Honda Insurance Package

Protection & Privileges Throughout The Journey.

Exclusive For Your Honda.
When you own a Honda, it’s just not about owning another car.
It brings exclusivity with the car. With Honda, you are entitled to a
comprehensive car insurance coverage that not only looks after your
wellbeing but also your loved ones who take the journey with you.
It gives you the comforts of knowing that each time you are behind the
wheel, you and your loved ones are protected by a Honda Insurance
Package (HIP).

HIP presents a myriad of privileges to you to ease your financial worry

in the event of any calamity affecting you, your loved ones and of course,
the Honda.

So get in touch with us! Contact your nearest Honda Authorised Dealer
or call the 24-hour toll free number below for enquiries or assistance.
 Why HIP is the ideal fit for you

100%
Genuine
Parts
that come with 6 months
100%
Sum Reimbursement for
warranty or 10,000km first 10 years in the event
service warranty of theft or total loss

Speedy No policy
Claim excess
Approval for claims for named driver except
under RM20,000 for compulsory access

Agreed Value up to

10 Years FREE
two named drivers.
Coverage RM10 to add each
additional driver

No
betterment
cost
(replacement with new,
original parts) for vehicles
up to 10 years old

24-hour HIP Call Centre

1-800-18-1177
1
 HIP Emergency Assistance

24-Hour Emergency Towing Assistance

During emergencies, your car can be
towed to the nearest Honda Panel Insurers
Workshop. HIP will assist to tow the vehicle
In the event of an up to 450km (round trip by the tow truck).
emergency, contact our
24-hour HIP Call Centre Roadside Repair Services
at 1-800-18-1177 and } Jumpstart/battery replacement
we will help you the best } Tyre-changing
way we can. } Fuel refill
Services come with free labour charges
up to RM200.00 per event, exclusive of
spare parts.

Honda Panel Insurers’ Workshops*

These workshops have been inspected by
Honda Malaysia and are required to comply
with Honda Standards.

* Members have the right to appoint any PIAM authorised

workshop of their choice if they wish, however HIP
cannot guarantee 100% genuine parts

2
HIP Extra-Smiles
In the event of medical emergency at a breakdown
or accident, the following services are available for
HIP members.

Medical Assistance Lifestyle Privilege

Medical referral and Legal assistance Home assist services

arrangement of medical
appointments

Alternative travel Return of children

assistance travelling with member
Dispatch of medications
which are not available
locally
Translator service Visa, passport and
assistance inoculation requirements

Medical evacuation/
repatriation Location of lost items Arrangement of flights

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 Comparison of HIP and Other Insurers

Honda Insurance Other Insurers

Package
No Excess Clause May impose Excess or
Underwriting
up to 10 Years Terms even decline based on age
Insurance policy covers of vehicle, vehicle model,
100% of the cost of any age of insured and/or
accident repair to your claims history
Honda car

100% Sum Insured

} W Unconditional based
NE Agreed Value
up to 10 years on Market Value
1st Year: Sum Insured
}
based on Purchase
Price
2nd Year to 10th Year:
}
Sum Insured based
on recommended ISM
Valuation Price

No betterment charges Betterment charges

for old car repairs up to Betterment for old car repairs:
10 years } 1st to 4th Year: 0%
} 5th Year: 15%
} 6th Year: 20%
} 7th Year: 25%
} 8th Year: 30%
} 9th Year: 35%
} 10th Year and above: 40%

4
 Honda Insurance Other Insurers
Package
Free Towing Service Free Towing Service
up to 450KM Road Assistance may not be available
W
NE
(round trip)

Speedy claim
} Standard claim
approval for value Claim Approval procedures apply
under RM20,000 for which may take
the vehicle repaired at up to weeks or more
Honda Authorised
EW
Body & Paint Centre N
Dealer can provide
}
assistance and support
in following up with
insurance company
and advise on claims
procedure

Other services offered Insured need to perform

by Honda Dealer: Other Services insurance related tasks:
NCD withdrawal
} Personally present at
}
Policy cancellation
} the insurance company
to transfer NCD NCD withdrawal
}
Issue cover note for
} Cancellation of policy
}
change of Engine/ to transfer NCD
Chassis/Vehicle Number Issue cover note for
}
Assist in issuing cover
} change of Engine/
note for the extension Chassis/Vehicle Number
of period of cover Valuation of insured car
}
One Stop Centre
} Understand the insurance
}
Road tax renewal
} Rules & Regulations
Advice on the insurance
}
Rules & Regulations
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 What We Do Not Cover
The comprehensive policy doesn’t cover the
list below, however you can insure this risk
(chargeable) upon request and availability by
our trusted panels.

Special Perils Eligibilty

(Damage by Acts of God) } For private vehicles only
Example: Flood, landslides, under comprehensive
thunderstorms, and other motor coverage
natural disasters
} Minimum entry age for
Insured policyholder
is 18 years old up to
Liability against claim maximum 75 years old
from your passengers
} Coverage of the
number of passengers
is based on seating
Windscreen cover capacity of the vehicle
(with separate sum
insured, and subject } Territorial limits are
to additional premium) within Malaysia only

6
 3 simple steps
to become
a HIP Member

1
Visit/Call any Honda
Authorised Dealership
for more information
about New Motor
Insurance/Renewal*

2
Enquire for Quotations
and Additional coverage
if required

3
Get covered with HIP

* Only with HIP Insurance panels

7
 What to Do When Involved
In A Car Accident
If you are involved in a motor accident,
don’t panic and follow these steps:

1 Try parking your car in 4 Call HIP and the police 7 Jot down personal
a safe and visible spot details of those involved

2 Turn on your 5 Be wary of suspicious 8 Wait for assistance

hazard lights individuals. Go to the
nearest police station

3 Check to see 6 Take photos 9 Lodge a police report

if anyone is hurt of the damage within 24 hours

24-hour HIP Call Centre } 1-800-18-1177

8
Claim Process

1 Prepare documents 3 Approval from

for claim process: insurance company
} Insurance cover
note
} Police report
} Registration card
} Driving license 4 Repair works begin
} Identification card

5 Sign insurance
2 B&P Centre/HIP discharge voucher
Workshop will
estimate cost of
repair and submit to
insurance company

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 HIP Car Personal Assurance (PA)
Protects drivers and passengers

What HIP Car

PA covers: Death or Car rental
permanent reimbursement
Medical reimbursement disability from a licensed car
rental company and
for up to RM1,800 while driving, riding,
and boarding or alighting
car allowance
per person
from the vehicle

Reimbursements Important Information

about HIP Car PA
HIP Car PA Package
Incident Applicable only to
}
Plan 1 (RM) Plan 2 (RM)
privately-registered
Death 50,000 75,000
vehicles which
Loss of both are insured under
50,000 75,000
hands or feet comprehensive motor
Loss of one eye cover with Honda
and one hand/ 50,000 75,000 Insurance Package
one foot Panel of Insurers
Total paralysis 50,000 75,000
Insured maximum
}
Loss of sight age limit is up to
50,000 75,000
of both eyes
75 years old
Loss of one
25,000 37,500
hand/foot Coverage of the
}
Loss of sight number of passengers
25,000 37,500 is based on seating
of one eye
capacity of the vehicle
Loss of 4 fingers
and thumb 25,000 37,500
of one hand
Loss of hearing
25,000 37,500
of both ears
Loss of speech 25,000 37,500
Loss of all toes 7,500 11,250

The aggregate of all benefits payable in respect of any

one accident shall not exceed RM50,000 (Plan 1) or
RM75,000 (Plan 2) for any one person.

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Hotel Reimbursement
accommodation of loss of contents
reimbursement in the vehicle
If the vehicle is
immobilised after
the accident

Special reimbursements

Plan 1 (RM) Plan 2 (RM)

Territorial limit is within
} Medical
Malaysia only reimbursement 1,250 1,800
(per person)
Compensation will be
}
made in addition to Car Rental* 75 per day up 100 per day up
other policies to 10 days to 10 days
Car Allowance* 20 per day up 30 per day up
Compensation will
}
to 10 days to 10 days
be made whether
the driver is negligent Hotel 75 per day up 100 per day
or not Accommodation to 1 day up to 1 day
Loss of contents 500 750
Cash before cover is
} * You have a choice of receiving reimbursement for either Car Rental or
applicable to this cover Car Allowance, but not both.

Annual Premium inclusive of GST at 6%

Seating
capacity Plan 1 (RM) Plan 2 (RM)
(including driver)
5-Seater 159 238.50
7-Seater 201.40 291.50
With optional
extension from
26.50 31.80
10 days to
20 days
Stamp Duty 10 10

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 Terms & Conditions
1. Applicable only to privately registered
vehicles which are insured under
comprehensive motor coverage.
2. In order to enjoy No Betterment and
speedy claim approval, vehicles must
be repaired at Honda Authorised B&P
Dealers or Honda Panel Insurers’
Workshops.
3. HIP policy excludes the following:
own death or bodily injury, liability
against claim from your passengers;
theft of non-factory fitted vehicle
accessories unless otherwise declared;
consequential losses, depreciation,
wear & tear, mechanical or technical
breakdown failures; loss/damage
arising from an act of nature. Kindly
refer to policy documents for more info.
4. When your vehicle is driven by
unnamed driver or a person who is
under the age of 21 or a holder of a
Provisional/Probation Driving License,
the compulsory excess of RM400.00
is applicable in the event of claim.
5. For cancellation of policy, a minimum
premium of RM50 is applicable,
excluding stamp duty.
6. Entitled NCD (if any) will be forfeited
from your policy once Own Damage or
3rd Party claim is made on your policy.
7. Your motor insurance will only take
effect once premium due has been paid
(Cash before cover)
8. Determining the right Sum Insured is
important to avoid under insurance
and issues, in the event of claim. Our
dealers will be able to advise you on
the recommended Sum Insured.
9. NCD is transferable from one vehicle
to another provided the vehicles are
registered under the same name.
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10. The benefits and services stated are
subject to eligibility and acceptance by
Honda’s panel of licensed insurers. It
will automatically cease if the insurance
policy lapses for any reason whatsoever.
The benefits and services will also be
terminated if you are found by the HIP
Call Centre (in its sole discretion) to be
abusing its services.
11. Honda Malaysia Sdn Bhd reserves the
right to terminate, cancel, cease, suspend,
delete or amend any and/or all of the
stated benefits and services related to the
Honda Insurance Package without prior
notice to its members.
12. General Exclusions include War and
related risks, Government Regulations or
Acts of Authorities, Suicide, self-inflicted
injury or illness, Pregnancy, childbirth,
physical or mental defect or infirmity,
AIDS, AIDS related complex or
sexually-transmitted diseases, Influence
of alcohol unless alcohol was not a
factor contributing to the happening
of the injury, vehicle used for racing,
speed-testing, hire, road-rallying or any
other illegal business pursuit, accidents
outside the Territorial Limits, driver who
do not hold a valid driver’s license,
Acts of Terrorism.
13. The descriptions of cover are a brief
summary for quick and easy reference.
The precise terms and conditions that
apply are in the Policy Document.
14. The Honda Insurance Package is
arranged/underwritten by Honda’s
panel of licensed insurers comprising
MSIG Insurance (Malaysia) Bhd,
Tokio Marine Insurance (Malaysia) Bhd,
Berjaya Sompo Insurance Berhad,
Liberty Insurance Berhad, AIG Malaysia
Insurance Berhad, Allianz General
Insurance Company (Malaysia) Bhd,
Etiqa Takaful Berhad and Zurich Takaful
Malaysia Berhad.
Contact your nearest Authorised Dealer
or call 24-hour HIP Call Centre
1800-18-1177 for assistance

HIP Insurance Partners

Conventional }

(62605-U)

Takaful }
Authorised Dealer: