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Basic Package with Professional Package see ov AMP Essential AMP SuperEdge with Master Limit
100% offset with 100% offset Home Loan 100% offset Feature that provides
–– A simple low cost package that –– Customers who are looking for a packaged home loan –– A highly competitively –– An AMP SuperEdge Loan is a greater flexibility for an
combines variable and fixed offering flexibility, long term interest rate discounts and priced variable rate limited recourse borrowing upfront application fee of
rate loans. additional benefits. loan. arrangement that is available for $295. Maximum LVR 90%.
–– Up to 10 Offset Deposit –– Discounts from Standard Variable and Line of Credit –– Free redraw available an authorised Australian SMSF –– Choose between a 5 or
Accounts on variable rate term interest rates, for owner occupied home loans.1 For more via Internet Banking to use to purchase a residential 10 year term.
loans. A $5 monthly account information on discounts and rates, go to amp.com.au/ (excluding BPAY®). investment property. –– Restructure your
management fee is payable distributor/interestrates. –– Principal and Interest –– AMP Bank lends the SMSF client’s sub-accounts
per Offset Deposit Account –– Up to 10 Offset Deposit Accounts on variable rate loan only. up to a maximum of 70% of for free.
when linked to a Basic Variable term loans. –– Minimum loan size the value of the residential –– Switch products.
Rate Loan. –– $349 pa Package fee. $40,000. investment property. –– Rearrange loan limits.
–– Minimum loan size $40,000. –– Minimum loan size $100k – minimum split $10k – –– Fees – $1,925 Document Review –– Open new splits.
No Establishment and
10 free splits. Fee, $200 Guarantor Fee, Ongoing –– Available on
No Establishment Fee for loans Settlement Fees until
fees $10 per month per split plus Professional Package.
with an LVR of 90% or less (save –– Master Limit available. further notice (save $600).
$75 pa per additional split.
$350). $350 Fee for loans with an
No Establishment Fee for new Professional Package loans less
LVR greater than 90%. No Establishment and Settlement Fees
than or equal to 90% LVR until further notice (save $350).
until further notice (save $600).
No Settlement Fee for new Professional Package loans until
further notice (save $250).
AMP Bett3r Account – 2017 winner for Banking Innovation by Mozo. Find out more at www.mozo.com.au/expertschoice/best-bank-accounts ® Registered to BPAY Pty Ltd ABN 69 079 137 518
Access methods Credit assessment Points of difference
Your clients’ access to their banking has never been easier with the options available from AMP Bank. –– Negative gearing is included in serviceability calculation for –– An automatic alert email will–
–– Instant and online purchases with AMP Bank’s Visa Debit Card. all lenders’ residential investment property loans. be sent to distributors when–
–– payWave with AMP Bank’s Visa Debit Card. –– Rental income is applied at 80% for residential properties. your customers enquire about–
–– Rental income and associated liabilities with other parties– discharging their loan.
–– Manage money on the move with our mobile iPad and phone apps.
assessed as actual share, ie if joint debtor, 50% of income– –– Trail commission paid in the first–
–– Internet banking 24 hours a day using My AMP.
and 50% of expenses are used for assessment purposes.5 year of settlement.
–– Transact with Visa Debit Card at Australia Post outlets that display the Bank@Post™ sign.
–– We don’t rely solely on credit score, every application goes –– Client account information–
All of the above available on our Offset Deposit Accounts – easy access to money while it’s still to a credit analyst for assessment. available to distributors.
working for them. –– Order valuations upfront.
Adviser team
Business Development Manager Business Development Officer Planner Assist
Phone: 1300 267 265 – Monday to Friday, 9.00am to 5.00pm
Special limited
(Sydney time)
time offer
NSW Peter Burkhart 0481 010 746 Elise McIntosh 02 9257 6656 New applications and increases
David Askew 0421 615 344 Peter Adolphus 02 9367 2192 Email: amp@applyonlinedocs.com.au Pro Pack variable
Fax: 1300 780 137
rates from 3.59% pa6
QLD Adrien Cavanagh 0434 608 501 Peter Adolphus 02 9367 2192 Originator hotline (3.96% pa comparison
SA/NT Andy Milchard 0431 597 574 Peter Adolphus 02 9367 2192
Phone: 1300 300 400 – Monday to Friday, 9.00am to 6.00pm–
(Sydney time)
rate7)
VIC Mark O’Shaughnessy 0466 531 253
Elise McIntosh 02 9257 6656
AMP Bank Distributor Centre Visit
Mya Nguyen 0434 758 729 amp.com.au/distributor
amp.com.au/bankoffer
WA Dwayne Wood 0402 967 780 Peter Adolphus 02 9367 2192
1 The Standard Variable Rate = Classic Club Variable Rate. 5 Example: Borrower and brother have an equal split investment property loan with another bank. AMP Bank would include–
2 In the previous month at least $2,000 was deposited into your Bett3r Pay account from an external source that is not 50% of rental income and 50% of corresponding loan repayment in serviceability assessment.
another AMP Bank account. Conditions apply. Learn more about Bett3r Rewards at amp.com.au/bett3roffset. 6 Available on owner occupied, Principal and Interest loans from $250,000.
3 Applicable where the same eligible loan has been held for 4+ years and is linked to a Bett3r account, the applied rate is 1.5%. 7 Comparison rate calculated for a secured loan on a loan amount of $150,000 for a 25 year term. Warning: This comparison
Otherwise the rate is 1%. rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan
4 Learn more about Bett3r Rewards at amp.com.au/bett3roffset. amounts might result in a different comparison rate.
This document is an overview only, the information contained within is correct as at 16 February 2018 and is subject to change. Full details are as set out in the Terms and Conditions and Fees and Charges Guide and are available at amp.com.au or on request
by calling 13 30 30. The Terms and Conditions and Fees and Charges Guide prevail to the extent of an inconsistency with this document. Contact your BDM for further details. Approval is subject to AMP Bank guidelines. Fees and Charges apply. Credit provider
24293 02/18
and product issuer is AMP Bank Limited ABN 15 081 596 009, Australian credit licence 234517, AFSL No. 234517.
Bank@Post™ and its device mark are trade marks (registered or otherwise) of the Australian Postal Corporation. All rights reserved.
This document is for AMP Bank staff and distributor use only and not for distribution to customers.