Credito 10.000.

000 Amortización cuota fija

Interés (EA) 15,00% n Cuota Amortización Interés Saldo n Cuota Amortización Interés Saldo
Interés (PM) 1,17% 0 10.000.000 0 10.000.000
Plazo (Meses) 12 1 898.144 780.994 117.149 9.219.006 1 378.615 261.466 117.149 9.738.534
Gradiente (Geométrico) 15% 2 898.144 790.144 108.000 8.428.862 2 435.407 321.321 114.086 9.417.213
Gradiente (Aritmético) 50.000 3 898.144 799.400 98.743 7.629.462 3 500.719 390.397 110.322 9.026.816
A (1) 630.081 4 898.144 808.765 89.379 6.820.696 4 575.826 470.078 105.748 8.556.738
5 898.144 818.240 79.904 6.002.457 5 662.200 561.959 100.241 7.994.779
6 898.144 827.825 70.318 5.174.631 6 761.530 667.872 93.658 7.326.907
7 898.144 837.523 60.620 4.337.108 7 875.760 789.926 85.834 6.536.981
8 898.144 847.335 50.809 3.489.773 8 1.007.124 930.544 76.580 5.606.437
9 898.144 857.261 40.882 2.632.512 9 1.158.192 1.092.514 65.679 4.513.924
10 898.144 867.304 30.840 1.765.208 10 1.331.921 1.279.041 52.880 3.234.883
11 898.144 877.464 20.679 887.744 11 1.531.710 1.493.813 37.896 1.741.070
12 898.144 887.744 10.400 0 12 1.761.466 1.741.070 20.396 - 0

Amortización constante Amortización Gradiente aritmético

n Cuota Amortización Interés Saldo n Cuota Amortización Interés Saldo
0 10.000.000 0 10.000.000
1 950.483 833.333 117.149 9.166.667 1 630.081 512.932 117.149 9.487.068
2 940.720 833.333 107.387 8.333.333 2 680.081 568.941 111.140 8.918.128
3 930.958 833.333 97.624 7.500.000 3 730.081 625.606 104.475 8.292.522
4 921.195 833.333 87.862 6.666.667 4 780.081 682.935 97.146 7.609.587
5 911.433 833.333 78.099 5.833.333 5 830.081 740.935 89.146 6.868.652
6 901.670 833.333 68.337 5.000.000 6 880.081 799.615 80.466 6.069.037
7 891.908 833.333 58.575 4.166.667 7 930.081 858.983 71.098 5.210.054
8 882.145 833.333 48.812 3.333.333 8 980.081 919.046 61.035 4.291.008
9 872.383 833.333 39.050 2.500.000 9 1.030.081 979.812 50.269 3.311.196
10 862.621 833.333 29.287 1.666.667 10 1.080.081 1.041.291 38.790 2.269.906
11 852.858 833.333 19.525 833.333 11 1.130.081 1.103.489 26.592 1.166.416
12 843.096 833.333 9.762 - 12 1.180.081 1.166.416 13.664 0

Amortización Al final
n Cuota Amortización Interés Saldo
0 10.000.000
1 117.149 - 117.149 10.000.000
2 435.407 - 117.149 10.000.000
3 117.149 - 117.149 10.000.000
4 117.149 - 117.149 10.000.000
5 117.149 - 117.149 10.000.000
6 117.149 - 117.149 10.000.000
7 117.149 - 117.149 10.000.000
8 117.149 - 117.149 10.000.000
9 117.149 - 117.149 10.000.000
10 117.149 - 117.149 10.000.000
11 117.149 - 117.149 10.000.000
12 10.117.149 10.000.000 117.149 -