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This letter is our final demand for payment. Unless we receive the full outstanding
balance of $24,876 with ten days of the date of this notice, it is our intention to turn your
Collection fees, legal fees, and late fees can amount to a significant increase in your
outstanding balance. And a negative rating on your credit report may result in higher
interest costs in the future and difficulty in obtaining accounts with other companies.
We suggest you make immediate and full payment before the deadline.