FEDERAL NEGARIT GAZETTE

OF THE FEDERAL DEMOCRATIC REPUBLIC OF ETHIOPIA

t\~,,(,. "'"~;;: fJI'ID"" cfl",C ~w IIh. ·l·,,· *".t' ~~/r" 'I: .It'l"ht-cLt''1: t.,. 11t\. h 19'h Year No. 53
h-".ll Mil "l?"I\, XX +, !flt(; 'ur" f 1'-"'1'"1 ·'·O,I,,,.:}". rhc O,·l· tIltl<l!~'l' fm'l} ADDIS ABABA 23,J July , 2013

CONTENTS

"''f'~ 4ITC IfD/llt~ ",.. Proclamation No. 799/2013

fT1ihCI]~ h1..;J fV'IlTIi' m." 001:1 h'PJ!- Vehicle Insurance Against Third Party Risks
.........•....•........•......................... 1X" l7fjif~1 Proclamation ............................... Page 6942
1l."J!: ofrIJ'C IfD/lit~ PROCLAMATION No. 799/2013
OOtllbC"& h&2 rr'Ot'i' (Ill1 out"l A PROCLAMA nON TO PROVIDE FOR VEHICLE
r(lll!) b."g INSlJRANCE AGAINST THIRD PARTY RISKS

9u tl1f* hr~l{\ f"ro'

or7ihCt]t.
or'ul.ro· hr(J;).ool 0009u ffJ* t\.e Ooo(r~·;
Or 7ihCt]t. i'lY.;J 9 h1 f* rmz.y.c{\ro· r{\{D'
U
tf'* -: ri'lt]A '1'~*Cj r1-lll* h. ~/r tryUO/rtf ":f-"IC
rtPf.f{)h.)~A Ooo(f~. l
i'lY.;J WHEREAS, the occurrence of accidents
caused by vehicles are escalating from time to
time;
WHEREAS, loss of lives, bodily injuries
and damages to properties caused by vehicle
accidents are creating social problems;
I

rr7ihCt]t. i'lY.;J r1:t{,PJ":f· i'l{)rt.l..e rutl9 UCj WHEREAS, it is necessary to establish a

system for facilitating the provision of emergency
i'l'/A"IIr* rmz.f'f"S·O*' {)Ci}'}' tryoo~r*Cj
medical treatments to victims of vehicle
rr7ihCt]t. ()"'-lllf.":f· rr7ihCt]t. i'lY.;J rY'{)r~ accidents, and to require owners of vehicles to
(1)'11 00Y:1 7i4(.1 h1-'t'i/rrro· tryY:l"l i'l{)~.t\'l.
have third party insurance coverage against third
Ooolf~'l
party risks;
O~()~ f,,. 7ihC l l6 i'lY.;J fY'{)r'.~: OJ1') ooy"') WHEREAS, during the implementation
of the existing proclamation on vehicle insurance
t,tp~· t,.(. 'tar f'''''r. ":f. "Ir: ":f_Cj f A'I·IH-·I: 1·~r-":f·
against third party risks therein identified
O~Cj' ~f(J)o h ~1I.ln h Cj Ibflo":f' ,t f f~f y"') ;J1PJ":f") problems and issues not incorporated, as a result
f l ),,..,. 0"1 t,iM.I\1. lfCj' 00011'1: i it has been found necessary to have a law
adressing these issues and other related issues;
o~ ""r-A'f
~y.t.''''f "tll"tlt.·fLf'f NOW, THEREFORE, in accordance
6Tflt\.h lh1 tTD1UJ~"" n1cf>1\ :i?; (Ii) tTDlPl.:" with Article 55( I) of the Constitution of the
f~h+ftm' ;rm'~A:: Federal Democratic Republic of Ethiopia, it is
hereby proclaimed as follows:

',)-'S- 'I';J
Unit Price 6·80 I ~;Jt* ;Jtl,tTl T,Uf.~. il'itli
Negarit Gazette P.O.box 80,001
 1~ ~i1.m~~;i: &...'l..{'-A ).?/.-}- ;m.tI, cIl'l'C ~U: ,/,yo/\ Hi .,., ili'i.(; 'i.9" Federal Ncgarit Gazette No. 53 23'd July 2013 .. .............. page 6943
b'i'A blt PART ONE
GENERAL
mt""
Ii. li ....C Cc)iI 1. Short Title
,eU hcr1: "r.,. 7ihCt)/. hY..;J rY'iI.,.C;: (I)'1') This Proclamation may be cited as the
OO~'} hcr1: chl}'C %fJi!lft'i.(";" .,.111\<' ttm.,.iI "Vehicle Insurance Against Third Party Risks
,e1-faA:: Proclamation No. 799/2013".

I. tC=2'" 2. Definitions
n!l.u hcr1: (I)·ill}' r :p". h'/fll1 ".fa :"C'I-9 u In this Proclamation unless the context
rOll.Y(\m(l)- IIAlf~ nil.,.."c :- otherwise requires:

M "rOO~'} 9u ilhC (1)1..,.:"" OIl,,:,. r.,.7ihCt)/. II "certificate of insurance" means a

fI",}l1l.:" my.'}" U;J'f? .,Yo:!' y"o·)-
(\(J)- .,. 7i hC t)/.(I)' n Y'ilrC;: (I)'1') fa,e
"tntYy"C(\(I)- hY..;J Ottu hcr1: OOIPI.:"
oo~'} r'/fI":" oolf~''} rtntYI.;J"1}' (\~~
~(I)- i of this Proclamation;
ill "roo~') h-fl,}Y" OIl,,:,. h.,fll1 fI"(I)- ill.,
n"'y"~"'/(I)· OOIPI.:" m-l'fafa roo~'} /P/'.
"0IIt)"Y: /..~~ r"'(\m(l)' h'fI'}Y ~(I)-!
N "oo~'} OIl,,:,. .,.7ihCt)/. nY'iI.,.C;: (I)'1')
'/{1."
fa,e "tntfY..C (\(I)- hY..;J Ottu hcr]!: OOIPI.:"
oo~'} rr(\m(l)' 0II'}C;:(I)'9u (\(1). ~(I). i
",fa I
document issued to a vehicle owner or
other person having legal obligation
ascertaining that the said vehicle has an
insurance coverage against third party
risks in accordance with the provisions
2/ "insurance company" means a company
licensed to undertake general insurance
business in accordance with the relevant
law;
3/ "insured" means any person to whome
insurance is issued in accordance with
this Proclamation against third party
risks due to vehicle;

w "oo~'} (\6).1>" OIl,,:,. .,.7ihCt)/. nY'iI.,.i1 (I)'/') 4/ "insurer" means an insurance company
ISSUing the appropriate Insurance
fa,e "tntfY..CiI(I)· hY..;J nH.u t,cr"/: 00(\1.')'
coverage In accordance with this
,,..,o,(J)-·} fooY..··} 7i~ .•} r(\m rooY..''} h'W}f
Proclamation against third party risks
~(I)' i due to vehicle;
(;1 ".,. 'fihetlt" '"1" •.,.. h)', tlA ',"P, 'fihetlt .,.:r: ". 51 "vehicle" means any wheeled motor
,Pl..,,,,,h11{}hl\.·"" U{},,..,.C U~RJ'}"!: "y. vehicle, semi trailer or trailer for use on
the road with the exception of wheelchair
n~RJ·HIt.h·c filii,'!.!: '"/'}:r:OJ' YU (},f,~'''''
and bicycle;
fllt\ ",,·,.e ·,.'fihctlt: "/'"1'fi ·,. ... n. m,f.'/"
·'·... n. ~OJ':
1.1 "fI"".,·"C .,.7ihCt)/." OIl,,:,. noot)'l.t)A (I),e9u 6/ "motor vehicle" means a vehicle moving
nh.fl.h:"/.h '),eA nOO,}'1 ~ fa,e on a road by mechanical or electrical
hr.,.'}.,.".,.(\ rtnt"~ .,.7ihCt)/. ~(I). i power;

%1 ""'' {1.''
(I),e9 ".,0II7i
u
"'' 0,''
OIItl:" ,,/,-(\. 71 "trailer" or "semi-trailer" means a vehicle
r.,."r r".,.,.c ,),eA rfl."(1)- "';r l' nlf~ which has not its own motor power and
nfl.fa fI"qn.,.C .,.7ihCt)/. fa,e tt"'mA'i which is capable of being attached and
tt"'r:" rtnt 1-A .,. 7ihCt)/. ~(I).! drawn by a motor vehicle;
,,,. ~1i.nr~'i~~ 4...r.I.·A ):)(..'}. :m,n, <Ir,'C ~i: ,hY"(\' :,:~ .,.., ~l'i.?; ~.9" . Federal Negarit Gazelle No. 53 23'" July 2013 .. . .. ' page 6')·1-1
?;I "foo~1 CPJf1r foo~') '/0.(1)·
TILfl." 8/ "insurance policy" means a contract
.,. 7ihCtu~ OY'{)"'~ (I)'n "K. f1CPJ.f Y, ct. (I). whereby an insurer undertakes to pay
fqn:,~ h~;J: fhI"JA 'I'~:" (l)K.9u f1'nl'''' compensation and cost of emergency
h•.,,/.. I"J." f1ootM.A "he.,' f t,{):ftJ..f, fuh9"'j medical treatment to any third party for
t,'lAc'/f1"'). hft~r) f1oot.09" 00Y,·, t.(J.l.(I)· death, ·bodily injury or damage to
(1)'1'1;' fnt'/llOr t.'1~ '1(1)' i
property caused by the vehicle of an
insured person;
iii "001'/~" CPJf1r CPJe.,·:f(l)·9° h(l)'/" 7~'i:
9/ "road" means any highway, urban or
fh.,.CPJ mK.9u f'lme oo')'/~ :
f.,.7ihCI"J/'P':f· CPJ.f.ntf mK.9u CPJ/'·'I/.,f(i rural street, parking or tenninal. bridge
0065J.c;:: ~A~ K. lDK.9 u .,.'/ihCI"J/. or any other passage used by a vehicle;
fOlf.m"·9 o,'" CPJe.,·:t!(I)·9 " ' "
u u
oo"'''f1t·f
'1m· i
"-1 "Y'{)''';;; m'n" CPJf1r noo~') Tf1.fl.
10/ "third party" means any person other
than the insured person, member of the
oolPlr ;)"/"'1 ..,. f{)h"'f1 f,,·'/ihCtu~ tlY. r ')
insured person's family, the driver or
OY.lt. 1.1L hoo.r:·) 10.m- : hooY,") 'm.m-
employee of the insured person to
o,·,·t.fI: ht,7ihC tltm- CDf.9" hooY,") 10.m- which an insurance policy applies at
''''''''11. t.t..,.~: O{),,..,.C f 00 Y,") 7·/tt..m- the time when vehicle accident
,,·t.'1CPJ. 'I'}' fCPJ.oof1h"·m- CPJ')~:m-9" "''' t.m- occurred giving rise to liabi lity under
'1£D-i such insurance policy;

XM "0.65J. tIC~" CPJf1:"

f.,.7ihCI"J/. h~:J I 1/ "yellow card" means a certificate issued for
fY'{)"'~ (I)'n 00~'}1 Ontoof1hr 09 {)I.·:,o'i
U the payment of compensation as per the
.~O·fl'f h~/.I"J f :J/,. 'lOf htJA tl'IC:f'
protocol signed in relation to vehicle
insurance against third party risks by
n·,.t.loom· TC.y·ItA ooll'l')' f CPJ.t. l' I"J.~
member states of the Common Market for
f1ooht.A fntf{):f'A f9 U {)hC mlcf':" '1m'i Eastern and Southern Africa;
ntl
... _
"atJ .. h.l. ~"
... I." .. r. 12/ "Ministry" means the Mini~try of
'1m· i Transport;

Xl:1 "(l.,,.t.ll" CPJIl:" fooY,'1 '/0.(1)' fr~e :}Y,;;;: 13/ "family" means the spouse, child, father
A'f:: t,Il'}' he.,',}, rof.9" oo,r.:·) 10.m- or mother of the insured person or a
person under the support of the insured
fOlf.f{)"·~Y,·lm- CPJ'g:m-9" t.£D- '1m- i
person;
ny "fhlW) "71\·1' Ooo')'?{)'}' t'CPJ.mt.')'i
"'m,')"
14/ "premium tariff' means payment, the
OH.U tl'P:c': f"·Y.'111m-') t'ooY,") ;I·/tt.. amount of which to be detennined by the
f1oo'?tJ·}, OooY,") 10.m- f1ooY,") t.(J.l.m- government, made by the insured to the
fOlf.t.O?" hft~f '1m- i inSurer to purchase the insurance policy
provided under this Proclamation;
Ui/,'ft:).f: "71\·1' (It",/IJ')nlp''l· •hm) li'
"'Im')"
15/ "fund tariff' means a contribution to the
h''Y.lllII"IlIm· 1',1.(1') ,,·t"RI·) "y.
·h.I","7/,
Il,surance Fund collected by applying
(lmJ'y.~ (JJY.9 (11\." hnl'l-tl (1"7,...,,·1, "ooY,")
U
percentage or any alternative means on
t. ')p,. ·ltl. f''YJr') f1')I"() t"RIIIl') "OJ': top of the premium tariff detennined by
the government;
XV "1",{):,:t\y, fuJl9"r, h',A ..I".. ··,." "'1"'''' 16/ "emergency medical treatment" means a
lI"IJ')1.f: "y. fI~l.(} f·VlihCflt 1",~,') medical service provided to any person
9"),') .f·'" f""I°P, "I"(}'II IIh~:)m· II:J': at~ who have sustained injury as a result of
vehicle accident at the site of the
I'l,h?"r, .,.*9" U"'l;};}1I1H' "r, at c} . " ,
incident,' while on the route to a medical
Ul'l,),?"r, ,,,*(10' .r.··)'l·"~ hl,:A OJ'{)'"
institution and in the emergency ward of
f"1..1"1'" f I'll),?"r, 1",1A ..11\.. ·.,. "01': the medical institution;
 "J, ..
11> :~7i.nr~W'; t..U,·A ~:)/..) • • n, '/!1'C .~t ,hY"t\, .i::~ '''1 iti'i.?; ,ty" h:der:lI Ncg:lrit (luzclle No. 53 2J,d Jul.v 2013 ... ... . ...... pagc 6945

:t41 "1,,,," ",/1\·1· "'},, 1,"IIHI'''': fllm.f... ·} {){,M.m- 17/ "compensation" means the amount of
h·W}.'" (JJ.e.,)" (llb~·}t'I,m- 1\"'-lihc:l,t 1,,,:) money to be paid by an insurance
"'-)j(m' '~""_hLA h,-,:.e ~m': company or by the Agency, as the case
may be. to victim of vehicle accident;
Xt;I"fl,I'A ·1·P.·l·" ",/1\·1· (H"lihc:l,t 1,,,;) 18/ "boJil)' injury" means any bodily injury
f "l.t'If..... "II\{)'II fll,I'I\. (JJY.')" fll,f,l\. or functional disorder on any part of the
",/·g:m·y" t,'-,:A ·,·t.1'~('! "'}:""",<J't'a. ~y. body's natural order sustained by a
f "I.{) .,.p' ..,. t'l,t"} ·1.I1..e(/!: ht.A 1):"'1. victim of vehicle accident and includes
(JJy.')" f"I(,.I\.I):"',. fl,f'A ",p.:"'} ,ef,'l':J'A: temporary, partially permanent or fully
pennanent bodily injury;
XUI "lb~'}t'I," ",/1\:,. W"'. ~,"":'·r.·'·t· Y"hc: fV,.
19/ "Agency" means the Insurance Fund
,,'}'II ftl?I):*lmm· flmJ':'} t. '}.f: 1,""",P'''C:
Administration Agency to be established
'b~'}t'I, ~m': by regulation of the Council of
Ministers;
ril "flC:,f:" ~".}, fl,,~'}{\,(J)· (JC~' 'IW'l 20/ "Board" means Board ofthe Agency;
riM "{\lD'" ~".}, f-t~.'"J'r.' t'lro· m£,?U n,-'h"? 21/ "person" means any natural or juridical
ft'lm' 'I'}' 0011.)' f ,,.t'lmro· nt)t.\ 'I(J)' ~ person;
"fi~1 tI'/'}~m''}'' fI(JJ'H'.: x:J' f,,.1t\?'m· ft'a.:,.·}'}" 22/ any expression in the masculine gender
,ef"", :J'A : : includes the feminine.

e. r.~n"'~.JIJ12OD~11f4._" hn~.11.~T 3. Requirement of Vehicle I nsurance Coverage

1/ No person may drive, use or cause or
iii ""I'}~m-'}" ()m- ""lihcf,tm' IIY''''''''~ (JJ1'}
permit any other person to drive or use a
~y. l\"'I.Y"C{)m· 1,,,:) fOC; flm.f."} 'li4f,,'}
vehicle on a road unless he has a valid
t'ty.t; I.m- ""lihCf,tm"} (l(,Iu·}1.f: ~y.
vehicle insurance coverage against third
Im·}P.·l': Imlll"''}'' aJY,'}" I\,~ {)OJ- ,,'}J;,. ~p.
party risks in relation to such vehicle.
(JJ y. Y" "'} J;,.Ill'" '}"
""I.f.'1. "I (JJ y. ')" 1m I,: ." ,f:
1, y, :1· A '}" : :
2/ Notwithstanding the provision of sub-
~I fll,lI 1,'H'?,' ·}(l·fI I,'}"'?" (ii) .f:'}:)'/, article (I) of this Article, the Ministry
n,t; C'J" 1111. 'l,fI·I:';. flm ,f:'} 'li ~ '} may determine vehicles to be drived or
t'tY,t; ~;'!m' fllm'}".f: ~y, 1\. ~~. aJY,'}" to be used on a road without requiring
1':"'}" ~y. t\.m-". f '''I. 1'''' ,,.'lihcf,l ?' l' '} vehicle insurance coverage against third
t\.(JJfI'} Y,:1'~A z "",..j(p'l' f'''Pa:'' f,'1 party risks; the Ministry shall issue
ftl?..e'r~··I1·""} f I,L '10'}" Imlm/.,e directive implementing compensation to
.e(JJa, A : : victims .
btj:A IHlt PART TWO
INSURANCE POLICY
fOO1;1 71\iL
4, Issuance of Insurance Policy Against
fl. fr'n±r dJl1 tID,("l Till\. QIltIDOcnt Third Party Risks
M f-t7ihCt)t n~;J fr'il-tC;: (D'n 00Y:1 1/ Vehicle insurance policy against third
7t\.t\. ft.t'l"J' f0lf.1·"(D· noo.(·'} h'fl1fP'1' party risks shall be issued by insurance
'IW': : companies.

~I 1111,11 I,'}"'?" '}(l·fI h'}.,,?,· (ii) (,IMP!.,'" 2/ A policy issued pursuant to sub-article
f"'{)IIl fl,,,,,f.·'} ;rt\.t'I, Im.f:·} f'''1f1t\'''' ( I ) of this Article shall cover the
,,,'lihcf,/. t\"" .•e"C{)OJ· f , ~m· qu,.,.: fhf'A compensation payable for death, bodily
,,.Pa·l·C; f'}'fI!.·'" h,t't~ Imh~.A f"?:'flm"} injury, damage to property and the
f,'1C; fl,fI:,!J.\y. fuh'J"C; h1A c·II\.. ·.,. (JJ(;J.):} expenses of emergency medical
f"".7i'-,:·} Imtr·} hl\fI·"': : treatment arising from the insured
vehicle.
 11\" j1l.j!f~~ 1..1.6-A ~.76-l- .7tf.tfJ 4c1't: ~r ,h?"t\. I~ .,., lit?; 'J.9" Federal Negarit Gazette No. 53 23 rd July 20 13 ..... .......... ..page 6946
r/ tn~I\I\ roo.(·'} 7i4f,.'} r"y.{)T r~m.(··} h·W}J' 31 Any insurance company transacting
1111.11 h'l'J: r'~~~11m-'} r,~'lihC'lt h~:) general insurance business shall be
fY'{)'~~ OJ1'} ~m.(·'} Tt\..... f~m{)m'''' obliged to issue the vehicle insurance
policy . against third party risks provided
"ly";J' hl\lI'''': :
under this Proclamation.
fY 1\·~·lihc'lt h~:) rY'{),~~ OJ1'} r~m.('·} 41 The premium tariff applicable to vehicle
Tt\..... r"'l.hLl\oJ· fhl.W} '~OP'} insurance policy against third party risks
1..~'}""OJ· U'''I.J'+ClIo,. Te;·.,. I\Y•• ~~m{)C'" shall be determined by the Council of
Ministers based on the study carried out
fI"'I. 'I.{) •.,.C'1" ~hc: 0,'''' Y-OJ{)e; A: :
and submitted by the Agency.
(;/ 1'11.11 h'}+Y, '}(}-{) h'}+X' un .f,··}:n. 51 Notwithstanding the provision of sub-
It t;c~ .~~:):)III!. f·~·lihc'lt h~:) article (4) of this Article, with regard to
rf"'Y..J' ~c'" ~mY:'} 1U.P)1'··} "he; insured persons and drivers with
h 7ihc'ltPl':f··} 1I.~~ml\h·~ ~mOJ{).(· {)I\I\II'''' repetitive vehicle accidents, the Ministry
shall issue directive as to the applicable
"hC~~ 1..~'}""m- {J'''I.J' ~C1m- Te;·'" I\Y.
measure based on the study carried out
"'~m{)C'" ''Y..'I.{).-I:';, ~m~mtJ' J'OJtIIA: I
by the Agency.
5. Restrictions on the Scooe of Application of
Insurance Policy
nH.u htp;f: ooLPl-r f"t(a'"}' foo,f... ·} r .... hC A certificate of ' insurance issued in
ml"'-r .,.,"},,,,, f.,.00I\h1:-r1 rh1Y-r nD1i.('l"? accordance with this Proclamation may not
'I-~-r I\~l(an-r (am· 00.('1 (a6J.b m- t)~ make restrictions on the obligations of the
h1~,eh~A I\OO'/~-n hY .... "fI\·-r?o:- insurer to pay compensation on grounds of:

6/ "'7ihCt)"m-1 f"tY1"·".-,.(am-1 (am- ().(''"''I, II the age or physical or mental conditions

m,e?O fht)A m,e?O fhh?°C' (J''I.;r i of the person driving the vehicle;

II f.,.7ihCt)"m·1 (J''I.;r -: f Ll.... 'l'An-r -: 21 the conditions, the horsepower, cylinder

ffa.t\. 1~C -:;''''';r m,er tp;J i capacity or value of the vehicle;

rl "'7ihCt)"m- il "t,eHm'1 -nli-r-: (am· 31 the number of persons, the weight or

f"t6lil.~m·1 ():J> ·h-n~-r m,e?O ht)"'f qUI, physical characteristics of the goods or
m,e?O A~ oo~"y i m,e?O the particular apparatus, that the vehiele
carries; or

61 .,.1ihCt)tm- nh'/A"?""-r ",e f"tm-An-r1 41 the time at which or the area within
'Ut. m,er ht)qn.:: which the vehicle is used.

I. fllDtl TIL"- f(J)oA rt\;J:p'f 6. Conditions of Insurance Policy

?il noo.('1 Tt\.fa.m· m· ....'"}':- 1/ Any condition In insurance policy

providing:

U) T t\.fa.m- "'mYcf!~-r1 a) no liability may arise under such

f"tA; m,e?O policy; or

1\) nTt\.fa.m· ooLPl-r I\t)~ h~Y

'"}' Yef: b) any liability so arising shall cease in
oo~i'i f"tlf~m' h .... .,.-r h~l(a n1" the event of some specified thing
f"'m(a~ .('C'l.-r h"'&.Koo m,e?O being done or not to be done after
",e&.Kr h.,.l ;)"'('~1: .,." ,elfCjA the happening of the event giving
f"tA; rise to a claim under the pol icy;
may have no effect.
 Federal Negarit Gazette No. 53 23'-" July 2013 ................. page 6947
~/ fill," l,'}"'X' '}(}-fI l,'}"'X' (fi) f"'~~""O)' 2/ Nothing in sub-article (I) of this Article
fl/mJ':'} Tt\.c\o)· Im,,'l.'''' tRl.r:·} (lb"bOl' shall be deemed to render void any
"y'fI·,·;;: (1)'f) "·}-'tht;:t.\ ftl'l.~l."Ol' '1'1 provision in insurance policy requiring
the person insured to repay to the insurer
Im.f... ·} 'm,(I)' IIlJt.\f' "Im.r:·} (lb"b(JJ'
any sum which the latter may have
,,·}JUIt;:t.\ "D?r.:l."1 fUY.~~"I'I(JJ··} f(JJ·t.\ compensated under the policy and which
11·~:J' ft"l.'IiC: 1tY.(f"}r: : have been applied to the satisfaction of
the claims of third parties.
7. Exclusions From Insurance Policy
Coverage
f.,.7ihCI'J/. ilf.;J f~tI.,.~ (I)'n 00Y:') TILtl. With respect to the following vehicle
fOlf.h",,,·r'} OOlf.oo"h·'" 'h('~Olf. ILU',} insurance policy against third party risks may
ilJ!,1'A9°:- not be applicable:
?iI 000Y:,} (1) J!, 9°
'/0.(1)· n..,.lln· I\J!, 1/ death or bodily injury or damage to
fOlf.f.Cll(1)·') flJDr ilf.;J (l)J!,9° fill'JA 'h~r property of the insured person or
(J}f.l}" f'Hll')' 'I.~.). i member of the insured person's family;

e/ flooY:,} '/0.(1)· ''''''1'C' rllll.llt· ll(J)o OFI,.(I)· 2/ collision or death or bodily injury or
damage to property caused to a person
I\J!, fOlf.f.CtI r'16f!")' ilY.;J (J}f.l}" rlJD')'
hired by the insured person and occurred
t,Y..') (J}f.l}" fill'JA 'I'~r (1)Y.tjD f·}·fll.·'" in the course of such employment;
',. p,:,. i
j;/ 00Y:,) O.,.'/fI,,-l· .,.7ihCI'J/. I\J!, fOlf.f.Cll(1)·'} 3/ damage to the insured vehicle;
'I'~r !

W 00Y:,} 0.,. '/fl "'r

.,.7ihCI'J/. I\J!, Oh.t-J!, 4/ liability in respect of damage to goods
carried on the insured vehicle on the
(l)J!,9° OhfJ;f nOlf.~~1f ,}lllr I\J!, fOlf.f.CtI
basis of rent or payment;
'I'~r fOlf..f'tlhr"(I)·') "1\1u~'''' i

(";/ lIII'g:(J)ol}" noof.·') T ".ll. 7itf.') r'''llm(J)o 5/ liability in respect of damage to the
personal property of insured person
roof.·'} 'In. r'1A ')lll')' (J}f.l}" nCll·
covered by insurance policy or damage
4:1'1'C (J}f.l}" 'II\/.. ~~). OJf.l}" M,Y.t- to property under the control or
rllll.'I~~ '}lll')' I\f. fllll.Y.CtI 'I·~;h responsibility or custody of the insured
person;
~/ htl. ,)·r-A· f '1 t j-}. hAA (J)or.tl. r Y.lll 6/ liability in respect of vehicle accident
r,,.7ihC'11. t,Y.;J ·,.h,)·t\o roofl] "I\/..~.).:: occurred outside the territory of Ethiopia.

~. bAM 8. Prohibitions
lIII'}~(I)'9° ll(1)' Tlttl.
f.,.7ihCI'J/. 00Y:,} No person may, for the purpose of obtaining
a vehicle insurance policy, make any false
"lIII'11r tl.A f TILtl.(I)·'} "'/..~Olf.~r ILftl4'C
statements resulting in the non-applicability
f 0lf.1· A lJll.,. ~ 00'1 t\ 6fi. ootlm r (I) J!, 9°
of such policy or commit any act which
OTILtl.(I)· I\J!, f"(I)''} oollr ILftl4'C f0lf.1·A
disentitles him to claim under such policy.
lIII'iT(1)',}9° Y:C'I.,r 00/..1.9° ilf,1'A9°::
12t ~7lii~~~ J..1.~-A ):'(,T ..?""I 4t'1'r. ~i: ,It?"t\. X~ .,., !tit?; 'U" Federal Negarit Gazette No. 53 23 rJ July 2013 . . .. page 6948

bt;;A V'cat
PART THREE
CERTI FlCATE OF INSURANCE
j. rout] rObe (I),.,.t OtlooOmt 9. Issuance of Certificate of Insurance
(:if roo~1 h-fl1f 1\00~1 '/llm' roo~1 Tlt.ft
1/ An insurance company shall issue a
ODll.'Vl'n* 'ut roo~1 ?OfltJC ml4'*?O certi ficate of insurance to the insured
nfle' oohm* nI\O*:: person at the same time when it issues an
insurance policy.
~f 0t\.u n1.,.1\ 10·fI n14'1\ «(:i) oolPl*
rDll. ....l' roo~1 ?OflhC ml4'*:- 2/ A certificate of insurance issued pursuant
to sub-article (I) of this Article shall
U) roo~1 'la.m·1 fI?OC.i n~/~?i; include the following particulars:

1\) r1-7ihCt)/.m-1 rlPt\.~: rqn1-cc.i r?ift a) name and address of the insured;
~'l'e':Y'; b) identification plate, chassis and
en) roo~1 Tlt.ftm· motor numbers of the vehicle;
rDll.fO.4'o* 'UI.; c) the time of commencement and
expiry of the insurance policy;
00) roo~1 TI\.ltm-
u, '1.;1- ?J:Y'1 d) conditions subject to which the
insurance policy is issued;
IP) Ooo~1 Tlt.ftm· 1-m.4'Dll. rDll.If'l-*1
ll?J:Y' m~r m'/'i1'; 'hCj e) persons or parties entitled under the
insurance policy; and
l) roo~1 ll~m~- fI?OCj n~t-?i;
oofl1 nI\O*:: f) name and address of the insurer.
rI Ooo~1 ?OfltJC ml4'rf; ,,~ 00~1 ll6f.b m- 3/ The insurer shall endorse on the certificate
r?OfltlC ml4'rf; r1-llmO* roo~1 7-lt.ft of insurance a declaration to the effect that
° tLU n q' 1: r 1- J'. 'I '1'1- * 1 oofl,<. C.,. :y. the insurance policy to which the
certificate is issued complies with the
rDll.ftPJ." 001f'l"1 OfJl;J'/'l' nI\O*::
requirements of this Proclamation.
!j/ r~m.f.-'} ·liti.'} OJ'A n*G1' mY.'/" rOJ·A 4/ Upon termination or the expiry of the
II~m", n.t'A"" ~m.f.:·} 1U.OJ· r~m.f.·'} '/"flhc insurance policy, the insured person shall
mG""':'}C; r~m.f.··} ,,.l\t'M.OJ·'} mJlYOJ'''' immediately hand over to the insurer the
certificate · of insurance and the insurance
Il~m.f:'} t'lhl.I>(I)· ~m~ml\fI I',MJ'}: :
sticker.

I. r DD t1 rObe (I)'tt 0'''' rDIJ.fg,ot 1.u, 10. Validity of Certificate of Insurance

(:if OtLU nq'"1: n14'1\ . i! oolPl* r1-llm 1/ A certificate of insurance issued in
roo~1 ?OfltlC ml4>* h1-llmO* 4'1 1.?uC' accordance with Article 9 of this
hn1~ qoo* ""'Ill 'ttl. rDll.tJCj oolf? Proclamation shall be valid for not less
nI\O*:: than one year from the date of issuance.

~/ (III," "'}"'Y.' ·}O·fI 1', '}'" y.' ((:i) r·,· J!. "11(1)'
n.tic,/" IIIJ4! '/"tny·} hl','H~: (}~m.} ",.,t'I
1.11. t\"?t'l1' r~m.f.:'} Tt\.n rOJ'A ,,~m",'}
~mt'lG'} y J!.G1 r~mJ~"} '/"flhr. ml...,·'}
1t.t'l1' y.l·"'A:: 1',t.,~Y.tID.·} ,,'}J!."flt.,"' 1. .,.,:
1..~'}nOJ· (I'''I.J'.,.cnOJ· rOJ·It~ ~1t'1J ",y.
'''~m p'C.,. fill. ~fI'I:-:. (J~m~m/,Y Y.mflC; A::
2/ Notwithstanding the provisions of sub-
article (I) of this Article a certificate of
insurance may be issued for a period that
correspond to the period of insurance
policy issued for less than one year on the
basis of sufficient grounds. The Ministry
shall, when necessary, issue directive on
the implementation of same based on the
recommendation submitted by the Agency.
·t~ ~7i.;;r~'m ~~"·A ~,:)".'), .:)II."t 4:1'C .Yi: (h?"(\. :'::~ 4'1 j(j"i.i.~ <}.9" Federal Negarit Gazette No. 53 23 'J July 2013 ...... .. page 6949

Ii. ool:q Otl ooOO1t I I. Duty to Give Information

?if 001:1 'I(lm' \"I'~-r t"JUf h 1-'th.{.flm· oo11-r 1/ The insured person shall, where
flflm· "'m' m~9Q OhC"" il9° I]'f<l: requested by or on behalf of a person
t\. <f>C 1M -r :- entitled to compensation, provide
information on:
0) .,.7ihCt"Jt.m· 001:1 fflm· oolf~"} m~9°
hfloolf~'1~ h'i
a) whether the vehicle is insured or not;
and
It) mLu htp1: h1<1'1-' n
ooWl:" O"''''mm'
\'001:1 ~ilhC ml<l'-r "K. b) the conditions speci fied in the
certificate of insurance pursuant to
\,.,.ooflh1:-r1 0·'l.;J· ?,":f';
Article 9 of this Proclamation.
Ooo,,/fl1-' ool)1 uoilm:" hflO-r::
!f/ (111.11 ),.}.,.",. '}O'fI h'}·,·",· (l!) \"~~"11(JJ' 2/ Without prejudice to sub-article (I) of
"'}~'hn(l'" 1Y'i rm.f:·) (l6f.b(JJ. "?~.fI·I;",. this Article, the insurer shall furnish the
(I'''I.J'OJtI,(U. rm£m(,J' m",.,I.. •.,. hfl.{.I\·I.a'··) necessary information to the Agency in
accordance with the directive to be
rm l..1{ fllb~'}(l(U' \,mlflm'''' "IJ!..:J· ),fl(l·.,.I: issued by the Ministry.
!:/ fltl7'}~a'·9" \'U"I ),fllillt. ),.,A a'f.9" 3/ When requested by any law enforcement
\'uhyoC; .~*yo \'£m.r... ·} (It>f.b(U. fI(lma,· body or medical institution as to the
\' all .r.' ') yo fI h c: OJ t. .,. •.,. 1\ f. fl"'/. J' .,. c: .f) fl ..,. certificate of insurance issued by the
insurer, it shall provide the appropriate
'f' J'<k ""Ill.(U"} £mt.1{ h?!!l "'f~.'" llAfJflm
information within 24 hours.
'1.11. \,allflm'''' "IYo.:J· hfln:,': :
,

II. Ot\ootl ttltIJk "'''bt 12. Insurance Stickers

hi oYJ 1r;:m'9° 00 1: 1 tVi.'" \' 001: 1 .,. fl fll.{. 1/ Any insurer shall provide the insured
9°Ah'}' ,,.cifiO. hlf~(J)- \,oo~"} 9"ilhC insurance sticker together with
corresponding certificate of insurance.
ml.,.'}· ;.JC floo1:1 'I(lro- ooflm-r hflO-r::

!f! h.{.-r fl.{.-r \,'H·iI ooh"hf ooil;rm-r "flm· 2/ In case of a vehicle having windscreen
.,. 7ihCt"Jt. \"""'mm' \'001:1 .,.flfll.{. 9°Ah-r the insurance sticker issued for the
oo·fl· floo·fl· W7A() h1~oYJ.;J·~ If'i mLu, vehicle shall be displayed fully on the
oofl;t-m-r ,,~ ooflm~ hfln:":: windscreen.

N ""'' 0. m~9° \'·H.iI ooh"hf O! 'iI;J'm-r 3/ The insurance sticker for a trai ler or a
""'flm' "'7ihCt"J1. \"""'m \,00~1 .,.flfll.{. vehicle without windscreen shall always
?"Ah-r rN!\ '1.""9° .,.7ihCt"Jl.m·1 OD1l.~~m· be kept with the driver.
"'m' h'f: 00<1'001]' hflO-r::

Ir. '001:1 tt\tlJk "'''bt bt\oriflf mg,r 13. Non-Possession and Absence of Insurance
bt\oo'iC Sticker

?if \'001:1 .,.flfll.{. 9°Ah-r hfloofll 1/ The non-possession of an insurance sticker

shall constitute a prima facie evidence that
.,.7ihCt"Jl.m· \'001:1 7i4.1 h1.l!"'flm·
the vehicle has not been insured and the
fI"oYJ.fil~l]'lm· \'001:1 9"flhC ml.,.·}· police shall have the power to detain such
hMLoofll 1:lfl 7'lLfI h1-'tU fflm'1 vehicle until the appropriate certificate of
"'7ihCt"Jt. ~II \'oYJ~\"r p'Afll1 ~'iltpA:: insurance is presented.
 Federal Negarit Gazette No . 53 23"\ July2013 ..... . . page 6950

~I ro~;J''f rlr~ roo~"} ,,.ftlTJ~. ?"Ah-}' 21 The absence of valid insurance stick-er
t.ftoo'j'C ,,. 7ihC'16lJJ- noo,},I~' I\Y. fl. ~~ shall indicate absence of valid insurance
roy.?" 1'.-,.?" I\Y, fI.lJJ-A foci roo~"} Tft.fI. pol icy when the vehicle is dri ven or
rAftlJJ- oolr~·'} ilftDII.m4:?" '''1n.lJJ- roo~"} being used on a road. Unless the
?"iltiC ml.,.·}· hil'IA .,.In .f: lil appropriate certificate of insurance is
h'}Y.IJ·~;rlJJ- r·,.7ihc'16lJJ- CJftll.·}· my,?" presented' it shall be deemed that the
nu'1 '11\~, ~,}. fftn,}· ro1'} roy,?" owner of such vehicle or the person
"'7ihC'16lJJ- noo'}1~' I\Y. h'}~.~~ my,?" legally responsible or the person who
1"""9" I\Y, h ·}~.ro·A fY.l·1 roY,?" r ~ . .,. Y. caused or pennitted the vehicle to be
dri ven or used on a road or the person
roy.9" ·,·7ihC'16lJJ-'} fl. ~~ roy,?" fI.m"'?"
r~nl fllJJ- f".U'} t.'P;fi: ~·'};J1.PJ-:''' driving or using the vehicle, as
h·}~·"l\ft~. Y.~mt·A::
appropriate, violated the provision of this
Proclamation.

14. Issuance of Replacement

r/"I'D ,f.:'} 9"ft"Cwl. <I"'" W}!,9" t'mJ ,f."} ,,·ft 11M. The insurer shall, upon the request of
9"Ah,.,. H.m1-. w}!,'r H.n~'fi 1IIJ,f.·'} 'IU.(J)· the insured person, issue a replacement
}!,In~· 1AX nm}!,"" IIn,f.:·} f"I"I."(lJ· 9"'''''' certificate of insurance or an insurance
Imftm'''' I1I\IH·: : sticker where it is lost or mutilated.
bt;:l\ b&=t PART FOUR
LIABILITY TO BE COVERED BY
Oout'l foulicLl '1"6-)t INSllRANCE
I~. foag:l lllfDo ..,~:tsP?f 15. Obligation of the Insured

ooY:1 'Ulm· hl7ll.h'f'ft·1- 9u t"}f.y.:r· rDll,oo~(.t); The insured shall secure insurance coverage
for liabilities arising from:
'11\~~.y.:r. nDll,'/CJm· ooY:'} h1~1i,(.~· rDIIY:l'1
'1Y.o:J" ,e'iCn:J"A:-
II collision, fire or explosion caused by the
~I ooY:1 r""/l1ft1- "'7ihCI'Jt. rDll,f~Cflm'
insured vehicle;
'1'"1."1- -: rhllt. .4'mft" m,e9u ~'~:J" i
e/ r.,.7ihCI'Jt.m· 61"~1- -: ~I'JA m,e9° 21 the fall of objects carried by the vehicle,
rDII:Ift'/An1- ooUft.f mY:cf rDll,f~Cflm· its accessories or tools being used in
'I·~-l· i h ci connection with the vehicle; and

N h.,.7ihCI'Jt.m· h1~il:PfI. 31 any damage resulting from the

ratj.~Cil D111~m'9° '1'~1-:: movement of the vehicle.

II. r.,,,d. ~T ODlnl 16. Extent of Liability

~/ lIy'ft,,.;;: w1'} r,,.'fihe',t. 1,J'.:) mJ,f.:'}

0) Ill, 'H~: f"I(J). ~}!, 1\ 1I1/.J'.Cft r'l"'''' llJ'.:)
h'lIe !;it J.I~"f"IC; h'flC ~i'i. ,f'AlIl\m:
1\) 1I1,'},f.· f"I(J). ~}!, 1\"7.J'.Cft rll"A
h'IIC ~i'i. ,f'AlIl\m:
.. I.) In'lIl'''' ~}!, l\'II/.J'.Cft IL"&- h'lIe M~;t
J.lA 111\ 10 :
Iml"} 1,1\11''''::
liThe amount of compensation to be covered
by vehicle insurance policy against third
party risks shall be:
a) an amount not less than Birr 5,000
and not exceeding Birr 40,000 in
respect of the death of one person;
',"p".,. b) an amount not exceeding Birr 40,000
in respect of bodily injury of one
person; or
c) an amount not exceeding Birr I 00,0 flO
in respect of damage to property.
1~ 'A7t;!~!t1i ~U,-A .,,?,,~. ,?If.'" 4c1'C ~j~."rl\ n +., l;U; 'H" Federal Negarit Gazette No. 53 23'0 July 2013 .... . ..... ... .. .page 6951
~/ "uh~e; "he; 1\.1\"":(' tr,.~,,: :Je .,.Y .f'1f',..,.. 2/ The medical expenses incurred for the
fi ;:::1:01' hC'/ll·n 11 "a" .,tll m"p!.."" injured person and costs related to other
""".h~.A 1.,'1 f'''LOt'm OJ,,"}, '''-)i(o''
f]',I.A .,.~ ..,.. a)f.~ "" ..,.. t'l.1..Cflll·""
*"". compensations in accordance with the
relevant law shall be considered as part
h"Y.hL"OJ· 1'1.''1 t'mm'} ~f. f"'I.:J·(HI of the amount of compensation to be
f. If e; A : : paid in respect of penn anent bodily
injury or death of the victim.
t/ 1111." ]','}'N',' '}o-fl ]','}"~1l' (?i) h·,.all. . .,a'· 3/ Any person who alleges to be entitled to
t'Rltn'} lI~f. 1.,'1 ,,-hL'" f.11lA f"'l.A (ta,· compensation above the limit provided
f.trn, ·h.l.l."'It h'l:,f t'In~"} 1ILOJ' a)f.~ for under sub-article (I) of this Article
UW'I -J~~ •., •.,.. f·,.IIM II''''' 11 I.A "h '}~h'l:"a'· shall have the right to claim same from
the insured person or from other having
]"Cl/1l11 11"01' .,.'1 t'm,p,!.,,,,, ft'mmf:" I'm 11":
legal liability in accordance with the
f'hnU~ "01': : relevant law.
~/ II"'I'};;:OJ'~ ·,.·iihcl.t ff..t.(t
.,.~ •.,.. lI"h~e; nc
*"".
.f.'
fhl.A
I'm!. :J1'1'
4/ The extent of pennanent bodily injury
t'mtn'} caused to a person by a vehicle accident
f. "1"~A :: may be determined by a medical board.
(;/ 1111,11 ]" '}~fl' '}{)ofl h '}~fl' (?i) 1""1.. "11m··} 5/ The Council of Ministers is hereby
f-J~~.","" t'Intn'} f"'I.~.fl·.,..C':r· ~hC 0.''''' empowered to amend the extent of
1''''1 if if A p'Atl,.} 1111," h'PJ: ·"()'I'.y..:J·A: :
liability limit provided under sub-article
(1) of this Article.
17. Notice of Accident and Claim for
Com pensation
hi hh""9u n".('. rlf~ 9uh"}f~ I-)6\'1'l nflrf''''C 1/ The insured person shall, unless
ooY:"} 'm.m- ooY:"} r''''/fllI~ rf'1ihCI-)t. prevented by the existence of force
h~;J lPJY:lO,"} m-'tfm-~- m.e~ o.H'/.('. nx majeure, give to the insurer notice of an
accident caused by the insured vehicle
.,."} m-fl'l' llooY:"} 06J,b m' IPJfI;rm""
hlln-r:: immediately or at the latest within 10
days from the date of the occurrence of
such accident.
ef I-)~ roomr""oo-n-r film- lPJ'g:m'9 u 2/ Any third party entitled to compensation
~flrf'~ m'n 1'111·')-- IPJfll:q?J1' ;JC rl-)~ may submit his claim, together with
'l' f<l:m·"} llooY:"} 06J,b m- n"''l';r lPJ""l-n supporting evidences, directly to the
.e 1'''6\:: insurer.
I~. r~ct" 0.+ (Do""" 0"004&,- 18. Duty to Execute Court Judgement
?if nooY:") TII.fl. rrf'7i&. ~ '1"Iv~-r"} 1/ Where a judgement is rendered against
nmz.oollh"'· nooY:"} '/fi.m- ".('. rrf'om an insured person in respect of any
r~cy: n.-r m·/t't fl. '1'e ooY:"} o~m­ liability covered by insurance policy, the
nTII.fl.m· ".('. flln-r"} rf'mf4!~-r IIlPJfI.,.l-r insurer shall, notwithstanding that it may
m.e9 U 1l000l11 oo-n-r 0. '1' lm-9 m.('.9 U U be entitled to avoid or cancel or may
have avoided or cancelled the policy, pay
TlI.o.m-"} t,fI"'C.y.~ m.e9 U oCtt-r o.lf"}9U
to the judgement creditors any sum
h"}.... II~C Y: 'lIIoo-n.y.~ nm·/t'tm,
payable under the judgement including
r+oollh+m·"} 'nH-n mal. Cj mllY:' (,J,b~C' costs and interest.
ooh&.6\ hlln-r::
~f m·/t'tm·") romm· ~CY: n.-r nm·/t'tm· ".e 2/ The court that renders the judgement
rh,('~~9U -rlJ.,l1 ooflm-r hlln-r:: shall issue execution order accordingly.
 -
'l~ ~itp.~~~ t..S./'oA ~.~/.:,- .~tl.n, ch'l'C ~i: Ih?"'" X~ .,., fti'i.(; 'l.?" Federal Negarit Gazette No. 53 23 rd July 2013 ...... ..... .. ... page 6952

PART FIVE
INSURANCE FUND
lB. "..t:t:r 19. Establishment
roo.('1 &.1.(' (httu n:1" "&.1.(''' hr,,.lltl An Insurance Fund (hereinafter the "Fund")
rD?m/.-) <J:D? rtJ-f,cj1ll 9 16).1o lflj nn.Tt'-A-f
U is hereby established as a pennanent source
1Ich./.. 'f 1l1h nD?h&.T A~ rll1h V\lI (D-ll1' of finance to be deposited in a special bank
''''''D?6).b h 1.atlf1 nttu h 'P ~ "'<J:+-OJ.A:: account to be opened at the National Bank of
Ethiopia.
20, Objectives of the Fund

ii/ I' L '}~. f~"117 1m .f.:'} 11 A '''"llll\'''' aJ Y,'r II The Fund shall have objectives, in case
of accident caused by uninsured or
llA:J-at+ ·,.'lihe'I/,-1\J!..;J 'rlY} .(1'''':-
untraced vehicle, to:

II) 'I'~'''' I' ~I. ... n·'" "'m· l,ll:l: ~.. y. ru"'re; a} provide emergency medical
treatment to a person who has
n1A 0/1\....,. "'}J.L.(l1~ 1171: I. "/1
sustained injury;
") rl,'IA 'I-~'''' tl~l. ... n·'" ... m- 'I'" b} provide compensation to a person
"'}J.LhL"m· 117 .f: I. 0/ : "e; who has sustained bodily injury; and

Ill) "'I"'" "'m·

"·}J.LhLA 1171:1.°/:
O.·,. ... ·fI I,ll"'''' 'I'" c} provide compensation to family
members ofa deceased person.

Y.(fe; A: :
ft./ IIII.U n·},,·,,·
'}(l·ll n'}+'"
(ii) mll"I.'''' 21 The amount of compensation to be paid
h.{.')~. r"?hLl\m· 1'1')1"11 Imm'} IIII.U from the Fund in accordance with sub-
"'I''; 1,'}+,,' I~ Iml~'I.'''' n""lihe'l/' ,,~:J article (I) of this Article shall be
equivalent to the extent of liability to be
rY'll"';;: oJ1'} m •.f."} ;r "..... lI'I1,.i1'.{. ~OJ'
covered by vehicle insurance policy
r.,,,.{.',,.,.
m'm'} .f.·l.ll Y.(fe;A I:
against third party risks in accordance
with Article 16 of this Proclamation.
j:/ "'~'}""m' n".u ,,'}+,,- '}(l·ll "'}+". (Ii) "e; 31 The Agency shall be entitled to claim its
(ft.) Iml"I.'''' J'attllo,,') ffl(;1.1. "'I'~'I: cost incurred in compliance with sub-
n.,,,.{.~,,,, 'hnJ'-I! h(f~OJ' "'OJ' "y. article (I) and (2) of this Article from the
person responsible for the accident.
rl17lllm "ll Im·n·.,. y.C; 1.'1' A: :

fi. r4.1J5.. hn... .4S~C 21. Administration of the Fund

The Fund shall be administered by the
C<:}~ fUh~:·}"'.m- .r.·,.~.v_~A::
Agency.

fl. r"')ll1:S: p'AtfJ1C; t,qc 22. Power and Duties of the Ministry

D? -,.ll·1; S. : - The Ministry shall have the powers and

duties to:
iiI rtLu h'P'f: ~"D? h1~/l11 tlD?.('l'? II follow up the overall activities of the
o.1.10.m-1 nn",e ~T ,eh;}-"'''A: Agency with a view to the attainment of
h 1Y.h llC<." 'L ~i:9U oooo/,f f(DtTJA! the objectives of this Proclamation and
issue directive as may be necessary;
JlI ro.1.10.m·1 ''''?IlC nrm:t>i: ,e'loo'?D?A::
21 evaluate, periodically, the perfonnance
of the Agency.
 23. Source of the Fund
jil t' I.. ').1;. t'1')1111 9"')'T.' hI.. ').1;. 'fooo') II The source of the Fund shall be the fund
t'0lf.llO(l11 hCi 00lf. ~./l'}-c''f- 9"hC n'}' tariff and other additional source to be
detennined by the Council of Ministers.
OOlf.CDll') tV", 'fobtbOlft 10. Y.(fCiA::

~I 011. U t,')",1\' ')O·/l t,')",1\' (M oolll. ,}-
rOlf.llOllO(J)o t'1.:)Y: 'fooo') On,~')ll.(J)o rrCj'}-
Ity. 'fooo~Cf' 00lf. ~./l'}'C'-:". 9"hC n'}-
rOlf.CDll') y,(fciA::
21 The amount of fund tariff to be collected
in accordance with sub-artic1e (I) of this
Article shall be determined by the
Council of Ministers based on the study
undertaken by the Agency.

ttg. O(\Ll+ h'i'tfll 24. Disbursement

OILU ilCP~ il,).,.1t-
ft.,.oofth-t::" 0, It OlfSU'f'
?) Disbursements of the Fund to be made for
hl..')~ 'l/l-n 'rm'o mr.JJ. (f'i rOlf.hl..ftm· (JC~ purposes specified under Article 20 of this
ODll.fmtf)m· ril/..~1t9D oooo/.f ooLPI.'''' Proclamation shall be made in accordance
~(f'iA:: with procedures establ ished by the Board.

tt~. OOh-5.t 25. Audit

r&.')~ 'L ... -n (JC~ ODll.ll.eoom· rm·6J.b ~Jt.,.C

The accounts of the Fund shall be audited
annually by external auditor to be appointed
Oro,oo-t: ~ool.oot,.A::
by the Board.
h'SA Oy:ot PART SIX
A, A, 't:121f1x MISCELLANEOUS PROVISIONS
n. O(J):""~ blC 0"1=00"10 t7lhCt)4 26. Foreign Registered Vehicle
ji! Om'~ il'IC r",ooH'/O'" Oil.. :"",,*, f 00,)'1?'f· II The driver of any foreign registered
It.e ftoo').,. ... .,,/l I..:/' Y: r.,.llmm·') .,. 7ihCt-,/. vehicle pennitted to be driven on the
rOlf.f7ihlhC llm· r6(; t'ooY:') 9DflhC roads of Ethiopia shall possess a valid
mI..":,,,,· roo.f.·') .,.fttf)~ 9DAh:" oofll certificate of insurance and insurance
m~9D rooY:,) Tt\.ll.m· Oil'lC m·flrr sticker or, where the insurance policy is
t'oo.f.·') h·fI,)f r.,.llm t-,A(f~ n.6lil. t-,CY: not issued by a local insurance company,
m~9D .,.oo ...... ~~:" fftm· rooY:,) Olfl;J'I6lil. he shall produce a yellow card or an
Olf:"loO ilftO:":: equivalent proof of insurance coverage.
~! O(D·~ il'le r",ool1'/O .,. 7ihCt-,/. On. :"",,*. f 21 The insurance coverage agai nst third
00')'1 ?'f' It.e ftOlf.f .f.Cllm· il.f.;J rOlf. 'i lm· party risks with respect to an accident
r~fl"'~ m'n 00Y:,) 7i~.') OH.u ilCP~ caused by foreign registered vehicle
il').,.1\' X]; h"'.f.~'I'lm· r'lltl..~'}- oom') Olf~ll while driven on the Ethiopian road may
rfto:"9": : not be less than the extent of liability
provided under Article 16 of this
Proclamation.
tti. OtlbOflJ.& fUhr'i blA,tl-t 27. Emergency Medical Treatment
hi f,t-°IH.ct.t 1,,,:) f,,~{JlJ:t- t1IJ')~aJ'9" (JO)' II Any person who has sustained injury
nil." ','1)~ "y'ft,t-~ at1') lJ·t-{JmaJ· '''''C'I-r caused by a vehicle accident shall be
f"?i1~') tr'1r I,Atr'19" a' ",1. 0)' hfth 'flC entitled to emergency medical treatment
ftit f"?,,c:ft l,ft:':s)'f, ftJh9"'l h1t\ ../l\....,.. costing up to Birr 2,000 whether he is a
third party or not as defined under this
fll7"1°~'·"" I'm.,I''''' f,e; ~'1)A: :
Proclamation.
 'Il\' :t;if.j!r~m J.•.f.I.·A '1;)/.ol· ;J'L'" '/l'l'C :li: ,,,Y"n. :I:~ "" fti'i.?; 'U" Federal Ncgarit Gazelle No. 53 23,<1 July 2013 ... . .. page 6954

i!1 0!i(iTCU'9° rUh9°'j '1'*9° r·,·7ihCtJ/. nY.;J 21 Any medical institution shall have the
y'C(aO~~ my. uh9 (i U
"'*00' (\oofll O!i')~ duty to provide emergency medical
treatment to any victim of a vehicle
CU'9" "'1)1. nll:ft.L.e ruh9 U
'" n'/A '1/r'~'
accident when approached by such
roollm-r '1y.,;}, n(\O-r::
victim. .
f.;/ 'IlJ'P;: (IJ'~ ,,,'fihe.,/, II"?J' ~C"'OJ' .,.~ ,).
31 The medical institution shall be entitled
ruhyo') ,,,!I:(IP. t\nll:I:~\Y, ruhyoC; to claim its expenses for the emergency
1,1A nll\"'} ,fa,u,(IJ"} aJ'J.l, 1I1b~'}fI.(IJ· medical treatment due to vehicle
1,c}/r(I..,,} ''?~.ll'I:C;. 1I''?.fw u,(IJ' rhc,:,f accident in accordance with the directive
1,~.~~~ mUR'tJ' UIJIJIl.')' ,,'}-'thLt\oJ' to be issued by the Ministry upon the
recommendation of the Agency.
t\. mY.:" Y, :t· ~ A ::
41 The medical institution shall be entitled
~/ UIJ .f: '} .f A '''1f1 t\ ,). a' y. ~ ,f A:J ·W"" to claim its expenses for the medical
,,,'fihe •• /, t\ ''?,f ~C"'(IJ' ,,.~.} ruh~C; treatment due to an accident occurred by
,,,!l:flP • t\uhyo') n"A "'11\":" .fW(I'(IJ"} W'J.l. uninsured or untraced vehicle directly
1111.11 n9''; 1,'}"'~' ?!.~ mJlPI.'} IH'1' :J' from the Fund as provided under Article
h L '}~. ,,'}'-:" h L t\ (IJ' t\ m'm r:" y.:}". ~ A :: 24 of this Proclamation.

f~. tL3"1)t Oll"1'Lt=T(JJ: «b1x 28. Applicable Laws

oo~'}'} rD'l.oo(\h-t: r'}'1~ ih'1'j rt\./r'";f· ih1";f' The provisions of the Commercial Code anq
~'};J'l.SD";f· hllu ntp~ ;JC "lltJAi' :Pl~' ~lll
other laws pertaining to insurance shall, in so
far as they are not inconsistent with this
Oi'7ihCtJ/. nY.;J rY'll"'~ (1)'1') oo~'} ".e
.,.,{. '1D'l. .elf'" (\.: : Proclamation, be applicable with respect to
vehicle insurance against third party risks,

fi. 1.."Hl ~'1 oooo&t ftllJ(JJ:tlJT llAtlJ1 29. Power to Issue Regulation and Directive
?il rl11l.'l.Il-rC'";f· 9DhC n.-r .eu') nCP~ II The Council of Ministers may issue
t\0!i1l'{.~9D rl11l.fll,{.A·I· y''}(1";f.,} It.fcu('l regulations necessary for the
f.,";f·"A :: implementation of this Proclamation.

~I DII.~.Il·I;~ Y.u'} nCP~'j OH.u n'}"'') '}O·1l 21 The Ministry may issue directives
t,'}".,) (Ii) oolPl'}' rCDm' Y:}{J";f"} necessary for the implementation of this
(\DIIIl'{.69" fDII.fll,{.A1· ooootfSU":f"} Proclamation and regulations issued
ft.Ymfll Y::;'''A:: pursuant to sub-article (I) of this Article.
30. Penalty
0. ~
Any person who violates the provision of this
DII'}~(D·9D "(D' rlLu') nCP~ m.e9D mlu nCP~
Proclamation or regulations issued pursuant
oolPl-r rmfll Y.,}fI,} ~'};J'! ,,."At:: r""ll
to this Proclamation shall be punished with a
"'} Y.lf~ hflC rit. hllh flC ?iit Ol11l.Y.CIl r'I'}HfI fine from Birr 3,000 up to Birr 5,000 or with
00"'l!'" mf.,9° hn'}~ ~oo-r hllh u·ft-r ~oo-r imprisonment from one year up to two year.
Ol11l.Y.CIl hPJlr-r .e.,.fllA::

rlJli. f1'iil «b"7 31. Repealed Law

f·,.7ihC •• t hY.;J Y'1l'''~: CD1'} oot:'} CPIl'}'''' The Vehicle Insurance Against Third Party
hCP~ tf!1'C (;~~W~"(i. mtu t,cP~ "'7ii:=A:: Risks Proclamation No. 559/2008 is hereby
repealed.
 'lit ~i1.;W~(; 4...P.t.·A ~,~"-l' ,~".nl <lr1'C ~t ,lIrt\. x:~ .,.') iti'i.(; fun Federal Ncgarit Gazelle No. 53 23"1 July 2013 .. . ......... page 6')55

r!J1. ODilT'I ..,~ OD"'''''~ 32. Transfer of Rights and Obligations

nt,'P'" 4!1'C l;r~i!lM('i. f'hl.·*oo(J)- foo.(·'J The rights and obligations of the Office of
~:J,~' lIU~.'}· o.,}' ooll'}'Cj "lY.. ;J'P'-:''' nll.u il'P'" Insurance Fund, established by Proclamation
. No, 55912008. are hereby transferred to the
1\',.~:}fI.(J)o - '1·"l\~.'Pl\::
Agency . .

f}}f. "''P:q: l'tl'J.r;nt-'!.tL 33. Effective Date

This Proclamation shall enter into force on
f.U ','P~. n&..'(~l\ '1;J/"}' ,:JII.n] ;r'}'(1"
the date of publication in the Federal Negarit
hmfll.H· ""J ~S"'C· fOC; f,trC;l\::
Gazette.

Done at Addis Ababa, this 23 rd day of July, 2013,

GIRMA WOLDEGIORGIS

r l\. "',..A- Y 4~t."'f! Jl""ht.~Y'f! PRESIDENT OF THE FEDERAL

~Tlll\h T~H.,t5.,+ DEMOCRATIC REPUBLIC OF ETHIOPIA

"