Corporate Profile:

With 30 years of rich experience in fund management, we at SBI Funds Management Pvt.
value to our investor. We have a strong and proud lineage that traces back to the State B
Venture between SBI and AMUNDI (France), one of the world's leading fund management
acceptance across India, we deliver value and nurture the trust of our vast and varied fam
Excellence has no substitute. And to ensure excellence right from the first stage of prod
we are ably guided by our philosophy of ‘growth through innovation’ and our stable inve
achieve their financial objectives.
at SBI Funds Management Pvt. Ltd. bring forward our expertise by consistently delivering
that traces back to the State Bank of India (SBI) - India's largest bank. We are a Joint
ld's leading fund management companies. With our network of over 222 points of
trust of our vast and varied family of investors.
ht from the first stage of product development to the post-investment stage,
nnovation’ and our stable investment policies. This dedication is what helps our customers
 Objective Matrix

Primary Objective

Invest In
Single Asset Class Portfolio of Asset Class

B/PO/Debt SA+RIA

Growth Assets (GA) Regular Income Assets (RIA) Tax Planning Assets (TPA)
1) Equity (E) 1) Bank (B) 1) Insurance (I)
2) Real Estate (RE) 2) Post Office (PO) 2) Bank (B)
3) Art Object (AO) 3) Debt (D) 3) Post Office (PO)
4) Derivatives (Der) 4) Debt (D)
5) Commodities (COM)
Liquid Assets (LA)
1) Money Market(MM)
2)Bank (B)
 Secondary Objective

Portfolio of Asset Class

SA+RIA

Tax Planning Assets (TPA) Safe Assets (SA)

1) Insurance (I) 1) Bank (B)
2) Bank (B) 2) Post Office (PO)
3) Post Office (PO) 3) Debt (D)
4) Debt (D) 4) Insurance (I)
 Psychom
1.       What is your occupation?
a.       Student
b.       Homemaker
c.       Salaried Person
d.       Businessman

2.       What is your annual income?

a.       < 250,000
b.       250,000 – 500,000
c.       500,000 – 1,000,000
d.       1,000,000 <

3.       What percentage of income do you plan to invest?

a.       Upto 10%
b.       10 - 20%
c.       20 - 30%
d.       More than 30%

4.       What is the objective of investment?

a.       Tax Planning
b.       Liquidity
c.       Regular Income
d.       Growth

5.       In last 3 years, how often have you traded in equity shares or in any other assets class?
a.       Never
b.       Monthly
c.       Weekly
d.       Daily

6.       What kind of music do you like to listen to in your time?

a.       Classical
b.       Jazz
c.       Rock
d.       Electric

7.       What speed do you prefer to ride at on an empty road?

a.       40-60
b.       60-80
c.       80-100
d.       100+
8.       Had you been in the pre-independence period, what would you have preferred to do?
a.       Had started working with Britishers to live peacefully
b.       Joined Mahatma Gandhi
c.       Joined Subhash Chandra Bose
d.       Joined Shaheed Bhagat Singh

9.       What height can you dive from into a swimming pool?

a.       No, I'm afraid of water.
b.       I can swim but not dive.
c.       A standard height of 10 ft above the swimming pool.
d.       I'm a pro and won't mind any height to dive from.

10.   Which animal would you like to adopt?

a.       A guinea pig
b.       Dog
c.       Chimpanzee
d.       Tiger

11.   Suppose you are getting late for a business meeting, how would you prefer to reach your des
a.       I don't mind reaching late, after notifying the concerned person.
b.       I'll take lift from strangers.
c.       I don’t mind reaching late, without any notifying anyone.
d.       I'd ask the driver to rush at the highest possible speed and break the traffic rules.

12.   You are injured and doctor has advised you to be on the bed rest. Tomorrow you have an imp
a.       You will be disheartened and accept your defeat.
b.       You go for the tournament and ask your opponent to be lenient with you in the mat
c.       You go for the tournament and give up in between.
d.       You go for the match but do not give up till the end.

13.   Suppose your monthly income is 150,000, which mobile phone would you like to purchase?
a.       Mi Phone
b.       One Plus 5T
c.       Samsung
d.       iPhone

14.   What is the worst return tolerance level?

a.       Upto 10%
b.       10 – 20%
c.       20 – 30%
d.       30% +

15.   Where would you like to eat food?

a.       Free food served
b.       Dhaba
 c.       Budget Restaurant
d.       5 – Star Hotel

16.   Where would you most likely choose to invest?

a.       Bank Fixed Deposit
b.       Mutual Fund
c.       Real Estate
d.       Equity

Total Score
 Psychometric Analysis

Answer
75

100

25

100

any other assets class?

25

75

75
have preferred to do?

25

25

50

you prefer to reach your destination?

100

and break the traffic rules.

. Tomorrow you have an important tournament for which you have been preparing for long time. What will you do?

e lenient with you in the match.

100

would you like to purchase?

100

100

100
 100

100

Risk Analysis of Investor:

73.44 Moderate to Moderately high
Answer
Notes:
75
If you have selected optin "a", then write in answer box 25
If you have selected optin "b", then write in answer box 50
If you have selected optin "c", then write in answer box 75
If you have selected optin "d", then write in answer box 100

100

25

100

25

75

75
25

25

50

100

100

100

100

100
100

100
 Fund Category Launch

Nov 03,
SBI Arbitrage Opportunities Fund HY-AR 2006
Jan 01,
SBI Arbitrage Opportunities Fund - Direct Plan HY-AR 2013
Feb 24,
SBI Banking & Financial Services Fund - Direct Plan EQ-BANK Open- Ended Sector Fund 2015
Feb 24,
SBI Banking & Financial Services Fund - Regular Plan EQ-BANK Open- Ended Sector Fund 2015
Oct 09,
SBI Banking and PSU Fund DT-UST 2009
Jan 01,
SBI Banking and PSU Fund - Direct Plan DT-UST 2013
Feb 14,
SBI Bluechip Fund EQ-LC Open- Ended Growth 2006
Jan 01,
SBI Bluechip Fund - Direct Plan EQ-LC Open- Ended Growth 2013
Jul 14,
SBI Consumption Opportunities Fund EQ-CG 1999
Jan 01,
SBI Consumption Opportunities Fund - Direct Plan EQ-CG 2013
Jul 14,
SBI Contra Fund EQ-MLC Open- Ended Equity 1999
Jan 01,
SBI Contra Fund - Direct Plan EQ-MLC Open- Ended Equity 2013
Jul 14,
SBI Credit Risk Fund DT-CO 2004
Jan 01,
SBI Credit Risk Fund - Direct Plan DT-CO 2013
Mar 24,
SBI Debt Hybrid Fund HY-DC 2001
Jan 01,
SBI Debt Hybrid Fund - Direct Plan HY-DC 2013
Mar 26,
SBI Dynamic Asset Allocation Fund - Direct Plan HY-AA 2015
Mar 26,
SBI Dynamic Asset Allocation Fund - Regular Plan HY-AA 2015
Feb 09,
SBI Dynamic Bond Fund DT-DB 2004
Jan 01,
SBI Dynamic Bond Fund - Direct Plan DT-DB 2013
Dec 31,
SBI Equity Hybrid Fund HY-EQ 1995
 Jan 01,
SBI Equity Hybrid Fund - Direct Plan HY-EQ 2013
May 25,
SBI Equity Savings Fund - Direct Plan HY-EQ 2015
May 25,
SBI Equity Savings Fund - Regular Plan HY-EQ 2015
Jun 08,
SBI ETF 10 Year Gilt GL-MLT 2016
Mar 16,
SBI ETF BSE 100 Fund EQ-LC 2015
Jul 20,
SBI ETF Nifty 50 EQ-LC 2015
Mar 16,
SBI ETF Nifty Bank Fund EQ-BANK 2015
Mar 16,
SBI ETF Nifty Next 50 Fund EQ-MLC 2015
Mar 08,
SBI ETF Sensex EQ-LC 2013
Gold- Apr 28,
SBI Exchange Traded Fund Gold Funds 2009
Oct 11,
SBI Focused Equity Fund EQ-MC 2004
Jan 01,
SBI Focused Equity Fund - Direct Plan EQ-MC 2013
Gold- Sep 12,
SBI Gold Fund Funds 2011
Gold- Jan 01,
SBI Gold Fund - Direct Plan Funds 2013
Jul 14,
SBI Healthcare Opportunities Fund EQ-PH 1999
Jan 01,
SBI Healthcare Opportunities Fund - Direct Plan EQ-PH 2013
Jul 06,
SBI Infrastructure Fund EQ-INFRA 2007
Jan 01,
SBI Infrastructure Fund - Direct Plan EQ-INFRA 2013
Feb 28,
SBI Large & Midcap Fund EQ-MLC 1993
Jan 01,
SBI Large & Midcap Fund - Direct Plan EQ-MLC 2013
Mar 22,
SBI Liquid Fund DT-LIQ 2007
Jan 01,
SBI Liquid Fund - Direct Plan DT-LIQ 2013
Jan 25,
SBI Magnum Children's Benefit Fund HY-DC 2002
Jan 01,
SBI Magnum Children's Benefit Fund - Direct Plan HY-DC 2013
 Commodity
Based Aug 08,
SBI Magnum COMMA Fund EQ-OTH Open Ended Companies 2005

Commodity
Based Jan 01,
SBI Magnum COMMA Fund - Direct Plan EQ-OTH Open Ended Companies 2013
Dec 23,
SBI Magnum Constant Maturity Fund GL-ST 2000
Jan 01,
SBI Magnum Constant Maturity Fund - Direct Plan GL-ST 2013
Jan 01,
SBI Magnum Equity Fund EQ-LC Open-Ended Equity 1991
Jan 01,
SBI Magnum Equity Fund - Direct Plan EQ-LC Open-Ended Equity 2013
Dec 30,
SBI Magnum Gilt Fund GL-MLT 2000
Jan 01,
SBI Magnum Gilt Fund - Direct Plan GL-MLT 2013
Sep 30,
SBI Magnum Global Fund EQ-MC Open-Ended Equity 1994
Jan 01,
SBI Magnum Global Fund - Direct Plan EQ-MC Open-Ended Equity 2013
Nov 25,
SBI Magnum Income Fund DT-INC 1998
Jan 01,
SBI Magnum Income Fund - Direct Plan DT-INC 2013
Jul 27,
SBI Magnum Low Duration Fund DT-UST 2007
Jan 01,
SBI Magnum Low Duration Fund - Direct Plan DT-UST 2013
Nov 12,
SBI Magnum Medium Duration Fund DT-INC 2003
Jan 01,
SBI Magnum Medium Duration Fund - Direct Plan DT-INC 2013
Mar 29,
SBI Magnum Midcap Fund EQ-MC Open-Ended Growth 2005
Jan 01,
SBI Magnum Midcap Fund - Direct Plan EQ-MC Open-Ended Growth 2013
Sep 29,
SBI Magnum Multicap Fund EQ-MLC Open-Ended Growth 2005
Jan 01,
SBI Magnum Multicap Fund - Direct Plan EQ-MLC Open-Ended Growth 2013
Mar 31,
SBI Magnum Taxgain Scheme EQ-TS Open-Ended ELSS 1993
Jan 01,
SBI Magnum Taxgain Scheme - Direct Plan EQ-TS Open-Ended ELSS 2013
May 21,
SBI Magnum Ultra Short Duration Fund DT-LIQ 1999
 Jan 01,
SBI Magnum Ultra Short Duration Fund - Direct Plan DT-LIQ 2013
Dec 21,
SBI Multi Asset Allocation Fund HY-DC 2005
Jan 01,
SBI Multi Asset Allocation Fund - Direct Plan HY-DC 2013
Feb 04,
SBI Nifty Index Fund EQ-LC 2002
Jan 01,
SBI Nifty Index Fund - Direct Plan EQ-LC 2013
Sep 24,
SBI Overnight Fund DT-LIQ 2002
Jan 01,
SBI Overnight Fund - Direct Plan DT-LIQ 2013
Jul 07,
SBI PSU Fund EQ-OTH Open-Ended Equity 2010
Jan 01,
SBI PSU Fund - Direct Plan EQ-OTH Open-Ended Equity 2013
Jul 14,
SBI Savings Fund DT-UST 2004
Jan 01,
SBI Savings Fund - Direct Plan DT-UST 2013
Jul 27,
SBI Short Term Debt Fund DT-ST 2007
Jan 01,
SBI Short Term Debt Fund - Direct Plan DT-ST 2013
Sep 09,
SBI Small Cap Fund EQ-SC 2009
Jan 01,
SBI Small Cap Fund - Direct Plan EQ-SC 2013
Jul 14,
SBI Technology Opportunities Fund EQ-IT 1999
Jan 01,
SBI Technology Opportunities Fund - Direct Plan EQ-IT 2013
 Date-4th May 2018
1-Year 3-Years 5-Years 10-Years Since Net
Expense Return Return Return Return Inception Assets Risk Analysis
Ratio (%) (%) (%) (%) (%) (Cr)

0.9 6.04 5.96 7.14 7.16 7.43 1915.36

0.25 6.65 5.96 7.14 7.16 7.43 1915.36

1.25 18.77 19.36 15.25 500.15 Highly Risky

2.46 17.32 19.36 15.25 500.15 Highly Risky

0.8 6.09 2002.03

0.3 6.63 2002.03

1.97 10.29 12.5 18 11.38 11.68 19087.74 Moderately Risky

1.15 11.56 12.5 18 11.38 11.68 19087.74 Moderately Risky

2.42 23.64 587.72

1.25 25 587.72

2.12 11.81 11.15 14.73 8.79 19.6 1782.88 Moderately Risky

1.25 12.57 11.15 14.73 8.79 19.6 1782.88 Moderately Risky

1.5 5.14 5254.63

0.7 6.02 5254.63

1.89 2.73 1603.57

1 3.73 1603.57

1.25 10.48 161.76

2.36 9.27 161.76

1.7 2.06 1970.96

0.75 2.9 1970.96

1.96 14.34 23581.16

 1.25 15.54 23581.16

0.6 7.89 8.12 2082.81

2.1 6.04 8.12 2082.81

- -1.62 2.11

- 12.14 1.53

- 12.23 33891.18

- 13.57 689.96

- 15.05 12.94

- 13.77 10413.3

- 5.77 699.21

2.07 25.84 2681.22

1.25 27.06 2681.22

0.45 7.1 365.52

0.02 7.55 365.52

2.25 -2.01 1012.75

1.15 -0.78 1012.75

2.41 11.43 12.49 15.43 3.33 4.42 613.1

1.25 12.32 12.49 15.43 3.33 4.42 613.1

2.08 11.87 2319.13

1.25 12.69 2319.13

0.2 6.73 32769.81

0.1 6.81 32769.81

2.45 15.05 59.55

1.25 16.12 59.55

2.53 8.43 16.57 15.48 5.68 11.32 329.62 Highly Risky

1.25 9.37 16.57 15.48 5.68 11.32 329.62 Highly Risky

0.7 6 475.78

0.35 6.36 475.78

2.09 10.2 2172.13 Moderately Risky

1 11.24 2172.13 Moderately Risky

1.05 1.39 2184.65

0.4 1.98 2184.65

2.03 15.86 3603.5 Moderately Risky

1.25 16.97 3603.5 Moderately Risky

1.45 3.02 1907.63

0.6 4 1907.63

0.43 6.36 10430.63

0.33 6.47 10430.63

1.2 5.07 1701.34

0.5 6.1 1701.34

2.03 3.45 4037 Moderately Risky

1.15 4.66 4037 Moderately Risky

2.01 13.17 5165.61 Moderately Risky

1.15 14.5 5165.61 Moderately Risky

1.8 6.34 6434.14 Moderately Risky

1.25 7.12 6434.14 Moderately Risky

0.2 6.79 7934.59

 0.1 6.9 7934.59

2.27 7.12 374.12

1 8.31 374.12

0.65 11.34 9.81 12.22 7.25 14.36 281.99

0.25 11.77 9.81 12.22 7.25 14.36 281.99

0.15 5.92 247.06

0.1 6.02 247.06

2.58 -7.03 6.41 6.87 1.36 189.4 Highly Risky

1.25 -6.29 6.41 6.87 1.36 189.4 Highly Risky

1.2 6.11 3822.58

0.54 6.85 3822.58

0.9 4.72 7889.41

0.3 5.37 7889.41

2.32 32.53 836.02

1.25 33.91 836.02

2.7 33.96 84.44

1.25 35.21 84.44

Investment Team
Mr. Navneet Munot, CFA
Executive Director & Chief Investment Officer
Navneet Munot joined SBI Funds Management as Chief Investment Officer in December 2008. He has over 24 ye
overseeing investments worth over USD 40 billion across various asset classes in mutual fund and segregated ac
strategy boutique with Morgan Stanley Investment Management.

Equity Team

Dealing Team

Fixed Income Team

PMS Team

AIF
mber 2008. He has over 24 years of rich experience in Financial Markets. In his role, Navneet is responsible for
tual fund and segregated accounts. In his previous assignment, he was the Executive Director & Head – multi –
One Pager
1 SBI Bluechip Fu

2 SBI Dynamic Bond

3 SBI Equity Hybrid

4 SBI Equity Savings

5 SBI Focused Equity

6 SBI Magnum Gilt

7 SBI Magnum Incom

8 SBI Magnum Multic

9 SBI Magnum Taxgain

10 SBI Nifty Index F

11 SBI Short Term Deb

One Pager Index
SBI Bluechip Fund

SBI Dynamic Bond Fund

SBI Equity Hybrid Fund

SBI Equity Savings Fund

SBI Focused Equity Fund

SBI Magnum Gilt Fund

SBI Magnum Income Fund

SBI Magnum Multicap Fund

SBI Magnum Taxgain Scheme

SBI Nifty Index Fund

SBI Short Term Debt Fund

 SBI Bluechip

1 Value Research Fund Rating as on May 31, 2018

2 Open-ended and Equity: Large Cap
3 Risk Grade – Low
4 Return Grade – Above Average
5 Fund style Large and Growth
6 Benchmark- S& P BSE 100
7 Major sectors allocations Financials & Automobile.
6 Major stocks holdings HDFC bank, L&T, Mahindra & Mahindra
7 Fund Manager: Sohini Andani (CA, 11 Years of Experience)

Comments:
1 If you carefull see last 5 years performance, the volatility in
making money to investors
2 Last three years earnings growth 14.04%
3 Also fund manager carefully picked the stocks, which are ne
4 In disciplin manner, the fund manager keeping portfolio P/E
it is high although keep in mind GST and demonetisation eff
5 This fund has been given excellent track records of returns

Exit load:
Within 1 year: 1%
 SBI Bluechip Fund

Mahindra & Mahindra

ars of Experience)

performance, the volatility in fund was low and the fund is continuous and discipline manner

cked the stocks, which are near 100 in index to maximise its returns.
manager keeping portfolio P/E 26.07, which is good in Indian market but someone might says,
d GST and demonetisation effect.
lent track records of returns for long time, which is full filling our companies vision.
 SBI Dynamic Bo

1 Value Research Fund Rating as on May 31, 2018

2 Open-ended and Debt: Dynamic Bond
3 Risk Grade – Average
4 Return Grade – Average
5 Fund style: Debt, Money market, Corporate Bonds, G-sec
6 Benchmark- Crisil Composite Bond Fund Index
7 Major Allocations: G-sec, Reverse Repo, CDs, NCDs
7 Fund Manager: Dinesh Ahuja ( 20 Years of Experience)

Comments:
1 Investment in actively managed portfolio with high quality
2 This fund is for risk averse person.
2 If you carefully see fund performed almost like benchmark.
3 Average credit rating debt instruments in portfolio are AAA
4 Some portion is in AA and A1+
5 The fund has given last 10 years returns 6.5%

Exit load:
Within 1 month for 10% investment : Nil
For remaing investment: 0.25%
After one month from date of allotment: Nil
SBI Dynamic Bond Fund

ate Bonds, G-sec

f Experience)

d portfolio with high quality debt securities of varying maturity and money markets.

med almost like benchmark.

ruments in portfolio are AAA rated.

rs returns 6.5%

allotment: Nil
 SBI Equity Hybri

1 Value Research Fund Rating as on May 31, 2018

2 Open-ended and Hybried: Equity-oriented
3 Risk Grade – Below Average
4 Return Grade – Average
5 Fund style Large and Growth
6 Benchmark- Crisil Hybrid 35+65 Aggressive
7 Major sectors equity Finance
6 Fund allocation: 65% equity & 35% debt
7 Fund Manager: R. Srinivasan, Dinesh Ahuja

Comments:
1 This fund is for risk averse person with long term capital ap
2 65% in equity & 35% in debt.
3 Out of 65%, 2/3rd in large cap and 1/3rd in small + mid cap
4 In remaining 35%, major portion is in G-sec, corporate bond
credits remaing AAA & G-sec dynamically managed feeping
5 Average maturity 7 years.
6 In equity financial sector is major one.
7 The Fund ahead of benchmark and peers since last 3 years
8 The fund has given last 10 years returns 12.40%

Exit load:
For exit within 12 months from the date of allotment: Nil
For 10% of investment-Nil
For remaining investments: 1%
For exit after 12 months from the date of allotmentment: N
 SBI Equity Hybrid Fund

on with long term capital appreciation and liquidity.

and 1/3rd in small + mid cap

on is in G-sec, corporate bond for higher accrual income and portion deployed into high yield
ynamically managed feeping the view of interest rate.

and peers since last 3 years and 4 years.

rs returns 12.40%

m the date of allotment: Nil

he date of allotmentment: Nil

 SBI Equity Saving

1 Open-ended and Hybried: Equity-oriented

2 Risk Grade – Moderately High
3 Return Grade – Average
4 Fund style Large and Growth
5 Benchmark- 30% Nifty + 70% Crisil liquid fund Index
6 Major sectors equity Financial Services
7 Fund allocation: 44% equity, 30% debt & 26% cash
7 Fund Manager: Neeraj Kumar, Ruchit Mehta

Comments:
1 Invests in arbitrage oppourtunity in cash and derivative seg
moderate exposure in equity.
2 In equity financial services, automobile and energy are maj
4 In debt, corporate bonds of AAA and AA+ rating are major o
5 The P/E of portfolio is also low(20.73)
5 Last 3 years returns are 8.06%
6 The fund is also for risk averse person because major portio

Exit load:
9% of investment within 1 year- Nil
For remaining investment 1%
 SBI Equity Savings Fund

ty in cash and derivative segment of equity market, and capital appreciation through a

omobile and energy are major ones.

A and AA+ rating are major ones along with some portion in sovereign bonds.

person because major portion is in arbitrage and debt.

 SBI Focused Equ

1 Value Research Fund Rating as on May 31, 2018

2 Open-ended and Equity: Mid Cap
3 Risk Grade – Below Average
4 Return Grade – Below Average
5 Fund style Medium and Growth
6 Benchmark- S& P BSE 500 TRI
7 Major sectors allocations Financials services, FMCG, Services
6 Fund Manager: R Srinivasan

Comments:
1 Market capitalization agnostic, may invest into large, mid o
2 Long term capital appreciation invests in equities and equit
3 The portfolio invests in upto 30 stocks based on return expe
4 The current top 10 holdings amount to 53.83% ( as on May
5 No sector holding limits, allowing the fund manager to hold
6 Allows higher allocation to high conviction stocks.
7 Ideal for inestors who would like to invest for long-term cap
8 Takes advantage of polarized markets(owing to high convic
9 The fund has given last average 10 years returns 15.70%
10 From 2015 the fund rank has been gained from 60 to 6 as p

Exit load:
Within 1 year: 1%
 SBI Focused Equity Fund

ces, FMCG, Services

may invest into large, mid or small caps

invests in equities and equity related securities.
0 stocks based on return expectations.
mount to 53.83% ( as on May 31, 2018)
ng the fund manager to hold the sectors that he believes are the best suited for portfolio.
h conviction stocks.
ke to invest for long-term capital appreciation.
markets(owing to high conviction) wherein few stocks outperform the others.
e 10 years returns 15.70%
een gained from 60 to 6 as per value research.
 SBI Magnum G

1 Value Research Fund Rating as on May 31, 2018

2 Open-ended and Debt: Gilt Medium & Long Term
3 Risk Grade – Below Average
4 Return Grade – Above Average
5 Fund style: G-sec, Reverse Repo
6 Benchmark- I-sec Li-BEX Index
7 Major Allocations: G-sec, Central Govt., State Govt.
7 Fund Manager: Dinesh Ahuja ( 20 Years of Experience)

Comments:
1 Maintains maturity more than 3 years.
2 Returns genrated above than peers by keeping risk modera
3 Average credit rating debt instruments in portfolio are GOI
4 Also try to genrate regular income for medium term.
5 The fund has given last 10 years average returns 8.32%.

Exit load:
Exit load- Nil
 SBI Magnum Gilt Fund

f Experience)

peers by keeping risk moderate.

ruments in portfolio are GOI rated.
me for medium term.
rs average returns 8.32%.
 SBI Magnum Inc

1 Value Research Fund Rating as on May 31, 2018

2 Open-ended and Debt: Income
3 Risk Grade – Average
4 Return Grade – Average
5 Benchmark- Crisil Composite Bond Index
6 Major Allocations: Debentures + Central Govt. loan + G-sec
7 Fund Manager: Dinesh Ahuja ( 20 Years of Experience)

Comments:
1 Scheme try to genrate regular income. ( Debt+Money Mark
2 Try to keep duration in between 4-7 years.
2 Mostly investments into sovereign and AA rated securities.
3 Risk is moderate because of duration is of medium term.
4 Noted Debentures: L&T Metro rail Hyderabad (9.625%), Mu
5 The fund has given last 5 years returns 6.49%

Exit load:
Within 1 month for 10% investment : Nil
For remaing investment: 0.25%
After one month from date of allotment: Nil
BI Magnum Income Fund

Govt. loan + G-sec

f Experience)

income. ( Debt+Money Market)

n 4-7 years.
eign and AA rated securities.
uration is of medium term.
rail Hyderabad (9.625%), Muthoot Finance (9%)
returns 6.49%

allotment: Nil
 SBI Magnum Mul

1 Value Research Fund Rating as on May 31, 2018

2 Open-ended and Equity: Multi Cap
3 Risk Grade – Below Average
4 Return Grade – Above Average
5 Benchmark- S& P BSE 500 TRI
6 Major sectors allocations Financials services
7 Fund Manager: Anup Upadhyyay

Comments:
1 Name suggests it invests in across M-cap
2 50-90 % in large cap, 10-40% Mid cap, Upto 10% Small cap
3 The fund has sector neutral stratergy i.e: whatever weights
4 Analyst driven portfolio. Where inhouse 8 analysts team pic
5 As this portfolio is analyst driven, where is all investment te
6 Very few AMCs run their Model Portfolio in this manner.
7 Fund select the stocks on parameter like compounding abil
8 In 2012 the fund had 1 star and now fund has 5 star, as per
9 Last 3 years earnings 13.23% and last 10 years earnings 11.

Exit load:
Within 6 months : 1%
6 Months to 1 Year 0.5%
After 1 Year Nil
BI Magnum Multicap Fund

Mid cap, Upto 10% Small cap

atergy i.e: whatever weights is in index that will replicate in fund.
e inhouse 8 analysts team picks top 4 stocks in that sector.
en, where is all investment team gives inputs in portfolio . So, it is called Model Portfolio.
el Portfolio in this manner.
meter like compounding ability, capital efficiency of management and potential growth.
d now fund has 5 star, as per value research.
nd last 10 years earnings 11.05%
 SBI Magnum Tax

1 Value Research Fund Rating as on May 31, 2018

2 Open-ended and Equity: Tax Saving
3 Risk Grade –Average
4 Return Grade – Low
5 Benchmark- S& P BSE 500 TRI
6 Major sectors allocations Financials, FMCG, Constructions
7 Fund Manager: Dinesh Balachandran

Comments:
1 Invests in equities, cumulative convertible pref. shares, fully
2 It is Tax saving fund.
3 Portfolio P/E also low than nifty and Beta is 0.97. i.e. it is alm
price.
4 10 Years returns 11.03%
6 It has 3 years of lock in period.

Exit load:
It has no exit load.
BI Magnum Taxgain Fund

CG, Constructions

convertible pref. shares, fully convertible debentures and bond.

y and Beta is 0.97. i.e. it is almost performing like nifty although you get index at cheaper
 SBI Nifty Inde

1 Value Research Fund Rating as on May 31, 2018

2 Open-ended and Equity: Large cap
3 Risk Grade –Above Average
4 Return Grade – Below Average
5 Benchmark- Nifty 50 Total Returns
6 Major sectors allocations Financials, Energy, Technology
7 Fund Manager: Raviprakash Sharma

Comments:
1 Passive investing, invest in stocks of Nifty 50.
2 Thus it is index fund, so it is well diversified and unsystema
3 The P/E of Nifty 50 is around 27 but fund manager kept P/E
price.
4 So. You get same index at cheaper price.

Exit load:
Within 15 days 0.2%
after 15 days Nil
 SBI Nifty Index Fund

rgy, Technology

ks of Nifty 50.
ell diversified and unsystematic risk is zero and systematic risk is 1.
7 but fund manager kept P/E around 23.
 SBI Short term D

1 Value Research Fund Rating as on May 31, 2018

2 Open-ended and Debt: Short Term
3 Risk Grade – Average
4 Return Grade – Average
5 Benchmark- Crisil Short-Term Bond.
6 Major Allocations: Debentures, Bonds
7 Fund Manager: Rajeev Radhakrishnan

Comments:
1 Try to genrate regular income.
2 Invests in debt and money markets.
2 Fund manager try to keep duration 1 to 3 years
3 Average credit rating of portfolio is AAA
4 Expense ratio for direct is 0.31%
5 The fund one year and three year returns are 9.4% and 9.3
and 146bps ahead of benchmark returns.
6 The risk is very low.
7 Funds actively takes advantages from credit spreads betwe

Exit load:
Exit load -Nil
SBI Short term Debt Fund

ation 1 to 3 years

ear returns are 9.4% and 9.35% resp., the 3 years returns are 40bps ahead of category returns

s from credit spreads between sovereign and AAA securities.