Budget Spreadsheet

Welcome to my simple budgeting spreadsheet! This sheet is designed as a simple tool to organiz
finances, and to be used in conjunction with other tools. It's not meant to replace other budgetin
but to provide a simple start to budgeting. These Instructions will teach you how it works, how t
it, and how to make a copy!

How to use:

Budget

Income
paycheck section:
that is paid out once a week. Total monthly income is used to calculate sa
in creating the expense charts. You can choose between Weekly, Bi-Weekly, and Mo
payments. If you're in a tipped position, you can also add tips by clicking the Add Ti

Expenses Section:
Each section has six places to add itemized
expenses and savings under four categories:

Meant to describe any

Utilities: monthly utilities for your
house, apartment, or car
Meant to describe any
NECESSARY expense that isnt
Bills: a utility, a good place to put
loans, medical bills, or paid
subscriptions
A catch all for any other
expenses that may not fall
under the first two categories,
Expenses:
these are for thing that are
necessary or important such
as food, transportation, etc
This is meant to calculate
savings, add the percentage
Savings: you would like to save each
month in the "percentage"
line, or add a fixed savings
amount
below, youunderneath!
can fill out your
Credit Card credit card info and figure out
Payment what your monthly payment
 Credit Card
Payment what your monthly payment
If you'dbe!
should likeYou
to include a large
can have up to
purchase in your budget, use
Large
the large Purchases tab to
Purchases
figure out how long and how
much you'll need to save!

Summary Section:
This section gives a summary of your
Expenses, your Income, and your Budget
values. It tells you what your flexible spending
is, and how much you can afford to spend
daily (or weekly or monthly) and still save
money and meet your budgeting and savings
goals!

Daily/Monthly Budget Tracker

This is meant as a daily tracker to give a more realistic picture of where your money is bein
You can use this to compare your actual spending to your desired expenses at the end of th
Just insert a row on top of the bottom line to add more rows to the table!

How to Copy:

Make a copy of this

sheet and start
editing it yourself!
Go to File>Make a Copy
heet
gned as a simple tool to organize your
meant to replace other budgeting tools,
l teach you how it works, how to best use

y income is used to calculate savings and

een Weekly, Bi-Weekly, and Monthly
o add tips by clicking the Add Tips tick
ure of where your money is being spent.
esired expenses at the end of the month.
to the table!
 Budget
Monthly Flex Spending
-$575.00
Weekly
-$134.17

Daily
-$19.17
Monthly Expenses Montly Income
$575.00 $0.00

Utilities
Bills
Other Expenses
Savings
Credit Card
Large Purchase
Flex

Income:
Paycheck
1 Add Tips? Select one: Weekly
Tips: Week 1 $250.00
$0.00 Week 2 $250.00
$9.00 Week 3 $250.00
$76.00 Week 4 $250.00
Total: $0.00

Expenses:
Utilities Other Expenses
Phone $5.00 Cats $50.00
Internet $5.00 Food $5.00
Electric $5.00 Lunch/takeout $5.00
Gas T Pass $50.00
Uber $5.00
Subscriptions $5.00
Bills Games $5.00
Rent $5.00 Stream $5.00
Loans $5.00 Exercise $5.00
Website $15.00
Doctor $5.00
 Meds $5.00

Credit Card Payment

Monthly Payment:
$90.00

Savings Big Purchase!

Percentage: 20.00% Cool Thing $300.00
Fill out the large purchase tab, or uncheck
Monthly: $0.00 the box in the tab to diable this!

Total: $575.00
 Credit Card
I dont have a credit card payment 0

Card 1
Balance Owed: $10,000.00
Interest rate: 10.00%
Minimum Monthly Payment: $23.00

Months to Pay off with Minimum Payme

Card 1 Card 2
N/A 78
Total Interest Accrued Using Minimum Pay
Card 1 Card 2
N/A $727.13
Are you paying more than the minimum pay
Card 1 Card 2
1 0
How much are you paying monthly?
$20.00 $0.00

ments will be added and adjusted in your budget automatically! Once youve filled thi
d

Card 2 Card 3
$2,000.00 $10,000.00
10.00% 10.00%
$35.00 $35.00

Minimum Payment:
Card 3
N/A
ing Minimum Payment
Card 3
N/A
the minimum payment?
Card 3
0
paying monthly?
$0.00

y! Once youve filled this out, please go check your budget!

 Large Purchase Calculator
Item:
Cool Thing
Price
300
Months until purchase
1

Date started Saving: 4/2/2018

Monthly Saving amount:
300
1 Adjust Budget?

2500

2000

Goal
1500
Current Savings
Linear (Current
1000
Savings)

500

! add this expense! please go check your budget! !

Your budget has been automatically adjusted to
 Daily/Monthly Budget

Date Category Spent Note