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ICICI, one among India’s biggest banks in the private sector, has its presence in
many countries. It offers several banking services and financial products. Its wide
array of products does not just target the retail customer, but they are also for the
corporate sector.
Several banking products of the bank are carefully designed to accommodate the
financial needs of every individual. ICICI fixed deposit scheme is a popular one as
it offers competitive rates.
The deposit schemes offer a strong balance between returns and liquidity
All of the schemes by ICICI bank offer flexibility in terms of payout options and
tenure. This lets the investor plan his deposits based on his financial needs. ICICI
FD interest rates are competitive.
There are traditional plans and specialized fixed deposit packages for the senior
citizens.
The attractive ICICI FD rates vary depending on the tenure of the deposit. The FD
interest rates in ICICI can be earned on a monthly basis or quarterly basis based on
the plan chosen.
SAVING ACCOUNT
Savings Bank Account interest will be calculated on the basis of end of day
account balance maintained in savings bank account, at the rate of interest as
specified by ICICI Bank time to time
With effective from 19th August 2017, the savings account interest rate applicable
would be:
Interest is calculated on a daily basis on the daily closing balance in the Account,
at the rate specified by ICICI Bank in accordance with Reserve Bank of India
directives. The interest amount calculated is rounded off to the nearest rupee. With
effect from March 30, 2016, interest will be paid quarterly in March, June,
September and December.