#I- REPRESENTATION OF PRINTED DOCUMENT

Filing 81520627 E- Filed 12/03/2018 11:54:33 AM . _,‘

(877) 735-3637
(866) 926-5496
Houston, TX 77042 www.3elenefinance.com
FINAN CE Hours of Operation (CT)
Monday — Thursday: 8 am. - 9 pm.

Friday: 8 am. — 5 pm.

5-755-53800-0000017—001—o1-ooo-ooo-ooo-ooo

BOBBY L COATES
DEBORAH R COATES
2202 N WEST SHORE BLVD STE 200
TAMPA FL 33607-5749

January 18, 2018

Loan Number 0000815704

Changes to Your Mortgage Interest and Payments on April 1, 2018

Your Adjustable-Rate Mortgage (ARM) underwent an interest rate and payment change 12 months ago. Your interest
rate and mortgage payment will change on April 1, 2018. After that, your interest rate may change every 12 months
for the rest of your loan term. Any changes in your interest rate may also change your mortgage payment.

Current Rate New Rate

and Monthly Payment and Monthly Payment
Interest Rate 3.632500% 4.632500%
Principal $1,132.90 $1,110.58
Interest $455.19 $572.01
Escrow (Taxes and Ins) $1,141.69 $1,141.69
Other $0.00 $0.00
Subsidy $0.00 $0.00
Total Monthly Payment $2,729.78 $2,824.28
Effective with Payment Due February 1, 2018 April 1, 2018

Interest Rate: We calculated your interest rate by taking a published “index rate” and adding a certain number of
percentage points, called the “margin”. Under your loan agreement, your index rate is the ONE YEAR TREASURY
WEEKLY AVERAGE CM and your margin is 2.75000%. The ONE YEAR TREASURY WEEKLY AVERAGE CM is
published weekly in the FEDERAL RESERVE STATISTICAL RELEASE H.15. The interest rate calculation method is
the margin is added to the index rate, with the minimum caps and rounding included. The per change caps as well as
the lifetime caps are also applied. The index value used for this calculation was 1.82000% published on 01-08-18.

Rate Limit‘s): Your rate cannot go higher than 13.12500% over the life of the loan. Your rate can increase each
change period by no more than 2.00000%. (If this amount is 00%, your loan does not have a periodic rate cap). Your
rate can decrease each change period by no more than 2.00000%.

New Interest Rate and Monthly Pavment: The table above shows your new interest rate and new monthly payment.
These amounts are based on the index ONE YEAR TREASURY WEEKLY AVERAGE CM, your margin, your loan
balance of $148,413.20, and your remaining loan term of 108 months.

Prepayment Penalty: None.

Selene Finance LP is a debt collector attempting to collect a debt and any information obtained will be used for that
purpose.

Please note that if you are in bankruptcy or received a bankruptcy discharge of this debt, this communication is not an
attempt to collect the debt against you personally.

For Servicemembers and their Dependents: The Federal Servicemembers Civil Relief Act and certain state laws
provide important protections for you, including, under most circumstances, a prohibition on foreclosure during and
twelve months after the servicemember’s active duty service. Selene will not foreclose on the property of a
servicemember or his or her dependent during that time, except pursuant to a court order.You also may be entitled to
other protections under these laws, including interest rate and fee relief. Please contact us to learn more about your
rightS- Plaintiff's Production 000001
***ELECTRONICALLY FILED 12/03/2018 11:54:31 AMJ'KWEBM OF THE CIRCUIT CO@R@9%WL$#A6§1:?(3UNTY***
 REPRESENTATION OF PRINTED DOCUMENT
S I E I I EN I
E® 9990 Richmond Avenue
Suite 400 South
Houston, TX 77042
Telephone (877) 735-3637
Fax (866) 926-5496
www.3elenefinance.com

F NANI C E Hours of Operation (CT)

Monday — Thursday: 8 am. - 7 pm.

Friday: 8 am. — 5 pm.

7-755-52401-ooooo76—oo1—o1-ooo-ooo-ooo-ooo

BOBBY L COATES
DEBORAH R COATES
1701 N 20TH ST
TAMPA FL 33605-5253

February 14, 2017

Loan Number 0000815704

Changes to Your Mortgage Interest and Payments on April 1, 2017

Your Adjustable-Rate Mortgage (ARM) underwent an interest rate and payment change 12 months ago. Your interest
rate and mortgage payment will change on April 1, 2017. After that, your interest rate may change every 12 months
for the rest of your loan term. Any changes in your interest rate may also change your mortgage payment.

Current Rate New Rate

and Monthly Payment and Monthly Payment
Interest Rate 3.157500% 3.632500%
Principal $1,126.06 $1,105.81

Interest $452.1 9 $482.28

Escrow (Taxes and Ins) $9,219.80 $9,219.80
Other $0.00 $0.00
Subsidy $0.00 $0.00
Total Monthly Payment $10,798.05 $10,807.89
Effective with Payment Due March 1, 2017 April 1, 2017

Interest Rate: We calculated your interest rate by taking a published “index rate” and adding a certain number of
percentage points, called the “margin”. Under your loan agreement, your index rate is the ONE YEAR TREASURY
WEEKLY AVERAGE CM and your margin is 2.75000%. The ONE YEAR TREASURY WEEKLY AVERAGE CM is
published weekly in the FEDERAL RESERVE STATISTICAL RELEASE H.15. The interest rate calculation method is
the margin is added to the index rate, with the minimum caps and rounding included. The per change caps as well as
the lifetime caps are also applied.

Rate Limit‘s): Your rate cannot go higher than 13.12500% over the life of the loan. Your rate can increase each
change period by no more than 2.00000%. (If this amount is 00%, your loan does not have a periodic rate cap). Your
rate can decrease each change period by no more than 2.00000%.

New Interest Rate and Monthly Pavment: The table above shows your new interest rate and new monthly payment.
These amounts are based on the index ONE YEAR TREASURY WEEKLY AVERAGE CM, your margin, your loan
balance of $159,650.88, and your remaining loan term of 120 months.

Prepayment Penalty: None.

Plaintiff's Production 000002

INTERNET REPRINT AR009 NMLS# 6312
 REPRESENTATION OF PRINTED DOCUMENT

Selene Finance LP is a debt collector attempting to collect a debt and any information obtained will be used for that
purpose.

If you received a bankruptcy discharge of this debt, this communication is not an attempt to collect the debt against

you personally, but is notice of a possible enforcement of the lien against the collateral property. Also, if you are
involved in a bankruptcy please note that Selene Finance LP intends to fully comply with the Code including, without
limitation, the automatic stay and the provisions of any confirmed bankruptcy plan.

Attention Servicemembers and Dependents: The federal Servicemembers Civil Relief Act and certain state laws
provide important protections for you, including prohibiting foreclosure under most circumstances during and twelve
months after the servicemember’s military or other service. Selene will not foreclose on the property of a
servicemember or his or her dependent during that time, unless pursuant either to a court order or a servicemember’s
written waiver agreement.

Plaintiff's Production 000003

INTERNET REPRINT AR009 NMLS# 6312
 REPRESENTATION OF PRINTED DOCUMENT
S I E I I EN I
E® 9990 Richmond Avenue
Suite 400 South
Houston, TX 77042
Telephone (877) 735-3637
Fax (866) 926-5496
www.3elenefinance.com

F NANI C E Hours of Operation (CT)

Monday — Thursday: 8 am. - 7 pm.

Friday: 8 am. — 5 pm.

1455-51oos-oooo138—oo1—o1-ooo-ooo-ooo-ooo

BOBBY L COATES
DEBORAH R COATES
4600 W CYPRESS ST STE 130
TAMPA FL 33607-4008

February 16, 2016

Loan Number 0000815704

Changes to Your Mortgage Interest and Payments on April 1, 2016

Your Adjustable-Rate Mortgage (ARM) underwent an interest rate and payment change 12 months ago. Your interest
rate and mortgage payment will change on April 1, 2016. After that, your interest rate may change every 12 months
for the rest of your loan term. Any changes in your interest rate may also change your mortgage payment.

Current Rate New Rate

and Monthly Payment and Monthly Payment
Interest Rate 3.00000% 3.37500%
Principal $1,102.64 $1,089.36
Interest $437.33 $488.89
Escrow (Taxes and Ins) $1,157.49 $1,157.49
Other $0.00 $0.00
Subsidy $0.00 $0.00
Total Monthly Payment $2,697.46 $2,735.74
Effective with Payment Due March 1, 2016 April 1, 2016

Interest Rate: We calculated your interest rate by taking a published “index rate” and adding a certain number of
percentage points, called the “margin”. Under your loan agreement, your index rate is the ONE YEAR TREASURY
BILL WEEKLY AVERAGE CM and your margin is 2.75000%. The ONE YEAR TREASURY BILL WEEKLY
AVERAGE CM is published weekly in the FEDERAL RESERVE STATISTICAL RELEASE H.15. The interest rate
calculation method is the margin added to the index rate, with the minimum caps and rounding included. The per
change caps as well as the lifetime caps are also applied.

Rate Limit‘s): Your rate cannot go higher than 13.12500% over the life of the loan. Your rate can increase each
change period by no more than 2.00000%. (If this amount is 00%, your loan does not have a periodic rate cap). Your
rate can decrease each change period by no more than 2.00000%.

New Interest Rate and Monthly Pavment: The table above shows your new interest rate and new monthly payment.
These amounts are based on the index ONE YEAR TREASURY BILL WEEKLY AVERAGE CM, your margin, your
loan balance of $173,828.03, and your remaining loan term of 132 months.

Prepayment Penalty: None.

Plaintiff's Production 000004

INTERNET REPRINT AR009 NMLS# 6312
 REPRESENTATION OF PRINTED DOCUMENT

Selene Finance LP is a debt collector attempting to collect a debt and any information obtained will be used for that
purpose.

If you received a bankruptcy discharge of this debt, this communication is not an attempt to collect the debt against

you personally, but is notice of a possible enforcement of the lien against the collateral property. Also, if you are
involved in a bankruptcy please note that Selene Finance LP intends to fully comply with the Code including, without
limitation, the automatic stay and the provisions of any confirmed bankruptcy plan.

Attention Servicemembers and Dependents: The federal Servicemembers Civil Relief Act and certain state laws
provide important protections for you, including prohibiting foreclosure under most circumstances during and twelve
months after the servicemember’s military or other service. Selene will not foreclose on the property of a
servicemember or his or her dependent during that time, unless pursuant either to a court order or a servicemember’s
written waiver agreement.

Plaintiff's Production 000005

INTERNET REPRINT AR009 NMLS# 6312
 01/20/10 WE ARE A DEBT COLLECTOR. THIS IS AN
ATTEMPT TO COLLECT A DEBT, AND ANY
INFORMATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
#BWNCLNN
#2984709748975093#
20100122 N 0-0
5312
BOBBY L CORTES
DEBORAH R COATES
4903 TURTLE CREEK TRL
OLDSMAR FL 34677-1969

IIEIIIIlillliilIlllillilll'llllIIIIIII'IIIIIIIIIIIIIIIIIIIIIIIIIE

Dear Borrower: Re: Loan No. 8470748750

The terms of your adjustable mortgage loan provide for the following changes:

The payment of your mortgage loan is scheduled to be adjusted for the payment due on
04/61/10. This new payment consists of a principal and interest amount of $1,556.76.
This payment amount is based on a rate of 3.12500%, a remaining term of 204 months and a
projected principal balance of $246,126.27. This does not include payment for taxes and
insurance‘s).

Assuming that all regularly scheduled payments (if any) are made between now and
04/01/10, your balance will be $246,126.27.

The interest rate effective 03/01/10 used to calculate the new payment was 3.12500%.

This interest rate was based on the WEEKLY AVG OF 1 YR US TREASURY CONSTANT MATURITY
index value of 0.41000% published on 01/11/10.

Your next scheduled payment review date is 01/20/11. Any new payment amount will be
due for the first time on 04/01/11.

Since your last payment adjustment, the interest rate on your mortgage loan has been
adjusted on the following dates:

PREVIOUS ADJUSTMENT PREVIOUS PREVIOUS INDEX

DATE INTEREST RATE VALUE USED
04/01/09 3.75000% 0.44000%

For prompt service when writing or calling about this account, please use this address:
Chase Home Finance LLC, P.O. Box 24696, Columbus, OH 43224—0696; or you may phone our
Customer Care Department toll free at (800) 848—9136. Always provide your loan number
8470748750.

Chase Home Finance LLC

Special Leans Department

01/422V/IP {21359933 7'16!) 0001 JR; 0'] 100122 PAGE 0090!. 0? 00GB}. ARMS 00605312

Plaintiff's Production 000006

 01/20/09 WE ARE A DEBT COLLECTOR. THIS IS AN
anEMPm mo COLLECT A DEBT, AND ANY
INFORMATION OBTAINED WILL BE USED
FOR THAT PURPOSE.
#BWNCLNN
#1984709748975095#
20090122 N Duo
1133
BOBBY L COAEES
DEBORAH R CORTES
4903 TURTLE CREEK TRL
OLDSMAR FL 34677—1969
III“II[IIIIiISIi!ll“I!IIIII"IIIllIHIIIIIIIIIIIIIIIIIIIIIII

Dear Borrower: Re: Loan No. 8470748750

The terms of your adjustable mortgage loan provide for the following changes:

The payment of your mortgage loan is scheduled to be adjusted for the payment due on
04/01/09. This new payment consists of a principal and interest amount of $1,633.48.
This payment amount is based on a rate of 3.75000%, a remaining term of 216 months and a
projected principal balance of $256,290.64. This does not include payment for taxes and
insurance(s).

Assuming that all regularly scheduled payments (if any) are made between now and
04/01/09, your balance will be $256,290.64.

The interest rate effective 03/01/09 used to calculate the new payment was 3.75000%.

This interest rate was based on the WEEKLY AVG 0F 1 YR US TREASURY CONSTANT MATURITY
index value of 0.44000% published on 01/12f09.

The interest rate which was used to calculate your new monthly payment was governed by
the interest rate adjustment limitation in your Framissory Note. Had this limitation
not been in effect, your new interest rate would have been 3.25000%.

Your next scheduled payment review date is 01/20/10. Any new payment amount will be
due for the first time on 04/01/10.

Since your last payment adjustment, the interest rate on your mortgage loan has been
adjusted on the following dates:

PREVIOUS ADJUSTMENT PREVIOUS PREVIOUS INDEX

DATE INTEREST RATE VfiLUE USED
04/01/08 5.750005% 3.041000%

For prompt service when writing or calling about this account, please use this address:
washington Mutual Bank, P.0. Box 100576, Florence, SC 29502-0576; or you may phone our
Enterprise Contact Center toll free at (866) 926—8937. Always provide your loan number
.8470748750.

Whahington Mutual Bank

Special Loans Department

01/422V/IP (11259953 775:: until J71: 07190122 PAGE noon DF 00001 ARMS unoonss

Plaintiff's Production 000007