MES SALDO ABSOLUTO INTERÉS SOBRE SALDO INSOLUTO PAGOS NO MENSUALES

0 S/4,000.00
1 S/3,547.51 S/113.33 S/565.83
2 S/3,082.19 S/100.51 S/565.83
3 S/2,603.70 S/87.33 S/565.83
4 S/2,111.64 S/73.77 S/565.83
5 S/1,605.64 S/59.83 S/565.83
6 S/1,085.31 S/45.49 S/565.83
7 S/550.24 S/30.75 S/565.83
8 S/0.00 S/15.59 S/565.83
TOTALES S/526.61 S/4,526.61

TRIMESTRE SALDO ABSOLUTO INTERÉS SOBRE SALDO INSOLUTO PAGOS NO MENSUALES

0 S/10,000.00
1 S/8,529.83 S/500.00 S/1,970.17
2 S/6,986.14 S/426.49 S/1,970.17
3 S/5,365.27 S/349.31 S/1,970.17
4 S/3,663.36 S/268.26 S/1,970.17
5 S/1,876.36 S/183.17 S/1,970.17
6 S/0.00 S/93.82 S/1,970.17
TOTALES S/1,821.05 S/11,821.05

2 problema

COMPAÑÍA
MES SALDO ABSOLUTO (s/.) INTERÉS SOBRE SALDO INSOLUTO (s/.) PAGOS NO MENSUALES (s/.)

0 S/ 27,000.00
1 S/ 26,373.21 S/ 270.00 S/ 896.79
2 S/ 25,740.16 S/ 263.73 S/ 896.79
3 S/ 25,100.77 S/ 257.40 S/ 896.79
4 S/ 24,455.00 S/ 251.01 S/ 896.79
5 S/ 23,802.76 S/ 244.55 S/ 896.79
6 S/ 23,144.00 S/ 238.03 S/ 896.79
7 S/ 22,478.65 S/ 231.44 S/ 896.79
8 S/ 21,806.65 S/ 224.79 S/ 896.79
9 S/ 21,127.93 S/ 218.07 S/ 896.79
10 S/ 20,442.43 S/ 211.28 S/ 896.79
11 S/ 19,750.07 S/ 204.42 S/ 896.79
12 S/ 19,050.78 S/ 197.50 S/ 896.79
 13 S/ 18,344.50 S/ 190.51 S/ 896.79
14 S/ 17,631.16 S/ 183.45 S/ 896.79
15 S/ 16,910.69 S/ 176.31 S/ 896.79
16 S/ 16,183.01 S/ 169.11 S/ 896.79
17 S/ 15,448.05 S/ 161.83 S/ 896.79
18 S/ 14,705.74 S/ 154.48 S/ 896.79
19 S/ 13,956.01 S/ 147.06 S/ 896.79
20 S/ 13,198.79 S/ 139.56 S/ 896.79
21 S/ 12,433.99 S/ 131.99 S/ 896.79
22 S/ 11,661.54 S/ 124.34 S/ 896.79
23 S/ 10,881.37 S/ 116.62 S/ 896.79
24 S/ 10,093.40 S/ 108.81 S/ 896.79
25 S/ 9,297.55 S/ 100.93 S/ 896.79
26 S/ 8,493.74 S/ 92.98 S/ 896.79
27 S/ 7,681.89 S/ 84.94 S/ 896.79
28 S/ 6,861.92 S/ 76.82 S/ 896.79
29 S/ 6,033.75 S/ 68.62 S/ 896.79
30 S/ 5,197.30 S/ 60.34 S/ 896.79
31 S/ 4,352.49 S/ 51.97 S/ 896.79
32 S/ 3,499.23 S/ 43.52 S/ 896.79
33 S/ 2,637.44 S/ 34.99 S/ 896.79
34 S/ 1,767.02 S/ 26.37 S/ 896.79
35 S/ 887.91 S/ 17.67 S/ 896.79
36 S/ 0.00 S/ 8.88 S/ 896.79
TOTALES S/ 5,284.31 S/ 32,284.31

3 problema RENDIMIENTO DEL CONSTRUCTOR

VAN=−𝐼𝑜+ ∑(𝐼−𝐸)/
MES CANTIDAD INICIAL DESEMBOLSO MENSUAL DE
(ADELANTO) LA CONSTRUCTORA
((1+𝑖)^𝑛)
0 S/ 200,000.00
1 S/ 25,000.00 S/ 23,393.93

S/ 25,000.00 S/ 21,891.03
2
3 S/ 25,000.00 S/ 20,484.69
4 S/ 25,000.00 S/ 19,168.69
5 S/ 25,000.00 S/ 17,937.24
6 S/ 25,000.00 S/ 16,784.90
7 S/ 25,000.00 S/ 15,706.58
8 S/ 25,000.00 S/ 14,697.55
9 S/ 25,000.00 S/ 13,753.33
10 S/ 25,000.00 S/ 12,869.78
 11 S/ 25,000.00 S/ 12,042.99
12 S/ 25,000.00 S/ 11,269.31
TOTAL

4 problema

MES CONCEPTO COSTO (millones)

Lim inf Lim sup COMPRA EQUIPO
0 0 MANT MENS S/ 102.00
1 15 MANT MENS S/ 23.00
16 20 MANT MENS S/ 25.50
20 EQUIPO ADICIÓN S/ 62.80
21 27 MANT MENS S/ 26.50
28 EVALUACIÓN S/ 10.80
29 COST INST EXTR Y PROCES S/ 1,005.00
INV INICIAL S/ 1,255.60

DEPR ANUAL INV IN S/ 120.54

-S/ 964.30
 AMORTIZACIÓN

S/452.49 Anual Mensual

S/465.31 TASA DE INTERÉS 34% 2.83%
S/478.50 A S/ 565.83
S/492.05
S/506.00
S/520.33
S/535.08
S/550.24
S/4,000.00

Anual
TASA DE INTERÉS 5%
S/ 1,970.17

AMORTIZACIÓN

Tasa de Interes 0.05

S/1,470.17
S/1,543.68
S/1,620.87
S/1,701.91
S/1,787.01
S/1,876.36
S/10,000.00

1%
TASA DE INTERÉS
S/ 896.79
AMORTIZACIÓN (s/.)

386.31
S/ 626.79 0.43
S/ 633.05
S/ 639.38
S/ 645.78
S/ 652.24
S/ 658.76
S/ 665.35
S/ 672.00
S/ 678.72
S/ 685.51
S/ 692.36
S/ 699.29
 S/ 706.28
S/ 713.34
S/ 720.47
S/ 727.68
S/ 734.96
S/ 742.31
S/ 749.73
S/ 757.23
S/ 764.80
S/ 772.45
S/ 780.17
S/ 787.97
S/ 795.85
S/ 803.81
S/ 811.85
S/ 819.97
S/ 828.17
S/ 836.45
S/ 844.81
S/ 853.26
S/ 861.79
S/ 870.41
S/ 879.12
S/ 887.91
S/ 27,000.00

−𝐼𝑜+ ∑(𝐼−𝐸)/
^𝑛) Inversión Inicial (Io) S/ 200,000.00

Tasa VAN-Io Tasa

2% S/ 64,383.53 6.865000%

3% 6.886000%
S/ 48,850.10
Si VAN = Io 4% S/ 34,626.84 8.655000%
5% S/ 21,581.29 8.654000%
6% S/ 9,596.10 6.865370%
7% -S/ 1,432.84 6.865360%
6.95% -902.63 6.865350%
6.90% -320.26 6.865340%
6.87% -49.79
6.865345%
6.86% 57.21
 METAL MENSUAL 32 MILLONES
8 AÑOS APARTIR 3072
TIEMPO DEL MES 30
TIEMPO TOTAL 125 MESES
VALOR SALVAMENTO 250 MILLLONES
VAN=−𝐼𝑜
((1+𝑖)^𝑛

ANUAL 6.09%
MENSUAL 0.50750%
MES E-I VAN
0 -S/ 102.00 -102
1 -S/ 1.53 -1.5255909605
2 -S/ 1.53 -1.5178876818
3 -S/ 1.53 -1.5102232998
4 -S/ 1.53 -1.5025976181
5 -S/ 1.53 -1.4950104414
6 -S/ 1.53 -1.4874615751
7 -S/ 1.53 -1.4799508259
8 -S/ 1.53 -1.4724780013
9 -S/ 1.53 -1.4650429097
10 -S/ 1.53 -1.4576453607
11 -S/ 1.53 -1.4502851647
12 -S/ 1.53 -1.4429621331
13 -S/ 1.53 -1.4356760782
14 -S/ 1.53 -1.4284268133
15 -S/ 1.53 -1.4212141527
16 -S/ 5.10 -4.7032130533
17 -S/ 5.10 -4.6794647735
18 -S/ 5.10 -4.6558364076
19 -S/ 5.10 -4.6323273502
20 -S/ 67.90 -61.3621220031
21 -S/ 3.79 -3.4039248174
22 -S/ 3.79 -3.3867371293
23 -S/ 3.79 -3.3696362282
24 -S/ 3.79 -3.352621676
25 -S/ 3.79 -3.3356930366
26 -S/ 3.79 -3.3188498763
27 -S/ 3.79 -3.3020917633
28 -S/ 10.80 -9.3727404183
29 -S/ 1,005.00 -867.7815759319
30 S/ 32.00 27.4913376335
31 S/ 32.00 27.352523599
32 S/ 32.00 27.2144104885
33 S/ 32.00 27.0769947626
34 S/ 32.00 26.9402729001
35 S/ 32.00 26.8042413973
36 S/ 32.00 26.6688967685
37 S/ 32.00 26.5342355452
38 S/ 32.00 26.4002542767
39 S/ 32.00 26.2669495298
40 S/ 32.00 26.1343178883
41 S/ 32.00 26.0023559535
42 S/ 32.00 25.8710603438
43 S/ 32.00 25.7404276947
44 S/ 32.00 25.6104546586
45 S/ 32.00 25.481137905
46 S/ 32.00 25.35247412
47 S/ 32.00 25.2244600064
48 S/ 32.00 25.097092284
49 S/ 32.00 24.9703676888
50 S/ 32.00 24.8442829734
51 S/ 32.00 24.7188349069
52 S/ 32.00 24.5940202745
53 S/ 32.00 24.4698358778
54 S/ 32.00 24.3462785345
55 S/ 32.00 24.2233450784
56 S/ 32.00 24.1010323593
57 S/ 32.00 23.9793372428
58 S/ 32.00 23.8582566103
59 S/ 32.00 23.7377873593
60 S/ 32.00 23.6179264025
61 S/ 32.00 23.4986706684
62 S/ 32.00 23.3800171011
63 S/ 32.00 23.26196266
64 S/ 32.00 23.1445043199
65 S/ 32.00 23.0276390708
66 S/ 32.00 22.911363918
67 S/ 32.00 22.7956758819
 68 S/ 32.00 22.6805719979
69 S/ 32.00 22.5660493164
70 S/ 32.00 22.4521049027
71 S/ 32.00 22.338735837
72 S/ 32.00 22.225939214
73 S/ 32.00 22.1137121433
74 S/ 32.00 22.002051749
75 S/ 32.00 21.8909551697
76 S/ 32.00 21.7804195586
77 S/ 32.00 21.6704420831
78 S/ 32.00 21.561019925
79 S/ 32.00 21.4521502802
80 S/ 32.00 21.3438303589
81 S/ 32.00 21.2360573854
82 S/ 32.00 21.1288285978
83 S/ 32.00 21.0221412485
84 S/ 32.00 20.9159926035
85 S/ 32.00 20.8103799426
86 S/ 32.00 20.7053005595
87 S/ 32.00 20.6007517615
88 S/ 32.00 20.4967308694
89 S/ 32.00 20.3932352177
90 S/ 32.00 20.2902621542
91 S/ 32.00 20.1878090401
92 S/ 32.00 20.0858732501
93 S/ 32.00 19.984452172
94 S/ 32.00 19.8835432068
95 S/ 32.00 19.7831437686
96 S/ 32.00 19.6832512848
97 S/ 32.00 19.5838631954
98 S/ 32.00 19.4849769536
99 S/ 32.00 19.3865900253
100 S/ 32.00 19.2886998895
101 S/ 32.00 19.1913040375
102 S/ 32.00 19.0943999735
103 S/ 32.00 18.9979852144
104 S/ 32.00 18.9020572894
105 S/ 32.00 18.8066137403
106 S/ 32.00 18.7116521214
107 S/ 32.00 18.6171699992
108 S/ 32.00 18.5231649525
109 S/ 32.00 18.4296345724
110 S/ 32.00 18.3365764621
111 S/ 32.00 18.243988237
112 S/ 32.00 18.1518675245
113 S/ 32.00 18.0602119638
114 S/ 32.00 17.9690192063
115 S/ 32.00 17.8782869151
116 S/ 32.00 17.7880127652
117 S/ 32.00 17.6981944431
118 S/ 32.00 17.6088296473
119 S/ 32.00 17.5199160878
120 S/ 32.00 17.431451486
121 S/ 32.00 17.3434335751
122 S/ 32.00 17.2558600994
123 S/ 32.00 17.168728815
124 S/ 32.00 17.082037489
125 S/ 282.00 149.7753456176
 141.72
0.25

670.05
0.34

AMIGO
INTERÉS SOBRE SALDO PAGOS NO MENSUALES
MES SALDO ABSOLUTO INSOLUTO

0 S/ 27,000.00
1 S/ 27,270.00 S/ 270.00 S/ -
2 S/ 27,542.70 S/ 272.70 S/ -
3 S/ 27,818.13 S/ 275.43 S/ -
4 S/ 27,172.35 S/ 278.18 S/ 923.96
5 S/ 26,520.11 S/ 271.72 S/ 923.96
6 S/ 25,861.35 S/ 265.20 S/ 923.96
7 S/ 25,196.01 S/ 258.61 S/ 923.96
8 S/ 24,524.01 S/ 251.96 S/ 923.96
9 S/ 23,845.29 S/ 245.24 S/ 923.96
10 S/ 23,159.78 S/ 238.45 S/ 923.96
11 S/ 22,467.42 S/ 231.60 S/ 923.96
12 S/ 21,768.14 S/ 224.67 S/ 923.96
 13 S/ 21,061.86 S/ 217.68 S/ 923.96
14 S/ 20,348.52 S/ 210.62 S/ 923.96
15 S/ 19,628.04 S/ 203.49 S/ 923.96
16 S/ 18,900.36 S/ 196.28 S/ 923.96
17 S/ 18,165.41 S/ 189.00 S/ 923.96
18 S/ 17,423.10 S/ 181.65 S/ 923.96
19 S/ 16,673.37 S/ 174.23 S/ 923.96
20 S/ 15,916.15 S/ 166.73 S/ 923.96
21 S/ 15,151.35 S/ 159.16 S/ 923.96
22 S/ 14,378.90 S/ 151.51 S/ 923.96
23 S/ 13,598.73 S/ 143.79 S/ 923.96
24 S/ 12,810.76 S/ 135.99 S/ 923.96
25 S/ 12,014.91 S/ 128.11 S/ 923.96
26 S/ 11,211.10 S/ 120.15 S/ 923.96
27 S/ 10,399.25 S/ 112.11 S/ 923.96
28 S/ 9,579.28 S/ 103.99 S/ 923.96
29 S/ 8,751.12 S/ 95.79 S/ 923.96
30 S/ 7,914.67 S/ 87.51 S/ 923.96
31 S/ 7,069.85 S/ 79.15 S/ 923.96
32 S/ 6,216.59 S/ 70.70 S/ 923.96
33 S/ 5,354.80 S/ 62.17 S/ 923.96
34 S/ 4,484.39 S/ 53.55 S/ 923.96
35 S/ 3,605.27 S/ 44.84 S/ 923.96
36 S/ 2,717.37 S/ 36.05 S/ 923.96
37 S/ 1,820.58 S/ 27.17 S/ 923.96
38 S/ 914.83 S/ 18.21 S/ 923.96
39 S/ 0.01 S/ 9.15 S/ 923.96
TOTAL S/ 6,262.56 S/ 33,262.54

VAN-Io 0.068653450
S/ 3.70 S/ 0.009

RENDIMIENTO= (GANANCIA/CAPITAL
-S/ 7.00 INCIAL )*100%

-S/ 1.65
-S/ 0.58
-S/ 0.26
-S/ 0.15
-S/ 0.04
S/ 0.06

S/ 0.009
VAN=−𝐼𝑜+ ∑(𝐼−𝐸)/
((1+𝑖)^𝑛)

VAN - Io
0.01136
En millones de s/.
 TASA DE 1.17405%
INTERÉS A= S/. 923.96

Mensual
TASA DE 1.174058%
INTERÉS
A= S/923.96

AMORTIZACIÓN

-S/ 270.00
-S/ 272.70
-S/ 275.43
S/ 645.78
S/ 652.24 1.175 6.38
S/ 658.76 1.1749 -5.7
S/ 665.35 1.174 0.41
S/ 672.00 1.1741 -0.27
S/ 678.72 1.174505 0.07
S/ 685.51
S/ 692.36
S/ 699.29
S/ 706.28
S/ 713.34
S/ 720.47
S/ 727.68
S/ 734.96
S/ 742.31
S/ 749.73
S/ 757.23
S/ 764.80
S/ 772.45
S/ 780.17
S/ 787.97
S/ 795.85
S/ 803.81
S/ 811.85
S/ 819.97
S/ 828.17
S/ 836.45
S/ 844.81
S/ 853.26
S/ 861.79
S/ 870.41
S/ 879.12
S/ 887.91
S/ 896.79
S/ 905.75
S/ 914.81
S/ 26,999.99
 482.55
0.52

1.1740579

S/ 0.01