AKHTAR AND CO

Address HAMDARD SOCIETY

sukkur, sindh 65200
pakistan
Telephone
Email khaskheliakhtar2468@gmail.com

Owner Information
Name Years Experience Credit Rating
HASNAIN 8 Excellent
HASEEB 6 Excellent
AKHTAR 8 Excellent
MURTAZA 7 Excellent
ARTI 10 Excellent
ABDUL RAHEEM 12 Excellent

Performance Results
Financial Ratio Forecasts (3rd Year Industry Comparison) Forecasted Ratio Industry Average
Current Ratio 7.79 1.90
% Profit Before Taxes/Tangible Net Worth 38.03 30.90
Debt/Worth 0.15 1.70

Financial Analysis Forecast FY1 FY2 FY3

Total Revenue $250,000,000 $350,000,000 $480,000,000
Total Operating Expenses $1,855,340 $4,115,263 $4,409,147
Net Profit After Tax $133,285,320 $140,947,948 $188,514,648
Debt $0 $9,024,827 $3,451,421
Net Cash Flow $211,445,216 $236,042,546 $289,606,218
Total Liabilities and Capital $272,130,148 $511,532,500 $800,643,882
Net Worth $243,185,320 $451,933,268 $698,157,006

About the Enloop Performance Score (EPS Score)

EPS Score Enloop's Performance Evaluation system provides users with a method to evaluate the likelihood of failure or

842 success for business profiles that have undergone Enloop's business planning process. Based on a
combined analysis of any business plan's EPS Score, Ratio Analysis, Cash Balance, and Net Worth results,
the plan is assigned either a 'Pass' or 'Fail' result.
 AKHTAR AND CO
Has passed the requirements for effective Business Plan development with an Enloop
Performance Score (EPS) of

842

CERTIFICATE NUMBER: 974G3K476D

VERIFICATION LINK: https://enloop.com/apps/e/epsCert?id=974G3K476D
SCORE VERSION: 1.2
AKHTAR AND CO
HAMDARD SOCIETY
sukkur, sindh 65200
pakistan

Business Plan
 AKHTAR AND CO Business Plan

Table of Contents
Cover 1
Certificate 2
Title Page 3
Table of Contents 4
Business Idea 6
Product & Sales 6
Product & Sales Forecast 6
Chart - Product & Sales Forecast 7
Marketing 8
Marketing Forecast 8
Chart - Marketing Forecast 8
Management 9
Personnel 9
Personnel Forecast 9
Chart - Personnel Forecast 10
Financial Forecast 11
Expenses 11
Fixed Assets 11
Loans 11
Owners Contributions & Draws 11
Profit & Loss 12
Profit & Loss Forecast 12
Chart - Profit & Loss Forecast 13
Cash Flow 14

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 AKHTAR AND CO Business Plan

Cash Flow Forecast 14

Chart - Cash Flow Forecast 15
Balance Sheet 16
Balance Sheet Forecast 16
Chart - Balance Sheet Forecast 17

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 AKHTAR AND CO Business Plan

Business Idea

AKHTAR AND CO is a new company and

The primary address of the business is:

HAMDARD SOCIETY
sukkur, sindh 65200
pakistan

khaskheliakhtar2468@gmail.com

Product & Sales

The company's Sales forecast is $250,000,000 in the first year, $350,000,000 in the second year and $480,000,000 in the
third year with a combined Cost of Goods Sold of $100,000,000, $180,000,000 and $210,000,000. This results in a Gross
Profit of $150,000,000, $170,000,000 and $270,000,000.

Product & Sales Forecast Yr.1 Yr.2 Yr.3

garments
Sales $250,000,000.00 $350,000,000.00 $480,000,000.00
Cost $100,000,000.00 $180,000,000.00 $210,000,000.00
Totals
Total Sales $250,000,000 $350,000,000 $480,000,000
Total Cost $100,000,000 $180,000,000 $210,000,000

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 AKHTAR AND CO Business Plan

Chart: Product & Sales Forecast

$600,00… Total Sales
Total Cost

$450,00…

$300,00…

$150,00…

$0
Yr.1 Yr.2 Yr.3

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 AKHTAR AND CO Business Plan

Marketing
AKHTAR AND CO is expecting to spend a total of $443,000 on marketing in the first year, $1,000,000 in the second year and
$1,050,000 in the third year. The company plans to spend an average of 0.23% of its sales revenue on marketing expenses.

Marketing Forecast Yr.1 Yr.2 Yr.3

Expenses
Company Website $400,000 $500,000 $600,000
Radio and Television Ads $43,000 $500,000 $450,000
Totals
Total Expenses $443,000 $1,000,000 $1,050,000

Chart: Marketing Forecast

$1,200,000 Total Expenses

$900,000

$600,000

$300,000

$0
Yr.1 Yr.2 Yr.3

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 AKHTAR AND CO Business Plan

Management
AKHTAR AND CO has not yet identified any management positions.

Personnel
AKHTAR AND CO is projecting a total payroll expense of $900,000 in the first year, $950,000 in the second year and
$990,000 in the third year. The percentage of payroll taxes and benefits for all payroll positions averages 6.78%. Across the
board, 5.33% of all employee's time is spent on Direct Labor.

The company is projecting average sales per employee of $120,000,000.

Personnel Forecast Yr.1 Yr.2 Yr.3

Salaries
HASEEB $300,000 $320,000 $330,000
HASNAIN $400,000 $420,000 $440,000
AKHTAR $200,000 $210,000 $220,000
Totals
Total Salaries $900,000 $950,000 $990,000

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 AKHTAR AND CO Business Plan

Chart: Personnel Forecast

$1,020,000 Total Salaries

$980,000

$940,000

$900,000

$860,000
Yr.1 Yr.2 Yr.3

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 AKHTAR AND CO Business Plan

Financial Forecast

The company has a starting cash balance of $60,000,000. The owners plan to contribute $175,809,090 in capital funding and
take out $400,000 in draws.

Accounts Payables are set to 60 days, while Accounts Receivables are set to 10 days. The company is forecasting that 10%
of their total sales will be on credit.

The company has two loans for a total outstanding debt of $12,800,000. Additionally, the company is forecasting $2,143,600
in Total Expenses and $3,795,000 in Fixed Assets for the first three years of operations.

All forecasts in this business plan utilize Accrual Basis accounting.

Expenses Year 1 Year 2 Year 3

Insurance $1,200 $1,200 $1,200
Maintenance $200,000 $300,000 $400,000
Utilities $200,000 $300,000 $400,000
Legal and Accounting $100,000 $110,000 $130,000

Fixed Assets Cost

car $1,495,000
building $2,300,000

Loans Amount
bank loan $800,000
PRIVATE LOAN $12,000,000

Owners Contributions & Draws Yr.1 Yr.2 Yr.3

Contributions $50,000,000 $67,900,000 $57,909,090
Draws $100,000 $100,000 $200,000

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 AKHTAR AND CO Business Plan

Profit & Loss

AKHTAR AND CO is forecasting Gross Profit for the first year of operations at $149,950,140, increasing to $169,936,378 in
the second year and increasing to $269,922,736 in the third year.

The average Gross Margin is 54.92%.

The company is forecasting Operating Expenses, including payroll, of $1,855,340 in the first year, $4,115,263 in the second
year and $4,409,147 in the third year.

Net Profit After Taxes is projected at $133,285,320 based on an expected income tax of $14,809,480 in the first year,
$140,947,948 in the second year based on an expected income tax of $24,873,167 and $188,514,648 in the third year based
on an expected income tax of $76,998,941. The owners plan to take a draw or dividend of $100,000 in the first year, $100,000
in the second year and $200,000 in the third year. The company is forecasting Retained Earnings of $133,185,320 in the first
year, $140,847,948 in the second year and $188,314,648 in the third year.

Profit & Loss Forecast Yr.1 Yr.2 Yr.3

Revenue
Sales $250,000,000 $350,000,000 $480,000,000
Other Income $0 $0 $0
COGS $100,049,860 $180,063,622 $210,077,264
Gross Profit $149,950,140 $169,936,378 $269,922,736
Payroll Expenses
Salaries $854,000 $892,000 $919,600
Payroll Taxes and Benefits $57,140 $70,278 $75,636
Operating Expenses
Depreciation $0 $709,167 $851,000
Insurance $1,200 $1,200 $1,200
Interest Expense $0 $732,618 $581,711
Legal and Accounting $100,000 $110,000 $130,000
Maintenance $200,000 $300,000 $400,000
Marketing $443,000 $1,000,000 $1,050,000
Utilities $200,000 $300,000 $400,000
Totals
Total Operating Expenses $1,855,340 $4,115,263 $4,409,147
Earnings before Taxes $148,094,800 $165,821,115 $265,513,589
Income Taxes $14,809,480 $24,873,167 $76,998,941
Owners Draws/Dividends $100,000 $100,000 $200,000
Retained earnings $133,185,320 $140,847,948 $188,314,648

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 AKHTAR AND CO Business Plan

Chart: Profit & Loss Forecast

$200,00… Retained earnings

$180,00…

$160,00…

$140,00…

$120,00…
Yr.1 Yr.2 Yr.3

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 AKHTAR AND CO Business Plan

Cash Flow

The owners have invested a total of $175,809,090 and have or are seeking loans totaling $12,800,000.
AKHTAR AND CO is forecasting Net Cash Flow for the first year of operations at $211,445,216, increasing to $236,042,546 in
the second year and increasing to $289,606,218 in the third year.

The Ending Cash Balance for the first year of operations is projected at $271,445,216, increasing to $507,487,762 in the
second year and increasing to $797,093,980 in the third year.

Cash Flow Forecast Yr.1 Yr.2 Yr.3

Cash In
Sales $249,315,068 $349,726,027 $479,643,836
Other Income $0 $0 $0
Loans Requiring Payback $0 $12,800,000 $0
Investments $50,000,000 $67,900,000 $57,909,090
Total Cash In $299,315,068 $430,426,027 $537,552,926
Cash Out
COGS $83,564,869 $166,854,647 $205,075,153
Other Expenses $836,736 $1,653,236 $2,011,571
Payroll $900,000 $950,000 $990,000
Cash Paid for Taxes $2,468,247 $16,522,806 $33,514,867
Cash Paid for Fixed Assets $0 $3,795,000 $0
Loan Principal Payments $0 $3,775,173 $5,573,406
Loan Interest Payments $0 $732,618 $581,711
Owners Draws and Dividends $100,000 $100,000 $200,000
Changes in Other Assets $0 $0 $0
Total Cash Out $87,869,852 $194,383,482 $247,946,708
Net and Balance
Starting Cash Balance $60,000,000 $271,445,216 $507,487,762
Net Cash Flow $211,445,216 $236,042,546 $289,606,218
Ending Cash Balance $271,445,216 $507,487,762 $797,093,980

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 AKHTAR AND CO Business Plan

Chart: Cash Flow Forecast

$1,000,0… Ending Cash Balance

$750,00…

$500,00…

$250,00…

$0
Yr.1 Yr.2 Yr.3

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 AKHTAR AND CO Business Plan

Balance Sheet

AKHTAR AND CO is forecasting Current Assets for the first year of operations at $272,130,148, increasing to $508,446,666
in the second year and increasing to $798,409,048 in the third year.

Additionally, the company is forecasting Fixed Assets for the first year operations at $0, increasing to $3,795,000 in the
second year and remaining the same in the third year.

Current Liabilities for the first year of operations is forecasted at $28,944,828, increasing to $55,664,192 in the second year
and increasing to $102,486,876 in the third year.

Long Term Liabilities for the first year of operations is projected at $0, increasing to $3,935,040 in the second year and
decreasing to $0 in the third year.

Capital for the first year of operations is forecasted at $243,185,320, increasing to $451,933,268 in the second year and
increasing to $698,157,006 in the third year.

The company's Total Liabilities and Capital for the first year of operations is $272,130,148, increasing to $511,532,500 in the
second year and increasing to $800,643,882 in the third year.

Balance Sheet Forecast Yr.1 Yr.2 Yr.3

Current Assets
Cash $271,445,216 $507,487,762 $797,093,980
Accounts Receivable $684,932 $958,904 $1,315,068
Inventory $0 $0 $0
Total Current Assets $272,130,148 $508,446,666 $798,409,048
Fixed Assets
Fixed Assets $0 $3,795,000 $3,795,000
Less Accumulated Depreciation $0 $709,167 $1,560,167
Net Fixed Assets $0 $3,085,833 $2,234,833
Other Assets
Other Assets $0 $0 $0
Current Liabilities
Accounts Payable $28,944,828 $50,574,405 $99,035,455
Deferred Revenue $0 $0 $0
Short Term Debt $0 $5,089,787 $3,451,421
Total Current Liabilities $28,944,828 $55,664,192 $102,486,876
Long Term Liabilities
Long-Term Loans $0 $3,935,040 $0
Total Capital $243,185,320 $451,933,268 $698,157,006
Totals
Total Assets $272,130,148 $511,532,500 $800,643,882
Total Liabilities and Capital $272,130,148 $511,532,500 $800,643,882

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 AKHTAR AND CO Business Plan

Chart: Balance Sheet Forecast

$1,000,0… Total Assets
Total Liab. and Cap.

$750,00…

$500,00…

$250,00…

$0
Yr.1 Yr.2 Yr.3

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