HODLing is Investing, An old one but still works!

The People that are quick to walk away are the ones who never intended to stay!

Either in the Money Market or Commodities or Real Estate or any Other Assets, quick gains are
people mostly looking for? isn’t it true? Despite many Top Consistent Gainers be it Warren Buffet or
William O'Neil or Rakesh Jhunjhunwala (India’s top consistent gainer in Stock Market) and several
others have been conuniously saying, trading is a kind of gambling and you may win by accident, you
need to invest to become super successful gainer.

However, people have been always talking about Top Consistent Gainers, read their books, follow
their twitter handles, try to imitate them almost everything they do but never look at their principles
of investments and the discipline they adhere to themselves. Some even blatantly follow these Top
Consistent Gainers, but still never make it. So, does luck favours them always? Do they really have a
strategy and discipline or simply make money out of nothing?

They do have strategies, but more importantly they do not just simple buy and hold any stock which
once in a while might give profits, however the odds are that one may lose more than you gain. Then
what do they actually do is the question which people need to deeply dig into and seek for answers.
Firstly, these Top Consistent Gainers never look for short term gains nor wait for Market to fall to
buy or bull to sell. They have their own timing irrespective of market tendencies, graphs and
sentiments. To choose a stock, they spend huge time and energy and actually trust in the
organization if the company has really got a vision, who leads them and if they have the potential to
grow, innovate, adapt to changes, embrace new technologies and always ready to transform etc.,
More importantly, they see if the company is solving any crucial problem for the human race in
some way or other. And once they shortlist and choose the stock, would one expect the stock to go
up just like that or expect returns in your own defined timeframe or truly trust in the organization
and people leading them to move in their path and enable them to perform? Which one of the three
do you think a wise investor would do? It is the third one. A true investor once invested expects
deliverables during the financial year which are greater than the previous one. He doesn’t care
about the stock price which eventually will go up once the company is on the right track and the
right time comes. That is when an investor to Gain from and still be invested in the stock if he
believes the stock is still worthwhile to continue investing.

Secondly, there is a lot always talked about stop loss and minimizing loss and few even diligently
follow it, but only from a day trader perspective. However, this actually has to be done studiously by
an investor. Do you think Warren Buffet never makes mistakes? Yes they do, even after carefully
choosing the stock and investing in it, sometimes it goes wrong from some reason or other.
Whenever these kinds of situations arise, a wise and true investor would immediately exit from the
stock and they never look at the market or their losses or Gains. (at the very least just may wait for
some time if they really see a trend upwards to minimize their loss). Why do they do that? If it is a
normal investor he/she would keep holding it and that is when they get locked out and expecting
sometime it will come up. But Top Investors do not worry about losses as they very know that they
would get it back from some other stock some other time. Therefore this is one of the disciplines Top
consistent Gainers actually do. Yes they do mistakes, but they know how and when to come out of it.
One other factor is that these Top Investors do invest in start-ups or very early into a new firm or
organization and they give it the time to perform and after few years hugely benefit from it. Have
you always wondered why did I not invest in Amazon early or Apple when no one noticed it etc., But
a Top investor would have already invested in those if they feel the organization is doing the right
thing and moving in right direction. So how to identify that? One is to look at who are behind the
organization, what their credibility is, what is their ultimate vision, if they had any successes in the
past or even if it is new entrepreneur, is it a brilliant idea with a workable strategy and clear
roadmap, who are the partners, other investors and their reasons to invest etc., There are many
other factors too, but that’s how one goes about seeking to know if that is a right place to invest or
not. This is no instinct or mystical powers or sheer luck or a rocket science or something. Anyone
who is willing to go deep into the organizations fundamentals and asking relevant questions to
himself and tried to seek answers to them shall with a few trail and errors be able to master it quite
well. And yes, you too can become a Top Investor and people awaiting for your single tweet in
thousands or millions.

Think about Cryptocurrency, generally being called as a bubble or place to lose quick money or quick
gains. This is a simplistic view of Cryptocurrency and its investments. Again, note it needs to be
looked at as a serious investment rather than a trade. People who have seen it as an investment
have gained for several generations to come than in the money or stock market. The principles of
investment such as which Crypto Coin or Crypto Token to invest remains the same, but be prepared
to see your Cryptos at 80 to 90% loss too during your investment period. Though the principles are
the same for investing in Stocks or Cryptos, here the swings are too high and too low which might
tempt one to become serious nervous. Perseverance and patience is the key once you have
researched and invested in a Crypto.

Say for example, let us take a token and see what a mature and Top Investor would like to see in
the token for them to choose for investment.

Cashaa, is one of the recent ICOs which got over the ICO phase in early 2018. Cashaa has been
founded by Kumar Gaurav, who is also the co-founder of Auxesis group which is a credible
organization in India which has been working on enterprise Blockchain Network “Auxledger”.
Auxledger is the Internet of Blockchain or Blockchain or Blockchain. Auxledger has already
onboarded over 53 Million users as part of an Identity project for one of the State Government of
India. Therefore they have an extremely large people whom they can leverage in future to Cashaa.
Also, partnering with a Government tell its story of his own as to the credibility of an organization.

Secondly, Kumar Gaurav, the Founder himself is a serial entrepreneur and international Blockchain
speaker whose credibility can be checked all over and verified through various social links.

Cashaa’s vision is to provide a Next Generation Banking Platform for the Next Millennials and
specifically to Bank the Unbaked and Underbanked. Mostly organizations would have a fancy vision
but their path may not be so. Cashaa is not such one and for example Cashaa has focussed and even
made partnerships in Africa and made considerable progress in availing IBAN License to Bank the
Unbaked and Underbanked.

Cashaa’s services and Products can be found on their website apart from the whitepaper and
roadmap. But to briefly state Cashaa is aiming to provide Money Transfer Facilities between any Fiat
Currencies or between any Cryptocurrencies or between Fiat and Cryptos and Vice versa within zero
to 30 minutes and also at Zero to very minimal overhead costs. It is working on a Multisig Wallet to
store, spend and Transfer Money from Anywhere to Anyone and Anyone to Anywhere. The services
and products also include an International Bank Account and Current Account too, Lending,
Insurance, Crypto-Backed Loans and various other services that traditional bank have ever thought
of.

Thirdly, the co-founders, investors in Cashaa in the Pre-ICO stage need to be looked at and those
people have excellent credibility as well which can verified from their website and various other
platforms, sources or in person / physically too.

The next would be the team behind Cashaa starting from advisors to strategists to Marketing to
Operations to development to actual people on ground, they all have almost 200 years of Fintech,
Banking, Insurance and Blockchain experience all put together which is a great strength to Cashaa
team.

The next would the global presence and awards (though the product is still not out). Kumar Gaurav
himself is under the Top 100 Blockchain influencers and both Cashaa and Auxesis Group are under
the Top 100 Most Blockchain Influencing Companies and Cashaa being at the 13th Position. This is a
great achievement for a start-up and especially when the product and services are not live yet. There
are numerous other awards and credentials that Cashaa and its team have achieved.

Partnerships are the key to success and Cashaa has always believed in collaborations and made
several Partnerships within a span of 6 to 8 months of ICO completion.

The next most significant factor is how an organization functions with respect to adherence to legal
frameworks, rules, law of the lands when operating globally, International KYC norms and AML
standards and guidelines, regulatory licenses, approvals, affiliations etc., All these factors are so
important for sustainability as one wrong thing in these can lead the company into legal troubles
and even shutdowns. Cashaa is well aware of it and unlike any other Cryptocurrency Token ICO, it
rejected nearly 14.1 Million dollars investment during its ICO phase just to stick to strict KYC and
AML Compliance. This proves that Cashaa is truly moving in right direction of becoming a Global
Bank.

Last is the communication to the investors and the care and approach an organization takes
towards its community. Cashaa chose to give back to the community always. Kumar Gaurav decided
to share the unsold tokens and KYC rejected tokens be shared among people who trust Cashaa and
hold it through “Proof of Stake – POS” Scheme. Like a listed company on the stock exchange, Cashaa
provides monthly updates, regular daily to weekly News Updates, Cashaa community Volunteers and
Cashaa Team Members very active in the social media messenger groups and all other Social Media
etc., This once again proves that Cashaa is actively valuing its investors and ensures to keep up the
investors trust and confidence.

All are the examples of factors that any wise & top investor would look at before investing. And once
invested, he starts Holdling …. HODLing in Crypto terms and gives it the sufficient time to flower
and never keeps on looking at the price, but keeps a close watch on the progress of and company.
Therefore HODLing is Investing and it still works – particularly for Wisely Chosen Cryptocurrencies
and Tokens too!

Disclaimer: Please note, this is not any investment advice nor any marketing for any particular stock
or cryptocurrency. Only examples to analyse the topic has been taken and one must always to their
own research before investing. The Author or the companies take in the example shall not be liable or
responsible in any way for any loss or gain whatsoever to whomsoever.