Check system able to allow retry logic attempts several automated retries to
collect funds from the funding source.
check user can able to view the documents and images provided for the
arrangement in the arrangement overview screen for AA products.
Check system able to restrict the backdated events for a specific period as
defined by user.
Check system able to generate tax entries by portfolio and group them by
customer relationship.
check the system able to deals with providing customers preferential rates.
The improved function provides customers with preferential rates based on
their relationship with the bank and based on the channel from which the
customer takes the arrangement.
Check system able to display joint ownership information under Single

Customer view.
Check system able to display single ownership information under Single
Customer view.
Check users can able compare the simulated arrangements and can print
the comparison results on a Single Screen.
Check usability improvement displays the Limit and Collateral information of
the customer at the Arrangement overview screen level.
Check system able to retrieves the arrangement records based on limit and
collateral reference IDs.
Check system is able to apply tax on any charge or interest.
Check system can able to notify changes in interest rate to the customers.
check system able to notify interest rate and the revised payment amount
details well in advance of the actual periodic reset date.
27
check wether system is upadating limit for both the Principal amount and
the Interest portion.
check system able to display accounting entry for the interest portion at the
time of contract booking.
Check System able to enable ELIGIBILITY property class has been made
“Tracking only” to update on AA.ARRANGEMENT.ACTIVITY
Check any event occurs in a lifecycle of arrangement, system raises the right
accounting and protects system integrity.
Check Conversions are available to convert the existing keys to confirm to
new standards in the system
To check if the system generates a ‘Quotation Class’ through
AA.CLASS.DEFINITION, allowing the capture of data required for a quotation
– including additional quotation specific considerations such as simulation
Check
types, system able
scenarios tooutput
and group definitions.
both Debit and Credit charges, and the credit
charges can be offset against the debit charges.
Check system able to group depbit and credit charges and applicable in the
PEROIDIC.CHARGES
Check system able to notify scheduled payments before making it due.
After COB execution system able to notify scheduled payments before

making it due.
check system able to allow calculation and clawback of commissions in the
end to end functionality of finacial engagements.
Check system able to apply charge-off for multiple partial trasactions
check reversel of the of Charge-off transactions are working as per the
requirement.
Check system able to setup the removal of Charge-off or partial removal of
Charge-off & Dual Accounting
Check system able to calulate interest on the Charge-off balance and it is
accrued but is not passed to income.
Check system is referening REFER.LIMIT functionality even if the limit is
maintained by AA or not.
Check system able to raise the two different accounting entries (for Tax and
base amount) for single account.
Check system able show tax and base amounts separately on the account
statements and deposit advices as gross amounts.
Check the The Model Bank is released with a predefined Role Based Home
Page and it is able to use Agent administration.
system able to display centralised landing page gives a dedicated place for
user’s to on-board a new agent prospect, settle any commissions due to be
paid or received.
Cehck system is allowing user to use full the Product Catalogue and gives the
option to search for individual Agents.
28
Check user able to allow pre-defined enquiries and drilldowns allows to
view which customers the agent has currently and historically and gives
detailed information on what commission have been paid and due to be
paid.
Check system able to calculate rate revision, spread change and total
interest amount change in LD.
Check the able to caluculate Loss of revenue can be prevented and the
quality of customer loan portfolio can also be improved.
Cehck system able to define the future dated rate change for an interest
property from the arrangement Level.
System able to allow to define grace period for charge amortisation

System able to allow an user-defined amortisation algorithm to set the
accrual rule
Check system able to generate based the bills as per the advance and the
number of instalments are skipped to match the remaining amount.
Check system is allowing to specify the minimum payment amount by bill

type.
Check users can able to set the tolerance by bill type and the tolerance is
considered in a total settlement.
Check system able to caluculate total interest amount in advance at a
predefined date.
Check the banks can able manage the payoff tolerance as an absolute
amount.
Check the system able to Charge / Periodic charge income / expense can be
amortised until the renewal date.
Check system has ability to specify multiple credit and debit balances
Check system able to limit the maximum donation used to offset the
recipient balance and also recipient can specify multiple interest properties
Check system allowing retail account to go through an Overdraft Ageing

Process, thus providing events which will allow the configuration of
Notification letters and charges.
Chek system able to send advices can be sent to account holder whenever
an activity takes place.
Check the system able to download daily update and insight into T24 of the
PLAN and NBP analysis results.
Check system able to store and display the PLAN analytics data in T24
screens
Check system allow the customer to check the breanch code and have them
checked in to know who is in the branch, on the phone, online in the IM Chat
or any other channel at any time.
29
Chek system able to facilitates banks to differentiate an external user from
that of the customer of a bank by having a new option in the CUSTOMER
application. Also, if a customer record is defined as an EXTERNAL.USER, the
same can be reversed if the corresponding customer is not used in the
applications EB.EXTERNAL.USER and EB.SIGNATORY.GROUP.
Check the new Property class CHARGEOFF, which deals with options to apply
full charge-off or partial charge-off with dual accounting features has been
working as per the requirement
Check the system able to allow New AC.EVENT records have been added
configured to use the loan charge-off functionality.
Check system able to allow write-off the difference if any in case the payoff
amount is lesser than required amount but within a tolerance limit
Check system able to scheduled repayments for a specified number of days

for loans and deposits
Check system able show tax and base amounts separately on the account
System able to calculate the accelerated payment amounts based on the
frequency defined in the payment schedule condition.
System able to group various transaction feesand free transaction
applicable per group
Check system to allow rewards scheme to implement and customer can
collect reward points based on their online activities.
Check system able to allow to define ‘Payment Holidays’ to the customers

when they are in need.
Check system able to caluculate total interest amount and specify a type of
the intrest rate.
Check system is allowing user to define when to recalculate ‘Profit amount
Check system is able to hold the ‘Reducing Rate’ for the contract based on
which interest accruals and schedule projection can be done
Check system able to hold the receivable interest balance in order to allow
banks to report the unearned income on financial statements
Check system able to mark the loan as Non-Sharia for various reasons
during the life cycle of the loan
Check system is able to setup the repayment option in earned and un-
earned interest
Check system is able to setup the future bills along with un-earned interest
check system able to calculate the instalment amount based on user defined
percentage.
30
Check system able to setup multiple owners for an account and other
customers who have some other role in the administration of the account.
Check system able to setups the data produced by PM to its users.
Check the system able to find the long pending demand from the clients
using AA module and relief from the maintenance difficulty with local
solution in use.
Check system able to setup the business and core configuration, customers
can receive either SWIFT or Advice type confirmations or both.
Chek system able to approach towards closing an Account (similar to Lending

Payoff)
Check system able to capitalisation of CHARGE, PERIODIC.CHARGES and also
evaluation of any Property Rules in Activity Restrictions.
Check system able to adjust of current period charges and/or Activity charge
on the Payoff Activity.
Check system able to allow full redemption from the Overview screen and
“Redeem Deposit” icon have been enhanced.
Check system able to do create catalogue of the products in the
sales/marketing sense of the word.
A system able to create a comparable catalogue that enables
customers/employees of the bank to quickly go over and compare different
products.
To check whether the system has introduced argument changes in core API’s.
To check whether the system is able to create an arrangement with multiple

customers using the fields AA.ARRANGEMENT.ACTIVITY and
CUSTOMER.ROLE
To check whether the system can trigger AA.GET.ARRANGEMENT.CUSTOMER
to get the GL customer of the arrangement.
To check if the system has introduced new fields such as CUSTOMER,

CUSTOMER.ROLE, TAX.LIABILITY.PERC, LIMIT.ALLOCATION.PERC and
GL.ALLOCATION.PERC.
To check whether the system has introduced new fields CUSTOMER.ROLE,
ROLE.RULE, ROLE.FAILURE.TYPE and ROLE.FAILURE.ACTION and Property
class type OPT.CCY has been added newly to allow currency based eligibility
To check whether the system has switch off the GPACK solution of AA-PM
conditions.
when client upgrades to R16 AMR.
To check whether the system defaults effective date in TRADE.DATE field or

the current
To check systemthe
whether date in case
system ofmessaging
has forward dated activities
during , during
the reversal has been
NEW/ROLLOVER/CHANGE.PRODUCT/RESET
enabled only for the reversal authorisation activities
of <PRODUCT.LINE>-NEW-
To check if the system has changed closure processing and existing status
ARRANGEMENT
REQUEST.CLOSURE activity.
does not exist anymore.
31
To check if the system has added new fields to support Linked Interest Rate,
are released in interest condition.
To check if the system updates all of the tier negative rates with the existing
value defined in NEGATIVE.RATE field.
To check if the system allows creation of new opportunity ,both the

INBOUND and OUTBOUND opportunity using the fields
CAMPAIGN.ID.CEP,NUMBER.IMPRESSIONS,TIMES.CLICKED,VARIANT.ID.CEP,PR
OGRAM.ID.CEP
To check if the system is able to get a record on the CP.CAMPAIGN table
using CAMPAIGN.ID.CEP.
To check whether the system uses values in AA.CONTEXT.TYPE to derive the

vetting values
To check whether the system uses values in EB.LOOKUP AA.CONTEXT.NAM to

derive the vetting values
To check whether the system allows any data type for ContextValue.
To check whether the system uses the new public API

AA.GET.CONTEXT.HISTORY.DETAILS. To get history details
To check whether the system stops update of once ACTIVITY.TYPE defined as

‘NOLOG’ at AA.ACTIVITY level. If the field value is set as ‘NOLOG’, it should
not allow to change subsequently.
To check if the system gets the complete AA.ACTIVITY.HISTORY records for

the HVT enabled AR accounts, by calling the AC.HVT.MERGE with notional
merge option
To check if the system gets the complete AA.ACCOUNT.MOVEMENT records

for the HVT enabled AR accounts, by calling the AC.HVT.MERGE with
notional merge option.
To check whether the system has merged the applications PP.AUTH.ENTRY,
PP.REPAIR and PP.AUTH.REPAIR with the application PP.ORDER.ENTRY
To check whether the system has created the following products

PH – Product to enable RiskFilter, Bank Conditions, SLADetermination,
Extended rules in client agreements and Routing and Settlement
functionalities
PPACHC – Product to enable US ACH Clearing functionality
PPBACS - Product to enable BACS Clearing functionality
PPHKGC – Product to enable HKCLG Clearing functionality
PPCHAT - Product to enable CHATS Clearing functionality
PPSPDD - Product to enable SEPA DD functionality 32
PPSPCT - Product to enable SEPA CT functionality
PPTGTC - Product to enable TARGET2 Clearing functionality.
To check if the system has modified acceptance services for all channels to
listen the activation list F.PP.ACCEPT.MAP.SERVICE.
To check if the system maps all single type messages with the Acceptance
service itself (XXX/PP.ACCEPT.MAP.SERVICE).
To check if the system reverses all the company specific TSA.SERVICE Records
of single type messages using
XXX/MAP.MESSAGE.SWIFT,XXX/MAP.MESSAGE.PMTROUTER
To check if the system reverses all the company specific TSA.SERVICE Records
of multi type messages using
To check if the system refer to the capture tables fir which classification is
modified from INT to FIN/FTD/FTF/CCY. During any local development.
To check if the system has changed the field names in Table :

PP.IN.CREDIT.TRANSFER.INITIATION,PP.AUTO.REPAIR.INSTANCE,POR.PARTYCR
EDIT,POR.ACCOUNTINFO,POR.INFORMATION,PP.INBOUND.CODEWORD.
To check if the system has a new option ‘Accrue’ in the Accounting Property
Class to enable Charge property (or all properties of the Charge property
class) for accrual.
To check if the system uses the option ‘SCHEDULE’ only for Charge Accruals
and not applicable for Charge Amortisation.
To check whether the system is able to a tie the Loan/Overdraft Interest rate
to the Deposit’s Rate and then apply additional margin at the Loan/Overdraft
Account where deposit is used as a Collateral for a Loan/Overdraft Account.
To check whether the system is able to configure any AA Activity to be

included in the Check for the last Customer initiated activity
To check if the system is able to Support for different statuses based on
different Inactivity periods.
To check if the system Supports Charges for each status, and also for
resetting the Account.
To check if the system has a new field attribute TIER.NEGATIVE.RATE is added

in the MV (Multi-Value) set of fields for all the AA Interest tables.
To check if the system validates each defined interest tier against this new
field to see if a negative rate is allowed or not and how it should function
with the defined margin.
33
To check if the system has a new tab "Posting Restriction" with field
attributes inside the MV (Multi-Value) set of fields.
To check if the system validates if the start date, expiry date, blocking code
and unblocking code are valid or not.
To check if the system allows to configure the period of each posting
restriction by setting the start date and expiry date.
To check if the system has added two activity classes (START.RESTRICTION-
ACCOUNT,END.RESTRICTION-ACCOUNT)for each product line with Account
property class
To check whether the system allows T24 customers to create their

own Product Lines and their own Property Classes.
To check if the system is able to make any non-AA application to interact

with AA whenever a non-financial transaction is done, that is, raise an
activity whenever an account facility is requested.
To check if the system allows user to define multiple pay in and pay out
accounts with the ability to define either a percentage amount or fixed
amount.
To check if the system has the ability to define multiple DD settlements

instructions so a different percentage or fixed amount can be requested from
different sources.
To check if the system allows the settlement activities as non mandatory and
if not defined a default has to be provided by the system
To check if the system has added a new parameter table
TAX.CODE.PARAMETER.
To check if the system maintains a new table ST.TAX.CALC.DETAILS.
To check if system has added a new attribute in TERM.AMOUNT product

condition called MAT.DATE.CONVENTION with value “YES” and “Null”.
To check if the system validates the holiday set up and provides an

override/warning that maturity date is a holiday.
To check if the system allows to amend the list of countries in which a

product to be made available for a sale any time during the lifecycle of the
product and any change to the list will be applicable only for the new sale
made using the product.
To check if the system generates a ‘Quotation Class’ through

AA.CLASS.DEFINITION, allowing the capture of data required for a quotation
– including additional quotation specific considerations such as simulation
types, scenarios and output definitions.
34
To check if the system allows amortization of commissions to be done until
‘Renewal date’ of the financial contract in agent module.
To check if the System allows linking multiple brokers (agents) to a financial

contract along with assigning a role to each one of them.
To check if the system is able to configure the option, BOOKING.COMPANY,

to provide booking of commission against the P&L of one of the following:
Customer Branch
Branch where sale was made
Agent Branch
To check if the system allows offsetting of due balance whenever a pay
commission is calculated through agent module.
To check if the system allows to set offsetting rules by defining property

,property class.
To check if the system is able to trigger the 'Apply Rate' through 'change
interest' for todays date when a new record is created in BASIC.INTEREST (BI)
table for a future date.
To check if the system creates a forward dated Interest condition, which is

effective from the future effective date of the BI record i.e. date on which
the rate has to take effect.
To check if the system triggers Activity messaging property class which caters
to the requirement of notifying the customer ‘X’ number of days in advance
to actual change.
To check if the system calls a new API which returns the Interest and Charge
related conditions along with the changes in the given period.
To check if the system is able to call API from enquiry which produces
account statement in model bank or from the external printing solution.
To check if the system fetches the current interest and charge conditions
configured in the statement property class for the given account through a
API.
35
To check if the system is able to capture the interest statement frequency
through a field in Statement property class.
To check whether the system is able trigger a new activity which is scheduled
to update AC.STMT.HANDOFF based on the frequency captured in the
statement property class.
To check whether the system is able to trigger PRINT.STATEMENT to print

interest statement when handoff details are available for an account.
To check whether the system is able to trigger the external printing solution
fetches the necessary information from Core Banking and handoff file to
produce the interest statement when printing is handled outside Core
Banking.
To check whether the system has added two new field attributes called
PAYIN.BENEFICIARY and PAYIN.PO.PRODUCT.
To check whether the system is able to trigger AA.ACTIVITY.CLASS for the

purpose of controlling and generating receipt and payment type orders from
AA.
To check whether the system is able to trigger AA.ACTIVITY.CLASS>XXXXX-

ISSUE.ORDER-ARRANGEMENT to pass accounting to update these new
balance types.
To check if the system has introduced ADVANCE” balance type.
To check if the system has introduced a new balance type called

“ADVSUSPENSE”.
To check if the system allows bank to suspend paying commission to an

agent and block the agent from bringing in new business.
To check if the system allows bank to resume paying commission to an agent

who was suspended from receiving commission earlier.
36
To check if system is able to calculate agent commission based on different
balances in the financial arrangement such as:
1. Original Loan amount
2. Average outstanding balance
3. Principal balance on Renewal
4.
To Principal increase
check whether the system can defer the commission calculation for a
predefined number of days after the online activity to which the commission
is linked has taken place.
To check whether the system can Schedule agent Commission to be paid out
on a regular interval by defining a frequency in product commission property
class which is part of the agent product. The cycling of schedule dates is
based on the agent arrangement.
To check whether the system allows user to choose whether the financial
arrangement’s base date or the agent arrangement’s base date will form the
basis of the base date for a scheduled agent commission.
To check whether the system can calculate commission based on the sales
volume of the Agency.
To check if the system can calculate commission clawback, i.e. amount of

commission previously paid out that needs to be recovered from the agent
in case of early termination of the financial agreement.
To check if the system will then system will consider the Account Opening
Day as the Calculation Start Day and calculate interest, as long as the
Account has been funded on that same day, before Close of Business if
MID.ACCOUNT.OPEN is disabled
To check if the system considers the CALC.START.DAY as the Calculation Start

Day if MID.ACCOUNT.OPEN is enabled (i.e., set to No), – in which case, the
End of Day balance for this Account for the days preceding the Account
opening date would be 0 and therefore the Minimum balance for that
account, for that month would be 0. So, no interest will be calculated.
To check if the system considers the Account Closing Day as the Calculation
End Day and calculate interest (subject to the Minimum Balance calculation)
when MID.ACCOUNT.CLOSE is disabled.
To check if the system derives the End of Day balance of the Account as 0
and check whether no interest is calculated.
To check whether the system is able to simulate a withdrawl and provide, a

”Withdrawal Statement” giving a breakdown of the deposit’s balance and
details of any charges involved and a comparison on interest loss.
37
To check if the system shows the Settlement fields which can be
checked/changed to suit the needs of the customer’s instruction when
withdrawl quotation is accepted.
To check if the system is able to manage the inventory of physical boxes

along with the details of each box such as Box number, Location, Status, Key
number, if rented who has rented it etc, by triggering BX – Safe Deposit Box.
To check if the system is able to

Rent/Lease Safe Deposit Boxes by triggering BX-safe deposit box
To check if the system is able to trigger the product line Campaign

Management (CP) to support the following:
1) User permission setup and also it has the capability to map the defined
roles to the user groups
2) Different approval statuses for the defined campaigns
3)
To Different approval
check whether thestatuses
system isforable
thetodefined
triggercampaign
the new programs
enquiries such as
4) A set of enquires that returns all the necessary
CUST.BASIC, COMMUNICATION.DETAILS,CUSTOMER.ACCOUNTS, details
DOC.AUTHORITY.
To check whether the system can trigger the CR.OPPORTUNITY application to

hold the campaign ID and the information about ‘IMPRESSIONS.SHOWN’
and ‘TIMES.CLICKED’ should be updated by EDGE.
User wants to check if FT handles internal and external funds movements for
•Incoming
•Outgoing
•Internal
the HVT enabled AR accounts by calling the AC.HVT.MERGE with notional
merge option

the HVT enabled AR accounts by without calling the AC.HVT.MERGE.
To check if the system gets the complete AA.ACCOUNT.MOVEMENT records

To check if the system supports clawback of commission, product

commission and agent commission
38
To check if the system rebuilds the class type record for soft property classes
using the service AA.AUTO.REBUILD.SOFT.PC
To check if the system has added two new fields

(NR.VALUE.SOURCE,NR.ATTRIBUTE.RULE) introduced in place of reserved
fields
To check if the system Reverse and Replay the AR product line in offline
mode using the service AA.RR.SERVICE.
To check if the system Reverse and Replay the AR product line in offline
mode using the COB service.
To check if the system makes use of the new table

AA.CUSTOMER.ARRANGEMENT.HIST for any existing or new local enquiry on
AA.ARRANGEMENT with status CLOSE for a given custome
To check if the system uses the REQUEST-HOLIDAY activity to define the

payment holiday or partial payment schedules.
To check if the system uses DEFINE-HOLIDAY activity to define the payment

holiday or partial payment schedules,POST R18AMR.
To check if the system can make settlement non mandatory and skip the
validation by configuring AUTO.WAIVE is as YES for the BILL.TYPE and
PAYMENT.METHOD as DUE/PAY.
To check if the system can make settlement non mandatory and skip the
validation without configuring AUTO.WAIVE is as YES for the BILL.TYPE and
To check if the system sets capitalization date to Today+1 ,when a

capitalization schedule falls on a holiday.
To check if the system sets capitalization date set to Today ,when a

capitalization schedule falls on a working day.
To check if the system sets the capitalization date as today+1 for Interest
property if the combined bill is not enabled.
39
To check if the system computes accural of interest during closure of AR
account,
To check till previous
if the systemday cani.e ‘Activity
use the New date -1’, irrespective
online of accrual rule
service AA.INTRADAY.PROCESS
defined.
to
To process
check if the the arrangement
system allowswhich user to arechoose
marked for early
Product processing.
Line, Product Group
and then Product to derive the list of Activity
To check if the system has added New field named MASTER.ARRANGEMENT / Activity Class.
introduced
To check whether in the screens
the system suchgives
as AA.ARRANGEMENT.ACTIVITY
the ability to define if netting andis required
AA.SIMULATION.CAPTURE
and which Interest properties which are helps
to be in linking
netted, forthe Master
those Arrangement
attributes which on to
are
To check
inherit if the system
property values. has the ability to control payment schedule based
defined
conditions at the Tax product condition level. condition when a consolidated
To check if defined
the system in the
posts Payment
a individual Schedule statement entries per property
statement
though entry isreduced
required.
To check whether the system is able to reduceentry
the Tax is when a statement the taxis not required.
element and pay the
net difference to the customer when
To check if the system is able to reduce the tax element based the balance is a credit amount
on debit (i.e.tax
an
amount to
configuration pay the
whenthe customer),
thesystem
balance is an overall debit amount (i.e. an amount
To check whether triggers the Secondary Limit amount to set upto
be
an receive
additional from the
limitthe customer)
amount within thethe SECONDARY.LIMIT.AMT field
To check whether system makes secondary limit amount actofasana
account
limit arrangement
to increase to limit its exposure by restricting it to utilise more
To check
than the whetherthe
specified the funds
system
secondary
available
is able
limit
on
amount
levelthe
to set of that arrangement and
fromCREDIT.CHK.TXN.TYPE
the credit facility
to
field
(limit) it
input
which an amount,
determines the
what flag named
type of ‘Use
transaction Secondary
the Limit’
credit is
check setisto ‘Yes’,when
applied for or
has
To
the attached.
check whether
arrangement the system is able suppress overrides that are generated
disregarded
by any applicationwhenhas the no
without
limit attached
respective
having to to
to it. hits the account arrangement
transaction
specify each application such as FT and
To check
based on whether
the validation the system
providedis able
Transactionuse the Balance
Type Credit Conversion
Check. Market
LD
fieldin a multi-value
to use block
other conversion by setting the NET.OD.OVERRIDE (must) = Yes.
To check whether the system rates is able other than the
to process Livedefault
Closure ones(i.e.specified
without in
Currency
simulation). Market 1.
To check whether the system is able to process Payoff Closure for a forward
dated
To check Effective
whether Date. the system allows user to define a settlement account in
the Settlement property class which is added to the ACCOUNTS-CALCULATE-
PAYOFF
To activity class.
To check
check whether
whether the the system
system has can accommodated
generate an appropriate the following charge additional
based on
property
business classes
activity to bundle
using each product
of the line.
property class
T0 check whether the system aggregates Balance based on the Recipient
1.Charge
arrangement’s
2.Activity
To Charges
check whether currency
the systemand ascan percontrol
prevailing functionality,
arrangements Interesttois
belonging
calculated
3.Period based on the Recipient’s Interest condition & Source Calculation
To check Charges
different
definitions.
currencies
whether the viasystem
new restrictions
allows to define on enabling for multiple
the hierarchy currencies,
structure of the
4.Charge
Allowed
Balance Override
list
Nettingof Currencies
Pool by & Ownership
specifying what of Arrangements.
products can be part of the
To check whether
5.Payment Schedule the system enables Balance Netting Hierarchy by attaching
structure
Bundle and
Hierarchy whoproperty
can be the class parent of whom
to a Bundle using the BUNDLE.HIERARCHY
product.
6.Tax
To check whether
property class. the system tiggers the field INTERNAL.BAND.AMT to
7.Settlement
capture
To checkthe amount
whether thethat
systemhas been
triggers approved
the fieldbyBAND.AVAIL.MARK:
the credit committee. to define
if a specific time band is available for
To check whether the system triggers AC.HVT.PARAMETER to provideuse or not.
configuration
To check whether options the at system
system and company
is able to controllevel account AR account
record of also,
an AR with a
company
account level record taking precedence over the system record.
To checkof whether
whether theaccount
systemiswrites high volumethe details or not
of theby using the field
transaction to file
HVT.FLAG.
AC.HVT.TRIGGER for AR account which has been flagged as a High volume
To check whether the system allows to defer the commission
accounts.
calculation
To check whetherfor a predefined
the systemnumber
allows toof configure
days after the
the Scheduled
online activity to
Agent
which the
Commission commission
to be the is linked
paidsystem has
out onallows taken
a regular place.
To check whether userinterval
to chooseby defining
whetherathe
frequency in product commission property class which is part
financial
To check arrangement’s
whether the system base date or theCommission
calculates agent arrangement’s
based on of
thethe
base
agent
date product.
forms theofbasis of the base date forcommission
a scheduled agentproperty
sales
To volume
check whether the
the Agency
system using
can the Product
calculate Commission
clawback, i.e.
commission.
class.
amount
To check whether the system has introduced three new fields from
of commission previously paid out that needs to be recovered
the agent in case of early termination of the financial agreement based on
(NEG.BOOKING.CM,
To check whether
Drawback NEG.BOOKING.PM,
the system
Type field. has introduced andt wo NEG.BOOKING.PY)
new fields in
ACCOUNTING property class.
TOT.POS.ACCR.AMT,TOT.NEG.ACCR.AMT
To check whether the system is able to c alculate tax only on positive or
in
To AA.INTEREST.ACCRUALS
negative accrual the
check whether amount
system to store
is allows to the
implemented split of interest
by adding
increase, amount
a new
decrease, vary field raised
or (TAX.
during a
BASE.TYPE) given
occasionally period when the
in TAX.CODE.PARAMETER.
skip the rate moves from positive / negative
and or
To check whether
visa-versa thepayment,
system isbased
able toupon certain
generate agreement,
and rules for
send a request
within a limit that is controlled at the product level with the option to set at
funds (Receipt) or the
a request tocanpaymake
(Payment) messageavailable
to the payment
To
thecheck whether
loanbyaccount level.system Commitment in tranches
system
over configuring
specified periods. the Arrangement’s Settlement screens
To check whether the system allows Withdrawals only for the committed
tranche
To checkamount
whetherand thealso within
system canthe
maketranche period only.
Withdrawals automatic on scheduled
dates or based on manual requests.
To check whether the system has introduced a new Attribute in
PAYMENT.SCHEDULE
To check whether theproperty
system isclass
abletotoindicate if theSchedule
handle Early schedule processing
needs to beand
processed
the standard intra-day instead
Schedule of during
processing the scheduled
is enhancednew to not Close of Business.
To check whether the system has introduced fieldre-process
named those
Accounts flagged for EarlyinSchedule
MASTER.ARRANGEMENT the processing.
applications AA.ARRANGEMENT.ACTIVITY
To check whether the system has validations for the field
and AA.SIMULATION.CAPTURE.
“MASTER.ARRANGEMENT” .
40
To check whether the system is able to create a link between the Master
and Sub Arrangements
To check in the the
if the system makes table AA.ARRANGEMENT.
master sub arrangement available only if
the attribute is set as MULTIARRANGEMENTS
To check if the system has introduced a new table and only
namedfor ONLINE.SERVICE
product line.
AA.CUSTOMER.ARRANGEMENT.HIST thatarrangement
has the samedetails
data structure as
To check if the system moves the closed from
AA.CUSTOMER.ARRANGEMENT
AA.CUSTOMER.ARRANGEMENT to
to maintain the closed arrangements.
To check if the system moves the details of the arrangement from
AA.CUSTOMER.ARRANGEMENT.HIST,when
AA.CUSTOMER.ARRANGEMENT.HIST to an arrangement is moved to
To check
CLOSE if the system deletes the corresponding
status details from
AA.CUSTOMER.ARRANGEMENT,when
AA.CUSTOMER.ARRANGEMENT.HIST, the closed
when an arrangement
arrangement is restored
is archived.
To check
from if the system makes a single memo balance reflect in
history
EB.CONTRACT.BALANCES.
To check whether the system allows to Link Financial External Arrangements
to
To Limit
checkand Update
whether thethe Limit.is able to make amendments to the Reverse
system
and Replay
To check Functionality
whether during
the system COB to delay and post an adjustment entry
is able
To check whether the system has introduced a free text Remarks field in the
arrangement
To check whethercreation / simulation
the system screen. AA and EB Alternate Key
has enhanced
processing to support Alternate ID
To check whether the system has introduced for AA Arrangements.
a 5th type of Source Rate
calculation
To check whether the system has introduced aAPI
as a “Custom Rate” that allows an to be attached
currency weightedfor deriving
Average
the
RateRate
calculation
To check whetherAPI. the system can use the new Attribute named Default
Settlement
check
To check whethergenerate
NDF able
Account
to to specify
the MT300
system the
canSettlement
message inAccount
do StandardtheAAfollowing instances:
Eligibility checks on
Deal Confirmation
New
To Bundle
check
Amendment Arrangements.
whether
toable the system
dealtoconfirmationhas created a special FX Pricing Arrangement to
Check
hold system
the Internal FX generate
rates for theMT340
Mastermessage
Account atholder.
the tie of the deal
Deal Cancellation
conformation
Rate Fixing confirmation
Check system able to generate
SWIFT.COMMON.REF MT360
field is added and MT 361
in ND.DEAL messages
template and
REVERSE.ACTIV.CODE in ND.PARAMETER.
Check system able to assocate between T24 fields allows the flow catalog to
capture the field level association in the flow schema at design time and in
the event XML at runtime.
Check system able to allow data filter captures all the configured data
events and stores in a single file. This file can used for the reporting
purposes.
Chekc system able to Store data of different nature in databases enhances

the performance of the database. The “live” database can be considered as
OLTP database and additional databases for reporting purposes. Creating
indexes on the table of the additional database, increases the speed of the
queries.
Check system able to connect configure multiple databases are automated

using this utility. Automated generation of scripts reduces the density of
errors. Standardized names of the elements/data of the databases help the
DBAs to regulate and optimize the databases better.
Check data separation is beneficial in terms of performance of the database

and the maintenance of the data.
Check system able to provide standard schema structure for batch events.
Check system able to moniter previous transaction values.

Check the system able to delivere events can be archived or deleted within
the same transaction in which the event has been delivered.
41
Check system able to compare the manual removal of a Tenant (by correctly
editing shared MT data records and the reversal of sole usage ones), the
MT.TENANT.CLEANUP application provides a safer and controllable process
with a better audit trail record.
System able to compare automatic removal process, the user error of

removing a Live Tenant or any of the required records used by a group of
Tenants is eliminated. The removing of Live data had a significant impact to
the system integrity and in the operations of one or more Tenants.
System able to setup "MT.TENANT.CLEANUP" to more secure, audited

method of off-boarding a Tenant from an active MT system.
Check the system able to request type options, the MT System Operator can
select whether a record sent to a Tenant(s) is a complete replacement or
only an update.
Check system able to allow users to save the history of changes made in the
Tenant system.
Check system able to Initial Load service is a TSA Service to trigger events
based on existing T24 Data.
Check system able to get all the pending tasks from BPM across all the
processes based on any business data.
Check system able to Connect and seamless integration to the latest version
of BPM server providing out of the box BAM and Simulation.
Check system able to navigate to next task’s screen.
Check system able to allocate tasks to users based on the incoming variable,
which can be used for creating task for a different company.
Check system able to change the process variable values for every request
say the customer for which the process is created or starting the opportunity
record for a campaign process.
Check the system able to Pass in the process version (deployment id) to start
the correct version of processes, as most BPM supports multiple versions of
processes.
Check system able to allow the event interface table FIN type table and
there will be one table per lead company.
42
Expected Result Actual Result
Account should be created.
Loan account along with the repayment account should be created.
Customer able change the loan product.
Direct debit should happen in Local currency aswell as foreign currency
Repayment frequency should work as per the setting.
Internal and external FT should happen as per he setup for following

payments.
•Incoming
Teller module in T24 process should able to perform incorporate
•Outgoing till transactions.
administrator
•Internal
Teller module able to perform local currency and foreign currency

transactions and travel check.
Teller module has to perform passbook updates, advice production,

automatic xheck and ratedefaulting.
system should close arrangement Account automatically . When closure
activity is triggered, to Close Arrangement activity automatically creates
an ACCOUNT.CLOSURE record for the account. A posting restriction of 90
systembe
would should
set ondo
thethe Rolloveraccount.
associated Falling onThe
a Holiday to thestatus
Arrangement business day
would
functionality
be updated tois“CLOSE”.
extended to include the periodic reset of interest.
Specifically the date of the periodic reset will move based on the Business
By setting
Days the field
and Date EXTENDfields.
Convention CYCLE Periodic
in payment type.
Reset Interest
cycling alsoaccruals
has been
should the payment end date. above requirement
done based on Date Convention, Date Adjustment & Businessable to achive.
Day
Centres.
When the company change request is processed the arrangement,

account and all arrangement properties should able move the new
company.
system should allow pre-closure of a deposit arrangement. When a
deposit is pre-closed, the interest up until the redemption date, charges
and the outstanding principal will be made due for payout.
System should collect amount from a customer's bank account by an
originator on request. The amounts and dates may vary from payment to
payment.
system should use the Direct Debit application can be used by standard
T24 applications
System should dothat have
wide the requisite
variety mandate
of transactions canlink
be fields enabled as
accommodated
well
easilyasbygeneric mandates
the menu system,referred
and cantobe
ascustomised
‘Standalone’.
for each user or bank.
system should raise the entries through the TELLER application that have
exposure splits on them.
43
system should create the MULTI TILLS by doing the basic setup in the
TELLER.PARAMETER.
System should close the loan arrangement without any charges/interest

during the cooling-off period.
system should made date field as optional in the arrangement level.
AA.ACCOUNT.DETAILS version should have REPORT.END.DATE filed to

report the end date of the account
redemption/Penalty charges should applicable at the time of loan
maturity.
redemption/Penalty charges are applicable at the time of Deposit
maturity .
System should have functionality to populate/modify the fields which can
input and get the system ready for core validation.
system should define a Bonus Payout Rule for their Deposit and loan
Products payable on the maturity date
System should define a Bonus Payout Rule for their Deposit and loan
Products at periodic intervals
System should define a Bonus Payout Rule for their Deposit and loan
Products Subject to certain eligibility conditions.
System should to calculate interest, commission, accrual and
capitalisation based on new interest basis for Treasury Products for
colambian customers.
System should to calculate interest, commission, accrual and

capitalisation based on new interest basis for bond issuances.
With the introduction of new functionality, systemn should have

capability to print the Passbook for AA Accounts.
System should have print setup for the the Passbook with AA Accounts.
System should include CHANGE.PRODUCT property in a product if

arrangements are allowed to be changed to another product during its
lifetime. The property class allows the definition of restrictions on
products that change can be made to and when a scheduled change
should be applied.
clients should able to register customers for Mobile Banking via T24.
Customer should login the mobile banking with the new functionali
44
clients should register the specified mobile number for mobile banking.
clients should to recive incoming SMPP messages. By regestering the

mobile number
With the introduction of this functionality the clint should login multiple
concurrent connections with two (or more) separate instances of T24.
With the introduction of this functionality the check clients should login
multiple concurrent connections and able to do the transactions separate
instances of T24.
Maintance mode should put all mobile channels into maintenance mode.
System should to indicate the customer that the ARC Mobile System or a
part of back end infrastructure is undergoing maintenance.
System should introduce customer package to be able to request to put

the system into or taken out of offline mode.
System should introduce in customer package to be able to authorize the

request to put the system.
System is able allow MCommerce Application to the bank to purchase a
flexible range of products, pay the bills and view information from a
flexible range of vendors and subjects.
system should allow the introduction of this functionality the clients

would be able to enter MCommerce via XHTML channel.
system should store the data in different language since the ARC Mobile
System is Multi-Byte compliant.
system should block and unblock customer access on particular mobile
channels
system should mark and unmark a customers for delete
system should put the T24 corebanking in online/offline mode
system should to restrict access to a specific Core Banking tab when
clients should be able to map the schema from T24 to ARC Mobile.
system sould be able to have a better UI standard for WP7.

system should allow more plug-ins of the Model Bank Functions and
client can also configure their own Model Bank functions.
client should be register for Mobile Banking via ARC IB apart from T24 and
ARC Mobile Admin Console.
45
System should allow CHANGE.PRODUCT property class to define the
rules and behaviour for allowing arrangements of one product to be
changed to another product.
System should allow to change the property classes product conditions

should be applicable as per the requirement
System should allow to register customers for Mobile Banking via T24.
clients should to recive incoming SMPP messages. By regestering the

mobile number
With the introduction of this functionality the clint should login multiple
concurrent connections with two (or more) separate instances of T24.
With the introduction of this functionality the check clients should login
multiple concurrent connections and able to do the transactions separate
instances of T24.
Maintance mode should put all mobile channels into maintenance mode.
System should to indicate the customer that the ARC Mobile System or a
part of back end infrastructure is undergoing maintenance.
System should introduce customer package to be able to request to put
the system into or taken out of offline mode.
System should introduce in customer package to be able to authorize the
request to put the system.
System is able allow MCommerce Application to the bank to purchase a
flexible range of products, pay the bills and view information from a
flexible range of vendors and subjects.
system should allow the introduction of this functionality the clients
would be able to enter MCommerce via XHTML channel.
system should store the data in different language since the ARC Mobile
System is Multi-Byte compliant.
system should block and unblock customer access on particular mobile
channels
system should mark and unmark a customers for delete
system should put the T24 corebanking in online/offline mode
system should to restrict access to a specific Core Banking tab when

clients should be able to map the schema from T24 to ARC Mobile.
system sould be able to have a better UI standard for WP7.
system should allow more plug-ins of the Model Bank Functions and
client can also configure their own Model Bank functions.
client should be register for Mobile Banking via ARC IB apart from T24 and
ARC Mobile Admin Console.
46
User should view the default charge amount, waived amount and the
actual charges applied, through an enquiry at the arrangement level
System should generate separate accounting entries could be generated

one for Total charge and another for waived amount.
system should generate Pre-notification advice is extended to all
scheduled activities across the product line such as Lending, Deposits,
and Accounts.
Users Should create additional Periodic Attribute Classes on their own

apart from the ones released by Temenos, more for local development
system Should user to define an internal account as payin or payout

account for loan creation.
system Should user to define an internal account as payin or payout
account for deposit creation.
system should have functionality for amortisation is available for due
charges. The core accounting system does amortisation for ACC balance
during the Close-of-Business activities as per the frequency defined in
AA.ACCRUAL.FREQUENCY record. As rebate processing is now available
for lending, deposits and accounts.
system should have amortisation feature for credit charges (pay charges)
as well.
System should see the view the changes in the model bank in the
following pages:Customer SCV page,Commit Savings page
,Account opening page& Search Customer page.
System should allow to calucute Penalty interest for each outstanding

bill.
System should automate the Scheduling and Processing of Full or Partial
Disbursements and automatically settle the Scheduled Disbursements
through settlement instructions and PAYOUT.RULES for loans.
System should automate the Scheduling and Processing of Full or Partial

Disbursements and automatically settle the Scheduled Disbursements
through settlement instructions and PAYOUT.RULES for deposits.
System should extend Credit charge is for Lending product line.
System should setup PAYOUT.RULES Property Class is available in the

Lending product line which enables rebate (payable charge) to be paid
out to the customer, if required.
system should holds customer wise arrangements and

AA.CUSTOMER.ARRANGEMENT working as per the requirement
47
system should update AA.PORTFOLIO.ARRANGEMENT Contents of the
file need to be purged locally. If there are any local developments around
this table, they need to be rewritten and contents deleted after this
modification.
system should allow AA archiving considers the RETENTION.PERIOD

stated in ARCHIVE table before archiving AA table
New fields in AA.BILL.DETAILS are should work as per the requirement
o DUE.REFERENCE – Indicates the AA.ARRANGEMENT.ACTIVITY reference
of MAKE.DUE/CAPITALISE activity which created the bill.
o AGING.REFERENCE – Indicates the AA.ARRANGEMENT.ACTIVITY
reference of AGE activity on this bill. Field is multi-valued to store multiple
ageing references.
System should allow retry logic attempts several automated retries to

collect funds from the funding source.
User should view the documents and images provided for the
arrangement in the arrangement overview screen for AA products.
System should restrict the backdated events for a specific period as

defined by user.
System should generate tax entries by portfolio and group them by
customer relationship.
system should deals with providing customers preferential rates. The
improved function provides customers with preferential rates based on
their relationship with the bank and based on the channel from which the
customer takes the arrangement.
system should display joint ownership information under Single Customer

view.
system should display single ownership information under Single
Customer view.
System should Compare the simulated arrangements and can print the
comparison results on a Single Screen.
usability improvement should display the Limit and Collateral information
of the customer at the Arrangement overview screen level.
System should retrieves the arrangement records based on limit and

collateral reference IDs.
System should able to apply tax on any charge or interest.
system should notify changes in interest rate to the customers.
system should notify interest rate and the revised payment amount
details well in advance of the actual periodic reset date.
48
system should upadate limit for both the Principal amount and the
Interest portion.
system should display accounting entry for the interest portion at the time
of contract booking.
System should enable property class to update
AA.ARRANGEMENT.ACTIVTY
Any event occurd in a lifecycle of arrangement, system should raise the
right accounting and protects system integrity.
Conversions should available to confirm to new standards in the system
The system should allow amortization of commissions to be done until

System should able to group both Debit and Credit charges, and the credit
charges can be offset against the debit charges.
system should group depbit and credit charges and applicable in the
PEROIDIC.CHARGES
system should notiy scheduled payments before making it due.
After COB execution system should notify scheduled payments before

making it due.
System should allow to calculate and clawback of commissions in the
end to end functionality of finacial engagements.
system should apply charge-off for multiple partial trasactions
reversel of the of Charge-off transactions should work as per the
requirement.
System should setup the removal of Charge-off or partial removal of
Charge-off & Dual Accounting
system should calulate interest on the Charge-off balance and it is
accrued but is not passed to income.
system should refer REFER.LIMIT functionality even if the limit is
maintained by AA or not.
system should raise the two different accounting entries (for Tax and base
amount) for single account.
system should show tax and base amounts separately on the account
The Model Bank is released with a predefined Role Based Home Pages
and it should use Agent administration.
system should display centralised landing page gives a dedicated place for
user’s to on-board a new agent prospect, settle any commissions due to
be paid or received.
system should allows to user tp use full the Product Catalogue and gives
the option to search for individual Agents.
49
Check user should to allow pre-defined enquiries and drilldowns allows
to view which customers the agent has currently and historically and gives
detailed information on what commission have been paid and due to be
paid.
System should calculate rate revision, spread change and total interest
amount change in LD.
System should caluculate Loss of revenue can be prevented and the
quality of customer loan portfolio can also be improved.
System should define the future dated rate change for an interest
property from the arrangement Level.
System Should allow to define grace period for charge amortisation
System should allow an user-defined amortisation algorithm to set the

accrual rule
System should able to generate based the bills as per the advance and
the number of instalments are skipped to match the remaining amount.
System should allow to specify the minimum payment amount by bill

type.
users should et the tolerance by bill type and the tolerance is considered
in a total settlement.
system should caluculate total interest amount in advance at a predefined
date.
banks shouldmanage the payoff tolerance as an absolute amount.
system should charge / Periodic charge income / expense can be

amortised until the renewal date.
System should specify multiple credit and debit balances
system should limit the maximum donation used to offset the recipient
balance and also recipient can specify multiple interest properties
system should allow retail account to go through an Overdraft Ageing

Process, thus providing events which will allow the configuration of
Notification letters and charges.
System should send advices can be sent to account holder whenever an

activity takes place.
System should download daily update and insight into T24 of the PLAN
and NBP analysis results.
System should store and display the PLAN analytics data in T24 screens
System should allow the customer to check the breanch code and have
them checked in to know who is in the branch, on the phone, online in
the IM Chat or any other channel at any time.
50
System should allow banks to differentiate an external user from that of
the customer of a bank by having a new option in the CUSTOMER
application. Also, if a customer record is defined as an EXTERNAL.USER,
the same can be reversed if the corresponding customer is not used in the
applications EB.EXTERNAL.USER and EB.SIGNATORY.GROUP.
The new Property class CHARGEOFF, which deals with options to apply full
charge-off or partial charge-off with dual accounting features has been
work as per the requirement.
System should allow New AC.EVENT records have been added configured
to use the loan charge-off functionality.
System should allow write-off the difference if any in case the payoff
amount is lesser than required amount but within a tolerance limit
System should scheduled repayments for a specified number of days for

loans and deposits.
system should show tax and base amounts separately on the account
System should calculate the accelerated payment amounts based on the
frequency defined in the payment schedule condition.
System should group various transaction feesand free transaction
applicable per group
system should allow rewards scheme to implement and customer can
collect reward points based on their online activities.
System should allow to define ‘Payment Holidays’ to the customers when

they are in need.
System should caluculate total interest amount and specify a type of the
intrest rate.
System should user to define when to recalculate ‘Profit amount
System should hold the ‘Reducing Rate’ for the contract based on which
interest accruals and schedule projection can be done
System should hold the receivable interest balance in order to allow banks
to report the unearned income on financial statements
system should mark the loan as Non-Sharia for various reasons during
the life cycle of the loan
system should setup the repayment option in earned and un-earned
interest
System should setup the future bills along with un-earned interest
system should caluculate the instalment amount based on user defined

percentage.
51
System able to setup multiple owners for an account and other
customers who have some other role in the administration of the account
System should setup the data produced by PM to its users.
System should find the long pending demand from the clients using AA
module and relief from the maintenance difficulty with local solution in
use.
System should setup business and core configuration, customers can

receive either SWIFT or Advice type confirmations or both
system should approach towards closing an Account (similar to Lending

Payoff)
System should capitalisation of CHARGE, PERIODIC.CHARGES and also
evaluation of any Property Rules in Activity Restrictions .
system should adjust of current period charges and/or Activity charge on
the Payoff Activity.
System should allow full redemption from the Overview screen and
“Redeem Deposit” icon have been enhanced.
System should create catalogue of the products in the sales/marketing
sense of the word.
system should create a comparable catalogue that enables
customers/employees of the bank to quickly go over and compare
different products.
The system should have introduced argument changes in core API’s
The system should be able to create an arrangement with multiple

customers using the fields AA.ARRANGEMENT.ACTIVITY and
CUSTOMER.ROLE
The system should be able to trigger AA.GET.ARRANGEMENT.CUSTOMER
to get the GL customer of the arrangement.
The system should have introduced new fields such as CUSTOMER,

CUSTOMER.ROLE, TAX.LIABILITY.PERC, LIMIT.ALLOCATION.PERC and
GL.ALLOCATION.PERC.
The system should have introduced new fields CUSTOMER.ROLE,
ROLE.RULE, ROLE.FAILURE.TYPE and ROLE.FAILURE.ACTION and Property
class type OPT.CCY should have been added newly to allow currency
The
basedsystem should
eligibility have switch off the GPACK solution of AA-PM when
conditions.
client upgrades to R16 AMR.
The system should default effective date in TRADE.DATE field or the

current system
The system datehave
should in case of forward
messaging dated
during theactivities
reversal ,should
duringbe enabled
NEW/ROLLOVER/CHANGE.PRODUCT/RESET
only for the should
reversalhave
authorisation activities
of <PRODUCT.LINE>-NEW-
The system changed closure processing and existing status
ARRANGEMENT activity.
REQUEST.CLOSURE should not exist anymore.
52
The system should have added new fields to support Linked Interest Rate,
are released in interest condition.
The system should update all of the tier negative rates with the existing
value defined in NEGATIVE.RATE field.
The system should allow creation of new opportunity ,both the INBOUND
and OUTBOUND opportunity using the fields
CAMPAIGN.ID.CEP,NUMBER.IMPRESSIONS,TIMES.CLICKED,VARIANT.ID.CEP,
PROGRAM.ID.CEP
The system should get a record on the CP.CAMPAIGN table using
CAMPAIGN.ID.CEP.
The system should use values in AA.CONTEXT.TYPE to derive the vetting

values
The system should not use values in EB.LOOKUP AA.CONTEXT.NAM to

derive the vetting values
The system should allow any data type for ContextValue.
The system should use the new public API

AA.GET.CONTEXT.HISTORY.DETAILS. To get history details
The system should stop update of once ACTIVITY.TYPE defined as ‘NOLOG’

at AA.ACTIVITY level. If the field value is set as ‘NOLOG’, it should not
allow to change subsequently.
The system should get the complete AA.ACTIVITY.HISTORY records for the
HVT enabled AR accounts, by calling the AC.HVT.MERGE with notional
merge option
The system should get the complete AA.ACCOUNT.MOVEMENT records

The system should have merged the applications PP.AUTH.ENTRY,
PP.REPAIR and PP.AUTH.REPAIR with the application PP.ORDER.ENTRY
The system should have created the following products

PH – Product to enable RiskFilter, Bank Conditions, SLADetermination,
Extended rules in client agreements and Routing and Settlement
functionalities
PPACHC – Product to enable US ACH Clearing functionality
PPBACS - Product to enable BACS Clearing functionality
PPHKGC – Product to enable HKCLG Clearing functionality
PPCHAT - Product to enable CHATS Clearing functionality
PPSPDD - Product to enable SEPA DD functionality 53
PPSPCT - Product to enable SEPA CT functionality
PPTGTC - Product to enable TARGET2 Clearing functionality.
The system should have modified acceptance services for all channels to
listen the activation list F.PP.ACCEPT.MAP.SERVICE.
The system should map all single type messages with the Acceptance
service itself (XXX/PP.ACCEPT.MAP.SERVICE).
The system should reverse all the company specific TSA.SERVICE Records
of single type messages using
The system should reverse all the company specific TSA.SERVICE Records
of multi type messages using
The system should refer the tables for which classification is modified
from INT to FIN/FTD/FTF/CCY. During any local development.
The system should have changed the field names in Table :

PP.IN.CREDIT.TRANSFER.INITIATION,PP.AUTO.REPAIR.INSTANCE,POR.PARTY
CREDIT,POR.ACCOUNTINFO,POR.INFORMATION,PP.INBOUND.CODEWORD
.
The system should have a new option ‘Accrue’ in the Accounting Property
Class to enable Charge property (or all properties of the Charge property
class) for accrual.
The system should use the option ‘SCHEDULE’ only for Charge Accruals
and not applicable for Charge Amortisation.
The system should be able to tie the Loan/Overdraft Interest rate to the
Deposit’s Rate and then apply additional margin at the Loan/Overdraft
Account where deposit is used as a Collateral for a Loan/Overdraft
Account.
The system should be able to configure any AA Activity to be included in
the Check for the last Customer initiated activity
The system should be able to Support for different statuses based on
different Inactivity periods.
The system should Support Charges for each status, and also for resetting
the Account.
The system should have a new field attribute TIER.NEGATIVE.RATE is

added in the MV (Multi-Value) set of fields for all the AA Interest tables.
The system should validate each defined interest tier against this new
field to see if a negative rate is allowed or not and how it should function
with the defined margin.
54
The system should have a new tab "Posting Restriction" with field
attributes inside the MV (Multi-Value) set of fields.
The system should validate if the start date, expiry date, blocking code
and unblocking code are valid or not.
The system should allow to configure the period of each posting
restriction by setting the start date and expiry date.
The system should have added two activity classes (START.RESTRICTION-
ACCOUNT,END.RESTRICTION-ACCOUNT)for each product line with
Account property class
The system should allow T24 customers to create their own

Product Lines and their own Property Classes.
The system should be able to make any non-AA application to interact

with AA whenever a non-financial transaction is done, that is, raise an
activity whenever an account facility is requested.
The system should allow user to define multiple pay in and pay out
accounts with the ability to define either a percentage amount or fixed
amount.
The system should be able to define multiple DD settlements instructions

so a different percentage or fixed amount can be requested from different
sources.
The system should allow the settlement activities as non mandatory and if
not defined a default should be provided by the system
The system should have added a new parameter table
TAX.CODE.PARAMETER.
The system should maintain a new table ST.TAX.CALC.DETAILS.
The system should have added a new attribute in TERM.AMOUNT

product condition called MAT.DATE.CONVENTION with value “YES” and
“Null”.
The system should validate the holiday set up and provides an

override/warning that maturity date is a holiday.
The system should allow to amend the list of countries in which a product
to be made available for a sale any time during the lifecycle of the
product and any change to the list should be applicable only for the new
sale made using the product.
The system should generate a ‘Quotation Class’ through

AA.CLASS.DEFINITION, allowing the capture of data required for a
quotation – including additional quotation specific considerations such as
simulation types, scenarios and output definitions.
55
The system should allow amortization of commissions to be done until
The System should allow linking multiple brokers (agents) to a financial

contract along with assigning a role to each one of them.
The system should be able to configure the option, BOOKING.COMPANY,

to provide booking of commission against the P&L of one of the following:
Customer Branch
Branch where sale was made
Agent Branch
The system should allow offsetting of due balance whenever a pay
commission is calculated through agent module.
The system should allow to set offsetting rules by defining property

,property class.
The system should be able to trigger the 'Apply Rate' through 'change
interest' for todays date when a new record is created in BASIC.INTEREST
(BI) table for a future date.
The system should create a forward dated Interest condition, which is

effective from the future effective date of the BI record i.e. date on which
the rate has to take effect.
The system should triggers Activity messaging property class which caters
to the requirement of notifying the customer ‘X’ number of days in
advance to actual change.
The system should call the new API which returns the Interest and Charge
related conditions along with the changes in the given period.
The system should be able to call API from enquiry which produces
account statement in model bank or from the external printing solution.
The system should fetch the current interest and charge conditions
configured in the statement property class for the given account through
a API.
56
The system should be able to capture the interest statement frequency
through a field in Statement property class.
The system should be able to trigger a new activity which is scheduled to

update AC.STMT.HANDOFF based on the frequency captured in the
statement property class.
The system should be able to trigger PRINT.STATEMENT to print interest

statement when handoff details are available for an account.
The system should be able to trigger the external printing solution to

fetch the necessary information from Core Banking and handoff file to
produce the interest statement when printing is handled outside Core
Banking.
The system should have added two new field attributes called
PAYIN.BENEFICIARY and PAYIN.PO.PRODUCT.
The system should be able to trigger AA.ACTIVITY.CLASS for the purpose

of controlling and generating receipt and payment type orders from AA.
The system should be able to trigger AA.ACTIVITY.CLASS>XXXXX-

ISSUE.ORDER-ARRANGEMENT to pass accounting to update these new
balance types.
The system should have introduced ADVANCE” balance type.
The system should have introduced a new balance type called

“ADVSUSPENSE”.
The system should allow bank to suspend paying commission to an agent

and block the agent from bringing in new business by marking the agent
arrangement as Inactive.
To check if the system allows bank to resume paying commission to an

agent who was suspended from receiving commission earlier by marking
agent arrangement as active.
57
The system should be able to calculate agent commission based on
different balances in the financial arrangement such as:
1. Original Loan amount
2. Average outstanding balance
3. Principal balance on Renewal
4.
ThePrincipal
system increase
should defer the commission calculation for a predefined
number of days after the online activity to which the commission is linked
has taken place.
The system should be able to Schedule agent Commission to be paid out

on a regular interval by defining a frequency in product commission
property class which is part of the agent product. The cycling of schedule
dates is based on the agent arrangement.
The system should allow user to choose whether the financial

arrangement’s base date or the agent arrangement’s base date will form
the basis of the base date for a scheduled agent commission.
The system should be able to calculate commission based on the sales

volume of the Agency.
The system should be able to calculate commission clawback, i.e. amount

of commission previously paid out that needs to be recovered from the
agent in case of early termination of the financial agreement.
The system should consider the Account Opening Day as the Calculation
Start Day and calculate interest, as long as the Account has been funded
on that same day, before Close of Business if MID.ACCOUNT.OPEN is
disabled
The system should consider the CALC.START.DAY as the Calculation Start

Day if MID.ACCOUNT.OPEN is enabled (i.e., set to No), – in which case, the
End of Day balance for this Account for the days preceding the Account
opening date would be 0 and therefore the Minimum balance for that
account, for that month would be 0. So, no interest will be calculated.
The system should consider the Account Closing Day as the Calculation
End Day and calculate interest (subject to the Minimum Balance
calculation) when MID.ACCOUNT.CLOSE is disabled.
The system should derive the End of Day balance of the Account as 0 and
no interest should be calculated.
The system should be able to simulate a withdrawl and provide, a

”Withdrawal Statement” giving a breakdown of the deposit’s balance and
details of any charges involved and a comparison on interest loss.
58
The system should show the Settlement fields which can be
checked/changed to suit the needs of the customer’s instruction when
withdrawl quotation is accepted.
The system should be able to manage the inventory of physical boxes

along with the details of each box such as Box number, Location, Status,
Key number, if rented who has rented it etc, by triggering BX – Safe
Deposit Box.
The system should allow to

Rent/Lease Safe Deposit Boxes by triggering BX-safe deposit box
The system should be able to trigger the product line Campaign

Management (CP) to support the following:
1) User permission setup and also it has the capability to map the defined
roles to the user groups
2) Different approval statuses for the defined campaigns
3)
TheDifferent approval
system should bestatuses for the the
able to trigger defined
newcampaign
enquiries programs
such as
4) A set of enquires that returns all the necessary
CUST.BASIC, COMMUNICATION.DETAILS,CUSTOMER.ACCOUNTS, details
DOC.AUTHORITY.
The system should be able to trigger the CR.OPPORTUNITY application to

hold the campaign ID and the information about ‘IMPRESSIONS.SHOWN’
and ‘TIMES.CLICKED’ should be updated by EDGE.
FT should handle internal and external funds movements for

•Incoming
•Outgoing
•Internal
The system should get the complete AA.ACTIVITY.HISTORY records for the
HVT enabled AR accounts by calling the AC.HVT.MERGE with notional
merge option
The system should not get the AA.ACTIVITY.HISTORY records for the HVT
enabled AR accounts by without calling the AC.HVT.MERGE.
The system should get the complete AA.ACCOUNT.MOVEMENT records

The system should support clawback of commission,product commission

and agent commission.
59
The system should rebuild the class type record for soft property classes
using the service AA.AUTO.REBUILD.SOFT.PC
The system should have added two new fields

(NR.VALUE.SOURCE,NR.ATTRIBUTE.RULE) in place of reserved fields after
rebuilding class type.
The system should Reverse and Replay the AR product line in offline mode
using the service AA.RR.SERVICE.
The system should Reverse and Replay the AR product line in offline mode
using the COB service.
The system should make use of the new table

AA.CUSTOMER.ARRANGEMENT.HIST for any existing or new local enquiry
on AA.ARRANGEMENT with status CLOSE for a given custome
The system should use the REQUEST-HOLIDAY activity to define the

payment holiday or partial payment schedules.
Post R18AMR, the system should not allow user to use DEFINE-HOLIDAY
activity to define the payment holiday or partial payment schedules.
The system should make settlement non mandatory and skip the
The system should not make settlement non mandatory and skip the
The system should take capitalization date as Today+1,when capitalization

schedule falls on a holiday
The system should take capitalization date as Today,when capitalization

schedule falls on a working date
The system should take capitalization date as today+1 for Interest

property if the combined bill is not enabled.
60
The system should compute accural of interest during closure of AR
account,till
The system previous should use daythe
i.eNew
‘Activity
onlinedate -1’, irrespective
service of accrual ruleto
AA.INTRADAY.PROCESS
defined.
process the should
arrangement which
The system allow user to are marked
choose for early
Product Line,processing.
Product Group and
then Product to derive the list of Activity
The system should have added New field named MASTER.ARRANGEMENT / Activity Class.
introduced
The system in the screens
should give thesuch as AA.ARRANGEMENT.ACTIVITY
ability to define if netting is requiredand and
AA.SIMULATION.CAPTURE
which Interest properties which
are to behelps in linking
netted, for the attributes
those Master Arrangement
which are
The
to system
inherit should be
property able to control payment schedule based on
values.
defined
conditions at the Tax product condition level.
The systemdefined should be in the
ablePayment
to post aSchedule
individual condition
statement when a per
entries
consolidated
property thoughstatement
the entry is required.
The system should beTax is reduced
able to reducewhen the taxa statement
element and entrypay is the
not net
required.
difference to the customer when the balance is a credit amount (i.e. an
The system should be able to reduce the tax element based on debit tax
amount
configuration to pay the
when customer),
the balance is an overall debit amount (i.e. an amount
The system should be able to trigger the Secondary Limit amount to set
to
up be receive from theamount
customer)
Thean additional
system should limitbe able to make withinthethesecondary
SECONDARY.LIMIT.AMT
limit amount act field
as of
a
an
limitaccount
to increasearrangement
the funds to limit
available its exposure
on level by
of restricting
that it
arrangement to utilise
and to
The system
more than should
the be able
specified to set thelimit
secondary CREDIT.CHK.TXN.TYPE
amount from the field which
credit facility
input an
determines amount,
what the flag
type named ‘Use
of transaction Secondary
the credit check Limit’ is set
is applied to for orby
(limit)
The
‘Yes’,whenit
system has theattached.
should be
arrangement able to suppress
has no overrides
limit attached that are
to it. generated
disregarded
any application when the
without respective
having transaction
to the
specify hits the
eachConversion account
applicationMarketsuch asfield FT and
The system should
arrangement basedbe onable
the to use
validation Balance
provided Transaction(must) Type Credit to
LD
use in a
other multi-value
conversion block
ratesby setting
other the
than NET.OD.OVERRIDE
the default ones specified =
in Yes.
Check.
The system should be able to process Live Closure (i.e. without
Currency
simulation). Market 1.
The system should be able to process Payoff Closure for a forward dated
Effective
The system Date.
should allow user to define a settlement account in the
Settlement property class which is added to the ACCOUNTS-CALCULATE-
PAYOFF
The activity class.
The system
system should should be have
ableaccommodated
to generate anthe following additional
appropriate charge based property
on
classes
business to bundle
activity product
using eachline.
of the property class
The system should aggregate Balance based on the Recipient
1.Charge
arrangement’s
2.Activity
The system Charges currency
should be ableandtoascontrol
per prevailing functionality,
arrangements belonging Interest is
to different
calculated
3.Period
currencies based
Charges
via on
new allow the Recipient’s
restrictions Interest
on enabling condition
for multiple & Source
currencies,
The system
Calculation should
definitions. to define the hierarchy structure of the Balance
4.Charge
Allowed
Netting Override
list
Pool of
by Currencies
specifying & Ownership
what products of Arrangements.
can be part of the structure and
The systemSchedule
5.Payment should enable Balance Netting Hierarchy by attaching Bundle
who can
Hierarchy be the parent of whom using the BUNDLE.HIERARCHY property
The systemproperty
6.Tax
class. should be class to to
able a Bundle
tigger the product.
field INTERNAL.BAND.AMT to
7.Settlement
capture
The system should be able to trigger the fieldby
the amount that has been approved the credit committee.
BAND.AVAIL.MARK: to
define if a specific time band is available for
The system should be able to trigger AC.HVT.PARAMETER to provide use or not.
configuration
The system should options be at system
able and company
to control level ARofaccount
account record also, with
an AR account of
awhether
company level
account record
is high taking
volume precedence
or not by over
using the
the system
field record.
HVT.FLAG.
The system should write the details of the transaction to file
AC.HVT.TRIGGER
The system should for AR account
allow to deferwhich thehas been flagged
commission as a High volume
calculation for a
accounts.
predefined
The system number
should allowof days after the online
to configure activity toAgent
the Scheduled which the
commission
Commission is linked
to be paid has taken place.
The system should allowout
userontoa regular
choose interval
whetherbythe defining
financiala
frequency
arrangement’sin product
basebe commission
date property class which is part of the
The system should ableortothe agent arrangement’s
calculate Commission based base date
on the
agent
forms product.
the basis
salessystem
The volume of of
should the
the basecommission
Agency
calculate date
usingforthea Product
scheduled
clawback, agent
Commission
i.e. commission.
amount property
of
class.
commission previously paid out that needs to be recovered from the
The system should have introduced three new fields
agent in case of early termination of the financial agreement based on
(NEG.BOOKING.CM,
The systemType
Drawback should haveNEG.BOOKING.PM,
field. introduced two newand NEG.BOOKING.PY) in
fields
ACCOUNTING property class.
TOT.POS.ACCR.AMT,TOT.NEG.ACCR.AMT
The system should be able to calculate tax only on positive or negative
in
The AA.INTEREST.ACCRUALS
accrual amount
system shouldisallow
implemented to store
to increase, the split
bydecrease,
adding of interest
avary
new orfield amountskip
(TAX.
occasionally
raised during
BASE.TYPE)
the payment, a given
inbased period when
TAX.CODE.PARAMETER. the rate moves from positive /
The system
negative orshould beupon
visa-versa ablecertain agreement,
to generate and sendrules and within
a request a limit that
for funds
is controlled at the product level with the option to set at the loan
(Receipt) or should
a request to pay
The system
account level. be able to(Payment) message to
make Commitment the payment
available system
in tranches
by configuring
over specified the Arrangement’s
periods. Settlement screens
The system should allow Withdrawals only for the committed tranche
amount
The system shouldwithin
and also thetotranche
be able period only. automatic on scheduled
make Withdrawals
dates or based
The system on manual
should requests. a new Attribute in
have introduced
PAYMENT.SCHEDULE
The system should beproperty class toEarly
able to handle indicate if the processing
Schedule schedule needs to be
and the
processed
standard intra-day
Schedule instead of during the scheduled Close of Business.
The system should processing is enhanced
have introduced new fieldto not
namedre-process those
Accounts flagged for EarlyinSchedule
MASTER.ARRANGEMENT the processing.
applications AA.ARRANGEMENT.ACTIVITY
The system should have validations for the field
and AA.SIMULATION.CAPTURE.
“MASTER.ARRANGEMENT” .
61
The system should be able to create a link between the Master and Sub
Arrangements
The system should in the tablethe
make AA.ARRANGEMENT.
master sub arrangement available only if the
attribute
The system should have introduced a newand
is set as MULTIARRANGEMENTS only
table for ONLINE.SERVICE
named
product line.
AA.CUSTOMER.ARRANGEMENT.HIST that has the same
The system should move the closed arrangement detailsdata
fromstructure as
AA.CUSTOMER.ARRANGEMENT
AA.CUSTOMER.ARRANGEMENT to
to maintain the closed arrangements.
The system should move the details of the arrangement from
AA.CUSTOMER.ARRANGEMENT.HIST,when
AA.CUSTOMER.ARRANGEMENT.HIST to an arrangement is moved to
The
CLOSEsystem
status should delete the corresponding details from
AA.CUSTOMER.ARRANGEMENT,when
AA.CUSTOMER.ARRANGEMENT.HIST, the closed
when an arrangement
arrangement is restored
is archived.
The
fromsystem
historyshould make a single memo balance reflect in
EB.CONTRACT.BALANCES.
The system should allow to Link Financial External Arrangements to Limit
and Update should
The system the Limit.
be able to make amendments to the Reverse and
Replay
The system should beduring
Functionality able toCOB
delay and post an adjustment entry
The system should have introduced a free text Remarks field in the
arrangement creation
The system should have/ simulation
enhanced AAscreen.
and EB Alternate Key processing to
support Alternate ID for AA Arrangements.
The system should have introduced a 5th type of Source Rate calculation
as
Thea system
“Custom Rate”have
should that introduced
allows an API to be attached
a currency for deriving
weighted Average the
RateRate
calculation
shoud API.
The system
NDF should
generate
be able
MT300to use
message
the new
in the
Attribute
following
named
instances:
Default
Settlement
Deal Confirmation
Account to specify the Settlement Account
The system should be able to do Standard AA Eligibility checks on
Amendment to deal confirmation
New
The Bundle
Dealsystem Arrangements.
should
Cancellation have created a special FX Pricing Arrangement to hold
the
RateInternal
Fixing FX rates for the Master Account holder.
confirmation
System
System should
should genrate
generate MT 340message
MTis360 andinMT361 message in the
SWIFT.COMMON.REF field added ND.DEAL template andintrest rate
swapping
System should assosiate T24 fields allows the flow catalog to capture the
field level association in the flow schema at design time and in the event
XML at runtime.
System should allow data Filter captures all the configured data events
and stores in a single file. This file can used for the reporting purposes.
system should store data of different nature in databases enhances the

performance of the database. The “live” database can be considered as
OLTP database and additional databases for reporting purposes. Creating
indexes on the table of the additional database, increases the speed of
the queries.
System should connct with multiple databases are automated using this
utility. Automated generation of scripts reduces the density of errors.
Standardized names of the elements/data of the databases help the DBAs
to regulate and optimize the databases better
data separation should be benificial in terms of performance of the

database and the maintenance of the data.
System should able to provide standard schema structure for batch
events.
System should moniter privious transaction values
System should delivere events can be archived or deleted within the same
transaction in which the event has been delivered.
62
System should compare the manual removal of a Tenant (by correctly
editing shared MT data records and the reversal of sole usage ones), the
MT.TENANT.CLEANUP application provides a safer and controllable
process with a better audit trail record.
System should compare automatic removal process, the user error of

removing a Live Tenant or any of the required records used by a group of
Tenants is eliminated. The removing of Live data had a significant impact
to the system integrity and in the operations of one or more Tenants.
system should setup "MT.TENANT.CLEANUP" to more secure, audited

method of off-boarding a Tenant from an active MT system.
system should request type options, the MT System Operator can select
whether a record sent to a Tenant(s) is a complete replacement or only an
update.
system should allow users to save the history of changes made in the
Tenant system.
System should trigger Initial Load service is a TSA Service to trigger
events based on existing T24 Data.
System should get all the pending tasks from BPM across all the processes
based on any business data.
system should connect and seamless integration to the latest version of
BPM server providing out of the box BAM and Simulation.
System should navigate to next task’s screen.

system should allocate tasks to users based on the incoming variable,
which can be used for creating task for a different company.
system should able to change the process variable values for every
request say the customer for which the process is created or starting the
opportunity record for a campaign process.
system should process s version (deployment id) to start the correct

version of processes, as most BPM supports multiple versions of
processes.
system should allow the event interface table FIN type table and there
will be one table per lead company.
63
1 T24R15_Back Office _Functional_1 BO_001

Check system able to generate MT340 message at the tie of the deal System should genrate
conformation MT 340message
NDF shoud generate
MT300 message in the
System should
following instances:
generate
Deal MT 360 and
Confirmation
MT361
Amendment message in the
to deal
Check system able to generate MT360 and MT 361 messages intrest rate swapping
confirmation
Deal Cancellation
Rate Fixing
check NDF able to generate MT300 message in the following instances: confirmation
Deal Confirmation SWIFT.COMMON.REF
Amendment to deal confirmation field is added in
Deal Cancellation ND.DEAL template and
Rate Fixing confirmation REVERSE.ACTIV.CODE
SWIFT.COMMON.REF field is added in ND.DEAL template and in ND.PARAMETER.
Count of Sl.No Column Labels
Row Labels 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
T24 R16_Retail_Technical 1 4 1 2 1
T24 R17_Retail_Functional 2 1 3 2 4 1 1 3 2 2 1 1 1 1 1 2 3 7 5 2
T24 R17_Retail_Technical 1 1 2 4 1 2 1 1 4 1 1
T24 R18_Retail_Technical 4 2 1 2 1 2 2 3 1 1 1 1
T24 R18_Retail_Functional 5 5 3 2 1 1 2 3 2 1 2 1 1 3 1 1 3 2 4 4
Grand Total 13 13 10 12 8 6 6 10 9 5 5 3 2 4 2 3 6 9 9 6
66
21 22 23 24 25 26 27 28 29 30 Grand Total
9
1 1 2 1 1 4 2 2 2 1 62
19
21
2 2 1 1 2 1 1 1 58
3 3 3 2 3 5 3 3 2 1 169
67

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Change Reference Requirement No Scenario ID

T24 R09_Retail_Functional 1 1_1

T24 R09_Retail_Functional 1 1_2

T24 R09_Retail_Functional 1 1_3

T24 R09_Retail_Functional 2 1_4

T24 R09_Retail_Functional 3 1_5

T24 R09_Retail_Functional 3 1_6

T24 R09_Retail_Functional 4 1_7

T24 R09_Retail_Functional 4 1_8

T24 R09_Retail_Functional 4 1_9

T24 R010_Retail_Functional 1 2_1

T24 R010_Retail_Functional 1 2_2

T24 R010_Retail_Functional 1 2_3

T24 R010_Retail_Functional 1 2_4

T24 R010_Retail_Functional 1 2_5

T24 R010_Retail_Functional 2 2_6

T24 R010_Retail_Functional 2 2_7

T24 R010_Retail_Functional 3 2_9

T24 R011_Retail_Functional 1 3_1

T24 R011_Retail_Functional 1 3_2

T24 R011_Retail_Functional 1 3_3

T24 R011_Retail_Functional 2 3_4

T24 R011_Retail_Functional 2 3_5

T24 R12_Retail banking_Functional 1 4_1

T24 R12_Retail banking_Functional 1 4_2

T24 R12_Retail banking_Functional 2 4_3

T24 R12_Retail banking_Functional 2 4_4

T24 R12_Retail banking_Functional 2 4_5

T24 R12_Retail banking_Functional 3 4_6

T24 R12_Retail banking_Functional 3 4_7

T24 R12_Retail banking_Functional 3 4_8

T24 R12_Retail banking_Functional 4 4_9

T24 R12_Retail banking_Functional 5 4_10

T24 R12_Retail banking_Functional 5 4_11

T24 R12_Retail banking_Functional 6 4_13

T24 R12_Retail banking_Functional 7 4_14

T24 R12_Retail banking_Functional 7 4_15

T24 R12_Retail banking_Functional 8 4_16

T24 R12_Retail banking_Functional 8 4_17

T24 R12_Retail banking_Functional 8 4_18

T24 R12_Retail banking_Functional 9 4_19

T24 R12_Retail banking_Functional 10 4_20

T24 R12_Retail banking_Functional 11 4_21

T24 R12_Retail banking_Functional 12 4_22

T24 R12_Retail banking_Functional 13 4_23

T24 R12_Retail banking_Functional 13 4_24

T24 R12_Retail banking_Functional 14 4_27

T24 R12_Retail banking_Functional 16 4_28

T24 R12_Retail banking_Functional 18 4_30

T24 R12_Retail Front Office_Functional 1 5_2

T24 R12_Retail Front Office_Functional 2 5_3

T24 R12_Retail Front Office_Functional 3 5_4

T24 R12_Retail Front Office_Functional 4 5_5

T24 R12_Retail Front Office_Functional 4 5_6

T24 R12_Retail Front Office_Functional 5 5_7

T24 R12_Retail Front Office_Functional 5 5_8

T24 R12_Retail Front Office_Functional 5 5_9

T24 R12_Retail Front Office_Functional 6 5_10

T24 R12_Retail Front Office_Functional 7 5_11

T24 R12_Retail Front Office_Functional 8 5_12

T24 R12_Retail Front Office_Functional 9 5_13

T24 R12_Retail Front Office_Functional 10 5_14

T24 R12_Retail Front Office_Functional 10 5_15

T24 R12_Retail Front Office_Functional 10 5_16