Q1) Customer profitability analysis means 1a) Exercise done by bank before lending to a customer b) Exercise before opening a new branch c) Assess the profitability of customer's business [his s the Right Answer] d) Only Aandc .Q2) Mr-Salman is paying EMI of Rs 23,456. The total EMI period is 240 months. Housing Loan Interest rate is 10.5%, Calculate the Housing Loan taken by Salman? a) Rs 25,60,000 b) Rs 23,69,963 (©) Rs 23,49,406 [This isthe Right Answer] d) Rs 23,16,770 3) Proof of age is not required for senior citizens opening a bank account. a) Tue b) False (This is the Right Answer]Q4) Under e-KYC, the Aadhaar KYC service at UIDAI authenticates customer's a) Data (This is the Right Answer] b) Movement ©) Only bank account number d) None of the above Q5) Principal functions of banks are : 1a) accepting deposits b) lending and investing ‘¢)_non-fund business and remittance services d) All of above [This is the Right Answer] lly started by NABARD in 1982 as Vikas Voluntary Vahini programme to propogate the § principles 6) Farmers clubs were init of "Development through, a) Saving 1b) Credit (hiss the Right answer] ©) Recovery d) Meeting and discussionQ7) The banker customer rel a) Death / Insolvency / Lunacy of the depositor [hiss the Right Answer] ;nship comes to an end on the happening of the following event. b) Arrest / Imprisonment of the depositor ©) Migration of the Depositor to a foreign Country 4d) Allthe above Q8) Banks which are listed in the second schedule of the. are known as Scheduled Banks. a) Consumer Protection Act,1956 b) Banking Regulation Act, 1949 ©) Reserve Bank of India Act, 1934 [This is the Right Answer] d) None of these 9) If not satisfied by the decision/award, either bank or customer can appeal to the Deputy Governor, RBI and the Appellate Authority) within, days from the date of receipt of the Award. a) 45 b) 30 (This isthe Right Answer ) 15 @ 10