Proposal designed for:

HORIZONS Insured: MR. Marion Philip Tirazona

Owner: MR. Marion Philip Tirazona

Why you made the right choice with MANULIFE HORIZONS

Enjoy peace of mind with double protection coverage for your family.
Build your funds faster by making extra investments anytime through top-ups.
Withdraw money easily from your fund anytime a need arises.
Enhance your protection coverage through additional benefits depending on your specific needs.

How much you’ll invest (in PHP) How much you may get (in PHP)
Yearly investment1 Total investment2 Living benefit3 Death benefit
Basic plan 21,190 211,900 After 10 years: 202,266 1,000,000
Total investment 21,190 211,900 After 20 years: 395,474 1,000,000
At age 65: 2,611,699 2,611,699

Invest for a minimum of 10 years.2 Assuming your funds will grow by 8% a year.

Your policy details

Insured: Mr. Marion Philip Tirazona • This is your proposal also known as the sales illustration. Please read it carefully
Age: 20 Gender: Male and review all details before signing it.
Owner: Mr. Marion Philip Tirazona • You have 15 days to look at your policy contract from the time you receive it. If
you decide it is not suitable for your needs, you can return it and we will give you
Age: 20 Gender: Male the refund value.
Currency: Philippine Peso Face Amount: 500,000
• Your death benefit is the higher of 200% of your face amount, plus 125% of all
Your Your top-ups, less 125% of all partial withdrawals or your account value. It will not be
benefit premium less than 500% of the basic premium, plus 125% of top-ups less 125% of
Basic Plan withdrawals.
Manulife Horizons4 1,000,000 21,190.00 • AS THE OWNER, YOU SHALL BEAR ALL THE INVESTMENT RISKS
(10-Pay1, Type 2 Level Face) UNDER THIS POLICY.
Additional benefits (riders)
Accidental Death Benefit 1,000,000 1,804.20
Hospital Income Benefit to Age 65 800 / day 4,470.88 1We will invest your basic premiums and extra investments in your funds.
Total Disability Waiver Included 263.66 Policy charges may apply. Rider premiums are not invested in your funds.
2The minimum paying period of 10 years is not guaranteed. You may still
Total annual premium 27,728.74
be asked to pay premiums to continue your policy.
3Your living benefit is the value of your investments in your funds. We call
Other installment options are also available: this your account value. How your funds will perform is not guaranteed,
Semi-annual 14,054.44 therefore the values are not guaranteed.
4The benefit amount shown is your initial death benefit. It may be higher
Quarterly 7,122.26
or lower as explained above in the notes about your death benefit.
Monthly 2,390.96

Account value is the value of your investment in your funds.
Basic premiums are the amounts you will pay for your basic plan’s benefit.
Fund refers to any of the funds we are offering. Please read About our funds for
more information.
Refund value is the sum of the Account Value, the policy charges and your rider
premiums.
Extra Investments are additional amounts you can put in your fund on top of your
basic premium.
• Recurring top-ups are your regular extra investments you can pay together
with the basic premium.
• Lump sum top-ups are extra investments you can pay anytime.
Riders are extra benefits you can buy on top of your basic plan.
• Accidental Death Benefit covers you in case of death due to an accident.
• Critical Illness Rider gives you a lump sum benefit if diagnosed with any of 60
covered illnesses.
• Hospital Income Benefit gives you daily allowances for a stay in the hospital.
• MacciMax Plan gives you benefits in case of accident-related incidents.
• Term Rider gives you extra death benefit on top of basic plan.
• Total Disability Waiver exempts you from paying premiums when you become
disabled.
Rider premiums are the amounts you will pay for additional benefits.

Page 1 of 7
AQH752193H3ZA0W Your proposal was prepared on 17 March, 2019 and is valid until 16 April, 2019 Ver. Ph2019.3.60.001.0227
AF349565AZ8IDY04-01 This is valid only if all pages are included. UH210B - PACK
 Proposal designed for:
HORIZONS Insured: MR. Marion Philip Tirazona
Owner: MR. Marion Philip Tirazona

Your benefits illustrated

Basic LIVING BENEFIT FULL WITHDRAWAL VALUE DEATH BENEFIT

Year Age Premiums
4% 8% 10% 4% 8% 10% 4% 8% 10%
1 21 21,190 1,874 2,030 2,108 187 203 211 1,000,000 1,000,000 1,000,000
2 22 21,190 3,794 4,194 4,399 759 839 880 1,000,000 1,000,000 1,000,000
3 23 21,190 21,251 22,587 23,273 5,313 5,647 5,818 1,000,000 1,000,000 1,000,000
4 24 21,190 39,448 42,499 44,085 39,448 42,499 44,085 1,000,000 1,000,000 1,000,000
5 25 21,190 58,425 64,065 67,045 58,425 64,065 67,045 1,000,000 1,000,000 1,000,000
6 26 21,190 78,222 87,431 92,382 78,222 87,431 92,382 1,000,000 1,000,000 1,000,000
7 27 21,190 98,883 112,755 120,352 98,883 112,755 120,352 1,000,000 1,000,000 1,000,000
8 28 21,190 120,453 140,211 151,238 120,453 140,211 151,238 1,000,000 1,000,000 1,000,000
9 29 21,190 142,977 169,982 185,347 142,977 169,982 185,347 1,000,000 1,000,000 1,000,000
10 30 21,190 166,501 202,266 223,019 166,501 202,266 223,019 1,000,000 1,000,000 1,000,000
11 31 - 169,972 215,348 242,283 169,972 215,348 242,283 1,000,000 1,000,000 1,000,000
12 32 - 173,607 229,541 263,564 173,607 229,541 263,564 1,000,000 1,000,000 1,000,000
13 33 - 177,410 244,936 287,069 177,410 244,936 287,069 1,000,000 1,000,000 1,000,000
14 34 - 181,387 261,630 313,027 181,387 261,630 313,027 1,000,000 1,000,000 1,000,000
15 35 - 185,537 279,726 341,686 185,537 279,726 341,686 1,000,000 1,000,000 1,000,000
16 36 - 189,863 299,337 373,324 189,863 299,337 373,324 1,000,000 1,000,000 1,000,000
17 37 - 194,363 320,582 408,242 194,363 320,582 408,242 1,000,000 1,000,000 1,000,000
18 38 - 199,034 343,590 446,778 199,034 343,590 446,778 1,000,000 1,000,000 1,000,000
19 39 - 203,874 368,503 489,302 203,874 368,503 489,302 1,000,000 1,000,000 1,000,000
20 40 - 208,879 395,474 536,227 208,879 395,474 536,227 1,000,000 1,000,000 1,000,000
21 41 - 214,046 424,671 588,012 214,046 424,671 588,012 1,000,000 1,000,000 1,000,000
22 42 - 219,371 456,278 645,166 219,371 456,278 645,166 1,000,000 1,000,000 1,000,000
23 43 - 224,851 490,495 708,256 224,851 490,495 708,256 1,000,000 1,000,000 1,000,000
24 44 - 230,482 527,544 777,910 230,482 527,544 777,910 1,000,000 1,000,000 1,000,000
25 45 - 236,259 567,665 854,831 236,259 567,665 854,831 1,000,000 1,000,000 1,000,000
26 46 - 242,180 611,123 939,799 242,180 611,123 939,799 1,000,000 1,000,000 1,000,000
27 47 - 248,238 658,208 1,033,665 248,238 658,208 1,033,665 1,000,000 1,000,000 1,033,665
28 48 - 254,431 709,239 1,137,032 254,431 709,239 1,137,032 1,000,000 1,000,000 1,137,032
29 49 - 260,750 764,567 1,250,735 260,750 764,567 1,250,735 1,000,000 1,000,000 1,250,735
30 50 - 267,188 824,577 1,375,808 267,188 824,577 1,375,808 1,000,000 1,000,000 1,375,808
31 51 - 273,732 889,695 1,513,389 273,732 889,695 1,513,389 1,000,000 1,000,000 1,513,389
32 52 - 280,368 960,391 1,664,728 280,368 960,391 1,664,728 1,000,000 1,000,000 1,664,728
33 53 - 287,080 1,037,142 1,831,201 287,080 1,037,142 1,831,201 1,000,000 1,037,142 1,831,201
34 54 - 293,850 1,120,113 2,014,321 293,850 1,120,113 2,014,321 1,000,000 1,120,113 2,014,321
35 55 - 300,656 1,209,722 2,215,753 300,656 1,209,722 2,215,753 1,000,000 1,209,722 2,215,753
36 56 - 307,473 1,306,500 2,437,328 307,473 1,306,500 2,437,328 1,000,000 1,306,500 2,437,328
37 57 - 314,277 1,411,020 2,681,061 314,277 1,411,020 2,681,061 1,000,000 1,411,020 2,681,061
38 58 - 321,037 1,523,901 2,949,167 321,037 1,523,901 2,949,167 1,000,000 1,523,901 2,949,167
39 59 - 327,725 1,645,813 3,244,084 327,725 1,645,813 3,244,084 1,000,000 1,645,813 3,244,084
40 60 - 334,310 1,777,479 3,568,492 334,310 1,777,479 3,568,492 1,000,000 1,777,479 3,568,492
41 61 - 340,763 1,919,677 3,925,341 340,763 1,919,677 3,925,341 1,000,000 1,919,677 3,925,341
42 62 - 347,054 2,073,251 4,317,875 347,054 2,073,251 4,317,875 1,000,000 2,073,251 4,317,875
43 63 - 353,150 2,239,111 4,749,663 353,150 2,239,111 4,749,663 1,000,000 2,239,111 4,749,663
44 64 - 359,019 2,418,240 5,224,629 359,019 2,418,240 5,224,629 1,000,000 2,418,240 5,224,629
45 65 - 364,627 2,611,699 5,747,092 364,627 2,611,699 5,747,092 1,000,000 2,611,699 5,747,092
46 66 - 369,940 2,820,635 6,321,801 369,940 2,820,635 6,321,801 1,000,000 2,820,635 6,321,801
47 67 - 374,921 3,046,286 6,953,981 374,921 3,046,286 6,953,981 1,000,000 3,046,286 6,953,981
48 68 - 379,523 3,289,989 7,649,379 379,523 3,289,989 7,649,379 1,000,000 3,289,989 7,649,379
49 69 - 383,666 3,553,188 8,414,317 383,666 3,553,188 8,414,317 1,000,000 3,553,188 8,414,317
50 70 - 387,226 3,837,443 9,255,749 387,226 3,837,443 9,255,749 1,000,000 3,837,443 9,255,749

• Your benefits illustrated above are estimates based on different assumptions as to how your funds will perform. The scenarios above assume that
your funds will earn 4%, 8% and 10% a year. These rates are for illustration only, they do not represent actual performance and they are not the
limits on your fund returns. Actual returns may be lower or higher and the value could be less than how much you paid. How the funds will
perform is not guaranteed, so the values are also not guaranteed. Please read Important Reminders section for more
information.
• The full withdrawal values are already after withdrawal charges have been deducted.

Page 2 of 7
AQH752193H3ZA0W Your proposal was prepared on 17 March, 2019 and is valid until 16 April, 2019 Ver. Ph2019.3.60.001.0227
AF349565AZ8IDY04-01 This is valid only if all pages are included. UH210B - PACK
 Proposal designed for:
HORIZONS Insured: MR. Marion Philip Tirazona
Owner: MR. Marion Philip Tirazona

Your additional benefits (riders)

These are your additional benefits called riders that you bought together with this policy. When your policy ends, these benefits will also end.
Benefit Premium
Accidental Death Benefit
We will give this additional benefit when the insured dies due to accident. 1,000,000 1,804.20
Hospital Income Benefit to Age 65
We will pay a daily allowance for up to 1,000 days of staying in the hospital. We will double 800 / day 4,470.88
this if the stay is due to a dread disease and triple this if you are in an intensive care unit
(ICU).
Total Disability Waiver
You will no longer need to pay your premiums if the insured becomes totally disabled. You Included 263.66
may use this benefit only if disability happens before age 60 and it lasts for at least six
months. If it happens between ages 60 and 65, we will waive your premiums but up to age 65
only.

Page 3 of 7
AQH752193H3ZA0W Your proposal was prepared on 17 March, 2019 and is valid until 16 April, 2019 Ver. Ph2019.3.60.001.0227
AF349565AZ8IDY04-01 This is valid only if all pages are included. UH210B - PACK
 Proposal designed for:
HORIZONS Insured: MR. Marion Philip Tirazona
Owner: MR. Marion Philip Tirazona

Your guaranteed rider cash values

If you decide to end your policy, you can receive these amounts from your riders. The values shown below are for the riders you bought with
cash value feature.
Year Age Accidental Death Benefit Hospital Income Benefit to Age 65 Total
1 21 - - -
2 22 - 272.00 272.00
3 23 1,000.00 2,536.00 3,536.00
4 24 1,000.00 3,976.00 4,976.00
5 25 2,000.00 5,472.00 7,472.00
6 26 2,000.00 7,016.00 9,016.00
7 27 3,000.00 8,616.00 11,616.00
8 28 4,000.00 10,280.00 14,280.00
9 29 4,000.00 12,000.00 16,000.00
10 30 5,000.00 13,784.00 18,784.00
11 31 5,000.00 14,088.00 19,088.00
12 32 5,000.00 14,376.00 19,376.00
13 33 5,000.00 14,656.00 19,656.00
14 34 5,000.00 14,928.00 19,928.00
15 35 5,000.00 15,184.00 20,184.00
16 36 5,000.00 15,432.00 20,432.00
17 37 5,000.00 15,672.00 20,672.00
18 38 5,000.00 15,896.00 20,896.00
19 39 5,000.00 16,104.00 21,104.00
20 40 5,000.00 16,296.00 21,296.00
35 55 5,000.00 14,192.00 19,192.00
40 60 4,000.00 9,368.00 13,368.00
45 65 3,000.00 - 3,000.00

• Your riders will end once the insured reaches the following ages:
Accidental Death Benefit Rider age 70
Hospital Income Benefit to Age 65 age 65

Page 4 of 7
AQH752193H3ZA0W Your proposal was prepared on 17 March, 2019 and is valid until 16 April, 2019 Ver. Ph2019.3.60.001.0227
AF349565AZ8IDY04-01 This is valid only if all pages are included. UH210B - PACK
 Proposal designed for:
HORIZONS Insured: MR. Marion Philip Tirazona
Owner: MR. Marion Philip Tirazona

About our funds

Fund Your
Objectives of the fund management fund
charge allocation
Peso Secure Fund
The Peso Secure Fund is designed to achieve stable and long-term growth by investing in government securities, high-quality corporate debt 1.75% 0%
securities and/or in pooled fund/s that invest in these securities and other liquid fixed income instruments.
Peso Diversified Value Fund
The Peso Diversified Value Fund is designed to achieve a stable and long-term capital growth by investing in government securities, high-quality 2.00% 0%
corporate debt securities, stocks listed on the Philippine Stock Exchange and/or pooled fund/s that invest in these securities and other liquid fixed
income instruments.
Peso Dynamic Allocation Fund
The Peso Dynamic Allocation Fund is designed to achieve long-term capital growth by investing in diversified portfolios of local currency 2.25% 0%
denominated fixed income securities and securities listed on the Philippine Stock Exchange and/or pooled funds that invest in these securities and
other liquid fixed income instruments.
Peso Wealth Optimizer Funds
The Peso Wealth Optimizer Funds seek to maximize long-term capital growth while managing the risk of capital erosion as the specific target dates
approaches through a dynamic rebalancing of exposure to diversified portfolios of peso-denominated fixed income securities and securities listed on
the Philippine Stock Exchange and/or pooled funds that invest in these securities and other liquid fixed income instruments.
Peso Wealth Optimizer 2026 Fund 2.25% 0%
Peso Wealth Optimizer 2031 Fund 2.25% 0%
Peso Wealth Optimizer 2036 Fund 2.25% 0%
Peso Growth Fund
The Peso Growth Fund is designed to achieve long-term capital appreciation by investing in stocks listed on the Philippine Stock Exchange, 2.25% 50%
government securities and/or in pooled fund/s that invest in these securities and other liquid instruments.
Peso Powerhouse Fund
The Peso Powerhouse Fund is designed to achieve long-term capital appreciation by investing in a concentrated portfolio of companies with 2.00% 50%
significant economic exposure to or derive a significant portion of earnings from the Philippines. The Fund may also invest in pooled funds that invest
in similar securities and other liquid fixed income instruments.
Peso Emperor Fund
The Peso Emperor Fund aims to achieve long-term capital appreciation by investing in equity or equity-linked securities of a diversified portfolio of 2.00% 0%
Philippine-listed companies with bias towards companies with Filipino-Chinese heritage and emerging potential to become market leaders. The Fund
may also invest in pooled funds that invest in similar securities and other liquid fixed income instruments.
Peso Cash Fund (for fund switching only) 0.50% N/A
The Peso Cash Fund aims to deliver returns with low volatility through investments in cash-like instruments.

How our funds performed

Peso
Peso Peso Target Peso Wealth Peso Wealth Peso Wealth Peso
Peso Secure Dynamic Peso Growth Distribution
Diversified Optimizer Optimizer Optimizer Powerhouse
Fund Allocation Fund
Value Fund Fund** Fund 2026 Fund 2031 Fund 2036 Fund
Fund
Inception Date April 14, 2009 April 14, 2009 July 1, 2013 April 14, 2009 April 7, 2014 June 6, 2016 June 6, 2016 June 6, 2016 January 16, 2017
2009 *0.90% *8.70% N.A. *33.80% N.A. N.A. N.A. N.A. N.A.
2010 12.69% 18.03% N.A. 39.39% N.A. N.A. N.A. N.A. N.A.
2011 13.19% 9.51% N.A. 2.47% N.A. N.A. N.A. N.A. N.A.
2012 7.38% 12.17% N.A. 36.26% N.A. N.A. N.A. N.A. N.A.
2013 12.16% 8.57% *-4.80% 1.73% N.A. N.A. N.A. N.A. N.A.
2014 2.74% 5.93% 11.53% 21.40% *0.70% N.A. N.A. N.A. N.A.
2015 -2.16% -2.99% -4.89% -6.12% -4.50% N.A. N.A. N.A. N.A.
2016 0.39% -0.29% -2.17% -2.28% -3.64% *-8.10% *-8.70% *-8.80% N.A.
2017 -0.58% 4.76% 12.42% 24.45% 5.00% 18.28% 22.12% 22.59% *17.1%
Return Since 53.55% 82.80% 11.30% 274.60% 1.86% 8.70% 11.50% 11.80% 17.10%
Inception
* Fund performance is from inception date until December 31 of the launch year.
** Net of monthly payouts
• The Investment Funds ("Funds") mentioned in this document are specific to variable life insurance contracts and are not considered mutual funds.
• Yields depend on interest and foreign exchange rate levels, both of which may fluctuate. Other factors that affect yield include changes in the credit standing of the issuers and changes in the value of the stocks and dividends
received. Further, investments of the Funds may provide that their values be determined based on prices or yields of other securities, instruments or foreign currencies, and such provisions may result in negative fluctuations in the
value of these instruments and, in turn, the Funds' yields. Thus, the performance of the separate account(s) is not guaranteed and the value of the policy could be less than the capital invested subject to any specified minimum
guarantees.
• AS THE OWNER, YOU SHALL BEAR ALL THE INVESTMENT RISKS UNDER THIS POLICY.
• Past performance of the Funds is not necessarily indicative of future performance. Yields are not guaranteed. Yields indicated are exclusive of charges associated with the variable life policy.
• The Unit Price of a particular Fund is computed by dividing the Net Asset Value of the Fund by the number of outstanding units of the Fund on the Valuation Date. The frequency of valuation is daily.
• Unit Prices of the Funds are published weekly in major newspapers.
Certified true and correct:

Katerina Suarez
Senior Vice President and Chief Financial Officer Page 5 of 7
AQH752193H3ZA0W Your proposal was prepared on 17 March, 2019 and is valid until 16 April, 2019 Ver. Ph2019.3.60.001.0227
AF349565AZ8IDY04-01 This is valid only if all pages are included. UH210B - PACK
 Proposal designed for:
HORIZONS Insured: MR. Marion Philip Tirazona
Owner: MR. Marion Philip Tirazona

Important reminders

1. Your payments and benefits are in Philippine pesos.

2. Only basic premiums and top-up premiums are invested into your funds. Rider premiums are not invested.
3. Your living benefit is your account value.
4. Your death benefit (Type 2 Level Face) is higher of 200% of your face amount, plus 125% of all top-ups, less 125% of all partial
withdrawals or your account value. It will not be less than 500% of the basic premium, plus 125% of all top-up premiums paid, less 125%
of all withdrawals.
5. The value on Your benefits illustrated and Customize your benefits sections assume that:
a) All premiums, top-ups and withdrawals are made at the beginning of the year;
b) All premiums and top-ups are fully paid on time, and there were no premium holidays except for the amount shown under
Customize your benefits section;
c) You did not withdraw any other amount except for the amount shown under Customize your benefits section;
d) Your full withdrawal value is your living benefit less applicable withdrawal charges;
e) Your partial withdrawal values are taken out of the living benefits under Customize your benefits section. However,
withdrawal charges may apply and these are not yet reflected in the values shown.
6. Contract debt period: If your account value is not enough to pay for the monthly deductions during the first five years, we will delay
collecting them until your account value is enough. Your policy will not end and we will still pay the death benefit if the insured dies. This
will not apply if you miss paying your basic or rider premium, or if your total withdrawals are more than your total extra investments.
7. Premium holiday: You can choose to delay paying your premiums as long as your living benefit is enough to cover the monthly
deductions and rider premiums. However, your living and death benefits may be lower as a result and your policy may end earlier than
when you pay your premiums on time.
8. It is important that you understand the contents of this proposal, as it will become part of your policy once we have approved your
application.
9. We have tried our best to make sure this proposal is accurate; however there may still be mistakes and missing information.
10. Please read carefully your policy contract for the complete terms and conditions. We will apply the terms of your policy contract if there
are differences against your proposal.

The charges on your policy

• We will deduct premium charges out of your basic premiums • We will deduct fund management charges from your funds
and top-ups before we invest them. These are 70% of each basic as shown in About our funds. The fund returns we assumed in
premium for the first two years, and 4% of each top-ups. this illustration are already after these charges have been
• There are monthly deductions from your account value, which deducted.
are: • We will deduct withdrawal charges from the amount you will
receive should you withdraw from your funds during the first three
- the policy fee of PHP 83.33 per month for the first 10 years. These are 90% in the first year, 80% in the second year and
years. 75% in the third year. There are no withdrawal charges if you
- the cost of insurance which starts at PHP 3.65 for each withdraw from funds paid by your top-ups.
thousand of amount at risk (or PHP 302.52 per month) for the • We may change or add new charges as long as the Insurance
first month and increases with age but will not be higher than Commission approves them.
PHP 1,000 for each thousand of amount at risk.

Page 6 of 7
AQH752193H3ZA0W Your proposal was prepared on 17 March, 2019 and is valid until 16 April, 2019 Ver. Ph2019.3.60.001.0227
AF349565AZ8IDY04-01 This is valid only if all pages are included. UH210B - PACK
 Proposal designed for:
HORIZONS Insured: MR. Marion Philip Tirazona
Owner: MR. Marion Philip Tirazona

Acknowledgement of variability
I acknowledge that:
I have applied with The Manufacturers Life Insurance Co. (Phils.), Inc. for a variable life insurance policy, and have looked at the tables
of this proposal that show how the policy performs using the company's assumptions and based on the Insurance Commission's
guidelines on interest rates.
I understand that since the fund performance may vary, the values of my units are not guaranteed. It will depend on the actual
performance and the value of my policy could be less than how much I paid. The unit values of my policy are regularly published.
I understand that the recommended minimum payment period of 10 years may not be enough to continue my policy and I may need to
pay more premiums if the account value is not enough to pay the policy charges.
I understand that I shall bear all the investment risks under this policy.

Acknowledgement of understanding
I have read and understood the information in this proposal. My financial adviser has explained:
• the features of the policy;
• the non-guaranteed parts of the policy;
• the way the benefits will depend on how my funds will perform;
• the available funds and the risks related to them;
• the guarantees on the minimum death benefit and maximum charges; and
• that my policy will end once my funds are no longer enough to pay for my monthly deduction, except during contract debt
period.
I also understand that this proposal is valid only until 16 April, 2019 and that any changes will make this proposal invalid.

#OWNER_SIGNATURE #OWNER_SIGNDATE
Marion Philip Tirazona Date
Policy Owner

Agent’s confirmation
I have presented this proposal without making any changes. I have explained that the values are not guaranteed and may change. I did
not make any statement that is not consistent with the proposal.

#AGENT_SIGNATURE #AGENT_SIGNDATE
TIRAZONA,MANUELA,PABLO (349565) Date
Financial Adviser

Premium Components Extra Ratings

Permanent Temporary Temporary Permanent
Flat Flat Flat %
Annual Semi-Annual Quarterly Monthly Duration
Basic + Rider 27,728.74 14,054.44 7,122.26 2,390.96 HORIZONS std
ADB std
Recurring TU 0.00 0.00 0.00 0.00 HIB65 std
Total 27,728.74 14,054.44 7,122.26 2,390.96 TDW std

Rider premiums may included adjustments for extra risk we are covering.

Page 7 of 7
AQH752193H3ZA0W Your proposal was prepared on 17 March, 2019 and is valid until 16 April, 2019 Ver. Ph2019.3.60.001.0227
AF349565AZ8IDY04-01 This is valid only if all pages are included. UH210B - PACK