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VIU Underwriting & Claims

Handling Academy
Advanced – technical lines
10-12 October 201

12 October 2016 Seitz-Lackner

Insulation materials
for buildings

1
Introduction

Common insulation material at sites

Insulation material

• Made of foamed plastic since 1950 (oil product)


• Now: expanded (EPS = white) or extruded (XPS = pink) polystyrene
• For industrial buildings: polyurethane (PU or PUR) in combination
with metal cassette panels (Sandwich Elements)

2
Insulation material

• USA: Exterior Insulation Finishing Systems (EIFS)


• Europe: External Wall Insulation System (EWIS)
• Germany: Wärme-Dämm-Verbund System (WDVS)

(Dis)advantage

+ low costs
+ easy application technique
+ good thermal performance
+ ideally suited for insulation

- Usually hardly combustible (B1) but with HBCD!


- Flame inhibitor HBCD (Hexabromcyclododecan) since 1950
- Highly poison und durable
- Since August 2015 = toxic waste -> high costs for removal
- Burns very well…

Video Fassadenbrand!

3
Property losses
Examples of residental fires in germany of EIFS:

• 24 April 2009 – Konstanz: A burning scooter, which was parked near the
façade, lead to ignition of the façade of a 4-story residential building

• 22 May 2009 – Aachen: Starting from a fire in an annex, the façade of the
adjacent 4-story building was fully destroyed over 2 floors.

• 11 June 2011 – Delmenhorst: 5 apartment buildings with over 50 units were


almost completely destroyed through arson in a garbage container, which was
placed near the EIFS façade.

• 20 May 2012 – Frankfurt: Arson on a construction site caused the large-scale


destruction of the façade of a 6-storey EIFS covered building.

Property losses examples

4
Property losses examples

Risks at Fire with EIFS

• Extreme fire load of foamed plastic


• High temperature leads to spread of fire
• Intensive, poison fire smoke
• Highly contamination of building parts
• Expensive restoration
• Highly effort for fire fighters

5
Risk management

• EPS Boards can use fire with a small ignition


source and could lead to a heavy fire scenario

• Storage far away from sources of ignition

• Not flammable Insulation (stone wool) is


preferable to the EPS/XPS products

Video Fire Test

Risk Experts DI(FH) Manuel Lackner


Technical Expert
Risiko Engineering GmbH
Schottenring 35
A - 1100 Wien

www.riskexperts.at
+43 1 713 50 96 - 365

Personal Skills:
University Studies in Construction Engineering
E-Mail: m.lackner@riskexperts.at
Civil Engineer exam since 2013

Expert for water damage and renovation

Knowledge in leak detection and all kinds of


sealings

6
Legal Notice

© 2016 Risk Consult GmbH. All rights reserved.


You are not permitted to create any modifications or derivatives of this
presentation or to use it for commercial or other public purposes without the
prior written permission.
Although all the information used was taken from reliable sources, not any
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accepted.
All liability for the accuracy and completeness thereof or for any damage
resulting from the use of the information contained in this presentation is
expressly excluded.
Under no circumstances liability for any financial and/or consequential loss
relating to this presentation is borne.

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