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Naya Pakistan Housing Project

Corner Stone Of PTI’s Economic Uplift


One of the key features for Naya Pakistan is to improve the housing situation for Pakistanis.

There is a shortfall of over 10 million houses, and every year we are adding to this backlog.

This government intends to promote access to housing to the people of Pakistan and jumpstart the housing

The salient features of this housing is to make housing affordable to people are the following

 Increase buying power by providing loans of longer tenure fifteen to twenty years.
 Reduce cost by standardizing design and specifications.
 Reduce cost by significantly cutting down the approval time.
 Develop new communities with access to infrastructure.
 Reduce the upfront cost of builders by providing them land in installments and minimum time
for approvals and infrastructure before start of construction.
 Provide project loans to builders so that they can complete housing project in the shortest
possible time thus improving their ROI and at the same time reduce the investment period thus
reducing the overall cost for the end consumer the main objective of this scheme

It is envisaged that by the above measures the cost would be 15 to 20% lower than the current market
price and by providing long term loans we would enhance the number of people who can afford
housing by 100% in the first three years. The current situation is about half a million people can afford
to buy homes and apartments every year.

This initiative will also help us on delivering the promise for 10 million jobs as these house alone which is an
additional 3 million houses over the next five years with each house creating 20 jobs per year means an
additional 60 million job-years which means 12 million jobs a year, in unskilled, semi-skilled and skilled
category plus another 1 to 1,5 million jobs in related industry and service industry.

This initiative would mean doubling the capacity at least of all construction related industry.

This initiative would also mean another one to three hundred thousand jobs in the service industry that is
banking, security, maintenance, insurance etc.

This initiative alone would also jumpstart the economy as it will be prove to be the biggest growth engine for the
economy. The contribution to the country’s economy from the housing sector alone, allied industry and services
would be 15 trillion Rupees. (If each unit is valued at 3 million rupees on an average). This would mean an
addition of more than 8 to 9 trillion rupees over 5 years above the existing contribution.

Today we are formally launching this scheme with defined targets and milestones, which will need the following
to be done in the time frame called out including a pilot registration scheme in 3 districts.

1. Foreclosure law implementation and enactment of new laws. Action: Ministry of law and Parliamentary
affairs. Time period 3 months from today.
2. Creation of Provincial and Federal Naya Pakistan Housing Authority. Action: Ministry of Housing and
works and Ministry of law and Parliamentary affairs. Time period: three months from today.
3. Arranging funds for Housing needs. Action: Ministry of finance. Time Period: three months from today.
(Commercial banks to be also brought on board and at least 5% of their loan portfolio will be fixed for
lending to builders and housing mortgage financing).
4. At the same strengthening of the remortgage finance market to be established. Action: State Bank of
Pakistan. Time period: Six months
5. Selecting locations from existing Federal and Private property owners; Responsibility task force Time
Period : Ongoing first 100,000 units next 45 days.
6. Developing Designs for the units; Responsibility task force next 60 days.
7. Pricing for each unit as per location through builders 120 days.
8. Launching of the scheme for booking of units 180 days from today.
9. Completion of first project and handing over of keys or possession of plots within 2yrs. of this date.
Responsibility Task Force, NAYA Pakistan Housing Authority and Private Sector Builders
10. Every year targets given to all the stake holders are as per the table below which are indicative in
nature and will be modified on studying the demand data which is collected every year through actual
demand surveys and income levels.

Description Year 1 Year 2 Year 3 Year 4 Year 5

One unit 200000 200000 200000 250000 250000

Ground+ 3 100000 150000 200000 200000 200000

Additions to existing 100000 225000 200000 200000 200000

Highrise 50000 75000 100000 100000 100000

Midrise 100000 150000 150000 150000 200000

Self construction 100000 150000 150000 150000 200000

Total 650000 900000 1000000 1,050,000 1,250,000

Subtotal of those
which will be built
150000 400000 500000 500000 500000
under APNA
Housing Authority

1. At the same time guidelines will be developed and the existing approval process is to be streamlined to
give approvals for the processing of applications. Steps which are taken for monitoring buildings are
being done as per plans.
2. The last and most important to develop infrastructure for the plots and communities which are being
built both under the APNA Housing authority as well as that for the those developing and building
properties outside this scheme. Responsibility

How will the scheme work:

All land titles will be verified by the authority, land will be acquired by the authority, the authority with the help of
builders and developers will decide what product is needed for the market on the basis of the data which the
authority would have collected and market study.

Secondly the authority will also ensure that the necessary infrastructure needed for the project is in place
before the scheme is launched which means access, water, sewerage, electricity etc.
Builders will compete to provide the best possible price to the end consumer through a reverse auction/ e-

The houses will be given to the end consumers on first come first basis.

The projects will be completed by the builders by their or own funds or through obtaining loans obtained by the
builders for the project. These loans will be repaid by the builders with the accrued interest till the date he has
handed over the project to the end consumer.

This financing scheme will ensure that the projects are completed in shortest possible time. The end consumer
is saved from the financial cost.

The price of the land would be not paid by the builder the price of the land would be recovered from the end
consumers. The title of the land will be transferred to the bank which will transfer the land to the condominium
corporation once the loan is repaid.

The end consumers will have to pay only 20% of the unit price during the construction period but before they
would have to obtain financing approval for 80% of the amount for loan from a commercial bank. This loan will
be repaid by the homeowner over a period of twenty years. The objective is to bring the installment as close as
possible to the rent they are currently paying.

Through the above measures we hope this will help the builder offer apartments which would be at least 15 to
20% lower than the market prices. Thus making the apartments and the twenty percent down payment as high
rated collateral for the loan the bank is giving to the end consumer.

Furthermore for processing the loan application the banks would consider the clubbed income of direct
relatives such as Husband, wife, and children with an income.

To increase the financial resources of the banks the following sources of funds will be considered, pension
funds , zakat funds, provident funds, funds at the disposal of insurance companies , EOBI , Social Security
institutions etc.

The banks would be allowed to park funds parked in the housing industry with the remortgage companies on
the creation of secondary finance market.

If there are any further questions I would be willing to address them.

PM Imran khan have announced the shelter scheme for poor people of Pakistan who can not afford to build a house due to lack of
money. Government will build a house for them in low cost that everyone can afford. PM Imran khan named it as ApnaGhar Housing
Scheme in which you have to register yourself for a house in Naya Pakistan Authority House scheme and then you can get your house.
Here at webstudy.pk you can get complete details of ApnaGhar Housing Scheme Application Form Download or Plot Size and Price.

ApnaGhar Housing Scheme Nadra Application Form

PM ApnaGhar House Scheme is also known as insaf housing scheme and Naya Pakistan Housing Program which will be started in 7
different Districts of Pakistan ie Sukkur, Quetta, Gilgit, Muzaffarabad, Swat, Islamabad, Faisalabad. Imran khan have announced that his
government will build 5 millions houses for lower class and middle class. Now talk about ApnaGhar Housing Scheme Eligibility
Criteria so there is finding that labour is counted in lower class so they can get a house in just Rs. 8 lac to 12 Lac. Moreover MIddle
Class and Govt Employees Who do have their own houses will get benefits from this opportunity. They have to submit only down
payment of 10% and then they can decide the installment plan that how much they want to pay per month.

Last Date To Submit Application Form: 31 December 2018

You can get your application form from your nearest DCO Office or the address given below. You can also Download ApnaGhar
Housing Scheme Form Online from official nadra website or from our website. Photocopy of registration form is acceptable. You can
get the application form from DCO office by paying Rs. 250 Registration Fee. ApnaGhar Housing Scheme Online Form are available
from 22th October to 31st December 2018. District that has been choosen and offices where from you can get the application form are
as below.

Sukkur: DC Office, Sukkur

Quetta: NADRA Registration Center, adjacent Helper Eye Hospital, Sariab Road Quetta
Gilgit: DC Office, Gilgit
Muzaffarabad: DC Office old secretariat, Muzaffarabad
Swat: DC Office, District Court, Mengura Swat
Islamabad: NADRA Mega Center, Blue Area Islamabad
Faisalabad: DC Office Faisalabad
PM Imran khan also have made a task force to manage and control all the matters related to this ApnaGhar Housing Scheme 2018. Easy
looking this project needs a time duration and financial aid to build 5 million houses in all over the Pakistan. Last month task force meet
with following persons to tell them all the details about imran khan 50 lac houses plan. Naya Pakistan Housing Program in Faisalabad at
Makkuana there is 650 Canal Land is given for Apnaghar Housing Scheme Houses and this project in faisalabad will complete in two
years. here at webstudy.pk you can download ApnaGhar Housing Schem Form free of cost. that you have to submit in your nearest DCO
office with Rs 250 of registration fee. purpose of registration is to locate your house and plot size according to the information provided
by you on form. This may help poor people to get a beautiful and furnished home for their children. Poor People can plan their monthly
installments according to their Income.

 Housing Minister for Punjab MianMehmood-ur-Rasheed

 Mr. NajeebHaroon, MNA
 Lt. Gen MoazzamAjaz
 Quarter-Master General (QMG)
 Maj General NaveedSafdar, Director General Army Lands
 Dr. Imran Zeb Khan Secretary Housing
 Mr. Arshad Dad
 Mr. Yaqoob Tahir Izhar
 Mr. Ali Zafar
 Mr. Zaigham Mahmood Rizvi

Plot Size, Home Design &ApnaGhar Housing Scheme House Price

PM Imran Khan ApnaGhar Housing Scheme launched in 7 different districts of Pakistan Faisalabad, sukkur, gilgit, muzaffarabad,
Islamabad, swat &quetta. All the poor people and govt employees can get the houses in this housing project. Here at webstudy.pk you
can get complete details about PM ApnaGhar Housing Scheme House Size and plot size. PM Imran khan decided to build 50 Lac
shelters for lower class and middle class families who can not bear expenses to build a house for their children. In this regard PM have
made a task force that will supervise this Naya Pakistan Housing Program Project.

ApnaGhar Housing Scheme Home Size & Price

All people who wants to get their houses in Insaf Housing Society can get their application form from nadra website or from DCO office
by paying Rs 250. Details that they will provide on that basis government will build house for them. Design, location and size of the
house will be decided on the behalf of the registration form so this is requested that people should write exact information. ApnaGhar
Scheme House Size or plot size details are here in below.

Area Sq. Ft & Cost (approx.)

250 Sq. Ft. (Rs. 100,000)

450 Sq. Ft. (Rs. 400,000)

700 Sq. Ft. (Rs. 600,000)

800 Sq. Ft. (Rs. 700,000)

1200 Sq. Ft. (Rs. 1.100,000)

1500 Sq.Ft. (Rs. 1,500,000)

Description Year 1 Year 2 Year 3 Year 4 Year 5

One unit 200000 200000 200000 250000 250000

Ground+ 3 100000 150000 200000 200000 200000

Additions to existing 100000 225000 200000 200000 200000

Highrise 50000 75000 100000 100000 100000

Midrise 100000 150000 150000 150000 200000

Self construction 100000 150000 150000 150000 200000

Total 650000 900000 1000000 1,050,000 1,250,000

Subtotal of those which will be built under APNA 150000 400000 500000 500000 5000
Housing Authority

How To Fill ApnaGhar Scheme Registration Form

 Fill the registration form with Capital letters

‫فارم بڑے حروف میں درج کریں‬

 Candidate must have to fill all the required information on the form

‫فارم پر تمام معلومات صحیح طور پر پر کریں‬

 This is clearly written on the Naya Pakistan Housing Program Registration Form that this form is
for registration only.

‫یہ فارم صرف رجسٹریشن کے لیے استعمال ہوگا‬

 Location of the house, design, map and price will be decided on the behalf of information you will
provide on registration form.

‫ ڈیزائن اور قیمت کا تعین اسی معلومات کی بنیاد پر ہوگا۔‬،‫گھر کی جگہ‬

 Government will give priority to those poor people who do not own any house or plot.
‫جن کے پاس گھر نہیں ہے۔ ان کو ترجیح دی جائے گی‬

 Only one family member (from wife, husband or children) is able to to apply for ApnaGhar
Housing Scheme 2018.

‫گھر کا صرف ایک ممبر ہی گھر کے لیے درخواست دے سکتا ہے۔‬

 Rs. 250 should be submit with registration form on the time of submittion in related office.

‫ روپے فیس کے ساتھ جمع کروانا الزمی یے۔‬250 ‫فارم‬

On the application form you must fill the following information with block alphabetics. ‫فارم پر درج زیل‬
‫معلومات لکھنا ضروری ہیں‬

 Name (as per CNIC)

‫شناختی کارڈ کے مطابق نام‬

 CNIC Number

‫شناختی کارڈ کانمبر‬

 Mobile Number

‫موبائل نمبر‬

 Residence Phone Number

‫رہائش کا فون نمبر‬

 Profession


 Current Residence

‫موجودہ ریائش‬

 Total Monthly Income

‫ماہانہ آمدنی‬

 Monthly Installment Plan

‫ماہانہ اقساط‬
 Number of Residents expected to live in house

‫کتنے لوگ گھر میں رہیں گے؟‬

 Desired Location of house

‫من پسند جگہ گھر کے لیے‬

 District


 Tehsil


 City or Town or villege

‫ قصبہ‬،‫ گاوں‬،‫شہر‬

 Signature or thumb impression

‫سائن یا انگوٹھے کا نشان‬

Last Date to Submit Form: 31th December 2018

After filling the application form you have to submit the registration form to the related office. District wise
DCO office and where to submit registration form list is given below.

Sukkur: DC Office, Sukkur

Quetta: NADRA Registration Center, adjacent Helper Eye Hospital, Sariab Road Quetta

Gilgit: DC Office, Gilgit

Muzaffarabad: DC Office old secretariat, Muzaffarabad

Swat: DC Office, District Court, Mengura Swat

Islamabad: NADRA Mega Center, Blue Area Islamabad

Faisalabad: DC Office Faisalabad


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