EJERCICIO N° 1

TASA i= 5%

n años 6
i tasa 0.05
P prestamo $10,000.00
A anualidad ??

1970.17

ESTADOS DE AMORTIZACION

N° CUOTA INTERES PRINCIPAL SALDO DEUDA PAGADA

0 $ 10,000.00 0
1 $1,970.17 $ 500.00 $1,470.17 $ 8,529.83 $1,470.17
2 $1,970.17 $ 426.49 $1,543.68 $ 6,986.14 $3,013.86
N°1 3 $1,970.17 $ 349.31 $1,620.87 $ 5,365.27 $4,634.73
4 $1,970.17 $ 268.26 $1,701.91 $ 3,663.36 $6,336.64
5 $1,970.17 $ 183.17 $1,787.01 $ 1,876.36 $8,123.64
6 $1,970.17 $ 93.82 $1,876.36 $ 0.00 $10,000.00
$1,970.17 $10,000.00
 PROBLEMA 3

TASA 2.575%

n 0 1 2 3

$ 200,000.00 -$ 25,000.00 -$ 25,000.00 -$ 25,000.00

1 1.0257545725 1.0521724429 1.0792706944

$ 200,000.00 - 24,372.30 - 23,760.36 - 23,163.79

VNA -$ 0.00

MODO EXCEL

Meses FN TASA VNA

0 $ 200,000.00 1.000% -$14,671.53
1 -$ 25,000.00 2.000% -$5,143.67
2 -$ 25,000.00 2.500% -$660.90
3 -$ 25,000.00 2.575% -$0.00
4 -$ 25,000.00 3.000% $3,644.07
5 -$ 25,000.00 3.500% $7,778.15
6 -$ 25,000.00 4.000% $11,748.01
7 -$ 25,000.00 4.500% $15,560.07
8 -$ 25,000.00
9 -$ 25,000.00
10 -$ 25,000.00
11 -$ 25,000.00
12 $ 50,000.00
 MODO MANUAL

4 5 6 7 8 9 10

- 25,000.00 - 25,000.00 - 25,000.00 - 25,000.00 - 25,000.00 - 25,000.00 - 25,000.00

1.10706685 1.135578883 1.1648252317 1.1948248075 1.2255970096 1.257161737 1.2895394

- 22,582.20 - 22,015.20 - 21,462.45 - 20,923.57 - 20,398.22 - 19,886.06 - 19,386.77

Tasa VAN
1.000% -$ 14,818.24
2.000% -$ 5,246.54
2.500% -$ 677.42
2.575% $ -
3.000% $ 3,753.39
3.500% $ 8,050.39
4.000% $ 12,217.93
4.500% $ 16,260.27

VAN VS TIR
$20,000.00
$15,560.07
$15,000.00
$11,748.01

$10,000.00 $7,778.15

$5,000.00 $3,644.07

-$660.90
$0.00 -$0.00
0.500% 1.000% 1.500% 2.000% 2.500% 3.000% 3.500% 4.000% 4.500% 5.000%

-$5,000.00 -$5,143.67

-$10,000.00
-$14,671.53
-$15,000.00

-$20,000.00
 0.500% 1.000% 1.500% 2.000% 2.500% 3.000% 3.500% 4.000% 4.500% 5.000%

-$5,000.00 -$5,143.67

-$10,000.00
-$14,671.53
-$15,000.00

-$20,000.00
 11 12

- 25,000.00 50,000.00
1.322750936 1.35681782

- 18,900.01 36,850.93

$15,560.07

8.01

% 4.500% 5.000%
% 4.500% 5.000%
 PROBLEMA 4
Meses Millones TIR MENSUAL
0 -$ 102.00 1.0792%
1 -$ 23.00
2 -$ 23.00 TIR(anual)
3 -$ 23.00 13.7473%
4 -$ 23.00
5 -$ 23.00 TIR VNA
6 -$ 23.00 0.200% $1,067.63
7 -$ 23.00 0.400% $731.02
8 -$ 23.00 0.500% $587.61
9 -$ 23.00 1.079% $0.00
10 -$ 23.00 1.000% $60.49
11 -$ 23.00 2.000% -$420.84
12 -$ 23.00 3.000% -$559.77
13 -$ 23.00 4.000% -$572.53
14 -$ 23.00
15 -$ 23.00
16 -$ 25.50
17 -$ 25.50
18 -$ 25.50
19 -$ 25.50
20 -$ 88.30
21 -$ 26.50
22 -$ 26.50
23 -$ 26.50
24 -$ 26.50
25 -$ 26.50
26 -$ 26.50
27 -$ 26.50
28 -$ 10.80
29 -$ 1,005.00
30 $ 32.00
31 $ 32.00
32 $ 32.00
33 $ 32.00
34 $ 32.00
35 $ 32.00
36 $ 32.00
37 $ 32.00
38 $ 32.00
39 $ 32.00
40 $ 32.00
41 $ 32.00
42 $ 32.00
43 $ 32.00
44 $ 32.00
45 $ 32.00
46 $ 32.00
47 $ 32.00
48 $ 32.00
49 $ 32.00
50 $ 32.00
51 $ 32.00
52 $ 32.00
53 $ 32.00
54 $ 32.00
55 $ 32.00
56 $ 32.00
57 $ 32.00
58 $ 32.00
59 $ 32.00
60 $ 32.00
61 $ 32.00
62 $ 32.00
63 $ 32.00
64 $ 32.00
65 $ 32.00
66 $ 32.00
67 $ 32.00
68 $ 32.00
69 $ 32.00
70 $ 32.00
71 $ 32.00
72 $ 32.00
73 $ 32.00
74 $ 32.00
75 $ 32.00
76 $ 32.00
77 $ 32.00
78 $ 32.00
79 $ 32.00
80 $ 32.00
81 $ 32.00
82 $ 32.00
83 $ 32.00
84 $ 32.00
85 $ 32.00
86 $ 32.00
87 $ 32.00
88 $ 32.00
89 $ 32.00
90 $ 32.00
 91 $ 32.00
92 $ 32.00
93 $ 32.00
94 $ 32.00
95 $ 32.00
96 $ 32.00
97 $ 32.00
98 $ 32.00
99 $ 32.00
100 $ 32.00
101 $ 32.00
102 $ 32.00
103 $ 32.00
104 $ 32.00
105 $ 32.00
106 $ 32.00
107 $ 32.00
108 $ 32.00
109 $ 32.00
110 $ 32.00
111 $ 32.00
112 $ 32.00
113 $ 32.00
114 $ 32.00
115 $ 32.00
116 $ 32.00
117 $ 32.00
118 $ 32.00
119 $ 32.00
120 $ 32.00
121 $ 32.00
122 $ 32.00
123 $ 32.00
124 $ 32.00
125 $ 282.00
MA 4

VAN VS TIR
$1,067.63
$1,200.00
$1,000.00
$731.02
$800.00
$587.61
$600.00
$400.00
$200.00 $60.49
$0.00
$0.00
0.000% 0.500% 1.000% 1.500% 2.000% 2.500% 3.000% 3.500% 4.000% 4.500%
-$200.00
-$400.00 -$420.84 -$559.77 -$572.53
-$600.00
-$800.00
3.20% 45.9%