Current Account

Allied Bank Meezan HBL United Bank Bank

Limited Bank Bank Alfalah Al Habib
Limited
Account Name Current Rupee HBL UBL Alfalah PKR AL Habib Apna
Account Account Conventional Mukammal Current Individual Current
Current Current Account Account
Account Account
Minimum Average Rs. 25000 Rs. Rs. NIL Rs. 5000 Nil
Balance 10000 5000
(Monthly)
Monthly Changes Rs. 50 Rs. 50 Rs. 45 Rs. 40 Nil Conditional
(If under minimum
average
balance)
ATM Yes Yes Yes Yes Yes Yes
Internet Yes Yes Yes Yes Yes Yes
Banking
Mobile Yes Yes Yes Yes Yes Yes
Banking
SMS Alerts Yes Yes Yes Yes Yes Yes
Free 1 1 1 1 1 1
Cheque Book
Withdrawals Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited
/Deposits
Free Statement Yes Yes Yes Yes Yes Yes
Free Transfers Yes Yes Yes Yes Yes Yes
Inter-City Yes Yes Yes Yes Yes Yes
Transfers

Asaan Account
 Allied Bank Meeza HBL United Bank Bank
Limited n Bank Bank Alfalah Al Habib
Limited
Account Name Allied Asaan Asaan HBL UBL Alfalah AL Habib Asaan
Account Current/ Asaan Asaan Asaan Current/Savings Account
Savings Account Account Account

Initial Deposit Rs. 100 Rs. 100 Rs. 100 Rs. 100 Rs. 100 Rs. 5

Monthly Nil Conditio Nil Nil Nil Conditional

Changes nal

Free Yes Yes Yes Yes Yes Yes

ATM
Internet Yes Yes Yes Yes Yes Yes
Banking
Mobile Yes Yes Yes Yes Yes Yes
Banking
SMS Alerts Yes Yes Yes Yes Yes Yes
Free 1 1 1 1 Upon Request 1
Cheque Book
Total Credit Rs. 500000 Rs. Rs. 500000 Rs. 500000 Rs. 500000 Rs.
(Monthly) 500000 500000

Total Debit Rs. 500000 Rs. Rs. 500000 Rs. 500000 Rs. 500000 Rs.
(Monthly) 500000 500000
Type Current/ Current/ Current/ Current/ Current/Savings Current/Savings
Savings Savings Savings Savings
Requirement Resident Resident Resident Resident Resident Resident
Of Pakistan Of Of Pakistan Of Pakistan Of Of
Pakistan Pakistan Pakistan
Accidental Yes Yes No No No No
Coverage
E-Statement Yes Yes Yes Yes Yes Yes

Remittance Account

Allied Bank Meezan HBL United Ban Bank

Limited Bank Bank Alfalah Al Habib
Limited
Account Name Allied Express Express HBL Home Home Alfalah Asaan
Account Current/ HumWatan Remittance Remittance Remittance Current
Savings Account Account
Minimum Nil Nil Nil Nil Nil Nil
Balance
 Zakat No No No No No No

Tax Deductions No No No No No No

Free ATM/Debit Yes Yes Yes Yes No Yes

Card
Free Cheque Yes Yes Yes Yes No No
Book
Phone Banking Yes Yes Yes Yes Yes Yes
Internet Yes Yes Yes Yes Yes Yes
Banking
SMS Banking Yes Yes Yes Yes Yes Yes
Types Current Current/ Current/ Current/ Current Current
Savings Savings Savings
Instant Transfer Yes Yes Yes Yes Yes Yes

Kids Account

Allied Bank Meezan Bank HBL United Bank Bank

Limited Bank Alfalah Al Habib
Limited
Account Name Allied Rising Kids Club HBL UBL First Alfalah AL Habib Young Savers
Star Account Money Minor SnaPack Account
Club Saving Account
Account
Age (Years) Under 18 Below 12 Under 18 Under 18 6 -17 Under 18
Cheque Book Yes Yes Yes Yes Yes Yes
ATM/Debit Yes Yes Yes Yes Yes After age 16
Card
Internet Yes Yes Yes Yes Yes Yes
Banking
SMS Alerts Yes Yes No Yes Yes No
Insurance Rs. 500000 Up-to Rs. 1 No No No No
Cover-up Million
Guardian Yes Yes Yes Yes Yes Yes

Profits Yes Yes Yes Yes Yes up-to Yes, up-to 8.50%
8.90%
Discounts No No Yes No No No
through Debit
Card
Minimum Nil Nil Nil Nil Nil Nil
Balance
Types Current/ Current/Savings Current/ Current/ Current/ Current/
Savings Savings Savings Savings Savings
 Senior Citizen

Allied Bank Meezan HBL United Bank Bank

Limited Bank Bank Alfalah Al Habib
Limited
Account Name Allied Senior Meezan HBL UBL Alfalah Care AL Habib Senior
Citizens Amdan Rutba Zindagi Citizen Account
Account Certificate Account
Age (Years) 55 or above 60 or above 55 or 60 or above 55 or above 60 or above
above
Initial Deposit Rs. 1000 Rs. 1000 Rs. 1000 Rs. 100 Rs. 100 Rs. 1000

Minimum Rs. 50000 Rs. 50000 Rs. 10000 Nil Nil Nil
Balance

Maintenance Rs. 140 Nil Yes Nil Nil Nil

Charges conditions
apply
Cheque Book 1 free per year 1 1st Free 1st Free Yes No

Health Card/ Yes No Yes Yes Yes Yes

Debit Card
Internet Banking Yes Yes Yes Yes Yes Yes

Health Card None - - - - -

Limit
Type Current Savings Current Current Savings Savings

Profit Yes Up-to 50% Yes 6.25% per Yes, monthly Monthly
sharing year
Discounts Up-to 30% No Yes Yes No No
E-Statements Yes Yes Yes Yes Yes Yes
Hospital Rs. 6000 per No No No No No
Coverage day
Accidental Rs. 500000 - Yes No No No
Insurance
Coverage
ATM Yes - Yes Yes Yes Yes
Phone Banking Yes Yes Yes Yes Yes Yes
SMS Alerts Yes Yes Yes Yes Yes Yes

Term Deposit
 Allied Bank Meezan Bank HBL United Bank Bank
Limited Bank Alfalah Al Habib
Limited
Account Name ALLIED TERM Certificate of HBL UBL Term Alfalah AL Habib
PLUS Islamic Advantage Deposit Term Mahana
DEPOSITS Investment Account Receipt Deposit Munafa
Account
Tenure 1, 3 and 6 3 and 6 months, 1 month - 10 1, 2, 3, 4, 5 1, 3 and 6 1, 2, 3, 4 and 5
months, 1, 2, 3 and 5 years and 6 months, years
1, 3, 5 and 10 years months, 1, 2, 3, 4
years 1, 2, 3, 4, 5, and 5 years
6, 7, 8, 9 and
10 years
Annual Profit 8.05% - 11.06% 6.97% - 8.28% 8.57% – Depends on 8.25% - 9.75% - 10.10
9.11% Market 9.55% %
Conditions
Monthly Profit 8.500% - 6.64% - 9.15% 8.25% – Depends on 8.25% - -
10.50% 8.75% Market 9.55%
Conditions
Minimum Rs. 10000 Rs. 50000 Rs. 25000 - Rs. 1 Rs. 25000
Investment/Balance
Premature Available Available Available Available Available Available
Withdrawal
Principle Stays Secure Stays Secure Stays Secure - Stays Stays Secure
Secure
Phone Banking Yes Yes Yes Yes Yes Yes
SMS Alerts Yes Yes Yes Yes Yes Yes
Internet Banking Yes Yes Yes Yes Yes Yes
E-Statements Yes Yes Yes Yes Yes Yes

FOREIGN CURRENCY TERM DEPOSIT

Allied Bank Meezan HBL United Bank Bank

Limited Bank Bank Alfalah Al Habib
Limited
Account Name Foreign Currency Dollar HBL High UBL Foreign Alfalah AL Habib
Term Deposit Mudarabah Yield Currency Foreign Foreign
Certificate Foreign Term Deposit Currency Currency Saver
Fixed Receipt Fixed Account
Deposit Account

Tenure 3, 6 and 12 3 and 6 months 1, 2, 3, 6 and 3, 6 and 12 1, 3, 6 and 1 – 12 months

months – 1 and 3 Years 12 months months 12 months

Currency Multiple USD Multiple US Dollars, US Dollar, USD ($)/ GBP/

Currencies, Currencies British Pound Euro
 including Including Pounds, and Sterling or
USD/GBP/EUR USD, GBP, Euros etc. Euro
and EUR.
Profit 0.05% - 0.40% 1.14% - 1.77% 0.05% - PLS scheme 0.010% - 0.25% - 1.50%
0.90% 0.500%
Minimum 1 $10000 1000 units of 100 units of No 100 units of
Investment/Balance any currency currency minimum currency
amount
required
Premature No Available Available Available Available Available
Withdrawal
Principle Stays Safe Stays Safe Stays Safe Stays Safe Stays Safe Stays Safe
Phone Banking Yes Yes Yes Yes Yes Yes
SMS Alerts Yes Yes Yes Yes Yes Yes
Internet Banking Yes Yes Yes Yes Yes Yes
E-Statements Yes Yes Yes Yes Yes Yes

Digital Banking Services

Allied Meezan HBL United Bank Bank

Bank Bank Bank Alfalah Al Habib
Limited Limited
Mobile App myABL Meezan HBL Mobile UBL Digital Alfa AL Habib
Digital App Mobile App agile
Banking
App

Bio-Metric Yes No Yes Yes Yes Yes

ATM Service
E-Statement Yes Yes Yes Yes Yes Yes
of Account
SMS Banking Yes Yes Yes Yes Yes Yes
Transactional Yes Yes Yes Yes Yes Yes
Alerts Facility
Call Center Yes Yes Yes Yes Yes Yes

Mobile App

Allied Meezan HBL United Bank Bank

Bank Bank Bank Alfalah Al Habib
Limited Limited
Name myABL Meezan HBL UBL Digital Alfa AL Habib
Digital App Mobile Mobile App agile
Banking App
 Manage multiple Yes Yes Yes Yes Yes Yes
accounts

Account Yes Yes Yes Yes Yes Yes

Statement
Profile Yes Yes Yes Yes Yes Yes
E-Statement Yes Yes Yes Yes Yes No
Online Funds Yes Yes Yes Yes Yes Yes
Transfer
Credit Card Bill Yes Yes Yes Yes Yes Yes
Payment
Online Shopping Yes Yes Yes Yes Yes Yes
Mobile Top Up Yes Yes Yes Yes Yes Yes
Pay Utility Bills Yes Yes Yes Yes Yes Yes
Inter City Funds Yes Yes Yes Yes Yes Yes
Transfer
Funds Transfer Yes Yes Yes Yes Yes Yes
to Accounts
within Bank
Stop/Revoke Yes Yes Yes Yes Yes Yes
Payments

Cheque Book Yes Yes Yes Yes Yes Yes

Request

ATM Request Yes Yes Yes Yes Yes

Inter-Bank Yes Yes Yes Yes Yes Yes
Transfer IBFT
movie/bus/event Yes Yes Yes Yes Yes No
tickets
SMS Alerts No No Yes Yes Yes No
Branch Locator Yes No Yes Yes Yes Yes
QR Code No No Yes Yes Yes No
Payment
Biometric Login Yes Yes Yes Yes Yes No
Transaction No Last 8 Yes No Last 30 Yes
Details Transactions days
transaction
details

Premium Debit Card

Allied Bank Meezan HBL United Bank Bank

Limited Bank Bank Alfalah Al
Limited Habib
 Name ALLIED VISA Platinum HBL World UBL Alfalah BAHL
PREMIUM Mastercard Debit Card Premium Visa Visa
DEBIT CARD Debit Card Debit Signature Debit
MasterCard Debit Card Card
(Primary
Gold)
International 1000 Airport Yes 850 VIP Free access 650 Yes
Airport Lounges international at CIP lounges
Lounge airport Lounges in worldwid
Facility lounges Karachi,
Lahore and
Islamabad.

Hotels 900 Luxury Yes Yes Yes 900 Yes

Hotels Prestigious
Hotels
Worldwide
Daily ATM Rs. 300000 Rs. 200000 - Rs. 200000 Rs. 500000 Rs. 75000
Withdrawals
Limit
POS Rs. 1 Million Rs. 500000 - Rs. 200000 Rs. 600000 Rs.
Purchase 200000
Per day Rs. 1 Million Rs. 1 - - Rs. 250000 Rs.
ATM IBFT Million 150000
limit
Per day Rs. 1 Million Rs. 2 - - Rs. 250000 Rs.
ATM Funds Million 150000
Transfer
Travel Yes Yes Yes Yes Yes Yes
Insurance
Travel Yes Yes Yes Yes Yes Yes
Medical
Insurance
Dining Yes 10% - 50% Yes Yes Up-to 30% Yes
Discounts
Eligibility Current Quarterly High Net- High Average 12 Average
Criteria Account Average worth Average months Balance
Holder Last 6 Balance of Balance per balance to above Rs.
Months 3 Million Month be Rs. 1 500000
Average Bank Million,
Balance Rs. 2 Accounts, Rs. 1
Million and 5 Million Million
above, Term Initial
Savings Deposit, 5 Deposit
Account 4 Million
Million and both
above combined
Global Yes Yes Yes Yes Yes Yes
Customer
Assistance
 Service
(GCAS)

Credit Card

Allied Meezan HBL United Bank Bank

Bank Bank Bank Alfalah Al Habib
Limited Limited
Name ALLIED VISA - HBL UBL Visa Alfalah AL Habib
CREDIT Platinum Platinum VISA Credit Card
CARD Credit Card Credit Card Platinum
Credit Card

Pay Purchases Up-to 50 - Up-to 60 Up-to 45 Up-to 50 Up-to 51

Days Days Days Days Days
Global Yes - Yes Yes Yes Yes
Acceptance
Supplementary 2 - 1 1 6 3
Cards
Zero Loss Yes - Yes Yes Yes Yes
Liability
Phone Banking Yes - Yes Yes Yes Yes
SMS Alerts Yes - Yes Yes Yes Yes
Global Yes - Yes Yes Yes Yes
Customer
Assistance
Service (GCAS)
Balance Yes - Yes Yes Yes Yes
Transfer
Facility

PayPak Card

Allied Bank Meezan HBL United Bank Bank

Limited Bank Bank Alfalah Al Habib
Limited
Name ALLIED PAYPAK PayPak HBL PayPak - Alfalah PayPak
DEBIT CARD Debit Card DebitCard PayPak Debit Card
Classic
Debit Card

Cash Rs. 25000 - Rs Rs. 25000 Rs. 25000 - - -

Withdrawal 50000 per day per day per day
ATM Rs. 250000 Rs. 100000 - - Rs. 50000 Rs. 40000
POS Rs. 25000 -Rs Rs. 50000 Rs. 50000 - Rs. 50000 Rs. 100000
50000
 Fund Rs. 50000 per Rs. 100000 Rs. 50000 - Rs. 250000 Rs. 100000
Transfers day
Interbank Rs. 250000 per Rs. 100000 - - - -
Fund day
Transfers
(IBFT)
Bill Yes Yes Yes - Yes Yes
Payment
Phone Yes Yes Yes - Yes Yes
Banking
Internet Yes Yes Yes - Yes Yes
Banking
SMS Yes Yes Yes - Yes Yes
Banking
Utility Bill Yes Yes Yes - Yes Yes
Payment
Balance Yes Yes Yes - Yes Yes
Inquiry
Cheque Yes Yes Yes - Yes Yes
Book
Request

ATM

Allied Meezan HBL United Bank Bank

Bank Bank Bank Alfalah Al Habib
Limited Limited
Withdraw Up to Rs. Up to 40000 Up to Rs. Up to Rs. Up to Rs. Up to Rs.
Cash 40000 Daily Daily 50000 Daily 40000 50000 40000
1Link Yes Yes Yes Yes Yes Yes
Pay Bills Yes Yes Yes Yes Yes Yes
Transfer Yes Yes Yes Yes Yes Yes
Money
Credit Card Yes Yes Yes Yes Yes Yes
Payments

Branch Service

Allied Meezan HBL United Bank Bank

Bank Bank Bank Alfalah Al Habib
Limited Limited
Open New Yes Yes Yes Yes Yes Yes
Account
Withdraw Yes Yes Yes Yes Yes Yes
Deposit Yes Yes Yes Yes Yes Yes
Transfer Yes Yes Yes Yes Yes Yes
Funds
Pay Bills Yes Yes Yes Yes Yes Yes
Pay Credit Yes Yes Yes Yes Yes Yes
Card Bill
Rent Locker Yes Yes Yes Yes Yes Yes
Cheque Yes Yes Yes Yes Yes Yes
Book
Issuance

Online Yes Yes Yes Yes Yes Yes

Banking
Services
Clearing Yes Yes Yes Yes Yes Yes
Instruments
Issuance of Yes Yes Yes Yes Yes Yes
Pay Order,
Demand
Draft
Issuance of Yes Yes Yes Yes Yes Yes
Account
Statement

Issuance of Yes Yes Yes Yes Yes Yes

Term
Deposit
Certificate

Account Yes Yes Yes Yes Yes Yes

Balance
Status
Check

Foreign Yes Yes Yes Yes Yes Yes

Inward /
Outward
Remittance
Special Yes Yes Yes Yes Yes Yes
Clearing