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The following are the maximum allowances or ceilings to be applied per single period of confinement**
effective April 5, 2009 admissions onwards.
Level 1 Hospitals (Primary)
Case Type
Benefit Item
A B
Room and Board
300 300
(maximum of 45 days per year)
Drugs and Medicine
(per single period of 2,700 9,000
confinement)
X-ray, Laboratory and Others 1,600 5,000
(per single period of confinement)
Operating Room 500 500
Professional Fees
a. Daily Visits
General Practitioner (Groups 1, 5, & 6)
Per Day 300 400
Maximum per
1,200 2,400
confinement
Specialist (Groups 2, 3, & 4)
Per Day 500 600
Maximum per
2,000 3,600
confinement
b. Surgery (for Case Type A and B)
Surgeon Anesthesiologist
General Practitioner
RVU x PCF 40=PF1 40% of surgeon's fee (PF1)
1st Tier (Group 1)
With Training
RVU x PCF 48=PF2 48% of surgeon's fee (PF1)
2nd Tier (Group 5 and 6)
Diplomate/Fellow
RVU x PCF 56=PF3 56% of surgeon's fee (PF1)
3rd Tier (Group 2, 3 and 4)
Maximum of 2,000 per Maximum fee computed as percentage of
confinement 2,000
* Not to exceed 45 days for each calendar year.
** Refers to a confinement or series of confinements of the same illness not separated from each other by 90 days
within a calendar year. In this case, a member or beneficiary is not entitled to another set of benefits until after 90
days. They can only avail of the unused portion of the benefits and the room and board fees until the 45 days
allowance is exhausted.
However, a member can avail of new set of benefits if succeeding confinements are of different illness or condition.
Case Rates
Since September 1, 2011, the following medical cases and surgical procedures are being paid through
case rate:
Surgical Cases
1. Radiotherapy 3,000
2. Hemodialysis 4,000
3. Maternity Care Package (MCP) 8,000
4. NSD Package in Level I Hospitals 8,000
5. NSD Package in Levels 2 to 4 Hospitals 6,500
6. Caesarean Section 19,000
7. Appendectomy 24,000
8. Cholecystectomy 31,000
9. Dilatation and Curettage 11,000
10. Thyroidectomy 31,000
11. Herniorrhaphy 21, 000
12. Mastectomy 22,000
13. Hysterectomy 30,000
14. Cataract Surgery 16,000
Medical Cases
1. Dengue I (Dengue fever, DHF grades I&II) 8,000
2. Dengue II (DHF grades III & IV) 16,000
3. Pneumonia I ( moderate risk) 15,000
4. Pneumonia II (high risk) 32,000
5. Essential Hypertension 9,000
6. Cerebral Infarction (CVA-I) 28,000
7. Cerebral Hemorrhage (CVA-II) 38,000
8. Acute Gastroenteritis (AGE) 6,000
9. Asthma 9,000
10. Typhoid Fever 14,000
11. Newborn Care Package in Hospitals and Lying in Clinics 1,750
Confinement within the validity period as stated in the Member Data Record
Eligibility
Limited to members and health qualified workers with novel swine-origin influenza A (H1N1) virus
infection confirmed by the Department of Health (DOH)
For qualified health care workers (HCWs):
Rendered service in a DOH-designated hospital for Influenza A (H1N1) and contracted the
disease while performing their duties and or caring for an influenza A (H1N1) patient as certified
or attested by DOH
Qualified dependents of HCWs who also contracted the disease shall be provided a maximum
coverage of Php 75,000.
Confinement within the validity period as stated in the Member Data Record.
Exclusions
Probable and case under observation*
Admissions in non-DOH designated hospitals*
Influenza-like illnesses (ILI*)
Other seasonal outbreaks of influenza by established flu virus
(e.g., H1N2, H5N1*, SARS**, Avian flu***)
Other conditions
Reimbursement (to members) for drugs, medicines and supplies or laboratory procedures bought or
performed in other facilities shall be based on the following:
Facility cannot provide necessary items and services covered by the benefit.
These items and services are used during confinement.
Official receipts and/or other purchase documents are submitted.
Reimbursement depends on actual cost of receipts submitted but not more than the difference
between maximum benefit and reimbursement to facility.
Facility acknowledges that cost of benefits and services provided is less than the maximum
benefit
Confinements abroad shall also be covered provided that a certification from their Ministry of Health (or
its equivalent) confirming that case is due to A (H1N1) is submitted.
Availment of the package shall be charged against the 45-days annual limit and is covered by the rule on
single period of confinement (only one Influenza A (H1N1) Package shall be paid within 90 days).
*Covered by regular hospitalization benefit
**Covered by SARS package
***Covered by Avian Flu package