XML Web Service

Electronic Receivable
Payment Services
Version 9.2.1
XML Web Service

Programmer’s Manual
©2013 The Bank of New York Mellon Corporation – All Rights Reserved page 1 of 126
Electronic Receivable Payment services
SECTION ONE – CONTENTS
About this Document

Copyright 2013 The Bank of New York Mellon Corporation – One Wall Street – New York –
New York 10005 – USA All rights reserved.
This document is protected by copyright and distributed under licenses restricting its use, copying, distribution,
and recompilation. No part of this document many be reproduced in any form by any means without prior
written consent and authorization from The Bank of New York Mellon Corporation.
Documentation is provided “as is” without warranty of any kind, either express or implied, including any kind of
implied or express warranty of non-infringement or the implied warranties of merchantability or fitness for a
particular purpose.
The Bank of New York Mellon Corporation reserves the right to change any products described herein at
any time, and without notice. The Bank of New York Mellon Corporation assumes no responsibility or liability
arising from the use of products described herein, except as expressly agreed to in writing by The Bank of New
York Mellon Corporation. The purchase, installation and use of this software product does not convey a license to
any patent copyright, or trademark rights, or any other intellectual property rights of The Bank of New York
Mellon Corporation.
Document Update History: First Release 6.3

Document Name: XML Web Service Programmer’s Guide
Document Creation Date: January 15, 2003
Document Revision: 9.2.1: Revision 5.7 08/28/2013
Version # Revision #, Revision Date Revision Describtion

6.3.2 Revision 2.5, 6/20/03 Added TransactionSource elements to check
and credit card transactions
6.3.3 Revision 2.6, 8/12/2003 Added GetOptionValues Method.
6.3.13 Revision 2.7 3/8/2004 Added Payto functionality to Credit Card
components and Get Transactions functions for
both Credit Cards and Checks.
6.3.33 Revision 2.8 04/14/04 Added DataType Legend which is referenced
throughout the document.
6.3.45 Revision 2.9 4/28/04 Added overloaded methods to re-submit check
authorizations and credit card transactions with
an error or not sent status.
7.0.3 Revision 3.0 8/25/04 Added new web methods to support
ABA/account number blocking, field value
blocking, and addition to ABA/account number
validation.
7.0.9 Revision 3.1 10/05/04 Added Order Number to Credit Card
Transaction.
7.0.10 Revision 3.2 10/20/04 Modified long data types to be 32 bit integers.
7.0.11 Revision 3.3 10/25/05 Added new GetCardholderInfo method.
8.0.0 Revision 4.0 2/14/2006 Revised for version 8.0
8.0.1 Revision 4.1 4/5/2006 TransactionID in authenitcation message is no
longer required.
Electronic Receivable Payment Services


8.0.0.2 Revision 4.2 4/17/2006 Added new error codes 906-909, 916 for check
transactions, and 22003 for credit card
transactions.
8.0.0.3 Revision 4.3 5/22/2006 Added new error for requiring reason for field
value blocking.
8.1.0.8 Revision 4.4 11/28/2007 Check and credit card splits functionality
added. Email address expanded to 64
characters in check and credit card
transactions.
8.1.0.9 Revision 4.5 3/10/2008 Addition of IsValidCreditCard webmethods, and
ConfirmationletterRequested property to credit
card transaction object.
8.2.0.5 Revision 4.6 4/22/2008 Addition of VerbalAuthorization property on the
check transaction.
8.3 Revision 4.7 12/16/2008 Addition of ReverseCreditCardTransaction web
method.
8.3.0.1 Revision 4.8 1/13/2009 Addition of GetCreditCard web method and
Pinless Debit functionality.
8.4 Revision 4.9 2/2/2009 Added SalesTax to CheckTransaction and
CreditCardTransaction.
8.4.0.14 Revision 5.0 4/2/2009 Added new methods to manage payment
profiles: AddPaymentProfile,
GetPaymentProfile, UpdatePaymentProfile and
DeletePaymentProfile. Also introduced
collection of paymentprofiles to customer
object.
8.5.0.2 Revision 5.1 6/5/2009 Added PaymentProfileName to
CheckTransaction and CreditCardTransaction.
8.6.0.10 Revision 5.2 9/1/2009 Added 3 new webmethods for blocked credit
card functionality:
• BlockCreditCardNumber
• UnblockCreditCardNumber
• IsCreditCardNumberBlocked
8.6.0.10 Revision 5.3 2/12/2010 Addded PaymenTech Salem and TSYS

processor error references
9.0.0 Revision 5.4 3/14/2011 Added EBPP functions.
9.0.1 Revision 5.5 4/19/2012 Added UserAccount, NotificationSetttings and

RecurringPayment maintenance.
9.2.0 Revision 5.6 12/7/2012 Updated for Release 9.2


9.2.1 Revision 5.7 08/28/2013 • 'PayToName' field added in:
AddCustomerRecord
GetCustomerRecord
UpdateCustomerRecord
• UDK4, 5, 6 fields added to:

AddCustomerRecord
GetCustomerRecord
AddCheckTransaction
GetCheckTransaction
AddCreditCardTransaction
GetCreditCardTransaction

The XML Web Service Programmer’s Guide and the The Bank of New York Mellon Corporation logo are
registered trademarks of The Bank of New York Mellon Corporation.
Many of the designations used by software, hardware manufacturers and sellers to distinguish their products are
claimed as trademarks. Where these designations appear in this document, and where The Bank of New York
Mellon Corporation was aware of a trademark claim, the designations have been printed in capital letters or initial
capitalizations.
While every precaution has been taken in the preparation of this installation document, The Bank of New York
Mellon Corporation assumes no responsibility for errors or omissions, or for damages resulting from the use of
the information contained herein.
______________________
Table of Contents
ABOUT THIS DOCUMENT .................................................................................... 2
TABLE OF CONTENTS .......................................................................................... 6
OVERVIEW ....................................................................................................... 12
DATA TYPES ..................................................................................................... 13
BANK RELATED .................................................................................................... 13
BankInformation ........................................................................................... 13
CHECK RELATED ................................................................................................... 14
CheckTransaction .......................................................................................... 14
CheckAuthorizationInformation ....................................................................... 15
CheckCreditTransaction .................................................................................. 15
ACH RELATED ..................................................................................................... 16
ACHReturnsInformation .................................................................................. 16
ACHInformation ............................................................................................ 16
CREDIT CARD RELATED .......................................................................................... 17
CreditCardAuthorizationInformation ................................................................. 17
CreditCardTransaction .................................................................................... 17
CardHolderInformation ................................................................................... 18
COMMON TO BOTH CHECKS AND CREDIT CARDS ............................................................. 19
Splits ........................................................................................................... 19
PaymentProfileInformation.............................................................................. 19
CUSTOMER RELATED .............................................................................................. 20
CustomerRecord ............................................................................................ 20
GENERAL ........................................................................................................... 21
AuthenticationInformation .............................................................................. 21
ErrorInformation ........................................................................................... 21
GeneralInformation........................................................................................ 21
OptionInformation ......................................................................................... 21
OptionsInformation ........................................................................................ 21
ReceiptInformation ........................................................................................ 21
StatusInformation ......................................................................................... 21
ConvenienceFeeInformation ............................................................................ 21
BlockABAAccountInformation .......................................................................... 22
BlockCreditCardInformation ............................................................................ 22
BlockFieldValueInformation ............................................................................. 22
EBPP AND EMBEDDED SUPPORT ................................................................................ 23
BillInformation .............................................................................................. 23
UserAccountInformation ................................................................................. 23
NotificationSettings ........................................................................................ 23
RecurringPaymentInformation ......................................................................... 24
RESPONSE TYPES ............................................................................................. 25
BankResponse ............................................................................................... 25
CheckResponse ............................................................................................. 25
GetCheckTransactionsResponse ....................................................................... 25
GetLastACHReturnResponse ............................................................................ 25
IsACHABAResponse ....................................................................................... 25
BlockAABAAccountResponse ........................................................................... 25
BlockCreditCardResponse ............................................................................... 26
BlockFieldValueResponse ................................................................................ 26
IsABAAccountNumberValidResponse ................................................................ 26
IsValidCreditCardResponse ............................................................................. 26
CreditCardResponse ....................................................................................... 26
ConvenienceFeeResponse ............................................................................... 26
GetCreditCardTransactionsResponse ................................................................ 26
CardHolderResponse ...................................................................................... 27
CustomerResponse ........................................................................................ 27
OptionResponse ............................................................................................ 27
OptionsResponse ........................................................................................... 27
PaymentProfileResponse ................................................................................. 27
EBPP AND EMBEDDED SUPPORT ................................................................................ 28
BillResponse ................................................................................................. 28
BillsResponse ................................................................................................ 28
BillRenderedResponse .................................................................................... 28
UserAccountResponse .................................................................................... 28
LinkCustomerToUserAccountResponse .............................................................. 28
UnLinkCustomerToUserAccountResponse .......................................................... 28
RecurringPaymentResponse ............................................................................ 28
MESSAGE TYPES ............................................................................................... 29
ADDCHECKTRANSACTION ........................................................................................ 31
Message ....................................................................................................... 31
Response...................................................................................................... 31
AUTHORIZECHECKTRANSACTION................................................................................ 31
Message ....................................................................................................... 31
Response...................................................................................................... 31
AUTHORIZECHECKTRANSACTION (SOAP ACTION = UPDATEANDAUTHORIZECHECKTRANSACTION).... 31
Message ....................................................................................................... 31
Response...................................................................................................... 31
AUTHORIZECHECKTRANSACTION (SOAP ACTION = AUTHORIZEEXISTINGCHECKTRANSACTION) ....... 32
Message ....................................................................................................... 32
Response...................................................................................................... 32
GETCHECKTRANSACTION ........................................................................................ 32
Message ....................................................................................................... 32
Response...................................................................................................... 32
GETCHECKTRANSACTIONS ....................................................................................... 32
Message ....................................................................................................... 32
Response...................................................................................................... 32
DELETECHECKTRANSACTION .................................................................................... 33
Message ....................................................................................................... 33
Response...................................................................................................... 33
ADDCHECKCREDITTRANSACTION ............................................................................... 33
Message ....................................................................................................... 33
Response...................................................................................................... 33
ADDCREDITCARDTRANSACTION................................................................................. 33
Message ....................................................................................................... 33
Response...................................................................................................... 33
ADDCREDITCARDTRANSACTION (SOAP ACTION = UPDATEANDRESUBMITCREDITCARDTRANSACTION)
...................................................................................................................... 34
Message ....................................................................................................... 34
Response...................................................................................................... 34
ADDCREDITCARDTRANSACTION (SOAP ACTION = RESUBMITCREDITCARDTRANSACTION) ............. 34
Message ....................................................................................................... 34
Response...................................................................................................... 34
GETCREDITCARD.................................................................................................. 34
Message ....................................................................................................... 34
Response...................................................................................................... 34

GETCREDITCARDTRANSACTION ................................................................................. 35
Message ....................................................................................................... 35
Response...................................................................................................... 35
GETCREDITCARDTRANSACTIONS ............................................................................... 35
Message ....................................................................................................... 35
Response...................................................................................................... 35
VOIDCREDITCARDTRANSACTION................................................................................ 36
Message ....................................................................................................... 36
Response...................................................................................................... 36
REVERSECREDITCARDTRANSACTION ........................................................................... 36
Message ....................................................................................................... 36
Response...................................................................................................... 36
ADDCREDITCARDCREDITTRANSACTION (SOAP ACTION = ADDPARTIALCREDITCARDCREDIT) ......... 36
Message ....................................................................................................... 36
Response...................................................................................................... 36
ADDCREDITCARDCREDITTRANSACTION (SOAP ACTION = ADDFULLCREDITCARDCREDIT) ............. 37
Message ....................................................................................................... 37
Response...................................................................................................... 37
GETCARDHOLDERINFORMATION ................................................................................ 37
Message ....................................................................................................... 37
Response...................................................................................................... 37
ADDCUSTOMERRECORD .......................................................................................... 37
Message ....................................................................................................... 37
Response...................................................................................................... 37
UPDATECUSTOMERRECORD ...................................................................................... 38
Message ....................................................................................................... 38
Response...................................................................................................... 38
GETCUSTOMERRECORD .......................................................................................... 38
Message ....................................................................................................... 38
Response...................................................................................................... 38
DELETECUSTOMERRECORD ...................................................................................... 38
Message ....................................................................................................... 38
Response...................................................................................................... 38
GETLASTACHRETURN (SOAP ACTION = GETLASTACHRETURNBYRECNUM) ............................. 39
Message ....................................................................................................... 39
Response...................................................................................................... 39
GETLASTACHRETURN (SOAP ACTION = GETLASTACHRETURNBYABAACCOUNTNUMBER) ............ 39
Message ....................................................................................................... 39
Response...................................................................................................... 39
ISACHABA ........................................................................................................ 39
Message ....................................................................................................... 39
Response...................................................................................................... 39
ADDPAYMENTPROFILE ............................................................................................ 40
Message ....................................................................................................... 40
Response...................................................................................................... 40
GETPAYMENTPROFILE............................................................................................. 40
Message ....................................................................................................... 40
Response...................................................................................................... 40
GETPAYMENTPROFILE (SOAP ACTION = GETPAYMENTPROFILEBYID)...................................... 40
Message ....................................................................................................... 40
Response...................................................................................................... 40
DELETEPAYMENTPROFILE......................................................................................... 41
Message ....................................................................................................... 41

Response...................................................................................................... 41
DELETEPAYMENTPROFILE (SOAP ACTION = GETPAYMENTPROFILEBYID) ................................. 41
Message ....................................................................................................... 41
Response...................................................................................................... 41
UPDATEPAYMENTPROFILE ........................................................................................ 41
Message ....................................................................................................... 41
Response...................................................................................................... 41
BLOCKABAACOUNTNUMBER..................................................................................... 42
Message ....................................................................................................... 42
Response...................................................................................................... 42
UNBLOCKABAACCOUNTNUMBER ............................................................................... 42
Message ....................................................................................................... 42
Response...................................................................................................... 42
ISABAACCOUNTNUMBERBLOCKED ............................................................................. 42
Message ....................................................................................................... 42
Response...................................................................................................... 42
BLOCKCREDITCARDNUMBER..................................................................................... 43
Message ....................................................................................................... 43
Response...................................................................................................... 43
UNBLOCKCREDITCARDNUMBER ................................................................................. 43
Message ....................................................................................................... 43
Response...................................................................................................... 43
ISCREDITCARDNUMBERBLOCKED ............................................................................... 43
Message ....................................................................................................... 43
Response...................................................................................................... 43
ISABAACCOUNTNUMBERVALID ................................................................................. 43
Message ....................................................................................................... 43
Response...................................................................................................... 43
ISVALIDCREDITCARD (SOAP ACTION = ISVALIDCREDITCARDNUMBER) .................................. 44
Message ....................................................................................................... 44
Response...................................................................................................... 44
ISVALIDCREDITCARD (SOAP ACTION = ISVALIDCREDITCARDNUMBERFORPAYTO) ..................... 44
Message ....................................................................................................... 44
Response...................................................................................................... 44
BLOCKFIELDVALUE................................................................................................ 44
Message ....................................................................................................... 44
Response...................................................................................................... 44
UNBLOCKFIELDVALUE ............................................................................................ 44
Message ....................................................................................................... 44
Response...................................................................................................... 44
ISFIELDVALUEBLOCKED .......................................................................................... 45
Message ....................................................................................................... 45
Response...................................................................................................... 45
GETBANKINFORMATION .......................................................................................... 45
Message ....................................................................................................... 45
Response...................................................................................................... 45
GETOPTIONVALUE ................................................................................................ 45
Message ....................................................................................................... 45
Response...................................................................................................... 45
GETOPTIONVALUES ............................................................................................... 46
Message ....................................................................................................... 46
Response...................................................................................................... 46
EBPP SUPPORT.................................................................................................... 47

ADDBILL............................................................................................................ 47
Message ....................................................................................................... 47
Response...................................................................................................... 47
GETBILL ............................................................................................................ 47
Message ....................................................................................................... 47
Response...................................................................................................... 47
DELETEBILL ........................................................................................................ 47
Message ....................................................................................................... 47
Response...................................................................................................... 47
UPDATEBILL ....................................................................................................... 48
Message ....................................................................................................... 48
Response...................................................................................................... 48
GETBILLS .......................................................................................................... 48
Message ....................................................................................................... 48
Response...................................................................................................... 48
GETBILLHTML .................................................................................................... 48
Message ....................................................................................................... 48
Response...................................................................................................... 48
GETBILLPDF....................................................................................................... 49
Message ....................................................................................................... 49
Response...................................................................................................... 49
ADDUSERACCOUNT ............................................................................................... 49
Message ....................................................................................................... 49
Response...................................................................................................... 49
GETUSERACCOUNT ............................................................................................... 49
Message ....................................................................................................... 49
Response...................................................................................................... 49
DELETEUSERACCOUNT ........................................................................................... 50
Message ....................................................................................................... 50
Response...................................................................................................... 50
UPDATEUSERACCOUNT ........................................................................................... 50
Message ....................................................................................................... 50
Response...................................................................................................... 50
LINKCUSTOMERTOUSERACCOUNT .............................................................................. 50
Message ....................................................................................................... 50
Response...................................................................................................... 50
UNLINKCUSTOMERTOUSERACCOUNT .......................................................................... 51
Message ....................................................................................................... 51
Response...................................................................................................... 51
ADDRECURRINGPAYMENT ........................................................................................ 51
Message ....................................................................................................... 51
Response...................................................................................................... 51
GETRECURRINGPAYMENT ........................................................................................ 51
Message ....................................................................................................... 51
Response...................................................................................................... 51
DELETERECURRINGPAYMENT .................................................................................... 52
Message ....................................................................................................... 52
Response...................................................................................................... 52
UPDATERECURRINGPAYMENT .................................................................................... 52
Message ....................................................................................................... 52
Response...................................................................................................... 52
PROGRAMMING CONSIDERATIONS .................................................................. 53
EXAMPLE: REQUEST .............................................................................................. 53

EXAMPLE: RESPONSE ............................................................................................. 53

EXAMPLE: ADDCHECKTRANSACTION ........................................................................... 54
RESPONSE: ADDCHECKTRANSACTION ......................................................................... 54
EXAMPLE: GETCHECKTRANSACTION ............................................................................ 55
RESPONSE: GETCHECKTRANSACTION .......................................................................... 55
XML SCHEMA .................................................................................................... 56
ERROR AND RESPONSE CODES ....................................................................... 109
CHECK AUTHORIZATION RESPONSE CODES ................................................................. 114
CREDIT CARD AUTHORIZATION ERROR CODES ............................................................. 115
PaymenTech – Tampa Error Reference ........................................................... 115
PaymenTech – Salem Error Reference ............................................................ 118
Global Payments Error Reference ................................................................... 124
TSYS Error Code Reference ........................................................................... 125

SECTION TWO – DATA TYPES
Overview
The following document describes the functionality provided by the Electronic Receivable Payment
Services (ERPS) XML Web Service. The XML Web Service is designed to provide a method of
communication to the ERPS database for both NT and non-NT platforms.
The following pages describe the various data types that are used for the web service application. It
is also possible to display the data types and schema used in the application by loading the ERPS
WebService.asmx page in your browser, and clicking the service description hyperlink.
Data Type Ledger
Data Type Length

Boolean True or False (2 bytes)
Decimal 29 (16 bytes)
Integer 32 (4 bytes)
Long 64 (8 bytes)
Fixed Literal string value representing a
enumerated type.
Data Types
Bank Related
BankInform ation
FieldName Size Description
ABA 9 Unique ID that identifies the customer record.
AbbrName 50
Street 40
City 30
State 2
PhoneNumber 10
Notes 255
LastUpdate 8 Last update of notes.
UserName 16 Username of last notes update.
Check Related
CheckTransaction
FieldName Size REQ Description
ABA 9 X
AccountNumber 20 X
ACHEntryClass 3
AdditionalPrincipal Decimal
Amount Decimal X No dollar sign; commas & decimal point
AuthorizationRequired Boolean Authorization Required.
Accepted values:
‘0’ = false, ‘1’ = true OR ‘false’ / ‘true’ (case sensitive).
AuthorizationStationID 16 X Required only for AuthorizeCheckTransaction.
BankCity 30 Input ignored.
BankName 50 Input ignored.
BankState 2 Input ignored.
BatchID int Input ignored.
CheckDate 10 X Date format is mm/dd/yyyy (ex: 11/28/2002)
CheckType 1 Check Type (P)ersonal or (B)usiness.
City 25
ConfrimationLetterPrinted Boolean Input ignored.
Accepted values:
ConfirmationLetterRequested Boolean Accepted values:
CustomerID 32 Optional customer supplied field.
DatePrinted 10 Input ignored.
DatePosted 10 Input ignored.
DateSettled 10 Input ignored.
DOB 10 Date of Birth.
DriversLicense 24 Drivers License.
DriversLicenseState 2 Drivers License State.
EmailAddress 64 Email Address.
Fee Decimal Optional check fee field.
FeeDatePrinted 10 Input ignored.
FeePrinted Boolean Input ignored. (true/false).
Frozen Boolean Input ignored. (true/false).
GroupID int Input ignored.
IsCredit Boolean Input ignored. (true/false).
LocationID 4 Location ID.
Memo 40
MICRNumberAlignment 1 R, C, L for right, left or center MICR styles. (R: default).
Name1 35
Name2 35
Number 10 Check Number
OriginalDebitRecordNumber int Record number of the original debit. Only valid for credit
transactions. Defaults to 0, read only.
PaymentProfileID int Input ignored. Internal use only.
PaymentProfileName 64
PayToName 40 “Pay to” name string. (Blank will default to current
setting)
PhoneNumber 10 Phone Number.
Printed Boolean Check Printed
Accepted values:
PrintToPaper Boolean Print Check To Paper

Accepted values:
RecordNumber int Read only.
ReferenceCode 32 Optional customer supplied field.
RequestorName 16 Username of person entering check.
SalesTax Decimal Sales Tax. No dollar sign; commas & decimal point
SavingsAccount Boolean Check is drawn on savings account.
Accepted values:
Settled Boolean Input ignored. (true/false).
Splits N/A Array of split elements, (complex type) see Splits
Section.
SSN 9 Social Security Number.
State 2
Status 8 Status - Input ignored.
Street 40
Surcharge Decimal Surcharge.
TransactionType 4 Optional Field Associated with the account number.
TransactionSource 1 ERPS product that created the transaction: (Internal
Use Only)
WebService = "W" (default value)
TransactionSourceVRU = "V"
UDK1 8 User definable key 1.
UDK6 int User definable key 6.
UseAlternateABAAccountNumber Boolean Only applied if IsCredit = true.
Accepted values:
VerbalAuthorization Byte() Returned as a Byte Array to be played as an audio file.
ZipCode 5
CheckAuthorizationInform ation
AuthorizationApprovalCode 16 Input ignored.
AuthorizationResponseCode 4 Input ignored.
AuthorizationResponseText 128 Input ignored.
AuthorizationStatus 1 Input ignored.
AuthorizationTime 8 Input ignored.
CheckCreditTransaction
FieldName Size Req Description
OriginalDebitRecordNumber int X Record number of the original debit to be credited.
Amount Decimal X Amount of the credit. No dollar sign; commas & decimal
point
CheckDate 10 X Date the credit is to be issued. Date format is
mm/dd/yyyy (ex: 11/28/2002)
UseAlternateABAAccountNumber Boolean Defaults to false. Use the alternate ABA & Account
number designated in the credit options section of the
browser.
Accepted values:

ACH Related
ACHR eturnsInform ation
Recnum int
Created 19
ImmediateDestination 10
ImmediateDestinationName 23
ImmediateOrigin 10
ImmediateOriginName 23
ReferenceCode 8
ServiceClassCode 3
CompanyName 16
CompanyDiscretionaryData 20
CompanyIdentification 10
StandardEntryClass 3
CompanyEntryDescription 10
CompanyDescriptiveDate 10
EffectiveEntryDate 10
SettlementDate 10
OriginatorStatusCode 1
OriginatingDFI 9
BatchNumber 7
TransactionCode 2
ReceivingDFI 9
AccountNumber 17
Amount Decimal
IndividualIdentificationNumber 15
IndividualName 22
DiscretionaryData 2
EntryTraceNumber 15
AddendaTypeCode 2
ReturnReasonCode 3
OriginalEntryTraceNumber 15
DateOfDeath 10
OrigReceivingDFIIdentification 9
AddendaInformation 44
AddendaTraceNumber 15
ProcessedFlag 1
Processed 19
ACHInform ation
IsACHABA Boolean Returns true if ACHable, false if not.

Credit Card Related

CreditCardAuthorizationInform ation
AuthorizationCode 10 Authorization code returned from credit card processing center.
Only returned if Status = true. Input ignored.
AVSMessage 255 Message returned by processor indicating the result of the AVS
(Address Verification Service) check on the current card. Street
and/or zip codes must be provided in the
AddCreditCardTransaction message to run the check. Only
returned if Status = true. Input ignored.
AVSResponseCode 1 Code returned by credit card processor for the AVS check. Only
CVV2Message 255 Message returned by processor indicating the result of the CVV2
check on the current card. CVV2 value must be provided in the
AddCreditCardTransaction message to run the check. Only
returned if Result = true.
CVV2ResponseCode 1 Code returned by credit card processor for the CVV2 check.
ProcessorMessage 50 Text message returned from credit card processing center. Only
StatusCode 1 Transaction Status Code A – Authorized, C – Captured, S –
Settled, D – Deleted, R – Reversed, V – Voided, E – Error
CreditCardTransaction
Amount Decimal X No dollar sign; No commas - Decimal point only ex 1.00.
Ignored if TransactionType = 6 (credit).
CardNumber 20 X Credit card Number. Ignored if TransactionType = 6 (credit).
City 25 Ignored if TransactionType = 6 (credit).
ConfirmationLetterRequested Boolean Indicates whether a confirmation letter will be printed for this
transaction. Works in conjuction with
CCConfirmationLetterRequired function.
CreatedDate 10 Read Only. Date transaction was created.
CustomerID 32 Ignored if TransactionType = 6 (credit).
CVV2 4 Ignored if TransactionType = 6 (credit).
CVV2PresenceIndicator 1 Ignored if TransactionType = 6 (credit). (0 = Not Provided, 1
= Provided, 2 = Value not legible, 3 = Data not available)
ExpirationDate 4 X Expiration Date MMYY. Ignored if TransactionType = 6
(credit).
EmailAddress 64 Email Address.
Fee Decimal Fee to be charged in addition to transaction amount.
FirstName 35 Ignored if TransactionType = 6 (credit).
GroupID Long Read Only. Input ignored.
LastName 35 Ignored if TransactionType = 6 (credit).
Memo 64 Ignored if TransactionType = 6 (credit).
MiddleInitial 1 Ignored if TransactionType = 6 (credit).
OrderNumber 20
PaymentProfileID Int Input ignored. Internal use only.
PaymentProfileName 64
PaytoName 40 “Pay to” name string. (Blank will default to current
setting)
RecordNumber Long Read only
ReferenceCode 32 Ignored if TransactionType = 6 (credit).
RequestorName 16 Username of person entering transaction. Ignored if
TransactionType = 6 (credit).
SalesTax Decimal Sales Tax. No dollar sign; commas - Decimal point only ex
1.00. Ignored if TransactionType = 6 (credit).
Splits N/A Array of split elements, (complex type) see Splits Section.
State 2 Ignored if TransactionType = 6 (credit).
Street 40 Ignored if TransactionType = 6 (credit).
Submitted Boolean Input ignored. (true/false) Indicates whether or not the
transaction was submitted. true indicates that the processor
returned an error message. Only returned if Status = true.
TransactionDate 10
TransactionSource 1 ERPS product that created the transaction: (Internal Use
Only)
WebService = "W" (default value)
TransactionSourceVRU = "V"
UDK1 8 User definable key 1. Ignored if TransactionType = 6 (credit).
ZipCode 5 Ignored if TransactionType = 6 (credit).
ProcessingType 1 C = Credit, D = Debit, A = AutoRoute. Ignored if
TransactionType = 6 (credit).
CardHolderInform ation
CreditCardNumber 20 Credit card number on file. Read only.
ExpirationDate 4 Expiration Date. Read Only.
CardType 10 Numeric representation of credit card type. Read Only.
Visa = 1
Mastercard = 2
Amex = 3
Discover = 4
Diners = 5
JCB = 6
Debit = 7
Carte_Blanche = 8
FirstName 35 First name. Read only.
MiddleInitial 1 Fiddle initial. Read only.
LastName 34 Last name. Read only.
BillingStreet 40 Street address. Read only.
BillingCity 25 City. Read only.
BillingState 2 State. Read only.
BillingZip 9 ZIP. Read only.
IsPINLessCapable Boolean Input ignored. (true/false) Indicates whether or not the the
card number is Pinless Capable.
IsDebitCard Boolean Input ignored. (true/false) Indicates whether or not the card
number is a Debit card.

Common to Both Checks and Credit Cards

Splits
AccountNumber 24 X Internal customer account number to be associated with
payment.
Amount Decimal X Amount of payment to be applied to customer account.
Paym entProfileInform ation

ID Int Read only unique ERPS indentifier
Name 64 X Payment Profile Name. Must be unique for each different
customerid
CustomerID 64 CustomerID associated with the payment profile
PaymentType 1 X Type of Payment Profile. Valid values are “A” for ACH, and
“C” for credit cards.
AccountNumber 20 X ACH or credit card account number.
ABA 9 Required for ACH transactions, ignored for credit card
transactions
Name1 35 Required for ACH transactions, not used for credit card
transactions
Name2 35 Optional for ACH transactions. Used for joint checking
accounts, but not required for an ACH transaction. Not
used for credit card transactions.
FirstName 35 Optional for credit card transactions. Not used for ACH
transactions.
MiddleInitial 1 Optional for credit card transactions. Not used for ACH
transactions.
LastName 35 Optional for credit card transactions. Not used for ACH
transactions.
CheckProfileType 1 Required for check transactions only, ignored for credit
card transactions. Valid values are “B” = Business, “P” =
Personal.
ExpirationDate 4 Required for credit card profiles only, not used for ACH
transactions. “MMYY” format.
ProcessingType 1 Required for credit card transactions only to indicate
whether the transaction is a to be processed as debit or
credit card. Valid values are “D” = Debit, “C” = Credit.
SavingsAccount Boolean
Street 40 Street address.
State 2 State.
City 25 City.
Zip 5 Zip code.
Phone 10 Phone number.

Customer Related
Custom erRecord
ABA 9 X
AccountNumber 20 X
BillingCity 25
BillingState 2
BillingStreet 40
BillingZipCode 5
CheckType 1
City 25 X
CreatedDate 10 X
CreditCardExpirationDate 4 Expiration Date (MMYY)
CreditCardNumber 20
CurrentBalance Decimal
CustomerID 32 X
DefaultAddress 1
DOB 10 Date format is mm/dd/yyyy (ex: 11/28/1997)
DriversLicense 24
DriversLicenseState 2
EmailAddress 64
FirstName 25 X
HomePhoneNumber 10
LastModifiedDate 10 X Read Only.
LastName 25 X
LastPaymentAmount Decimal Read Only.
LastPaymentDate 10 Read Only.
Memo 32
MICRNumberAlignment 1
MiddleInitial 1
MinimumPayment Decimal
MostRecentBill Read Only. See BillInformation
Name1 35 X
Name2 35
Notes 255
NotificationSettings Read Only. See NotificationSettings
PaperEnrolled
PaytoName 40
PIN 16 Customer Personal ID
RecurringPayment Read Only. See RecurringPaymentInformation
ReferenceCode 32
Street 40 X
State 2 X
ShippingCity 25
ShippingStreet 40
ShippingState 2
ShippingZipCode 5
SSN 9 Social Security Number
TransactionType 4 Optional Field Associated with the account number.
UDK1 8 User definable key 1
WorkPhoneNumber 10
ZipCode 5 X
PaymentProfiles Read Only. Array of PaymentProfile elements, (complex
type) see PaymentProfiles Section.

General
AuthenticationInform ation
UserName 16 X Valid username that has access to the ERPS application.
Password 16 X Valid Password.
TransactionID 10 Unique identifier used to identify the transaction to the
application that posted the transaction.
ClientID 16 X ClientID that uniquely identifies the client in ERPS
datacenter.
ErrorInform ation
Text 255 Only returned if Status = false
Number int Only returned if Status = false
GeneralInform ation
Version 10 Version number of the message returned. This will change with new
releases of the web service. Format: MajorVersion.MinorVersion.Build
TransactionID 10 Unique identifier used to identify the transaction to the application that
posted the transaction. Must match the task ID in the original message.
TimeStamp 22 Timestamp of transaction.
OptionInform ation
OptionName 64
OptionValue 128
OptionsInform ation
FieldName Description
Option Name/Value DataSet This DataSet will contain the same DataTable passed into the method, except it
will contain a second column named “OptionValue”. Each row containing an
Option Name will have its corresponding value in the OptionValue column.
R eceiptInform ation
RecordNumber int
StatusInform ation
Status Boolean true = Success; false = Failed
ConvenienceFeeInform ation
ConvenienceFee Decimal

BlockABAAccountInform ation
ABA 9 X ABA routing number.
AcountNumber 20 X Account number to block in a future transaction.
Reason 255 X Reason for this ABA and account number is being
blocked.
Comments 255 Additional comments.
UserName 16 User blocking account number, defaults to the current
logged in user if not sent.
ProgrammaticRequest Boolean Defaults to false, which indicates that this addition was
performed interactively by a user. True indicates that this
insertion was performed by an automated process.
BlockCreditCardInform ation
CreditCardNumber 20 X Account number to block in a future credit card
transaction.
Reason 255 X Reason for this ABA and account number is being
blocked.
Comments 255 Additional comments.
UserName 16 User blocking account number, defaults to the current
logged in user if not sent.
BlockFieldValueInform ation
Field Fixed X Name of the field to be blocked, must be one of the
following:
CustomerID
ReferenceCode
UDK1
UDK2
UDK3
FieldValue 64 X Value to be blocked
Reason 255 X Reason for this field value to be blocked
Comments 255 Additional comments
UserName 16 User blocking account number. Defaults to the current
logged in user if not sent
EBPP and Embedded Support

BillInform ation
Amount 8
Balance 8
BillDate 8
BillID 4 ReadOnly.
CreatedDate 8 ReadOnly.
DueDate 8
GracePeriod 4
InputSource 8 ReadOnly.
LastModifiedDate 8 ReadOnly. Last update of bill.
UserAccountInform ation
AccountLockedOut ReadOnly
ActivationStatus Fixed “A” for “Active”, “I” for “Inactive”, or “P” for “Pending”
CreatedBy ReadOnly
CreatedDate ReadOnly
Customers Read Only. Array of Customer elements linked to UserAccount,
(complex type) see CustomerRecord Section.
ID
Email Address
InvalidAttempts ReadOnly
LastAuthenticationDate ReadOnly
LastModifiedDate ReadOnly
Name
NotificationSettings Read Only. See NotificationSettings Section.
Password WriteOnly
PaymentProfiles Read Only. Array of PaymentProfile elements, (complex type) see
PaymentProfiles Section.
NotificationSettings
BillReminder Boolean
EmailAddress
EmailNotification Boolean
EmailType
LastEmailNotificationSent ReadOnly
MobileNotification Boolean
MobileNumber
LastMobileNotificationSent ReadOnly
NotificationSettingsID ReadOnly
PaymentConfirmationNotification Boolean

R ecurringPaym entInform ation

Amount Decimal
CreatedDate 10
EndDate 10
Interval
IntervalID
LastModifiedDate 10 ReadOnly
NumberOfPayments Int
PaymentProfileID Internal use only.
RecurringPaymentID Internal use only.
RecurringType Fixed Either “F” for “Fixed” or “V” for “Variable”
RelativeDaysToDueDate Int
RemainingPayments Int
StartDate 10

SECTION THREE – RESPONSE TYPES
Response Types
BankR esponse
See GeneralInformation
See StatusInformation
See ErrorInformation
See BankInformation
CheckR esponse
See ReceiptInformation
See CheckTransaction
See CheckAuthorizationInformation
GetCheckTransactionsR esponse
See CheckTransaction This section occurs for each transaction that is returned.
GetLastACHReturnR esponse
See ACHReturnsInformation
IsACHABAR esponse
See ACHInformation
BlockAABAAccountResponse
IsBlocked Boolean to indicate if the ABA and account number combination is
blocked from future use.
BlockCreditCardResponse
IsBlocked Boolean to indicate if the credit card account is blocked from
future use.
BlockFieldValueResponse
IsBlocked Boolean to indicate if the field and value combination is blocked
from future use.
IsABAAccountNum berValidR esponse

IsValid Boolean to indicate if this ABA and account number combination is
valid.
IsValidCreditCardR esponse
IsValid Boolean to indicate if this credit card number is valid.
CreditCardResponse
See CreditCardTransaction
See CreditCardAuthorizationInformation
ConvenienceFeeResponse
See ConvenienceFeeInformation
GetCreditCardTransactionsResponse
See CreditCardTransaction This section occurs for each transaction that is returned.

CardHolderR esponse
See CardHolderInformation This section occurs for each transaction that is returned.
Custom erResponse
See CustomerRecord
OptionResponse
See OptionInformation
OptionsResponse
See OptionsInformation This section occurs for each option that is returned.
Paym entProfileR esponse

See PaymentProfileInformation

EBPP and Embedded Support

BillR esponse
See BillInformation
BillsResponse
See BillInformation This section occurs for each Bill that is returned.
BillR enderedR esponse

See BillInformation
See BillRenderedData
See BillRenderedDataHTML
UserAccountR esponse
See UserAccountInformation
LinkCustom erToUserAccountR esponse

IsLinked Boolean to indicate if the Customer is Linked to the User Account.
UnLinkCustom erToUserAccountR esponse

IsLinked Boolean to indicate if the Customer is Linked to the User Account.
R ecurringPaym entResponse
See RecurringPaymentInformation

SECTION FOUR – MESSAGE TYPES
Message Types
There are two basic message types the Web Service will process, edit and retrieval messages. The edit
message types include (AddCheckTransaction, DeleteCheckTransaction, AuthorizeCheckTransaction,
AddCheckCreditTransaction, AddCustomerRecord, UpdateCustomerRecord, DeleteCustomerRecord,
AddCreditCardTransaction, AddCreditCardCreditTransaction, VoidCreditCardTransaction, and
ReverseCreditCardTransaction). The retrieval message types include (GetCheckTransaction,
GetCustomerRecord, GetBankInformation, GetCreditCardTransaction, IsACHABA, GetLastACHReturn,
and GetOptionValue). The edit messages perform Insert and Delete data in the Electronic Receivable
Payment services (ERPS) database. The retrieval messages are for inquiry purposes only. More detail
regarding these message types can be found in this section.
The following is a list of messages that are supported by the XML Web Service.
Command Description
AddCheckTransaction Add a check to the ERPS database.
AuthorizeCheckTransaction Add a check to the ERPS database and authorize it.
DeleteCheckTransaction Removes a check from the ERPS database for a supplied record
number.
GetCheckTransaction Get check information for the supplied record number.
GetCheckTransactions Get check transactions for the supplied CustomerID.
AddCheckCreditTransaction Adds a check credit to the ERPS database.
GetCreditCard Get information on the credit card holder by account number.
CalculateConvenienceFee Calculate the convenience fee for a transaction.
AddCreditCardTransaction Add a credit card transaction to the ERPS database.
GetCardHolderInformation Get card holder information by card numer.
GetCreditCardTransaction Get credit card information for the supplied record number.
GetCreditCardTransactions Get credit card transactions for the supplied CustomerID.
VoidCreditCardTransaction Void a transaction for the supplied record number.
ReverseCreditCardTransaction Reverse a transaction for the supplied record number.
AddCreditCardCreditTransaction Adds a credit card credit transaction to the ERPS database.
AddCustomerRecord Add a customer to the ERPS database.
GetCustomerRecord Get customer data for the supplied CustomerID.
DeleteCustomerRecord Removes a customer from the ERPS database for a supplied
CustomerID.
UpdateCustomerRecord Updates a customer record in the ERPS database.
GetBankInformation Get detailed bank information for the supplied bank ABA number.
GetOptionValue Get option value for a supplied option name.
GetOptionValues Get multiple option values for supplied option names.
IsACHABA Checks to see if the provided ABA number has information on file
to indicate if the banking institution can process ACH transactions.
GetLastACHReturn Returns the latest ACH return record for the record number or
ABA/Account number combination passed.
BlockABAAccountNumber Block an ABA and account number combination from being used
again.
UnBlockABAAccountNumber Change the status of a blocked ABA/account number combination.
IsABAAccountNumberBlocked Checks ABA and account number combination and indicates if it is
blocked.
BlockCreditCardNumber Block a credit card number from being used again.
UnblockCreditCardNumber Change the status of a blocked credit card number combination.
IsCreditCardNumberBlocked Checks credit card and indicates if it is blocked.
BlockFieldValue Blocks field name and field value combinations

UnBlockFieldValue Un-Blocks field name and field value combinations.
IsFieldValueBlocked Checks a field name and field value to determine if it is blocked.
IsABAAccountNumberValid Checks an ABA and account number combination for the presence
of a hard return.
IsValidCreditCard Checks a credit card number for the presence of a hard return.
AddPaymentProfile Adds a record to the PaymentProfile table to be used to store
payment information for both checks and credit cards for a
particular payer/customer.
UpdatePaymentProfile Provides the ability to edit PaymentProfile information for a specific
PaymentProfile record.
DeletePaymentProfile Deletes a specific PaymentProfile record by the unique name
assigned to it.
GetPaymentProfile Retrieves a specific PaymentProfile record.
The following is a list of messages that are supported by the XML Web Service for EBPP and Embedded
Support.
Command Description
AddBill Add a bill to the ERPS database.
GetBill Get bill information for the supplied Bill ID.
UpdateBill Update bill information for the supplied Bill ID.
DeleteBill Delete bill from the ERPS database.
GetBills Get a collection of Bills for the supplied Customer ID.
GetBillHTML Get HTML version of a bill for the supplied Bill ID.
GetBillPDF Get PDF version of a bill for the supplied Bill ID.
AddUserAccount Add a User Account to the ERPS database.
GetUserAccount
DeleteUserAccount
UpdateUserAccount
LinkCustomertoUserAccount
UnlinkCustomertoUserAccount
AddRecurringPayment
GetRecurringPayment
DeleteRecurringPayment
UpdateRecurringPayment

Each command has two parts, a post and a response. Both parts for each message are documented in
the following sections.
AddCheckTransaction
M essage
The following table represents data that can be posted using the AddCheckTransaction message.
FieldName REQ Description
See AuthenticationInformation X
See CheckTransaction X
R esponse
The following table represents the message returned from the web service in response to an
AddCheckTransaction message.
See CheckResponse CheckTransaction and CheckAuthorizationInformation will not be present.
AuthorizeCheckTransaction
M essage
The following table represents data that can be posted using the AuthorizeCheckTransaction message.
R esponse
See CheckResponse CheckTransaction will not be present.
AuthorizeCheckTransaction (soap action = UpdateAndAuthorizeCheckTransaction)
M essage
RecordNumber X int
R esponse

AuthorizeCheckTransaction (soap action = AuthorizeExistingCheckTransaction)
M essage
RecordNumber X int
R esponse
GetCheckTransaction
M essage
The following table represents GetCheckTransaction message.
FieldName REQ Size Description
RecordNumber X Integer
R esponse
The following table represents the message returned from the web service in response to a
GetCheckTransaction message.
See CheckResponse ReceiptInformation will not be present. CheckAuthorizationInformation will
not be present if the check is a Credit.
GetCheckTransactions
M essage
The following table represents GetCheckTransactions message.
FieldName X 5 Field name for field value lookup. Currently only ‘CustomerID’
is supported.
FieldValue X 15 Field value for the corresponding field name.
R esponse
GetCheckTransactions message.
See GetCheckTransactionsResponse

DeleteCheckTransaction
M essage
The following table represents DeleteCheckTransaction message.
R esponse
DeleteCheckTransaction message.
See CheckResponse CheckTransaction, CheckAuthorizationInformation, and ReceiptInformation will
not be present.
AddCheckCreditTransaction
M essage
The following table represents data that can be posed using the AddCheckCreditTransaction message.
See CheckCreditTransaction X
R esponse
AddCheckCreditTransaction message.
See CheckResponse CheckTransaction, CheckAuthorizationInformation, and ReceiptInformation will
not be present.
AddCreditCardTransaction
M essage
The following table represents AddCreditCardTransaction message.
See CreditCardTransaction X
R esponse
AddCreditCardTransaction message.
See CreditCardResponse CreditCardTransaction will not be present.

AddCreditCardTransaction (soap action = UpdateAndResubmitCreditCardTransaction)
M essage
See CreditCardTransaction X
Recnum X int
R esponse
AddCreditCardTransaction (soap action = ResubmitCreditCardTransaction)
M essage
Recnum X int
R esponse
GetCreditCard
M essage
The following table represents GetCreditCard message.
CreditCardNumber X 20 Credit card number to be used to retrieve card holder
information.
R esponse
GetCreditCard message.
See CardHolderResponse Card holder information on file.

CalculateConvenienceFee
Message
The following table represents CalculateConvenienceFee message.
PayToName X
Amount X Decimal
Response
The following table represents the message returned from the web service in response to
a CalculateConvenienceFee message.
See ConvenienceFeeResponse Convenience Fee Information.
GetCreditCardTransaction
M essage
The following table represents GetCreditCardTransaction message.
R esponse
GetCreditCardTransaction message.
See CreditCardResponse ReceiptInformation will not be present
GetCreditCardTransactions
M essage
The following table represents GetCreditCardTransactions message.
FieldName X 5 Field name for field value lookup. Currently only ‘CustomerID’
is supported.
FieldValue X 15 Field value for the corresponding field name.
R esponse
GetCreditCardTransactions message.
See GetCreditCardTransactionsResponse

VoidCreditCardTransaction
M essage
The following table represents VoidCreditCardTransaction message.
RecordNumber X Integer Record number of the transaction to be voided.
R esponse
VoidCreditCardTransaction message.
ReverseCreditCardTransaction
M essage
The following table represents ReverseCreditCardTransaction message.
RecordNumber X Integer Record number of the transaction to be reversed.
R esponse
ReverseCreditCardTransaction message.
AddCreditCardCreditTransaction (soap action = AddPartialCreditCardCredit)
M essage
The following table represents AddCreditCardCreditTransaction message.
RecordNumber X Integer Record number of the transaction to be credited.
CreditAmount X Decimal
R esponse
AddCreditCardCreditTransaction message.
See CreditCardResponse

AddCreditCardCreditTransaction (soap action = AddFullCreditCardCredit)
M essage
The following table represents AddCreditCardCreditTransaction message.
RecordNumber X Integer Record number of the transaction to be credited.
R esponse
AddCreditCardCreditTransaction message.
See CreditCardResponse
GetCardHolderInformation
M essage
The following table represents GetCardHolderInformation message.
CreditCardNumber X 20 Credit card number to be used to retrieve card holder
information.
R esponse
GetCardHolderInformation message.
See CardHolderResponse Card holder information on file.
AddCustomerRecord
M essage
The following table represents AddCustomerRecord message.
See CustomerRecord X
R esponse
AddCustomerRecord message.
See CustomerResponse CustomerRecord will not be present.

M essage
The following table represents UpdateCustomerRecord message.
See CustomerRecord X Empty fields will not be updated.
R esponse
UpdateCustomerRecord message.
GetCustomerRecord
M essage
The following table represents the GetCustomerRecord message.
CustomerID X 32
R esponse
The following table represents the message returned from the web service in response to a GetCustomerRecord
message.
See CustomerResponse
DeleteCustomerRecord
M essage
The following table represents the DeleteCustomerRecord message.
CustomerID X 32
R esponse
DeleteCustomerRecord message.

GetLastACHReturn (soap action = GetLastACHReturnByRecnum)
M essage
Recnum X int Check record number to be used to query for returns. Overrides
ABA and Account Number lookup.
R esponse
See GetLastACHReturnResponse
GetLastACHReturn (soap action = GetLastACHReturnByABAAccountNumber)
M essage
ABA X 9 ABA Required when account number passed.
AccountNumber X 17 Account number required when ABA is passed.
R esponse
See GetLastACHReturnResponse
IsACHABA
M essage
ABA X 9
R esponse
See IsACHABAResponse

AddPaymentProfile
M essage
The following table represents AddPaymentProfile message.
See PaymentProfileInformation X
R esponse
AddPaymentProfile message.
See PaymentProfileResponse PaymentProfileInformation will not be present.
GetPaymentProfile
M essage
PaymentProfileName X 64 Unique PaymentProfile name (per CustomerID)
CustomerID X 32 CustomerID
R esponse
See PaymentProfileResponse PaymentProfileInformation will be populated.
GetPaymentProfile (soap action = GetPaymentProfileByID)
M essage
PaymentID X 32 Unique PaymentProfileID
R esponse
See PaymentProfileResponse PaymentProfileInformation will be populated.

DeletePaymentProfile
M essage
PaymentProfileName X 64 Unique PaymentProfile name (per CustomerID)
CustomerID X 32 CustomerID
R esponse
DeletePaymentProfile message.
See PaymentProfileResponse PaymentProfile will not be present.
DeletePaymentProfile (soap action = GetPaymentProfileByID)
M essage
PaymentProfileID X 32 Unique PaymentProfileID
R esponse
DeletePaymentProfile message.
UpdatePaymentProfile
M essage
The following table represents UpdatePaymentProfile message.
See PaymentProfileInformation X Empty fields will not be updated.
R esponse
UpdatePaymentProfile message.

BlockABAAcountNumber
M essage
See X
BlockABAAccountInformation
R esponse
See
BlockABAAccountResponse
UnBlockABAAccountNumber
M essage
See X
BlockABAAccountInformation
R esponse
See
IsABAAccountNumberBlocked
M essage
ABA X 9
AccountNumber X 20
R esponse
See

BlockCreditCardNumber
M essage
See X
BlockCreditCardInformation
R esponse
See BlockCreditCardResponse
UnBlockCreditCardNumber
M essage
See X
BlockCreditCardInformation
R esponse
See BlockCreditCardResponse
IsCreditCardNumberBlocked
M essage
CreditCardNumber X 20
R esponse
See
IsABAAccountNumberValid
M essage
ABA X 9
AccountNumber X 20
R esponse
See
IsABAAccountNumberValidResponse

IsValidCreditCard (soap action = IsValidCreditCardNumber)
M essage
R esponse
See IsValidCreditCardResponse
IsValidCreditCard (soap action = IsValidCreditCardNumberForPayto)
M essage
PaytoName X 40
R esponse
See IsValidCreditCardResponse
BlockFieldValue
M essage
See X
BlockFieldValueInformation
R esponse
See BlockFieldValueResponse
UnblockFieldValue
M essage
See X
BlockedFieldValueInformation
R esponse

IsFieldValueBlocked
M essage
Field X Fixed CustomerID
ReferenceCode
UDK1
UDK2
UDK3
R esponse
GetBankInformation
M essage
The following table represents GetBankInformation message.
ABA X 9
R esponse
The following table represents the message returned from the web service in response to a GetBankInformation
message.
See BankResponse
GetOptionValue
M essage
The following table represents GetOptionValue message.
OptionName X 64 This value is case sensitive and has to match the Option Name
exactly.
R esponse
The following table represents the message returned from the web service in response to a GetOptionValue
message.
See OptionResponse

GetOptionValues
M essage
The following table represents GetOptionValue message.
Option Name DataSet X This DataSet should include one DataTable. The DataTable
should include one Column with a row for each Option Name.
R esponse
The following table represents the message returned from the web service in response to a GetOptionValue
message.
See OptionsResponse

EBPP Support
AddBill
M essage
The following table represents AddBill message.
See BillInformation X
R esponse
The following table represents the message returned from the web service in response to an AddBill
message.
See BillResponse BillInformation will not be present.
GetBill
M essage
BillID X Unique BillID
R esponse
See BillResponse BillInformation will be populated.
DeleteBill
M essage
R esponse
The following table represents the message returned from the web service in response to a DeleteBill
message.

UpdateBill
M essage
The following table represents UpdateBill message.
See BillInformation X Empty fields will not be updated.
R esponse
UpdateBill message.
GetBills
M essage
CustomerID X Unique CustomerID
R esponse
See BillsResponse
GetBillHTML
M essage
R esponse
See BillRenderedResponse BillInformation will be populated.

GetBillPDF
M essage
PageWidth X
PageSize X
PageOrientation X
LeftMargin X
RightMargin X
TopMargin X
BottomMargin X
LiveUrlsEnabled X Boolean
AutoSizePDFImage X Boolean
EmbedFonts X Boolean
PageNumberText X
ShowPageNumber X Boolean
R esponse
See BillRenderedResponse BillInformation will be populated.
AddUserAccount
M essage
The following table represents AddUserAccount message.
See UserAccountInformation X
R esponse
AddUserAccount message.
See UserAccountResponse UserAccountInformation will not be present.
GetUserAccount
M essage
Name X Unique UserAccount Name
R esponse
See UserAccountResponse UserAccountInformation will be populated.

DeleteUserAccount
M essage
The following table represents the DeleteUserAccount message.
Name X Unique UserAccount Name
R esponse
DeleteUserAccount message.
UpdateUserAccount
M essage
The following table represents UpdateUserAccount message.
See UserAccountInformation X Empty fields will not be updated.
R esponse
UpdateUserAccount message.
LinkCustomerToUserAccount
M essage
The following table represents LinkCustomerToUserAccount message.
UserAccountName X Unique UserAccountName
R esponse
LinkCustomerToUserAccount message.
See LinkCustomerToUserAccountResponse

UnLinkCustomerToUserAccount
M essage
The following table represents LinkCustomerToUserAccount message.
UserAccountName X Unique UserAccountName
R esponse
LinkCustomerToUserAccount message.
See UnLinkCustomerToUserAccountResponse
AddRecurringPayment
M essage
The following table represents AddRecurringPayment message.
See RecurringPaymentInformation X
R esponse
AddRecurringPayment message.
See RecurringPaymentResponse RecurringPaymentInformation will not be present.
GetRecurringPayment
M essage
R esponse
See RecurringPaymentResponse RecurringPaymentInformation will be populated.

DeleteRecurringPayment
M essage
The following table represents the DeleteRecurringPayment message.
R esponse
DeleteRecurringPayment message.
UpdateRecurringPayment
M essage
The following table represents UpdateRecurringPayment message.
See RecurringPaymentInformation X Empty fields will not be updated.
R esponse
UpdateRecurringPayment message.

SECTION FIVE – PROGRAMMING CONSIDERATIONS
Programming Considerations
To post messages and parse responses programmatically, a program must be written to post and parse response
messages.
Example 1: The following section provides examples of a SOAP Request and Response involved in posting
messages and obtaining the response message.
Example: Request
<?xml version="1.0" encoding="utf-8"?>
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/"
xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
<soap:Body>
<GetBankInformation xmlns="http://webservice.cleartran.net/">
<objAuthentication>
<UserName>UserName1</UserName>
<Password>Password1</Password>
<TransactionID>12455</TransactionID>
<ClientID>112233</ClientID>
</objAuthentication>
<ABA>021200012</ABA>
</GetBankInformation>
</soap:Body>
</soap:Envelope>
Example: Response
<?xml version="1.0" encoding="utf-8"?>
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/"
xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
<soap:Body>
<GetBankInformationResponse xmlns="http://webservice.cleartran.net/">
<GetBankInformationResult>
<GeneralInformation>
<Version>6.3.1.0</Version>
<TransactionID>4564</TransactionID>
<TimeStamp>1/30/2003 12:18:02 PM</TimeStamp>
</GeneralInformation>
<StatusInformation>
<Status>true</Status>
</StatusInformation>
<ErrorInformation />
<BankInformation>
<ABA>021200012</ABA>
<AbbrName>PNC BANK, NATIONAL ASSOCIATION</AbbrName>
<Street>222 RIDGEWOOD AVE</Street>
<City>GLEN RIDGE</City>
<State>NJ</State>
<PhoneNumber>9732252424</PhoneNumber>
<LastUpdate>12:00:00 AM</LastUpdate>
</BankInformation>
</GetBankInformationResult>
</GetBankInformationResponse>
</soap:Body>
</soap:Envelope>
Example 2 & 3: The following section provides examples of VB .NET code involved in posting messages and
obtaining the response message. These samples assume a Web Reference has been added to ERPS WebService
named ctran.
Example: AddCheckTransaction
Dim R As ctran.ClearTranWebService = New ctran.ClearTranWebService()
Dim objAuthentication As New ctran.AuthenticationInformation()
Dim objCheck As New ctran.CheckTransaction()
objAuthentication.UserName = "UserName1"
objAuthentication.Password = "Password1"
objAuthentication.TransactionID = "45645"
objAuthentication.ClientID = "112233"
objCheck.ABA = "021200012"
objCheck.AccountNumber = "1123546"
objCheck.Amount = "5.65"
objCheck.CheckDate = "1/23/03"
objCheck.PaytoName = "ABC Company"
objCheck.City = "City"
objCheck.Name1 = "Name 1 "
objCheck.RequestorName = "M"
objCheck.State = "NJ"
objCheck.Street = "123 Test St."
objCheck.ZipCode = "07024"
Response: AddCheckTransaction
Dim MyResponse As ctran.CheckResponse

MyResponse = R.AddCheckTransaction(objAuthentication, objCheck)
txtVersion.Text = MyResponse.GeneralInformation.Version
txtTransactionID.Text = MyResponse.GeneralInformation.TransactionID
txtTimeStamp.Text = MyResponse.GeneralInformation.TimeStamp
txtStatus.Text = MyResponse.StatusInformation.Status
txtRecordNumber.Text = MyResponse.ReceiptInformation.RecordNumber
If MyResponse.ErrorInformation.Text <> "" Then

txtErrorNumber.Text = MyResponse.ErrorInformation.Number
txtErrorText.Text = MyResponse.ErrorInformation.Text
End If

Example: GetCheckTransaction
Dim R As ctran.ClearTranWebService = New ctran.ClearTranWebService()

Dim objAuthentication As New ctran.AuthenticationInformation()
Dim objCheck As New ctran.CheckTransaction()
Dim intRecordNumber As Integer
objAuthentication.UserName = "UserName1"
objAuthentication.Password = "Password1"
objAuthentication.TransactionID = "2245"
objAuthentication.ClientID = "112233"
intRecordNumber = "2980"
Response: GetCheckTransaction
Dim MyResponse As ctran.CheckResponse

MyResponse = R.GetCheckTransaction(objAuthentication, intRecordNumber)
txtVersion.Text = MyResponse.GeneralInformation.Version
txtTransactionID.Text = MyResponse.GeneralInformation.TransactionID
txtTimeStamp.Text = MyResponse.GeneralInformation.TimeStamp
txtStatus.Text = MyResponse.StatusInformation.Status
txtRecordNumber.Text = MyResponse.ReceiptInformation.RecordNumber
If MyResponse.ErrorInformation.Text <> "" Then

txtErrorNumber.Text = MyResponse.ErrorInformation.Number
txtErrorText.Text = MyResponse.ErrorInformation.Text
Else
txtABA.Text = MyResponse.CheckTransaction.ABA
txtAccountNumber.Text = MyResponse.CheckTransaction.AccountNumber
txtAmount.Text = MyResponse.CheckTransaction.Amount
txtCheckDate.Text = MyResponse.CheckTransaction.CheckDate
txtName1.Text = MyResponse.CheckTransaction.Name1
txtStreet.Text = MyResponse.CheckTransaction.Street
txtCity.Text = MyResponse.CheckTransaction.City
txtState.Text = MyResponse.CheckTransaction.State
txtZipCode.Text = MyResponse.CheckTransaction.ZipCode
End If

SECTION SIX – ERROR AND RESPONSE CODES
XML SCHEMA
The following section is the XML Schema for the ERPS WebService.
<?xml version="1.0" encoding="utf-8" ?>
- <wsdl:definitions xmlns:soap="http://schemas.xmlsoap.org/wsdl/soap/"
xmlns:tm="http://microsoft.com/wsdl/mime/textMatching/"
xmlns:soapenc="http://schemas.xmlsoap.org/soap/encoding/"
xmlns:mime="http://schemas.xmlsoap.org/wsdl/mime/" xmlns:tns="http://webservice.cleartran.net"
xmlns:s="http://www.w3.org/2001/XMLSchema" xmlns:soap12="http://schemas.xmlsoap.org/wsdl/soap12/"
xmlns:http="http://schemas.xmlsoap.org/wsdl/http/" targetNamespace="http://webservice.cleartran.net"
xmlns:wsdl="http://schemas.xmlsoap.org/wsdl/">
- <wsdl:types>
- <s:schema elementFormDefault="qualified" targetNamespace="http://webservice.cleartran.net">
- <s:element name="UnLinkCustomerToUserAccount">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objAuthentication" type="tns:AuthenticationInformation" />
<s:element minOccurs="0" maxOccurs="1" name="UserAccountName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CustomerID" type="s:string" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="AuthenticationInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="UserName" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="Password" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="TransactionID" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="ClientID" nillable="true" type="s:string" />
</s:sequence>
</s:complexType>
- <s:element name="UnLinkCustomerToUserAccountResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UnLinkCustomerToUserAccountResult"
type="tns:LinkCustomerToUserAccountResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="LinkCustomerToUserAccountResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GeneralInformation" type="tns:GeneralInformation" />
<s:element minOccurs="0" maxOccurs="1" name="StatusInformation" type="tns:StatusInformation" />
<s:element minOccurs="0" maxOccurs="1" name="ErrorInformation" type="tns:ErrorInformation" />
<s:element minOccurs="1" maxOccurs="1" name="IsLinked" type="s:boolean" />
</s:sequence>
</s:complexType>
- <s:complexType name="GeneralInformation">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="Version" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="TransactionID" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="TimeStamp" type="s:string" />
</s:sequence>
</s:complexType>
- <s:complexType name="StatusInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="Status" type="s:boolean" />
</s:sequence>
</s:complexType>
- <s:complexType name="ErrorInformation">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="Text" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="Number" type="s:int" />
</s:sequence>
</s:complexType>
- <s:element name="AddRecurringPayment">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objRecurringPayment"
type="tns:RecurringPaymentInformation" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="RecurringPaymentInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="Amount" type="s:decimal" />
<s:element minOccurs="0" maxOccurs="1" name="CreatedDate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="EndDate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Interval" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="LastModifiedDate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="LastPaymentDate" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="NumberOfPayments" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="PaymentProfileID" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="RecurringPaymentID" type="s:int" />
<s:element minOccurs="0" maxOccurs="1" name="RecurringType" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="RelativeDaysToDueDate" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="RemainingPayments" type="s:int" />
<s:element minOccurs="0" maxOccurs="1" name="StartDate" type="s:string" />
</s:sequence>
</s:complexType>
- <s:element name="AddRecurringPaymentResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AddRecurringPaymentResult"
type="tns:RecurringPaymentResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="RecurringPaymentResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="ReceiptInformation" type="tns:ReceiptInformation" />
<s:element minOccurs="0" maxOccurs="1" name="RecurringPaymentInformation"
</s:sequence>
</s:complexType>
- <s:complexType name="ReceiptInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="RecordNumber" type="s:int" />
</s:sequence>
</s:complexType>
- <s:element name="GetRecurringPayment">
- <s:complexType>
- <s:sequence>


</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetRecurringPaymentResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetRecurringPaymentResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateRecurringPayment">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objRecurringPayment"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateRecurringPaymentResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UpdateRecurringPaymentResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeleteRecurringPayment">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CustomerId" type="s:string" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeleteRecurringPaymentResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="DeleteRecurringPaymentResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetBankInformation">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="ABA" type="s:string" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetBankInformationResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetBankInformationResult" type="tns:BankResponse" />

</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="BankResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="BankInformation" type="tns:BankInformation" />
</s:sequence>
</s:complexType>
- <s:complexType name="BankInformation">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AbbrName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Street" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="City" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="State" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="PhoneNumber" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Notes" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="LastUpdate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="UserName" type="s:string" />
</s:sequence>
</s:complexType>
- <s:element name="GetCardHolderInformation">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CreditCardNumber" type="s:string" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetCardHolderInformationResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetCardHolderInformationResult"
type="tns:CardHolderResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="CardHolderResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CardHolderInformation" type="tns:CardHolderInformation"
/>
</s:sequence>
</s:complexType>
- <s:complexType name="CardHolderInformation">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="ExpirationDate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CardType" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="FirstName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="MiddleInitial" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="LastName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="BillingStreet" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="BillingCity" type="s:string" />

<s:element minOccurs="0" maxOccurs="1" name="BillingState" type="s:string" />

<s:element minOccurs="0" maxOccurs="1" name="BillingZip" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="IsPINLessCapable" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="IsDebitCard" type="s:boolean" />
</s:sequence>
</s:complexType>
- <s:element name="GetCreditCard">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetCreditCardResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetCreditCardResult" type="tns:CardHolderResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsACHABA">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsACHABAResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="IsACHABAResult" type="tns:IsACHABAResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="IsACHABAResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="ACHInformation" type="tns:ACHInformation" />
</s:sequence>
</s:complexType>
- <s:complexType name="ACHInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="IsACHABA" type="s:boolean" />
</s:sequence>
</s:complexType>
- <s:element name="GetLastACHReturnByRecnum">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="Recnum" type="s:int" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetLastACHReturnByRecnumResponse">
- <s:complexType>

- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetLastACHReturnByRecnumResult"
type="tns:GetLastACHReturnResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="GetLastACHReturnResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="ACHReturnsInformation"
type="tns:ACHReturnsInformation" />
</s:sequence>
</s:complexType>
- <s:complexType name="ACHReturnsInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="Recnum" type="s:int" />
<s:element minOccurs="0" maxOccurs="1" name="Created" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ImmediateDestination" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ImmediateDestinationName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ImmediateOrigin" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ImmediateOriginName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ReferenceCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ServiceClassCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CompanyName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CompanyDiscretionaryData" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CompanyIdentification" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="StandardEntryClass" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CompanyEntryDescription" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CompanyDescriptiveDate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="EffectiveEntryDate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="SettlementDate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="OriginatorStatusCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="OriginatingDFI" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="BatchNumber" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="TransactionCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ReceivingDFI" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="AccountNumber" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="IndividualIdentificationNumber" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="IndividualName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DiscretionaryData" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="EntryTraceNumber" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="AddendaTypeCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ReturnReasonCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="OriginalEntryTraceNumber" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DateOfDeath" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="OrigReceivingDFIIdentification" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="AddendaInformation" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="AddendaTraceNumber" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ProcessedFlag" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Processed" type="s:string" />
</s:sequence>
</s:complexType>
- <s:element name="GetLastACHReturnByABAAccountNumber">
- <s:complexType>
- <s:sequence>


</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetLastACHReturnByABAAccountNumberResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetLastACHReturnByABAAccountNumberResult"
type="tns:GetLastACHReturnResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AddCheckTransaction">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objCheck" type="tns:CheckTransaction" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="CheckTransaction">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="ABA" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="AccountNumber" nillable="true" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ACHEntryClass" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="AdditionalPrincipal" type="s:decimal" />
<s:element minOccurs="1" maxOccurs="1" name="AuthorizationRequired" type="s:boolean" />
<s:element minOccurs="0" maxOccurs="1" name="AuthorizationStationID" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="BankCity" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="BankState" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="BankName" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="BatchID" type="s:int" />
<s:element minOccurs="0" maxOccurs="1" name="DOB" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CheckType" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="ConfirmationLetterPrinted" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="ConfirmationLetterRequested" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="CheckDate" nillable="true" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DatePrinted" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DatePosted" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DateSettled" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DriversLicense" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DriversLicenseState" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="EmailAddress" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="Fee" type="s:decimal" />
<s:element minOccurs="0" maxOccurs="1" name="FeeDatePrinted" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="FeePrinted" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="Frozen" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="GroupID" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="IsCredit" type="s:boolean" />
<s:element minOccurs="0" maxOccurs="1" name="LocationID" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Memo" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="MICRNumberAlignment" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Name1" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Number" type="s:string" />

<s:element minOccurs="1" maxOccurs="1" name="OriginalDebitRecordNumber" type="s:int" />

<s:element minOccurs="0" maxOccurs="1" name="PaymentProfileName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="PayToName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="PhoneNumber" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="Printed" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="PrintToPaper" type="s:boolean" />
<s:element minOccurs="0" maxOccurs="1" name="RequestorName" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="SalesTax" nillable="true" type="s:decimal" />
<s:element minOccurs="1" maxOccurs="1" name="SavingsAccount" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="Settled" type="s:boolean" />
<s:element minOccurs="0" maxOccurs="1" name="SSN" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Status" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="Surcharge" type="s:decimal" />
<s:element minOccurs="0" maxOccurs="1" name="TransactionType" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="TransactionSource" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="UDK1" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="UDK6" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="UseAlternateABAAccountNumber" type="s:boolean" />
<s:element minOccurs="0" maxOccurs="1" name="ZipCode" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="Splits" nillable="true" type="tns:Splits" />
<s:element minOccurs="0" maxOccurs="1" name="VerbalAuthorization" type="s:base64Binary" />
<s:element minOccurs="0" maxOccurs="1" name="PaymentProfileID" type="s:string" />
</s:sequence>
</s:complexType>
- <s:complexType name="Splits">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="unbounded" name="Split" type="tns:Split" />
</s:sequence>
</s:complexType>
- <s:complexType name="Split">
- <s:sequence>
</s:sequence>
</s:complexType>
- <s:element name="AddCheckTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AddCheckTransactionResult" type="tns:CheckResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="CheckResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CheckTransaction" type="tns:CheckTransaction" />
<s:element minOccurs="0" maxOccurs="1" name="CheckAuthorizationInformation"
type="tns:CheckAuthorizationInformation" />

</s:sequence>
</s:complexType>
- <s:complexType name="CheckAuthorizationInformation">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AuthorizationApprovalCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="AuthorizationResponseCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="AuthorizationResponseText" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="AuthorizationStatus" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="AuthorizationTime" type="s:string" />
</s:sequence>
</s:complexType>
- <s:element name="AuthorizeCheckTransaction">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AuthorizeCheckTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AuthorizeCheckTransactionResult"
type="tns:CheckResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateAndAuthorizeCheckTransaction">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateAndAuthorizeCheckTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UpdateAndAuthorizeCheckTransactionResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AuthorizeExistingCheckTransaction">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AuthorizeExistingCheckTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AuthorizeExistingCheckTransactionResult"
</s:sequence>
</s:complexType>

</s:element>
- <s:element name="GetCheckTransaction">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetCheckTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetCheckTransactionResult" type="tns:CheckResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetCheckTransactions">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="FieldName" type="tns:FieldParams" />
<s:element minOccurs="0" maxOccurs="1" name="FieldValue" type="s:string" />
</s:sequence>
</s:complexType>
</s:element>
- <s:simpleType name="FieldParams">
- <s:restriction base="s:string">
<s:enumeration value="CustomerID" />
<s:enumeration value="ReferenceCode" />
<s:enumeration value="UDK1" />
</s:restriction>
</s:simpleType>
- <s:element name="GetCheckTransactionsResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetCheckTransactionsResult"
type="tns:CheckTransactionsResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="CheckTransactionsResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CheckTransactions" type="tns:CheckTransactions" />
</s:sequence>
</s:complexType>
- <s:complexType name="CheckTransactions">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="unbounded" name="CheckTransaction" type="tns:CheckTransaction"
/>
</s:sequence>
</s:complexType>

- <s:element name="DeleteCheckTransaction">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeleteCheckTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="DeleteCheckTransactionResult" type="tns:CheckResponse"
/>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AddCheckCreditTransaction">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objCheckCredit" type="tns:CheckCreditTransaction" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="CheckCreditTransaction">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="OriginalDebitRecordNumber" type="s:int" />
<s:element minOccurs="0" maxOccurs="1" name="CheckDate" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="UseAlternateABAAccountNumber" type="s:boolean" />
</s:sequence>
</s:complexType>
- <s:element name="AddCheckCreditTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AddCheckCreditTransactionResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AddCreditCardTransaction">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objCreditCard" type="tns:CreditCardTransaction" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="CreditCardTransaction">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="CardNumber" nillable="true" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CVV2" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CVV2PresenceIndicator" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="ExpirationDate" nillable="true" type="s:string" />

<s:element minOccurs="1" maxOccurs="1" name="Fee" type="s:decimal" />

<s:element minOccurs="1" maxOccurs="1" name="GroupID" type="s:int" />
<s:element minOccurs="0" maxOccurs="1" name="OrderNumber" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="RequestorName" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="SalesTax" nillable="true" type="s:decimal" />
<s:element minOccurs="1" maxOccurs="1" name="Submitted" type="s:boolean" />
<s:element minOccurs="0" maxOccurs="1" name="TransactionDate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="TransactionSource" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ZipCode" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="Splits" nillable="true" type="tns:Splits" />
<s:element minOccurs="1" maxOccurs="1" name="EmailAddress" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="ConfirmationLetterRequested" type="s:boolean" />
<s:element minOccurs="0" maxOccurs="1" name="ProcessingType" type="s:string" />
</s:sequence>
</s:complexType>
- <s:element name="AddCreditCardTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AddCreditCardTransactionResult"
type="tns:CreditCardResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="CreditCardResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CreditCardTransaction" type="tns:CreditCardTransaction"
/>
<s:element minOccurs="0" maxOccurs="1" name="CreditCardAuthorizationInformation"
type="tns:CreditCardAuthorizationInformation" />
</s:sequence>
</s:complexType>
- <s:complexType name="CreditCardAuthorizationInformation">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AuthorizationCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="AVSMessage" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="AVSResponseCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CVV2Message" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CVV2ResponseCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ProcessorMessage" type="s:string" />

<s:element minOccurs="0" maxOccurs="1" name="StatusCode" type="s:string" />

</s:sequence>
</s:complexType>
- <s:element name="UpdateAndResubmitCreditCardTransaction">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objCreditCard" type="tns:CreditCardTransaction" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateAndResubmitCreditCardTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UpdateAndResubmitCreditCardTransactionResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="ResubmitCreditCardTransaction">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="ResubmitCreditCardTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="ResubmitCreditCardTransactionResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetCreditCardTransaction">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetCreditCardTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetCreditCardTransactionResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetCreditCardTransactions">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="FieldName" type="tns:FieldParams" />
</s:sequence>

</s:complexType>
</s:element>
- <s:element name="GetCreditCardTransactionsResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetCreditCardTransactionsResult"
type="tns:CreditCardTransactionsResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="CreditCardTransactionsResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CreditCardTransactions" type="tns:CreditCardTransactions"
/>
</s:sequence>
</s:complexType>
- <s:complexType name="CreditCardTransactions">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="unbounded" name="CreditCardTransaction"
type="tns:CreditCardTransaction" />
</s:sequence>
</s:complexType>
- <s:element name="VoidCreditCardTransaction">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="VoidCreditCardTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="VoidCreditCardTransactionResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="ReverseCreditCardTransaction">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="ReverseCreditCardTransactionResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="ReverseCreditCardTransactionResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AddPartialCreditCardCredit">
- <s:complexType>

- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="CreditAmount" type="s:decimal" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AddPartialCreditCardCreditResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AddPartialCreditCardCreditResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AddFullCreditCardCredit">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AddFullCreditCardCreditResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AddFullCreditCardCreditResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AddPaymentProfile">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objPaymentProfile" type="tns:PaymentProfileInformation"
/>
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="PaymentProfileInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="ID" type="s:int" />
<s:element minOccurs="0" maxOccurs="1" name="Name" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="PaymentType" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CheckProfileType" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ExpirationDate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ProcessingType" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="SavingsAccount" type="s:boolean" />


<s:element minOccurs="0" maxOccurs="1" name="Zip" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Phone" type="s:string" />
</s:sequence>
</s:complexType>
- <s:element name="AddPaymentProfileResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AddPaymentProfileResult"
type="tns:PaymentProfileResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="PaymentProfileResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="PaymentProfileInformation"
type="tns:PaymentProfileInformation" />
</s:sequence>
</s:complexType>
- <s:element name="AddCustomerRecord">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objCustomer" type="tns:CustomerRecord" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="CustomerRecord">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="ABA" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="AccountNumber" nillable="true" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="BillingCity" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="BillingState" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="BillingStreet" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="BillingZipCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CheckType" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="City" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="CreatedDate" nillable="true" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CreditCardExpirationDate" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="CurrentBalance" type="s:decimal" />
<s:element minOccurs="1" maxOccurs="1" name="CustomerID" nillable="true" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DefaultAddress" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DOB" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DriversLicense" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="DriversLicenseState" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="FirstName" nillable="true" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="HomePhoneNumber" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="LastModifiedDate" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="LastName" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="MinimumPayment" type="s:decimal" />
<s:element minOccurs="1" maxOccurs="1" name="MostRecentBill" nillable="true" type="tns:BillInformation"

/>
<s:element minOccurs="1" maxOccurs="1" name="Name1" nillable="true" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Notes" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="PaperEnrolled" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="PaymentProfiles" nillable="true"
type="tns:PaymentProfiles" />
<s:element minOccurs="0" maxOccurs="1" name="PIN" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="RecurringPayment" nillable="true"
<s:element minOccurs="1" maxOccurs="1" name="Street" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="State" nillable="true" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ShippingCity" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ShippingStreet" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ShippingState" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="ShippingZipCode" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="SSN" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="TransactionType" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="WorkPhoneNumber" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="ZipCode" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="LastPaymentDate" nillable="true" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="LastPaymentAmount" type="s:decimal" />
<s:element minOccurs="1" maxOccurs="1" name="NotificationSettings" nillable="true"
type="tns:NotificationSettingsInformation" />
</s:sequence>
</s:complexType>
- <s:complexType name="BillInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="Balance" type="s:decimal" />
<s:element minOccurs="0" maxOccurs="1" name="BillDate" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="BillID" type="s:int" />
<s:element minOccurs="0" maxOccurs="1" name="DueDate" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="GracePeriod" type="s:int" />
<s:element minOccurs="0" maxOccurs="1" name="InputSource" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CustomerBillID" type="s:string" />
</s:sequence>
</s:complexType>
- <s:complexType name="PaymentProfiles">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="unbounded" name="PaymentProfile"
type="tns:PaymentProfileInformation" />
</s:sequence>
</s:complexType>
- <s:complexType name="NotificationSettingsInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="EmailNotification" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="EmailType" type="s:int" />


<s:element minOccurs="0" maxOccurs="1" name="LastEmailNotificationSent" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="MobileNotification" type="s:boolean" />
<s:element minOccurs="0" maxOccurs="1" name="MobileNumber" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="LastMobileNotificationSent" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="BillReminder" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="PaymentConfirmationNotification" type="s:boolean" />
</s:sequence>
</s:complexType>
- <s:element name="AddCustomerRecordResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AddCustomerRecordResult" type="tns:CustomerResponse"
/>
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="CustomerResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CustomerRecord" type="tns:CustomerRecord" />
</s:sequence>
</s:complexType>
- <s:element name="GetPaymentProfile">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetPaymentProfileResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetPaymentProfileResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetPaymentProfileByID">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetPaymentProfileByIDResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetPaymentProfileByIDResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetCustomerRecord">

- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetCustomerRecordResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetCustomerRecordResult" type="tns:CustomerResponse"
/>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdatePaymentProfile">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objPaymentProfile" type="tns:PaymentProfileInformation"
/>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdatePaymentProfileResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UpdatePaymentProfileResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateCustomerRecord">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objCustomer" type="tns:CustomerRecord" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateCustomerRecordResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UpdateCustomerRecordResult"
type="tns:CustomerResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeletePaymentProfile">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeletePaymentProfileResponse">
- <s:complexType>

- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="DeletePaymentProfileResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeletePaymentProfileByID">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeletePaymentProfileByIDResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="DeletePaymentProfileByIDResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeleteCustomerRecord">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeleteCustomerRecordResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="DeleteCustomerRecordResult"
type="tns:CustomerResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetOptionValue">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="OptionName" type="s:string" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetOptionValueResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetOptionValueResult" type="tns:OptionResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="OptionResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="OptionInformation" type="tns:OptionInformation" />

</s:sequence>
</s:complexType>
- <s:complexType name="OptionInformation">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="OptionName" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="OptionValue" type="s:string" />
</s:sequence>
</s:complexType>
- <s:element name="GetOptionValues">
- <s:complexType>
- <s:sequence>
- <s:element minOccurs="0" maxOccurs="1" name="OptionNames">
- <s:complexType>
- <s:sequence>
<s:element ref="s:schema" />
<s:any />
</s:sequence>
</s:complexType>
</s:element>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetOptionValuesResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetOptionValuesResult" type="tns:OptionsResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="OptionsResponse">
- <s:sequence>
- <s:element minOccurs="0" maxOccurs="1" name="OptionsInformation">
- <s:complexType>
- <s:sequence>
<s:element ref="s:schema" />
<s:any />
</s:sequence>
</s:complexType>
</s:element>
</s:sequence>
</s:complexType>
- <s:element name="CalculateConvenienceFee">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="PaytoName" type="s:string" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="CalculateConvenienceFeeResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CalculateConvenienceFeeResult"
type="tns:ConvenienceFeeResponse" />

</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="ConvenienceFeeResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="ConvenienceFeeInformation"
type="tns:ConvenienceFeeInformation" />
</s:sequence>
</s:complexType>
- <s:complexType name="ConvenienceFeeInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="ConvenienceFee" type="s:decimal" />
</s:sequence>
</s:complexType>
- <s:element name="BlockABAAccountNumber">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="ABAAccount" type="tns:BlockABAAccountInformation" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="BlockABAAccountInformation">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="Reason" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Comments" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="ProgrammaticRequest" type="s:boolean" />
</s:sequence>
</s:complexType>
- <s:element name="BlockABAAccountNumberResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="BlockABAAccountNumberResult"
type="tns:BlockABAAccountResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="BlockABAAccountResponse">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="IsBlocked" type="s:boolean" />
</s:sequence>
</s:complexType>
- <s:element name="BlockCreditCardNumber">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CreditCard" type="tns:BlockCreditCardInformation" />
</s:sequence>
</s:complexType>
</s:element>

- <s:complexType name="BlockCreditCardInformation">
- <s:sequence>
</s:sequence>
</s:complexType>
- <s:element name="BlockCreditCardNumberResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="BlockCreditCardNumberResult"
type="tns:BlockCreditCardResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="BlockCreditCardResponse">
- <s:sequence>
</s:sequence>
</s:complexType>
- <s:element name="UnBlockABAAccountNumber">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="ABAAccount" type="tns:BlockABAAccountInformation" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UnBlockABAAccountNumberResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UnBlockABAAccountNumberResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UnBlockCreditCardNumber">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CreditCard" type="tns:BlockCreditCardInformation" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UnBlockCreditCardNumberResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UnBlockCreditCardNumberResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsABAAccountNumberBlocked">
- <s:complexType>

- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsABAAccountNumberBlockedResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="IsABAAccountNumberBlockedResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsCreditCardNumberBlocked">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsCreditCardNumberBlockedResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="IsCreditCardNumberBlockedResult"
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="BlockFieldValue">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="BlockedFieldValueInformation"
type="tns:BlockFieldValueInformation" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="BlockFieldValueInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="Field" type="tns:BlockedDataFieldID" />
</s:sequence>
</s:complexType>
- <s:simpleType name="BlockedDataFieldID">
- <s:restriction base="s:string">
<s:enumeration value="CustomerID" />
<s:enumeration value="ReferenceCode" />
</s:restriction>
</s:simpleType>

- <s:element name="BlockFieldValueResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="BlockFieldValueResult" type="tns:BlockFieldValueResponse"
/>
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="BlockFieldValueResponse">
- <s:sequence>
</s:sequence>
</s:complexType>
- <s:element name="UnBlockFieldValue">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="BlockFieldValueInformation"
type="tns:BlockFieldValueInformation" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UnBlockFieldValueResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UnBlockFieldValueResult"
type="tns:BlockFieldValueResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsFieldValueBlocked">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="Field" type="tns:BlockedDataFieldID" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsFieldValueBlockedResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="IsFieldValueBlockedResult"
type="tns:BlockFieldValueResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsValidCreditCardNumber">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsValidCreditCardNumberResponse">

- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="IsValidCreditCardNumberResult"
type="tns:IsValidCreditCardResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="IsValidCreditCardResponse">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="IsValid" type="s:boolean" />
</s:sequence>
</s:complexType>
- <s:element name="IsValidCreditCardNumberForPayto">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="CreditCardPaytoName" type="s:string" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsValidCreditCardNumberForPaytoResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="IsValidCreditCardNumberForPaytoResult"
type="tns:IsValidCreditCardResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsABAAccountNumberValid">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="IsABAAccountNumberValidResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="IsABAAccountNumberValidResult"
type="tns:IsABAAccountNumberValidResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="IsABAAccountNumberValidResponse">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="IsValid" type="s:boolean" />
</s:sequence>
</s:complexType>
- <s:element name="AddBill">
- <s:complexType>

- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objBill" type="tns:BillInformation" />
<s:element minOccurs="0" maxOccurs="1" name="CustomerId" type="s:string" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AddBillResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AddBillResult" type="tns:BillResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="BillResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="BillInformation" type="tns:BillInformation" />
</s:sequence>
</s:complexType>
- <s:element name="GetBill">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="BillID" type="s:string" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetBillResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetBillResult" type="tns:BillResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateBill">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objBill" type="tns:BillInformation" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateBillResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UpdateBillResult" type="tns:BillResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeleteBill">
- <s:complexType>
- <s:sequence>
</s:sequence>

</s:complexType>
</s:element>
- <s:element name="DeleteBillResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="DeleteBillResult" type="tns:BillResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetBills">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetBillsResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetBillsResult" type="tns:BillsResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="BillsResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="Bills" type="tns:Bills" />
</s:sequence>
</s:complexType>
- <s:complexType name="Bills">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="unbounded" name="Bill" type="tns:BillInformation" />
</s:sequence>
</s:complexType>
- <s:element name="GetBillHTML">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetBillHTMLResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetBillHTMLResult" type="tns:BillRenderedResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="BillRenderedResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="BillInformation" type="tns:BillInformation" />
<s:element minOccurs="0" maxOccurs="1" name="BillRenderedData" type="s:base64Binary" />

<s:element minOccurs="0" maxOccurs="1" name="BillRenderedDataHTML" type="s:string" />

</s:sequence>
</s:complexType>
- <s:element name="GetBillPDF">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="PageWidth" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="PageSize" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="PageOrientation" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="LeftMargin" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="RightMargin" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="TopMargin" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="BottomMargin" type="s:int" />
<s:element minOccurs="1" maxOccurs="1" name="LiveUrlsEnabled" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="AutoSizePDFImage" type="s:boolean" />
<s:element minOccurs="1" maxOccurs="1" name="EmbedFonts" type="s:boolean" />
<s:element minOccurs="0" maxOccurs="1" name="PageNumberText" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="ShowPageNumber" type="s:boolean" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetBillPDFResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetBillPDFResult" type="tns:BillRenderedResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="AddUserAccount">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objUserAccount" type="tns:UserAccountInformation" />
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="UserAccountInformation">
- <s:sequence>
<s:element minOccurs="1" maxOccurs="1" name="AccountLockedOut" type="s:boolean" />
<s:element minOccurs="0" maxOccurs="1" name="ActivationStatus" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="CreatedBy" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="InvalidAttempts" type="s:int" />
<s:element minOccurs="0" maxOccurs="1" name="LastAuthenticatedDate" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Name" type="s:string" />
<s:element minOccurs="0" maxOccurs="1" name="Password" type="s:string" />
<s:element minOccurs="1" maxOccurs="1" name="NotificationSettings" nillable="true"
type="tns:NotificationSettingsInformation" />
<s:element minOccurs="0" maxOccurs="unbounded" name="Customers" nillable="true"
type="tns:CustomerRecord" />
<s:element minOccurs="1" maxOccurs="1" name="PaymentProfiles" nillable="true"
type="tns:PaymentProfiles" />
</s:sequence>
</s:complexType>

- <s:element name="AddUserAccountResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="AddUserAccountResult" type="tns:UserAccountResponse"
/>
</s:sequence>
</s:complexType>
</s:element>
- <s:complexType name="UserAccountResponse">
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UserAccountInformation"
type="tns:UserAccountInformation" />
</s:sequence>
</s:complexType>
- <s:element name="GetUserAccount">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="GetUserAccountResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="GetUserAccountResult" type="tns:UserAccountResponse"
/>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateUserAccount">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="objUserAccount" type="tns:UserAccountInformation" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="UpdateUserAccountResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="UpdateUserAccountResult"
type="tns:UserAccountResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeleteUserAccount">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="DeleteUserAccountResponse">

- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="DeleteUserAccountResult"
type="tns:UserAccountResponse" />
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="LinkCustomerToUserAccount">
- <s:complexType>
- <s:sequence>
</s:sequence>
</s:complexType>
</s:element>
- <s:element name="LinkCustomerToUserAccountResponse">
- <s:complexType>
- <s:sequence>
<s:element minOccurs="0" maxOccurs="1" name="LinkCustomerToUserAccountResult"
type="tns:LinkCustomerToUserAccountResponse" />
</s:sequence>
</s:complexType>
</s:element>
</s:schema>
</wsdl:types>
- <wsdl:message name="UnLinkCustomerToUserAccountSoapIn">
<wsdl:part name="parameters" element="tns:UnLinkCustomerToUserAccount" />
</wsdl:message>
- <wsdl:message name="UnLinkCustomerToUserAccountSoapOut">
<wsdl:part name="parameters" element="tns:UnLinkCustomerToUserAccountResponse" />
</wsdl:message>
- <wsdl:message name="AddRecurringPaymentSoapIn">
<wsdl:part name="parameters" element="tns:AddRecurringPayment" />
</wsdl:message>
- <wsdl:message name="AddRecurringPaymentSoapOut">
<wsdl:part name="parameters" element="tns:AddRecurringPaymentResponse" />
</wsdl:message>
- <wsdl:message name="GetRecurringPaymentSoapIn">
<wsdl:part name="parameters" element="tns:GetRecurringPayment" />
</wsdl:message>
- <wsdl:message name="GetRecurringPaymentSoapOut">
<wsdl:part name="parameters" element="tns:GetRecurringPaymentResponse" />
</wsdl:message>
- <wsdl:message name="UpdateRecurringPaymentSoapIn">
<wsdl:part name="parameters" element="tns:UpdateRecurringPayment" />
</wsdl:message>
- <wsdl:message name="UpdateRecurringPaymentSoapOut">
<wsdl:part name="parameters" element="tns:UpdateRecurringPaymentResponse" />
</wsdl:message>
- <wsdl:message name="DeleteRecurringPaymentSoapIn">
<wsdl:part name="parameters" element="tns:DeleteRecurringPayment" />
</wsdl:message>
- <wsdl:message name="DeleteRecurringPaymentSoapOut">
<wsdl:part name="parameters" element="tns:DeleteRecurringPaymentResponse" />
</wsdl:message>
- <wsdl:message name="GetBankInformationSoapIn">
<wsdl:part name="parameters" element="tns:GetBankInformation" />
</wsdl:message>

- <wsdl:message name="GetBankInformationSoapOut">
<wsdl:part name="parameters" element="tns:GetBankInformationResponse" />
</wsdl:message>
- <wsdl:message name="GetCardHolderInformationSoapIn">
<wsdl:part name="parameters" element="tns:GetCardHolderInformation" />
</wsdl:message>
- <wsdl:message name="GetCardHolderInformationSoapOut">
<wsdl:part name="parameters" element="tns:GetCardHolderInformationResponse" />
</wsdl:message>
- <wsdl:message name="GetCreditCardSoapIn">
<wsdl:part name="parameters" element="tns:GetCreditCard" />
</wsdl:message>
- <wsdl:message name="GetCreditCardSoapOut">
<wsdl:part name="parameters" element="tns:GetCreditCardResponse" />
</wsdl:message>
- <wsdl:message name="IsACHABASoapIn">
<wsdl:part name="parameters" element="tns:IsACHABA" />
</wsdl:message>
- <wsdl:message name="IsACHABASoapOut">
<wsdl:part name="parameters" element="tns:IsACHABAResponse" />
</wsdl:message>
- <wsdl:message name="GetLastACHReturnByRecnumSoapIn">
<wsdl:part name="parameters" element="tns:GetLastACHReturnByRecnum" />
</wsdl:message>
- <wsdl:message name="GetLastACHReturnByRecnumSoapOut">
<wsdl:part name="parameters" element="tns:GetLastACHReturnByRecnumResponse" />
</wsdl:message>
- <wsdl:message name="GetLastACHReturnByABAAccountNumberSoapIn">
<wsdl:part name="parameters" element="tns:GetLastACHReturnByABAAccountNumber" />
</wsdl:message>
- <wsdl:message name="GetLastACHReturnByABAAccountNumberSoapOut">
<wsdl:part name="parameters" element="tns:GetLastACHReturnByABAAccountNumberResponse" />
</wsdl:message>
- <wsdl:message name="AddCheckTransactionSoapIn">
<wsdl:part name="parameters" element="tns:AddCheckTransaction" />
</wsdl:message>
- <wsdl:message name="AddCheckTransactionSoapOut">
<wsdl:part name="parameters" element="tns:AddCheckTransactionResponse" />
</wsdl:message>
- <wsdl:message name="AuthorizeCheckTransactionSoapIn">
<wsdl:part name="parameters" element="tns:AuthorizeCheckTransaction" />
</wsdl:message>
- <wsdl:message name="AuthorizeCheckTransactionSoapOut">
<wsdl:part name="parameters" element="tns:AuthorizeCheckTransactionResponse" />
</wsdl:message>
- <wsdl:message name="UpdateAndAuthorizeCheckTransactionSoapIn">
<wsdl:part name="parameters" element="tns:UpdateAndAuthorizeCheckTransaction" />
</wsdl:message>
- <wsdl:message name="UpdateAndAuthorizeCheckTransactionSoapOut">
<wsdl:part name="parameters" element="tns:UpdateAndAuthorizeCheckTransactionResponse" />
</wsdl:message>
- <wsdl:message name="AuthorizeExistingCheckTransactionSoapIn">
<wsdl:part name="parameters" element="tns:AuthorizeExistingCheckTransaction" />
</wsdl:message>
- <wsdl:message name="AuthorizeExistingCheckTransactionSoapOut">
<wsdl:part name="parameters" element="tns:AuthorizeExistingCheckTransactionResponse" />
</wsdl:message>
- <wsdl:message name="GetCheckTransactionSoapIn">
<wsdl:part name="parameters" element="tns:GetCheckTransaction" />

</wsdl:message>
- <wsdl:message name="GetCheckTransactionSoapOut">
<wsdl:part name="parameters" element="tns:GetCheckTransactionResponse" />
</wsdl:message>
- <wsdl:message name="GetCheckTransactionsSoapIn">
<wsdl:part name="parameters" element="tns:GetCheckTransactions" />
</wsdl:message>
- <wsdl:message name="GetCheckTransactionsSoapOut">
<wsdl:part name="parameters" element="tns:GetCheckTransactionsResponse" />
</wsdl:message>
- <wsdl:message name="DeleteCheckTransactionSoapIn">
<wsdl:part name="parameters" element="tns:DeleteCheckTransaction" />
</wsdl:message>
- <wsdl:message name="DeleteCheckTransactionSoapOut">
<wsdl:part name="parameters" element="tns:DeleteCheckTransactionResponse" />
</wsdl:message>
- <wsdl:message name="AddCheckCreditTransactionSoapIn">
<wsdl:part name="parameters" element="tns:AddCheckCreditTransaction" />
</wsdl:message>
- <wsdl:message name="AddCheckCreditTransactionSoapOut">
<wsdl:part name="parameters" element="tns:AddCheckCreditTransactionResponse" />
</wsdl:message>
- <wsdl:message name="AddCreditCardTransactionSoapIn">
<wsdl:part name="parameters" element="tns:AddCreditCardTransaction" />
</wsdl:message>
- <wsdl:message name="AddCreditCardTransactionSoapOut">
<wsdl:part name="parameters" element="tns:AddCreditCardTransactionResponse" />
</wsdl:message>
- <wsdl:message name="UpdateAndResubmitCreditCardTransactionSoapIn">
<wsdl:part name="parameters" element="tns:UpdateAndResubmitCreditCardTransaction" />
</wsdl:message>
- <wsdl:message name="UpdateAndResubmitCreditCardTransactionSoapOut">
<wsdl:part name="parameters" element="tns:UpdateAndResubmitCreditCardTransactionResponse" />
</wsdl:message>
- <wsdl:message name="ResubmitCreditCardTransactionSoapIn">
<wsdl:part name="parameters" element="tns:ResubmitCreditCardTransaction" />
</wsdl:message>
- <wsdl:message name="ResubmitCreditCardTransactionSoapOut">
<wsdl:part name="parameters" element="tns:ResubmitCreditCardTransactionResponse" />
</wsdl:message>
- <wsdl:message name="GetCreditCardTransactionSoapIn">
<wsdl:part name="parameters" element="tns:GetCreditCardTransaction" />
</wsdl:message>
- <wsdl:message name="GetCreditCardTransactionSoapOut">
<wsdl:part name="parameters" element="tns:GetCreditCardTransactionResponse" />
</wsdl:message>
- <wsdl:message name="GetCreditCardTransactionsSoapIn">
<wsdl:part name="parameters" element="tns:GetCreditCardTransactions" />
</wsdl:message>
- <wsdl:message name="GetCreditCardTransactionsSoapOut">
<wsdl:part name="parameters" element="tns:GetCreditCardTransactionsResponse" />
</wsdl:message>
- <wsdl:message name="VoidCreditCardTransactionSoapIn">
<wsdl:part name="parameters" element="tns:VoidCreditCardTransaction" />
</wsdl:message>
- <wsdl:message name="VoidCreditCardTransactionSoapOut">
<wsdl:part name="parameters" element="tns:VoidCreditCardTransactionResponse" />
</wsdl:message>
- <wsdl:message name="ReverseCreditCardTransactionSoapIn">

<wsdl:part name="parameters" element="tns:ReverseCreditCardTransaction" />

</wsdl:message>
- <wsdl:message name="ReverseCreditCardTransactionSoapOut">
<wsdl:part name="parameters" element="tns:ReverseCreditCardTransactionResponse" />
</wsdl:message>
- <wsdl:message name="AddPartialCreditCardCreditSoapIn">
<wsdl:part name="parameters" element="tns:AddPartialCreditCardCredit" />
</wsdl:message>
- <wsdl:message name="AddPartialCreditCardCreditSoapOut">
<wsdl:part name="parameters" element="tns:AddPartialCreditCardCreditResponse" />
</wsdl:message>
- <wsdl:message name="AddFullCreditCardCreditSoapIn">
<wsdl:part name="parameters" element="tns:AddFullCreditCardCredit" />
</wsdl:message>
- <wsdl:message name="AddFullCreditCardCreditSoapOut">
<wsdl:part name="parameters" element="tns:AddFullCreditCardCreditResponse" />
</wsdl:message>
- <wsdl:message name="AddPaymentProfileSoapIn">
<wsdl:part name="parameters" element="tns:AddPaymentProfile" />
</wsdl:message>
- <wsdl:message name="AddPaymentProfileSoapOut">
<wsdl:part name="parameters" element="tns:AddPaymentProfileResponse" />
</wsdl:message>
- <wsdl:message name="AddCustomerRecordSoapIn">
<wsdl:part name="parameters" element="tns:AddCustomerRecord" />
</wsdl:message>
- <wsdl:message name="AddCustomerRecordSoapOut">
<wsdl:part name="parameters" element="tns:AddCustomerRecordResponse" />
</wsdl:message>
- <wsdl:message name="GetPaymentProfileSoapIn">
<wsdl:part name="parameters" element="tns:GetPaymentProfile" />
</wsdl:message>
- <wsdl:message name="GetPaymentProfileSoapOut">
<wsdl:part name="parameters" element="tns:GetPaymentProfileResponse" />
</wsdl:message>
- <wsdl:message name="GetPaymentProfileByIDSoapIn">
<wsdl:part name="parameters" element="tns:GetPaymentProfileByID" />
</wsdl:message>
- <wsdl:message name="GetPaymentProfileByIDSoapOut">
<wsdl:part name="parameters" element="tns:GetPaymentProfileByIDResponse" />
</wsdl:message>
- <wsdl:message name="GetCustomerRecordSoapIn">
<wsdl:part name="parameters" element="tns:GetCustomerRecord" />
</wsdl:message>
- <wsdl:message name="GetCustomerRecordSoapOut">
<wsdl:part name="parameters" element="tns:GetCustomerRecordResponse" />
</wsdl:message>
- <wsdl:message name="UpdatePaymentProfileSoapIn">
<wsdl:part name="parameters" element="tns:UpdatePaymentProfile" />
</wsdl:message>
- <wsdl:message name="UpdatePaymentProfileSoapOut">
<wsdl:part name="parameters" element="tns:UpdatePaymentProfileResponse" />
</wsdl:message>
- <wsdl:message name="UpdateCustomerRecordSoapIn">
<wsdl:part name="parameters" element="tns:UpdateCustomerRecord" />
</wsdl:message>
- <wsdl:message name="UpdateCustomerRecordSoapOut">
<wsdl:part name="parameters" element="tns:UpdateCustomerRecordResponse" />
</wsdl:message>

- <wsdl:message name="DeletePaymentProfileSoapIn">
<wsdl:part name="parameters" element="tns:DeletePaymentProfile" />
</wsdl:message>
- <wsdl:message name="DeletePaymentProfileSoapOut">
<wsdl:part name="parameters" element="tns:DeletePaymentProfileResponse" />
</wsdl:message>
- <wsdl:message name="DeletePaymentProfileByIDSoapIn">
<wsdl:part name="parameters" element="tns:DeletePaymentProfileByID" />
</wsdl:message>
- <wsdl:message name="DeletePaymentProfileByIDSoapOut">
<wsdl:part name="parameters" element="tns:DeletePaymentProfileByIDResponse" />
</wsdl:message>
- <wsdl:message name="DeleteCustomerRecordSoapIn">
<wsdl:part name="parameters" element="tns:DeleteCustomerRecord" />
</wsdl:message>
- <wsdl:message name="DeleteCustomerRecordSoapOut">
<wsdl:part name="parameters" element="tns:DeleteCustomerRecordResponse" />
</wsdl:message>
- <wsdl:message name="GetOptionValueSoapIn">
<wsdl:part name="parameters" element="tns:GetOptionValue" />
</wsdl:message>
- <wsdl:message name="GetOptionValueSoapOut">
<wsdl:part name="parameters" element="tns:GetOptionValueResponse" />
</wsdl:message>
- <wsdl:message name="GetOptionValuesSoapIn">
<wsdl:part name="parameters" element="tns:GetOptionValues" />
</wsdl:message>
- <wsdl:message name="GetOptionValuesSoapOut">
<wsdl:part name="parameters" element="tns:GetOptionValuesResponse" />
</wsdl:message>
- <wsdl:message name="CalculateConvenienceFeeSoapIn">
<wsdl:part name="parameters" element="tns:CalculateConvenienceFee" />
</wsdl:message>
- <wsdl:message name="CalculateConvenienceFeeSoapOut">
<wsdl:part name="parameters" element="tns:CalculateConvenienceFeeResponse" />
</wsdl:message>
- <wsdl:message name="BlockABAAccountNumberSoapIn">
<wsdl:part name="parameters" element="tns:BlockABAAccountNumber" />
</wsdl:message>
- <wsdl:message name="BlockABAAccountNumberSoapOut">
<wsdl:part name="parameters" element="tns:BlockABAAccountNumberResponse" />
</wsdl:message>
- <wsdl:message name="BlockCreditCardNumberSoapIn">
<wsdl:part name="parameters" element="tns:BlockCreditCardNumber" />
</wsdl:message>
- <wsdl:message name="BlockCreditCardNumberSoapOut">
<wsdl:part name="parameters" element="tns:BlockCreditCardNumberResponse" />
</wsdl:message>
- <wsdl:message name="UnBlockABAAccountNumberSoapIn">
<wsdl:part name="parameters" element="tns:UnBlockABAAccountNumber" />
</wsdl:message>
- <wsdl:message name="UnBlockABAAccountNumberSoapOut">
<wsdl:part name="parameters" element="tns:UnBlockABAAccountNumberResponse" />
</wsdl:message>
- <wsdl:message name="UnBlockCreditCardNumberSoapIn">
<wsdl:part name="parameters" element="tns:UnBlockCreditCardNumber" />
</wsdl:message>
- <wsdl:message name="UnBlockCreditCardNumberSoapOut">
<wsdl:part name="parameters" element="tns:UnBlockCreditCardNumberResponse" />

</wsdl:message>
- <wsdl:message name="IsABAAccountNumberBlockedSoapIn">
<wsdl:part name="parameters" element="tns:IsABAAccountNumberBlocked" />
</wsdl:message>
- <wsdl:message name="IsABAAccountNumberBlockedSoapOut">
<wsdl:part name="parameters" element="tns:IsABAAccountNumberBlockedResponse" />
</wsdl:message>
- <wsdl:message name="IsCreditCardNumberBlockedSoapIn">
<wsdl:part name="parameters" element="tns:IsCreditCardNumberBlocked" />
</wsdl:message>
- <wsdl:message name="IsCreditCardNumberBlockedSoapOut">
<wsdl:part name="parameters" element="tns:IsCreditCardNumberBlockedResponse" />
</wsdl:message>
- <wsdl:message name="BlockFieldValueSoapIn">
<wsdl:part name="parameters" element="tns:BlockFieldValue" />
</wsdl:message>
- <wsdl:message name="BlockFieldValueSoapOut">
<wsdl:part name="parameters" element="tns:BlockFieldValueResponse" />
</wsdl:message>
- <wsdl:message name="UnBlockFieldValueSoapIn">
<wsdl:part name="parameters" element="tns:UnBlockFieldValue" />
</wsdl:message>
- <wsdl:message name="UnBlockFieldValueSoapOut">
<wsdl:part name="parameters" element="tns:UnBlockFieldValueResponse" />
</wsdl:message>
- <wsdl:message name="IsFieldValueBlockedSoapIn">
<wsdl:part name="parameters" element="tns:IsFieldValueBlocked" />
</wsdl:message>
- <wsdl:message name="IsFieldValueBlockedSoapOut">
<wsdl:part name="parameters" element="tns:IsFieldValueBlockedResponse" />
</wsdl:message>
- <wsdl:message name="IsValidCreditCardNumberSoapIn">
<wsdl:part name="parameters" element="tns:IsValidCreditCardNumber" />
</wsdl:message>
- <wsdl:message name="IsValidCreditCardNumberSoapOut">
<wsdl:part name="parameters" element="tns:IsValidCreditCardNumberResponse" />
</wsdl:message>
- <wsdl:message name="IsValidCreditCardNumberForPaytoSoapIn">
<wsdl:part name="parameters" element="tns:IsValidCreditCardNumberForPayto" />
</wsdl:message>
- <wsdl:message name="IsValidCreditCardNumberForPaytoSoapOut">
<wsdl:part name="parameters" element="tns:IsValidCreditCardNumberForPaytoResponse" />
</wsdl:message>
- <wsdl:message name="IsABAAccountNumberValidSoapIn">
<wsdl:part name="parameters" element="tns:IsABAAccountNumberValid" />
</wsdl:message>
- <wsdl:message name="IsABAAccountNumberValidSoapOut">
<wsdl:part name="parameters" element="tns:IsABAAccountNumberValidResponse" />
</wsdl:message>
- <wsdl:message name="AddBillSoapIn">
<wsdl:part name="parameters" element="tns:AddBill" />
</wsdl:message>
- <wsdl:message name="AddBillSoapOut">
<wsdl:part name="parameters" element="tns:AddBillResponse" />
</wsdl:message>
- <wsdl:message name="GetBillSoapIn">
<wsdl:part name="parameters" element="tns:GetBill" />
</wsdl:message>
- <wsdl:message name="GetBillSoapOut">

<wsdl:part name="parameters" element="tns:GetBillResponse" />

</wsdl:message>
- <wsdl:message name="UpdateBillSoapIn">
<wsdl:part name="parameters" element="tns:UpdateBill" />
</wsdl:message>
- <wsdl:message name="UpdateBillSoapOut">
<wsdl:part name="parameters" element="tns:UpdateBillResponse" />
</wsdl:message>
- <wsdl:message name="DeleteBillSoapIn">
<wsdl:part name="parameters" element="tns:DeleteBill" />
</wsdl:message>
- <wsdl:message name="DeleteBillSoapOut">
<wsdl:part name="parameters" element="tns:DeleteBillResponse" />
</wsdl:message>
- <wsdl:message name="GetBillsSoapIn">
<wsdl:part name="parameters" element="tns:GetBills" />
</wsdl:message>
- <wsdl:message name="GetBillsSoapOut">
<wsdl:part name="parameters" element="tns:GetBillsResponse" />
</wsdl:message>
- <wsdl:message name="GetBillHTMLSoapIn">
<wsdl:part name="parameters" element="tns:GetBillHTML" />
</wsdl:message>
- <wsdl:message name="GetBillHTMLSoapOut">
<wsdl:part name="parameters" element="tns:GetBillHTMLResponse" />
</wsdl:message>
- <wsdl:message name="GetBillPDFSoapIn">
<wsdl:part name="parameters" element="tns:GetBillPDF" />
</wsdl:message>
- <wsdl:message name="GetBillPDFSoapOut">
<wsdl:part name="parameters" element="tns:GetBillPDFResponse" />
</wsdl:message>
- <wsdl:message name="AddUserAccountSoapIn">
<wsdl:part name="parameters" element="tns:AddUserAccount" />
</wsdl:message>
- <wsdl:message name="AddUserAccountSoapOut">
<wsdl:part name="parameters" element="tns:AddUserAccountResponse" />
</wsdl:message>
- <wsdl:message name="GetUserAccountSoapIn">
<wsdl:part name="parameters" element="tns:GetUserAccount" />
</wsdl:message>
- <wsdl:message name="GetUserAccountSoapOut">
<wsdl:part name="parameters" element="tns:GetUserAccountResponse" />
</wsdl:message>
- <wsdl:message name="UpdateUserAccountSoapIn">
<wsdl:part name="parameters" element="tns:UpdateUserAccount" />
</wsdl:message>
- <wsdl:message name="UpdateUserAccountSoapOut">
<wsdl:part name="parameters" element="tns:UpdateUserAccountResponse" />
</wsdl:message>
- <wsdl:message name="DeleteUserAccountSoapIn">
<wsdl:part name="parameters" element="tns:DeleteUserAccount" />
</wsdl:message>
- <wsdl:message name="DeleteUserAccountSoapOut">
<wsdl:part name="parameters" element="tns:DeleteUserAccountResponse" />
</wsdl:message>
- <wsdl:message name="LinkCustomerToUserAccountSoapIn">
<wsdl:part name="parameters" element="tns:LinkCustomerToUserAccount" />
</wsdl:message>

- <wsdl:message name="LinkCustomerToUserAccountSoapOut">
<wsdl:part name="parameters" element="tns:LinkCustomerToUserAccountResponse" />
</wsdl:message>
- <wsdl:portType name="ClearTranWebServiceSoap">
- <wsdl:operation name="UnLinkCustomerToUserAccount">
<wsdl:input message="tns:UnLinkCustomerToUserAccountSoapIn" />
<wsdl:output message="tns:UnLinkCustomerToUserAccountSoapOut" />
</wsdl:operation>
- <wsdl:operation name="AddRecurringPayment">
<wsdl:input message="tns:AddRecurringPaymentSoapIn" />
<wsdl:output message="tns:AddRecurringPaymentSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetRecurringPayment">
<wsdl:input message="tns:GetRecurringPaymentSoapIn" />
<wsdl:output message="tns:GetRecurringPaymentSoapOut" />
</wsdl:operation>
- <wsdl:operation name="UpdateRecurringPayment">
<wsdl:input message="tns:UpdateRecurringPaymentSoapIn" />
<wsdl:output message="tns:UpdateRecurringPaymentSoapOut" />
</wsdl:operation>
- <wsdl:operation name="DeleteRecurringPayment">
<wsdl:input message="tns:DeleteRecurringPaymentSoapIn" />
<wsdl:output message="tns:DeleteRecurringPaymentSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetBankInformation">
<wsdl:input message="tns:GetBankInformationSoapIn" />
<wsdl:output message="tns:GetBankInformationSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetCardHolderInformation">
<wsdl:input message="tns:GetCardHolderInformationSoapIn" />
<wsdl:output message="tns:GetCardHolderInformationSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetCreditCard">
<wsdl:input message="tns:GetCreditCardSoapIn" />
<wsdl:output message="tns:GetCreditCardSoapOut" />
</wsdl:operation>
- <wsdl:operation name="IsACHABA">
<wsdl:input message="tns:IsACHABASoapIn" />
<wsdl:output message="tns:IsACHABASoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetLastACHReturn">
<wsdl:input name="GetLastACHReturnByRecnum" message="tns:GetLastACHReturnByRecnumSoapIn" />
<wsdl:output name="GetLastACHReturnByRecnum" message="tns:GetLastACHReturnByRecnumSoapOut" />
</wsdl:operation>
<wsdl:input name="GetLastACHReturnByABAAccountNumber"
message="tns:GetLastACHReturnByABAAccountNumberSoapIn" />
<wsdl:output name="GetLastACHReturnByABAAccountNumber"
message="tns:GetLastACHReturnByABAAccountNumberSoapOut" />
</wsdl:operation>
- <wsdl:operation name="AddCheckTransaction">
<wsdl:input message="tns:AddCheckTransactionSoapIn" />
<wsdl:output message="tns:AddCheckTransactionSoapOut" />
</wsdl:operation>
- <wsdl:operation name="AuthorizeCheckTransaction">
<wsdl:input message="tns:AuthorizeCheckTransactionSoapIn" />
<wsdl:output message="tns:AuthorizeCheckTransactionSoapOut" />
</wsdl:operation>

<wsdl:input name="UpdateAndAuthorizeCheckTransaction"
message="tns:UpdateAndAuthorizeCheckTransactionSoapIn" />
<wsdl:output name="UpdateAndAuthorizeCheckTransaction"
message="tns:UpdateAndAuthorizeCheckTransactionSoapOut" />
</wsdl:operation>
<wsdl:input name="AuthorizeExistingCheckTransaction"
message="tns:AuthorizeExistingCheckTransactionSoapIn" />
<wsdl:output name="AuthorizeExistingCheckTransaction"
message="tns:AuthorizeExistingCheckTransactionSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetCheckTransaction">
<wsdl:input message="tns:GetCheckTransactionSoapIn" />
<wsdl:output message="tns:GetCheckTransactionSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetCheckTransactions">
<wsdl:input message="tns:GetCheckTransactionsSoapIn" />
<wsdl:output message="tns:GetCheckTransactionsSoapOut" />
</wsdl:operation>
- <wsdl:operation name="DeleteCheckTransaction">
<wsdl:input message="tns:DeleteCheckTransactionSoapIn" />
<wsdl:output message="tns:DeleteCheckTransactionSoapOut" />
</wsdl:operation>
- <wsdl:operation name="AddCheckCreditTransaction">
<wsdl:input message="tns:AddCheckCreditTransactionSoapIn" />
<wsdl:output message="tns:AddCheckCreditTransactionSoapOut" />
</wsdl:operation>
- <wsdl:operation name="AddCreditCardTransaction">
<wsdl:input message="tns:AddCreditCardTransactionSoapIn" />
<wsdl:output message="tns:AddCreditCardTransactionSoapOut" />
</wsdl:operation>
<wsdl:input name="UpdateAndResubmitCreditCardTransaction"
message="tns:UpdateAndResubmitCreditCardTransactionSoapIn" />
<wsdl:output name="UpdateAndResubmitCreditCardTransaction"
message="tns:UpdateAndResubmitCreditCardTransactionSoapOut" />
</wsdl:operation>
<wsdl:input name="ResubmitCreditCardTransaction" message="tns:ResubmitCreditCardTransactionSoapIn" />
<wsdl:output name="ResubmitCreditCardTransaction" message="tns:ResubmitCreditCardTransactionSoapOut"
/>
</wsdl:operation>
- <wsdl:operation name="GetCreditCardTransaction">
<wsdl:input message="tns:GetCreditCardTransactionSoapIn" />
<wsdl:output message="tns:GetCreditCardTransactionSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetCreditCardTransactions">
<wsdl:input message="tns:GetCreditCardTransactionsSoapIn" />
<wsdl:output message="tns:GetCreditCardTransactionsSoapOut" />
</wsdl:operation>
- <wsdl:operation name="VoidCreditCardTransaction">
<wsdl:input message="tns:VoidCreditCardTransactionSoapIn" />
<wsdl:output message="tns:VoidCreditCardTransactionSoapOut" />
</wsdl:operation>
- <wsdl:operation name="ReverseCreditCardTransaction">
<wsdl:input message="tns:ReverseCreditCardTransactionSoapIn" />
<wsdl:output message="tns:ReverseCreditCardTransactionSoapOut" />
</wsdl:operation>
- <wsdl:operation name="AddCreditCardCreditTransaction">

<wsdl:input name="AddPartialCreditCardCredit" message="tns:AddPartialCreditCardCreditSoapIn" />

<wsdl:output name="AddPartialCreditCardCredit" message="tns:AddPartialCreditCardCreditSoapOut" />
</wsdl:operation>
<wsdl:input name="AddFullCreditCardCredit" message="tns:AddFullCreditCardCreditSoapIn" />
<wsdl:output name="AddFullCreditCardCredit" message="tns:AddFullCreditCardCreditSoapOut" />
</wsdl:operation>
- <wsdl:operation name="AddPaymentProfile">
<wsdl:input message="tns:AddPaymentProfileSoapIn" />
<wsdl:output message="tns:AddPaymentProfileSoapOut" />
</wsdl:operation>
- <wsdl:operation name="AddCustomerRecord">
<wsdl:input message="tns:AddCustomerRecordSoapIn" />
<wsdl:output message="tns:AddCustomerRecordSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetPaymentProfile">
<wsdl:input message="tns:GetPaymentProfileSoapIn" />
<wsdl:output message="tns:GetPaymentProfileSoapOut" />
</wsdl:operation>
<wsdl:input name="GetPaymentProfileByID" message="tns:GetPaymentProfileByIDSoapIn" />
<wsdl:output name="GetPaymentProfileByID" message="tns:GetPaymentProfileByIDSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetCustomerRecord">
<wsdl:input message="tns:GetCustomerRecordSoapIn" />
<wsdl:output message="tns:GetCustomerRecordSoapOut" />
</wsdl:operation>
- <wsdl:operation name="UpdatePaymentProfile">
<wsdl:input message="tns:UpdatePaymentProfileSoapIn" />
<wsdl:output message="tns:UpdatePaymentProfileSoapOut" />
</wsdl:operation>
- <wsdl:operation name="UpdateCustomerRecord">
<wsdl:input message="tns:UpdateCustomerRecordSoapIn" />
<wsdl:output message="tns:UpdateCustomerRecordSoapOut" />
</wsdl:operation>
- <wsdl:operation name="DeletePaymentProfile">
<wsdl:input message="tns:DeletePaymentProfileSoapIn" />
<wsdl:output message="tns:DeletePaymentProfileSoapOut" />
</wsdl:operation>
<wsdl:input name="DeletePaymentProfileByID" message="tns:DeletePaymentProfileByIDSoapIn" />
<wsdl:output name="DeletePaymentProfileByID" message="tns:DeletePaymentProfileByIDSoapOut" />
</wsdl:operation>
- <wsdl:operation name="DeleteCustomerRecord">
<wsdl:input message="tns:DeleteCustomerRecordSoapIn" />
<wsdl:output message="tns:DeleteCustomerRecordSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetOptionValue">
<wsdl:input message="tns:GetOptionValueSoapIn" />
<wsdl:output message="tns:GetOptionValueSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetOptionValues">
<wsdl:input message="tns:GetOptionValuesSoapIn" />
<wsdl:output message="tns:GetOptionValuesSoapOut" />
</wsdl:operation>
- <wsdl:operation name="CalculateConvenienceFee">
<wsdl:input message="tns:CalculateConvenienceFeeSoapIn" />
<wsdl:output message="tns:CalculateConvenienceFeeSoapOut" />
</wsdl:operation>

- <wsdl:operation name="BlockABAAccountNumber">
<wsdl:input message="tns:BlockABAAccountNumberSoapIn" />
<wsdl:output message="tns:BlockABAAccountNumberSoapOut" />
</wsdl:operation>
- <wsdl:operation name="BlockCreditCardNumber">
<wsdl:input message="tns:BlockCreditCardNumberSoapIn" />
<wsdl:output message="tns:BlockCreditCardNumberSoapOut" />
</wsdl:operation>
- <wsdl:operation name="UnBlockABAAccountNumber">
<wsdl:input message="tns:UnBlockABAAccountNumberSoapIn" />
<wsdl:output message="tns:UnBlockABAAccountNumberSoapOut" />
</wsdl:operation>
- <wsdl:operation name="UnBlockCreditCardNumber">
<wsdl:input message="tns:UnBlockCreditCardNumberSoapIn" />
<wsdl:output message="tns:UnBlockCreditCardNumberSoapOut" />
</wsdl:operation>
- <wsdl:operation name="IsABAAccountNumberBlocked">
<wsdl:input message="tns:IsABAAccountNumberBlockedSoapIn" />
<wsdl:output message="tns:IsABAAccountNumberBlockedSoapOut" />
</wsdl:operation>
- <wsdl:operation name="IsCreditCardNumberBlocked">
<wsdl:input message="tns:IsCreditCardNumberBlockedSoapIn" />
<wsdl:output message="tns:IsCreditCardNumberBlockedSoapOut" />
</wsdl:operation>
- <wsdl:operation name="BlockFieldValue">
<wsdl:input message="tns:BlockFieldValueSoapIn" />
<wsdl:output message="tns:BlockFieldValueSoapOut" />
</wsdl:operation>
- <wsdl:operation name="UnBlockFieldValue">
<wsdl:input message="tns:UnBlockFieldValueSoapIn" />
<wsdl:output message="tns:UnBlockFieldValueSoapOut" />
</wsdl:operation>
- <wsdl:operation name="IsFieldValueBlocked">
<wsdl:input message="tns:IsFieldValueBlockedSoapIn" />
<wsdl:output message="tns:IsFieldValueBlockedSoapOut" />
</wsdl:operation>
- <wsdl:operation name="IsValidCreditCard">
<wsdl:input name="IsValidCreditCardNumber" message="tns:IsValidCreditCardNumberSoapIn" />
<wsdl:output name="IsValidCreditCardNumber" message="tns:IsValidCreditCardNumberSoapOut" />
</wsdl:operation>
<wsdl:input name="IsValidCreditCardNumberForPayto"
message="tns:IsValidCreditCardNumberForPaytoSoapIn" />
<wsdl:output name="IsValidCreditCardNumberForPayto"
message="tns:IsValidCreditCardNumberForPaytoSoapOut" />
</wsdl:operation>
- <wsdl:operation name="IsABAAccountNumberValid">
<wsdl:input message="tns:IsABAAccountNumberValidSoapIn" />
<wsdl:output message="tns:IsABAAccountNumberValidSoapOut" />
</wsdl:operation>
- <wsdl:operation name="AddBill">
<wsdl:input message="tns:AddBillSoapIn" />
<wsdl:output message="tns:AddBillSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetBill">
<wsdl:input message="tns:GetBillSoapIn" />
<wsdl:output message="tns:GetBillSoapOut" />
</wsdl:operation>
- <wsdl:operation name="UpdateBill">

<wsdl:input message="tns:UpdateBillSoapIn" />

<wsdl:output message="tns:UpdateBillSoapOut" />
</wsdl:operation>
- <wsdl:operation name="DeleteBill">
<wsdl:input message="tns:DeleteBillSoapIn" />
<wsdl:output message="tns:DeleteBillSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetBills">
<wsdl:input message="tns:GetBillsSoapIn" />
<wsdl:output message="tns:GetBillsSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetBillHTML">
<wsdl:input message="tns:GetBillHTMLSoapIn" />
<wsdl:output message="tns:GetBillHTMLSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetBillPDF">
<wsdl:input message="tns:GetBillPDFSoapIn" />
<wsdl:output message="tns:GetBillPDFSoapOut" />
</wsdl:operation>
- <wsdl:operation name="AddUserAccount">
<wsdl:input message="tns:AddUserAccountSoapIn" />
<wsdl:output message="tns:AddUserAccountSoapOut" />
</wsdl:operation>
- <wsdl:operation name="GetUserAccount">
<wsdl:input message="tns:GetUserAccountSoapIn" />
<wsdl:output message="tns:GetUserAccountSoapOut" />
</wsdl:operation>
- <wsdl:operation name="UpdateUserAccount">
<wsdl:input message="tns:UpdateUserAccountSoapIn" />
<wsdl:output message="tns:UpdateUserAccountSoapOut" />
</wsdl:operation>
- <wsdl:operation name="DeleteUserAccount">
<wsdl:input message="tns:DeleteUserAccountSoapIn" />
<wsdl:output message="tns:DeleteUserAccountSoapOut" />
</wsdl:operation>
- <wsdl:operation name="LinkCustomerToUserAccount">
<wsdl:input message="tns:LinkCustomerToUserAccountSoapIn" />
<wsdl:output message="tns:LinkCustomerToUserAccountSoapOut" />
</wsdl:operation>
</wsdl:portType>
<wsdl:portType name="ClearTranWebServiceHttpGet" />
<wsdl:portType name="ClearTranWebServiceHttpPost" />
- <wsdl:binding name="ClearTranWebServiceSoap" type="tns:ClearTranWebServiceSoap">
<soap:binding transport="http://schemas.xmlsoap.org/soap/http" />
- <wsdl:operation name="UnLinkCustomerToUserAccount">
<soap:operation soapAction="http://webservice.cleartran.net/UnLinkCustomerToUserAccount"
style="document" />
- <wsdl:input>
<soap:body use="literal" />
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="AddRecurringPayment">
<soap:operation soapAction="http://webservice.cleartran.net/AddRecurringPayment" style="document" />
- <wsdl:input>
</wsdl:input>

- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetRecurringPayment">
<soap:operation soapAction="http://webservice.cleartran.net/GetRecurringPayment" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="UpdateRecurringPayment">
<soap:operation soapAction="http://webservice.cleartran.net/UpdateRecurringPayment" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="DeleteRecurringPayment">
<soap:operation soapAction="http://webservice.cleartran.net/DeleteRecurringPayment" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetBankInformation">
<soap:operation soapAction="http://webservice.cleartran.net/GetBankInformation" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetCardHolderInformation">
<soap:operation soapAction="http://webservice.cleartran.net/GetCardHolderInformation" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetCreditCard">
<soap:operation soapAction="http://webservice.cleartran.net/GetCreditCard" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="IsACHABA">

<soap:operation soapAction="http://webservice.cleartran.net/IsACHABA" style="document" />

- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/GetLastACHReturnByRecnum" style="document"
/>
- <wsdl:input name="GetLastACHReturnByRecnum">
</wsdl:input>
- <wsdl:output name="GetLastACHReturnByRecnum">
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/GetLastACHReturnByABAAccountNumber"
style="document" />
- <wsdl:input name="GetLastACHReturnByABAAccountNumber">
</wsdl:input>
- <wsdl:output name="GetLastACHReturnByABAAccountNumber">
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="AddCheckTransaction">
<soap:operation soapAction="http://webservice.cleartran.net/AddCheckTransaction" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/AuthorizeCheckTransaction" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/UpdateAndAuthorizeCheckTransaction"
style="document" />
- <wsdl:input name="UpdateAndAuthorizeCheckTransaction">
</wsdl:input>
- <wsdl:output name="UpdateAndAuthorizeCheckTransaction">
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/AuthorizeExistingCheckTransaction"
style="document" />

- <wsdl:input name="AuthorizeExistingCheckTransaction">
</wsdl:input>
- <wsdl:output name="AuthorizeExistingCheckTransaction">
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetCheckTransaction">
<soap:operation soapAction="http://webservice.cleartran.net/GetCheckTransaction" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetCheckTransactions">
<soap:operation soapAction="http://webservice.cleartran.net/GetCheckTransactions" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="DeleteCheckTransaction">
<soap:operation soapAction="http://webservice.cleartran.net/DeleteCheckTransaction" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="AddCheckCreditTransaction">
<soap:operation soapAction="http://webservice.cleartran.net/AddCheckCreditTransaction" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/AddCreditCardTransaction" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/UpdateAndResubmitCreditCardTransaction"
style="document" />
- <wsdl:input name="UpdateAndResubmitCreditCardTransaction">
</wsdl:input>
- <wsdl:output name="UpdateAndResubmitCreditCardTransaction">


</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/ResubmitCreditCardTransaction"
style="document" />
- <wsdl:input name="ResubmitCreditCardTransaction">
</wsdl:input>
- <wsdl:output name="ResubmitCreditCardTransaction">
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetCreditCardTransaction">
<soap:operation soapAction="http://webservice.cleartran.net/GetCreditCardTransaction" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetCreditCardTransactions">
<soap:operation soapAction="http://webservice.cleartran.net/GetCreditCardTransactions" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="VoidCreditCardTransaction">
<soap:operation soapAction="http://webservice.cleartran.net/VoidCreditCardTransaction" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="ReverseCreditCardTransaction">
<soap:operation soapAction="http://webservice.cleartran.net/ReverseCreditCardTransaction" style="document"
/>
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/AddPartialCreditCardCredit" style="document" />
- <wsdl:input name="AddPartialCreditCardCredit">
</wsdl:input>
- <wsdl:output name="AddPartialCreditCardCredit">
</wsdl:output>
</wsdl:operation>

<soap:operation soapAction="http://webservice.cleartran.net/AddFullCreditCardCredit" style="document" />
- <wsdl:input name="AddFullCreditCardCredit">
</wsdl:input>
- <wsdl:output name="AddFullCreditCardCredit">
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="AddPaymentProfile">
<soap:operation soapAction="http://webservice.cleartran.net/AddPaymentProfile" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="AddCustomerRecord">
<soap:operation soapAction="http://webservice.cleartran.net/AddCustomerRecord" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/GetPaymentProfile" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/GetPaymentProfileByID" style="document" />
- <wsdl:input name="GetPaymentProfileByID">
</wsdl:input>
- <wsdl:output name="GetPaymentProfileByID">
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetCustomerRecord">
<soap:operation soapAction="http://webservice.cleartran.net/GetCustomerRecord" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="UpdatePaymentProfile">
<soap:operation soapAction="http://webservice.cleartran.net/UpdatePaymentProfile" style="document" />
- <wsdl:input>
</wsdl:input>

- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="UpdateCustomerRecord">
<soap:operation soapAction="http://webservice.cleartran.net/UpdateCustomerRecord" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/DeletePaymentProfile" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/DeletePaymentProfileByID" style="document" />
- <wsdl:input name="DeletePaymentProfileByID">
</wsdl:input>
- <wsdl:output name="DeletePaymentProfileByID">
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="DeleteCustomerRecord">
<soap:operation soapAction="http://webservice.cleartran.net/DeleteCustomerRecord" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetOptionValue">
<soap:operation soapAction="http://webservice.cleartran.net/GetOptionValue" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetOptionValues">
<soap:operation soapAction="http://webservice.cleartran.net/GetOptionValues" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="CalculateConvenienceFee">

<soap:operation soapAction="http://webservice.cleartran.net/CalculateConvenienceFee" style="document" />

- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="BlockABAAccountNumber">
<soap:operation soapAction="http://webservice.cleartran.net/BlockABAAccountNumber" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="BlockCreditCardNumber">
<soap:operation soapAction="http://webservice.cleartran.net/BlockCreditCardNumber" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="UnBlockABAAccountNumber">
<soap:operation soapAction="http://webservice.cleartran.net/UnBlockABAAccountNumber" style="document"
/>
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="UnBlockCreditCardNumber">
<soap:operation soapAction="http://webservice.cleartran.net/UnBlockCreditCardNumber" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="IsABAAccountNumberBlocked">
<soap:operation soapAction="http://webservice.cleartran.net/IsABAAccountNumberBlocked" style="document"
/>
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="IsCreditCardNumberBlocked">
<soap:operation soapAction="http://webservice.cleartran.net/IsCreditCardNumberBlocked" style="document"
/>
- <wsdl:input>


</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="BlockFieldValue">
<soap:operation soapAction="http://webservice.cleartran.net/BlockFieldValue" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="UnBlockFieldValue">
<soap:operation soapAction="http://webservice.cleartran.net/UnBlockFieldValue" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="IsFieldValueBlocked">
<soap:operation soapAction="http://webservice.cleartran.net/IsFieldValueBlocked" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/IsValidCreditCardNumber" style="document" />
- <wsdl:input name="IsValidCreditCardNumber">
</wsdl:input>
- <wsdl:output name="IsValidCreditCardNumber">
</wsdl:output>
</wsdl:operation>
<soap:operation soapAction="http://webservice.cleartran.net/IsValidCreditCardNumberForPayto"
style="document" />
- <wsdl:input name="IsValidCreditCardNumberForPayto">
</wsdl:input>
- <wsdl:output name="IsValidCreditCardNumberForPayto">
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="IsABAAccountNumberValid">
<soap:operation soapAction="http://webservice.cleartran.net/IsABAAccountNumberValid" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>

</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="AddBill">
<soap:operation soapAction="http://webservice.cleartran.net/AddBill" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetBill">
<soap:operation soapAction="http://webservice.cleartran.net/GetBill" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="UpdateBill">
<soap:operation soapAction="http://webservice.cleartran.net/UpdateBill" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="DeleteBill">
<soap:operation soapAction="http://webservice.cleartran.net/DeleteBill" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetBills">
<soap:operation soapAction="http://webservice.cleartran.net/GetBills" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetBillHTML">
<soap:operation soapAction="http://webservice.cleartran.net/GetBillHTML" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetBillPDF">
<soap:operation soapAction="http://webservice.cleartran.net/GetBillPDF" style="document" />
- <wsdl:input>


</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="AddUserAccount">
<soap:operation soapAction="http://webservice.cleartran.net/AddUserAccount" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="GetUserAccount">
<soap:operation soapAction="http://webservice.cleartran.net/GetUserAccount" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="UpdateUserAccount">
<soap:operation soapAction="http://webservice.cleartran.net/UpdateUserAccount" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="DeleteUserAccount">
<soap:operation soapAction="http://webservice.cleartran.net/DeleteUserAccount" style="document" />
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
- <wsdl:operation name="LinkCustomerToUserAccount">
<soap:operation soapAction="http://webservice.cleartran.net/LinkCustomerToUserAccount" style="document"
/>
- <wsdl:input>
</wsdl:input>
- <wsdl:output>
</wsdl:output>
</wsdl:operation>
</wsdl:binding>
- <wsdl:binding name="ClearTranWebServiceHttpGet" type="tns:ClearTranWebServiceHttpGet">
<http:binding verb="GET" />
</wsdl:binding>
- <wsdl:binding name="ClearTranWebServiceHttpPost" type="tns:ClearTranWebServiceHttpPost">
<http:binding verb="POST" />
</wsdl:binding>

<wsdl:service name="ClearTranWebService">
<wsdl:port name="ClearTranWebServiceSoap" binding="tns:ClearTranWebServiceSoap">
<soap:address
location="https://cleartran.qa.mellon.com/qa_ws_centralizedtesting_a/ClearTranWebService.asmx" />
</wsdl:port>
<wsdl:port name="ClearTranWebServiceHttpGet" binding="tns:ClearTranWebServiceHttpGet">
<http:address
</wsdl:port>
<wsdl:port name="ClearTranWebServiceHttpPost" binding="tns:ClearTranWebServiceHttpPost">
<http:address
</wsdl:port>
</wsdl:service
</wsdl:definitions>

Error and Response Codes

The list below represents the error codes and descriptions that may be raised by the web service.
ERPS Check Error Codes
Error
Error Description
Code
100 Invalid Field Length
101 Invalid Check Date
102 Invalid Account Number
103 Invalid Check ABA Number
104 Invalid Check Amount
105 Invalid Check Name1
106 Invalid Payto Name
107 Invalid Check Fee
108 Invalid Check Date Posted
109 Check Amount > MaxCheckAmount (MaxCheckAmount replaced by actual number)
110 Invalid Check Number
111 Invalid Option
112 Invalid MICR Line
113 Invalid Group ID
114 Invalid Requestor
115 Invalid ZipCode
116 Invalid Check Surcharge
117 Invalid Check Additional Principal
118 Invalid Transaction Type
119 Invalid Memo
120 Invalid CustomerID
121 Invalid Reference Code
122 Invalid Street
123 Invalid City
124 Invalid State
125 Invalid UDK1
126 Invalid UDK2
127 Invalid UDK3
128 Invalid SSN.
129 Invalid DOB.
130 Invalid Phone Number
131 Invalid Drivers License
132 Invalid Check Type
133 Invalid Station ID
134 Invalid ACH Entry Class
135 Invalid Transaction Source Code
136 Invalid Email Address
137 Invalid Sales Tax
150 Invalid Method Call for current Mode
160 Batch Not Found.
180 Duplicate ACH Profile.
200 Record Not Found.
201 Can't Edit a frozen check.
300 Duplicate Check encountered
301 Credit Not Allowed on non-ACHable Check
302 Credit Not Allowed on Unprinted Check
303 No Further Credits Allowed on Check
304 Credit Only Allowed on Debit Check

Error
Error Description
Code
305 Can Only Edit a Credit
306 Credit Not Allowed When a Hard Return Exists
307 ABA/Account Number is blocked
308 CustomerID is blocked
309 ReferenceCode is blocked
310 UDK1 is blocked
311 UDK2 is blocked
312 UDK3 is blocked
313 Credit can not be issued using alternate ABA logic. Option not enabled.
315 ABA/Account Number is invalid
400 Can't Authorize a Frozen Check. Already Printed or Authorized.
401 Invalid Authorization Status.
501 Duplicate Customer ID.
502 Invalid Settled Date.
600 Duplicate Username.
601 Invalid Username.
700 Duplicate Group Name.
701 Invalid Group Name.
803 Invalid Credit Amount
901 Invalid Login Account.
902 Not Logged In.
903 Already Logged In.
904 Password Expired.
905 Password Change Failure
906 Invalid Permissions for Current Operation.
907 ACH Credits Not Enabled.
908 Check Date Exceeds Max Post Date Value.
909 Check Date Does Not Exceed Min Pre-Date Value.
910 Unable to Connect to Electronic Receivable Payment services
911 Unable to Read System Information
912 Unable to Read Payto Information.
913 Connection to Database lost.
915 Max Users Exceeded
916 Convenience fee not enabled.
920 Electronic Receivable Payment services Application not initialized
925 No Checks Remaining in meter
930 No Printer
935 File Not Found.
936 Invalid Filename.
945 Internal Error.
950 Program Expired
960 Database version older than software version.
975 Authorization Service Not Found.
976 Send Receipt Failed.
980 Custom Output DLL not found.
990 Invalid Operation
999 Invalid System Information
1100 Record number parameter missing in GetLastACHReturn
1101 Check information missing
1102 Invalid ClientID
1103 Check credit information missing.
1104 Credit card information missing.
1005 Customer information missing.
1006 CustomerID Missing
1107 Option value missing
1108 Payto name missing.

Error
Error Description
Code
1109 Dollar amount exceeds 20 bytes after formatting.
1110 Invalid lookup field type
1111 Invalid status for a transaction resubmission. Transaction must have an “E” error status.
1112 Cannot delete a frozen check
1113 Reason required for field level transaction blocking.
1114 Invalid Where Clause.
1115 Split amounts do not match transaction amount.
1116 Invalid Split Amount.
1200 PaymentProfile Name Required.
1201 Payment Profile AccountNumber Required.
1202 Payment Profile Type Required.
1203 Duplicate Payment Profile Name.
1204 Payment Profile ABA Required.
1205 Payment Profile Check Type Required.
1206 Payment Profile Processing Type Must Be Assigned.
1208 Payment Profile CustomerID Required.
1209 Payment Profile Street Required.
1210 Payment Profile City Required.
1211 Payment Profile State Required.
1212 Payment Profile Name1 Required.
1213 Payment Profile First Name Required.
1214 Payment Profile Last Name Required.

ERPS Credit Card Error Codes
Error
Error Description
Code
20000 Card Number Supplied must be a numeric values only.
20001 Card Number Supplied 16 digits ( 15 AMEX ).
20002 Card Number Supplied failed the MOD10 check.
20003 Can Only Credit Settled Transactions. StatusCode = ‘S’
20010 Amount supplied must be numeric.
20011 Transaction Amount must between $0.99 and $99,999.99.
20011 Transaction Amount must between $0.00 and $99,999.99 for VISA authorization reversal transactions.
20021 Authorization Code must be between 1 and 999999.
20030 Zipcode must be either 5 or 9 digits.
20031 Zipcode must be numeric digits.
20061 Must set the card type before this transaction can be submitted.
20062 Must set the Terminal number before this transaction can be submitted.
20063 Must set the Merchant number before this transaction can be submitted.
20064 Must set the Client number before this transaction can be submitted.
20065 Must set the account number before this transaction can be submitted.
20066 Must set the transaction amount before this transaction can be submitted.
20067 Must set the authorization code before a prior force sale/VISA authorization transaction type can be
submitted.
20068 Must set the address property before this transaction can be submitted.
20069 Must set the address property before this transaction can be submitted.
20070 Must set the Industry Code adding a transaction to this collection.
20071 Must set the Processing Center adding a transaction to this collection.
20072 Order Number is required.
20073 ECommerce Indicator is required.
20074 Order Type is required.
20075 Must set the expiration date of the credit card before this transaction can be submitted.
20076 Must set the RetrievalReferenceNumber property to the ResponseRetReferNumber of the transaction that
is to be voided.
20077 Must set the LastRetrievalReferenceNumber property to the ResponseRetReferNumber of the prevoiusly
executed transaction.
20078 Must set the CVV2 presence indicator for VISA card transactions.
20079 Must set the CVV2 Indicator for VISA card transactions.
20210 Order Number supplied must be numeric.
20211 Order Number must be betweeen 0 and 999999999.
20212 Batch Number supplied must be numeric.
20213 Batch Number must be betweeen 0 and 999999.
20214 Retrieval Reference Number supplied must be numeric.
20215 Retrieval Reference Number must be betweeen 0 and 9999999.
20216 Last Retrieval Reference Number supplied must be numeric.
20217 Last Retrieval Reference Number must be betweeen 0 and 9999999
20700 This transaction batch has already been submitted.
20701 CVV2 Indicator supplied must be numeric.
20702 CVV2 Indicator must be betweeen 0000 and 9999.
20703 Transaction Type is not supported by <Processor Name >
20704 Expiration Date must be provided in the following format MM/YY. Month digits are not within the proper
range.
20705 Expiration Date must be provided in the following format MM/YY. Year digits are not within the valid range
( 00 - 32 ).
20706 Expiration Date must be provided in the following format MM/YY.
20707 Must set transaction type.

Error
Error Description
Code
20708 Unable able to connect to processor.
21001 Error occurred retreiving transac tion type description.
21002 No open batches exist.
21003 Failed to open batch.
21004 Unexpected error occurred retrieving credit card information.
21005 Unexpected error occurred retrieving transaction information.
21006 Error occurred executing database query.
21010 Unexpected Error occurred loading INI file.
21016 PayToID cannot be found with the PayToName provided.
21111 Credit card has expired.
21102 Must supply an amount.
21103 Must supply an expiration date.
21104 Must supply an order number.
21105 Must supply the transaction type.
21106 Must supply a credit card number.
21107 Must supply the transaction type.
21110 Invalid value supplied for transaction type property.
21120 Invalid credit card number. Please re-enter number.
21121 Card Number Supplied 16 digits ( 15 AMEX ).
21122 Zip code must be 5 digits.
21123 Expiration Date must be provided in the following format MM/YY. Month digits are not within the valid
range( 0 - 12 ).
21124 Expiration Date must be provided in the following format MM/YY. Year digits are not within the valid range
( 00 - 32 ).
21125 Expiration Date must be provided in the following format MM/YY.
Failed to acquire unique ID from Electronic Receivable Payment services database. Credit Card Update
21126 failed.
21127 Unexpected error.
21128 City must be lesss than or equal to 25 characters.
21129 State must be equal to 2 characters.
21130 Street must be less than or equal to 40 characters.
21131 Customer ID must be less than or equal to 32 characters.
21132 Reference Code must be less than or equal to 32 characters.
21133 User Defined Key 1 must be less than or equal to 8 characters.
21136 This transaction cannot be voided at this time.
21137 A deleted transaction cannot be vioded.
21138 Transaction cannot be voided because it has already been settled.
21139 Unexpected error occurred during manual approval.
21140 Unexpected error occurred during attempt to void a transaction.
21141 Unexpected error occurred during attempt to load the transaction object.
21142 Credit Card Validation Error
21147 Invalid Transaction Source.
21400 Undefined Error or Undefined Error retrieving Credit Card Transaction ID:
21401 Undefined Error or Undefined Error retrieving Batch ID
21402 Invalid property value found for the PhoneNumber entry in the INI FILE under section [Processor Name]
21403 Invalid property value found for the Industry entry in the INI FILE under section [Processor Name]
21404 Invalid property value found for the ClientNumber entry in the INI FILE under section [Processor Name]]
21405 Invalid property value found for the TerminalNumber entry in the INI FILE under section [Processor Name]

Error
Error Description
Code
21406 Invalid property value found for the MerchantNumber entry in the INI FILE under section [Processor Name]
21407 Invalid property value found for the ECommerceIndicator entry in the INI FILE under section [Processor
Name]
21408 Invalid property value found for the TerminalType entry in the INI FILE under section [Processor Name]
21409 Invalid property value found for the BankIDNumber entry in the INI FILE under section [Processor Name]
21410 Invalid property value found for the CommPort entry in the INI FILE under section [Processor Name]
21411 Invalid status for a transaction resubmission. Transaction must have an “E” error status.
Failed to acquire unique ID from Electronic Receivable Payment services database. Batch Info Update
22001 failed."
22003 Can only credit settled transactions (Status Code = S)
22007 Original transaction could not be found.
22008 Duplicate transaction encountered.
22009 Credits can only be performed on purchases.
22010 Processor Error Message. See Error Message for exact Error Code.
22011 Submission failed. Indicates that the processor did not approve the transaction, and that no action code
was returned. Can also indicate that the CC comm driver is not installed properly.
22012 Transaction cannot be reversed because it has already been settled
Check Authorization Response Codes
Error
Error Description
Code
00 User authenticated
01 Approved
02 Hard negative information on file
03 Over maximum face value or excessive activity
04 Invalid identification or id/DOB mismatch
05 Authentication system not available or face value exceeds max
10 Failed authentication
11 Failed authentication by score
12 Failed authentication by score
91 Invalid transaction id
92 Invalid amount
93 Invalid merchant id
94 Transaction aborted
95 System unavailable
96 Warranty limit exceeded
97 Invalid check information
98 Invalid station id

Credit Card Authorization Error Codes

The following sections contain a list of error codes and descriptions for each processor. These errors are
returned in the connection server when returned from the processor.
Paym enTech – Tam pa Error Reference

Error Terminal Message Description
105 Invalid Term ID Merchant ID on a Batch Inquiry or Release is incorrect.
106 Term Not Active Active flag for the merchant ID is set to N.
107 No Transactions A Batch Inquiry or Release was requested but no open batch exists.
108 Bat Already Rels A second batch release was attempted.
109 Batch Not Found Requested batch does not exist.
200 Auth Declined Cardholder's bank did not approve transaction.
201 Call Voice Oper Authorizer needs more information for approval.
202 Hold - Call Card issuer does not want that card used. Call for further instructions.
203 Call Voice Oper Authorizer didn't respond within allotted time.
204 Invalid Card No Account #/mag stripe is invalid.
205 Invalid Exp. Date Expiration date is either incorrect format or prior to today.
206 Invalid ICA No Invalid International Control Account number.
207 Invalid ABA No Invalid American Banking Association number.
208 Invalid PIN No The Personal ID Number for a debit transaction is incorrect.
209 Invalid Bank MID The Bank Merchant ID is incorrect.
210 Invalid Term No The merchant ID is not valid or active.
211 Invalid Amount Amount is either: equal to 0, has no decimal, has decimal in wrong place, or
has multiple decimals.
213 Invalid Tran Fmt The transaction format isn't valid, typically invalid SIC code
214 Call Voice Oper Authorization center cannot be reached.
215 Lost/Stolen Card Card has been reported lost or stolen.
216 Invalid PIN Personal ID code is incorrect.
217 Over Credit Flr Amount requested exceeds credit limit.
218 Request Denied Transaction is not valid for this authorizer.
220 Not Online to XX Fatal Comunications error.
221 Auth Down-Retry Debit authorizer temporarily unavailable.
222 Auth Declined Vehicle not found in positive file.
223 Invalid Pin No Driver # not found in positive file.
224 Auth Declined Card is on private label negative file.
225 Card Not Allowed Merchant does not accept this card.
226 PL Setup Reqd Merchant not set up for Private Label.
227 BIN Not Allowed Merchant cannot accept this Private Label BIN range.
228 Card Not Allowed Merchant cannot accept this card.
229 Inv Merc Rstrct Code Restriction code field contains invalid data.
230 Prod Restricted Merchant attempted a product code not permitted by this merchant.
231 Prod Not On File Merchant attempted a product code that does not exist on host.
232 Auth Declined Invalid card type for Prior Auth sale.
233 Auth Declined Terminal Type not supported.
234 Auth Declined T&E card used for Sale when merchant only allows Auth Only.
235 *Request Denied* Prior Auth selected with no Auth code provided.
292 Auth Down - Retry Authorizer is not responding
293 Auth Busy - Retry Authorizer not available at this time.
294 Auth Busy - Retry Authorizer not available at this time
297 Auth Error - Retry Authorizer not available at this time
298 Err - Pls Retry Debit authorizer experienced an error.
300 Invalid Term ID The length of the merchant ID is incorrect or contains invalid data.
301 Invalid Function Tran code is incorrect or wrong length.
302 Invalid Card Mag stripe contains invalid data or account # is greater than 19 digits


303 Invalid Exp. Date Card has expired, month was not 01-12 or year was not 00-99.
304 Invalid Action Code Action code is longer than 1 digit.
305 Amt Entry Error Amount less than .01 or greater than 999999.99 or contained non numeric
data.
306 Invalid PIN Incorrect PIN block length.
307 Invalid Card Invalid card type or account number.
308 Auth # Not Entered Auth code was not entered on a Prior Auth, Incremental or Rev.
309 Invalid Down Pay Ind Insurance down payment indicator is invalid.
310 Policy # Wrong Len Insurance policy number is incorrect length.
311 Invalid Ind Code Industry type must be RE or DM.
312 Invalid Function Tran code is invalid or contains alpha data.
313 Entry Mode Invalid POS Entry mode is less than 01 or greater than 04.
314 Invalid Industry Data The Industry Specific field contains invalid data.
315 Inv Fleet Data The Fleet Card field contains invalid data.
316 Invalid Sys Info The System Information field contains invalid data.
317 Invalid Format Payment Service indicator or Transaction ID is invalid.
318 Inv Transaction Class Transaction class not “F” for financial transaction.
319 Inv PIN Capability Pin capability code field contains invalid data.
320 Inv/Missing Retr Ref Retrieval Reference # is missing or contains alpha data.
321 Inv MSDI Market Specific Data field contains invalid data.
322 Invalid Duration Market specific data field Duration is 00, blank or missing.
323 Inv Pref Cust Ind Preferred Customer indicator contains invalid data.
324 Inv MO/TO Number Mail/Telephone Order number is invalid.
325 Inv Sale/Chg Des/Folio Hotel Sale Code, Charge Descriptor or Folio contains invalid data.
326 Inv Mult Clr Seq No Multiple Clearing sequence number is invalid.
327 Inv Purch Card Data Purchasing card field contains invalid data.
328 Inv Input/Use VRU Insurance transaction not from VRU.
330 INV Function or Indicates system problem, notify Paymentech Network Services or
Multiple FS or Multiple field separators received without required data or
Unknown TKN A token of unknown definition was received
331 INV TKN Value Invalid token value was received.
332 CVD Data Error Error with the cardholder verification data received; invalid value or not
allowable for this card for this transaction.
333 TKN Data Error Indicates system problem, notify Paymentech Network Services.
400 Invalid Term ID Merchant ID not found in merchant file.

401 Invalid Term ID Merchant ID not found in terminal file.
402 Term Not Active Active flag for merchant set to "N".
403 Invalid Act Code Merchant not set up for cash advance function.
404 Void Not Allowed The transaction requested for voiding is not an EFT transaction.
405 Ref Num Not Found Transaction requested for reversal not found.
406 Proc Error 7 The host can't clear all transaction records for the requested Batch Release.
407 Too Many Batches There are 999 open batches for this merchant.
408 Release Batch Current batch has 999 records. Release batch before continuing.
409 Invalid Function Debit transaction requested but debit flag is set to "N".
410 Invalid Term ID The Terminal ID portion of the merchant ID is incorrect.
411 Invalid Term ID The maximum retries for this merchant have been exceeded.
412 Proc Error 13 Unable to read reference number file.
Proc Error 14 413
Proc Error 15 414
Invalid Function 415
416 Invalid Function Merchant is Authorization Only and a debit record was sent.
417 Invalid Function Private label flag is "N" but a private label account number was sent.
418 Please Try Again Incorrect debit working key.
419 Invalid Function Manually entered transactions are not allowed for this terminal ID.
420 Amount Too Large Maximum sale amount exceeded.


421 Amount Too Large Maximum return amount exceeded.
422 Invalid Term ID Host couldn't read terminal file within specified time.
423 Proc Error 24 Host couldn't read reference number file within specified time.
424 Invalid Term ID Transaction open flag has been set to "Y" within prior 3 minutes.
425 Invalid Function Cash management not allowed for this merchant ID.
426 Rev Not Allowed Host found no batch number matching the one sent.
427 Rev Not Allowed Host found no transactions meeting the specifications sent.
428 Dscv Not Allowed Merchant not set up for Discover transactions.
429 Rev Not Allowed The batch containing the transaction to void has been released.
430 Dscv Not Allowed Merchant not set up for Discover.
431 DC Not Allowed Merchant not set up for Diners Club.
432 CB Not Allowed Merchant not set up for Carte Blanche.
433 Invalid Key No AMEX subscriber number, process control ID or product code set up
434 Invalid Key Future use.
435 Failed-Plz Call Debit transaction being sent to an authorizer not set up on host file.
436 Failed-Plz Call Debit security key does not exist on the security management file.
437 Failed-Plz Call Failure occurred during encryption/decryption of PIN.
438 Failed-Plz Call Error occurred while generating a debit working key.
439 Failed-Plz Call The DB (debit) sponsor institution on the merchant file is not set up on sponsor
file.
440 Failed-Plz Call The network set up on the sponsoring bank file for this institution is not set up
on the host's network file.
441 Failed-Plz Call The host is unable to Comunicate with decryption device.
442 JCB Not Allowed JCB CD flag on merchant record not set up for JCB transactions.
443 JCB Not Allowed JCB subscriber number not set up for JCB transactions.
444 Bank Not On File Debit BIN not set up for this merchant in routing table.
445 No Sponsor Inst No valid sponsorship was found on Merchant record.
446 Failed Plz Call Future use.
447 WX Not Allowed Merchant not set up to accept WEX.
448 Amount Too Large Amount exceeds maximum limit.
449 Reenter Odometer Odometer was 000000 or contained non-numeric data.
450 <Duplicate Tran> No ACK reversal was followed by a duplicate request
451 Tran Not Allowed Requested transaction type is not allowed for this card/merchant.
452 Bat Already Rels Batch has already been released
453 Invalid Rtng Ind Invalid Routing Indicator field
454 AX Not Allowed AMEX not allowed
602 Call Voice Op Auth center cannot be reached.
693 Auth Busy-Retry Queue for debit authorizer too long.
694 Auth Busy-Retry Debit authorizer not responding in time.
999 Invalid Merchant Merchant number not on file.

Paym enTech – Salem Error Reference

000 No Answer Paymentech received no answer from auth network
100 Approved Successfully approved
101 Validated Account passed Paymentech negative file and data edit checks
102 Verified Account passed external negative file
103 Pre-noted Passed pre-note
104 No Reason to Decline Successfully approved
105 Received and Stored Successfully approved (FPO)
106 Provided Auth Successfully approved (customized code)
107 Request Received Successfully approved (customized code)
108 Approved for Activation Successfully Activated because it was previously processed
Processed Transaction
109 Previously Processed Transaction was not re-authorized with the Debit Network because it was previously
Transaction processed
110 BIN Alert Successfully approved (customized code
111 Approved for Partial Successfully approved (customized code)
112 Approved Low Fraud Successfully approved (eFalcon fraud scoring)
113 Approved Medium Fraud Successfully approved (eFalcon fraud scoring)
114 Approved High Fraud Successfully approved (eFalcon fraud scoring)
115 Approved Fraud Service Fraud service unavailable (eFalcon fraud scoring)
Unavailable
120 Approved New Account Successfully approved. BML account number needs to be updated on the merchants
Number system for any future transactions.
121 Approved - Amount Successfully approved. The transaction has been approved, but the amount exceeds
Exceeds Limits the agreement limit. If the merchant processes the sale, the merchant will assume
liability for the transaction.
164 Conditional Approval Conditional Approval - Hold Shipping for 24 hours
201 Invalid CC Number Bad check digit, length or other credit card problem.
202 Bad Amount Non-numeric Amount sent was zero, unreadable, or over ceiling limit.
Amount
203 Zero Amount Amount sent was zero
204 Other Error Unidentifiable error
205 Bad Total Auth Amount The sum of the authorization amount from extended data information does not equal
detail record authorization amount.
218 Invalid SKU Number Non-numeric value was sent
219 Invalid Credit Plan Non-numeric value was sent
220 Invalid Store Number Non-numeric value was sent
225 Invalid Field Data Data within transaction is incorrect
227 Missing Companion Data Specific and relevant data within transaction is absent
229 Percents Do Not Total 100 FPO monthly payments do not total 100 (FPO only)
230 Payments Do Not Total FPO monthly payments do not total order (FPO only)
Order
231 Invalid Division Number Division number incorrect
233 Does Not Match MOP Credit card number does not match method of payment type or not in bank table
234 Duplicate Order Number Unique to authorization recycle transactions. Order number already exists in system
(Auth Recycle Only)
235 FPO Locked FPO change not allowed (FPO only)
236 Auth Recycle Host System Authorization recycle host system temporarily unavailable (Auth Recycle Only)
Down
237 FPO Not Allowed Division does not participate in FPO. Contact your Paymentech Representative for
information on getting set up for Flexible Payment Options (FPO)
238 Invalid Currency Currency does not match Paymentech member parameter table to division currency
239 Invalid MOP for division Method of payment is invalid for this division.
240 Auth Amount Wrong Used by FPO
241 Illegal Action Used by FPO and Account Updater
243 Invalid Purchase Level III Data is inaccurate or missing
244 Invalid Encryption Format Invalid encryption flag. Data is inaccurate.
245 Invalid Secure Payment Data provided for Verified by Visa or MasterCard SecureCode not in appropriate Base
Data 64 encoding format or data provided on a non e-Commerce transaction.
246 Merchant Not MasterCard Division does not participate in MasterCard SecureCode. Contact your Paymentech
SecureCode Enabled Representative for information on getting setup for MasterCard SecureCode.


251 Invalid Start Date Incorrect start date or card may require an issue number, but a start date was
submitted. (Switch/Solo only)
252 Invalid Issue Number 1-digit number submitted when a 2-digit number should have been sent. (Switch/Solo
only)
253 Invalid Transaction Type Invalid transaction type for this order
260 Soft AVS Card was authorized, but AVS did not match. The 100 was overwritten with a 260 per
the merchant's request (Conditional deposits only)
261 Account Not Eligible for Account number not eligible for division's Account updater program setup.
Division's Setup
262 Authorization Authorization code and/or response date are invalid
code/response date invalid
263 Partial Authorization Not Action code or division does not allow partial authorizations or partial request is not
allowed or Partial valid
Authorization request Note
Valid
264 Duplicate Deposit Transaction is a duplicate of a previously deposited transaction. Transaction will not be
Transaction processed
265 Missing QHP Amount QHP Amount greater than transaction amount.
267 Merchant NOT IIAS Division does not participate in Healthcare IIAS. Contact your Chase Paymentech
enabled Representative for information on getting setup for Healthcare IIAS
268 Invalid Cash Back Amount Cash back amount is not an increment of $20 between $20 and $100
301 Issuer Unavailable Auth network couldn't reach the bank which issued the card
302 Credit Floor Insufficient funds
303 Processor Decline Generic decline - No other information is being provided by the issuer
304 Not On File No card record, or invalid/non-existant to account specified
305 Already Reversed Transaction Previously Reversed
306 Amount mis-match Requested reversal amount does not match original approved authorization amount
307 Authorization Not Found Transaction cannot be matched to an authorization that was stored in the database
332 Floor Low Fraud 302 Authorization response low fraud. Reference 302 Insufficient Funds (eFalcon fraud
scoring only)
333 Floor Medium Fraud 302 authorization response medium fraud. Reference 302 Insufficient Funds (eFalcon
fraud scoring only)
334 Floor High Fraud 302 authorization response high fraud. Reference 302 Insufficient Funds (eFalcon
fraud scoring only)
335 Floor Unavailable Fraud 302 authorization response fraud service unavailable. Reference 302 Insufficient
Funds (eFalcon fraud scoring only)
401 Call Issuer wants voice contact with cardholder
402 Default Call Approve/Decline
432 Call Low Fraud 401 authorization response low fraud. Reference 401 Issuer wants voice contact with
cardholder (eFalcon fraud scoring only)
433 Call Medium Fraud 401 authorization response medium fraud. Reference 401 Issuer wants voice contact
with cardholder (eFalcon fraud scoring only)
434 Call High Fraud 401 authorization response high fraud. Reference 401 Issuer wants voice contact with
435 Call Unavailable Fraud 401 authorization response fraud service unavailable. Reference 401 Issuer wants
voice contact with cardholder (eFalcon fraud scoring only)
442 Default Call Low Fraud 402 authorization response low fraud. Reference 401 issuer wants voice contact with
443 Default Call Medium Fraud 402 authorization response medium fraud. Reference 401 Issuer wants voice contact
with cardholder (eFalcon fraud scoring only)
444 Default Call High Fraud 402 authorization response high fraud. Reference 401 Issuer wants voice contact with
445 Default Call Unavailable 402 authorization response fraud service unavailable. Reference 401 Issuer wants
Fraud voice contact with cardholder (eFalcon fraud scoring only)
452 Account Already Account has no availble funds
Redeemed
456 Invalid Refund Amount Refund amount is greater than purchased authorization amount
501 Pickup Card Issuer wants card returned
502 Lost/Stolen Card reported as lost/stolen (Does not apply to American Express)
503 Fraud Fraud
504 Negative File On negative file
508 Excessive PIN Try Allowable number of PIN trues exceeded
509 Over Limit Exceeds withdrawal or activity amoun limit


510 Over Frequency Limit Exceeds withdrawal or activity count limit
519 On Negative File Account number appears on negative file
521 Insufficient Funds Insufficient funds/over credit limit
522 Card is Expired Card is Expired
523 Encryption Data Bad Encryption data is bad
524 Altered Data Altered Data
530 Do Not Honor Generic decline - No other information is being provided by the issuer
531 CVV2/CVC2 Failure Issuer has declined auth request because CVV2 or CVC2 edit failed
532 Do Not Honor Low Fraud 530 authorization response low fraud. Reference 530 Do Not Honor
533 Do Not Honor Medium 530 authorization response medium fraud. Reference 530 Do Not Honor
Fraud
534 Do Not Honor High Fraud 530 authorization response high fraud. Reference 530 Do Not Honor
535 Do Not Honor Unavailable 530 authorization response fraud service unavailable. Reference 530 Do Not Honor
Fraud
540 Declined - Under 18 Years The date of birth indicates customer is less than 18 years of age Reference 530 Do Not
Old Fraud Honor
541 Declined - Possible Customer reported compromise and blocked account
Compromise
542 Declined - Bill To Not Bill to address does not match ship to address
Equal Ship To
543 Declined - Invalid Pre- Pre-approved number not recognized
Approval Number
544 Declined - Invalid Email Email address failed standard validation rules
Address
545 PA ITA Number Inactive Pre-approval number no longer valid
546 Declined - Blocked Billing system account status
Agreement
547 Address Verification Failed Verify billing address
548 Not on Credit Bureau Need more information. Request full social security number
549 Previously Declined Customer previously declined
550 Closed Account, New Closed account new account issueed
Account Issued
551 Duplicate Transaction For Duplicate Transaction - Trans ID in combination with merchant ID is not unique
(order number not unique)
560 Declined - Re- Re-authorization request is declined. Original authorization could not be found
Authorization
561 Declined Re-Authorization Re-authorizatio request is declined. The customer account number, merchant id, or
- No Match amount did not match the original authorization
562 Declined Re-Authorization Re-authorization request is declined. The amount significantly exceeds the original
- Amount Exceeded request amount
563 Declined Re-Authorization Re-authorization request is declined. The timeframes for re-authorization have been
- Declined Timeframes exceeded.
570 Stop Deposit Order Cardholder has requested that this recurring/installment payment be stopped
571 Revocation of Auth Cardholder has requested all recurring/installment payments be stopped
591 Invalid CC Number Bad check digit, length or other credit card problem. Issuer generated
592 Bad Amount Amount sent was zero or unreadable. Issuer generated
594 Other Error Unidentifiable error. Issuer generated
595 New Card Issued New Card Issued
596 Suspect Fraud Issuer has flagged the account as suspected fraud.
597 Merchant not setup at Refund authorization requested on STAR only BIN or BIN not found.
CHASE to account lookup.
599 Refund Not Allowed Refund authorization requested on STAR only BIN or BIN not found.
602 Invalid Institution Code Card is bad, but passes Mod 10 check digit routine, wrong BIN
603 Invalid Institution Institution is no longer valid
605 Invalid Expiration Date Card has expired or bad date sent. Confirm proper date
606 Invalid Transaction Type Issuer does not allow this type of transaction
607 Invalid Amount Amount not accepted by network
610 BIN Block Merchant has requested Paymentech not process credit cards with BIN
704 Stored FPO
740 Match Failed Unable to find a match for Debit Authorization Record - based on Trace number,
Account number, and Division number
741 Validation Failed Unable to validate the Debit Authorization Record - based on Amount, Action Code,
and MOP


750 Invalid Transit Routing ABA transit routing number is invalid, fails check digit
Number
751 Transit Routing Number Transit routing number not on list of current acceptable numbers
Unknown
752 752 Missing Name Pertains to deposit transactions only
753 Invalid Account Type Pertains to deposit transactions only
754 Account Closed Bank account has been closed
755 No Account/Unable To Does not match any account for the customer at the bank
Locate
756 Account Holder Deceased Customer or accountholder has died
757 Beneficiary Deceased Beneficiary on account has died
758 Account Frozen Transaction posting to account prohibited
759 Customer Opt-out Customer has refused to allow transaction
760 ACH Non-Participant Banking institution does not accept ACH transactions
762 No Address Pertains to deposit transactions only
763 Invalid Account Number Account number is incorrect
764 Authorization Revoked by Customer has notified their bank not to accept these transactions
Consumer
765 Customer advises not Customer has not authorized bank to accept these transactions
authorized
766 Invalid CECP Action Code Pertains to Canadian ECP transactions only. Account does not match routing number.
This is only if online action code is not equal to V
767 Invalid Account Number Formatting of account number is incorrect
Format
768 Bad Account Number Data Invalid characters in account number
802 Positive ID Issuer requires further information
806 Restraint Card has been restricted
811 Invalid sec Code American Express CID is incorrect
813 Invalid PIN PIN for online debit transactions is incorrect
825 No Account Account does not exist
833 Invalid Merchant Service Establishment (SE) number is incorrect
834 Unauthorized User Method of payment is invalid for the division
902 Process Unavailable System error/malfunction with Issuer
903 Invalid Expiration Invalid or expired expiration date
904 Invalid Effective Card not active
905 Declined - Stand In Rules Declined authorization using stand-in rules

105 Invalid Term ID Merchant ID on a Batch Inquiry or Release is incorrect.
106 Term Not Active Active flag for the merchant ID is set to N.
107 No Transactions A Batch Inquiry or Release was requested but no open batch exists.
108 Bat Already Rels A second batch release was attempted.
109 Batch Not Found Requested batch does not exist.
200 Auth Declined Cardholder's bank did not approve transaction.
201 Call Voice Oper Authorizer needs more information for approval.
202 Hold - Call Card issuer does not want that card used. Call for further instructions.
203 Call Voice Oper Authorizer didn't respond within allotted time.
204 Invalid Card No Account #/mag stripe is invalid.
205 Invalid Exp. Date Expiration date is either incorrect format or prior to today.
206 Invalid ICA No Invalid International Control Account number.
207 Invalid ABA No Invalid American Banking Association number.
208 Invalid PIN No The Personal ID Number for a debit transaction is incorrect.
209 Invalid Bank MID The Bank Merchant ID is incorrect.
210 Invalid Term No The merchant ID is not valid or active.
211 Invalid Amount Amount is either: equal to 0, has no decimal, has decimal in wrong place, or has multiple
decimals.
213 Invalid Tran Fmt The transaction format isn't valid, typically invalid SIC code
214 Call Voice Oper Authorization center cannot be reached.
215 Lost/Stolen Card Card has been reported lost or stolen.
216 Invalid PIN Personal ID code is incorrect.
217 Over Credit Flr Amount requested exceeds credit limit.
218 Request Denied Transaction is not valid for this authorizer.


220 Not Online to XX Fatal Comunications error.
222 Auth Declined Vehicle not found in positive file.
223 Invalid Pin No Driver # not found in positive file.
224 Auth Declined Card is on private label negative file.
225 Card Not Allowed Merchant does not accept this card.
226 PL Setup Reqd Merchant not set up for Private Label.
227 BIN Not Allowed Merchant cannot accept this Private Label BIN range.
228 Card Not Allowed Merchant cannot accept this card.
229 Inv Merc Rstrct Code Restriction code field contains invalid data.
230 Prod Restricted Merchant attempted a product code not permitted by this merchant.
231 Prod Not On File Merchant attempted a product code that does not exist on host.
232 Auth Declined Invalid card type for Prior Auth sale.
233 Auth Declined Terminal Type not supported.
234 Auth Declined T&E card used for Sale when merchant only allows Auth Only.
235 *Request Denied* Prior Auth selected with no Auth code provided.
292 Auth Down - Retry Authorizer is not responding
293 Auth Busy - Retry Authorizer not available at this time.
294 Auth Busy - Retry Authorizer not available at this time
297 Auth Error - Retry Authorizer not available at this time
300 Invalid Term ID The length of the merchant ID is incorrect or contains invalid data.
301 Invalid Function Tran code is incorrect or wrong length.
302 Invalid Card Mag stripe contains invalid data or account # is greater than 19 digits
303 Invalid Exp. Date Card has expired, month was not 01-12 or year was not 00-99.
304 Invalid Action Code Action code is longer than 1 digit.
305 Amt Entry Error Amount less than .01 or greater than 999999.99 or contained non numeric data.
306 Invalid PIN Incorrect PIN block length.
307 Invalid Card Invalid card type or account number.
308 Auth # Not Entered Auth code was not entered on a Prior Auth, Incremental or Rev.
309 Invalid Down Pay Ind Insurance down payment indicator is invalid.
310 Policy # Wrong Len Insurance policy number is incorrect length.
311 Invalid Ind Code Industry type must be RE or DM.
312 Invalid Function Tran code is invalid or contains alpha data.
313 Entry Mode Invalid POS Entry mode is less than 01 or greater than 04.
314 Invalid Industry Data The Industry Specific field contains invalid data.
315 Inv Fleet Data The Fleet Card field contains invalid data.
316 Invalid Sys Info The System Information field contains invalid data.
317 Invalid Format Payment Service indicator or Transaction ID is invalid.
318 Inv Transaction Class Transaction class not “F” for financial transaction.
319 Inv PIN Capability Pin capability code field contains invalid data.
320 Inv/Missing Retr Ref Retrieval Reference # is missing or contains alpha data.
321 Inv MSDI Market Specific Data field contains invalid data.
322 Invalid Duration Market specific data field Duration is 00, blank or missing.
323 Inv Pref Cust Ind Preferred Customer indicator contains invalid data.
324 Inv MO/TO Number Mail/Telephone Order number is invalid.
325 Inv Sale/Chg Des/Folio Hotel Sale Code, Charge Descriptor or Folio contains invalid data.
326 Inv Mult Clr Seq No Multiple Clearing sequence number is invalid.
327 Inv Purch Card Data Purchasing card field contains invalid data.
328 Inv Input/Use VRU Insurance transaction not from VRU.
330 INV Function or Indicates system problem, notify Paymentech Network Services or
Multiple FS or Multiple field separators received without required data or
Unknown TKN A token of unknown definition was received
331 INV TKN Value Invalid token value was received.
332 CVD Data Error Error with the cardholder verification data received; invalid value or not allowable for this
card for this transaction.
333 TKN Data Error Indicates system problem, notify Paymentech Network Services.
400 Invalid Term ID Merchant ID not found in merchant file.

401 Invalid Term ID Merchant ID not found in terminal file.
402 Term Not Active Active flag for merchant set to "N".


403 Invalid Act Code Merchant not set up for cash advance function.
404 Void Not Allowed The transaction requested for voiding is not an EFT transaction.
405 Ref Num Not Found Transaction requested for reversal not found.
406 Proc Error 7 The host can't clear all transaction records for the requested Batch Release.
407 Too Many Batches There are 999 open batches for this merchant.
408 Release Batch Current batch has 999 records. Release batch before continuing.
409 Invalid Function Debit transaction requested but debit flag is set to "N".
410 Invalid Term ID The Terminal ID portion of the merchant ID is incorrect.
411 Invalid Term ID The maximum retries for this merchant have been exceeded.
412 Proc Error 13 Unable to read reference number file.
Proc Error 14 413
Proc Error 15 414
Invalid Function 415
416 Invalid Function Merchant is Authorization Only and a debit record was sent.
417 Invalid Function Private label flag is "N" but a private label account number was sent.
418 Please Try Again Incorrect debit working key.
419 Invalid Function Manually entered transactions are not allowed for this terminal ID.
420 Amount Too Large Maximum sale amount exceeded.
421 Amount Too Large Maximum return amount exceeded.
422 Invalid Term ID Host couldn't read terminal file within specified time.
423 Proc Error 24 Host couldn't read reference number file within specified time.
424 Invalid Term ID Transaction open flag has been set to "Y" within prior 3 minutes.
425 Invalid Function Cash management not allowed for this merchant ID.
426 Rev Not Allowed Host found no batch number matching the one sent.
427 Rev Not Allowed Host found no transactions meeting the specifications sent.
428 Dscv Not Allowed Merchant not set up for Discover transactions.
429 Rev Not Allowed The batch containing the transaction to void has been released.
430 Dscv Not Allowed Merchant not set up for Discover.
431 DC Not Allowed Merchant not set up for Diners Club.
432 CB Not Allowed Merchant not set up for Carte Blanche.
433 Invalid Key No AMEX subscriber number, process control ID or product code set up
434 Invalid Key Future use.
435 Failed-Plz Call Debit transaction being sent to an authorizer not set up on host file.
436 Failed-Plz Call Debit security key does not exist on the security management file.
437 Failed-Plz Call Failure occurred during encryption/decryption of PIN.
438 Failed-Plz Call Error occurred while generating a debit working key.
439 Failed-Plz Call The DB (debit) sponsor institution on the merchant file is not set up on sponsor file.
440 Failed-Plz Call The network set up on the sponsoring bank file for this institution is not set up on the
host's network file.
441 Failed-Plz Call The host is unable to Comunicate with decryption device.
442 JCB Not Allowed JCB CD flag on merchant record not set up for JCB transactions.
443 JCB Not Allowed JCB subscriber number not set up for JCB transactions.
444 Bank Not On File Debit BIN not set up for this merchant in routing table.
445 No Sponsor Inst No valid sponsorship was found on Merchant record.
446 Failed Plz Call Future use.
447 WX Not Allowed Merchant not set up to accept WEX.
448 Amount Too Large Amount exceeds maximum limit.
449 Reenter Odometer Odometer was 000000 or contained non-numeric data.
450 <Duplicate Tran> No ACK reversal was followed by a duplicate request
451 Tran Not Allowed Requested transaction type is not allowed for this card/merchant.
452 Bat Already Rels Batch has already been released
453 Invalid Rtng Ind Invalid Routing Indicator field
454 AX Not Allowed AMEX not allowed
602 Call Voice Op Auth center cannot be reached.
693 Auth Busy-Retry Queue for debit authorizer too long.
694 Auth Busy-Retry Debit authorizer not responding in time.
999 Invalid Merchant Merchant number not on file.

Global Paym ents Error R eference

000 AP Approved or Completed Successfully
001 CALL AE Refer to American Express
001 CALL DC Refer to Diners Club
001 CALL DISCOVER Refer to Discover
001 CALL JB Refer to JBS
001 CALL ND Call your Visa/Mastercard Voice Authorization Center
001 CALL TC Refer to TeleCredit
001 CALL TK Refer to TeleCheck
001 CALL WC Refer to WorldCheck
001 CALL XXXXXXXXXX Call Indicated Number
001 ISSUER UNAVAIL Global Payments eCommerce cannot contact issuing bank for authorization
002 CALL AE Touchtone capture, won’t roll to an operator
002 CALL DC Touchtone capture, won’t roll to an operator
002 CALL DISCOVER Touchtone capture, won’t roll to an operator
002 CALL JB Touchtone capture, won’t roll to an operator
002 CALL ND Touchtone capture, won’t roll to an operator
002 CALL TC Touchtone capture, won’t roll to an operator
002 CALL TK Touchtone capture, won’t roll to an operator
002 CALL WC Touchtone capture, won’t roll to an operator
002 CALL XXXXXXXXXX Touchtone capture, won’t roll to an operator
002 ISSUER UNAVAIL Touchtone capture, won’t roll to an operator
003 INVALID MERCH ID Amount requested exceeds credit limit.
004 PIC UP Authorization Declined
005 DECLINE Authorization Declined
006 REVERSED Requested transaction reversal was successful
007 DECLINE-CV2-FAIL Response CVV2/CVC2 failure
008 AP WITH ID Approved with positive ID. Host does not capture this transaction
012 INVLD SERV ID Service ID number is incorrect.
012 INVALID REQUEST Administrative message contains a syntax error
012 INVLD TRAN CODE Processing code entered is incorrect. Please refer to valid processing code
013 INVLD AMOUNT Amount entered is invalid
014 INVLD ACCT Account number does not pass issuer’s edit checks
014 INVLD CODE ACCT Valid account number matched with transaction code for a different card type
014 INVLD PREFIX Global Payments eCommerce’s user tables are setup incorrectly for this account
019 PLEASE RETRY Global Payments eCommerce Gateway requests a retry
043 INV ACQ REF DATA Acquirer Reference Data did not pass Global Payments eCommerce’s field edits as
specified in the field descriptors
054 INVLD EXP DATE Expiration date entered is incorrect
055 PIN INVALID Incorrect PIN entered
058 UNAUTH TRANS Merchant not set up for transaction code used
075 MAX PIN RETRIES Maximum PIN number entry attempts exceeded
094 AP DUPE Transaction entered is a duplicate
095 INVALID BATCH Merchant is marked as inactive on EDC.
0N1 INV ACCT MATCH The account number entered during a void or an adjustment transaction does not match
the account number stored on the host for that item.
0N2 INV AMT MATCH The amount entered for a void or adjustment transaction does not match the amount
stored in the host for that item.
0N3 INV ITEM NUM The item number entered for a void or adjustment transaction is incorrect
0N4 ITEM VOIDED And adjustment or item review was attempted on a transaction previously voided or
reversed.
0N4 ITEM VOIDED And adjustment or item review was attempted on a transaction previously voided or
reversed.
0N5 MUST BALANCE NOW Terminal has not been balanced within time within time specified in int the Global
Payments eCommerce’s Merchant Master File for this merchant.
0N6 USE DUP THEN BAL Terminal has not been balanced within time within time specified in int the Global
Payments eCommerce’s Merchant Master File for this merchant, but merchant is set up tp
perform extra transactions before balancing
0N7 NO DUP FOUND Override transaction is attempted on a non-duplicated transaction
0N8 INVALID DATA Format for the transaction is invalid.
0N9 INV BATCH NBR Invalid batch number
0NA NO TRANS FOUND Reversal transaction is attempted on a transaction that is not in the open batch on the host


0NB INV BAL/SETL Totals on POS device do not match host totals and there are no reversals, or POS totals
do not agree with the host totals and the reversals cannot account for the difference.
0NC AP NOT CAPTURED Approved but not captured ( applies only to credit card transactions )
0NE AP AUTH-ONLY Approved but this EDC merchant is not set up to capture this card type.
0NF INV BANK Acquiring Bank ID entered is incorrect
0P0 TRAN TYPE INVLD Transaction not supported by the EFT Network or card issuer
0P1 APPROVED Approved debit card transaction
0P2 DB UNAVAIL 02 Global Payments eCommerce Gateway is down.
0P3 DB UNAVAIL 03 Global Payments eCommerce Gateway link timed out.
0P4 DB UNAVAIL 04 Global Payments eCommerce Gateway cannot contact EFT network or EFT Group ID is
incorrect
0P5 UNAUTH USER Merchant is not setup for debit on Global Payments eCommerce Merchant Master File
0P6 INVALID CARD Debit card not on issuer file.
0P7 DB ISSUER UNAVAIL EFT network cannot contact issuer
0P8 INVALID POS CARD Card not eligible for POS
0P9 ACCT TYPE INVLD Type of account entered cannot be accessed ( Checking, savings, etc )
0PA INVALID PREFIX No sharing arrangement for this card
0PB INVALID FIID Global Payments eCommerce Gateway Financial institution ID not set up
0RC VERIFY XXXX/XXXX The amount and item count do not match the totals in the host. The host reviews the
reversed items in the batch and displays the item number(s) for all reversed items in the
batch (designated by XXXX/XXXX ), followed by the message INVALID BALANCE. This
message length is variable to accommodate the reversed item number(s).
0RD OK DB XXXX/XXXX Settlemnet is successful, but the amount and item count do match the totals in the host.
The host reviews the reversed items in the batch and displays the item number(s) for all
reversed items in the batch (designated by XXXX/XXXX ), followed by the message
INVALID BALANCE. This message length is variable to accommodate the reversed item
number(s).
0S0 VERIFY XXXXXXXXXX Match the SCAN file. XXXXXXXXXX is routing /transit number on the negative file
0T1 EDC UNAVAILABLE EDC application down, try later
0T2 DB UNAVAIL 01 Debit application down, try later
0T3 SCAN UNAVAILABLE SCAN application is down, try later.
121 EXCEEDS MAX AMT Exceeds withdrawal amount limit.
123 EXCEEDS MAX USES Exceeds withdrawal frequency limit.
TSYS Error Code Reference

00 Approval Approved and Completed
85 Card OK No reason to decline
01 CALL Refer to Issuer
02 CALL Refer to Issuer. Special Condition
28 NO Reply File is temporarily unavailable
91 No Reply Issuer or switch is unavailable
04 Hold call or Pick Up Card Pick up card. No Fraud
07 Hold call or Pick Up Card Pick up card, special condition (fraud account)
41 Hold call or Pick Up Card Lost card, pick up (fraud account)
43 Hold call or Pick Up Card Stolen card, pick up (fraud account)
EA Acct Length Err. Verification Error
79 Already Reversed Already reversed at switch
13 Amount error Invalid amount
83 Cannot verify PIN Cannot verify PIN
86 Cannot verify PIN Cannot verify PIN
14 Card No Error Invalid Card Number
82 Invalid CVV CVV data is not correct
N3 Cashback not available Cash back service is not available
EB Check Digit Error Verification error
EC CID Format Error Verification error
80 Date Error Invalid Date
05 Decline Do not honor
51 Decline Insufficient funds
N4 Decline Exceeds issuer withdrawal limit


61 Decline Exceeds withdrawal limit
62 Decline Invalid service code, restricted
65 Decline Activity limit exceeded
93 Decline Violation, cannot complete
81 Encryption Error. Cryptograhic Error
06 Error General Error
06* Error Error response from check service
54 Expired Card Expired Card
HV Failure HV Hierarchy Verification Error
CV Failure CV Card Type Verification Error
92 Invalid Routing Destination not found
12 Invalid Trans Invalid Transaction
78 No Account No Account
21 No Action Taken Unable to back out transaction
76 Unsolic Reversal Unable to locate, no match
77 No Action Taken Inconsistent data, rev., or repeat
52 No Check Account No checking account
39 No Credit Account No credit account
53 No Save Account No savings account
15 No Such Issuer No Such Issuer
75 PIN Exceeded PIN tries exceeded
19 RE-Enter Re-enter transaction
63 Sec Violation Security Violation
57 Serv. Not Allowed Transaction not permitted-Card
58 Serv. Not Allowed Transaction not permitted-Terminal
59 Serv. Not Allowed Transaction not permitted-Merchant
B1 SRCHG Not Allowed Surcharge amount not permitted on VISA cards or EBT food stamps
B2 SRCHG Not Allowed Surcharge amount not permitted by debit network issuer
R0 Stop Recurring Customer requested stop of specific recurring payment
R1 Stop Recurring Customer requested stop of all recurring payments from specific merchant
96 System Error System malfunction
03 Term Id Error Invalid Merchant ID
55 Wrong PIN Incorrect PIN
N7 CVV2 Mismatch CVV2 Value supplied is invalid
94 Duplicate Trans Unable to locate, no match
T0 Approval First check is OK and has been converted
T1 Cannot Convert Check is OK but cannot be converted. This is a declined transaction
T2 Invalid ABA Invalid ABA number, not an ACH participant
T3 Amount Error Amount greater than the limit
T4 Unpaid Items Unpaid items, failed negative file check
T5 Duplicate Number Duplicate check number
T6 MICR Error MICR Error
T7 Too Many Checks Too Many Checks
10 Partial Approval Partial approval for the authorizated amount returned in GROUP III version 022
11 Approval VIP Approval
08 Approval Honor Mastercard with ID

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Electronic Receivable

About this Document

Document Update History: First Release 6.3

Version # Revision #, Revision Date Revision Describtion

Electronic Receivable Payment Services

Version # Revision #, Revision Date Revision Describtion

8.6.0.10 Revision 5.3 2/12/2010 Addded PaymenTech Salem and TSYS

9.0.0 Revision 5.4 3/14/2011 Added EBPP functions.

9.0.1 Revision 5.5 4/19/2012 Added UserAccount, NotificationSetttings and

9.2.0 Revision 5.6 12/7/2012 Updated for Release 9.2

Electronic Receivable Payment Services

Version # Revision #, Revision Date Revision Describtion

• UDK4, 5, 6 fields added to:

Electronic Receivable Payment Services

Electronic Receivable Payment Services

Electronic Receivable Payment Services

Electronic Receivable Payment Services

Electronic Receivable Payment Services

EXAMPLE: RESPONSE ............................................................................................. 53

Electronic Receivable Payment Services

Data Type Ledger

Data Type Length

PrintToPaper Boolean Print Check To Paper

Electronic Receivable Payment Services

Electronic Receivable Payment Services

Credit Card Related

Electronic Receivable Payment Services

Common to Both Checks and Credit Cards

Paym entProfileInform ation

Street 40 Street address.

Zip 5 Zip code.

Phone 10 Phone number.

Electronic Receivable Payment Services

Electronic Receivable Payment Services

Electronic Receivable Payment Services

EBPP and Embedded Support

Electronic Receivable Payment Services

R ecurringPaym entInform ation

Electronic Receivable Payment Services

IsABAAccountNum berValidR esponse

Electronic Receivable Payment Services

Paym entProfileR esponse

Electronic Receivable Payment Services

EBPP and Embedded Support

BillR enderedR esponse

LinkCustom erToUserAccountR esponse

UnLinkCustom erToUserAccountR esponse

Electronic Receivable Payment Services

BlockFieldValue Blocks field name and field value combinations

Electronic Receivable Payment Services

AuthorizeCheckTransaction (soap action = UpdateAndAuthorizeCheckTransaction)

Electronic Receivable Payment Services

AuthorizeCheckTransaction (soap action = AuthorizeExistingCheckTransaction)

Electronic Receivable Payment Services

Electronic Receivable Payment Services

AddCreditCardTransaction (soap action = UpdateAndResubmitCreditCardTransaction)

AddCreditCardTransaction (soap action = ResubmitCreditCardTransaction)

Electronic Receivable Payment Services

Electronic Receivable Payment Services

AddCreditCardCreditTransaction (soap action = AddPartialCreditCardCredit)

Electronic Receivable Payment Services

AddCreditCardCreditTransaction (soap action = AddFullCreditCardCredit)