21-04-2019

Q uote No : q9jv7iohelbtt

This is the sample illustration issued by HDFC Life Insurance Company Limited.
Illustration for HDFC Life Sanchay Plus
A non-participating, non-linked savings insurance plan
on 21 April 2019
PERSONAL DETAILS
Nam e Age Gender
Life 1 Hardeep Singh 34 M
Age is taken as on last birthday
POLICY DETAILS
Date of Policy Com m encem ent: 21-Apr-2019
Policy Term : 11 year(s)
Prem ium Paying Term : 10 year(s)
Prem ium Frequency: Annual
Plan O ption: Guaranteed Incom e
PREMIUM AND BENEFIT DETAILS
Sum Policy Premium Paying Payout Guaranteed Payout Guaranteed Payout Premium Taxes as Total
Benefit Name A ssured^(in Term Term Term A mount Frequency (in Rs.) applicable*# Premium
Rs.) (years) (years) (years) (in Rs.) (in Rs.)
Guaranteed
Incom e 598224 11 10 10 98880 Annual 48000 2160 50160

Total Prem ium payable per Frequency of Prem ium Paym ent: 48000 2160 50160
Nex t Prem ium Due Date: 21-Apr-2020
^ Sum assured is the m inim um Sum assured guaranteed to be payable on death during the Policy Term
* The Tax es & other levies as applicable, subject to tax laws, #Tax es & other levies on the Main benefit prem ium for year two and subsequent years will be
Rs.1080

ILLUSTRATION OF FUTURE BENEFITS

This illustration has been produced by HDFC Life Insurance C ompany Limited to help you understand the benefits of your HDFC Life Sanchay Plus. These
illustrations must be read in conjunction with the sales literature, which describes the features of this product.
The values shown are for illustration only.What you actually receive will depend on what happens over the future lifetime of your policy. The assumed rate of
investment return is usually particularly important as benefits may differ depending on the investment return. However, in this product, the Death Benefit and
the Maturity Benefit do not vary with changing investment returns. The Illustration shows what you could get back using two assumed rates of investment
return.These rates have been specified by the Life Insurance C ouncil.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy
offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page.
If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of
return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors
including future investment performance.
Guaranteed benefits are available provided all premiums are paid, when they are due. The illustrative benefits below assume that all premiums that are due
have been paid.
All amounts are in Indian Rupees. All benefits are shown are at the end of the year

Illustrative Benefits on Maturity

On the survival of the Life Assured until the Maturity date,the illustrative Maturity benefits are as shown below.
Years since Policy Inception Guaranteed Payout Non-Guaranteed Benefit Total Payouts
12 98880 0 98880
13 98880 0 98880
14 98880 0 98880
15 98880 0 98880
16 98880 0 98880
17 98880 0 98880
18 98880 0 98880
19 98880 0 98880
20 98880 0 98880
21 98880 0 98880
Total Benefits 988800 0 988800
Upon this payment, the policy terminates and no further benefit becomes payable.

Illustrative Benefits on Death

On the death of the Life Assured before the Maturity date the illustrative benefits are as shown below.
Benefit on Valid Claim Guaranteed Death Benefits
Policy Year
1 634577
2 634577
3 634577
4 634577
5 634577
6 634577
7 634577
8 634577
9 634577
10 652944
11 685591
Non-Guaranteed death Benefit Total Death Benefit
0 634577
0 634577
0 634577
0 634577
0 634577
0 634577
0 634577
0 634577
0 634577
0 652944
0 685591
Upon this payment, the policy terminates and no further benefit is payable. The benefits shown above are at the end of the year.
On the death of the Life Assured after the Maturity date the Illustrative Benefits on Maturity as shown above shall continue to be payable to the Nominee.

Illustrative Benefits on Surrender

This contract is designed for long term savings and is not designed for short term investment. Should you need to surrender your policy in the short term, any
surrender benefits may be less than the premium(s) you have paid.
A policy may be surrendered after it acquires a guaranteed surrender value. Hence, Surrender Values are shown from year 3 onwards.
Guaranteed Benefit Non-Guaranteed Benefit Surrender Benefit
(A ) (B) Maximum of (A ) and (B)
Policy Year Guaranteed Surrender Value Special Surrender Value
3 44496 0 44496
4 98880 135154 135154
5 123600 184570 184570
6 148320 241970 241970
7 173040 308413 308413
8 296640 385078 385078
9 400464 473286 473286
10 444960 574512 574512
11 494400 627651 627651
Upon this payment, the policy terminates and no further benefit becomes payable.

The values shown are for illustration only.

What you actually receive will depend on what happens over the future lifetime of the policy.
Depending on the prevailing market conditions, the surrender value may be revised.
Benefits shown above are at the end of the year.
If you would like help to understand this illustration, please speak to your Financial Consultant / Relationship Manager.

TERMS AND CONDITIONS

1. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as result of underwriting.
2. For details of the above benefits, please read the sales literature provided.
3. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the
company and such amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of
premium.
4. This illustration has been produced by HDFC Life Insurance C ompany Limited to help you understand the benefits of your HDFC Life Sanchay Plus policy
.These illustrations must be read in conjunction with the sales literature, which describe the features of these products. The values shown are for illustration
only.
5. UIN for HDFC Life Sanchay Plus - 101N134V01

I____________________________________ , hereby confirm that I have read and understood the above benefit illustration before entering into the
contract.
Proposer's Signature / Thumb Impression :
Date :
Place :

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance C ompany Limited" to "HDFC Life Insurance C ompany Limited".